published byChoctaw Lake Property Owners Association

2875 Oneida Drive, London, OH 43140Advertising Rates - Call 740-852-2593

www.lakechoctaw.com

AUGUST 2012

ALIVING LEGAC

Y

CH

OCTAW LAKE

F R E E B E A C H C O N C E R T S AT T H E A R R O W H E A DPresented by CLPOA Recreation Committee

Come and enjoy the music. Bring chairs, food, anddrink. Share the fun with your neighbors. This is afree beach concert at the Arrowhead.

Monday,September 3

8:00 am to 10:00 am

$5 for everyone over fourFour and under: FREE!

Presented by theChoctaw Lake

Booster Club

Friday, August 177:30 p.m. – 10 p.m.

THEKEEPERS

The Keepers is a four-piece band fromColumbus who distill the energy from

today’s rock, pop, and country into some-thing completely their own. Stir in ahealthy helping of the classics and theband truly has something for everyone!

C H O C T A WL A K E ’ SA N N U A LL A B O R D A Y

Featuring live musicby The Emeralds

SUNDAY,SEPTEMBER 2 •7:00 – 11:00 P.M.

Your CLPOABoard will be serving thefollowing from 7:00 to 8:30 p.m.:

Pulled Pork BBQ or Pulled ChickenBBQ Sandwich famous Mac N

Cheese, Green Beans, and Cole SlawTable Service provided. Bring yourown beverages. There will be no

table for desserts to share

ADULTS: $7.0012 AND UNDER: $3.00

CommunityBarbecue

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CONTRACT

IN CONTRACT IN 9 DAYSNEW LISTING

All articles not otherwise indi-cated to be authored by an individ-ual, should be addressed to theBoard of Trustees.Choctaw Lake is not liable for

non-insertion of ads beyond theamount paid for the advertisement.The Peace Pipe is printed by TheMadison Press, 30 S. Oak St., Lon-don, OH 43140.Typesetting, layout and graphic

design are done by The MadisonPress.All editorial submissions should

be sent to CLPOA@rrohio.com.

DeadlinesThe Deadline for the September

Peace Pipe is August 16. The dead-line for the October Peace Pipe isSeptember 14.

Advertising ratesSize CostBusiness card $201/4 page $401/2 page $80Full page $200Color Call for pricing

All ads must be paid for in ad-vance and submitted to theChoctaw Lake office.

The Peace Pipe goes to every

property owner in Choctaw lake.

That’s 100-percent coverage.

Classified ads rates are 12 words

or less for a minimum charge of $3.

Ads are accepted until the Peace

Pipe’s published deadline.

2 The Peace Pipe, Choctaw Lake, August 2012

Chaney & ThomasI N S U R A N C E

104 Lafayette StreetLondon, Ohio 43140

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Dr. Kristen M. Thompson, OD26 South Urbana Street • South Vienna, Ohio 45369

937-568-7200www.visionsource-crossroads.com

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The Peace Pipe, Choctaw Lake, August 2012 3

Lake Water Quality Study – Status Report August 2012Earlier this year, the

Choctaw Lake Board ofTrustees sent-out a propertyowners’ survey to learnwhat topics were viewed asmost important to propertyowners. The topic thatcame in at the top of thesurvey was lake water qual-ity (clarity/silt manage-ment). At the May propertyowners’ meeting, a presen-tation was made showingthe history of Choctaw’swater clarity, how we com-pare to other Ohio lakes,current concerns with ourwater, recommended ac-tions property owners couldtake to help water quality,and also the next steps theBoard would be taking inorder to put together a com-prehensive plan to protectand improve our lake water

quality. Feedback at themeeting was clear thatproperty owners highlyvalue having clean, safelake water and wanted theBoard to further pursue thisissue.

Several members of theBoard attended the OhioLake Communities Associ-ation meeting in May,where they learned of siltand water quality issues atother similar Ohio lakes.They heard what stepsthose lakes were taking, aswell as made several con-tacts with the Ohio Depart-ment of Natural Resourcesand the Soil and WaterConservation District repre-sentatives. The Lake,Drainage and Roads Com-mittee then met with repre-sentatives of the Madison

County Soil and WaterConservation District aswell as the US Departmentof Agriculture. We submit-ted a letter of request forengineering consultation,which was subsequently ac-cepted. We will be meetingwith the State Engineers inearly August. While theywill not engineer the proj-ect for us, they will makerecommendations and sug-gestions and have sharedother approved plans withus. We have also contactedengineering firms in orderto begin discussions whichwill eventually lead us to beable to estimate the costs ofany proposed projects. Thevarious agencies we metwith stressed that they onlywork with upstream prop-erty owners (mainly farm-

ers) at the request of thoseproperty owners, and thatstate and federal funds werecurrently very limited foranything beyond that. Theysuggested several alterna-tive approaches for workingupstream that we must takeunder consideration.

Additionally, we re-viewed our existing Rulesand Regulations addressinglake water quality, andfound them lacking in de-tail. As we work with thevarious outside agenciesseeking their assistance,and possibly try to workwith upstream land owners,it is very important that weshow our commitment towater quality and start byaddressing what we directlyhave control over, our own‘backyard’. Thus, in addi-

tion to the discussions atthe OLCA conference, wegathered as much informa-tion as possible from theRules and Regulations fromother lake communitiessimilar to our own. We alsoreviewed state guidelinesfrom Ohio and other statesfor protecting and improv-ing water quality. Fromthat information, the newChoctaw Lake Rules andRegulations for WaterQuality shown below wereformulated and approvedby the Board at the Julymeeting. These new regu-lations are now in effect, soplease take the time to re-view them carefully and en-sure compliance. We havean excellent drainage sys-tem throughout our com-munity, thus these new

rules are equally important

for all property owners, not

just lakefront owners.

