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Is it Commercial?
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COMMERCIAL MOTOR VEHICLE DEFINITION
There are both state and federal laws and regulations that define the term “commercial vehicle.” In addition, the insurance industry and the Registry of Motor Vehicles have their own rules and regulations that define commercial motor vehicles.This session will help you help your client determine which regulations apply to your client’s business operations.
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COMMERCIAL MOTOR VEHICLE DEFINITION
The Federal Regulation:The Federal Motor Carrier Safety Act defines Commercial Motor Vehicle (CMV) as follows:Commercial Motor Vehicle means any self-propelled or towed motor vehicle used on a highway in interstate commerce to transport passengers or property when the vehicle –
COMMERCIAL MOTOR VEHICLE DEFINITION
The Federal Regulation:1. Has a gross vehicle weight rating or gross combination
weight rating, or gross vehicle weight or gross combination weight, of 4,536 kg (10,001 pounds) or more, whichever is greater; or
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COMMERCIAL MOTOR VEHICLE DEFINITION
The Federal Regulation:2. Is designed or used to transport more than 8 passengers
(including the driver) for compensation; or
COMMERCIAL MOTOR VEHICLE DEFINITION
The Federal Regulation:3. Is designed or used to transport more than 15
passengers, including the driver, and is not used to transport passengers for compensation; or
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COMMERCIAL MOTOR VEHICLE DEFINITION
The Federal Regulation:4. Is used in transporting material found by the Secretary of
Transportation to be hazardous under 49 U.S.C. 5103 and transported in a quantity requiring placarding under regulations prescribed by the Secretary under 49 CFR, subtitle B, chapter I, subchapter C.
COMMERCIAL MOTOR VEHICLE DEFINITIONThe RMV Commercial Plate Definition540 CMR 2.05Commercial Vehicle, in connection with registration requirements, is any motor vehicle which is not a private passenger motor vehicle, antique motor car, motorcycle, trailer, semi-trailer, auto home, house trailer, taxicab, ambulance, hearse, livery vehicle, bus, school bus, or school pupil transport vehicle. The following are examples of commercial vehicles requiring commercial registration plates:
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COMMERCIAL MOTOR VEHICLE DEFINITIONThe RMV Commercial Plate Definition(a) Any vehicle which has a vehicle weight, or curb weight, of more
than six thousand pounds, as per the manufacturer’s description of said vehicle, unless such vehicle is a sport utility vehicle or passenger van, or a pickup truck or cargo van meeting the definition of private passenger vehicle;
(b) Any vehicle which has five or more wheels on the ground;(c) Any pickup truck or cargo van, owned by a partnership, trust or
corporation unless such vehicle meets the definition of private passenger motor vehicle, provided that transportation to or storage for use at a personal project for which no compensation is received shall not be considered in connection with a "job site";
COMMERCIAL MOTOR VEHICLE DEFINITIONThe RMV Commercial Plate Definition(d) Any pickup truck or cargo van, if on the bed of the vehicle tools,
supplies, materials or equipment are transported to or from a job site, or are stored for use at a job site; provided that transportation to or storage for use at a personal project for which no compensation is received shall not be considered in connection with the “job site”,
(e) Any vehicle, if on the roof or sides of the vehicle, tools, supplies, materials or equipment are transported to or from a job site, or are stored for use at a job site; provided that transportation to or storage for use at a personal project for which no compensation is received shall not be deemed in connection with a “job site”;
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COMMERCIAL MOTOR VEHICLE DEFINITIONThe RMV Commercial Plate Definition(f) A vehicle which has business advertisements or business
markings thereon; provided however that markings limited to the name, address, telephone number, and logo of any corporation whose personal property is exempt from taxation under G.L. Chapter 59, §5, Clause Third or Tenth shall not be considered business advertisements or business markings for purposes of 540 CMR 2.05;
(g) A vehicle used for hire to plow;
COMMERCIAL MOTOR VEHICLE DEFINITIONThe RMV Commercial Plate Definition(h) A vehicle used for hire to transport or store goods, wares or
merchandise, provided that if the vehicle is owned by an individual, has a maximum load carrying capacity of 1,000 pounds or less, and is so used on only a part-time basis, such vehicle shall not be deemed a commercial vehicle under 540 CMR 2.05(3)-commercial vehicle (h). “Part-time basis” shall mean that not more than 40% of the total usage of the vehicle is devoted to the transporting or storing of goods, wares or merchandise;
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COMMERCIAL MOTOR VEHICLE DEFINITIONThe RMV Commercial Plate Definition(i) A vehicle used to transport or store goods, wares or merchandise
intended for sale in the ordinary course of the vehicle operator’s or owner’s business, provided that if the vehicle is owned by an individual, has a maximum load carrying capacity of 1,000 pounds or less, and is so used on only a part-time basis, such vehicle shall not be deemed a commercial vehicle under 540 CMR 2.05(3)-commercial vehicle (i). “Part-time basis” shall mean that not more than forty percent of the total usage of the vehicle is devoted to the transporting or storing of goods, wares or merchandise.
