june 2015 munjoy hill observer

InsIde thIs Issue: MHNO President’s Message, & From the Editor • • • 2

• AARP News, Aging in Place • • • 3 • Capital & City, Money Prof • • • 4

• MHNO Bulletin Board • • • 5 • MHNO Bus Sponsors, Garden Essays • • • 6

• Non Profit Focus: The Locker Project • • • 7 • Parenting Tips, Living With

Peace, Crossword Puzzle • • • 8 • Bicycle Safety, Bus Focus: Coyne-Piergrossi

Associates • • • 9 • Events Listings • • • 10-11

MHNO Annual Elections—June 18JOiN tHE BOArd!!On Thursday, June 18, 2015 at 7:00 pm, the MhnO will hold its annual meeting and elections at rising Tide Brewing (103 Fox st.).

This year, with several long-time board members and officers completing their tenures, there is an opportunity for a new set of volunteers to jump in and bring their ideas, vision, and energy to the task of shaping the future of the MhnO.

here are 6 greaT reasOns to join the MhnO Board of directors:

1. you care about maintaining the wonderful character and livability of Munjoy hill, while welcoming positive growth!

2. you want to stay in the loop about changes on your street, block, or neighborhood and have the ability to influence some of them before they happen!

3. you want to get to know your neighbors and help plan social events, clean-ups, and meetings!

4. you want to help maintain a diversity of housing options, and protect affordability for Munjoy hill renters!

5. you care about Munjoy hill schools and want to protect safe walking/biking routes for kids!

6. you want to foster “thriving in place”…staying on Munjoy hill as we grow older!

If any of the above sounds interesting to you, or if you have your own ideas about what your neighborhood or-ganization should focus on, please consider joining the MHNO Board of Directors.

FOr MOre INFOrMatION, and to submit your interest as a candidate for the Board or for the offic-es of President or Vice-President, please contact an-drea Myhaver, Chair of the Nominating Committee, by June 12, 2015*. andrea can be reached via email at: [email protected], or by phone: 207-632-3890.

*Nominations will also be accepted up to, and includ-ing, at the annual meeting. Try to submit your interest early though, so that ballots can be prepared ahead of time with information about the candidates. All members of the MHNO, 18 and older, are eligible and encouraged to serve on the board of directors.

By Matthew Kennedy

This article is the fourth in a series discussing aspects of the 58 Fore Street redevelopment proposal. In March, we summarized the overall proposal and process, with emphasis on zoning issues. In April, we addressed historic preservation designation. In May, we reported on the results of an MHNO survey of members regarding the rede-velopment, with a closer look at some of the key issues and concerns raised both in the survey and elsewhere. In this article, we will look at likely next steps in the process.

as has been noted in earlier articles in this series, the 58 Fore Street development initiative is moving forward along two distinct and con-current tracks. On the one hand, the City is considering a petition by two members of the Historic Pres-ervation Board to designate the site an historic district. On the other, the City is addressing the owners’ application to rezone the property to better accommodate their vision for the redevelopment – including a substantial residential component, something prohibited under cur-rent zoning. This latter issue is to be addressed, and perhaps brought to conclusion, in a hearing before the City Council on June 1.

This raises the question: what comes next? Presuming resolution of the

zoning issue, the developers are ex-pected to seek City review and ap-proval of a Master Development Plan (MDP), a process created with large, complex sites, like 58 Fore Street, firmly in mind. according to the City’s MDP application doc-ument, “[a] Master Development Plan is applicable for a site with one acre or larger in cumulative lot area that is designed as a cohesive and integral development program con-sisting of multiple buildings and associated site improvements pro-posed to be built in phases.” Per the same document, the purpose of such a plan is:

“...to provide for a mix of land uses at designated locations to achieve a land development responsive to the assets of a site. A Master Devel-opment Plan is a well-integrated development in terms of land uses, functional activities, and major design elements such as buildings, roads, utilities, drainage systems and open space. The Master Devel-opment Plan is deemed appropriate to large-scale mixed-use projects that are intended to be developed in phases.”

In order to win approval, a MDP, like a zoning designation or a site plan, must also be in accord with the relevant elements of the City’s

Comprehensive Plan – for example, the eastern Waterfront Master Plan.

Why pursue a MDP? For large, complex, multi-use projects to be built over time and in phases, the process offers advantages to all key stakeholders – the City, the public, and the developers. Through the MDP process, the City is able to enforce the coherent and integrated development of significant proper-ties like 58 Fore Street in a manner best suited to the assets of a par-ticular site. The City and the public gain additional visibility into the developers’ overall plan, and possess the regulatory authority to ensure that an approved plan is followed as construction moves forward. For the developer, approval of a MDP freezes in place all relevant regula-tions for the length of the approval (six years, and possibly up to ten years), ensuring that work can move forward under a single, unchanging set of rules.

It is important to note that approval of a MDP does not comprise final approval of a project; the developers must still pursue detailed site plan approvals as each element of the project moves toward construction. all such plans must be in accord with the MDP.

• • •

1MUNJOY HILL OBSERVER June 2015

58 Fore: Next Steps, Considering a Master Development Plan

Get the bird’s-eye view of the city! The Portland Observatory on Congress Street at the top of Munjoy Hill is open daily, May 23 – Oct 12. Hours are 10:00 am – 5:00 pm. All tours are guided. The last tour begins promptly at 4:30 pm.Please allow 45 minutes for your visit. (PHOTO by LiSA PeñALver)

Non Profit OrgUS Postage

PAIDPortland, ME

Permit No. 824 Munjoy Hill

OBSERVER1979 – 2015

FREE • Published by the Munjoy Hill Neighborhood Organization • Vol. 35, No. 5 • June 2015

2 June 2015 MUNJOY HILL OBSERVER

WHO YOU GONNA CALL? You can help PREvENT crime on the Hill!If you see a crime happening or see/hear anything suspicious in your neighborhood, please call the police!

1) 756-8135 Daytimes: Janine Kaserman with Community Policing

2) 650-9005 cell: 11 am thru the night, Senior Lead Officer Jeff Druan

3) 874-8575/-8574: Dispatch/non-emergency events

4) EMERGENCiES: 9-1-1

The Munjoy Hill Observer is published by the Munjoy Hill Neighborhood Organization

(MHNO) 92 Congress Street

Portland, Maine [email protected]

207-775-3050

EdiTOR: Lisa Peñ[email protected]

(207) 272-5962 munjoyhill.org

OBSERvER COMMiTTEEAndrea Myhaver, Tamera Edison, Ross Fields, Deborah Stevenson,

Lisa Peñalver

AdvERTiSiNGRoss Fields

[email protected] (207) 233-4327

Tamera Edison [email protected]

(207) 939-7998

Deborah [email protected]

(207) 807-0396

Lisa Peñalver, Layout & Design [email protected]

(207) 272-5962

3,000 Circulation 8,000+ Readership

ABOUT OUR PAPERThe Munjoy Hill Observer is published by the Munjoy Hill Neighborhood Organization (MHNO) as a service to its members and to the community as a whole, to inform Portland’s East End residents of local issues and events, and of the services that can be found here. The Observer serves as a vehicle to connect and inform our neighbors, while enlisting community partners to help us help those who need it most.

The Munjoy Hill Observer was first published in May of 1979. Circulation is 3000, distributed free in Portland at over 100 locations. Nearly 300 copies are mailed to current and former members of the MHNO.

MHNO Board 2014-15Munjoy Hill Neighborhood Organization

Andrea Myhaver, President [email protected]

Matthew Kennedy, Treasurer [email protected]

Sean Turley, Secretary [email protected]

Sarah Graulty .............................................sarah.graulty@munjoyhill.org

Elise Loschiavo ............................................elise.loschiavo@munjoyhill.org

Elaine Mullin ..............................................elaine.mullin@munjoyhill.org

Joan Sheedy ...............................................joaniesheedy@gmail.com

Megan Summers ........................................megan.summers@munjoyhill.org

MHNO MissionIncorporated as a nonprofit organization

in January 1979, our purpose is to be a

broad-based, representative organization

committed to improving the quality

of life for the residents of Munjoy Hill

and the East End, by strengthening the

sense of community, maintaining the

current diversity of social and economic

groups, encouraging self-sufficiency, and

enriching the lives of all residents.