Our lake is our number

one asset. It is by far the

most significant driver of

property value for our com-

munity. Let’s work to-

gether to ensure that our

lake stays healthy and that

we take every step possible

to avoid the various water

quality issues that are mak-

ing the news regularly at

other Ohio lakes. Not only

will these Rules and Regu-

lations help to protect our

water quality, but they will

also help to push-out costly

dredging of the lake, a ben-

efit to all property owners.

Indoor:painting/wallpaperingdrywall/ceramic tilelaminate floorscabinets/countertopscarpentry & more

Outdoor:decks/patios/porchesstaining/paintingsiding/soffitsfascia/trimdoors/windows & more

Katherine HogewoningP.O. Box 812London,Ohio 43140Phone: 614.507.0855

* free estimates * local references* no project too big or small

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TASTE!That’s The Difference

Our pizza is made the old fashion wayusing our own special dough made freshdaily and rolled just for you. Our sauce ismade with a blend of 6 spices and is nottoo sweet. Our customers say our sauceis so good, it’s addictive. Our cheese is topgrade provolone. Our toppings are freshand top quality. Every pizza and every itemis made for you with special care.

WE DELIVER1585 Chickasaw Dr. • Lake Choctaw

AND

50 West Town St. • West JeffersonWest Jeff Phone (614) 879-4040

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4 The Peace Pipe, Choctaw Lake, August 2012

Care and use of your grinder pumpThe Environmental Ohio grinder pump is

capable of accepting and pumping a widerange of materials. Regulatory agencies ad-vise that the following items shouldn’t be in-troduced into any sewer, either directly orthrough a waste disposal unit:Glass, Diapers, socks, rags, cloth, metal,

plastic objects, seafood shells, sanitary nap-kins, kitty litter, goldfish stone.In addition, one never should introduce

into any sewer:Explosives, strong chemicals, gasoline,

flammable material, lubricating oil or grease.Periods of disuseIf your home or building is left unoccu-

pied for longer than two weeks, perform thefollowing procedure:Purge the system: Run clean water into

the unit until the pump activates. Immediately

turn off the water and allow the grinder pumpto run until it shuts off automatically.Caution: Do not disconnect power to the

unit.In case of power failure:Your grinder

pump cannot dispose of wastewater withoutelectrical power.. If power service is inter-rupted, keep water usage to a minimum.Pump Failure Alarm:Your pump has been

manufactured to produce an alarm signal (120vol) in the event of a high water level in thebasin. The installer must see that the alarmsignal provided is connected to an audible/orvisual alarm in such manner as to provide ad-equate warning to the user that service is re-quired. During the interim prior to the arrivalof an authorized service technician, waterusage must be limited to the reserve capacityof the tank.

Choctaw Lake Board of Trustees 2012-2013

Tom Boyd (2013) ......................................President ........................................852-7730

Eugene Brundige (2014) ..................Vice President ........................................852-4042

Ruth Sowers (2013) ..................................Treasurer ........................................852-0149

Dan Blazer (2013) ....................................Secretary ................................740-490-7008

John Foote (2014) ............................................................................................852-9534

Dar Jones (2014) ..............................................................................................852-3227

Chuck Avery (2015)....................................................................................614-579-8968

Deeann Blake (2015) ........................................................................................852-5234

Jim Swihart (2015) ....................................................................................614-929-8981 ......

Choctaw Lake Office • 2875 Oneida Dr., London, Ohio 43140 • 740-852-2593

FAX 740-852-244 • email: clpoa@rrohio.com • website: lakechoctaw.com

Mike Hexamer ..........................................................................Lake Operations ......

Carla Dye....................................................................................Office Manager

James Moran ....................................................................Utility Superintendent

Dan Summers ..................................................................................Patrol Chief

Office Hours:

Monday ............................................................10:00 – 11:30 a.m.; 12:00 - 7 p.m.

Tuesday — Friday ............................................10:00 – 11:30 a.m.; 12:00 - 4 p.m.

Westside Guard House: 740-852-2976 • Sewer Plant: 740-845-1284

R.N. SMITHBROKER

AUCTIONEER

R.N. (Bob) Smith740-852-1043

GEOFF SMITHAuctioner/Realtor

740-852-0935

KENT SMITHLic. Appraiser/Realtor

614-203-9506

BOB KELLYRealtor

740-837-04573161 Old Columbus Rd., London, OH 43140

REAL ESTATE PROFESSIONAL REPRESENTING YOU!

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Cedar Siding • Aluminum SidingDeck/Patios • Fences

Paint Kitchen Cabinets • Drywall Repair

740.852.2180Gary & Austin Bogenrife

Website: wowpaintingllc.comwow@in-touch.net

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AllScapeSMANAGEMENT, LLC

740-845-LAWNResidential/Commercial Groundskeeping

CALLTODAY FOR AFREE ESTIMATE!

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Special Pricing forLake Choctaw Customers!

10% OFFENTIRE JOB

• TREE TRIMMING• TREE REMOVAL• STUMP GRINDING

852-1155 • 852-5048

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PLUMBING & HEATING INC.

– Established 1948 –252 E. First Street • London, OH

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Jim YatesMaster Plumber PL #11111

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My T Fine Country Kennels8499 Davisson Rd., Mechanicsburg 43044(6 miles from the lake) (877) 698-5366

Boarding • Grooming/BathingLimited Doggie Daycare

Call for details - See how we are different!Visit ourweb-sitewww.mytfinecountrykennels.comAsk about our in-home petcare service

RRR LLC

Insurance Claims

rutherford roofing & remodelingdecks • porches • fences • siding • windows

additions • garages • finished basements

rutherfordroofingandremodeling.com614.306.3644740.396.9001

Owens CorningPreferredContractor

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PROCEDURE FOR VIEWING CLPOA RECORDS1. Written request with:

• Information requested• Date• Purpose• Signature

2. President and Secretary to approve or deny request within three (3) workingdays.3. If denied, it will be brought up at the next Board Meeting.