COMMERCIAL MOTOR VEHICLE DEFINITIONInternational Registration Plan “IRP”Apportionable Vehicle, is any motor vehicle which qualifies for registration under the International Registration Plan ["IRP"] authorized by M.G.L. c. 90, s.2, and which the Commonwealth joined effective January 1, 1994, as that Plan may be amended from time to time.
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COMMERCIAL MOTOR VEHICLE DEFINITIONInternational Registration Plan “IRP”
What is the IRP?The International Registration Plan (IRP) is a registration reciprocity agreement among states of the United States, the District of Columbia and provinces of Canada. IRP is an optional program for licensing commercial vehicles traveling in two or more IRP jurisdictions. A jurisdiction may be a state or a Canadian province. There are more than fifty Current IRP Jurisdiction Members.
Note: Massachusetts has license plate reciprocity with all IRP jurisdictions.
COMMERCIAL MOTOR VEHICLE DEFINITIONInternational Registration Plan “IRP”
What is the IRP?The International Registration Plan (IRP) is a registration reciprocity agreement among states of the United States, the District of Columbia and provinces of Canada. IRP is an optional program for licensing commercial vehicles traveling in two or more IRP jurisdictions. A jurisdiction may be a state or a Canadian province. There are more than fifty Current IRP Jurisdiction Members.
Note: Massachusetts has license plate reciprocity with all IRP jurisdictions.
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COMMERCIAL MOTOR VEHICLE DEFINITION
COMMERCIAL MOTOR VEHICLE DEFINITIONAll member IRP jurisdictions are required to comply with the following three basic concepts of the Plan:
1. Issuance of an apportioned license plate.2. Issuance of a single registration or cab card.3. Allow intrastate and interstate movement.Under the IRP, an interstate carrier files an application with the jurisdiction in which he/she is based. That jurisdiction is known as the base jurisdiction. The IRP agreement allows the base jurisdiction to collect the registration fees for the other IRP jurisdictions. These fees are based upon mileage and weight information submitted by the carrier.
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COMMERCIAL MOTOR VEHICLE DEFINITIONThe base jurisdiction issues a set of apportioned plates and cab card for each vehicle. The set of apportioned plates and cab card are the only license plate credentials necessary to operate a vehicle in member IRP jurisdictions. The cab card lists all the IRP jurisdictions and corresponding weights that the carrier has requested.
COMMERCIAL MOTOR VEHICLE DEFINITIONAn IRP Apportioned Registration Does NOT:
Exempt a carrier from the payment of motor fuel taxes in any state.Exempt a carrier from obtaining operating authority from a state where the apportioned vehicle operates.Exempt a carrier from the payment of Federal Heavy Vehicle Use Tax (IRS Form No. 2290).Permit a carrier to exceed maximum height, length, width, and axle limitations.Permit the violation of “bridge laws.”
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COMMERCIAL MOTOR VEHICLE DEFINITIONHow Fees are DeterminedNote: The Processing Center cannot determine your licensing fees until your completed application has been received and it has been processed.The cost of your apportioned registration will depend upon the percentage of miles traveled in each IRP jurisdiction as well as the registered combined gross weight of the vehicle. The following is a simplified example of how the registration fee for a vehicle based in Massachusetts might be apportioned. The operator of this unit travels in Massachusetts, New York, Vermont, and Maine. He travels 25,000 miles in each state for a grand total of 100,000 miles at year end. The operator has a registered combined gross weight of 80,000 pounds in each state. The license fee would be computed as follows:
COMMERCIAL MOTOR VEHICLE DEFINITIONHow Fees are Determined
In this example, Massachusetts would collect a total of $1199.63 from the carrier. Of this total, Massachusetts would keep only $300.00. The remaining money would be sent to the other states.