Clip and save these numbers!

Please send Your essaYs, letters and Hill news to [email protected]

Editor, Lisa Peñalver

ANONYMOUS CRiMES TiPS PROGRAM:Phone Tip—dial 874-8584 | Online: tipsubmit.comText-A-Tip: Text “GOTCHA” plus your message to 274637 (CRIMES)

The journey of a thousand miles begins with just one stepLao Tzu, Chinese Philosopher

So Long…IN My aPrIl COluMN (which I wrote during the second week of March), I let you all know that I was nearing the end of my term as President and of my tenure on the MHNO board. at the time, I promised (and was looking forward to) two more “at the Helm’s” in May and June. as Providence would have it, though, my sister Margaret’s health took a turn for the worse at the end of March, and after a not quite two year battle with breast can-cer, she passed away on March 31st. When it came time to write my May column a couple of weeks later, I was traversing the (unfortunately all too fa-miliar in the past few years) territory of grief and memorial service arrangements. It became one of the rare occasions (it may have happened twice since I started writing these columns), that I had to tell our editor, lisa, that I needed to take the month off.

So, dear readers, this is now my last “at the Helm,” and it’s come upon me rather quickly, for being some five years in the making. I shared the news of my sister’s passing to explain my absence in May, but also, to illustrate a point that has become very clear in recent weeks, which is that life can change in an instant so it’s important to be flexible and roll with the punches, because we’re really not in control here.

That lesson is one I’m going to try to remember of-ten in the upcoming weeks, as a new slate of Board members takes shape, and new officers take over the reins of the MHNO. as I write this, the can-vas of the MHNO’s future is almost blank, and that’s kind of daunting for me. For, as much as I am ready to move on, I still care deeply for this organization and neighborhood, and want to be sure that its future is entrusted to good hands who will try to nurture it as much as I did, if not more.

The blank canvas is also exciting! With 12 Board seats available, including the 4 officer positions of the executive Committee, this is an opportunity for new ideas, new energy, and new beginnings! If you have some time (about 2 hours a week on average), and you have some ideas, please con-sider joining the Board! If you have questions, contact me ([email protected], 207-632-3890), I’d be happy to tell you more about what is involved. I can tell you that it has been one of the most rewarding experiences of my life, and I am incredibly grateful for having had the opportunity to serve.

That brings me to the last thing I want to say, which is, tHaNK yOu! There is not enough room in this column to name every person whom I have had the pleasure to meet, work with, and know through the MHNO over the last 5 years, but I can tell you that all of you, each and every

one, have had an impact on me that was life-changing.

I’ve learned so many lessons through this volunteer work. I have had so much fun, and I have grown so much. While I’ll admit that I am looking for-ward to reclaiming some of my free time, I’m also going to miss this greatly, and I’m not ashamed to say that it’s making me emo-tional, knowing that I’m close to writing my last words of this column. It’s been an incredible five years, Munjoy Hill! Thanks for letting me take this journey. I’m not going to say goodbye, be-cause I know I’ll be seeing you all around the ‘hood.

Writing this column, I think back to all the pre-vious June essays I have written. The themes for these have tended to be light, about the summer fun ahead, the arrival of summer residents and vis-iting relatives, and the wide array of cultural and outdoor activities, including open-air concerts on the Prom, and an amazing public beach available right at our doorsteps.

This June will again bring all these delights to Munjoy Hill, as it has every year, but this summer will also be ushering in some big changes on the Hill. Not only has the landscape changed, with numerous new structures having been completed and now occupied, but the Munjoy Hill Organi-zation itself will be experiencing a transition with the election of new officers at the annual Meeting.

at the time of this writing, I do not know who these new leaders will be. I know that the major-ity of the current Board has, for various individual and personal reasons, decided not to run for the coming year’s Board.

There are a few contentious issues affecting the community right now that might motivate ac-tivists of various inclinations to step forward at this time.

Involvement is almost always a good thing, but it’s important to remember that the MHNO is a membership organization, and it has a diverse membership. There are two sides to every issue, and it’s essential, in a small community like ours, to be respectful of differing views, even when there are disagreements over priorities.

I want to commend our current President and Board for having navigated, in recent years, some turbulent topics with grace and skill, all the while juggling the demands of full-time jobs and fami-lies. I have enjoyed working with this dedicated group.

For those who are considering stepping forward, I offer the MHNO Mission:

“Incorporated as a nonprofit organization in Janu-ary 1979, our purpose is to be a broad-based, repre-sentative organization committed to improving the quality of life for the residents of Munjoy Hill and the East End, by strengthening the sense of commu-nity, maintaining the current diversity of social and economic groups, encouraging self-sufficiency, and enriching the lives of all residents.”

My personal goal with the Observer has been not just to share information of local interest, but to

engage the readers to participate in community events, and to understand that active partici-pation by its members is what keeps a community healthy.

I look forward to the MHNO’s 2015 elections and to meeting the next generation of neighbor-activists. Hope to see you there.

MHNO President, Andrea Myhaverat the Helm


The opTions and ouTlook for “thriving in place” or staying in our own homes as long as possible is looking brighter and brighter as more creative ways are being devel-oped to to so. a recent article in the Atlantic by alana semuels describes some wonderfully cre-ative ways communities are being redefined and built, feeling like a return to the way communi-ties the past lived together and cared for all their members. Below are excerpts and quotes from this wonderfully comprehensive article. (link at end of article)

ideas and programs described include the Vil-lage communities, grassroots membership organi-zations like “at home on Munjoy”, the Village in development and program of the Munjoy hill neighborhood organization. Two examples are the very first Village developed on Beacon hill in Boston, and an all-volunteer village on Cape Cod. Caring Collaborative in new York City and san Francisco are helping women as they age by seeking to “organize the goodwill” that exists in informal communities. The national shared housing Resource Center is bringing together seniors who have housing with house-mates looking for a place to live, and naturally occurring Retirement Commu-nities (noRCs), in places like new York City, allow seniors to stay in their apartments and have services brought to them.

lawrence Force, of the Center on aging and policy at Mount st. Mary College, envisions what he calls naturally occurring living Com-munities, which require people to think differ-ently about staying at home. This may mean linking housing for seniors on college campuses where students check in on seniors, as is being done at a dutch college, or creating housing for low-income people in seniors’ homes, or

encouraging delivery people and others to check in on the seniors in their lives. he likens it to using 3-d glasses, “and seeing connections you never saw before”.

Force states, “are there strategies that could be used in order for people to stay in their communities for as long as they can, and not break the bank? The answer is yes: the only thing you have to change is the attitudinal perspective of what kind of supports are out there naturally already.”

let’s find those naturally-occurring sup-ports and bring our communities together. What better purpose could there be than maintaining those wise and wonderful el-ders with their life experiences to share as a vital and integral part of all communities.

You can read the full article at the link be-low. Enjoy! http://www.theatlantic.com/business/archive/2015/05/living-and-dying-at-home/391871/?utm_source=SFFB

Creating Our Own Futures, Thriving in Our Own HomesBy Elaine Mullin, AHOM Committee

In Portland’s East End at 88 Congress Street

5 Commercial StreetWith ferry delivery to

the islands in Casco Bay

www.rosemontmarket.com

Your neighborhood’s fresh food market.

Specializing in seasonal, local and delicious.

$1.00 OFF your next meat purchase at our Custom Cuts Butcher Shop

at 5 Commercial Streetno cash value • valid thru 7/31/15

MHNO Ad 6/15.indd 1 5/11/15 4:21 PM

A MAtter Of BAlAnceSeniors, Families, do you have concerns about falling?Many older adults experience concerns about falling and restrict their activities. A MATTER OF BALANCE is a nationally-recog-nized workshop designed to help you manage falls and increase activity levels. Learn how to view falls as controllable, set goals for increasing activity, learn exercises to increase strength and bal-ance, and make changes to reduce your risk of falling at home.