INFORMATION REGARDING YOUR WATERFluoride 1.25 m/l • Sodium .25 m/lHardness 370 m/l • 28-30 grainsAll the above are naturally

occurring and nothing is added.James Moran, Utility Superintendent

PUBLIC NOTICEProperty Owners must have a permit for all Permanent Structures including the followingprojects: House, House Additions, Sheds, Boathouses, Driveways, Fences, Decks, Patios,Docks, Swimming Pools, Satellite Dishes over 24” in diameter.Anyone failing to secure the necessary permit will be assessed a penalty of 50% cost of theoriginal permit. Section E-4 of the Choctaw Lake Building Code.

Safety tips for pedestriansWhen sidewalks are unavailable:

Walk facing traffic. This puts you in a betterposition to anticipate and react to oncomingvehicles especially when walking on road-way. Make eye contact with drivers. Theymay not paying enough attention and not seeyou.Be alert at all times.

If you’re wearing headphones, use onlyone ear bud. When walking at night, wearlight -colored or reflective clothing to be vis-ible. Carry a flashlight.Carry your cell phone for use in an emer-

gency.Report suspicious persons or incidents to

the patrol as soon as possible

Booster Club Events for 2012SEPT 3

Pancake breakfast (lodge) • Junkyard Derby (beach)

OCT 27Kids Holloween Party (lodge)

NOV 10Annual Craft Show (lodge)

DEC 31NewYear’s Eve Party (lodge)

6 The Peace Pipe, Choctaw Lake, August 2012

(Between I-70 & US 40) Visit Our ShowroomFFLLOOOORRSS

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The Peace Pipe, Choctaw Lake, August 2012 7

Be Safe, Not Sorry

Each month, the Choctaw Lake Pa-trol Report is published here in the Pea-cePipe. As you can see, within ourChoctaw Lake community, our crimestatistics are very low, a tribute to ourLake Patrol and our residents. How-ever, while the occurrence rate is low,the monthly reports show us that we arenot without crime altogether. The pur-pose of this article is to call your atten-tion to a few crime prevention steps thateveryone here at the lake is urged totake.

1. Whether in your driveway,at the beach, or at a friend’shouse, roll-up your car windows,remove or hide valuables fromview, and lock your car doors.

2. When you leave yourhome, make sure it is secure.Doors shut and locked andground-level windows closed.Motion activated outdoor lightsare also a great crime deterrent.If you are going to be gone for acouple hours after dark, leaving alight on inside the house is goodpractice.

3. If you are going to be gonefor some time, several days orweeks, have your mail stoppedand a neighbor pick-up the manynewspapers that are tossed at theend of your drive. A couplelamps on timers are also a goodidea to make it look like some-one is home. If you leave on aMonday, have a neighbor bringyour trash can in from the street.

No sense advertising that you arenot home. Upon request, theLake Patrol will also periodicallycheck your house for you.

4. Keep your garage doorclosed unless you are activelyusing your garage.

5. Keep your house doorslocked, even when you are home.

6. Don’t leave valuablesaround the yard, in your drive,etc. Lock-up enclosed trailersand put a lock on the hitch ofyour trailers.

7.Go with your intuition…. Ifyou see a car or person that lookssuspicious, like they don’t be-long where ever you see them, oryou see activity at a neighbor’shouse at an odd hour or strange

cars, or you hear something odd,like breaking glass for example,report it and have it checked out.Residents looking out for eachother is the best form of crimeprevention we can have.

By keeping your eyes and ears openand applying common sense, we canwork together to prevent crime andmake our numbers even better.Use 911 for Emergencies and situa-

tions requiring immediate attentionMadison County Sheriff – (740)

852-1332 Request Lake Patrol assis-tance with non-emergency situations.Lake Patrol – (740) 852-2593 Re-

quest contact by the Lake Patrol,arrange for house checks, report issuesthat are non-emergencies and not timesensitive, etc.

Seven handy crime-prevention tips

Annual fishing tournament, July 4, 2012

The 2012 Fourth ofJuly fishing tournamentwas a great success.Families and friendswere treated to icecream and lunch pro-vided by generous do-nations from ErnieSparks and many oth-ers.The largest catfish,

over three pounds, hap-pily swam away, as thetournament is a catchand release program.Phil Chin, a local

professional photogra-pher, was on hand tocapture the winners re-ceiving their prizes. Philworks with many set-tings and events andwould be happy to pho-tograph your next event.The Bobber for a

Dollar race was a hit!This year’s bobber racetook 12 minutes andproduced one winner:Evan Moran. Volun-teers numbered andsold bobbers during the

tournament and thendumped all the bobbersin the lake. The firstbobber to reach thedock was declared thewinner. 50% of the pro-ceeds went toward nextyear’s donations whilethe other 50% went tothe winner.Congratulations,

Evan!Our many thanks to

those who donated tothis year’s tournament.We appreciate all those

who gave time and en-ergy to make this tour-nament a great success.A special thanks to:

Mike’s Choctaw Pizza,Ernie Sparks of Ernie’sMedicine Shoppe, andPhil Chin.We would also like

to thank the volunteersand the Blake family forhosting this year’s eventat Choctaw Marina.We hope to see

everyone at next year’stournament!

