kabayanihan service cooperative … gawain kooperatiba ay dapat na laging patungkol sa kapakanan ng...

1 KABAYANIHAN SERVICE COOPERATIVE NEWSDATE Issue 221

Salera (na nasa itaas na litrato ng) PCCF (Philippine Coop. Central Fund), ukol sa mga programang pinansyal ng mga kooperatiba. Kanila ring pinag usapan ang programang Remittances ng mga OFW na myembro ng KSC.

Binisita rin ni 1st Vice Chairman ang opisina ng

CLIMBS Life General Insurance Cooperative, upang pag usapan ang insurance ng mga myembro ng KSC at ng mga pera nito. Pati na rin ang insurance ng kabuuang pera ng KSC.

Sa tulong ni G. Leonardo Bayala (Mr.Andot) tinungo rin ni Vice Chairman Noel ang opisina ng CDA (Cooperative Development Agency) upang I update ang registration ng KSC pati na rin ang mga kakailanganin para sa pag apruba n gating registration.

Sa huli ay nagpapasalamat si Vice Chairman Noel sa magandang pagtanggap ng mga Cebuano sa kanyang pagpunta sa Cebu.

KABAYANIHAN

SERVICE COOPERATIVE

NEWSDATE

KAALAMAN PAGYAMANIN KABAYANIHAN PATIBAYIN (ENRICHING KNOWLEDGE, STRENGTHENGING HEROISM) BALITA ROUND UP

KSC 1st Vice Chairman nakipagkita sa CEO ng VICTO at PCF (Phil. Coop. Cental Fund)

Lubos na nagpapasalamat ang KSC 1st Vice

Chairman na si G. Noel Esparterosa pagkakataong ipadala sya ng KSC sa Cebu upang makipagkita at makipag‐ugnayan sa mga malalaking grupo at kumpanya ng Kooperatiba doon.

Una syang nakipag meeting kay Ma’am Mercedes Castillo (nasa pangunahing litrato ng News letter na ito) na CEO ng VICTO (Visayas Cooperative and Training Org.) na syang nagbigay sa kanya ng napakalawak na istraktura ng kooperatiba. Pati na rin ang ilang mga empleyado ng VICTO na sina Joe ang Jaci na nagpaliwanag ng ilang konsepto at kasaysayan ng kooperatiba sa Pilipinas at sa buong mundo. Pinaliwanag nila na ang mga gawain kooperatiba ay dapat na laging patungkol sa kapakanan ng mgamyembro nito. Na syang sinimulan pa ni Dr Jose Rizal. At patuloy na tinataguyod ng karamihang naglilingkod sa simbahan upang mas higit nilang maisakatuparan ang paglilingkod sa Diyos sa pamamagitan ng paglilingkod sa kapwa. Nagpapasalamat si 1

st Vice Chairman sa

mga advice na binigay ni Ma’am Ched at Jaci lalo na sa mga tungkulin ng isang Educ Committee Chairman

Samantalang, napakagandang programa naman ang ibinahagi ni Ma’am Socoro

Beware of fake recruitment e‐mails Administrator Hans Leo Cacdac said an e‐mail congratulating an applicant for being selected for a specific job he or she did not apply for reeks of a recruitment scam.“When you post your resume to a job search site, you are opening your personal data to potential employers, and even scammers, so be careful,” Cacdac added.The administrator said these e‐mails promise employment in hospitals and caregiving establishments in Canada and the U.S.A. at almost no cost to the applicant but they have to pay for medical tests and interview coaching in the philippines. Cacdac cited the case of a certain Fraser Health which recruits nurses and caregivers for supposed employment in Canada.Upon verification, the real Fraser Health in Canada denied the e‐mail came from them. The fake company uses free e‐mail accounts at hushmail.com whereas the true Fraser Health uses their domain name fraserhealth.ca.Cacdac said the come‐ons offered by the fake company could be hard to refuse for some Filipino workers looking for overseas jobs. The e‐mail said applicants would not be charged any placement or processing fee, and the cost of air fare And work visa would be paid by the employer. But the catch is they have to pay Php3,750.00 for “Canadian Embassy Interview Coaching” and medical tests costing up to Php5,000.00. Because the company is not real, the victims are unnecessarily spending hardearned money in pursuit of non‐existent jobs,” Cacdac said. Cacdac urges job applicants who received such recruitment e‐mails to forward the same to [email protected] for verification and proper action by the POEA and police authorities.

POEA Chief.