Join us at our next workshop: June 8th – July 27, Mondays 10am-12pm, at the New England Rehabilitation Hospital, 335 Brighton Ave, Portland

TO REgisTER OR LEARN MORE information about this workshop or other upcoming workshops, please call 207-396-6583 or email [email protected].

This MonTh’s aRTiCle is about be-ing stuck, and more importantly, getting un-stuck. have you ever started a new project, or set out to achieve a goal, and midway into it, you just lost all motivation for completing it?

i know the signs of project paralysis all too well. First, i lose emotional connection to my goal and create an air of carelessness; then i make excuses when i skip activities that support achieving my goal. next, my inner critic subtly berates me under the guise of “motivating self-talk”. Finally, i get so dismayed that i spend all my energy trying to quiet my inner critic, leaving no energy for anything else. it is about then when i enlist the help of friends and fam-ily. i complain how busy i am; i talk about the project’s difficulty as i garner support, excusing my inactivity. Yet, i seem to find energy enough as i try to suck my loved ones into this paralysis vortex. in the early days, i would get some sympathy. since they now have vast familiarity with my ways, that approach does not work quite so well anymore. once again, i get stuck in the frozen tundra of my own mind.

luckily, neither friends nor family aban-don me completely. When i started com-plaining about my stuck-ness recently, a good friend shushed me and asked me what was i afraid of. That got me think-ing. instead of fighting my inner critic with the same tactics she uses, what if i just listened to her? i could address her

fears and concerns (mine, really) and see what happens after that.

once i stopped fighting back, i was able to listen. in listening, i heard that i was afraid of trying and still failing. Worse, even if i completed it, what if the result were not as grand as i claimed it might be. how would i face the embarrassment?

i learned that asking questions and really listening was the key to battling my inner critic ... and winning! hearing my fears, and challenging their truths, began to thaw my frozen paralysis. i began to re-connect with my values.

doing our best in every given moment is sometimes all we can do. Remember that our best changes all the time, so compar-ing it to the last time is not a fair com-parison. starting over anytime is also okay. Freeing oneself from any attachment to the outcome allows us to focus on the process, trusting that each next best step forward is one step closer to success.

Wouldn’t you know it, by asking the right questions and listening, i felt the warmth of renewed energy, and the motivating fuel i needed to get started once again.

Kathleen Kerr is a professional transition coach supporting clients as they explore the space between endings and beginnings to dauntlessly create beginnings that support them reaching their goals with optimism, courage, and joy.

The Space Between By Kathleen M. Kerr

Our beliefs shape our filters; our filters form our thoughts; our thoughts drive our feelings; our feelings spur our actions; our actions

become our habits; our habits reinforce our beliefs

Respect and Dignity for All As We Age By Jane Margesson, AARP Maine Communications Director

it is likely that all of us will face certain chal-lenges as we age. We may have to pare down our exercise routines, monitor our diets more carefully, modify our homes to make them more age-friendly, and someday even make other preparations for the long-term such as finding a suitable assisted living facility or nursing home. one thing we should always be able to count on is being treated with dignity and respect.

a few years ago, aaRp Maine received a dis-turbing phone call from a 57-year old gentle-man living in northern Maine. he was in great distress because his home health aide had found out he was gay. The aide insisted on reading passages of the Bible aloud to him in an effort to convert him. The aide also threat-ened to “out” his client in public. The man asked the aide not to come back, but in doing so his needed home care ended. By the time he called our office, he hadn’t been bathed in three weeks. he was referred to a state agency that was able to intervene, but clearly the caller was traumatized by what he had been through.

unfortunately, stories like this are not uncom-mon for lesbian, gay, bi-sexual and transgen-der (lGBT) Maine residents. in 2012, aaRp Maine and the Maine chapter of saGe (ser-vices and advocacy for GlBT elders) issued a report which compiled results from a needs as-sessment conducted through an online survey, interviews and extensive research regarding issues that affect lGBT individuals and their families.

The report revealed disturbing trends that ad-versely affect the health and happiness of older members of the lGBT community. For ex-ample, of those who responded to survey ques-

tions about their faith, over one-third indicated they had been discriminated against in their faith community due to their lGBT identity. nearly 30 percent of respondents experienced property damage, and six out of ten felt this was due to homophobia. alarmingly, of the to-tal 468 survey respondents, 20 percent stated they had been the victim of discrimination while being treated by a health care provider.

The primary purpose for this report and needs assessment was to establish a saGe affiliate chapter in Maine, and in early 2014 the Maine chapter became official. saGe Maine (www.sagemaine.org) works to ensure that older lGBT adults are treated with respect, dignity and equality without fear of being who they are.

as we do each year, aaRp Maine will attend both the portland and Bangor pRide events in June. These are wonderful opportunities to engage with the lGBT community and to talk about important topics such as Medicare eligibility issues for same-sex couples, estate planning tips and how to find lGBT-friendly health care and long term services and sup-ports.

The challenges of aging can be daunting, but we should not be afraid to be ourselves. Whether one lives alone or with a partner or spouse, we all have the right to age with dig-nity. aaRp’s founder, dr. ethel percy andrus, once said “what we do, we do for all” and we continue to celebrate that core principle today.

=======

AARP Maine has moved to a new location. We are now at 53 Baxter Boulevard, Port-land, ME 04101

On Thurs, June 11, AARP Maine is hosting a free scam and fraud-awareness event at the Augusta Civic Center, draft agenda attached. This free event will be a 1/2 day affair for an audience of approximately 300. Both breakfast and lunch will be provided. Registration for this event is required and early registration is strongly suggested, as space is limited. To register online, please go to aarp.cvent.com/AARPME061115 You can also register by calling 1-877-926-8300.

AARP Maine Fraud-Watch Scam Jam Event


recenTly, I MeT with a fel-low Portlander who told me his higher education story. as a first-generation college student from a working-class background, with no financial support from his family, he struggled with taking classes, working on campus, and with the mounting student loan debt he was acquiring. after three semesters, he felt forced to dropped out. even though he didn’t earn his degree, he still carried thousands in student loan debt for years.

unfortunately, this story is all too common. In fact, at the university of Southern Maine, 35 percent of first-year students don’t return for a second year. and those who do graduate are often carrying tens of thousands of dollars of debt. In 2013, students who graduated from a higher education institution in Maine carried an aver-age of nearly $30,000 in debt - meaning Maine gradu-ates have the 7th-highest student debt in the country.

However, here in Maine, we have an incredible pro-gram to help those who finish college with their stu-dent debt: Opportunity Maine.

The educational Opportunity Tax credit (eOTc) provides substantial tax savings for graduates from any Maine college who remain residents of the state. First created in 2008, the program provides eligible gradu-ates with an income tax credit over $4,300 a year for an undergraduate degree and almost $800 a year for an associates degree. Currently, there are over 2,600 graduates who are benefiting from this program.

While the idea itself has been lauded by folks across the political spectrum, the program is not attaining the results that the legislature originally intended, or, more importantly, that our state needs. I often hear from Maine employers that they are having major chal-lenges meeting their workforce needs. This problem is compounded when you add to this the demographic realities of Maine’s aging population; many of Maine’s

workers will be retiring in the next decade. Maine currently has no plan for talent acquisition to attract skilled workers to our state.

With five years of experience under our belt, and with demographic and workforce realities bearing down on

us, it’s time for the legislature to strengthen the Op-portunity Maine program.

My bill, lD 1383, would expand and strengthen the educational Opportunity tax Credit by doing four things:

First, it allows folks who have earned degrees outside of Maine to take advantage of the credit. This is the biggest piece, and would have the biggest impact on an individual’s decision to locate here in Maine.

Second, it expands the credit to include graduate de-grees. Graduate degrees can often be more expensive than undergraduate degrees.

Third, it removes the requirement of Maine residency for the students while they’re in school. This makes it possible for out-of-state students to come to school in Maine and stay here after graduation while taking ad-vantage of the credit.

Fourth, it clarifies that the credit also applies to student loans that have been consolidated.