8 The Peace Pipe, Choctaw Lake, August 2012

The Peace Pipe, Choctaw Lake, August 2012 9

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CHOCTAW LAKE PATROL - MONTHLY REPORT FOR JUNE 2012Specific activitiesDispatched calls 27House checks 244Business checks 241Alarm drops 3Open doors 13

Squad runs 2Fire runs 0911 Hang-ups 1Backup deputy 2Other assist calls 74

Burglary/breaking, entering 2Theft 2Criminal damaging/vandalism 0Other criminal complaints 7Domestic/neighbor disputes 1Juvenile complaints 0Animal complaints 7Vehicle crashes 1

Suspicious persons 7Suspicious vehicles 13

CitationsState citations 4Mad. County Sheriff 3Lake citations 15Total 22

ArrestsFelony 1Misdemeanor 1Juvenile complaints filed 0Total 2

Other activitiesReports written 14Patrol miles 4,143Fuel consumption 353

LONDONCONSTRUCTION

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The quality and clarity of water in our lake is of great importance to all property owners, im-pacting the recreational use of the lake, the aesthetic beauty of Choctaw Lake and the prop-erty value for all Choctaw Lake community properties. Thus, all property owners areresponsible for adherence to the following Rules and Regulations, put in place to protect thelake water quality as well as minimize future lake maintenance costs to property owners.

RUN-OFF DURING PERIODS OF CONSTRUCTION:During periods of excavation and construction, the property owner is responsible to en-sure that silt barriers and proper grading are maintained in order to prevent soil erosionand thus silt from entering our drainage system and ultimately the lake. This rule ap-plies to any activity on the property owner’s lot that exposes bare soil. Bare groundmust be seeded within 30 days of building completion or permit expiration, or by May15th, if the construction is completed during the winter months. If work is being per-formed by a contractor, it shall be the property owner’s responsibility to notify the con-tractor of these requirements.

LAWN FERTILIZATION:Property owners are prohibited from using lawn fertilizers containing phosphorus withthe exception of new lawn seedings, in which case a temporary waiver shall be re-quested from the Lake Office. Property owners using third party lawn maintenancecompanies shall be responsible for notifying their lawn care provider of the require-ments for phosphorous-free fertilizers.

SHORELINE EROSION:To prevent shoreline erosion, it is required that an approved seawall be constructed onall waterfront property, developed or undeveloped. Property owners must submit plansand specifications to obtain a Building Permit for all seawall installations per the Build-ing Code. Materials such as railroad ties are not permitted, as they can cause pollutionof the water.

FUEL AND OIL SPILLS:Property owners are responsible for preventing gas and oil from entering our lake waterwhile refueling and servicing their watercraft. Any spill of approximately one quart ormore must be reported to the Lake Office to ensure proper containment and clean-up ac-tions have occurred. Similarly, any spill from a sunken boat must also be reported tothe Lake Office. The use of soaps and detergents to disperse a spill is not permitted, asthese substances further compound the pollution of our waters.

PET WASTES:All pet owners are required to pick up their pet’s waste when off the owner’s property.Owners are encouraged to pick up their pet’s waste on their own property in order tokeep these wastes from being washed into our drainage system and our lake.

CANADIAN GEESE:The feeding of Canadian Geese is prohibited. Property owners are encouraged to takeall legal actions in order to discourage Canadian Geese from staying on our lake.

WAKE ENHANCING DEVICES:Owners of boats with wake-enhancing devices (water sacs, bladders, ballast, wedges,etc.) are strongly urged to use good judgment in order to minimize the negative effectsof their enhanced wakes. Large wakes erode shorelines, damage docks and mooredboats, and can be a hazard to fishermen, skiers and other boaters. These boats also tendto stir-up bottom sediment when running through shallower water. ‘Good judgment’

would include keeping a significant distance from shore and other boaters, skiers andfishermen, and limiting use of these devices to periods where interference with otherscan be kept to reasonable levels to ensure safe conditions for all. Owners are responsi-ble for any damage or injuries caused by their wakes.

PESTICIDES AND HERBICIDES:Property owners are not to use chemical pesticides and non-selective herbicides (exam-ple: Round-up) within 30 feet of the lake and within 10 feet of the drainage ditches. Se-lective lawn herbicides, as found in ‘weed and feed’ products, may be used withoutrestrictions. Natural means of pest and weed control are encouraged.

SOAPS AND DETERGENTS:Soaps and other phosphorous containing substances are to be kept from entering ourdrainage system and lake water. Use caution when washing cars, boats or decks wherethe run-off could enter our lake or drainage system. The use of phosphorous-free, bio-degradable cleaning fluids is recommended.

LAWN DEBRIS:Lawn debris is to be kept from the drainage ditches and lake water. The placing ordumping of leaves, grass clippings and/or other debris in ditches, water or any propertyowned by CLPOA is prohibited. When cutting or trimming grass or weeds along thewater’s edge, reasonable care should be taken to ensure cut grass and weeds are not dis-charged into the lake.

SEWAGE:No untreated wastes shall be permitted to enter Choctaw Lake at any time. Any uncon-tained sewage spill/leakage is to be reported to the Sewer Plant and/or Lake Office.Boats with any type of sanitary system or toilet are prohibited from use on ChoctawLake.

LITTERING/DUMPING:No dumping or littering of any material of any description is permitted into anyChoctaw Lake waterway, pond, ditch or main body of the lake. All occurrences of thisnature, even if accidental, must be reported to the Lake Office to ensure proper contain-ment and clean-up.

PREVENTING TRANSFER OF UNWANTED AQUATIC ORGANISMS:When a property owner uses their watercraft in any body of water other than ChoctawLake, they must take precautions to ensure that plants, animals and other materials arenot transferred into Choctaw Lake. Owners are to clean visible aquatic plants and ani-mals from their boat, trailer, and other boating equipment before leaving the other lake’saccess area. Additionally, they are to drain water from motor, boat bilges, live wells,bait containers, and other boating equipment before leaving the other lake’s access.Drain plugs must be removed from bilges and live wells, and all water draining devicesmust remain open while transporting. It is also recommended to thoroughly rinse, withhot water if possible, all boats, trailers and bilges prior to launching your boat back intoChoctaw Lake. Dispose of unwanted bait in the trash. Do not dump it into ChoctawLake, as this could introduce unwanted species into our lake.