KABAYANIHAN SERVICE COOPERATIVE NEWSDATE | Issue 2 2

Coup vs PNoy minomonitor

MANILA, Philippines ‐ Minomonitor na ng

Malacañang ang alingasngas na ‘kudeta’ laban

sa Aquino administration na umano’y

sinasakyan ng ilang grupong pulitikal upang

pag‐initin ang damdamin ng mga sundalo.

Kinumpirma ni Deputy Presidential

Spokesperson Abigail Valte ang “coup

FOR YOUR INFORMATION (N, 2011)

US Dollar 43.2134 Saudi Riyal 11.5183

Get police clearance before leaving KSA, Pinoys reminded

Malakas na lindol sa MM, nakaamba

Filipinos in Saudi Arabia were reminded over the weekend to get a Saudi Police Clearance before making their final exit or departure from the Kingdom.

The Philippine Embassy in Riyadh also stressed a police clearance is a requirement for those who seek employment or residency in other countries.

“The Philippine Embassy in Riyadh reiterates its advice to Filipinos who think they may need a police clearance in the future to secure a Saudi Police Clearance before final exit or departure from the Kingdom. The police clearance is a requirement for those who seek employment or residency in other countries,” it said. If a Filipino is still in Saudi Arabia, he or she must obtain a Letter of Endorsement (LOE) addressed to the police that may be obtained in the Embassy.He or she must also have a copy of passport or iqama (residence permit), and pay a fee of SR100.00 (P1,140.41).“The applicant then will bring the LOE to the Saudi Ministry of Foreign Affairs for authentication, then present the LOE before the police authorities for the police clearance,” the Embassy said.

For Filipinos who have already left the kingdom, the process is longer and may take two to three months upon receipt of documents and payment. In such cases, they should have a request Letter addressed to the Embassy stating the purpose of the Police Clearance and email address, if any. Other requirements include: ‐ a duly accomplished Fingerprint Card obtained through the State Police of the country where the applicant is presently residing ‐ photocopy of passport used in Saudi Arabia clearly showing the applicant’s photograph and all visas ‐ copy of Saudi residence permit (iqama)

- two recent taken 2 X 2 (inches) colored pictures with

white background ‐ other relevant document, if any, to support the application for Police Clearance The fees involved include: ‐ Embassy’s notarial: SR100.00 (US$25.00)

- Saudi Ministry of Foreign Affairs authentication fee

of SR30.00 (US$7.50) In an announcement on its website, the embassy also advised Filipinos to remit fees amounting to SR130, excluding bank charges, to the Saudi Hollandi Bank, Diplomatic Quarter, Riyadh, account of the Philippine Embassy in Riyadh, account number 037‐040‐790‐790.“The Embassy’s Dollar Bank Account previously used for such remittance has been closed,” it added.

MANILA, Philippines ‐ Pinaghahandaan na ng

mga kinauukulang ahensya ng pamahalaan ang

malakas na lindol na nakaambang tumama sa

Metro Manila sanhi ng namonitor na paggalaw

ng west valley fault, dahilan sa ang Pilipinas ay

kabilang sa mga bansang nasa “Pacific Ring of

Fire”.

Ito ang ibinabala ni PHIVOLCS Director Renato

Solidum sa ginanap na earthquake drill sa Camp

Aguinaldo katuwang ang iba’t ibang ahensya ng

pamahalaan sa pamumuno ng National Disaster

Risk Reduction and Management Council

(NDRRMC). “The Philippines is really overdue for

a strong earthquake, it happened last Feb 6

(Negros Island) but that will not be the last, each

region, each province in the country would have

its own earthquake scenario”,

ani Solidum kung saan dahilan sa maraming fault line sa Metro Manila ay maaaring ito na ang sumunodSa kasalukuyan, ayon kay Solidum ay patuloy ang kanilang pagmomonitor sa west valley fault kung saan naghukay na ang kanilang ahensya umpisa pa nitong nakalipas na linggo sa Brgy. Silangan sa Quezon City sa tulong ng mga counterpart mula sa bansang Australia upang pag‐aralan ang mga bato at lupa para matukoy kung kailan posibleng maganap ang malakas na lindol.

