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IT ALL STARTS WITH A SKETCH

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IBAT 2018 ASSOCIATE MEMBER DIRECTORY | 3

LETTER FROM THE PRESIDENT

Dear Texas Community Banker:

O ver the past 44 years, the Independent Bankers Association of Texas has seen as many changes as the great industry it serves. However, at the heart of the organization, one thing

has remained constant: IBAT is a community bound together for the promotion and growth of local, main street banks.

The 200-plus IBAT associate member companies included here represent a vital part of IBAT’s success, as they stand alongside the almost 400 community banks in the membership of the association. IBAT associate members contribute the products, services and expertise that drive Texas community banks forward. They invest in the industry with their time, talent and effort. They help amplify the voice of the industry as we take our message to the halls of the Texas Capitol and the U.S. Congress. They are our friends, colleagues and trusted advisors for whatever challenges we face individually and collectively.

It is my sincere hope that, when a need arises within your bank, IBAT and its associate members are the first place you look for solutions. In addition to turning to this Associate Member Directory in times of need, I hope that you’ll take time to learn more about IBAT’s associate members as opportunities to do so arise. We are proud of the relationships that are developed and nurtured between bankers and associate members at the association’s many events. From IBAT’s Tour de Texas regional meetings to our annual convention and the many opportunities in between, the association offers ample venues to find your bank’s next great partner.

As always, thank you for your membership in IBAT and the opportunity to serve you. As you encounter new service providers, we hope you’ll encourage their participation in IBAT. We look forward to another 40-plus years of growing the IBAT family.

Sincerely,

Christopher L. Williston, CAEPresident and CEOIndependent Bankers Association of Texas

CONTENT S

Letter from the President : 3IBAT Endorsed Service Providers : 5Associate Members by Product : 6

Associate Members by Company : 10Directory Advertisers Index : 34

IBAT’s 2018 Associate Member Directory is published by the

Independent Bankers Association of Texas

1700 Rio Grande, Suite 100 Austin, Texas 78701

512.474.6889, ibat.org

© 2018 Independent Bankers Association of Texas. All rights reserved. The contents of this

publication may not be reproduced by any means, in whole or in part,

without the prior written consent of the publisher.

Christopher L. Williston, CAE President and Chief Executive Officer

Christopher L. Williston VI, CAE Chief Operations Officer

Neil Ferguson, Editor

Lindsey Gehrig and Bonnie Kankel, Contributing Editors

Darlene Revers, Advertising Manager

Bob Brimer and Jamie Williams, Advertising Sales

Inclined to help.Your team pushes hard to get the job done, but a little boost never hurts when challenges get steep. When accounting horsepower is what’s missing, our careful, committed pros can help propel you past obstacles and toward your goals.

Everyone needs a trusted advisor. Who’s yours?

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WHO ARE IBAT’S ENDORSED SERVICE PROVIDERS? The board of directors of the Independent Bankers Association of Texas has granted an exclusive endorsement to certain offerings from IBAT’s Endorsed Service Providers. Each product and service endorsed by IBAT has gone through a rigorous review process conducted by Texas community bankers. Endorsed Service Providers commit to the community banking industry by offering IBAT members exclusive benefits and providing ongoing support of the association. IBAT’s Endorsed Service Providers are signified throughout the directory through the use of the logo above. To learn more, ibat.org/services or contact Curt Nelson at 512.275.2240, [email protected].

Advantage Health Plans TrustMelissa Nance 800.521.1711

Health • Dental • Vision Long-Term and Short-Term Disability

Accidental Death and Dismemberment Group Term Life • Voluntary Life

American National Insurance Company

Kevin Moore 281.535.7469 Doak Dunkin 800.234.6401

Credit Life • Gap Waiver Insurance Involuntary Unemployment Insurance

Debt Cancellation • Balloon Note Financing

ApitureHarry Whitman 806.679.9782

Internet Banking Systems • Bill Payment

The Baker GroupMike Mackey 888.480.0301

Broker/Dealer Asset/Liability Management

CalTechBrad Giddens 325.223.6100

Managed IT Services

Computer Services Inc.Marcus Hayes 888.494.8449, ext. 17280

Secure Connect WatchDOG Social Compliance

Dell Inc.IBAT’s Dell ID: GS126658178Bryan Horten 512.942.9120

Workstations • Servers • Printers Desktops • Laptops • Ultrabooks • Tablets

Electronics and Accessories Services and Software

Deluxe CorporationMatt Clark 469.763.1266

Check Printing Services Deluxe Business Advantage℠

Deluxe Detect • Deluxe Provent℠

Deluxe Strategic SourcingMark Wood 972.446.9283, ext. 106

Expense Management Program Office Supplies • Promotional Items

Turnkey Marketing

Diebold NixdorfChad Buckland 330.417.1634

ATM Security Products and Services Bank Operations Equipment and Supplies

ATM Equipment • Integrated Services

FinastraDonald Charleson 951.506.7771

Mortgagebot™ • POS and LOS Solutions

Fitch PaymentsShawn Dillon 817.698.2251

Merchant Processing Services

Glory Global SolutionsKurt Klassen 847.707.6392

Teller Cash Dispensers • Teller Cash Recyclers QuickChange Machines • Sorters

Desk Top Products—Including Currency Counters, Coin Wrappers, Sorters and

Back-Office Coin Counters

The Hertz CorporationJason Scully 239.301.7648

Car Rental Discounts: CDP 46681

MG ArchitectsScott Clanton 713.552.0707

Architecture • Planning • Interior Design

MyTelemedicineAmber Carter 972.571.8862

TeleHealth Provider

Promontory Interfinancial Network

Chuck McBrayer 866.776.6426, ext. 3432

CDARS • Insured Cash-Sweep Service

PULSE Select/MoneyPassRich Green 601.790.7853

Surcharge-Free ATM Network

SecureworksDave Cornell 512.921.0816

Information Security • Compliance Risk Management Services

Security and Risk Consulting

6 | IBAT 2018 ASSOCIATE MEMBER DIRECTORY

Accounts Receivable Products and ServicesCapital Banking Solutions, Inc.Catalyst Financial CompanyCatamount Funding, Inc.Gulf Coast Business Credit

AdvertisingAdrenalineNorth Rim MarketingWorks24/Bank On Hold

Architecture, Planning and Interior DesignAdrenalineDBSI, Inc.DEI IncorporatedEclipse Brand Builders, LLCHaltner HAI, LLCMG ArchitectsRogers-Ford L.C. Architecture

& Interior Design

Asset/Liability ManagementALM First Financial Advisors, LLCThe Baker GroupPromontory Interfinancial Network, LLC

ATM NetworksPULSE, A Discover Company

ATM Products/Networks/SecurityATM Compliance Lighting Consultants, LLCBancsourceDiebold NixdorfFTSIHamilton VaultronicsNCROutsource ATMSmith Hamilton

ATM Surcharge-Free Network ProgramPULSE, A Discover Company

Audit OutsourcingFHH Consulting, LLCFinley & Cook, PLLC

Bank Compensation StrategiesGranville GroupThe Todd Organization

Bank Operations Equipment and SuppliesComCo SystemsDBSI, Inc.Diebold NixdorfHamilton VaultronicsSmith Hamilton

Bank-Owned Life InsuranceBank Compensation Consulting, Inc.BFS GroupEquias Alliance, an NFP CompanyGranville GroupThe Todd Organization

Bank Stock AppraisersThe Bank Advisory Group, L.L.C.Sheshunoff & Co. Investment Banking

Banking Software21st Century Financial ServicesComputer Services, Inc. (CSI)Country Banker Systems, LLCDCI (Data Center Inc.)Diebold NixdorfFISJack Henry & AssociatesModern Banking SystemsNCRNicola Banking SystemSageworksSHAZAM

Bill PaymentApiture First Data Online BankingNCR

Blanket Bond InsuranceIBAT Financial Services

Board PortalAzeus Convene Board PortalComputer Services, Inc. (CSI)

Branching StrategiesAccubranchDiebold NixdorfMG Architects

Broker/Dealer ServicesThe Baker GroupFTN FinancialSouthwestern Regional Insurance Center

BSA/AMLBanker’s Toolbox, Inc.

Business IntelligenceJourney Technology SolutionsS&P Global Market Intelligence

Car Rental DiscountsThe Hertz Corporation

Cash Products and ServicesAmerican Deposit Management CompanyFTSIGlory Global SolutionsReich & Tang

Check ServicesDeluxe CorporationMain Street Inc.MoneyGram Payment Systems, Inc.

Collateral Protection InsuranceCraig Terrill Hale & Grantham LLPDunkin & AssociatesSouthwestern Regional Insurance Center

CollectionsCraig Terrill Hale & Grantham LLP

Commercial Real Estate Products/ServicesCraig Terrill Hale & Grantham LLPFinastra USA CorporationS&P Global Market Intelligence

ComplianceAccume PartnersAlston & Bird LLPAndrews Positive Change Projects, LLCBKD, LLPBlack, Mann & Graham, LLPBriggs & Veselka Co.CBANC NetworkComputer Services, Inc. (CSI)Condley and Company, LLPCoNetrixContinuityEide Bailly, LLPFenimore, Kay, Harrison & Ford, LLPFinastra USA CorporationGarland HeartHamby & Hengeli LLCInsperityMoss Adams LLPOptima Compass Group, LLCPattillo, Brown & Hill, L.L.P.Reliable ITRisk Management Partners, LLCRSM US LLPSecureworksVerafin Inc.Weaver

Computer Products and ServicesComputer Transition Services, Inc.

Computer SecurityAll Covered, IT Services From Konica MinoltaComputer Transition Services, Inc.CoNetrixGarland HeartI.T. WorksUnited States Secret Service–

Houston Field OfficeYennik, Inc.

INDEPENDENT BANKERS ASSOCIATION OF TEXAS

Associate Members by ProductIBAT ENDORSED SERVICE PROVIDER PRODUCTS ARE IN BOLDFACE


Construction/Maintenance/RepairDEI IncorporatedEngineered Construction Specialists, Inc.Haltner HAI, LLC

Construction Risk ManagementEngineered Construction Specialists, Inc.

Consulting–GeneralCerfis Group, Inc.Computer Transition Services, Inc.Cornerstone Advisors, Inc.Engineered Construction Specialists, Inc.FHH Consulting, LLCGhiglieri & CompanyHaberfeld AssociatesJ. Keith Hughey CompanyLiftFund, Inc.NCRNorth Rim MarketingProBank AustinReich & TangSteven H. Shimotsu, CPA

Consulting–FinancialCornerstone Advisors, Inc.NCRPinnacle Financial StrategiesStovall, Grandey & Allen, LLP

Co-Op Banking SuppliesDeluxe Strategic Sourcing

Correspondent BankingThe Bankers BankFederal Home Loan Bank of Dallas

CPA ServicesBKD, LLPBriggs & Veselka Co.CliftonLarsonAllen LLPCondley and Company, LLPCrowe LLPCWC Bank Services, a division of JRBTDixon Hughes Goodman LLPDoeren MayhewEide Bailly, LLPFinley & Cook, PLLCFisher, Herbst & Kemble, P.C.Fox, Byrd & Company, PCHam, Langston & Brezina, LLPHamby & Hengeli LLCHenry & Peters, P.C.Moss Adams LLPPattillo, Brown & Hill, L.L.P.RSM US LLPSeidel SchroederSteven H. Shimotsu, CPAStovall, Grandey & Allen, LLPWeaverWhitley Penn, LLP

Credit Life InsuranceAmerican National Insurance CompanyCentral States Health & Life Co. of OmahaDunkin & AssociatesSouthwestern Regional Insurance Center

Currency Counter, Coin Wrappers, Sorters, Back-Office Coin CounterGlory Global Solutions

Customer Relationship ManagementEnacomm, Inc.

Cybersecurity@Risk Technologies, Inc.Accume PartnersBomgarCalTech

Data Processing21st Century Financial ServicesComputer Services, Inc. (CSI)DCI (Data Center Inc.)FiservFPS GOLDJack Henry & AssociatesModern Banking SystemsNicola Banking SystemSouthwestern Regional Insurance Center

Debit Card Products, Services and AccessoriesTransFund

Debt-Cancellation InsuranceAmerican National Insurance Company

Design and CollateralNorth Rim Marketing

Direct Catalog OrdersDiebold Nixdorf

Disaster Recovery Facilities ProgramMPA Systems, Inc.

Document-Related Products and ServicesBanc Statements, Inc.Deluxe Strategic SourcingHigh CottonSchwartz & Associates

EFT Products and ServicesComputer Services, Inc. (CSI)Outsource ATMPULSE, A Discover CompanySHAZAM

Electronic Banking ServicesApiture First Data Online BankingIntegQ2 Software, Inc.

Electronic Payments ResourceePayResources (formerly SWACHA)Fitech Payments

Employee PortalComputer Services, Inc. (CSI)

Endorsement MarketingIBAT Services Inc.

Environmental Due DiligencePhase Engineering, Inc.

Environmental Risk ManagementPhase Engineering, Inc.

Equipment LeasingCapital Asset ResourcesEquify, LLC

Executive and Director Benefit PlansBank Compensation Consulting, Inc.BFS GroupEquias Alliance, an NFP CompanyThe Todd Organization

Executive RecruitingJohn M. Floyd & Associates

Expense ManagementDeluxe Strategic Sourcing

FactoringCatalyst Financial CompanyCatamount Funding, Inc.Craig Terrill Hale & Grantham LLPGulf Coast Business CreditTraditions Commercial Finance, LLC

FDIC CD InsurancePromontory Interfinancial Network, LLC

Financial Institution RegulationFenimore, Kay, Harrison & Ford, LLPHunton Andrews Kurth LLP

Fingerprinting ChecksDeluxe Strategic Sourcing

FormsDeluxe Strategic SourcingOfficewise Furniture and Supply

Fraud Protection and RemediationAndrews Positive Change Projects, LLCDeluxe CorporationMoneyGram Payment Systems, Inc.Nice ActimizeUnited States Secret Service–

Houston Field OfficeVerafin Inc.


FurnitureOfficewise Furniture and Supply

Group Health and DentalAdvantage Health Plans Trust

Health and Major Medical ProgramsAdvantage Health Plans TrustPolaris Benefits, LLC

Healthcare TelemedicineMyTelemedicine

Host and Network Intrusion Prevention ServiceSecureworks

Human Resource Products and ServicesG&A PartnersInsperity

Image ProcessingCummins Allison Texas Market

Information TechnologyAll Covered, IT Services From Konica MinoltaBKD, LLPCalTechCliftonLarsonAllen LLPComputer Services, Inc. (CSI)Computer Transition Services, Inc.CoNetrixCrowe LLPEnacomm, Inc.Garland HeartI.T. WorksNet Team TechnologiesOne TouchPattillo, Brown & Hill, L.L.P.Reliable ITRSM US LLPSecureworksUnicom Technologies, Inc.Yennik, Inc.

Insurance Products and ServicesAmerican National Insurance CompanyCetera Financial InstitutionsIBAT Financial ServicesPolaris Benefits, LLCSecurian Financial GroupSouthwestern Regional Insurance CenterSWBCTravelers

Insurance Products for Your CustomersEcon-O-Check CorporationSouthwestern Regional Insurance Center

Interior Design and Retail MerchandisingMG ArchitectsRogers-Ford L.C. Architecture

& Interior Design

Internal AuditAccume PartnersAndrews Positive Change Projects, LLCBKD, LLPBriggs & Veselka Co.Condley and Company, LLPDixon Hughes Goodman LLPDoeren MayhewEide Bailly, LLPFox, Byrd & Company, PCGeorge, Morgan & Sneed, P.C.Ham, Langston & Brezina, LLPHenry & Peters, P.C.Pattillo, Brown & Hill, L.L.P.RSM US LLPSeidel SchroederStovall, Grandey & Allen, LLPWeaver

Internet Banking Products and ServicesApiture First Data Online BankingDCI (Data Center Inc.)Enacomm, Inc.FiservFPS GOLDQ2 Software, Inc.