These are the types of coordinated investments that our state must make. If we are serious about attracting talent to Maine and making higher education more af-fordable, we must make Maine more attractive to edu-cated workers post-graduation.

as always, I’d love to hear from you. Please feel free to reach me at [email protected].

justinalfond.com

Affordability of Higher Education in Maine Ask tHe Money ProfTime Value of MoneyBy Joel I. Gold

dId yOu knOW ThaT money has a time value? The cash that you receive today (called present value dol-lars) is worth more now than if you receive that cash in the future. In fact, the longer you have to wait for the cash, the lower its value. This is called opportunity cost.

There are basically three reasons why present value dollars are worth more than future dollars. First and most important is: the faster you can re-ceive the cash, the faster you can in-vest it, realizing returns. Secondly, if prices are rising (through inflation), receiving cash immediately allows you to buy products at lower prices than in the future. Finally, business risk is reduced when receiving cash. Waiting for payment can result in not getting paid at all.

let’s go back to the first reason why cash in hand is worth more than fu-ture dollars—taking advantage of early investing. Here is an illustration:

Person a promises to pay Person B $10,000. If received in cash, the pres-ent value of $10,000 is $10,000 (no opportunity cost). Now, let’s as-sume Person a pays Person B the $10,000 at the end of 5 years. an assumption has to be made about the opportunity cost: what is the opportunity cost:? What rate of return could have been earned

with immediate cash?

We will use 7% in this example. We then discount the $10,000 by 7% an-nually over a 5 year period. We find that the present value of $10,000 received at the end of 5 years is now only $7,129. Stating this another way, that $7,129 in cash is equivalent to re-ceiving $10,000 at the end of 5 years, given a 7% discount rate.

If the discount or opportunity rate was higher than 7%, the present value would be less than $7,129. If it was lower than 7%, the present value or cash value would more than $7,129. Compounding has much to with op-portunity cost. as an investor, com-pounding works much in your favor, when receiving payments. Conversely, as a borrower (or payer), compounded interest will increase your costs.

Keep this in mind before you agree to a deferred payment. as the saying goes, time is money.

College professor and financial adviser Joel I. Gold is the owner of the Gold Company, located off of India Street, 145 Newbury Street, 3rd flr, (207) 650-7884, where he works as a Fee-Only Financial Planner. He’s been in Portland since 1995.

Portland Trails has been busy on the HillBy Jaime Parker

It’s been said that Portland trails has a soft spot for Munjoy Hill, and this season’s projects won’t dis-pel that notion. along with annual maintenance of the various trails on the Hill—loring, Fort allen, Mid-slope, Fort Sumner/Marion Street—Pt has a number of active projects on and around the Hill.

Portland trails recently completed upgrades to the Jack Path, prepar-ing what remains of the wooded section for the opening of the Mun-joy Heights housing development, which has a set of steps leading to the trail. Surfacing, rock work, plants, benches and signage were all paid for by the developer. Portland trails has secured a public easement through the property, along the shared street. Instead of relegating people to the edges of the property, onto sidewalks and along garage doors, designers of the space have created a courtyard-like setting, with patterns of con-crete pavers, which can be shared by all users. This new configuration in the modern era of development in Portland (when Portland was built, everything was shared-use!) is a direct result of Portland trails working with the developer from the early stages, advocating for a design that de-emphasizes the car, and celebrates the street as a public space. There are trees and landscaping throughout, and stairs to access east Cove Street as well as the trail to North Street.

another link to the Jack Path is in works. a mown trail will extend down the slope from the Com-munity Garden, winding through the new orchard to the corner of the Northern Burner lot. The trail would then cross Washington ave. to Gould Street (another potential shared-street project) to link with the future trail that will connect an-derson Street to the Bayside trail. This trail will run behind angela adams’ new facility on Cove Street, the urban Farm Fermentory, Zero Station, Maine aikido and Cyclo-mania (among other businesses).

Nearby, Portland trails recently installed a bus-stop bench at Island View apartments, and across from Bayview Heights. Pt has a strong interest in transit, particularly where it meets the trail system; after all, ev-ery transit user is a pedestrian.

another project is seeking a local champion to help it move forward. The ‘goat path’ between Monument and Mountfort Streets needs to be upgraded. This was a street con-nection before urban renewal. as we have seen elsewhere, the street went away, but not people’s deter-mination to walk the shortest, most logical route between two points. These informal links can be found throughout the city, and are im-portant connections within and be-tween neighborhoods. Pt is work-ing with MHNO to create a plan for this link, which would allow

for bikes and strollers to navigate through more easily. anyone who would like to help make this hap-pen should contact Sean turley at MHNO, or Jaime Parker at Port-land trails.

Portland trails is paying close at-tention to the Portland Company development. The draft drawings we have seen increase formal pub-lic access and move the eastern Prom trail to the water’s edge. Both of these would be positive from a Portland trails perspec-tive. Pt will stay involved in the process to ensure permanent public trail and water access, and to promote well-designed pub-lic open spaces. Portland trails does not advocate for or against development projects, but does engage with City staff, develop-ers and the planning process to ensure best possible outcomes re-lated to recreational access, active transportation, conservation and healthy public spaces.

We hope you think of Portland trails as your local non-profit urban land trust. Portland trails is a membership organization, and needs your help to keep up the trails, ensure public access and continued improvements to the walkable neighborhood. Please FMI: www.trails.org, or 775.2411.

‘sundaYs on tHe Boulevard’ Have Begun!Second car-free season along Baxter Boulevard to run from May 3 – Oct.25

FOllOWING a SuCCeSS-Ful inaugural season last year, the second season of Sundays on the Boulevard started on May 3, 2015. Baxter Boulevard, with one of the best views in Portland, will once again be transformed into an urban oasis for bike riding, running, walking, skateboarding and other recreational activities. The road will be closed to cars on Sundays from May 3 through October 25, 9:00 aM – 4:00PM, from Vannah avenue to Payson Park.

In order to gauge the success of the program, volunteers per-formed user counts last year on one Sunday prior to the closure and three Sundays when the clo-sure was in effect. The Portland Bicycle and Pedestrian advisory Committee analyzed the data and concluded that there was a signifi-cant increase in users when the closure was in place – especially among bicyclists, skateboarders, rollerbladers, scooter riders, and children.

“We heard and saw a lot of really positive feedback from citizens last year who enjoyed this recre-ational space – and we’re excited to see that the analysis from our user counts reinforces that,” said

Michael Bobinsky, Portland Pub-lic Services Director. “We hope even more people can take advan-tage this year as we look forward to another great season of Sun-days on the Boulevard.”

The program is part of a grow-ing number of open street proj-ects, in which streets are closed temporarily to auto traffic so that people may use them for walking, bicycling, dancing, playing and socializing. There are more than 100 documented initiatives across North america, according to the Open Streets Project.

The program also complements the City’s recently adopted Com-plete Streets policy, which aims to make streets more bike and pedestrian friendly. When Public Services undertakes redesigns of new roadways, pedestrians and cyclists are incorporated into the planning process.

In addition to the City, the effort is sponsored by the Back Cove Neighborhood association, the Bicycle Coalition of Maine, the Portland Bicycle & Pedestrian advisory Committee, Healthy Portland, and Portland trails.

For more information, residents can call 207.874.8801 or visit www.boulevardsundays.com.


Join the Munjoy Hill

Neighborhood Organization

NeW MeMBerSHIP reNeWal

Name(s)

Street address _____________________________________________________

City _____________________________________ State ______ Zip _________

email (for MHNO updates) __________________________________________

Day Phone (____) _______________ eve Phone (____) ____________________

Membership levels

Individual: $20 Family: $35

additional donation

$25 $50 $75 $100 $250 $500 Other amount: ($______) wish my gift to be anonymous

We want all members of our community to join the MHNO regardless of financial cir-cumstances. If you are unable to pay the suggested minimum amount, please pay what you can. If you are able to contribute more, we encourage you to do so. We thank you for your

support, and we’re excited to have you on board!

Please send ThIs FOrM, alOng WITh yOur check, TO:

MHNO, 92 Congress Street, Portland, Me 04101

Questions? Call (207) 775-3050, email [email protected] or visit munjoy-hill.org Welcome to the MHNO!