Sinabi ni Solidum na dapat maghanda sa

posibleng 7.2 magnitude ng lindol na nakaamba sa

Metro Manila pero nilinaw na hindi pa tiyak kung

kailan ito tatama na nakadepende sa paggalaw ng

lupa.“Pinapag‐aaralan natin kung gaano ba kalayo

o kalaki ang vertical displacement o horizontal

displacement, para ma kita natin yung magnitude

ng paglindol at that would confirm yung scenario

natin na tama na around magnitude 7 or 7.2”, ani

Solidum sa mediamen.Ayon kay Solidum, sakaling

maganap ang pinangangambahang malakas na

lindol sa Metro Manila ay 10 % ng mga gusali at 13

% naman ng mga residential area ang maaaring

maapektuhan o higit pa. Sinabi naman ni

NDRRMC Executive Director Benito Ramos na ang

‘earthquake drill’ ay malaki ang maitutulong

upang mapaghandaan ang mapaminsalang lindol

matapos ang malagim na trahedya ng lindol sa

Negros Oriental noong Pebrero 6 ng taong ito

Naughty photo prompts PHL execs in Saudi to issue social media reminders

Naughty photo of a female model in a flimsy outfit, posted by a Filipino community organization, prompted the the Philippine Embassy in Riyadh to issue reminders on the prudent use of social media.

In a news release issued on Wednesday, the embassy said the photo “drew negative reactions from locals,” who asked the embassy to remind Filipinos against uploading such material online.

The embassy noted that these photos “are inconsistent with local customs and cultural sensitivities.”

The embassy urged Filipinos in Saudi Arabia to be prudent and careful about the nature of photos and videos that they upload on social media sites.

“The embassy is issuing this advisory to avoid unnecessary actions that might be taken against any group or individual by local authorities,” it said.

Divorce bill 'wag ibasura MANILA, Philippines - Nanawagan si Gabriela Rep. Luz Ilagan sa liderato ng Kamara na huwag ibasura ang divorce bill.Sinabi ni Ilagan, may-akda ng Divorce bill (House bill 1799), na hindi dahil kontrobersyal ay dapat na tigilan na ang pagtalakay sa panukala.Reaksiyon ito ni Ilagan sa pahayag ni Majority leader Neptali Gonzales na ang nasabing panukala ay wala ng tsansa pa na maipasa ngayong 15th Congress.Ayon kay Ilagan, maaaring muling dinggin ang panukala sa House committee on revision of laws. Noong Hunyo 2011 nagkaroon ng pagdinig ang divorce bill. Hindi na ito muling nasundan.


KOOPERATIBA SA BUHAY NG TAO by Leon

Sa mga pagkakataong katulad ng dinaranas natin sa kasalukuyan na masasabing imposible ang magplano ng pangmatagalan ay makikita ang kahalagahan ng kooperatiba sapagkat ito ay nakapagpapagaan ng mabigat na dalahing pinansyal ng isang indibidwal. Hango sa konseptong pagtutulungan na kawangis ng ating nakagisnang bayanihan, ang kooperatiba ay nabubuo sa pamamagitan ng pagsasama-sama ng mumunting puhunan ng bawat miyembro na ang layunin ay umalalay sa mga kasaping mangangailangan sa hinaharap. Lumalakas ang pundasyon nito sa lakas ng pagkakaisa dahil kung baga ay isa para sa lahat at lahat para sa isa ang ipinaiiral na patakaran. Maihahalintulad rin ito sa walis na binigkis buhat sa mga maliliit na tingting, sapagkat kung magsisimula ang bawat miyembro sa maliit na sapi, ito ay lumalaki depende sa dami ng miyembro. Saan mang panig ng mundo ay may kooperatiba sapagka’t marami ang nakababatid ng katotohanang hindi lahat ng suliraning pinansyal ng mga tao ay kayang tugunan ng pamahalaan. Isa ito sa dahilan kung bakit patuloy ito sa paglago. Ang iba ay nagsimulang maliit ang puhunan ngunit sa pagdaan ng panahon ay naging multi-milyonaryo dahil sa pagtutulong-tulong ng mga miyembro. Ang pagbibigkis-bigkis na ito ng taumbayan ay likas na sa ugaling Pinoy sa pagkamasinop, kaya naman ang kooperatiba ang isinusulong ng pamahalaan na may kaakibat na pag-alalay.

GM Report by Merlin Flores, KSC GM


TECHI WORLD

18 firms sued for using privacy‐invading mobile apps

Facebook, Apple, Twitter, Yelp and 14 other companies have been hit with a lawsuit accusing them of distributing privacy‐invading mobile applications. The lawsuit was filed by a group of 13 individuals in the United States District this week. The suit charges 18 companies with surreptitiously gathering data from the address books of tens of millions of smartphone users. "The defendants ‐‐ several of the world's largest and most influential technology and social networking companies ‐‐ have unfortunately made, distributed and sold mobile software applications that, once installed on a wireless mobile device, surreptitiously harvest, upload and illegally steal the owner's address book data without the owner's knowledge or consent," the lawsuit allegedThe lawsuit seeks a permanent injunction against such data collection and the destruction of all personal data collected by mobile application vendors so far.Most of the plaintiffs are from Austin and describe themselves in the complaint as users of Apple's iPhone users Android‐powered handsets.