Internet SecurityCoNetrixDell Inc.ForgeRockSecureworksUnicom Technologies, Inc.

Investment BankingThe Bank Advisory Group, L.L.C.Commerce Street Capital, LLCPiper Jaffray & Co.Raymond JamesSandler O’Neill & Partners, LPStephens Inc.

Investment Management ServicesALM First Financial Advisors, LLCThe Baker GroupFTN Financial

Investment ProductsMillennium Trust CompanyRaymond JamesSandler O’Neill & Partners, LP

Investment Programs for Your CustomersCetera Financial Institutions

Involuntary Unemployment InsuranceAmerican National Insurance Company

IT and Cyber Risk ConsultingAccume PartnersWeaver

IT AuditRSM US LLP

Law Firms and Legal Products and ServicesAlston & Bird LLPBlack, Mann & Graham, LLPBracewell LLPCraig Terrill Hale & Grantham LLPDykema Cox SmithFenimore, Kay, Harrison & Ford, LLPHunton Andrews Kurth LLPJackson Walker L.L.P.Kennedy Sutherland, LLPKessler & Collins, P.C.Langley & Banack, Inc.Norton Rose Fulbright US LLPPPDocs, Inc.Schwartz & AssociatesSprouse Shrader Smith PLLCTexas Dispute Resolution System

Loan Products and ServicesThe Bankers BankBankers Healthcare Group LLCBriggs & Veselka Co.Capital Banking Solutions, Inc.Central States Health & Life Co. of OmahaCondley and Company, LLPCountry Banker Systems, LLCFinastra USA CorporationGSB Mortgage, Inc. (Bank of the West)KasasaLiftFund, Inc.North Texas Certified Development

Corporation (CDC)Northpointe BankPattillo, Brown & Hill, L.L.P.Poco Sueno Cattle Company, LLCReal Estate Information Services (REIS)Risk Management Partners, LLCTop Flite Financial, Inc.USDA Rural Development

Long-Term and Short-Term DisabilityAdvantage Health Plans Trust

Managed IT ServicesCalTechFIS

MarketingAdrenalineBuzz Points, Inc.Econ-O-Check CorporationHaberfeld AssociatesIntegMain Street Inc.MELION MarketingNCRNorth Rim MarketingProduceResults.com

IBAT ENDORSED SERVICE PROVIDER PRODUCTS ARE IN BOLDFACE


Merchant ServicesBancCard of AmericaCFC Technology CorporationFitech PaymentsTransFund

Merger and Acquisition ServicesThe Bank Advisory Group, L.L.C.Bracewell LLPCommerce Street Capital, LLCFenimore, Kay, Harrison & Ford, LLPKennedy Sutherland, LLPPiper Jaffray & Co.Sheshunoff & Co. Investment BankingStephens Inc.Verde Financial Services, Inc.

Mobile Banking SolutionsApiture First Data Online BankingDCI (Data Center Inc.)Diebold NixdorfDykema Cox SmithNCRQ2 Software, Inc.

Modular Bank BuildingsMPA Systems, Inc.

Mortgage Products and ServicesBankers MortgageCornerstone Home Lending/

Correspondent DivisionFederal Home Loan Bank of DallasFinastra USA CorporationFranklin American Mortgage CompanyGateway Mortgage GroupGSB Mortgage, Inc. (Bank of the West)Northpointe BankTop Flite Financial, Inc.

Office SuppliesOfficewise Furniture and Supply

On-Hold MessagesWorks24/Bank On Hold

Overdraft Program ConsultingJohn M. Floyd & AssociatesPinnacle Financial StrategiesStrunk LLC

Payment SystemsBancCard of AmericaFitech Payments

Payroll ProcessingGeorge, Morgan & Sneed, P.C.

Printing ServicesCurtis 1000High CottonIntegOfficewise Furniture and Supply

Professional Employer OrganizationSWBC

Profitability AnalysesJourney Technology SolutionsPinnacle Financial StrategiesStrategic Resource Management, Inc.

Profitability EnhancementsCFC Technology CorporationJohn M. Floyd & AssociatesStrategic Resource Management, Inc.

Promotional ItemsCurtis 1000Deluxe Strategic SourcingIntegOfficewise Furniture and Supply

QuickChange MachinesGlory Global Solutions

Retirement Plan ServicesCWC Bank Services, a division of JRBTPentegra Retirement Services

Rewards ProgramsBuzz Points, Inc.Kasasa

Risk ManagementAccume PartnersAndrews Positive Change Projects, LLCBanker’s Toolbox, Inc.CBANC NetworkContinuityePayResources (formerly SWACHA)SageworksStrunk LLCSWBCUSDA Rural DevelopmentVerafin Inc.Verde Financial Services, Inc.

Risk Management ServicesSecureworks

Safe Deposit BoxesComCo SystemsHamilton Vaultronics

Safe Deposit Forms, Equipment and ServicesDiebold Nixdorf

Security and Risk ConsultingAccume PartnersReliable ITSecureworksSecurities Transfer CorporationWeaver

Security and Protection ServicesComCo SystemsDiebold NixdorfUnited States Secret Service–

Houston Field Office

Signage SolutionsAdrenalineChandler Signs

Stationery and Office SuppliesDeluxe Strategic SourcingOfficewise Furniture and Supply

Tax ServicesBKD, LLPCondley and Company, LLPEide Bailly, LLPRSM US LLPStovall, Grandey & Allen, LLPWhitley Penn, LLP

Technology Consulting and SupportAccume PartnersComputer Transition Services, Inc.CoNetrixDell Inc.Glory Global SolutionsNCRReliable ITRSM US LLP

TelecommunicationsWindstream

Telephone ConferencingComputer Transition Services, Inc.

Title and Lien SearchesReal Estate Information Services (REIS)

TrainingCerfis Group, Inc.Ghiglieri & CompanyMELION MarketingProBank Austin

Turnkey Marketing CampaignsDeluxe Strategic SourcingMain Street Inc.

Vendor ManagementAccume PartnersCoNetrixContinuity

Voluntary LifeAdvantage Health Plans Trust

Web ConferencingComputer Transition Services, Inc.

Wellness ProgramAdvantage Health Plans Trust

Working CapitalEquify, LLC


@Risk TechnologiesDallas, TexasMember since June 2018Chris Warman [email protected], 800-426-0178www.atrisktech.comPRODUCTS: Cybersecurity

@Risk Technologies ensures Privacy through Network ConsensusTM 24/7. @Risk fuses forecasted emerging threats and trends from outside your organization with machine-learned patterns from inside your organization. Network ConsensusTM goes beyond SOAR—it is the assembly of cyber frameworks, machine learning and automa-tion to create “Left of Bank” Cyber Situational Awareness.

21st Century Financial ServicesAustin, TexasMember since December 2012J. Michael [email protected], 512-490-2540www.21CFS.comPRODUCTS: Banking Software; Data Processing

21st CFS provides data processing services to community banks, enabling them to operate in a nearly paperless environment with teller POD and e-statements that help control costs and promote operating efficien-cies. Our clients enjoy user-friendly products, superior support, ongoing training, live assistance 24/7/365 and ease of obtaining knowledge.

AccubranchDallas, TexasMember since July 2016Howard [email protected], 214-577-7431www.accubranch.comPRODUCTS: Branching Strategies

We provide data-based analytics and stra-tegic advice for community banks and credit unions engaged in branch network expansion and optimization. Our experience is funda-mental to navigating the negotiation, pur-chase/lease and permitting processes. We bring decades of real estate experience to bear and deliver complete actionable results with data-driven strategic planning.

Accume PartnersHouston, TexasMember since November 2002Tim [email protected], 713-266-8785www.aporiasolutions.comPRODUCTS: Compliance; Cybersecurity; Internal Audit; IT and Cyber Risk Consulting; Risk Management; Security and Risk Consulting; Technology Consulting and Support; Vendor Management

Accume Partners is a trusted Risk Assurance and Advisory leader, and an innovator in delivering integrated solutions to meet the ever-changing needs of financial services clients. Our services include internal audit, assurance, cybersecurity and privacy, tech-nology risk and compliance, controls and process improvement, and enterprise risk management.

AdrenalineAtlanta, GeorgiaMember since August 2015Linda [email protected], 404-252-9995www.adrenalineshot.comPRODUCTS: Advertising; Architecture; Planning and Interior Design; Marketing; Signage–Exterior/Digital/Merchandising

Adrenaline is an Experience Design Agency specializing in the financial services industry. We create and implement brands and retail environments across physical and digital channels. From idea through implementation from one channel to the next we create it—then fuse it all together.

Advantage Health Plans TrustOklahoma City, OklahomaMember since September 2006Melissa [email protected], 800-521-1711; 979-716-9166www.advantagehealthplans.comPRODUCTS: Group Health and Dental (IBAT Endorsed); Health/Major Medical Programs (IBAT Endorsed); Long-Term and Short-Term Disability (IBAT Endorsed); Voluntary Life (IBAT Endorsed); Wellness Program (IBAT Endorsed)

Administered by The Kempton Company and only available to IBAT-member banks, AHPT is a health plan run by community bankers for community bankers. AHPT has been in continuous operation since 1977 and offers health, life, dental, vision, long- and short-term disability and wellness benefits to participating member banks.

All Covered, IT Services From Konica MinoltaFoster City, CaliforniaMember since June 2016Hobie [email protected], 650-581-2254www.allcovered.com/financePRODUCTS: Computer Security; Information Technology

All Covered is a leading provider of IT compli-ance and cybersecurity services to commu-nity banks. We assist our customers in main-taining regulatory compliance and mitigating cyber threats, enabling them to implement competitive products and services to grow their business.

ALM First Financial Advisors, LLCDallas, TexasMember since January 2013Mike [email protected], 800-752-4628; 214-451-2393www.almfirst.comPRODUCTS: Asset/Liability (AL) Management; Investment Management Services

ALM First is an SEC-registered investment advisor and strategic partner to more than 250 financial institutions across the country, offering deep expertise to financial institu-tions by formulating strategies for managing risk and enhancing return. With approximate-ly $20 billion of investments under man-agement, ALM First offers commission-free, fee-based services.

INDEPENDENT BANKERS ASSOCIATION OF TEXAS

Associate Members by CompanyActive Members as of August 1, 2018


Alston & Bird LLPDallas, TexasMember since May 2016Sanford M. [email protected], 214-922-3400www.alston.comPRODUCTS: Compliance; Law Firms/Legal Products and Services

Alston & Bird is a leading national law firm whose core practices are corporate, tax, intellectual property and complex litigation, with focuses that include financial services and health care. The firm has been ranked on Fortune magazine’s “100 Best Companies to Work For” list for 18 consecutive years.

American Deposit Management CompanyDelafield, WisconsinMember since August 2017James [email protected], 414-961-6600www.americandeposits.comPRODUCTS: Cash Products and Services

ADM is a leading provider of proprietary cash management solutions for Treasury Profes-sionals in both the public and private sectors. Our extraordinary list of clients includes many top U.S. corporations, municipalities, universities, public funds, nonprofits and legal-industry experts.

American National Insurance CompanyLeague City, TexasMember since September 1989Kevin [email protected], 800-899-65027469; 281-535-7469www.anico-cid.comPRODUCTS: Debt Cancellation Insurance (IBAT Endorsed); Insurance Products and Services (IBAT Endorsed); Involuntary Unemployment Insurance (IUI) (IBAT Endorsed)

American National markets a complete port-folio of credit insurance and debt cancella-tion products through Dunkin & Associates. These products help reduce default risk and generate fee income, all while protecting your customer’s financial security.

Andrews Positive Change Projects, LLCIrving, TexasMember since January 2009Rebecca Andrews COSO Internal Controls–[email protected], 214-930-4580www.andrewspositivechange.comPRODUCTS: Compliance; Fraud Protection/Remediation; Internal Audit; Risk Management

Andrews Positive Change Projects, LLC, provides Bank Secrecy Act, internal and operational audits, ACH audits, compliance, enterprise risk management and general consulting services. Principal Rebecca A. Andrews, MBA, CAMS, CFE, CIA, CRMA, CICA has more than 46 years’ experience, includ-ing teaching, audit and compliance in both domestic and international arenas.

Apiture First Data Online BankingAustin, TexasMember since June 1996Harry [email protected], 800-419-8804; 806-679-9782www.firstdata.comPRODUCTS: Bill Payment (IBAT Endorsed); Electronic Banking Services (IBAT Endorsed); Internet Banking Products and Services (IBAT Endorsed); Mobile Banking Solutions

First Data is the global leader in payment technology and services solutions, providing secure and innovative payment technology and services to more than 6 million mer-chants and financial institutions around the world. All day, every day, First Data helps its clients thrive in the evolving world of commerce.

ATM Compliance Lighting Consultants, LLCDallas, TexasMember since May 2018Paul [email protected], 972-658-4667www.atmcompliancelighting.comPRODUCTS: ATM Products/Networks/Security

We specialize in performing ATM lighting sur-veys in accordance with the requirements of the Texas Finance Code. Our surveys are de-signed to assist in promoting customer safety and avoiding litigation for non-compliance.

Azeus Convene Board PortalPlano, TexasMember since May 2015Wesley [email protected], 800-795-2024www.azeusconvene.com/board-portalPRODUCTS: Board Portal

Convene provides the perfect end-to-end business solution for bankers to enhance the effectiveness and efficiency of board meetings. It collapses the multiple pains-taking steps of traditional meeting process cycle into a secure and convenient one-stop platform. Organizations in 30 countries rely on Convene for their meeting needs.

The Baker GroupAustin, TexasMember since January 1994Mike [email protected], 888-480-0301www.gobaker.comPRODUCTS: Asset/Liability (AL) Management (IBAT Endorsed); Broker/Dealer Services (IBAT Endorsed); Investment Management Services (IBAT Endorsed)

The Baker Group is one of the nation’s larg-est independently owned securities firms specializing in asset/liability and investment portfolio management for community finan-cial institutions. We’ve helped our clients improve decision making, manage interest rate risk and maximize investment portfolio performance since 1979.

Banc Statements, Inc.Irving, TexasMember since February 2018Bill [email protected], 877-956-5783www.bsisite.comPRODUCTS: Document-Related Products and Services

Member BSI provides an outsource solu-tion for the printing and mailing of DDA and savings statements exclusively to community banks. BSI’s statement-rendering services are highly secure, accurate and fast, and have been SOC 2 Type II audited. BSI has facilities in Dallas, Birmingham and Indianapolis.


BancCard of AmericaSouthlake, TexasMember since February 2016Lee S. [email protected], 817-946-8889www.banccard.comPRODUCTS: Merchant Services; Payment Systems

BancCard offers transaction processing to businesses accepting credit cards as pay-ments. Customers have the option of accept-ing payments through our expansive product selection, including mobile payments, e-commerce, POS systems, EMV terminals, virtual terminals and more. BancCard has partnerships with more than 40 community banks in Texas and 400 banks nationwide.