Revised 7/11/2012

CHOCTAW LAKE PROPERTY OWNERS ASSOCIATION

Addendum: Rules and Regulations – Protection of Choctaw Lake Water QualityAugust 01, 2012 Copyright 2012 all rights reserved

The Peace Pipe, Choctaw Lake, August 2012 11

It is the Board’s intentto present the findings ofthis investigation at theOctober property owners’Meeting (October 17,2012) and to seek inputfrom the property ownersat that time. There is thepotential that a motioncould be made from thefloor to move forwardwith this project and theresulting assessments, soit is imperative that youattend the October meet-ing in order to voice youropinion and potentiallyvote on this proposal.

As a result of the prop-erty owners’ survey con-ducted this Spring, as wellas additional guidance pro-vided to the Board ofTrustees at the May Prop-erty Owners’Meeting, astudy was conducted onfire protection at ChoctawLake. Interest in locating afire station near our lakeplaced third in the survey,behind improving lakewater quality/clarity andbuilding a recreation center.The problem trying to besolved, as understood bythe Board was “a numberof Choctaw Lake residentsare concerned that the cur-rent distance from the firestation to their homes is re-sulting in higher insurancepremiums and a greaterchance of significant loss totheir property in case of afire”. The Board gathereda significant amount of dataand has summarized itbelow into the followingheadings:

• Current fire protectionsummary and statistics

• Fire insurance pre-mium calculation methods

• Potential savings to

residents

• Costs for a fire sta-tion, apparatus, staffing andtraining

• Summary of findingsand property owner impact

• Next steps

• Advice for propertyowners

Current Fire Protec-tion Summary and Statis-tics

Our fire protection, aspart of Somerford Town-ship, has been contracted tothe City of London sinceJanuary 1, 2007. Prior tothat, response times wereunacceptably long andChoctaw residents were notsatisfied with the fire pro-tection they had. Much im-proved service has been ineffect since London took-over. For a Choctaw firecall, trucks are dispatchedout of the London fire sta-tion at 103 E. High Street.From the station to theWest entrance is 5.6 milesand to the dam on the Westside is 8.1 miles. From thestation to the East entranceis 5.9 miles and to the damon the East side is 7.3miles. Our East entranceis 4.78 miles and the Westentrance is 4.94 miles fromthe fire station ‘as a crowflies’. Since contractingwith London, Choctaw hasaveraged 22.18 calls peryear to the city Fire Depart-ment. Of these, only 2.18per year were fire calls.The other 20 calls per yearcover all categories fromEMS, to “I think I smellgas fumes”, to a cat in atree. The average timefrom logging of the calluntil truck on-scene, for alltypes of calls, includingnon-emergency calls, was

11 minutes. The actual firetruck drive time from thestation to our entrance isapproximately 6 to 7 min-utes, depending upon roadand traffic conditions. This6 to 7 minutes is the maxi-mum amount of time thatcould be saved if we had afully staffed, 24/7 fire sta-tion sitting at our entrance.

Fire Insurance Pre-mium Calculation Meth-ods

Our investigation foundthat all insurance compa-nies do not calculate policypremiums in the same man-ner, using the same param-eters. We found that someinsurance companies douse ‘road miles’ from thestation to your residence.In these cases, Choctawresidents fall outside of a 5mile rule that some use.These companies use‘classes’, and if you areoutside of the 5 mile limit,you are rated a ‘class 10’,the highest rated class. Afire station at our entrancewould drop this rating froma class 10 to a class 9. Itwould only drop to a class9, as there are other factorsthat also enter into the cal-culation, such as fire hy-drants, for example. Othercompanies use a 5 mile ra-dius. For these companies,there are a few residents onthe West side near the en-trance and a handful morenear the East entrance thatfall within this limit. Wewould expect those withinthis limit to have a ‘class 9’rating and the rest ofChoctaw residents to havea ‘class 10’ under this sys-tem. Additionally, wefound that some companiesdo not use distance to the

station at all in their ratecalculations. They use theclaims history for zonesand sub-zones, plus manyother factors in order tocome up with a premium.For these companies, thedistance to the station forChoctaw residents is irrele-vant. Some other compa-nies just use your zip code,with everyone within thatzip code having the samerating. Yet other compa-nies use a rating system byISO (Insurance ServicesOffice). The City of Lon-don has an ISO rating of 6,for example. A Choctaw-based fire department mostlikely would have an ISOrating of 10, as we do nothave pressurized fire hy-drants as required in orderto get 40% of this ratingsystem. Companies usemany other factors whendetermining your premium,including such things asyour personal credit rating,if you have fire extinguish-ers in your home, if youhave smoke/fire detectorsin your home, if you have amonitored fire alarm sys-tem (ADT, for example),the type of structure beinginsured, it’s age, your claimhistory, etc..

Potential Savings toResidents

The data we looked atsuggested that the amountof savings for those prop-erty owners that are cur-rently rated ‘class 10’ ifthey were to have their rat-ing reduced to ‘class 9’ isabout 15%. On a test case,a property was run withboth a ‘class 10’ and a‘class 9’ rating, and the dif-ference in premiumamounted to a reduction of$225 on a house valued ap-

proximately $300,000 . In-terestingly enough, ourstudy found that someChoctaw residents alreadyhave ratings of ‘class 9’ ontheir insurance policies,and thus there would be nosavings for them, as therewould also be no savingsfor those residents using in-surance companies that donot consider distance to thestation into their calcula-tions. Thus, regarding thefirst part of our problemstatement, it is true, thatsome Choctaw residentscould save as much as15%. However, we alsomust qualify this conclu-sion by saying that otherresidents would see no sav-ings from locating a stationnear-by.

