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Standard Bank Group Financial results presentation for six months ended 30 June 2014 1 Notes

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Standard Bank Group Financial results presentation for six months ended 30 June 2014 1

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2 Standard Bank Group Financial results presentation for six months ended 30 June 2014

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Standard Bank Group Financial results presentation for six months ended 30 June 2014 3

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4 Standard Bank Group Financial results presentation for six months ended 30 June 2014

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Standard Bank Group Financial results presentation for six months ended 30 June 2014 5

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6 Standard Bank Group Financial results presentation for six months ended 30 June 2014

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Standard Bank Group Financial results presentation for six months ended 30 June 2014 7

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8 Standard Bank Group Financial results presentation for six months ended 30 June 2014

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Standard Bank Group Financial results presentation for six months ended 30 June 2014 9

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10 Standard Bank Group Financial results presentation for six months ended 30 June 2014

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Standard Bank Group Financial results presentation for six months ended 30 June 2014 11

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12 Standard Bank Group Financial results presentation for six months ended 30 June 2014

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Standard Bank Group Financial results presentation for six months ended 30 June 2014 13

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14 Standard Bank Group Financial results presentation for six months ended 30 June 2014

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Standard Bank Group Financial results presentation for six months ended 30 June 2014 15

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16 Standard Bank Group Financial results presentation for six months ended 30 June 2014

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Standard Bank Group Financial results presentation for six months ended 30 June 2014 17

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18 Standard Bank Group Financial results presentation for six months ended 30 June 2014

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Standard Bank Group Financial results presentation for six months ended 30 June 2014 19

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20 Standard Bank Group Financial results presentation for six months ended 30 June 2014

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Standard Bank Group Financial results presentation for six months ended 30 June 2014 21

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22 Standard Bank Group Financial results presentation for six months ended 30 June 2014

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