HEALTH FACTS!

Wireless cause Infertility Attention sa lahat ng kalalakihan: Medyo idistansiya

ang inyong laptop, smartphone at iba pang

Internetbrowsing tools sa inyong pag‐aari.Isang

bagong pag‐aaral, bagamat maliit lamang, ang

nagpapahiwatig na ang paggamit ng Wi‐Fi ay

maaaring makasira sa sperm at makapagbabawas

sa fertility ng lalaki. Ang sanhi, ayon sa Reuters

Health, ay ang electromagnetic radiation na

nagmumula sa wireless communication. Ang tuklas

ay nagpalubha sa pagkabahala ng milyun‐milyong

kalalakihan na naglalagay ng WiFi‐enabled devices

sa kanilang mga kandungan, sa kanilang bulsa, at

malapit sa kanilang nether regions.Natuklasan sa

isang pagaaral na inilathala nitong unang bahagi ng

Nobyembre 2011 na ang init na nagmumula sa

pagkandong ng laptop ay sapat upang itaas ang

temperatura ng testicle sa mapanganib, sperm‐

damaging levels, kahit na sa loob lamang ng 10

hanggang 15 minuto. “Our data suggest that the use

of a laptop computer wirelessly connected to the

Internet and positioned near the male reproductive

organs may decrease human sperm quality,“ ulat ng

mga may‐akda ng pag‐aaral, binanggit na hindi nila

tiyak kung sinasakop ng kanilang tuklas ang lahat ng

wireless devices o kung mayroong ibang kondisyon

na nakakaapekto sa kalusugan ng sperm.

Privilege Speech of Hon. Agapito H. Guanlao Representative, BUTIL Farmers Partylist

My dear colleagues, it is an honor to stand before

you today. As you may already know, we are

launching the 2012 International Year of

Cooperatives through a series of preparatory

activities this month of October.

The Cooperative Development Authority is spearheading the preparation on the Philippines’ behalf. CDA has been busy involving a good number of stakeholders, even within the House of Representatives, to ensure that the IYC celebration in the Philippines will be substantive and memorable. For this Representation, the International Year of Cooperatives 2012 is truly significant because of the degree of recognition that cooperatives are receiving is justly deserved. Karapatdapat na ang mga kooperatiba ay magkaroon ng ganitong pagkilala dahil sa malaking papel na ginampanan nito sa kasaysayan upang mapaunlad ang mga mahihirap at walang kapangyarihan. Power to the powerless, hope for the poor. Lakas sa walang kapangyarihan, at pag‐asa para sa mga mahihirap. The Philippine history is replete with accounts of cooperatives and their contributions to movements at ending poverty and societal change. Cooperatives through the country’s history silently contributed in alleviating rural and urban poverty. Since Dr. Jose P. Rizal organized the first marketing organization in Dapitan, four (4) laws were passed to focus s on rural organization and the provision of financial assistance namely the Rural Credit Act, Act 2818, Cooperative Marketing Law and the Commonwealth Act 116, all enacted from the period covering 1915 to 1927. These events were followed in 1938 by the organization of church – based cooperatives led by Fr. Allen Huber of the Church of Christ that eventually led government to support and strengthen other types of cooperatives; (1) inspired the government to establish the National Cooperative Fund; (2) exempted cooperatives from paying taxes for the first five (5) years of its operation; and, (3) created a national regulatory body to administer cooperatives and their funds.

