issam chleuh
DESCRIPTION
Reana Rossouw is a Thought Leader on - Sustainability Reporting, Integrated Reporting, Stakeholder Management, Community Investment and Development, Business Developmentwith more than 20 years experience assisting corporate South Africa to become more sustainable, responsible and industry leaders. She received her training in Management at the Stellenbosch University and University of Cape Town, both in South Africa. Reana Rossouw was nominated for the Shoprite Checkers Women of the Year Competition, every year since 2004 (Business Category) and was the winner of the South African Council for Business Women of the Year Competition 2009 (Small Business Category). In 2010 Reana Rossouw was nominated as one of the Top 100 Most Influential Women in Business and Government by CEO Magazine. She is credited to have developed Africa's first Impact Assessment model to measure the impact and return on investment of corporate/social/community investment and development.TRANSCRIPT
Impact The Unbanked
ISSAM CHLEUH19.6.14
Calabar, Nigeria.
Outline.
Design a Value Proposition to impact the unbanked
I. Framework
II. Recommendations1. Inclusive Development
2. Regional Integration
3. Impact Investing
III. Case Studies
Framework.
IMPACT
INNOVATION
CHALLENGE
1
3
2 - Proven Business Model (SWOT)- Partnerships / Financing (PPP, etc.)- Scale
- Regular Evaluation & Problem Solving- Track Capital Invested/ Impact Ratio- Standardize Impact Measurements
- National - Regional – Sector - Base Year: Financial & Social Data- Cross-Cutting Solutions areas
Challenges.
Inclusive Development• Social Justice• Political Stability• Economic Growth• Human
development
Infrastructure• Energy• Transport• Communication• Water• Regional
Infrastructure
SMEs• Access to Finance • Capacity Building• Technical
Development• Business Support
Services
Framework Recommendations Case Studies
Inclusive Development.
Growth kick-started by Infrastructure & Agriculture Responsible Natural Resources Revenue Management: REINVEST IN SUSTAINABLE
INDUSTRIES
Innovative Approach to Education, Health and ICT: PPP, INNOVATIVE PARTNERSHIPS/FINANCING
Improve Governance: TECHNICAL ASSISTANCE, TRANSPARENCY & ACCOUNTABILITY
Benefits: Participation of The Poor in Economic Growth Tackle Human Development alongside Economic Growth
Challenges: Opportunity Cost Competitive Advantage
Framework Recommendations Case Studies
Regional Integration. Foster Trade Regionally in Africa Deepening and Broadening Economic ties (S.E.Z.) Creation of a Regulatory & Policy Environment
Benefits: Larger Markets More Specialization in Products and Services Increase Global Competitiveness Boost in FDI
Challenges: High Poverty Level in LICs Negative Impacts of Integration/ Trade Liberalization
Framework Recommendations Case Studies
Impact Investing. Asset Class (2010, JP Morgan Report) just like Private Equity & Bonds Origin: Developmental Finance, Private Equity, Social Entrepreneurship New players in fight against poverty: Wall Street, Private Investors, Corporations Create innovative business models and companies to address issues Impact Reporting & Investment Standards (IRIS) - 2008
Benefits: Global Standardization of Social Impact Accounting Scaling of Business Model = Bigger Social Impact New players bringing $Billions in the poverty reduction fight
Challenges: Immature Industry Risk Averse Investors Tradeoff between Financial Return and Social/ Environmental Impact
Framework Recommendations Case Studies
Case Study 1. Impact Investing Fund
Challenge Innovation Impact
Deforestation/ Drought
Political Unrest Unemployment Extreme Poverty Traditionally, Gum
Arabic Trees only used for Local Traditional Medicines
Penetrated European Market
Pharmaceuticals, Cosmetics & Food ingredients
Secured contracts with international buyers
Boosted Malian agriculture
2,500 Jobs (2010) 30 Jobs (2008) Payments to
farmers:- $1 million (2012)- $17,000 (2008) Reversed Rural
Exodus
Company: PRODUITS DU SUD - Harvest Gum Arabic Resins in Mali and Sell them Internationally
Investor: Root Capital – invest in Farmers in Africa/South America and lobby for access to market
Framework Recommendations Case Studies
Challenge Innovation Impact
Deforestation/ Drought
Political Unrest Unemployment Extreme Poverty Traditionally, Gum
Arabic Trees only used for Local Traditional Medicines
Penetrated European Market
Pharmaceuticals, Cosmetics & Food Ingredients
Secured Contracts with International Buyers
Boosted Malian agriculture
2,500 Jobs (2010) 30 Jobs (2008) Payments to
farmers:- $1 million (2012)- $17,000 (2008) Reversed Rural
Exodus
Case Study 2. Social Impact Bond (S.I.B.)
Challenge Innovation Impact
Poverty Pakistan: 50%
Housing Shortage: 6m Houses
No Legal Title to Land:
- No Economic Collateral
- No Credit Markets
Low-cost Housing Develpment ad Management Company
Targets Pakistani who earn $81-$162 per month
Developed 36 Commercial & 1,000 Residential Plots
Provided Home > 6,000 people
Scale across Pakistan & become Global Leader
Social Impact Bond (B.I.B.) are also called Pay for Success Bond. > Governments pay investors only if program works> Pressure is on Intermediary to monitor Nonprofit programs and
impact
Framework Recommendations Case Studies
Inclusiveness
Innovation Impact
Key Takeaways