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COMMERCIAL MOTOR VEHICLE DEFINITIONWho Should Obtain IRP Registration?You may proportionally register your vehicle(s) if you travel in Massachusetts and at least one other IRP jurisdiction and the vehicle is used, maintained, or designed primarily for the transportation of property, or used for the transportation of persons for hire, and is a power unit:
With a gross weight in excess of 26,000 pounds; orWith three or more axles regardless of weight; orThat hauls another unit and the weight of such combination exceeds 26,000 pounds
COMMERCIAL MOTOR VEHICLE DEFINITIONNote: If you choose not to obtain IRP credentials and your vehicle(s) meets or exceed the criteria above, you will have to secure trip permits for each vehicle in other IRP jurisdictions that you enter.Other Vehicles That Should Be ApportionedVehicles used for the transportation of persons for hire (i.e., buses, livery vehicles, etc.) Vehicles, or combination thereof, having a gross vehicle weight of 26,000 pounds or less and two-axle vehicles and buses/livery vehicles used in transportation of chartered parties may be registered with apportioned plates at the option of the registrant.
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COMMERCIAL MOTOR VEHICLE DEFINITIONIRP Exempt Vehicles
The following types of vehicles are exempt from IRP:Government-owned vehiclesBuses/livery vehicles used exclusively for chartered parties (see the Glossary for a definition of Chartered Party)Vehicles displaying a restricted plate - Dealer, Repair, Transporter, Farm, Owner ContractorCity pick-up and delivery vehiclesRecreational vehicles
COMMERCIAL MOTOR VEHICLE DEFINITIONApplications for Apportioned registrations can be processed at the IRP Processing Centers located in Quincy, Milford,Lawrence or Springfield.Mass DOT – RMV Division, IRP Section25 Newport Avenue Extension, Quincy, MA 02171 Office Location: 4th Floor Hours: Monday – Friday – 9:00 AM to 5:00 PMTelephone: 857-368-8120 - Fax Number: 857-368-0824Lawrence Branch Office73 Winthrop Street, Lawrence, MA 01843 Hours: Monday – Friday - 9:00 AM to 5:00 PM
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COMMERCIAL MOTOR VEHICLE DEFINITIONMilford Branch Office14 Beach Street, Milford, MA 01757 Hours: Monday – Friday - 9:00 AM to 5:00 PMSpringfield Branch Office165 Liberty Street, Springfield, MA 01103 Hours: Monday – Friday - 8:30 AM to 5:00 PM
COMMERCIAL MOTOR VEHICLE DEFINITIONCompanies that operate commercial vehicles transporting passengers or hauling cargo in interstate commerce must be registered with the Federal Motor Carrier Safety Administration (FMCSA) and must have a USDOT Number. Also, commercial intrastate hazardous material carriers who haul quantities requiring a safety permit must register for a USDOT Number. The USDOT Number serves as a unique identifier when collecting and monitoring a company’s safety information acquired during audits, compliance reviews, crash investigations, and inspections.
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COMMERCIAL MOTOR VEHICLE DEFINITIONDuring the 2010 renewal period, the Massachusetts RMV began collecting and validating USDOT numbers.Beginning with the 2011 renewal period, the safety fitness of each carrier was checked prior to issuing vehicle registrations. Those motor carriers that have been prohibited from operating in interstate commerce by the Federal Motor Carrier Safety Administration may have their ability to register vehicles denied by the jurisdiction. This collection of updated information will improve the census and operational data on interstate motor carriers nationwide.
COMMERCIAL MOTOR VEHICLE DEFINITIONWhat is PRISM?The Performance and Registration Information Systems Management (PRISM) program was developed to meet the challenge of reducing the number of commercial vehicle crashes of a rapidly expanding interstate carrier population. It has increased the efficiency and effectiveness of federal and state safety efforts through a more accurate process for targeting the highest-risk carriers, which allows for a more efficient allocation of scarce resources for compliance reviews and roadside inspections.