Costs for a Fire Sta-tion, Apparatus, Staffingand Training

In order to yield a re-duction in insurance‘class’, a fire station wouldhave to be built, equippedand staffed to meet certainstandards. The buildingand equipment to meetthese standards is estimatedto amount to $1,770,161,which includes the loan in-terest for 10 years. Onepumper truck alone is$400,000 of this total. Thecost of installing fire hy-drants, $300,000 is also in-cluded in this total.Hydrants would be re-quired in order to get a bet-ter ISO rating if a stationwas also built. The fire hy-drants alone would notmake any improvement ininsurance premiums, al-though they would make anoperational improvementfor the fire department andthus potentially reduce theloss to your property

should a fire occur. Wefound that the cost to installa fire hydrant is on averageabout $15,000 per hydrant.Here again, there are cer-tain requirements that mustbe met. It would takeabout 15 - 20 hydrants tomeet these requirements.The installation of hydrantscould be taken-on inde-pendently of the fire sta-tion, and phased overseveral years in order tospread out the cost if theproperty owners elected todo so. This amounts to aone-time cost per propertyowner of about $350 if thisoption were to be selected.

Staffing for a full-timefire station (not volunteer)is a big driver of cost.However, if not staffed full-time, then the responsetime would most likely beworse than our current ex-cellent times from the Cityof London, as the volun-teers would have to drive tothe station, wait until a suf-ficient number were avail-able, get dressed in theirgear, and get moving. In-cluding wages and benefitsplus other employment re-lated expenses amounts to$635,120 per year, andwould be expected to riseyear over year with infla-tion. Annual operating ex-penses, such as utilities,fuel, liability insurance,property taxes, etc. amountto another $59,102 peryear, also expected to in-crease annually with infla-tion.

Using 6% annual infla-tion for energy costs and3% annual inflation for allother expenses, we estimatea grand total cost to theproperty owners of

Choctaw Lake Fire Protection Study July 2012

See STUDY page 13

12 The Peace Pipe, Choctaw Lake, August 2012

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$9,781,519 for a 10 year period.Breaking this down to a cost perproperty owner, it would be ap-proximately $1150 per year.

Summary of Findings andProperty Owner Impact

So, as the statistics show, foronly 3.1 mils, we are gettingvery good service and protectionfrom the City of London, far bet-ter than Choctaw had prior to thecurrent arrangement. Using thesame $300,000 home from ear-lier in this report, the current costof fire protection is only $285per year in property taxes. How-ever, if property owners chooseto move forward with approvinga fire station, the additional as-sessment would be approxi-mately $1150 per year perproperty owner for a ten year pe-riod, then continue at a sustain-ing level. This would providesavings of approximately 15% ormore on insurance premiums forsome Choctaw residents, but notall residents. The benefit of hav-ing the station on our doorstepwith respect to response timewould be about 6 ñ 7 minutes.

Next Steps

Recognizing the costs of afull-time, 24/7 station at our en-

trance are quite high, the Boardalso searched for less costly op-tions that would still address theproblem statement, that of re-ducing insurance rates and re-ducing the risk of significantloss in the event of a fire. Welooked at various alternativestaffing methods, as this is alarge driver of cost. We lookedat a volunteer fire department,although we recognize manydrawbacks to this option aswell. We met with London CityFire Chief and Choctaw residentTodd Eades as well as Somer-ford Township Trustee andChoctaw resident, Bill Laney.We found interest from both theFire Chief as well as SomerfordTownship in having a fire sta-tion closer to Choctaw. How-ever, we also found that whileinterest was high, funds werelow, with neither the City northe Township having fundsavailable at this time to assistwith a project such as this. Wehave put communication chan-nels in place with both the Cityand the Township to keep ap-prised of any potential changesin funding opportunities, as wellas a commitment to on-goingcommunication searching for a

way forward.

Advice for Property Own-ers

As a result of our study, ourshort-term advice to all propertyowners is to fully understandyour current fire protection pol-icy and to ‘shop around’ if youhave concerns regarding yourcurrent premium. Be sure toask your current agent aboutwhat discounts may be availablefrom your company in order toreduce your premium. Askabout fire extinguishers, smokedetectors, monitored fire alarms,and any other discounts thatyour insurance company mayoffer. Ask these same questionsto other companies that youcontact. Some insurance com-panies have large surcharges forwood burning stoves, as theyoften cause home fires due tochimney problems. If you don’tuse your wood burning stoveoften, have it removed and no-tify your agent. If you use itoften, have the chimney profes-sionally cleaned and use onlyseasoned wood that will notcause soot and creosote build-up. Additionally, check your

credit scores regularly to ensurethey are correct. An incorrectcredit score could also be driv-ing up your insurance premium.

And finally, while we onlyhave approximately 2 fire calls ayear to Choctaw Lake, this isstill too many, and in manycases, avoidable. Fire preven-tion is the best way to reduceyour chance of loss. Take sometime to check your own resi-dence for fire hazards and makesure you have fire extinguishersand smoke/fire detectors ingood working order, throughoutyour house as needed to giveyou and your family the mostsafety you can provide. TheCity of London Fire Departmentis willing to assess, evaluate andadvise all residents in what theycan do to work towards prevent-ing fires within their homes.They are also available to dowhat they call pre-planning.Pre-planning is essentially iden-tifying hazards, conditions, util-ity shut-offs, and challenges toeffective fire suppression. Forexample; identifying houses thatappear to be single story ranchesfrom the road, but are walkouts,or two story homes that are actu-ally three finished stories. They

also identify exposure and access

problems that may require addi-

tional resources to extinguish

fires. Currently they pre-plan all

commercial buildings within

their response district, but with-

out invitation, they cannot do the

same for residential struc-

tures. This is a tremendous offer

that all property owners are

urged to take advantage of.

It is the Board’s intent to

present the findings of this in-

vestigation at the October

property owners’Meeting (Oc-

tober 17, 2012) and to seek

input from the property own-

ers at this time. There is the

potential that a motion could

be made from the floor to

move forward with this project

and the resulting assessments,

so it is imperative that you at-

tend the October meeting in

order to voice your opinion

and potentially vote on this

proposal.