BancsourceSpringfield, MissouriMember since August 2017Mychal [email protected], 800-456-4807; 800-456-4848www.Bancsource.netPRODUCTS: ATM Products/Networks/Security

Bancsource is a nationwide comprehensive banking equipment, services and supplies provider. We provide cutting-edge technol-ogy to the financial and retail markets along with our certified partnerships. Bancsource offers our partners a customized solution that fits your business. ATM Solutions. Branch Transformation. Cash Automation. Managed Services. Outsourcing. Consulting Services. Self-Service Technology.

The Bank Advisory Group, L.L.C.Austin, TexasMember since March 1990Stephen [email protected], 512-263-8800www.BankAdvisory.comPRODUCTS: Bank Stock Appraisers; Investment Banking; Merger and Acquisition Services

Specialists in valuations and bank merg-ers and acquisitions. M&A services include initiating transactions for potential sellers; support, strategic advice and analysis for buyers, sellers and merger partners; issu-ance of fairness opinions; expert testimony for legal proceedings. Bank stock valuations of community banks for employee benefit plans, shareholder agreements, estates and stock repurchases.

Bank Compensation Consulting, Inc.Plano, TexasMember since July 2004Kathy [email protected], 800-781-2099; 972-781-2020www.bcc-usa.comPRODUCTS: Bank-Owned Life Insurance (BOLI); Executive and Director Benefit Plans

Bank Compensation Consulting specializes in assisting financial institutions with the evaluation of their compensation programs by identifying deficiencies in their current programs and creating customized plans and offsetting the cost with Bank-Owned Life Insurance (BOLI). BCC has completed SAS70/SSAE16/SOC certification and provides ongo-ing administrative support and guidance on these plans.

The Bankers BankOklahoma City, OklahomaMember since February 2010Jim [email protected], 800-552-9220; 405-848-8877www.thebankersbank.comPRODUCTS: Correspondent Banking

The Bankers Bank is a full-service correspon-dent bank for community banks in Texas, Oklahoma and New Mexico. We assist with loans to holding companies, bank stock loans, overline participations, cash letter processing, debit/credit cards, compliance and IT review. If your bank needs help, we can do it.

Bankers Healthcare Group LLCSyracuse, New YorkMember since January 2008James [email protected], 866-588-7910; 315-415-9511www.bhgbanks.comPRODUCTS: Loan Products and Services

BHG has developed a nationally recognized niche in healthcare financing. As one of the leaders in commercial medical loan origi-nations, BHG has sold loans to more than 750 community banks nationwide. BHG’s medical loan program provides a great way for community banks to diversify their loan portfolios, generate additional income and meet loan growth goals.

Bankers MortgageEdmond, OklahomaMember since June 2017Teresa [email protected], 405-348-0300; 405-715-1103www.bankersmortgage.comPRODUCTS: Mortgage Products and Services

Correspondent mortgage lending services.

Banker’s Toolbox, Inc.Austin, TexasMember since June 2017Alyssa [email protected], 888-201-2231; 512-279-5700www.bankerstoolbox.comPRODUCTS: BSA/AML; Risk Management

Banker’s Toolbox provides risk mitigation and compliance solutions that are designed, supported and served by industry experts. The company’s product suite consists of proven solutions for money-laundering detection and reporting, risk management through fraud prevention, secure wire processing automation and commercial real estate loan portfolio risk assessment. Visit www.bankerstoolbox.com.

BFS GroupAustin, TexasMember since September 2016Dan [email protected], 512-576-6084www.bfsgroup.comPRODUCTS: Bank-Owned Life Insurance (BOLI); Executive & Director Benefit Plans

BFS Group, a leading expert in the BOLI industry, is a national firm (11 regional offices) with an exclusive focus on community and regional banks. BFS Group supports the management of all BOLI portfolios with the primary goal of providing unparalleled customer support, increasing the bank’s bottom line earnings, increasing shareholder value and funding meaningful benefits for all bank employees.

BKD, LLPHouston, TexasMember since July 2001Gordon [email protected], 713-499-4600www.bkd.comPRODUCTS: Compliance; CPA Services; Information Technology; Internal Audit; Tax Services

BKD, LLP is one of the largest CPA and advisory firms in the country. Our financial institution services include audit, tax compliance and consulting, internal audit outsourcing, loan review, regulatory compliance, information technology consulting and security services, merger-and-acquisition consulting and ESOP planning to more than 1,400 financial institutions.


Black, Mann & Graham, LLPHouston, TexasMember since February 2017Regina [email protected], 972-353-4174www.bmandg.comPRODUCTS: Compliance; Law Firms/Legal Products and Services

Black, Mann & Graham, LLP provides docu-ment preparation services in all 50 states and the District of Columbia, as well as fulfillment services. Black, Mann & Graham, LLP also provides regular memos on industry updates that affect or are of importance to clients.

BomgarJohns Creek, GeorgiaMember since April 2018David [email protected], 877-826-6427; 770-407-1800www.bomgar.comPRODUCTS: Cybersecurity

Bomgar’s Secure Access Solutions enable customers to support people easily, access and protect endpoints, and defend privileged credentials in order to fight cyberthreats and speed business performance. More than 12,000 organizations around the globe use Bomgar to deliver superior support services and reduce threats to valuable data and systems.

Bracewell LLPHouston, TexasMember since June 2000Will [email protected], 713-223-2300www.bracewell.comPRODUCTS: Law Firms/Legal Products and Services; Merger and Acquisition Services

Bracewell LLP has a long history of repre-senting community banks in Texas. With of-fices in all major Texas cities, Bracewell offers high-quality and cost-effective service to its banking clients on a wide range of matters, including mergers and acquisitions, litigation and capital markets transactions for public and private offerings.

Briggs & Veselka Co.Houston, TexasMember since October 2004Terry [email protected], 713-353-1998www.bvccpa.comPRODUCTS: Compliance; CPA Services; Internal Audit; Loan Products and Services

Experienced in all bank-related operations—from mergers and acquisitions to strength-ening effective corporate governance, risk management and internal controls. Capable of ensuring your customer’s, regulator’s and management’s needs are efficiently and effectively met. Services include financial statement audit, internal audit, regulatory compliance, loan review and tax services.

Buzz Points, Inc.Austin, TexasMember since February 2016Tylee [email protected], 877-577-2899; 512-493-0759www.buzzpoints.comPRODUCTS: Marketing; Rewards Programs

Buzz Points® is a revenue-generating rewards and marketing platform that connects consumers, local merchants and community banks. Buzz Points drives increased reve-nue and retention, profitable transaction behavior and cross-sell opportunities while strengthening your reputation by incentiviz-ing customers to shop locally and providing marketing services to local businesses.

CalTechSan Angelo, TexasMember since September 2005Brad [email protected], 877-223-6401; 325-223-6100www.caltech.comPRODUCTS: Cybersecurity; Information Technology; Managed IT Services (IBAT Endorsed)

Committed to providing best-in-class service, CalTech specializes in optimizing technology for financial institutions by de-signing unique business-aligned IT strategies. With more than 25 years of experience in the financial industry, CalTech’s services are de-signed to increase your financial institution’s profitability and efficiency while ensuring the security of your business.

Capital Asset ResourcesSouthlake, TexasMember since April 2018Tracy L. [email protected], 817-416-8347www.capitalassetresources.comPRODUCTS: Equipment Leasing

Capital Asset Resources partners with financial institutions to provide equipment leasing to businesses. Regardless the size of your C&I portfolio, we have a program to fit your needs. Financial institutions can choose between acquiring an individual lease, purchasing a portfolio of seasoned leases or establishing a tailored lease program.

Capital Banking Solutions, Inc.Midland, TexasMember since August 2015Fred [email protected], 432-686-1922www.capital-advantage.comPRODUCTS: Accounts Receivable Products and Services; Loan Products and Services

Capital Banking Solutions is pleased to offer an intuitive, secure cloud-based solution for accounts receivable financing. Developed by bankers with over 12 years of A/R experi-ence, CBS Capital Advantage incorporates safety and soundness measures, receivable tracking, and enhanced reporting, while generating greater loan yields.

Catalyst Financial CompanyHouston, TexasMember since March 2007Keary R. [email protected], 281-870-9182www.catfinco.comPRODUCTS: Accounts Receivable Products and Services; Factoring

Catalyst Financial Company has been provid-ing factoring services for over 23 years for small to medium sized businesses in a variety of industries throughout Texas. Catalyst helps promote the bank’s image as a full-ser-vice financial provider. Our experience allows us to serve as an incubator for early stage growth companies.


Catamount Funding, Inc.Houston, TexasMember since November 2009Jeff [email protected], 877-647-8577; 281-596-8577www.catamountfunding.comPRODUCTS: Accounts Receivable Products and Services; Factoring

Catamount Funding, Inc. is a financial services provider specializing in invoice factoring and accounts-receivable financing for the small- to medium-size business owner. We operate in a variety of industries, including manufacturing, personnel, transportation, fabrication, distri-bution and service.

CBANC NetworkAustin, TexasMember since August 2014Cara [email protected], 512-583-4573www.cbancnetwork.comPRODUCTS: Compliance; Risk Management

CBANC is the largest online community of FIs in the U.S. with 475+ Texas community banks as members. CBANC helps thousands of verified financial professionals connect to solve problems by asking questions, sharing documents and accessing solutions to save money and streamline operations. Join free today at www.cbancnetwork.com

Central States Health & Life Co. of OmahaOmaha, NebraskaMember since January 2010John [email protected], 402-397-1111www.cso.comPRODUCTS: Credit Life Insurance; Loan Products and Services

CSO is a leader in debt-protection products and provides innovative solutions and value to its lending partners. We’re uniquely posi-tioned to capitalize on a dual focus of credit life and disability products and debt can-cellation programs. Our extensive network of sales and training professionals allow for responsive servicing of accounts.

Cerfis Group, Inc.Dallas, TexasMember since March 2010Jay [email protected], 214-455-8846www.cerfis.comPRODUCTS: General Consulting; Training

Cerfis Group, Inc. is a collection of talented, seasoned professionals who possess a rich depth of experience in all facets of financial institution management. Based in Dallas, Cerfis was founded with the goal of bringing knowledge, expertise and success to banking institutions and bankers.

Cetera Financial InstitutionsSt. Cloud, MinnesotaMember since May 2012Sean [email protected], 800-245-0467; 320-656-4005www.ceterafinancialinstitutions.comPRODUCTS: Insurance Products and Services; Investment Programs for Your Customers

Cetera Financial Institutions is a marketing name of Cetera Investment Services LLC, a self-clearing registered broker-dealer that delivers customized investment and insur-ance solutions to financial institutions nation-wide. Cetera Financial Institutions helps institutions expand their financial offerings, which allows clients to pursue their financial goals through sound and strong financial solutions.

CFC Technology CorporationBrooklyn Park, MinnesotaMember since December 2012Bill [email protected], 763-235-5321www.cfctechnology.comPRODUCTS: Merchant Services; Profitability Enhancements

CFC uncomplicates growth for financial institutions with robust software solutions, automated compliance tools and profit enhancement services. Our RDC Managed Services partners with FIs, allowing you to focus on your customer relationships while we focus on merchant onboarding, installa-tion, training, monitoring, reporting, scanner fulfillment, scanner support and help desk services.

Chandler SignsFort Worth, TexasMember since September 1999Gary [email protected], 888-261-2974; 214-902-2000www.chandlersigns.comPRODUCTS: Signage Solutions

Founded in 1978, Chandler Signs has experi-enced continuous annual growth, becoming the largest custom sign manufacturer in the Southwest. Since its inception, Chandler Signs has demonstrated the ability to deliver top-quality products and services on time and at attractive prices.

CliftonLarsonAllen LLPDallas, TexasMember since July 2016Jerry D. [email protected], 512-340-7446, ext. 47426www.claconnect.comPRODUCTS: CPA Services; Information Technology

CLA is a professional services firm delivering integrated wealth advisory, outsourcing and public accounting capabilities to help clients succeed professionally and personally. Our industry-specialized people offer solutions that support clients locally, nationally and globally. Investment advisory services are offered through CliftonLarsonAllen Wealth Advisors, LLC, an SEC-registered investment advisor.

ComCo SystemsLake Dallas, TexasMember since October 2015Amber [email protected], 800-533-3794, ext. 251; 940-230-2943, ext. 251www.comcosystems.comPRODUCTS: Bank Operations Equipment and Supplies; Safe Deposit Boxes; Security/Protection Services

Get unmatched reliability, service and support with Comco! Fifty years designing, manufacturing, installing and servicing not only Comco equipment, but all makes and models. Comco is your turnkey banking solu-tions provider for more than drive-through systems. Safes, security/access, drive-up windows and drawers—you can customize it all!

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Don Neill, Regional Vice President325.669.2131 | [email protected]

www.dei-corp.com

“DEI’s design team developed a design that improved efficiencies in operations, communications and customer interaction. Construction was managed by a dedicated DEI Site Manager that lived in our community and took a personal interest in our project.”

~Brian Schneider, President/CEOThe First National Bank of Beeville

Dallas | 972-383-5700Fort Worth | 817-877-5000

San Antiono | 210-696-5177 CLAconnect.com

Investment advisory services are offered through CliftonLarsonAllen Wealth Advisors, LLC, an SEC-registered investment advisor. 28-252 | ©2018 CliftonLarsonAllen LLP

WEALTH ADVISORY | OUTSOURCINGAUDIT, TAX, AND CONSULTING

INNOVATION LEADS TO SUCCESSImprove your operations and thrive in the current regulatory environment with a firm that provides innovative solutions from our banking industry professionals in audit, assurance services, tax planning, internal audit, regulatory compliance, loan review and IT security.

Jerry McMillon, CPAFinancial Institution [email protected]


Commerce Street Capital, LLCDallas, TexasMember since April 1999William D. [email protected], 214-545-6801www.commercestreetcapital.comPRODUCTS: Investment Banking; Merger and Acquisition Services

Commerce Street Capital is an investment banking firm serving financial institutions and middle-market companies. They value client collaboration and build long-term relation-ships based on mutual respect, goals and integrity. Their practices include: mergers/acquisitions, debt/equity placements, valuations/fairness opinions, bank capital services, SBIC funds, corporate/real estate finance, regulatory/due diligence services. Member FINRA/SIPC

Computer Services, Inc. (CSI)Valparaiso, IndianaMember since July 1999Marcus [email protected], 800-545-4274www.csiweb.comPRODUCTS: Banking Software; Board Portal (IBAT Endorsed); Compliance; Data Processing; EFT Products and Services; Employee Portal (IBAT Endorsed); Information Technology

Computer Services, Inc. (CSI) is a customer service company that delivers innovative technology solutions to financial institutions nationwide. A total solutions provider, CSI offers core processing, managed services, digital banking solutions, payments process-ing, electronic and print distribution, and regulatory compliance solutions.

Computer Transition Services, Inc.Lubbock, TexasMember since February 2016David D. [email protected], 800-687-2874; 806-793-8961www.ctsinet.comPRODUCTS: Computer Products and Services; Computer Security; General Consulting; Information Technology; Technology Consulting and Support; Telephone Conferencing; Web Conferencing

Computer Transition Services, Inc. is an IT consulting firm with more than 30 years’ experience in the financial industry. CTSI provides customized technology solutions for community banks that focus on security, disaster recovery and best practices. Our highly trained staff utilizes strategic IT plan-ning to meet your long-term business goals.

Condley and Company, LLPAbilene, TexasMember since December 2002Jeff [email protected], 325-677-6251www.condley.comPRODUCTS: Compliance; CPA Services; Internal Audit; Loan Products and Services; Tax Services

Condley and Company, L.L.P. has been providing comprehensive accounting and advisory services to banks for more than two decades. Our services include external audits, directors’ examinations, tax return preparation and guidance, compliance services, internal audits, ACH audits and loan reviews.