06/2015

VOlunTeer for a committee!

We need your help to make Munjoy Hill an even better place to live! You can get involved by joining one or more of our committees:

events Communications at Home on Munjoy Hill Safe & livable Neighborhood Observer Membership & Fundraising

image from Peacebridge.org

seeKing volunteers to

attend city Planning meetings

and report on projects impacting

Munjoy Hill Please email info@

munjoyhill.org to participate.

tHe MunjoY Hill neigHBorHood organization

Please note that the MHNO no longer has phone service at the Hill House. Based on the limited number of calls we were receiving on a monthly basis (an average of 3 calls every 3 months), the Board felt that it was not a justifiable expense. Never fear; we can always be reached via email at [email protected].

MHNO ANNUAL MEETiNG

ANd ELECTiONS!Thursday june 18, 2015 at 7 PM

Rising Tide Brewing, 103 Fox St, Portland, ME

Join the Munjoy Hill Neighborhood Organization for our Annual Meeting and Elections on Thursday, June 18, at 7 pm at Rising Tide Brewing on Fox St.

The meeting will include an update on MHNO activities from current President Andrea Myhaver, social time, a presentation from City Counselor Kevin Donoghue, a brief member forum about the future of the MHNO, and the election of a new Board of Directors and President and Vice-President.

— Refreshments will be served! —

Ope n M eetings!! The MHNO Board

meets at 7 pm every

second Monday of

the month at the

“Hill House”

—92 Congress St.

everyone is Welcome!


Invest in your future. Join the MHNO today. COMe tO a MeetINg • JOIN a COMMIttee • get INvOlved

Ed GardnEr

Munjoy Hill level sponsor

observatory level sponsor

Hill House level sponsors

Fort suMner level sponsors

Please join us in thanking our Sponsors for generously supporting the Munjoy Hill community:

Message at left is a quote from the June 1980 Observer, in the ‘Call for New Members’. These words are no less true today.

Your logo HERE

“We are not asking you to make a major commitment. If you’re like most of us, between work and family responsibilities, you can’t. But if a lot of us give a few hours a month to serve on a committee, help with an event, sign up new members, or work on a

specific project, we can get things done.”

intereSted in becoMing a cHarter buSineSS SPonSor? please contact Matthew Kennedy at [email protected] or call 207-370-1446.

portlandpaddle.net.portland paddle

TrEvor CoynE, rEaLTor JoE PiErGrossi, rEaLTor

MHNO is grateful for the support of our Business Sponsors!

invest in your future—join the MHno today. Come to a meeting. join a committee. Get involved.To join the MHNO please complete and return the membership form on page 5.

Munjoy Hill and the Return of the Hidden Garden Tour ~ 2015 By Jeanne Bull

FINally It’S SuMMer and Portland is bursting with fairs, festivals, colorful de-lights, and out of town visitors! There’s plenty to get excited about and here on the Hill many of us are looking forward to the return of the Hidden Gardens of Munjoy Hill tour!

There was no garden tour last year, due to the bicentennial celebration of Fort allen, but the dedicated volunteers with Friends of the eastern Prome-nade have brought the tour back for 2015.

So mark your calendars now for Sunday July 12th. This will be the 9th year of the tour and its combination with the open studios of the Society of east end artists makes it a high-point of the season for many residents and visitors alike. For our newcomers - it’s a series of gardens and studios open to public view on a self guided basis with opportunities to meet the gardeners, and artists, ask questions, and get ideas.

The buzz around this year’s garden tour is about the educational focus on the impor-tance of pollinators, and how to create an inviting atmosphere for them. In addition to the ten gardens featured, there will be a vari-ety of vendors, and groups to show and tell us more about the value of pollinators in an ur-ban setting including: The Maine Beekeepers, The Honey exchange, Maine Mead Works, and the Portland Pollinator Partnership, an association (of which Friends of the eastern Promenade is a part) working together to cre-ate pollination corridors throughout the city.

according to aynne Doil, chairperson of this

year’s garden event, pollination had already been selected as a focus for 2015, and I think it’s wonderful that this awareness is coming together right now. The Portland Pollinator Partnership planted their first pollinator gar-den last fall near trader Joe’s. They also intro-duced the City to the Wild Seed Project—Maine organization dedicated to promoting

native plants to encourage pollinators. They have a beautiful and informative website any local gardener would enjoy at wildseedpro-ject.net.

July 12 promises to be a great day for gar-deners! Make sure you let others know who missed not having the event last year. This goes on rain or shine. Plan to pack a lunch or pick up something to eat at one of our lo-cal establishments, and enjoy the Promenade with the satisfaction of knowing your ticket purchase goes to support this treasured park system.

Keep your eyes open too for the postcard and poster designed by Hill resident artist Claudia Diller. Posters will be available for purchase, again to support the work of Friends of the eastern Promenade. and as you get inspired - think about joining next years tour! Inquiries can me made to aynne via the website where you can also get info on tickets; visit them at easternpromenade.org. See you in the garden!

By Nini McManamy

reCeNt rePOrtS about the damaging ef-fects of nitrogen runoff into Casco Bay have me thinking about the fertilizer, (organic of course, but still full of nitrogen) that I put on my garden. Permaculture offers an interesting alternative.

“Permaculture,” explains Permaculture de-signer and landscaper aaron Parker, “Creates a sustainable environment that doesn’t require the constant inputs of conventional garden-ing”. Parker is the designer and lead organizer for the Mt. Joy Orchard, which stretches from North Street down the slope to Washing-ton avenue. The curious-looking beds deeply mulched with wood chips are permaculture beds. The goal of permaculture is to create self-sustaining, self-nourishing growing environ-ments that require little inputs from imported fertilizer or watering.

Instead of traditional ground clearing meth-ods, which usually involve the use of tractors or rototillers to break up sod and weeds and create patches of fine-grained soil suitable for planting seeds or seedlings, permaculture uses sheet mulching. The well-rooted sod on the slope above Washington ave where the trees were planted in early May was soil-tested. The university of Maine’s soil lab found it was lacking in sulfur and potassium. So the large group of volunteers who planted the orchard first spread the area where trees and peren-nial vegetables would be planted with min-eral amendments to change the soil’s ability to nourish planted fruit trees and vegetables.

Next they spread a layer of cardboard, which helps shield the sod from light and kill it. The cardboard will break down over the next year or so. This was covered with a thick layer of compost. Finally, all was covered with chipped wood, which is an excellent mulch for retain-ing moisture and for preventing weeds. This top layer of wood will eventually decay, as well, providing nitrogen and other trace elements to the soil.

Finally holes were dug and fruit trees and pe-rennial vegetables installed. Some of the veg-etables planted as an understory to the trees, like the deep-rooted perennial comfrey, bring minerals up to the surface of the soil, which include nitrogen, phosphorus, and potassium, typically found in purchased plant fertilizer. These “dynamic accumulator” plants continu-ously nourish the soil.

Parker has been using permaculture methods in his home garden for 8 years. He says he will test the soil occasionally to see if the sheet mulch and the dynamic nutrient accumulator plants are providing adequate nutrition. Mean-while, the orchard, which is a cooperative ef-fort with donations from the City of Portland, Garbage to Garden, Cultivating Community, Friends of Forest City trees, and Fedco, is expected to grow into a valuable community food resource.

Writer Nini McManamy is a master gardener, with a garden design and consultation busi-ness, Gardener’s Dirt ([email protected])

Gardener’s DirtHealthy Gardens—Healthy Bay Importance of keeping yard chemicals out of the ocean

http://wildseedproject.net/




Tickets $15 in advance ($20 day of ) available at local businesses: O’Donal’s Nurseries • Skillins Greenhouses • Allen, Sterling Lothrop •

Estabrook’s • Plainview Farm • Broadway Gardens • All Coffee By Design shops • Rosemont Market on

Munjoy Hill or Commercial St.

More info & online tickets at easternpromenade.org

GO PLACESTravel to the beach, summer camps, jobs, parks, museums, visit family and friends and more.

Take your bike. All buses have bike racks.