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COMMERCIAL MOTOR VEHICLE DEFINITIONWhat is PRISM?PRISM links the commercial vehicle registration process to motor carrier safety to achieve two purposes:
Determine the safety fitness of the motor carrier prior to issuing license plates.Influence the carrier to improve its safety performance through an improvement process and, where necessary, the application of registration sanctions.
COMMERCIAL MOTOR VEHICLE DEFINITIONWhat is PRISM?Under the Performance and Registration Information Systems Management (PRISM) program, an IRP account applicant must have a valid USDOT number that is unique to their IRP account. Multiple accounts may not be opened using the same USDOT number, and an applicant may not open an account using a USDOT other than their own. For example, if an applicant is working for a company that has an existing IRP account, that company must add the applicant’s vehicle to their account, unless the applicant chooses to open an account using their own USDOT number.
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COMMERCIAL MOTOR VEHICLE DEFINITIONWhat is PRISM?If in the process of renewing your account it is determined that you fall into one of these situations you will be asked how you would like to proceed: 1) Register your vehicle in another account; 2) Obtain your own USDOT number to maintain your account; or 3) Change your account to a registrant only account.
COMMERCIAL MOTOR VEHICLE DEFINITIONWhat is PRISM?OverviewThe PRISM program includes two major processes - the Commercial Vehicle Registration Process and Enforcement, which work in parallel to identify motor carriers and hold them responsible for the safety of their operation. The performance of unsafe carriers is improved through a comprehensive system of identification, education, awareness, data gathering, safety monitoring and treatment.
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INSURANCE POLICY ELIGIBILITYAIB/CAR Commercial Policy EligibilityRule 51. This section applies to all trucks, including pickup, panel and van types, truck-tractors, trailers and semi-trailers except for the following:A. Autos used for public transportation. Refer to the public
transportation sectionB. Autos leased or rented to others by leasing or rental concerns.
Refer to the leasing or rental concerns rule in the Special Types Section.
C. Individually owned pickups, panel trucks or vans. Refer to the Private Passenger Automobile Insurance Manual
INSURANCE POLICY ELIGIBILITYAIB/CAR Commercial Policy Eligibility
D. Self-propelled vehicles with the following types of permanently attached equipment. Refer to the special or mobile equipment rule.1. Equipment designed primarily for:
a. Snow removalb. Road maintenance, but not construction or resurfacing;c. Street cleaning;
2. Cherry pickers and similar devices mounted on automobile or truck chassis and used to raise or lower workers.
3. Air compressors, pumps and generators, including spraying, welding, building, cleaning, geophysical exploration, lighting and well servicing equipment.
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INSURANCE POLICY ELIGIBILITYSo, from an insurance perspective, a commercial vehicle is anything that ISN’T a private passenger auto.This section of the Commercial Policy Eligibility tells us we must first determine if a vehicle meets the private passenger definition. C. Individually owned pickups, panel trucks or vans. Refer to the Private Passenger Automobile Insurance Manual.
Note: Any vehicle owned by a legal business entity(corporation, partnership, commercial trust) must be insured on a Business Auto Policy.
INSURANCE POLICY ELIGIBILITYSo, from an insurance perspective, a commercial vehicle is anything that ISN’T a private passenger auto.This section of the Commercial Policy Eligibility tells us we must first determine if a vehicle meets the private passenger definition. C. Individually owned pickups, panel trucks or vans. Refer to the Private Passenger Automobile Insurance Manual.
Note: Any vehicle owned by a legal business entity(corporation, partnership, commercial trust) must be insured on a Business Auto Policy.
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INSURANCE POLICY ELIGIBILITYPrivate Passenger Policy Eligibility (MAIP Version):Rule 27. Private Passenger DefinitionA private passenger automobile for insurance purposes is:
A. A motor vehicle of the private passenger or station wagon type that is owned or leased under contract for a continuous period of at least twelve months by one or more individuals, excluding (1) partnerships, (2) corporations, (3) unincorporated business associations, and (4) other legal business entities with a federal employer identification number, and is not used as a public or livery conveyance nor rented to others.