CoNetrixLubbock, TexasMember since April 2008Kyle [email protected], 800-356-6568; 806-687-8600www.conetrix.comPRODUCTS: Compliance; Computer Security; Information Technology; Internet Security; Technology Consulting and Support; Vendor Management

CoNetrix serves over half of Texas banks with: managed network and security services; As-pire-secure cloud hosting, recovery and file sharing; IT/GLBA audits, penetration testing, information security programs; and Tandem Security & Compliance Software, used by 1,400 financial institutions nationwide for managing risk assessments, business conti-nuity plans, vendors and more.

ContinuityNew Haven, ConnecticutMember since June 2013Stephanie [email protected], 888-932-6759; 203-610-5283www.continuity.netPRODUCTS: Compliance; Risk Management; Vendor Management

Continuity is a leading provider of RegTech solutions that automate compliance man-agement for banks of all sizes. By combining regulatory expertise and cloud technology, our solutions are designed to automate com-pliance management, from interpretation of regulatory issuances through intuitive task delegation and board reporting. Continuity serves hundreds of institutions nationwide.

Cornerstone Advisors, Inc.Scottsdale, ArizonaMember since June 2016Sam [email protected], 480-423-2030www.crnrstone.comPRODUCTS: General Consulting; Consulting Financial

Cornerstone Advisors specializes in best-practice strategy, technology and per-formance improvement for mid-size banks. Solution areas include strategy, perfor-mance, technology, contract negotiation, system selection and implementation, pay-ments, risk management, delivery channels and research. Among Cornerstone’s publica-tions are the GonzoBanker industry blog and the Cornerstone Performance Report annual peer benchmarking study.

Cornerstone Home Lending / Correspondent DivisionDallas, TexasMember since September 2010Greg [email protected], 214-250-2651www.chlcorrespondent.comPRODUCTS: Mortgage Products and Services

Cornerstone is the largest INDEPENDENT mortgage company in Texas. We have a dedicated division that focuses exclusively on partnering with banks in three primary ways: 1) correspondent lending—you sell us your closed loans servicing released; 2) retail fulfillment—we partner with you to handle all of your client’s mortgage needs as an independent/non-competitor; 3) portfolio products—we co-design portfolio products in which we can bring an earning asset and a future client to you. We are your partner, not your competitor!

Country Banker Systems, LLCClyde, KansasMember since June 2014Tim [email protected], 800-780-5479; 785-446-2257www.countrybanker.comPRODUCTS: Banking Software; Loan Products and Services

A new standard for financial analysis soft-ware—customizable and in-depth reports support an enhanced lending process. Tools include credit risk ratings, risk-based pricing, global analysis, pro forma analysis, earned net worth, trends and loan presentations. Lenders use quick, intuitive, one-time data entry to drive a robust analysis process.


Craig Terrill Hale & Grantham LLPLubbock, TexasMember since September 2014Kent [email protected], 806-744-3232www.cthglawfirm.comPRODUCTS: Collections; Commercial Real Estate Products and Services; Factoring; Law Firms/Legal Products and Services

My practice has been to represent banks in loan documentation, both real property and personal property, as well as the enforce-ment of the bank’s lien on its collateral and on borrowers. It includes work under Articles 3, 3A, 4, 4A, 7 and 9 of the U.C.C. Collection and lien enforcement.

Crowe LLPDallas, TexasMember since October 2012Dickie [email protected], 214-777-5200www.crowehorwath.com/bankingPRODUCTS: CPA Services; Information Technology

Crowe knows banking. With more than 50 years of experience serving financial institu-tions, Crowe Horwath LLP is recognized as an industry-leading provider of audit, tax, advisory, risk and performance-improvement services to banks of all sizes. The community banks of Texas can count on Crowe Horwath.

Cummins Allison Texas MarketDallas, TexasMember since June 2018Paul [email protected], 972-661-5390www.cumminsallison.comPRODUCTS: Image Processing

Cummins Allison is a global leader in providing best-in-class solutions that set worldwide standards for accuracy, dependability and ease-of-use. Our products resolve currency and image-processing challenges with un-equaled speed and precision—reducing trans-action times and maximizing productivity.

Curtis 1000Keller, TexasMember since June 2007Bob [email protected], 817-239-6502www.curtis1000.comPRODUCTS: Printing Services; Promotional Items

Curtis 1000’s print, marketing and supply solutions are tailored to the unique needs of Texas community banks. Our Curtis Direct technology allows full control over the order-ing process. For more than 130 years, our customers have trusted our local consultants to provide everything your bank needs to succeed.

CWC Bank Services, a division of JRBTWaco, TexasMember since April 2017Stephen [email protected], 254-776-4190www.jrbt.comPRODUCTS: CPA Services; Retirement Plan Services

CWC Bank Services is a division of Jaynes, Reitmeier, Boyd & Therrell, P.C. (JRBT), a public accounting firm in Waco, Texas. For years, we have offered extensive experience in audit, internal audit, loan reviews, merg-ers, acquisitions, etc., as well as the highest level of accounting expertise and a long-term commitment to personalized service.

DBSI, Inc.Chandler, ArizonaMember since August 2012Anh [email protected], 602-264-7263www.dbsi-inc.comPRODUCTS: Architecture; Planning and Interior Design; Bank Operations Equipment and Supplies

If you like solving complex problems with simple solutions, you’ll love working with DBSI. As a transformation expert specializ-ing in the banking industry, we create highly efficient, profitable branch networks that deliver uniquely smarter experiences. With more than 3,000 complete projects each year, DBSI has won national acclaim through Forbes, Inc.

DCI (Data Center Inc.)Hutchinson, KansasMember since January 2017Mark [email protected], 620-694-6800www.datacenterinc.comPRODUCTS: Banking Software; Data Processing; Internet Banking Products and Services; Mobile Banking Solutions

iCore360 award-winning core processing software and internet/mobile banking solu-tions backed by people you know and trust. Companion solutions for ATM/card network, teller, managed IT, remote capture and more. Privately owned and trusted by bankers nationwide for 54 years. Core technology you can depend on…a relationship you can trust.

DEI IncorporatedBrownwood, TexasMember since June 2013Don [email protected], 513-825-5800www.dei-corp.comPRODUCTS: Architecture; Planning and Interior Design; Construction/ Maintenance/Repair

DEI, a national design/build company, turns your project into a growth opportunity. We create sales environments by incorporating all aspects of facility planning and design. At DEI, we design and build to grow your business.

Dell Inc.Round Rock, TexasMember since October 2007Bryan [email protected], 512-728-8763www.dell.comPRODUCTS: Internet Security (IBAT Endorsed); Technology Consulting and Support (IBAT Endorsed)

Dell’s go-to market strategy targets bank and associate members to offer enhanced discounts and expert technical consulting on all purchases.

Deluxe CorporationShoreview, MinnesotaMember since December 1992Matt [email protected], 800-332-4234; 651-490-8262www.fi.deluxe.comPRODUCTS: Check Services (IBAT Endorsed); Fraud Protection and Remediation (IBAT Endorsed)

Deluxe is strategically transforming to a solu-tions provider that drives profitable growth for financial institutions through payments, marketing services, performance manage-ment and small-business marketing services. We offer best-in-class solutions that help acquire, onboard, grow, retain and win back profitable account relationships, generating net income and high return on investment.


Deluxe Strategic SourcingCarrollton, TexasMember since December 1992Mark [email protected], 800-869-0992; 972-446-9283www.fi.deluxe.com/operate/strategic-sourcingPRODUCTS: Co-Op Bank Supplies (IBAT Endorsed); Document-Related Products and Services (IBAT Endorsed); Expense Management (IBAT Endorsed); Fingerprinting Checks (IBAT Endorsed); Forms (IBAT Endorsed); Promotional Items (IBAT Endorsed); Stationery and Office Supplies (IBAT Endorsed); Turnkey Marketing Campaigns (IBAT Endorsed)

Great buying power and inventory expertise to help you consolidate, simplify and save. Reduce your total procurement-related costs by 22 percent to 28 percent annually with Deluxe Strategic Sourcing. Schedule a 30-minute meeting to learn more about Deluxe’s procurement analysis process and how you can receive big-bank benefits, no matter your size.

Diebold NixdorfNorth Canton, OhioMember since January 1996Chad [email protected], 330-417-1634www.DieboldNixdorf.comPRODUCTS: ATM Products/Network/Security (IBAT Endorsed); Bank Operations Equipment and Supplies (IBAT Endorsed); Banking Software; Branching Strategies; Diebold Direct Catalog Orders (IBAT Endorsed); Mobile Banking Solutions; Safe Deposit Forms; Equipment and Services (IBAT Endorsed); Security and Protection Services

Diebold Nixdorf is a world leader in enabling connected commerce for millions of consum-ers each day across the financial and retail industries. Its software-defined solutions bridge the physical and digital worlds of cash and consumer transactions conveniently, securely and efficiently. As an innovation partner for nearly all of the world’s top 100 financial institutions and a majority of the top 25 global retailers, Diebold Nixdorf delivers unparalleled services and technology that are essential to evolve in an “always on” and changing consumer landscape.

Dixon Hughes Goodman LLPFort Worth, TexasMember since May 2016Ashley H. [email protected], 817-276-4100www.dhgllp.com/financial-servicesPRODUCTS: CPA Services; Internal Audit

DHG Financial Services professionals provide in-depth industry knowledge and a wide range of advisory, assurance and tax services to address issues facing your industry in today’s challenging environment.

Doeren MayhewHouston, TexasMember since November 2010John M. [email protected], 586-610-1710www.doeren.comPRODUCTS: CPA Services; Internal Audit

Doeren Mayhew’s Financial Institutions Group is comprised of CPAs and other cross-func-tional professionals delivering industry-fo-cused expertise to more than 150 financial institutions across the nation. This group of trusted advisors assists a wide range of financial organizations in assessing opportu-nities, managing risk and delivering stake-holder value.

Dunkin & AssociatesHarlingen, TexasMember since March 1999Doak C. [email protected], 800-234-6401; 512-375-1150www.ddunkin.comPRODUCTS: Collateral Protection Insurance; Credit Life Insurance (IBAT Endorsed)

Dunkin & Associates, an established leader in the payment protection industry, has provided products to 400+ banks since 1967. They also provide GAP and vehicle service contracts for auto loans. State-of-the-art training and live chat are examples of how your team will succeed with payment protection.

Dykema Cox SmithAustin, TexasMember since May 1990Erin [email protected], 210-554-5500www.dykema.comPRODUCTS: Law Firms/Legal Products and Services; Mobile Banking Solutions

The law firm of Dykema Cox Smith under-stands the diverse needs of community banks and financial institutions. Its experienced team provides an array of services, running the gamut from regulatory/compliance management and corporate transactions, in-cluding mergers and acquisitions to litigation representation, mobile banking and financial technology (FinTech) counselling.

Eclipse Brand Builders, LLCSuwanee, GeorgiaMember since April 2017Sharon [email protected], 678-894-4360www.eclipsebrandbuilders.comPRODUCTS: Architecture; Planning and Interior Design

Member Eclipse offers proven expertise in market analysis and site selection; innova-tive, leading-edge branch designs and reno-vations; optimized administration, operations and call-center planning; and a unique trans-parent construction process. Our in-house consulting, branding, architectural, interior design and construction team has completed more than 500 financial facilities. Eclipse your competition!

Econ-O-Check CorporationDenton, TexasMember since September 2009Todd [email protected], 954-445-9651www.econocheck.comPRODUCTS: Insurance Products for Your Customers; Marketing

Econ-O-Check has been working with financial institutions for more than 30 years to develop specific retail and commercial strategies to improve market share, increase customer retention and generate incremental fee income. Our solutions include electronic check re-presentment, direct-mail insurance products, ID theft solutions and various retail strategies.


Eide Bailly, LLPFargo, North DakotaMember since March 2018Cheryl [email protected], 701-239-8500www.eidebailly.comPRODUCTS: Compliance; CPA Services; Internal Audit; Tax Services

We see it every day—more regulations, competition and technology needs. You are being asked to do more with the same resources. Having a trusted advisor by your side can help you relieve that strain and put your attention back where it belongs—on your customers.

Eide Bailly, LLPAbilene, TexasScott [email protected]; 325-672-4000www.eidebailly.comAdditional office

Enacomm, Inc.Austin, TexasMember since February 2017David [email protected], 877-860-0025; 918-858-9777www.enacomm.netPRODUCTS: Customer Relationship Management; Information Technology; Internet Banking Products and Services

Enacomm is a leading provider of intelligent, omnichannel self-service and analytics solutions to the financial services industry. Enacomm’s voice interface products (IVR, voice biometrics and AI-based assistants) and data services are delivered as hosted services or on-demand through the cloud, making its services affordable for organiza-tions of any size.

Engineered Construction Specialists, Inc.Houston, TexasMember since January 2015Mary Jo [email protected], 713-627-3622www.ec-specialists.comPRODUCTS: Construction Risk Management; General Consulting

EC-Specialists, a full-service construction consulting firm, provides technical services to construction lenders. We review budgets and schedules, monitor pay progress and oversee loan proceeds disbursement. We consult on special assets. EC-Specialists reduces the risk of construction lending and enables lenders to concentrate on other parts of their business.

ePayResources (formerly SWACHA)Dallas, TexasMember since August 2000Tim Quisenberry, [email protected], 800-475-0585, ext. 1200www.epayresources.orgPRODUCTS: Electronic Payments Resource; Risk Management

ePayResourcesTM is a payments industry trade association celebrating more than 40 years providing payments expertise, profes-sional development and industry leadership to financial institutions and businesses through education, publications, compliance support, risk-management resources and ad-vocacy. We are the second largest Regional Payments Association member of NACHA—The Electronic Payments Association.

Equias Alliance, an NFP CompanyPlano, TexasMember since March 1999Ken F. [email protected], 469-252-1037www.equiasalliance.comPRODUCTS: Bank-Owned Life Insurance (BOLI); Executive and Director Benefit Plans

Equias Alliance, an NFP Company, has suc-cessfully helped nearly 800 financial insti-tutions with BOLI placement and with plans to recruit, retain and reward key officers and directors with nonqualified benefit plans. Equias also provides the administration of those BOLI and nonqualified benefit plans.

Equify, LLCFort Worth, TexasMember since April 2015Tabiatha [email protected], 817-490-6800www.equifyllc.comPRODUCTS: Equipment Leasing; Working Capital

As an independent, self-funded compa-ny located in Fort Worth, Equify provides commercial equipment finance, auction and asset services. Our leadership team has more than 150 years’ combined experience serving banks, contractors, transportation and energy companies. Equify also provides advisory and insurance services, as well as commercial real estate interim construction financing.

Federal Home Loan Bank of DallasDallas, TexasMember since September 1993Sanjay [email protected], 800-442-9841; 214-441-8500www.fhlb.comPRODUCTS: Correspondent Banking; Mortgage Products and Services

Federal Home Loan Bank of Dallas is a whole-sale bank that provides a readily available source of funds to member institutions to assist in funding housing, small business, small agribusiness, community and econom-ic development loans in their communities.

Fenimore, Kay, Harrison & Ford, LLPAustin, TexasMember since August 2010Chet [email protected], 512-583-5901www.fkhfpartners.comPRODUCTS: Compliance; Financial Institution Regulation; Law Firms/Legal Products and Services; Merger and Acquisition Services

FKHF represents banks, thrifts and other financial institutions—including their inves-tors, directors and executive officers—in corporate, transactional, securities and regulatory matters. Our attorneys’ extensive experience in the fields of bank M&A, regu-latory matters, securities law and corporate governance provides a solid foundation for our representation of financial institutions in a broad variety of transactions.