However during the time of Dr. Jose Rizal, a Filipino, Teodoro Sandiko, in his travels in Europe, must have had a close contact with the cooperative movement in Germany where he came across with the Raiffeisen movement. May it be destiny, Sandiko had his chance of doing cooperatives when he was appointed one of the early governors of the Civil Government, under the Americans, was established. When World War II broke‐out, cooperatives played the important role of distributing relief goods to victims. In 1947, and as an attempt at consolidating cooperatives that folded – up during the war, government created the Cooperative Office Administration (COA) to administer large non‐collateral loans with USAID funding counterpart through the Agricultural Credit and Cooperative Financing Administration (ACCFA) and the Farmers Cooperative Marketing (FACOMA). By 1952, 455 Farmers Marketing Cooperatives were organized, representing about 300,000 farmers in 50 provinces nationwide. The FACOMA however suffered low repayment of loans leaving behind about P500 million in unpaid loans. This event triggered the need to amend laws and define clearly the government’s involvement in the cooperative movement, that led to the enactment of the Philippine Non‐Agricultural Cooperative Law that separates administration of agricultural to non‐agricultural cooperatives such as credit, multi‐purpose and the like. The Philippine National Bank then was established to provide credit to non‐agricultural cooperatives, but closed down after ten (10) years due to mismanagement. Responding to the call of the Vatican, cooperatives were formed in parishes as a measure to alleviate poverty. Thousands of primary cooperatives were formed that were later integrated into secondary level cooperatives, the latter integrated to form tertiary federation of cooperatives. In 1969, Republic Act 6389 or the Code of Agrarian Reform was passed mandating the utilization of cooperatives as primary conduits for credit, supply and marketing cooperatives to agrarian reform beneficiaries. But the enactment of RA 6389 was met by resistance by advocates of a more cooperative‐friendly legislation. Pursuant to this, they found an ally in the person of Sen. Pelaez that joined them in creating an alternative legislation. Due recognition must be afforded to Sen. Pelaez for his distinguished work

YOUR HOTSEAT REQUEST

Kung meron po kayong gustong ma feature at ma interview sa ating HOTSEAT mag email lang sa [email protected] or sa [email protected]

Isulong ang Kilusang Kooperatiba, Tungo sa Matatag at Masiglang Lipunang Kooperatiba!


with the cooperative movement and also for leading in the passage of the Rural Electrification Law. When martial law was imposed on September 1972, cooperatives were then made main instruments in the promotion of a New Society or the Bagong Lipunan. The Cooperatives Administration Office was abolished and the Bureau of Cooperatives Development (BCOD) was organized under the Department of Local Government and Community Development (DLGCD). A month later, the Agrarian Reform Decree (PD 27) was declared and consequently, PD 175 and Letter of Implementation 23 in support of the agrarian reform. These saw the expansion – overnight – of Samahang Nayons (SNs) and Kilusang Bayans (KBs) when Area Marketing Cooperatives and Cooperative Banks were in full‐support in providing for marketing assistance and credit, through the Cooperative Development Fund. But cooperatives during that time did not last. Of the 22,000 Samahang Nayons organized, only 5% remained until 1986. The failure was attributed to mounting conflicts between the government and cooperatives due to the forcible investment of cooperatives’ savings as a measure to bail‐out Cooperative Rural Banks without the members’ consent. Survival became a buzz word for cooperatives that led to their consolidation into national networks. But a polarization resulted from the event, whereby agricultural cooperatives such as the Samahang Nayons and Cooperative Banks bonded together under the leadership of the late Butil Farmers Party Representatives Benjamin Cruz, also founder of Sanduaguan and Leonila Chavez. On the other hand are the equally strong credit and non‐agricultural cooperatives under the leadership of NATCCO Representatives Cresente Paez and Guillermo Cua. Despite the odds, cooperatives continued to struggle to find its place in the society. Fruits of its struggles ripen with the resurgence of the democratic space in 1986. By 1990, President Corazon Aquino enacted into law Republic Act 6938 or the Cooperatives Code of the Philippines and created the Cooperatives Development Authority (CDA) by virtue of Republic Act 6939. Again I will be committing a sin of omission if I do not afford proper recognition to Sen. Aquilino Pimentel and Sen. Butch Aquino for championing the cause of cooperatives in the Philippines. Until the enactment of Republic Act 9520 on February 17, 2009, cooperatives continue to make history. Its history and its hitherto struggle attest to the fact that its decisive role as catalysts of change remain. I believe that no amount of suppression could negate the cooperative movement from performing its historical mandate to change lives of the poor because the cooperative movement is nonetheless the movement of peoples. Today cooperatives remain decisive vehicles at ending poverty, and its decisive role in nation building could not be overemphasized. The cooperative movement continues to gather strength. As of the moment, the CDA reports of about 18,484 cooperatives in its list with a total membership of 6,526,230 combined assets of about P72,564,532,491.74. There are 2,154 classified as farmers cooperatives with assets amounting to 4,309,247,279.90 and a total membership of 226,751; 228 as multi‐purpose cooperatives with total assets amounting to P1,195,981,207.02, and 44 cooperative banks with 7,532 member