Choctaw Lake Fire Protection Study continued from Page 12

The Peace Pipe, Choctaw Lake, August 2012 13

T H E M O N T H L Y C A L E N D A R • August 2012SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY

1 2 3 4

5 6 7 8 9 10 11

12 13 14 15 16 17 18

19 20 21 22 23 24 25

26 27 28 29 30 31

Booster Club Meeting(CR)6:30 pm

Zumba (L)6 pm

Zumba (L)6 pm

Zumba (L)6 pm

Zumba (L)6 pm

Sewer Board Mtg(CR) 7pm

CLPOA Board Mtg(CR) 7pm

Seniors (A)12pm

CommunityConcert (A) 7 p.m.

14 The Peace Pipe, Choctaw Lake, August 2012

WE WOULD LIKE TO ACKNOWLEDGE AND THANK MADISON ENERGY COOPERATIVE FOR THEIR GENEROUSDONATION TOWARD OUR COMMUNITY DAY PIG ROAST.

Ernie Sparks (2014) President ....................................852-1949Tim Good (2014) Secretary/Treasurer ........................852-4198Robert McKinley (2015) ............................................852-5626Rick Hartnett (2016) ..................................................837-4312John Foote (Board Appointed) ..................................852-9534

CHOCTAW UTILITIES COMPANY BOARD

The Peace Pipe, Choctaw Lake, August 2012 15

JANIE COX(Choctaw Lake Specialist: 18 years)614-296-1938E-mail: janiec49@msn.comwww.janiecox.com

NICCI TODD, RSD & ASP(Residential & Staging Specialist)

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Or visit

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16 The Peace Pipe, Choctaw Lake, August 2012

CLPOA Board of Trustees Meeting June 12, 2012Substantive Motions Approved inthis Meeting –

Motion 12-017: Deeann Blakemade a motion to allow A Friend’sHouse to place advertisements andnotices for the services they providein The Peace Pipe. Dan Blazer sec-onded. Vote was taken. Motionpassed.

Motion 12-018: Dar Jones made amotion to waive the Lodge/Arrow-head rental fees for the MadisonCounty Hospital Breast CancerFoundation event on Saturday July21. Deeann Blake seconded. Mo-tion passed.

Motion 12-019: Dan Blazer madea motion to adopt the changes to thebuilding code regarding maximumshed height and size as recom-mended by the building committee.Jim Swihart seconded. Motionpassed.

Motion 12-020: Jim Swihart madea motion to adopt the changes to thebuilding code regarding guardrailsnot allowing passage of a 4” diame-ter ball as recommended by thebuilding committee. Dan Blazerseconded. Motion passed.

Call to Order:The Board of Trustees meeting con-vened at 7:00 p.m. in the CLPOAconference room. A roll call wastaken as follows:Tom Boyd: present, Gene Brundige:excused, Dan Blazer: present, RuthSowers: excused, John Foote, Sr.:present, Dar Jones: present, DeeannBlake: present, Jim Swihart: pres-ent, Chuck Avery: present.

Mike Hexamer (CLPOA Lake Man-ager), Chuck Plantz (CLPOA Build-ing Inspector), Judy Maynard andCraig Smith were also present.

Property Owner’s Time:Laura Brining (lot 458) fromAFriend’s House was present to askabout placing an advertisement inThe Peace Pipe to notify people oftheir services and that they are will-ing to help with domestic violenceissues. To be discussed in newbusiness.

Chuck Plantz spoke for Randy Ben-nett (lot 963) who wants to put up a

shed. His proposed shed wouldneed a variance because his lot ispie-shaped and the best locationwould violate the 10 foot side set-back. It would set 7 feet from theside property line. Chuck haslooked at the lot and feels this is thebest location for the shed. To bediscussed in new business.

Dan Blazer (lot 350) asked on be-half of the Madison County Hospi-tal Breast Cancer Foundation torequest a waiver from paying theLodge/Arrowhead rental fees. Theannual charity event is “Save the TaTa’s Beach Party and Festival”. It isa family event with live music, chil-dren’s games, corn-hole tournamentand various silent and live auctionitems. The date is Saturday July 21.To be discussed in new business.

Minutes:John Foote made a motion to ap-prove the May minutes. Jim Swi-hart seconded. The Board approvedthe minutes.

Patrol Report:(Presented by Mike Hexamer)The Patrol report was accepted assubmitted. Jim Swihart asked if theboat patrol activity could be sepa-rated out for better visibility. Mikeagreed to do this.

Maintenance Report:(Presented by Mike Hexamer)The Maintenance report was ac-cepted as submitted. Mike reportedthat the rowing club dock is situatedin a usable location.

Office Report:(Presented by Mike Hexamer)The Office report was accepted assubmitted.

Treasurer’s Report(Presented by Mike Hexamer)The Treasurer’s report was acceptedas submitted. Ruth Sowers was notpresent.

Manager’s Report:(Presented by Mike Hexamer)The Activity report was accepted assubmitted. The Building reviewcommittee has a few changes to thebuilding code for consideration. Tobe discussed in new business.

Committees:

· Beautification – Dan Blazerreported the committee hasplanted all the flower beds.The Choctaw sign along OldColumbus is now lightedwith a solar-powered light.Mike reported that the gardenclub is reforming with ameeting on June 20.

· Lake Drainage and Roads –Jim Swihart reported that he,Mike, Dar and Chuck at-tended the OLCA meeting atHide-Away Hills. He sum-marized some of the informa-tion the group gatheredduring their visit. Someitems included promotiontechniques used for clubs andcommunities, loss of lakeacreage & depth due to silt-ing, additional income fromtrash collection and newproperty owner’s fees. Othercommunities also have issueswith Canadian Geese. Jim,Mike and John met withMadison County Soil andWater Conservation District.They can help with engineer-ing recommendations such assilt traps and other plans theyhave done in the past. Thecommittee will continuegathering information.