FHH Consulting, LLCLongview, TexasMember since April 2017Frances [email protected], 903-291-9400www.fhhconsulting.comPRODUCTS: Audit Outsourcing; General Consulting

Member audit outsourcing: We provide audit services for ACH, BSA and internal controls. More than 25 years of banking experience and AAPO accredited. Contact Frances Ramsey at 903-241-6717 or email [email protected].


Finastra USA CorporationNew York, New YorkMember since March 2013Sonia [email protected], 888-850-6656; 416-696-7702, ext. 5206www.finastra.comPRODUCTS: Commercial Real Estate Products and Services; Compliance; Loan Products and Services; Mortgage Products and Services

IBAT-endorsed Finastra unlocks the potential of people and businesses in finance, creating a platform for open innovation. Formed in 2017 by the merger of Misys and D+H, we provide the broadest portfolio of financial services software in the world. Forty-eight of the world’s top 50 banks use Finastra— Finastra.com.

Finley & Cook, PLLCShawnee, OklahomaMember since September 2017Timothy [email protected], 405-878-7381www.finley-cook.comPRODUCTS: Audit Outsourcing; CPA Services

Founded in 1947, Finley & Cook (PLLC), Certi-fied Public Accountants, continues to provide superior audit and tax services to financial institutions, while maintaining a high level of professional standards. Finley & Cook has a rich history and a highly regarded reputation of expertise in helping clients succeed.

FISJacksonville, FloridaMember since June 2018Gilbert [email protected], 800-822-6758; 727-227-5318www.fisglobal.comPRODUCTS: Banking Software; Managed IT Services

FIS, a Fortune 500 company, is an award-winning, global leader in financial services solutions with a focus on retail and institutional banking, payments, wealth management, risk and compliance. FIS serves more than 20,000 clients in over 130 countries and employs more than 53,000 people worldwide.

FiservBrookfield, WisconsinMember since November 1986Shane [email protected], 262-879-5000www.fiserv.comPRODUCTS: Data Processing; Internet Banking Products and Services

Fiserv drives innovation in payments, processing services, risk and compliance, customer and channel management, and in-sights and optimization. Our solutions deliver intelligent experiences in banking, payments, engagement and security to help clients provide financial services at the speed of life. Visit fiserv.com to learn more.

Fisher, Herbst & Kemble, P.C.San Antonio, TexasMember since January 2017Robert M. [email protected], 210-614-2284www.fhkcpa.comPRODUCTS: CPA Services

Fisher, Herbst & Kemble, P.C. (FHK) is a long-established San Antonio CPA firm dedi-cated to quality service. We strive to provide close, personal attention to our bank clients for attest and tax services. FHK is actively involved in each client account, not only pro-viding supervision, but engaged in the details from start to finish.

Fitech PaymentsFort Worth, TexasMember since August 2009Shawn [email protected], 844-822-1287; 817-698-2250www.fitech.comPRODUCTS: Electronic Payments Resource; Merchant Services (IBAT Endorsed); Payment Systems

We provide our bank partners the resources they need to grow their merchant services program. Whether your merchants need a tablet POS system for their retail location, a shopping cart for their online store or mobile payments for when they’re on the go, we’ll help them accept payments anytime, anywhere.

ForgeRockSan Francisco, CaliforniaMember since February 2018Peter [email protected], 415-599-1100www.forgerock.comPRODUCTS: Internet Security

ForgeRock© is the digital-identity manage-ment company transforming how organi-zations interact securely with customers, devices and things. Organizations adopt ForgeRock Identity PlatformTM as their digital system of record to monetize customer rela-tionships, address regulations and leverage the internet of things. ForgeRock serves hundreds of brands, including USAA, CapOne and HSBC.

Fox, Byrd & Company, P.C.Dallas, TexasMember since October 1994Frank P. [email protected], 877-696-8320; 214-696-8320www.foxbyrd.comPRODUCTS: CPA Services; Internal Audit

Fox, Byrd & Company, P.C. has been serving Texas community banks and their owners for more than 50 years. Our CPAs provide a full range of services, including financial statement audits, tax planning and compli-ance, consulting, director’s exams and loan reviews.

FPS GOLDProvo, UtahMember since June 2017Jeff [email protected], 800-272-4653www.fpsgold.comPRODUCTS: Data Processing; Internet Banking Products and Services

FPS GOLD provides core processing and e-banking software for community banks across the United States. We are committed to providing integrated software that can handle each of our client’s specific needs. At FPS GOLD, we aim to save you time and money while helping you better serve your community.

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Franklin American Mortgage CompanyIrving, TexasMember since June 2017Gary [email protected], 866-326-2677; 469-375-2002www.franklinamerican.comPRODUCTS: Mortgage Products and Services

Franklin American Mortgage Company (FAMC) is one of the nation’s largest mort-gage bankers, with a full line of conventional, FHA, VA and USDA loan options. FAMC offers non-delegated underwriting and is an FHA di-rect endorsed, VA automatic authority, LAPP authority and a Fannie Mae, Freddie Mac and Ginnie Mae seller/servicer.

FTN FinancialMemphis, TennesseeMember since April 1994Trae [email protected], 800-456-5460; 901-435-7956www.ftnfinancial.comPRODUCTS: Broker/Dealer Services; Investment Management Services

FTN Financial is an industry leader in fixed income sales, trading and strategies for institutional customers worldwide. With an average daily trading volume of $5+ billion, FTN transacts business with approximately 40 percent of all domestic depositories* and approximately 50 percent of all U.S. banks.* (*As of 4Q16, portfolios greater than $100mm.)

FTN FinancialDallas, TexasTrae [email protected], 800-804-6330; 901-435-8757www.ftnfinancial.comAdditional office

FTSIMonrovia, CaliforniaMember since June 2013Jill [email protected], 818-241-9571, ext. 117; 818-483-3422www.ftsius.comPRODUCTS: ATM Products/Networks/Security; Cash Products and Services

FTSI is an NCR Elite Partner and the largest independent provider of ATM services for credit unions and community banks in the Western U.S. Established in 1998, FTSI spe-cializes in branch transformation and offers a comprehensive suite of cutting-edge ATM management and maintenance solutions and security.

G&A PartnersCollege Station, TexasMember since April 2018Randy [email protected], 866-390-2368; 979-329-6951www.gnapartners.comPRODUCTS: Human Resource Products and Services

Member Professional Employer Organiza-tion (PEO) headquartered in Houston and in business since 1995. We provide human resource (HR) services, HR technology and Fortune-500-level employee benefits plans to banks throughout Texas. We have a captive group medical plan through BCBS of Texas, which leverages the volume of more than 32,000 employees.

Garland HeartPlano, TexasMember since August 2007Brad [email protected], 800-999-2495; 972-429-8200www.garlandheart.comPRODUCTS: Compliance; Computer Security; Information Technology

Garland Heart specializes in services specific to regulatory compliance within IT audit and security, IT program support, outsourced and managed compliance, and core negotiation. Our biggest asset is our consultants who have wide, yet focused, industry perspective. We leverage our team and experience to crit-ical areas of your environment to help take the confusion and fear out of IT and compli-ance management.

Gateway Mortgage GroupAlbuquerque, New MexicoMember since March 2016Joanne [email protected], 505-263-6110www.gatewaycorrespondent.comPRODUCTS: Mortgage Products and Services

Gateway Mortgage Group’s Correspondent Lending Division empowers clients to achieve their mortgage lending goals. Clients who choose Gateway work with a highly expe-rienced team that offers a wide range of products backed by a commitment to pur-chase loans in a timely manner. Gateway is a multi-billion-dollar mortgage servicer.

George, Morgan & Sneed, P.C.Weatherford, TexasMember since March 1996Patrick E. [email protected], 800-882-4467; 817-594-2704www.gms-cpa.comPRODUCTS: Internal Audit; Payroll Processing

Founded in 1959, GMS provides the following services for community banks: tax plan-ning and preparation, payroll preparation, internal and external auditing, accounting and financial reporting, and loan reviews. In addition, our “Automated Auditor” software tests the interest calculations on the bank’s certificates of deposit and loan portfolios.

Ghiglieri & CompanyAustin, TexasMember since February 2003Catherine [email protected], 512-329-5101www.ghiglieri.comPRODUCTS: General Consulting; Training

Ghiglieri & Company is a full-service consult-ing firm based in Austin, Texas, founded by Catherine A. Ghiglieri, former Texas Banking Commissioner. Services include management studies, corporate governance studies, board member training, strategic planning and enforcement actions compliance.

Glory Global SolutionsLisle, IllinoisMember since January 2006Kurt [email protected], 325-725-3979www.gloryglobalsolutions.comPRODUCTS: Cash Products and Services; Currency Counters; Coin Wrappers; Sorters; Back-Office Coin Counters; QuickChange Machines (IBAT Endorsed); Technology Consulting and Support

Glory’s cash recycling and self-service solu-tions eliminate time-consuming and wasteful processes within your bank. Allowing your staff to keep its focus where it should be—on your customers! A more productive staff and an increased focus on customer service leads to profitable growth for your institution.


Granville GroupSugar Land, TexasMember since April 2010William [email protected], 866-850-4957www.granvillegrp.comPRODUCTS: Bank Compensation Strategies; Bank-Owned Life Insurance (BOLI)

Granville Group provides custom com-pensation consulting services for financial institutions, including: executive compensa-tion design, research and implementation; peer group analysis; incentive compensa-tion design, modeling, communication and calculation; BOLI portfolio services; salary administration design and process manage-ment; performance management design, implementation and process management; job design, market analysis and competitive pricing.

GSB Mortgage, Inc. (Bank of the West)Grapevine, TexasMember since March 2016Lisa B. [email protected], 217-310-1980www.gsbmtg.comPRODUCTS: Loan Products and Services; Mortgage Products and Services

We offer conventional conforming, conven-tional non-conforming (jumbo), FHA, VA and USDA mortgage loans.

Gulf Coast Business CreditAustin, TexasMember since August 2013Meg [email protected], 866-577-8867; 512-249-9330www.gulfcoastbc.comPRODUCTS: Accounts Receivable Products and Services; Factoring

Gulf Coast Business Credit (GCBC) is one of the largest accounts-receivable factoring firms in the United States. GCBC provides commercial lenders with a product that al-lows them to say “Yes” to credit more often.

Haberfeld AssociatesLincoln, NebraskaMember since August 2014Grant R. [email protected], 402-475-1191www.haberfeld.comPRODUCTS: General Consulting; Marketing

For 35 years, Haberfeld Associates has helped community banks fill their branches with profitable consumer and business cus-tomers. Its clients attract twice as many new customers per year compared to average community banks, with long-term positive ef-fects on all major areas of bank profitability. Over the past decade, Haberfeld Associates has brought its clients 7.5 million new core customers using a comprehensive strategy that encompasses product development, policy consulting, sales methodology, train-ing, marketing, benchmarking and reporting.

Haltner HAI, LLCHouston, TexasMember since December 2015Sandra P. [email protected], 800-323-1460; 713-523-6100www.haltner.comPRODUCTS: Architecture; Planning and Interior Design; Construction/Maintenance/Repair

Haltner HAI is a Texas-based award-win-ning “integrated” design+build firm with 30 years of experience building and renovating financial facilities across Texas. Haltner HAI provides in-house architecture, interior de-sign, construction and furniture purchasing services, including a computerized virtual reality fly-over and walk-through of your conceptual proposed building.

Ham, Langston & Brezina, LLPHouston, TexasMember since August 2011Rob [email protected], 281-481-1040www.hlb-cpa.comPRODUCTS: CPA Services; Internal Audit

Ham, Langston & Brezina, LLP, provides audit, tax and consulting services to both public and private middle-market compa-nies, including significant experience working with financial institutions. Our emphasis on maintaining an open dialogue with our clients allows us to provide the quality service they desire.

Hamby & Hengeli LLCSan Angelo, TexasMember since December 2007Robert [email protected], 325-949-2567www.HambyHengeli.comPRODUCTS: Compliance; CPA Services

Hamby & Hengeli LLC provides accounting and consulting services exclusively to inde-pendent banks. Services include financial au-dits/director’s examinations, internal audits, tax preparation and planning, trust services, regulatory compliance, loan reviews, IT secu-rity examinations and risk assessments.

Hamilton VaultronicsRichardson, TexasMember since February 2017Deanna [email protected], 866-984-9800; 972-994-0011www.hvaultronics.comPRODUCTS: ATM Products/Networks/Security; Bank Operations Equipment and Supplies; Safe Deposit Boxes

Hamilton Vaultronics sells and services vari-ous financial systems, including ATMs, kiosks, ITMs, security and alarm systems, pneumat-ics, vaults and safes, teller-line equipment and access control.

Henry & Peters, P.C.Tyler, TexasMember since December 2013Gary [email protected], 903-597-6311www.henrypeters.comPRODUCTS: CPA Services; Internal Audit

Henry & Peters, P.C. currently provides ac-counting services to 25 financial institutions. Besides tax and audit services, we provide internal audit services, consulting, regulatory compliance, trust audit services, mergers and acquisitions, and capital planning and projects. We currently serve banks with asset sizes from $20 million to more than $2.5 billion.

The Hertz CorporationAlexandria, VirginiaMember since March 1999Jason W. [email protected], 888-318-8806www.hertz.comPRODUCTS: Car Rental Discounts (IBAT Endorsed); Employee Portal

IBAT members save up to 20 percent on every Hertz rental when you use the IBAT CDP# 46681.


High CottonIrondale, AlabamaMember since April 2012Sarah [email protected], 877-838-2345www.highcottonusa.comPRODUCTS: Document-Related Products and Services; Printing Services

For more than 40 years, High Cotton has delivered client communication solutions. We use the latest technologies to provide our customers peace of mind that their state-ments and notices—both electronic and paper—are secure, accurate and delivered on time.

Hunton Andrews Kurth LLPDallas, TexasMember since November 1986Christopher B. [email protected], 214-468-3395www.huntonak.comPRODUCTS: Financial Institution Regulation; Law Firms/Legal Products and Services

The Financial Institutions Group at Hunton Andrews Kurth LLP has been number one in cumulative M&A transactions since 2007 (ac-cording to S&P Global Market Intelligence). They have counseled institutions on securi-ties offerings, capital planning, fair lending, Fintech and myriad compliance issues before all federal bank regulatory authorities, in-cluding the CFPB.

I.T. WorksHouston, TexasMember since January 2004Mark [email protected], 713-667-5474www.itworksite.comPRODUCTS: Computer Security; Information Technology

I.T. Works is a professional computer net-work-integration company providing hard-ware, software and engineering support to corporate clients. Our network assessments provide the cornerstone of audit preparation for community banks. Also, our ongoing net-work maintenance strategy will help ensure the overall productivity of your business.

IBAT Financial ServicesAustin, TexasMember since September 2008Carol [email protected], 512-474-6889www.ibat.org/ibat-financial-servicesPRODUCTS: Blanket Bond Insurance; Insurance Products and Services

IBAT Financial Services is a subsidiary of the Independent Bankers Association of Texas and a licensed independent insurance agency offering insurance products for and to Texas community banks, including FI bond, D&O, P&C and FP/FC, to name a few.

IBAT Services Inc.Austin, TexasMember since September 1990Curt [email protected], 800-749-4228; 512-275-2240www.ibatservices.comPRODUCTS: Endorsement Marketing

IBAT Services’ mission is to find innovative ways to enhance its members’ competitive edge by providing products and services designed to benefit not only the member banks, but their customers as well. The IBAT Services board recommends endorsements only after careful consideration of our thor-ough due diligence review.