cooperatives and assets amounting to an estimated P12,616,572,660.71 scattered nationwide. According to the National Statistical Coordinating Body (NSCB 2010) cooperatives contributed to about P1,417,087,459.00 in the Gross Regional Domestic Product (at constant 1985 prices) and about P83,043,820.20 in the Cooperative Regional Domestic Product (at constant 1985 prices) representing 5.86% contribution of cooperatives to regional GRDP. In 2007 alone, cooperative’s contribution to the Gross National Product (GNP) accounted for about 16%. Labis ko pong ikinatutuwa na sa Pilipinas, malaki ang naging papel ng kooperatiba sa pag‐unlad sa kanayunan. As an active participant in the cooperative movement through the years, I have witnessed how people’s lives improved by involvement in cooperatives. The sense of empowerment is very evident. Damang dama ng mga tao ang pagiging ganap sapagkat matapos ang panahong halos wala silang pag‐asang makaahon sa kahirapan, ang mga kooperatiba ay nagsilbing tulay upang makilahok sa proseso ng pagbabago at pagunlad sa lipunan. Cooperatives, as economic enterprises and as self‐help organizations, play a meaningful role in uplifting the socio‐economic conditions of their members and their local communities. Over the years, cooperative enterprises have successfully operated locally owned people‐centered businesses while also serving as catalysts for social organization and cohesion. With their concern for their members and communities, they represent a model of economic enterprise that places high regard for democratic and human values and respect for the environment. As a matter of fact, our own experiences in the country’s agrarian reform program is distinctive in the sense that a feature of it is to mandate the development of farmers' cooperatives. As the foundation of the agrarian reform program, cooperatives are recognized as playing a key role in the emancipation of the farmer from agricultural bondage. Its overall objective is to maximize farm income, thus promoting the welfare of the tillers. That is why aside from economic empowerment and participation in governance, cooperatives have been instrumental in forging peace in the countryside. Cooperatives in general also provide organizational framework which enables the members of the community to handle tasks that enhance production and productivity, marketing and value addition, employment creation thus enhancing incomes and meeting social needs, which in effect enhances their personal appreciation of their worth. These are the biggest contribution of cooperatives whether internationally or locally. To give voice to those who have been denied the opportunity to be heard; to harness collective action towards a single purpose. With this recognition, Mr. Speaker, I also am aware that our work is not yet done as poverty still resides in the country with 70% of them in the rural areas. Cooperatives need to expand their support in terms of increasing productivity of small farmlands and graduate the small farmers from subsistence producers to entrepreneurs. As legislators we must push for the following steps:

1. We need to strengthen credit guarantee mechanisms to protect the creditors, as well as climate‐based crop insurance to reflect our understanding of how climate change is affecting

agriculture. With the present spread and depth of organization, cooperatives can be effective vehicles and implementors of climate change mitigation and in the matter of attaining readiness and preparedness in the grassroots. Communities provide the essence and strength to national preparedness during disasters and calamities.

2. Mr. Speaker, I urge the Cooperative Development Authority to be more effective and efficient in its effort to promote and organize agricultural cooperatives and cooperatives in agrarian reform communities. By their own data, there is a need to deepen organization of agrarian reform cooperatives all over the country. Maybe some have been converted to multipurpose credit cooperatives, but the point is that there are still other ARCs that would need the credit and extension services that cooperatives may offer.

3. I also urge the immediate passage of legislative measures supportive of the cooperative movement in general. There is a need to strengthen regulatory powers of the Cooperative Development (CDA) for it to effectively strengthen cooperatives such as the formation of a governance audit mechanism, among others.. Developmental programs must be undertake, for example, in areas of developmental communications and the use of the media in further popularizing cooperatives. Moreover, cooperative banks are unique in the sense that it caters to high‐risk clients or creditors, or the ones commercial banks call the “un‐bankable” segments of the society and thus, an alternative regulatory mechanism apart from the Bangko Sentral must be studied. Also, government must allocate more of its resources to Cooperatives and cooperative banks as means to spur countryside development. In order to afford the farmers full benefit and protection to the small farmers, fisherfolk and farm workers, probably this August Chamber might want to contemplate on the creation of a National Cooperative Banking Act is in order. Agriculture and agrarian reform cooperatives need help in providing extension services to their respective communities. We therefore urge the Department of Agrarian Reform (DAR) and the Cooperative Development Authority to review its current level assistance to extension work, and provide for effective measures at tooling or re‐tooling cooperatives as partners in bringing modern and state‐of‐the art technology and knowhow in communities, especially in missionary areas. The 2012 International Year of Cooperatives is a momentous occasion worthy of our support. Let us therefore embody the cooperative spirit as we rise as one nation through the cooperative movement, towards the creation of cooperative communities and a Cooperative Society. Thank you very much for this opportunity, Mr. Speaker and my colleagues. Isulong ang kilusang kooperatiba! Itaguyod ang isang Kooperatibang Lipunang Pilipino