Visit gpmetrobus.com for schedules, route maps and information,including details about the Summer Youth Bus Pass and more.

southportland.org • 767-5556

Safe, convenient and affordable transportationon METRO and South Portland Bus Service.

By Katie Brown aBOut a year aGO, tHe lOCKer PrOJeCt was formed; it’s a nonprofit grown from a project started by two parents at the east end Community School here on Munjoy Hill. The locker Project’s mission is to help hungry children have access to nutritional food so they have a better chance to thrive. With 1 out of 4 children in Maine living with food insecurity, the highest rate in New england, the locker Project is just one direct program impacting the problem.

For three years, Katie Wallace and alison Grey Murray regularly stocked the east end Community School classrooms with snacks for the students who went without, and kept a food pantry stocked in the nurse’s office. With more than 70% of the students at the eeCS eligible for free and reduced-cost school meals, many of those stu-dents get the bulk of their food in school, and the pantry made food available for students to take home at night, on the weekends, and at the start of long breaks.

as word spread, requests for similar pantries at other schools grew. Wallace and Murray now serve on the Board, as well as Munjoy Hill resi-dents angela adams and John rogers (and three non-Hill residents), and in august of last year, I was hired as the part-time executive director.

The Friends of the St. lawrence Church was the generous fiscal sponsor for the locker Project as we applied for 501(c)(3) status, which we received in December. Now, with the Good Shepherd Food Bank supplying a great deal of the pantry and snack food and fresh produce, and through food drives by groups like the Portland B’nai He-brew School at the etz Chaim Synagogue at the bottom of Munjoy Hill, the generosity of public and private donors, and occasional purchases from BJ’s, as well as a generous grant from the

Welch Charitable Fund of the Maine Commu-nity Foundation with which we purchased a van, we supply food to hundreds of children.

The locker Project now manages 7 pantries in Portland schools, and this month our 8th pantry will open at Kaler elementary in South Portland. Next school year, we will continue to grow across Cumberland County and other parts of Maine that have begun to reach out to us.

last year, State Sena-tor Justin alfond led the bipartisan task Force to end Student Hunger which recently made its recommendations to the legislature, top among them: “creating public-private partnerships be-tween schools, farms, the private sector, food dis-tributors, and the State, to solve this problem together.” like the high

rates of teen pregnancy and citizens who smoked cigarettes, the rate of childhood hunger in Maine will also be significantly diminished by combin-ing all our efforts.

This summer, the locker Project will continue to stock food pantries at sites children will have ac-cess to, and will assist the effort to sign up eligible children for free and reduced-cost school meals for the school year. If you would like to help, please contact us at [email protected] or 899-9540. Donations can be made online at www.mainelockerproject.org or sent to: locker Project, 73 Federal Street, Portland, 04101. We also collect nonperishable food items, such as granola bars, mac & cheese, canned vegetables, beans, tuna, and soup; pop-top cans of raviolis and Spaghettios (items young children can man-age at home themselves), pastas, rice, Goldfish and other nutritious crackers; fruit and nut trail mixes, nutritional instant dinners, and small boxes of cereal, granola, and instant oatmeal. We also supply some toothbrushes, toothpaste, deodorant, and other basic toiletries.

Learn more at http://mainelockerproject.org/

Spotlight on Non-Profits is a regular feature. To have your favorite non-profit profiled here, please contact [email protected].

The Locker Project Taking a bite out of food insecurity, one kid at a time

http://mainelockerproject.org/




CROSSwORd Solution on Page 10

AcrOss

1. Catlike mammal (5)3. Claws (6)6. Deep sea bass (7)7. Viper (5)9. Great ape (7)10. Edible decapod crusta-

cean (6)11. Burrowing rodent (6)15. Domestic fowl (7)17. Percoid fish (5)18. Chirping insect (7)19. Deer horn (6)20. Arboreal prosimian with

longfurry tail (5)

DOWN

1. Young swans (7)2. Nocturnal ungulate with

fleshy snout (5)3. Chelonian reptile (6)4. S. American animal (5)5. Amphibian (4)8. Variety of small toothed

whale (7)9. Tallest living quadruped

(7)12. Adult male chicken (7)13. Part of a crab’s claw (6)14. Domesticated ox (4)15. Dromedary or Bactrian

(5)16. Major food source for

baleen whales (5)

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It’s aboutrelationships

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By Ross Fields, CPE & Kathleen Fields, CPE

Thriving … with MoneyPart Four of a Four-Part series on Thriving

DO yOu Feel yOu’re tHrIVING when it comes to your financial position? are you passing along healthy money habits to your child? How do you know?

I recall one specific incident with my then, five-year-old daugh-ter, that stopped me in my tracks and made me take a hard look at my relationship with money, and the habits I was pass-ing along to her. I had just arrived home from work and she was waiting for me on the front porch. little did I know I was at the precipice of a major change in my belief about money. No sooner had she said “Hi daddy!” and given me a hug, she announced, “I want to go out for pizza.” Being a family of four recently shifting to one income, we were on a tight budget. So, what do you think I responded with? Correct, “Sweetheart, we just can’t afford it right now.” as I said the words I felt awful. as I look back, I definitely didn’t feel like I was thriving. Natu-rally she wasn’t satisfied with my response. Oh no, she made sure I knew that her friend got to go out for pizza, and it wasn’t fair if our family couldn’t go too.

When guiding your child toward a thriving financial future, does your advice sound something like . . . study hard, get good grades, and find a high paying job with benefits? Pretty standard stuff, but does it really encourage a healthy relation-ship with money? What if there were a different message, a dif-

ferent attitude, apart from scholastic achievement and finding a “good” job, that would encourage wealth generation? Would you be interested and intrigued?

I got some major help from robert Kiyosaki. In his book, Rich Dad, Poor Dad –What the Rich Teach Their Kids About Money – That the Poor and Middle Class Do Not, he presents some very interesting perspectives on how to teach your child about money. One in particular is that wealth generation does not depend on how much education one obtains. Formal educa-tion can actually be a burden in certain situations – keeping one trapped in a certain vocation or way of thinking about money. robert will challenge you to think differently by hav-ing you take a hard look at your learned beliefs around money.

Which of these two statements do you lean towards: “The love of money is the root of all evil,” or, “The lack of money is the root of all evil?” robert has his own opinion and will guide you in rethinking some of your money beliefs and how to share them with your child.

So, back to my story . . . in that moment of trying to explain why we couldn’t go out for pizza, and how life did feel unfair at times, I realized I had an opportunity to do it differently. I sat down with her on the porch, looked right at her and said, “I hear you. Pizza sounds good. So how can we create the money to go?” Her attitude, along with mine, immediately changed. Why? Because now there was hope. Now we were thinking of possibilities. We called a family meeting and began pulling

resources together. There was some loose change, a few dollar bills younger sister wanted to contribute (she liked pizza, too), and a bunch of recycling in the cellar we could cash in. Before we knew it, we had enough money to go out for a fun, family pizza night, and we did.

together we had turned “can’t afford it” into creating a great time together. This doesn’t mean you always get exactly what you want, but the energy that comes from ‘possibility thinking’ is way more productive than the finality and discouragement of “can’t afford it.”

I encourage you to take the time to examine not only your beliefs around money, but other beliefs that seem to create fric-tion between you and your child. remember, a belief is just a thought that you keep thinking over and over.

and, if like me, you enjoy reading and learning about differ-ent perspectives, grab a copy of: Money – Master the Game by tony robbins. If you have money invested in a 401K or oth-er wealth-generating instruments, read this book and pass it along to your child.

as always … with patience, education, and practice, you will become a more confident and effective

Ross & Kathleen Fields are Certified Parenting Educators (CPE) and, co-founders of Results Parenting, LLC, www.resultsparenting.com.