InsperityAustin, TexasMember since September 2016John [email protected], 512-231-4505www.insperity.comPRODUCTS: Compliance; Human Resource Products and Services

Insperity, a trusted advisor to America’s best businesses for more than 29 years, provides an array of human resources and business solutions designed to help improve business performance. Insperity delivers administrative relief, reduces liabilities, better benefits and a systematic way to improve productivity.

IntegWaco, TexasMember since September 2015Wes [email protected], 866-751-1012; 254-751-1012www.integdoes.comPRODUCTS: Electronic Banking Services; Marketing; Printing Services; Promotional Items

Integ is a full-service provider for print, mail and digital delivery. Statements, inserts, variable images, HTML email communica-tions, SMS texting and traditional print and mailing services are seamlessly delivered through our integrated multi-channel deliv-ery platform. We are a Texas company serving community banks throughout Texas. [SSAE-16 Type II]

J. Keith Hughey CompanySan Antonio, TexasMember since February 2016Keith [email protected], 210-260-0955www.jkeithhughey.comPRODUCTS: General Consulting

Keith is a management consultant with more than 40 years of consulting and managerial experience. His practice consists of assisting clients with their strategic planning as well as issues of corporate governance, succession planning, management and executive development, and organizational health and human systems. He also writes “Monday Morning Musings.”

Jack Henry & AssociatesMonett, MissouriMember since January 1999Joel [email protected], 417-235-6652www.jackhenrybanking.comPRODUCTS: Banking Software; Data Processing

Jack Henry Banking is a leading provider of integrated computer systems for banks ranging from de novo to multi-billion-dollar institutions. We serve approximately 1,100 banks as a single source for integrated, enterprise-wide automation and as a single point of contact and support.

Jackson Walker L.L.P.Dallas, TexasMember since May 2004Jim [email protected], 214-953-5933www.jw.comPRODUCTS: Law Firms/ Legal Products and Services

Jackson Walker L.L.P. is one of the oldest and largest Texas-based law firms. The firm’s finan-cial institutions practice specializes in the full range of legal services to the banking industry, including charter conversions, mergers and acquisitions, loan documentation, bankruptcy, litigation and enforcement activity.

John M. Floyd & AssociatesBaytown, TexasMember since November 1994Thomas [email protected], 800-809-2307; 504-782-7862www.JMFA.comPRODUCTS: Executive Recruiting; Profitability Enhancements

JMFA is a leading profit-improvement consul-tant helping banks improve income, control expenses, accelerate asset growth and optimize human capital. JMFA offers compre-hensive consulting on overdraft programs, contract renegotiation services, product profitability and staffing studies, as well as recruitment services from the executive level to project or contract staffing.


Journey Technology SolutionsSioux Falls, South DakotaMember since December 2015Arden [email protected], 605-274-2145www.journeytechnologysolutions.comPRODUCTS: Business Intelligence; Profitability Analyses

Journey’s solutions enable community banks and include automated board, enhanced management, peer-group reporting and be-havioral analytics with integrated profitabil-ity/attrition and aggregation. Our solutions are customized and cloud-based. Journey customers say, “We now have an analytics advantage…we no longer spend hours creat-ing spreadsheets for management.”

KasasaAustin, TexasMember since June 2005Jason [email protected], 877-342-2557; 512-418-9590www.kasasa.comPRODUCTS: Loan Products and Services; Rewards Programs

Kasasa is an award-winning financial technol-ogy and marketing-technology provider that helps more than 750 community financial institutions establish long-lasting relation-ships with millions of consumers through its branded retail products and marketing automation capabilities and is now reinvent-ing lending through its latest patent-pending offering, Kasasa LoansTM.

Kennedy Sutherland, LLPSan Antonio, TexasMember since February 2012Patrick J. [email protected], 210-228-9500www.kslawllp.comPRODUCTS: Law Firms/Legal Products and Services; Merger and Acquisition Services

Kennedy Sutherland, LLP has been advising banks and their shareholders, directors and officers for more than three decades on corporate, securities, mergers and acquisi-tions, capital raising, tax planning and loan documentation. The firm seeks innovative solutions for our clients such as S elections, tax credit financing and product and services expansion.

Kessler & Collins, P.C.Dallas, TexasMember since February 2013Daniel P. [email protected], 214-379-0722www.kesslercollins.comPRODUCTS: Law Firms/ Legal Products and Services

We are an AV-rated law firm providing responsive, efficient service to financial institutions. We can handle the simplest or most complicated transactions, workouts, lawsuits and bankruptcies in a cost-effective manner. We work throughout Texas and are admitted in the U.S. district and bankruptcy courts for the Northern, Southern, Eastern, and Western districts of Texas.

Langley & Banack, Inc.San Antonio, TexasMember since May 2018Bruce E. [email protected], 210-736-6600www.langleybanack.comPRODUCTS: Law Firms/ Legal Products and Services

Langley & Banack’s financial institutions and regulatory practice provides innovative and efficient legal advice on a wide variety of corporate and bank regulatory matters, including M&A transactions, securities offerings, corporate governance, Subchapter S elections, regulatory compliance, strategic planning and other matters affecting commu-nity banks, their directors and owners.

LiftFund, Inc.San Antonio, TexasMember since September 2017Dan [email protected], 210-507-4285www.liftfund.comPRODUCTS: General Consulting; Loan Products and Services

LiftFund is a financial and business-support nonprofit company that helps diverse and underserved entrepreneurs strengthen their businesses, increase their incomes and revitalize their communities. Since inception in 1994, LiftFund has made over 19,000 loans totaling more than $250M. LiftFund is a certified SBA 504 and 7a CA lender.

Main Street Inc.Birmingham, AlabamaMember since January 2015Cynthia [email protected], 866-380-4816; 866-410-4000www.mainstreetinc.comPRODUCTS: Check Services; Marketing; Turnkey Marketing Campaigns

Main Street partners with more than 2,000 community-oriented financial institutions to provide data-driven print solutions to develop and enhance customer relationships with rele-vant, affordable checking, analytics and market-ing programs. By helping discover your customer DNA, we will deliver insights needed to achieve your relationship and growth objectives. Our simplified approach equips businesses with the information and tools needed to win in today’s market. Whether you are seeking to acquire, retain, or expand customer relationships, Main Street provides a cost-effective, straight-forward partnership to meet your goals. Contact Cynthia Glover, Vice President of Business Development, 866-380-4816, [email protected] and Joe Elder, Senior District Sales Executive 866-380-8358, [email protected].

MELION MarketingFlint, TexasMember since January 2017Melissa [email protected], 972-365-2821www.melionllc.comPRODUCTS: Marketing; Training

Marketing, advertising and consulting services to plan, prepare and perform. We’ll help engage your customers and employees for improved service and productivity. Creative branding, fun campaigns, mystery shopping, certified sales and service training to energize your bank!

MG ArchitectsHouston, TexasMember since January 1994Scott [email protected], 713-552-0707www.mgarchitects.comPRODUCTS: Architecture; Planning and Interior Design (IBAT Endorsed); Branching Strategies (IBAT Endorsed); Interior Design/ Retail Merchandising (IBAT Endorsed)

For more than three decades, MG Architects has been at the forefront of bank design. We’ve col-laborated with hundreds of financial institutions to create effective, economical banking environ-ments that define their brands and increase per-formance. Together we create custom solutions to emphasize your brand identity, culture and product delivery.


Millennium Trust CompanyOak Brook, IllinoisMember since June 2018Ryan [email protected], 630-368-5800www.mtrustcompany.comPRODUCTS: Investment Products

Millennium Trust is an expert provider of spe-cialized custody solutions. Whether you’re managing alternative assets, investment ac-counts or retirement funds, we are uniquely qualified to support your success. We’ll help you turn opportunity into results—empow-ering you with exceptional service, industry expertise and access to a variety of custody solutions.

Modern Banking SystemsRalston, NebraskaMember since June 2013Robert [email protected], 800-592-7500www.modernbanking.comPRODUCTS: Banking Software; Data Processing

Modern Banking Systems is a leading provider of real-time core banking process-ing solutions. Essentia, our core banking software, delivers profitability, efficiency and security. Essentia is continually evolving with customer-driven enhancements, current technology and strict regulatory compliance. Our community banking knowledge enables us to design solutions that meet your unique needs.

MoneyGram Payment Systems, Inc.Dallas, TexasMember since May 2018T.J. [email protected], 314-716-2557www.moneygram.comPRODUCTS: Check Services; Fraud Protection/Remediation

MoneyGram’s product offerings include offi-cial check and money order processing and program management. We can help you pre-vent fraud losses, ensure daily reconciliation, manage inventory and generate additional income. Ultimately, we can enable you to reduce or eliminate time spent on tasks and shift your focus to achieving your objectives.

Moss Adams LLPSeattle, WAMember since August 2015Charlie [email protected], 214-242-7452www.mossadams.com/fiPRODUCTS: Compliance; CPA Services

Moss Adams is one of the 15 largest ac-counting and consulting firms in the United States. Moss Adams has a staff of more than 2,800 professionals. We offer audit, tax and consulting services to more than 500 financial institutions. Additional services include regulatory compliance, internal audit services, due diligence, credit review and information-technology assessments.

MPA Systems, Inc.Fort Worth, TexasMember since March 1999Gary [email protected], 888-233-1584; 970-492-4040www.mpasystems.comPRODUCTS: Disaster Recovery Facilities Program; Modular Bank Buildings

MPA Systems specializes in providing a disaster recovery program that includes a fully equipped modular bank building and generator designed for financial institutions, along with a connectivity package that will provide uninterrupted service for your cus-tomers. Additionally, MPA offers various sizes of buildings for lease or sale.

MyTelemedicineMcKinney, TexasAmber [email protected], 800-611-5601; 469-406-6101www.mytelemedicine.comPRODUCTS: Employee Benefits (IBAT Endorsed); Healthcare Telemedicine (IBAT Endorsed)

MyTelemedicine, a convenient and affordable solution comprised of a national network of doctors who are available 24/7, 365 days a year to treat minor medical issues. MyTele-medicine has the tools, technology and know-how to connect patients and provid-ers efficiently by phone, email and video for secure, efficient and high-quality care. What MyTelemedicine has to offer you (and your family): round-the-clock access to U.S.-based, licensed doctors; phone and video consul-tations; prescriptions sent to your favorite pharmacy; ability to update medical records.

NCRPleasanton, TexasMember since April 2016Gary L. [email protected], 210-842-6093www.ncr.comPRODUCTS: ATM Products/Networks/Security; Banking Software; Bill Payment; General Consulting; Financial Consulting; Marketing; Mobile

NCR provides technology solutions that make the everyday easier by helping banks and credit unions deliver a better custom-er experience at a lower cost to serve. Our mobile and online platforms (Digital Insight) are used by more than 900 U.S. financial in-stitutions to deliver outstanding experiences every day so their customers stay longer, buy more and tell others. We also offer the lead-ing global ATM hardware family (SelfServ) and multi-vendor ATM software platform (Aptra), as well as the number one deposit solution in the U.S. And NCR branch-transformation solutions are used by more than 350 U.S. financial institutions across all 50 states to reposition the role of their branches to focus on advice and relationship by automating routine branch transactions through self-ser-vice and assisted-service.

Net Team TechnologiesThe Colony, TexasMember since May 2013Kevin [email protected], 469-877-8686www.netteamtech.netPRODUCTS: Information Technology

Net Team Technologies provides fully custom IT solutions to fit the needs of community banks. Our service ranges from security, business continuity, hardware/software, network infrastructure, server and desktop configuration/maintenance to full-scale ad-ministration of your IT requirements, leaving you free to manage and grow your business.

NICE ActimizeHoboken, New JerseyMember since January 2018Apurva A. [email protected], 551-256-5000www.niceactimize.comPRODUCTS: Fraud Protection/Remediation

NICE Actimize is a market leader in financial crime, risk and compliance solutions for financial institutions. Our secure and robust cloud-based Essentials AML and fraud solution is specifically designed to protect community and regional FIs against money laundering, fraud and compliance violations at reduced costs and faster time to market.


Nicola Banking SystemChickasha, OklahomaMember since April 2008Kenneth R. [email protected], 405-224-0731www.nicolabanking.comPRODUCTS: Banking Software; Data Processing

NBS is an industry leader in providing customized and economical in-house/outsourced core processing and ancillary software solutions of the highest quality to community bankers. We are committed to ef-ficient and superior customer service as well as excellence in continued product develop-ment for the 21st century and beyond.

North Rim MarketingMcKinney, TexasMember since November 2016Virginia [email protected], 972-342-3665www.northrimmarketing.comPRODUCTS: Advertising; General Consulting; Design and Collateral; Marketing

Full-service marketing firm with 25+ years’ experience in banking industry. Recognized experts in strategy, planning, budgeting and execution, with award-winning design and customer service. We help banks fully en-gage online with the latest in web and digital marketing as well as social media marketing and management.

North Texas Certified Development Corporation (CDC)Plano, TexasMember since June 2017Richard A. [email protected], 952-516-0514www.northtexascdc.comPRODUCTS: Loan Products and Services

North Texas Certified Development Corpora-tion (NTCDC) is a leading provider of SBA 504 loans. The staff of NTCDC has the in-depth knowledge and capability to process, ap-prove and fund your “504” loan, quickly and efficiently. NTCDC has business development officers located in all of the major markets in Texas.

Northpointe BankGrand Rapids, MichiganMember since December 2017Phil [email protected], 616-552-5726www.nplend.comPRODUCTS: Loan Products and Services; Mortgage Products and Services

Northpointe Bank Community Lending pro-vides a private-label mortgage solution for community banks. Our back-office support allows community banks to focus on their deposits and cross-selling opportunities.

Norton Rose Fulbright US LLPDallas, TexasMember since September 2014Michael [email protected], 214-855-3906www.nortonrosefulbright.comPRODUCTS: Law Firms/ Legal Products and Services

Norton Rose Fulbright US LLP provides a full complement of legal services to financial institutions, including mergers and acqui-sitions, securities, debt and equity offer-ings, corporate governance, litigation and regulatory matters. Our clients range from investors looking to acquire or start banks to the largest financial institutions in the world.

Officewise Furniture and SupplyAmarillo, TexasMember since April 2018John [email protected], 800-333-1185; 806-372-2236www.officewiseco.comPRODUCTS: Forms; Furniture; Office Supplies; Printing Services; Promotional Items; Stationery and Office Supplies

Officewise is the leading office products and commercial furniture dealer in West Texas. We offer office furniture, accessories, design, installation, delivery and complete project management. We also offer office, break room and reception, janitorial, facilities and safety supplies in addition to printing, pro-motional products and business forms.

One TouchAustin, TexasMember since February 2018Kacy Charles [email protected], 512-717-9820www.otvideochat.comPRODUCTS: Information Technology

One Touch Video Chat allows banks to con-nect with today’s digital customer through video chat solutions to increase customer experience and wallet share. Our platform as a service provides everything needed in the video-banking journey.

Optima Compass Group, LLCBee Cave, TexasMember since August 2017Jorge [email protected], 512-329-2114www.optimacompass.comPRODUCTS: Compliance

Optima Compass provides anti-money-laun-dering compliance software and solutions to financial institutions, regulators and law en-forcement agencies in the United States and abroad. Optima’s AML Compass compliance software is a full-compliance suite that in-cludes robust OFAC-compliance capabilities.