Rules of the General Assembly RULE I TITLE This rule shall be known as the RULES GOVERNING THE PROCEDURE OF THE GENERAL ASSEMBLY OF THE KABAYANIHAN SERVICE CO‐OPERATIVE (KSC) to be adopted at its General Assembly. RULE II PRESIDING OFFICER

The Chairman of the Board of Directors shall automatically be the PRESIDING OFFICER of the General Assembly, who shall preside and control the entire proceedings of the meeting. RULE III ASSEMBLY LEADER

There shall be an ASSEMBLY LEADER to be appointed by the majority of all the members of the Board of Directors for a particular General Assembly, and whose authority shall automatically cease immediately after that General Assembly.

The Assembly Leader has the power and authority to control the members of the assembly for orderly and peaceful proceedings. As such, he has the power to deny or reject requests for recognition if in his assessment the question is immaterial or irrelevant to the pending issue or if the purpose of the member proponent is to disrupt an orderly proceedings of the assembly.

Members who wish to speak or propound a question during the Assembly shall first coordinate and ask permission from the Assembly Leader, who in turn requests the Presiding Officer for the former’s recognition, except when a member rise on a question of privilege. The order of recognition shall be on “first come, first serve basis”. RULE IV ASSISTANT ASSEMBLY LEADERS

There shall be as many Assistant Assembly Leader as the need arises to be designated by the Chairman for a particular General assembly. The Assistant assembly Leader shall assist the Assembly Leader and perform other matters as the latter may direct. RULE V MANDATORY PRESENCE OF ALL ELECTED AND APPOINTED OFFICER

All elected and appointed officers of the cooperative shall be present at the General Assembly and shall be seated together with the Presiding Officer at the presidential table to assist on matters of their concern. The

Presiding Officer at his sound discretion may require any elected or appointed officer to explain matters of his/her concern that may arise during the meeting. RULE VI CALL TO ORDER

The Assembly Leader shall move for the opening of the meeting of the General Assembly in which the Presiding Office shall immediately announce the opening of the meeting and call the meeting to order. RULE VII QUORUM

The Assembly Leader shall ask for the recognition of the Secretary, who in turn announces the presence of a quorum as reflected in the notices and attendance sheets of all the members. Thirty (30%) percent of the total number of members entitled to vote shall constitute a quorum. RULE VIII ORDER OF BUSINESS

The Assembly Leader shall strictly follow the sequence appearing in the order of business. No other matters or issues shall be discussed except those listed in the order of business, provided, however, a member who raise matter of important concern may appeal to the General Assembly by a majority vote of the members present for its inclusion in the order of business. RULE IX QUESTION HOUR

Any member may raise issues or matters concerning the cooperative during the question hour or the so‐called “malayang talakayan”. Any member who is recognized is given time limit of two (2) minutes not extendable to raise any question or comment. Only one (1) follow‐up question is allowed. The question or comment must be brief, concise and direct to the point. Any member who had previously raised questions or has given comments may again raise a question or a comment, provided, prior coordination and recognition is sought from the Assembly Leader.

Speaking or talking at the same time shall not be allowed. Proper decorum must be observed. A member who wish to be recognized shall wait until the person who has the floor relinquishes his/her time.

Only question or comment of relevant, material or of matters of important concern to the cooperative shall be allowed during the question hour. Matters that will tend to malign, embarrass, ridicule, or insult any elected or appointed officer, member or employee of the cooperative shall not be strictly allowed. RULE X

KSC IN ACTION

KSC will give away KSC Key Chain to all its members who will attend its 1st General Assembly

1st Vice Chairman follows up with Cooperative Development Authority Staff for KSC Registration

VICTO office which is also KSC office in Cebu

By Merlin Flores

APPLICABILITY OF PARLIAMENTARY PROCEDURE

The generally accepted rules in parliamentary procedure as well as the provisions of the Roberts Rules of Order in so far as herein not inconsistent are hereby adopted as suppletory in character.


May dalawang uri ng kasalanan. Ang isa ay “kasalanan ng paggawa” o sin of commission, kung saan ay may ginawang masama talaga. Ang isa pa ay ang “kasalanan ng hindi paggawa” o sin of omission, kung saan naman ay may hindi ginawang mabuti. Kung kaya nga’t, bagamat awa pa rin ng Diyos ang magliligtas sa atin, ang kaligtasan ay hindi lamang tungkol sa pag‐iwas sa masama. Ito ay paggawa rin ng mabuti.