Arab-Americans to Open a Science and Culture Center in Southern MaineBy Christina Feller

IraQI SCIeNtISt ODaI alIBaDI came to america with grand plans to continue his long and respected career as a solar and rocket power expert. When he and his family ar-rived in Maine he already knew english and was prepared for any work in his field. alas, like so many highly skilled pro-fessionals immigrating to Maine, he found only menial work, and none of it, as he says, “included a single microscope, or the use of high level com-putational math.” He states there are 26 Iraqi scientists and engineers in Maine and none of them are working in their field. He wonders how many other scien-tists, doctors, and engineers are here from other arab countries. Indeed, he found that Mainers had almost no knowledge

of the arab world other than its religion. When he talks about the great civiliza-tions and their scientific discoveries and their artistic expressions that were cre-ated thousands of years ago, one cannot

help but want to know more. unfortunately, today we

think only of war and con-flict, but there was a time when the arab World held the highest honors for its many individual cultures and achievements.

With that, Odai set out to bring awareness to the people of

Maine about the great depth of knowl-edge and historical cultural glory of the arab world. He and a group of arab-americans have created a new non-profit called the arab-american Center for Culture and Science. The non-profit is headquartered for now in Old Orchard Beach. Over the coming months, Odai

will be reaching out for financial support to bring his dream to reality. One early project is hosting a science fair, and an-other is presenting an exposition about the arab world.

He would like to hear from anyone and everyone, whether arabic speaking or not, who wishes to support the develop-ment of the Culture and Science Center. He may be reached at [email protected].

Christina Feller is Executive Director of Living With Peace, a multi-cultural orga-nization established to promote, support, and spur immigrant entrepreneurship and social integration of New Mainers. She may be reached at [email protected].

living witH Peace Living With Peace is a dynamic local grassroots community support organization investing in the future of our immigrants by providing information, resources, and training to newcomers to the community and culture.

Above, vintage illustration, Children’s Shadow Puppets by missquitecontrary


East End Business Focus

— Business Sponsor Promotion—

Trevor Coyne and Joe Piergrossi Jr. Coyne-Piergrossi Associates, Keller Williams Realty

COyNe-PIerGrOSSI aSSOCIateS are your real estate partners on Munjoy Hill. Known as Portland’s oldest neigh-borhood, “the Hill” is a dynamic, bus-tling community encompassing the east end of Portland, Maine. Joe and trevor have lived in this community for many years, and are extremely involved in neighborhood activi-ties. They are members of MHNO, Friends of the eastern Prom-enade and St lawrence Community Center. They feel strongly about giving back to their community and neighborhood.

Joe and trevor have been very busy this year with real estate sales on Munjoy Hill. They have sold several properties , including single-family, multi-family, and condominium properties, as well as several units at the Portland House. Joe and trevor have developed several con-dominiums on the Hill themselves and they take pride in the quality and design of their projects. On the Hill and beyond, they have established themselves as a suc-

cessful business within the Keller Wil-liams family. They also feel strongly about giving back to their community.

Their philosophy is simple: down-to-earth interaction with attention to detail and a genuine desire to help clients realize their dreams of home ownership. Whether you are a first-timer or a seasoned inves-tor, these realtors can guide you with ex-pertise that comes from experience. In the past 10 years, trevor and Joe have

been fortunate enough to call all their clients friends, and they have received many testi-monials expressing gratitude for a job well done.

Call trevor or Joe with any questions regard-ing your real estate

needs. They are always willing to help and would be glad to offer you a free, no obligation market analysis for your home. referrals are greatly valued, you can be sure you are sending someone you care about to someone you can trust!

trevor or Joe can be reached at 207-553-1365 or e-mail them at [email protected]. Visit their website at www.homesinport-landmaine.com

Coyne-Piergrossi Associates, Keller Williams Realty

Bicycle riders: Summer Safety ReminderBy Brian Allenby, Bicycle Coaltion of Maine

SPrING HaS SPruNG and we’re excited to see so many people out on bikes! as you get back in the saddle this spring, the Coalition wants to remind you of a six simple bike safety tips and laws to help keep you and other road users safe:

Be VisiBle By far, most serious bike accidents occur because motorists claim they did not see the bicyclist. When dressing for bike riding, it is best to wear clothes that are brightly col-ored for visibility. at night, Maine state law (§2084) requires bicyclists to use a headlight visible for 200 feet, a rear reflector, and some kind of reflector around your pedals or feet.

riDe ON tHe rigHt, with traffic. always ride with traffic, and keep as far to the right as is safe. you have the right to take possession of a travel lane to set up for a left turn, to pass an-other vehicle, or to avoid an “unsafe situation”.

Be PreDictABle always ride in a straight line, and be predictable. Do not weave from side to side, or suddenly move out into traffic.

OBey trAffic sigNs AND sigNAls. Stop for stop signs, lights and yields. Never make someone give up their right of way because you are violating a rule.

Use HAND sigNAls to communicate. It can be as simple as pointing in the direction you plan to go at an intersection or using the stan-dard hand signals which are left hand straight out for “left turn”, up for “right turn”, and down for “stop”.

yielD tO PeDestriANs in all situations. It is your responsibility to exercise extra caution around walkers, and to alert them that you’re approaching before passing with a bell or call. Bicyclists must yield to pedestrians in cross-walks. Be extra careful on multi-use paths and sidewalks. If you’re over twelve years old, we recommend you stay OFF sidewalks since they are not designed for vehicle traffic. rid-ing on the sidewalk puts bikes where traffic doesn’t expect them, jeopardizes walkers, and is statistically a dangerous place to ride. It is also illegal in some places in Maine and across the country.

While the list could go on and on, we ask that you follow these points as well as all of the other Maine bike traffic laws. For more infor-mation on bike safety, please visit our Safety & education page at bikemaine.org/safety-education.

For more information about Bicycling safety and summer rides, visit Bicycle Coalition of Maine: www.bikemaine.org, located at 34 Preble St. 207-623-4511

Above recommended hand signals from seen from behind.

http://www.homesinportlandmaine.com

http://www.homesinportlandmaine.com

http://www.bikemaine.org/

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crOs

sWOr

D-pu

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on

page

8

Place an ad in the Observer tO shOw suPPOrt fOr yOur

neighbOr-hOOd!

Bird’s-eye View of town!tHe POrtlAND OBserVAtOry at the top of Munjoy Hill is open daily, May 23 – Oct 12. Hours are 10:00 am – 5:00 pm. All tours are guided. .The last tour begins promptly at 4:30 pm.

introduction to tai chi at EECC Tuesdays. Nurture your mind, body and spirit. Discover how to center and relax with this ancient Chinese art. Contact the instruc-tor with questions: [email protected] , Ben Arnold. Deadline to pre-register: One week prior to start of session. Portland Parks & Rec program

laughter yoga club Thursdays’ Laughter Yoga is a great way to end your work day. Be it real laughter or inten-tional laughter, you’ll leave the sessions with joy in your heart and feeling happy and relaxed. FMI phone or email Denise Maca-ronas, Certified Laughter Yoga Leader at [email protected] or leave msg at 766-2970. Portland Parks & Rec

Maine Jewish Museum 267 Congress St, Phone (207) 773-2339 Email; [email protected] Monthly art displays.

Allagash Victor Ale tasting to Benefit St. Lawrence Arts, Thursday, JUNe 11, 2015, 5:30 - 8:00 p.m. Mu-sic, Food, Fun and lots of Victor Ale! . www.stlawrencearts.org/

st. lawrence Arts Your neighborhood arts cen-ter! Creating an affordable and accessible venue for a diverse offerings of arts including but not limited to theater, dance, music, film, and workshops; http://www.stlawrencearts.org/

Hidden gardens of Munjoy Hill SAVE THE DATE: SUNDAY, JULY 12, 2015. We’d love to consider your space for the garden tour. Contact [email protected]

free community Meals by Wayside At various locations. Email: [email protected], call (207) 775-4939, http://waysidemaine.org/node/38

MHNO Annual Meeting & elections thurs, June 18 @ 7 PM, Rising Tide Brewing, 103 Fox St., Portland. Meet neighbors and get involved! You can influence the direction and character of this changing community.