Outsource ATMCypress, TexasMember since December 2013Paul [email protected], 832-721-1235www.outsourceatm.comPRODUCTS: ATM Products/Networks/Security; EFT Products and Services

Outsource ATM is a multi-vendor service provider of financial and retail ATM managed services—including outsourcing, rigging (equipment installation), processing, moni-toring, first- and second-line maintenance/repair, network conversion, screen graphic management, refurbishing and recondition-ing, as well as equipment-upgrade services for financial institutions in six states.

Pattillo, Brown & Hill, L.L.P.Waco, TexasMember since May 2000Daniel [email protected], 254-772-4901www.pbhcpa.comPRODUCTS: Compliance; CPA Services; Information Technology; Internal Audit; Loan Products and Services

Member Pattillo Brown & Hill L.L.P.—serving clients since 1923. Our services include ex-aminations of the following areas: ACH, BSA, compliance, IT and internal control structure. We provide loan reviews, financial statement audits, 401K and cafeteria-plan adminis-tration, and tax services. We provide these services to many Texas financial institutions.

Pentegra Retirement ServicesShelton, ConnecticutMember since July 2016Ken [email protected], 303-921-3109www.pentegra.comPRODUCTS: Retirement Plan Services

Pentegra is a leading provider of retirement plan, fiduciary outsourcing and institutional investment solutions. Founded by the Federal Home Loan Bank System in 1943, today with more than 70 years of expertise in providing best-in-class solutions, we manage over $13 billion in assets for clients nationwide.


Phase Engineering, Inc.Houston, TexasMember since July 2011Melanie [email protected], 800-419-8881; 832-485-2247www.phaseengineering.comPRODUCTS: Environmental Due Diligence; Environmental Risk Management

Phase Engineering, Inc. (established in 1993) is an environmental consulting firm based in Texas and performing top-quality work nationwide. We provide consistent quality and competitive pricing for conventional and SBA loan needs, including Phase I and Phase II ESAs, mold/lead/asbestos testing, PCAs and wetlands.

Pinnacle Financial StrategiesHouston, TexasMember since June 2011Joe [email protected], 866-737-1235; 713-868-3333www.pinnstrat.comPRODUCTS: Financial Consulting; Overdraft-Program Consulting; Profitability Analyses

Pinnacle Financial Strategies is the business for better banking. Attract and retain cus-tomers, increase sales and service effective-ness, improve profitability and maintain long-term revenue growth. Every Pinnacle solution is powered by Active Intelligence℠—our proven combination of smart tools, expert support and sustainable results.

Piper Jaffray & Co.Dallas, TexasC.K. [email protected], 214-404-8635www.piperjaffray.comPRODUCTS: Investment Banking; Merger and Acquisition Services

Our financial services group combines deep industry expertise with dedicated senior-lev-el attention and provides clients with finan-cial advisory, mergers and acquisitions, and capital raising services. Our team leverages a complete platform at Piper Jaffray with dedicated services for financial services firms, including investment banking, capital markets institutional sales and research.

Poco Sueno Cattle Company, LLCPearsall, TexasMember since June 2018Ben T. [email protected]: Loan Products and Services

Provides commercial finance consulting and loan placement, assisting small business-es and businessmen in securing financing through traditional and non-traditional channels. I assist clients in all facets of com-mercial and agricultural credit to include real estate equipment, commercial and industrial investments, developments, lines of credit, factoring and SBA loans.

Polaris Benefits, LLCHouston, TexasMember since May 2012Mary [email protected], 877-569-2980; 281-569-2982www.polarisbenefitshou.comPRODUCTS: Health/Major Medical Programs; Insurance Products and Services

Polaris Benefits, LLC delivers strategic solutions in benefit programs (medical, dental, life, long- and short-term disability, vision and voluntary products) for small- to mid-sized companies. We perform all the functions of an insurance broker, but overlay a higher level of service and expertise.

PPDocs, Inc.Arlington, TexasMember since June 2002Michael H. [email protected], 800-800-9975; 817-461-5500www.ppdocs.comPRODUCTS: Law Firms/ Legal Products and Services

Member PeirsonPatterson, LLP is a Texas law firm specializing in the preparation of residential real estate loan documentation. They represent many Texas independent and community banks. With 20+ years of service, they have built a reputation of providing fast, affordable, quality loan documents.

ProBank AustinLouisville, KentuckyMember since September 2001Tammy [email protected], 800-523-4778; 502-451-6633www.probank.comPRODUCTS: General Consulting; Training

ProBank Austin provides consulting and educational services to the financial industry. ProBank offers a wide range of services, which include: merger and acquisition, de novo charter, branching, loan review services, compliance consulting, human resources, profitability consulting, litigation and expert witness services, seminars and in-house training.

ProduceResults.comDenton, TexasMember since February 2018Michael [email protected], 940-239-7564www.produceresults.comPRODUCTS: Marketing

ProduceResults.com is a creative agency of-fering website design, graphic design, direct mail, online advertising, social media, SEO, branding, copywriting, media buying, video production, marketing strategy, web devel-opment and mobile-software development.

Promontory Interfinancial Network, LLCArlington, VirginiaMember since April 2003Chuck [email protected], 866-776-6426; 703-292-3432www.promnetwork.comPRODUCTS: Asset/Liability (AL) Management; FDIC CD Insurance (IBAT Endorsed)

Chosen by 3,000-plus financial institutions nationwide over the past decade, Promontory Interfinancial Network is the leading provider of FDIC-insured deposit placement services. Banks can use the company’s solutions—ICS, or Insured Cash Sweep; CDARS; Promnet Repo; IND; Yankee Sweep; and Bank Assetpoint—to build multi-million-dollar relationships, reduce collateral requirements, manage liquidity and buy/sell loans. To learn more, visit promnetwork.com. Limits, other terms and conditions apply. Insured Cash Sweep, ICS, CDARS, IND, Bank Assetpoint, and Yankee Sweep are registered service marks and Promnet Repo is a service mark, of Promontory Interfinancial Network LLC. The Promnet Repo service is provided by Assetpoint Financial LLC, a wholly owned subsidiary of Promontory Interfinancial Network LLC and a member of FINRA and SIPC.


PULSE, A Discover CompanyHouston, TexasMember since May 1990Richard [email protected], 800-420-2122www.pulsenetwork.comPRODUCTS: ATM Networks (EFT) (IBAT Endorsed); ATM Surcharge-Free Network Program (IBAT Endorsed); EFT Products and Services

PULSE, a Discover Financial Services (NYSE: DFS) company, is one of the nation’s leading debit/ATM networks. Financial institutions, merchants, processors and ATM deploy-ers across the United States and around the world depend on PULSE’s comprehen-sive suite of products and services and its commitment to providing exceptional client service, flexibility, security and superior eco-nomics. PULSE also is a resource for debit education, research and knowledge drawn from more than three decades of industry experience.

Q2 Software, Inc.Austin, TexasMember since March 2012Janine Y. [email protected], 866-785-9817; 512-275-0072www.q2ebanking.comPRODUCTS: Electronic Banking Services; Internet Banking Products and Services; Mobile Banking Solutions

At Q2, we believe financial power should stay within the communities you serve. To that end, our mission is to enable com-munity-centered financial institutions to compete to win in an always-connected world. Our flexible, single-platform online banking solution offers a secure, intuitive and consistent user experience across all digital channels—from desktop to mobile—for end-users ranging from retail consumers to commercial and corporate entities. Backed by analytical intelligence from more than 250 million customer interactions every month, Q2 can help you offer more to your account holders and anticipate their changing needs, while keeping their assets secure and your reputation safe. We merge business-critical technology, an engaging user experience and a culture of partnership to streamline your day-to-day operations and accelerate your growth and retention strategies. Only Q2 enables you to stand apart, scale smart and grow beyond—empowering returns on relationships with your employees, account holders and community.

Raymond JamesSt. Petersburg, FloridaMember since October 1999Summer [email protected], 800-564-2249; 901-579-4392www.raymondjames.comPRODUCTS: Investment Banking; Investment Products

With more than 40 years of proven perfor-mance, Raymond James is well respected for our full-service fixed-income expertise. We offer the strength and resources clients require and we deliver skillful guidance, unparalleled service, superior products, innovative strategies and in-depth research. Put the power of Raymond James to work for you today.

Real Estate Information Services (REIS)Fort Worth, TexasMember since June 2015Danielle [email protected], 817-335-5082www.reisresearch.comPRODUCTS: Loan Products and Services; Title and Lien Searches

Community banks throughout Texas rely on Real Estate Information Services for fast and accurate title and lien searches for most counties in Texas. With more than 40 years of experience, REIS leads the industry in inno-vation and is one of the most experienced search firms in Texas.

Reich & TangNew York, New YorkMember since September 2011Tom [email protected], 212-830-5318www.reichandtang.comPRODUCTS: Cash Products and Services; General Consulting

Reich & Tang, provider of Demand De-posit Marketplace℠, is the market leader in expanded FDIC-insured and total-bal-ance-sheet management sweep programs. Its solutions maximize profitability regard-less of a bank’s liquidity position and offer unmatched automation and flexibility that enables community banks to better compete in a changing regulatory environment.

Reliable ITHouston, TexasMember since August 2015Tony [email protected], 800-615-0866www.reliableitmsp.comPRODUCTS: Compliance; Information Technology; Security and Risk Consulting; Technology Consulting and Support

IT and compliance expertise serving banks for more than 25 years with local account managers who are backed by a nationwide technology services company. We currently have serviced more than 300 banks, have 250 years of combined banking experience, have 50+ de novo banks and more than 20,000 bank-compliance engagements.

Risk Management Partners, LLCFort Worth, TexasMember since February 2008Pat [email protected], 817-420-6594www.riskmgmtpartners.comPRODUCTS: Compliance; Loan Products and Services

Risk Management Partners, LLC provides high quality consulting services to financial institutions throughout the Southwest. The principals have decades of experience deliv-ering risk management consulting services, including independent loan review, compli-ance audits, BSA independent testing and regulatory support.

Rogers-Ford L.C. Architecture & Interior DesignDallas, TexasMember since October 2000Cynthia [email protected], 214-871-9388www.rogers-ford.comPRODUCTS: Architecture; Planning and Interior Design; Interior Design and Retail Merchandising

Rogers-Ford, L.C. has provided architecture and interior design services since 1990. We have designed financial institutions for more than 25 years, remaining focused on helping you achieve functionality and quality for your investment. Rogers-Ford, L.C. is client-fo-cused, striving to design efficient environ-ments for everyone from your customers to your personnel, while taking into account your bank’s productivity, performance, and community.


RSM US LLPSan Antonio, TexasMember since December 1987Kathleen [email protected], 800-879-4966; 210-253-1518www.rsmus.comPRODUCTS: Compliance; CPA Services; Information Technology; Internal Audit; IT Audit; Tax Services; Technology Consulting and Support

RSM US LLP understands the issues and opportunities facing bankers today. Our wide range of services include audit, tax and tax consulting, and other consulting services, such as internal audit, loan review, regula-tory compliance, technology audit, planning and infrastructure, information security, transaction advisory, profit improvement and operations effectiveness.

RSM US LLP (additional office)Dallas, TexasTy W. [email protected], 972-764-7100www.rsmus.com

S&P Global Market IntelligenceCharlottesville, VirginiaMember since May 2012Jake [email protected], 434-951-6915www.spglobal.com/marketintelligencePRODUCTS: Business Intelligence; Commercial Real Estate Products and Services

Bank names change with mergers and acquisitions—so did ours. In 2016, leading financial analytics providers SNL Financial and S&P Capital IQ joined forces as S&P Global Market Intelligence to deliver a suite of solutions with community banks in mind. We help banks succeed at each stage of the commercial lending lifecycle.

SageworksRaleigh, North CarolinaMember since June 2010Libby [email protected], 866-603-7029www.sageworks.comPRODUCTS: Banking Software; Risk Management

Sageworks offers lending, credit and portfo-lio risk software to help commercial lenders lower costs and improve the borrower expe-rience. By automating with Sageworks, banks and credit unions make loans faster and optimize risk. Sageworks stands alone with integrated life-of-loan solutions, patented technologies and an engaged client base of 1,000+ institutions.

Sandler O’Neill & Partners, LPNew York, New YorkMember since February 2005Marc [email protected], 800-635-6851www.sandleroneill.comPRODUCTS: Investment Banking; Investment Products

We are a full-service investment banking and financial advisory firm serving middle-market financial institutions. The firm specializes in strategic business planning, mergers and acquisitions, capital raising, investment portfolio and interest rate risk management, fixed income securities transactions, mort-gage finance restructuring, conversion, and equity research, sales and trading.

Schwartz & AssociatesMcKinney, TexasMember since January 2008Dennis [email protected], 800-886-1966; 972-562-1966www.docsdirect.comPRODUCTS: Document-Related Products and Services; Law Firms/ Legal Products and Services

Schwartz & Associates is a Texas law firm that limits its practice to the preparation of doc-uments for residential real estate transac-tions, including, but not limited to, purchase, interim construction, one-time close, Texas home equity and bond loans. Our highly trained staff provides assistance throughout the closing process.

SecureworksAtlanta, GeorgiaMember since October 2001David [email protected], 800-890-2737; 512-724-1634www.secureworks.comPRODUCTS: Compliance (IBAT Endorsed); Host and Network Intrusion Prevention Service (IBAT Endorsed); Information Technology (IBAT Endorsed); Internet Security (IBAT Endorsed); Risk Management Services (IBAT Endorsed); Security and Risk Consulting (IBAT Endorsed)

Secureworks is recognized as an industry leader, providing world-class information security services to help organizations of all sizes to protect their IT assets, comply with regulation and reduce security costs.

Securian Financial GroupMacon, GeorgiaMember since July 2012Victoria [email protected], 800-849-4265; 478-477-0400www.securian.comPRODUCTS: Insurance Products and Services

Securian Financial Group provides finan-cial security for individuals and businesses through its subsidiaries, including Minnesota Life Insurance Company, Securian Casualty Company, Advantus Capital Management, Securian Financial Services and Securian Trust Company.

Securities Transfer CorporationPlano, TexasMember since June 2017Matthew [email protected], 469-633-0101www.stctransfer.comPRODUCTS: Security and Risk Consulting

Securities Transfer Corporation is a full-ser-vice transfer agent dedicated to serving the needs of community banks by delivering the highest caliber transfer and support services while also providing exceptional customer service to our clients and their shareholders.

Seidel SchroederBrenham, TexasMember since August 2010Michele [email protected], 979-836-6131www.ssccpa.comPRODUCTS: CPA Services; Internal Audit

Seidel Schroeder has been dedicated to serv-ing financial institutions for more than 40 years. We provide a full range of accounting and consulting services, including financial statement audits, tax compliance and con-sultation, independent loan reviews, internal audit outsourcing, directors’ examinations, employee benefit plan audits and administra-tion, and ACH audits.

SHAZAMKeller, TexasMember since March 1999Matt [email protected], 866-552-4147; 682-229-9736www.shazam.netPRODUCTS: Banking Software; EFT Products and Services

The SHAZAM Network is a national mem-ber-owned financial services company providing choice and flexibility to commu-nity financial institutions throughout the U.S. since 1976. SHAZAM is a single-source provider of the following services: debit card, core, fraud, marketing, merchant and more.


Sheshunoff & Co. Investment BankingAustin, TexasMember since February 2016Curtis [email protected], 800-279-2241; 512-703-1578www.smslp.comPRODUCTS: Bank Stock Appraisers; Merger and Acquisition Services

Sheshunoff & Co. Investment Banking, a premier community bank financial advisor, has acted as financial advisor for more than 250 transactions. Sheshunoff has helped institutions nationwide optimize shareholder wealth with merger-and-acquisition advisory services, valuations, capital restructuring and strategic options assessment for more than 30 years.