· Publications and Public Rela-tions – Chuck Avery reportedthat the list serve will be liveby Friday June 22. He alsocreated a Face Book page forChoctaw Lake.

· Recreation – Dan Blazer re-ported that the summer con-cert series will be held thissummer. Two of the threeacts are set up.

· House and Office – nothingto report.

· Land/Facility Use – nothingto report.

· Long-range Planning – DanBlazer reported that four bidshave been received for con-struction of a communityrecreation center. The Boarddiscussed other costs thatwould differ between a woodstructure building comparedto a steel building such astaxes, HVAC, etc. The com-mittee still has a lot of workto do to pull in the total cost

of the project. Tom Boyd re-ported that the committee isalso exploring ways to gener-ate more revenue for the lake.

· Security – Jim Swihart re-ported on the meeting withFire Chief Eades and BillLaney. There is interest be-tween the Township, the Cityand Choctaw to have anotherfire station closer to the lake.Although funding is currentlynot available Mike will con-tinue to pull cost data forhaving a fire station closer tothe lake. The goal is to haveinformation published in ThePeace Pipe and prepare apresentation for the Fall PO’smeeting. Installing fire hy-drants at the lake was alsodiscussed.

· Personnel – nothing to report.

· Choctaw Utilities – nothingto report.

· Sewer – nothing to report.

Old Business:There was no old business to dis-cuss.

New Business:Deeann Blake made a motion toallow A Friend’s House to place ad-vertisements and notices for theservices they provide in The PeacePipe. Dan Blazer seconded. Votewas taken. Motion passed (Motion12-017).

The Board discussed the shed vari-ance request for Randy Bennett.Mike will notify property ownerswithin a 210-foot radius of theproperty seeking a variance. TheBoard cannot take action on thevariance until the notifications aresent.

The Board discussed Dan Blazer’srequest to waive the Lodge/Arrow-head rental fees. There was discus-sion whether the fees should becollected and then donated back.Mike will check with the CPA tosee whether there are any tax ad-vantages. Dar Jones made a motionto waive the Lodge/Arrowheadrental fees for the Madison CountyHospital Breast Cancer Foundationevent on Saturday July 21. DeeannBlake seconded. Motion passed

(Motion 12-018).

Mike reviewed the proposed

changes to the building code regard-

ing sheds as recommended by the

building committee. One issue is

the shed maximum height of 13 feet

which has only been monitored; it is

not in the rules. Another proposal is

to increase the square footage from

168 (12 feet x 14 feet) to 224 (14

feet x 16 feet). Dan Blazer made a

motion to adopt the changes to the

building code regarding maximum

shed height and size as recom-

mended by the building committee.

Jim Swihart seconded. Motion

passed (Motion 12-019).

Mike reviewed the proposed

changes to the building code regard-

ing guardrails for deck construction

to bring it in line with the county.

Intermediate rails would not allow

passage of a 4” diameter ball; cur-

rent rule states 6” diameter ball.

Jim Swihart made a motion to adopt

the changes to the building code re-

garding guardrails not allowing pas-

sage of a 4” diameter ball as

recommended by the building com-

mittee. Dan Blazer seconded. Mo-

tion passed (Motion 12-020).

Jim Swihart passed out a draft of

the proposed rules and regulations

for the protection of Choctaw Lake

water quality. He reviewed the doc-

ument with the Board members.

No action taken.

The Board reviewed the action item

list.

Dan Blazer made a motion to ad-

journ. Dar Jones seconded. Motion

passed. The meeting adjourned at

8:55 pm.

Minutes recorded by Craig Smith.

The Peace Pipe, Choctaw Lake, August 2012 17

JUNKYARD DERBYBOAT RACE RULES • MONDAY, SEPTEMBER 3

• Safety first! Any boat that threatens the safety of its passengers, other Junkyard derby participants, orspectators will be disqualified at the discretion of the judges. All boats will be inspected prior to the race.

• Everyone aboard a boat must wear a Coast Guard approved personal flotation device (life jacket).• Lake Patrol will be on duty during the race• NOW FOR THE FUN PART: All construction materials must be JUNK that did NOT come from an ac-

tual boat, raft, personal watercraft, inflatable, or any other type of floating vessel or inflatable device. AnyJunkyard Derby boat that is made from any of the above mentioned materials will be disqualified at the dis-cretion of the judges.

• IF YOU HAVE ANY QUESTIONS AS TO WHAT QUALIFIES AS JUNK, CALL OR EMAIL DEBBYWINESBURG BEFORE YOU BUILD YOUR BOAT. (740) 490-8618, dwinesburg@Gmail.com.

• We want this to be fun and fair for everyone! Past successful construction materials have includedcardboard, plastic milk jugs, random wood, duct tape (LOTS of duct tape!), plastic barrels....you get the pic-ture.

• You must be registered and lined up at the beach, ready to race by 11:30 a.m. the day of the race.• No boat will be allowed in the water if there is any exposed surface, inside or ut, that could shed pol-

luting or hazardous substances or debris into the water. Any such surfaces must be wrapped or sealed.• All boats officially entered will be exempted from the Choctaw Lake sticker regulation during the

race, but if you wish to test your boat prior to the race, you may try it out at the beach. Please remember, nopolluting!• The board members of the Choctaw Lake Booster Club have raised their kids and will not be responsiblefor others’ kids. (No way. You can’t make us!) Entrants under the age of 18 must have written permission froma parent or guardian and be accompanied by a designated adult during the race.

• The race starts at the defined starting line at the north end of the beach and ends at a defined finishline at the south end of the beach. The winner in each category will be the first to reach the finish line. Sec-ond place will be the second in each category to reach the finish line. If there are multiple heats in a singlecategory, the participants will be timed and the first and second place times will win.

• Boats raced in prior years ARE eligible to enter• Have a blast and be creative!

18 The Peace Pipe, Choctaw Lake, August 2012

The Peace Pipe, Choctaw Lake, August 2012 19

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