Vegetarian food festival sAt, June 6, 11 am to 3 pm , East End Community School, 195 North Street. Vegan food, live music, exhibitors, vendors and speakers, www.maineanimalcoalition.org

PhoPa gallery 132 Washington Ave | photographs and works on paper. March 11 - April 18, 2015 , Salt, Silver, and Sun:, Historic Processes by Photographers Today, Guest-Curated by Brenton Hamilton, , http://www.phopagallery.com/

Mayo street Arts Performances & Classes 10 Mayo Street, mayostreetarts. org —Times vary. Classes: Tango, Belly Danc-ing, Kids Yoga, Juggling, Zumba and Pilates. Artist Studios, theater, poetry, music and more. Contact 615-3609, or [email protected].

fPPl Annual Book sale Preview: Thurs, June 18 4 p.m. - 8 p.m.::For Friends of the Portland Public Library only (You can join at the Door). Book SALE open to the Public: Friday, June 19 10 a.m. - 7 p.m./ Saturday, June 20 10 a.m. - 5 p.m./Sunday, June 21 10 a.m. - 3 p.m. http://www.friendsofppl.org/booksale.html

Old Port festival :: June 14 42nd Annual Old Port Festival, 11am - 5pm, SUNDAY, JUNE 14TH. Enjoy six stages of live music, great food, hundreds of vendors, and the Shoe String Theatre parade! Enjoy live music, family activities, and an array of food and Maine-made arts and crafts. Multiple stages of entertainment, hundreds of vendors, pony rides, a rock climbing wall, and kids activities! FMI online at http://www.oldportfestival.net/

Pride Portland events 10 Days of Pride start-ing June 12 (Parade on June 20) http://www.prideportland.org/10-day-schedule

Maine yogafest July 10-12 Celebrate the heal-ing powers of yoga and encourage a healthy, peaceful and compassionate way of living. http://www.maineyogafest.com/

Be sure to tell them The OBSERVER sent you! - (they should advertise with us!)

JUNe 21: fAtHers’ DAy!

Women’s & Men’s Support GroupsSmall groups designed to promote sharing andsupport. We will be able to clarify and expressour needs, learn how to move beyond unfulfillingbehaviors, and experiment with new personaloptions. This is a place to practice compassion inrelationship and workplace issues in acomfortable, accepting environment.

Self-selecting sliding scale fee structure

Call Stephen Andrew (207) 773-9724 x3

Hands-in-the-Dirt Funfor Kids Ages 4 to 14!

To Register Call :

Our Summer Day Camp offers fun, hands-on activities so your child can learn about organic gardening, farm

animals, and forest and pond habitats.

Turkey Hill Farm in Cape Elizabeth

Open June 29 - Aug. 21st

Call 518-1779

The Morris Farm in Wiscasset

Open July 6 - Aug. 21st

Call 518-3427

Part-time (MWF or T/TH) and Full-timePrograms available: 9am to 3pm with

additional aftercare until 5pm

Asseenon PBS

Two Locations:

Turkey Hill Farm in Cape

Elizabeth and The Morris

Farm in Wiscasset

PROGRAM FOR OLDER KIDS: Farm Trek! at Turkey Hill

Adventure program for ages 10-14 • 3 full week sessions: July 13, July 20, Aug.10

Register your child today at www.farmcampkids.com or call 518-1779

Now accepting applications for Junior Counselors ages 13-16

Our Summer Day Camp at the Morris Farm in Wiscasset offersfun, hands-on activities so your child can learn about organic

gardening, farm animals, and forest and pond habitats.

Turkey Hill Farmin Cape Elizabeth

Open June 29 - Aug 21Call 518-1779

Part-time (MWF or T/TH) and Full-timePrograms available: 9am to 3pm with

additional aftercare until 5pm

Asseen

on PBS

Two Locations:

Turkey Hill Farm in

Cape Elizabeth and

The Morris Farm in

Wiscasset

Our Summer Day Camp offers fun, hands-on activities so your child canlearn about organic gardening, farm animals, and forest and pond habitats.PROGRAM FOR OLDER KIDS: Farm Trek! at Turkey Hill

Adventure program for ages 10-14 • 3 full week sessions: July 13, July 20, Aug.10Register your child today at www.farmcampkids.com or call 518-1779Now accepting applications for Junior Counselors ages 13-16

Hands-in-the-Dirt Funfor Kids Ages 4 to 11!

The Morris Farmin Wiscasset

Open July 6 – Aug 21Call 518-3427


“Serving Greater Portland Since 1980”

104 Washington Avenue • Portland, Maine 04101 • (207) [email protected]

Congratulations to all of tonights Award Winners!104 Washington Avenue • Portland, ME 04101 • 207.773.8198

www.dalerandprinting.com

observer ad.indd 1 9/18/2009 8:37:35 AM

CHESTER & VESTAL, P.A.ATTORNEYS AT LAW

Over 30 years of service to Munjoy HillREAL ESTATE • SOCIAL SECURITY DISABILITY

JUVENILE DEFENSE • PROBATE, WILLS AND ESTATES

107 CONGRESS STREET • PORTLAND, MAINE 04101

(207) 772-7426 | www.chesterandvestal.com

Portland Pottery 118-122 Washington Ave. Portland, ME 04101

www.portlandpottery.com • 207-772-4334

Summer Camp for KidsJune 22nd - August 21st

Wheel Throwing, Sculpture, Fiber Glass, Jewelry, Metalsmithing & More

Ages 6+ • One Week Camp $250

Portland Pottery CafeHomemade Baked Good • Sunday Blackboard Brunch

http://www.redcross.org/me/about-us/contactredcross.org


3.054% Annual Percentage Rate (APR) is effective 5/4/2015 and is available only on 15-year (180 month) fi xed-rate conventional mortgages. Offer applies to primary, single family properties (other rates and terms available for other property types). The monthly principal and interest payment for 180 months per $1,000 borrowed would be $6.91. Example: a $150,000 loan with a 15-year term and 0 points would have a monthly principal and interest payment of $1,035.87 for 180 months. Payments do not include amounts for taxes and insurance; therefore actual monthly payments will be higher. Title, appraisal and other fees may apply. Other rates and terms available.

Special Closing Costs offer applies to new mortgages and excludes expenses for unusual legal, appraisal or title issues. Maximum amount covered by this offer is $750. If loan does not close, borrower(s) is/are responsible for all closing costs incurred prior to withdrawal of loan. Offer is subject to change or withdrawal without notice.

Claire Owens, Bill Onorato, Kyle Hodgkins, Sherrie Maietta, and Kaleigh Deering

Let’s Make It Happen: 1.888.725.2207 www.norwaysavingsbank.com

The Right Rate. The Right Team.

15-YEAR MORTGAGE

3.054 APR%

Save up to $750 on Closing Costs

MEMBER FDIC

The Landry TeamTom LandryBroker /Owner(207) [email protected]

Glenna IrvineBuyer Broker(207) [email protected]

Trust your Local – Savvy – Responsive Realtors®

Portland - Deering CenterUpdated, charming 1920’s Colonial in quiet Deering Center neighborhood. The interior is sunny and bright. Cheery wall colors, crisp white trim and blonde hardwood floors create an airy, welcoming home. This home is a quick shoot to all Portland has to offer, yet the tree lined streets and landscaped backyard provides the privacy and seclusion most desire. A must see home! 82 Concord St. Price: $369,900

Portland - North DeeringGrand yet welcoming Victorian located in North Deering with much to offer. This 3 bedroom 2 bath home has original woodwork and details throughout and has been updated and well maintained over the years. This home is on generous lot and includes an unfinished attic, full basement, porch, deck, and barn in back with much potential. This is one of the best deals in Portland - don’t wait! 125 Allen Ave. Price: $249,900

Portland’s Real Estate Leader®

It’s About People – Not Properties...

Local -Savvy-Responsive

BenchmarkMaine.com (207) 775-0248

“We initially attempted to sell our home ourselves as For Sale By Owner but were not receiving any offers. We consulted with Tom and were immediately impressed with his unmatched marketing materials. Tom’s knowledge of the market allowed us to maximize the pricing of our home. However, Tom’s greatest asset proved to be during the negotiations as his cool demeanor and experience paid off to allow us to sell well over our asking price at FSBO. Working with Tom was our best opportunity to sell our home at its full potential.” - Jen & Scott Derrig

june 2015 munjoy hill observer

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