Smith HamiltonAmarillo, TexasMember since March 2014Matt [email protected], 806-839-6868www.smithhamiltoninc.comPRODUCTS: ATM Products/Networks/Security; Bank Operations Equipment and Supplies

Smith Hamilton is a privately owned company that operates in 38 states. We sell, imple-ment and service ATMs, cash-recyclers, drive-ins, alarms, video, access controls, safes, vaults, locks and more.

Southwestern Regional Insurance CenterHouston, TexasMember since May 2004Karen [email protected], 800-275-3414www.swric.comPRODUCTS: Broker/Dealer Services; Collateral Protection Insurance; Credit Life Insurance; Data Processing; Insurance Products and Services; Insurance Products for Your Customers

Southwestern Regional Insurance Center was founded in 1976 to provide fulfillment, claim processing and field services for credit-re-lated products. As an independent service provider, we will explore every option and design a program to give your business the maximum benefit available under the insur-ance rules and regulations.

Sprouse Shrader Smith PLLCAmarillo, TexasMember since July 2006Logan [email protected], 806-468-3300www.sprouselaw.comPRODUCTS: Law Firms/ Legal Products and Services

Sprouse Shrader Smith PLLC is a prominent business law firm with more than 40 lawyers. Our offices in Amarillo, Austin and Victoria, Texas, coupled with multiple practice areas and broad experience, allow us to serve lead-ing organizations, businesses and individuals with the superior services they deserve.

Stephens Inc.Dallas, TexasMember since August 2016Justin C. [email protected], 877-749-9991; 214-258-2722www.stephens.comPRODUCTS: Investment Banking; Merger and Acquisition Services

Founded in 1933, Stephens Inc. is an inde-pendent, full-service investment bank with the freedom to focus on what matters most—building value for clients. Our dedicated depository investment banking group offers advisory services, including mergers and acquisitions, equity and debt capital market capabilities, and general bank advisory.

Steven H. Shimotsu, CPAMcAllen, TexasMember since July 1999Steven H. [email protected], 956-793-1164PRODUCTS: General Consulting; CPA Services

Specializing in bank lending support services, including external loan portfolio reviews for quality and regulatory compliance assess-ment, and providing for appraisal reviews. Also, hands-on assistance in strengthening loan administration and credit depart-ments, developing written loan policies and procedures, and providing formal credit and financial statement analysis training.

Thinking about your business is a big part of ours.

RSM US LLP is the U.S. member firm of RSM International, a global network of independent audit, tax and consulting firms. Visit rsmus.com/aboutus for more information regarding RSM US LLP and RSM International.

PUT OUR FINANCIAL INSTITUTIONS INSIGHTS TO WORK FOR YOU.

To make confident decisions about the future, middle market leaders need a different kind of advisor. One who starts by understanding where you want to go and then brings the ideas and insights of an experienced global team to help get you there.

Experience the power of being understood. Experience RSM.

rsmus.com/financialinstitutions


Stovall, Grandey & Allen, LLPFort Worth, TexasMember since December 1987Carol [email protected], 817-632-2500www.sga-cpas.comPRODUCTS: Financial Consulting; CPA Services; Internal Audit; Tax Services

SGA is a public accounting firm located in downtown Fort Worth that specializes in services to community banks. Services in-clude financial statement audits and income tax services, internal audit and compliance reviews. Specific areas of compliance include BSA, ACH, IRR/liquidity, loan and deposit compliance.

Strategic Resource Management, Inc.Memphis, TennesseeMember since August 2014Ken [email protected], 901-681-0204www.srmcorp.comPRODUCTS: Profitability Analyses; Profitability Enhancements

SRM provides financial institutions with the information and expertise necessary to improve their bottom line by identifying cost savings and new revenue potential in contractual relationships. We have saved our 700+ clients more than $2.2 billion—on average, $3 million for every $1 billion in asset size.

Strunk LLCAtlanta, GeorgiaMember since December 2017Kristi [email protected], 800-728-3116; 713-423-0926www.strunklp.comPRODUCTS: Overdraft Program Consulting; Risk Management

Strunk implements ERM and non-interest income solutions for community banks. Complete comprehensive risk assessments covering hundreds of risk indicators—in hours, not weeks—with a money-back guarantee! Non-interest income programs, Overdraft Privilege and Value Checking, increase customer loyalty with a proven track record of results.

SWBCSan Antonio, TexasMember since March 1999Debbie [email protected], 210-321-7175www.swbc.comPRODUCTS: Insurance Products and Services; Professional Employer Organization (PEO); Risk Management

SWBC is an international financial services company that provides products and services to help businesses, families and financial institutions meet some of their most critical goals. With employees across the U.S., SWBC is licensed to market and service a variety of financial products in all 50 states.

Texas Dispute Resolution SystemLubbock, TexasMember since January 2012Gene [email protected], 866-329-3522; 806-775-1720www.co.lubbock.tx.usPRODUCTS: Law Firms/ Legal Products and Services

As the appointed State Agriculture Mediation Program, the Office of Dispute Resolution for Lubbock County (ODR) can assist you and your customers with issues concerning distressed loans. Resolving controversies, disputes and conflicts by employing various dispute-resolution techniques and providing supportive services is our specialty. Strengthening client business relationships is a benefit for all of rural Texas!

The Todd OrganizationHouston, TexasMember since March 2012Gene [email protected], 713-499-7985www.toddorg.comPRODUCTS: Bank Compensation Strategies; Bank-Owned Life Insurance (BOLI); Executive and Director Benefit Plans

The Todd Organization specializes in the de-sign, implementation and administration of executive benefit and bank-owned life insur-ance (BOLI) programs. Todd has a strategic partnership with The Newport Group, which provides extensive design, actuarial and legal resources to our clients and is the largest BOLI administration firm in the U.S.

Top Flite Financial, Inc.Williamston, MichiganMember since August 2015Michael [email protected], 517-655-2140www.topflitefinancial.comPRODUCTS: Loan Products and Services; Mortgage Products and Services

Top Flite Funding’s mortgage platform is specifically designed for community banks. We provide risk relief and a superior service commitment by taking on the burden of disclosures, credit approval, loan processing, underwriting, compliance and funding. Grow and retain clients by offering options for every segment, including FHA, VA, USDA/Rural Development, jumbo and reverse mortgages.

Traditions Commercial Finance, LLCCorpus Christi, TexasMember since June 2018Ryan B. [email protected], 361-317-8300www.traditionsfinance.comPRODUCTS: Factoring

Traditions is a financial services provider specializing in factoring. We value ourselves as an extension of services a bank may offer to the small- and medium-sized business owner. Our goal is to help a client navigate through its working capital needs and transition into a bank facility.

TransFundHico, TexasMember since August 2010Audie [email protected], 800-588-6816; 254-977-2959www.transfund.comPRODUCTS: Debit Card Products and Services/Accessories; Merchant Services

Since 1975, TransFund has been providing ATM driving, debit card processing and mer-chant services programs for banks throughout Texas. We offer unique card products and pro-motions designed to help Texas banks maxi-mize their debit card program profitability.

TravelersSt. Louis, MissouriMember since September 2009Danielle [email protected], 501-223-6738www.travelers.comPRODUCTS: Insurance Products and Services

Travelers SelectOne for community banks is a portfolio of customizable insurance solu-tions specifically designed to help community banks meet their insurance needs. Travelers SelectOne pairs our in-depth knowledge of community banks with a century of experi-ence serving financial institutions to create products that respond to the needs of com-munity banks.


Unicom Technologies, Inc.Houston, TexasMember since November 2012Gina [email protected], 281-496-3606www.unicom-tech.comPRODUCTS: Information Technology; Internet Security

Unicom Technologies provides IT compliance and managed services to Texas community banks. As banks plan for the future, Unicom is there to assist in the formation of a robust strategic IT plan through its expertise in the areas of remediation, audit trends, documen-tation, disaster recovery, networking and strategic planning.

United States Secret Service–Houston Field OfficeHouston, TexasMember since February 2003Tony [email protected], 713-868-2299www.usss.treas.govPRODUCTS: Computer Security; Fraud Protection/Remediation; Security/Protection Services

The HITEC Electronic Crimes Task Force pro-actively investigates and performs forensic examinations on crimes involving computer fraud, wire fraud and network intrusions.

USDA Rural DevelopmentTemple, TexasMember since September 2009Daniel [email protected], 254-742-9756www.rurdev.usda.gov/txPRODUCTS: Loan Products and Services; Risk Management

Commercial loan guarantee program for businesses in rural areas. Guaranteed loans reduce risk for lenders, do not count against lending limits and may be sold in the sec-ondary market. Lenders use their own forms, loan documents and security instruments.

Verafin Inc.St. John’s, Newfoundland and

Labrador, CanadaMember since May 2009Paul [email protected], 877-368-9986; 709-752-3050www.verafin.comPRODUCTS: Compliance; Fraud Protection/Remediation; Risk Management

Verafin is the leader in cloud-based, cross-institutional fraud detection and anti-money-laundering (FRAMLx) collabora-tion software for more than 1500 financial institutions, with industry endorsements in 44 states, including the CBA, FBA, IBA, MBA, and the ICBA and CUNA Strategic Services. For more information, visit verafin.com, email [email protected] or call 866-781-8433.

Verde Financial Services, Inc.Victoria, TexasMember since February 2011Darrell [email protected], 361-649-1778www.verdefinancial.comPRODUCTS: Merger and Acquisition Services; Risk Management

Verde provides independent loan review, due-diligence review and related ser-vices. We also provide assistance to banks with regulatory examination preparation/follow-up and assist in compliance with enforcement actions. Verde was formed in 1998 and principal has 30+ years’ experi-ence as commercial banker, board member and examiner.

WeaverDallas, TexasMember since August 2010Bruce B. [email protected], 800-332-7952; 972-448-9232www.weaver.comPRODUCTS: Compliance; CPA Services; Internal Audit; IT and Cyber Risk Consulting; Security and Risk Consulting

For more than 65 years, Weaver has deliv-ered assurance, tax and advisory services to the financial services industry. Specific ser-vices to financial institutions include financial statement audits, regulatory compliance audits (including BSA and Fair Lending), internal audits, FFIEC IT reviews and security assessments, risk management/ERM reviews and SOX/FDICIA compliance.

Whitley Penn, LLPDallas, TexasMember since June 2013Kyle [email protected], 214-393-9502www.whitleypenn.comPRODUCTS: CPA Services; Tax Services

Whitley Penn is a public accounting firm that provides professional services, including financial attestation, internal-control advise-ment, IT audit/consulting, merger-and-ac-quisition planning and support, tax plan-ning, consulting and compliance, financial services, investment management, forensic, litigation and valuation services.

WindstreamAustin, TexasMember since July 2017Carri [email protected], 512-687-2992www.windstream.comPRODUCTS: Telecommunications

Windstream is a Fortune 500 company that provides enterprise communication solutions to businesses nationwide. Our network solutions are tailor-made to support our cus-tomers’ strategy with expert local support. Our complete portfolio includes network and data services. voice and unified communica-tions, network security, managed services and cloud services.

Works24/Bank On HoldEdmond, OklahomaMember since March 2004Ryan [email protected], 800-460-4653www.works24.comPRODUCTS: Advertising; On-Hold Messages

On-hold and lobby video messages.

Yennik, Inc.Lubbock, TexasMember since June 2005R. Kinney [email protected], 806-798-7119www.yennik.comPRODUCTS: Computer Security; Information Technology

Yennik, Inc. has unmatched experience. We differ from other companies offering cyber-security-penetration testing, since we do not sell hardware or software. This means our attention is to your security rather than trying to sell you a product. We also do in-house loan reviews and IT cybersecurity audits.


IBAT Associate Member Directory AdvertisersAdrenaline

(www.adrenalineshot.com) .................. 10Advantage Health Plans Trust

(www.advantagehealthplans.com) ....... 10American Land Title Association

(www.altaidregistry.org) ....................... 4American National Insurance Company

(www.anico-cid.com) .......................... 11Andrews Positive Change Projects, LLC

(www.andrewspositivechange.com) ..... 11Apiture

(www.firstdata.com) ........................... 11The Baker Group

(www.gobaker.com) .......................11, 34The Bank Advisory Group, L.L.C.

(www.BankAdvisory.com) .................... 12Bank Compensation Consulting, Inc.

(www.bcc-usa.com) ............................ 12BKD, LLP

(www.bkd.com) ...............................4, 12CalTech

(www.caltech.com) ............................. 13Capital Asset Resources

(www.capitalassetresources.com) ....... 13Catamount Funding, Inc.

(www.catamountfunding.com) ............. 14CliftonLarsonAllen LLP

(www.claconnect.com) ..................14, 15Computer Services Inc. (CSI)

(www.csiweb.com) ............................. 16

CoNetrix (www.conetrix.com/ibat)..................... 36

CWC Bank Services, A Division of JRBT (www.jrbt.com) .................................. 21

DCI (Data Center Inc.) (www.datacenterinc.com) ....................17

DEI Incorporated (www.dei-corp.com) ........................... 15

Dell Inc. (www.dell.com) ..................................17

Deluxe Corporation (www.fi.deluxe.com) ............................17

Deluxe Strategic Sourcing (www.fi.deluxe.com/operate/ strategic-sourcing) ............................. 18

Diebold Nixdorf (www.DieboldNixdorf.com) .................. 18

Dunkin & Associates (www.ddunkin.com) ............................ 18

Eide Bailly, LLP (www.eidebailly.com) .......................... 19

Fenimore, Kay, Harrison & Ford, LLP (www.fkhfpartners.com) ..................... 19

Finastra USA Corporation (www.finastra.com) ............................ 20

Fiserv (www.fiserv.com) ................................ 20

Fitech Payments (www.fitech.com) ............................... 20

Glory Global Solutions (www.gloryglobalsolutions.com) .......... 22

Haltner Design+Build (www.haltner.com) ............................. 35

The Hertz Corporation (www.hertz.com) ................................ 23

Langley & Banack, Inc. (www.langleybanack.com) .................. 25

MG Architects (www.mgarchitects.com) .................... 25

Modern Banking Systems (www.modernbanking.com) ................. 26

MyTelemedicine (www.mytelemedicine.com) ................ 26

North Rim Marketing (www.northrimmarketing.com) .............27

Pattillo, Brown & Hill, L.L.P. (www.pbhcpa.com) ............................ 35

Promontory Interfinancial Network (www.promnetwork.com) .................... 28

Pulse, A Discover Company (www.pulsenetwork.com) ................... 29

Real Estate Information Services (REIS) (www.reisresearch.com) ..................... 29

Rogers-Ford L.C. Architecture & Interior Design (www.rogers-ford.com) ................... 2, 29

RSM US LLP (www.rsmus.com) .........................30, 31

Secureworks (www.secureworks.com) ..................... 30

Sentry Management, Inc. (www.sentrymanagement.com) ........... 21

EducationTailored Board Education

Webinars for ALCOInterest Rate Risk Seminars

Investment StrategiesDevelop Quarterly Strategies

Determine Optimal Relative ValueManage Risk vs. Reward Tradeoff

Asset/Liability ManagementEvaluate Earnings and Capital at Risk

Simulate Stressed Rate ScenariosAnalyze Risk Management Strategies

The Baker Group remains the industry leader when it

comes to innovation. We are truly a one-stop shop that never

outsources services. To find out how The Baker Group can assist

your institution in defining and meeting its financial objectives,

call your Baker representative or Ryan Hayhurst at 800.937.2257.

Balance Sheet Analysis andInvestment Portfolio Strategies

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