. Nabasa nyo na ba ang Parable of the Talents? Na kung saan ang tatlong linkgod ay binigyan ng kanilang Panginoon ng kanya kanyang talino.: “Ano bang napakalaking kasalanan ang nagawa ng ikatlong lingkod para parusahan siya ng kanyang panginoon nang gayon‐gayon na lamang? May nilabag ba siya sa Sampung Utos nang ibaon niya sa lupa ang talentong ipinagkatiwala sa kanya? Mabuti nga’t hindi niya ito nilustay, at sa halip ay

ibinalik pa nga sa kanyang panginoon na siyang tunay na nagmamay‐ari niyon. Anong masama ang ginawa ng kawawang lingkod na ito?” Malinaw ang sagot. Wala. Walang ginawang masama ang ikatlong lingkod. Pero wala rin naman siyang ginawang mabuti dahil ang mabuting hinihingi sa kanya ng pagkakaton ay ang palaguin ang ipinagkatiwala sa kanya. Pero pinalago ba niya? Hindi. Binuro niya! Ibinaon niya sa lupa. Hindi nga niya winaldas, pero pinawalang‐saysay naman niya. Tama ang kanyang panginoon, sana nga man lamang ay inilagak niya sa bangko nang kahit paano ay kumita pa ito. Ngunit hindi. Wala siyang ginawang mabuti. Ikaw, may ginawa ka na bang mabuti? Yun talagang mabuti? Yung mabuting‐mabuti? Yung dalisay – hindi lamang basta mabuti – dahil wala kang hinihintay na kapalit kaya mo ginawa ang mabuting iyon, at hindi mo iyon ginawa para maging sikat ka o para magka‐utang‐na‐

loob sa iyo ang ginawan mo ng kabutihan? Palagian mo ba itong ginagawa o depende sa ihip ng hangin? Ang paggawa ba ng mabuti ay likas na ugali mo o libangan mo lang? Ang paggawa ba ng mabuti sa kapwa sa pamamagitan ng mga kakayahan, mga pagkakataon, at iba pang mga biyayang ipinagkaloob sa iyo ng Dios ay mahalagang bahagi, para sa iyo, ng iyong pagiging Kristiyano o sapat na para sa iyo ang pananampalatayang pansarili lamang? pagsusulit natin ng ating buhay sa Panginoon: ang magiging pinal na hatol sa atin ay nakabatay hindi lamang sa masamang ating ginawa kundi pati rin sa mabuting hindi natin ginawa, o masahol pa, ayaw nating gawin. Nababagabag ka ba kapag may nagawa kang masama? E kapag may mabuti na hindi mo ginawa – nakakatulog ka ba

KABAYANIHAN

SERVICE COOPERATIVE

NEWSDATE

Principal Office (PHILIPPINES): c/o VICTO National, 1st Street, Beverly

Hills, Lahug, 6000 Cebu City

By: Malvin Baladjay

MANILA, Philippines — Philippine Azkals German coach Michael Weiss said his team has reached a higher level following their fairytale run in the Group stage of the ongoing 2012 AFC Challenge Cup in Kathmandu, Nepal.

Still in cloud nine after that nail‐biting 2‐1 victory against 2006 champion Tajikistan late Tuesday, Weiss said the unexpected success represents a big progress in the team.“We have entered a higher level and I am honored to be the coach of this team,” Weiss was quoted saying in an article with the tournament’s official website.

“This is a historic day! We have actually been making history throughout the tournament, but that is not comparable to today (Tuesday),” he added.The Azkals, the second lowest‐ranked team in the four‐nation Group B at No. 156, defied the odds and expectations by booking a semifinal seat against Group A winner Turkmenistan. The Azkals finished second behind group winner North Korea which swept the round‐robin eliminations.

The Philippines had earlier beaten India, 2‐0, after losing the opener to North Korea, 0‐2.Their victory against Tajikistan, also the 2010 third‐placer, was the most crucial, since the Azkals needed a win to

advance to the Final Four. The Azkals threaded through the proverbial eye of the needle to make it to the tournament, surviving a tough pre‐qualification competition in October 2010 where they finished as Group A runner‐up behind group winner Palestine.

Visit our website www.kabayanihanservicekoop.com

Defiant Azkals A Win From Finals


ADVERTISE HERE email us at [email protected] or [email protected]

1 KABAYANIHAN SERVICE COOPERATIVE NEWSDATE Issue 221

kabayanihan service cooperative … gawain kooperatiba ay dapat na laging patungkol sa kapakanan ng...

Documents