INSURANCE POLICY ELIGIBILITYPrivate Passenger Policy Eligibility (MAIP Version):A private passenger automobile for insurance purposes is:
A vehicle which meets the conditions of Rule 31, regarding the transportation of fellow employees, students or others for consideration, is included in this definition, provided such vehicle is not registered for carrying passengers for hire.
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INSURANCE POLICY ELIGIBILITYPrivate Passenger Policy Eligibility (MAIP Version):A private passenger automobile for insurance purposes is:
B. A motor vehicle that is a pick-up or van, that is owned or leased under contract for a continuous period of at least 12 months by one or more individuals excluding (1) partnerships, (2) corporations, (3) unincorporated business associations, and (4) other legal business entities with a federal employer identification number, and1. has a gross vehicle weight rating of less than 10,000 pounds or has a
vehicle rating group assigned to it by the Automobile Insurers Bureau of MA (AIB), and
2. is not used for the delivery or transportation of goods or materials unless such use is incidental to the insured’s business of installing, maintaining or repairing furnishings or equipment.
INSURANCE POLICY ELIGIBILITYPrivate Passenger Policy Eligibility (MAIP Version):A private passenger automobile for insurance purposes is:
C. Gross Vehicle Weight Rating means the value specified by the manufacturer as the loaded weight of a single vehicle.
D. An eligible vehicle under this rule whose title has been transferred to a trust may be insured under a policy issued by assignment through the MAIP, subject to the following requirements:The grantor of the trust must be an individual or lawfully married individuals residing in the same household, and must be the only insured(s) named in Item 1 of the Coverage Selections Page.
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INSURANCE POLICY ELIGIBILITYPrivate Passenger Policy Eligibility (MAIP Version):A private passenger automobile for insurance purposes is:
All vehicle(s) insured under the policy must be owned by the trust.A vehicle owned by a trust in which the grantor is a partnership or corporation must be written under a commercial auto policy.
INSURANCE POLICY ELIGIBILITYPrivate Passenger Policy Eligibility (MAIP Version):A private passenger automobile for insurance purposes is:
If a motor vehicle is leased as described in the foregoing paragraphs, and the lessee is obtaining the insurance, the policy must be issued to the lessee as named insured and Endorsement
M-0070-S, “Coverage For Anyone Renting An Auto To You,” must be attached to the policy.
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INSURANCE POLICY ELIGIBILITYPrivate Passenger Policy Eligibility (MAIP Version):Under managed competition, companies are permitted to file their own rules and rates. The following companies have filed their own MAP policy eligibility requirements. They include: Bankers Standard, Esurance, GEICO, IDS Property, LM General Insurance Company, Occidental, Progressive and Privilege Underwriters Reciprocal Exchange (PURE)LM.
SAFETY INSPECTIONCommercial Vehicle Inspection Regulation:Several years ago, Massachusetts implemented a new inspection program for commercial vehicles, trailers and converter dollies. It is the equivalent of the annual Federal Motor Carrier Safety Administration (FMCSA) “DOT” inspection, but it will be required of all vehicles classified as “commercial motor vehicles” under the MA inspection regulation.
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SAFETY INSPECTIONCommercial Vehicle Inspection Regulation:Commercial Motor Vehicle shall mean any motor vehicle which is not a private passenger motor vehicle, antique motor car, motorcycle, auto home, house trailer, taxicab, ambulance, hearse, livery vehicle, or school pupil transport vehicle. A commercial motor vehicle shall include the following vehicles:(a) The vehicle has a gross vehicle weight rating or gross combination
weight rating of 10,001 or more pounds; or(b) The vehicle is designed to transport more than 15 passengers,
including the driver; or
SAFETY INSPECTIONCommercial Vehicle Inspection Regulation:
c. The vehicle is used in the transportation of hazardous materials in a quantity requiring placarding in accordance with the Hazardous Materials Regulations of the United States Department of Transportation. Any commercial motor vehicle that singularly has a gross vehicle weight rating of 10,001 pounds or less and is designed to meet emissions standards, shall be submitted for an emissions inspection in addition to all applicable safety inspection requirements; or
d. A single, full or semi trailer, used in commerce, with a manufacturer's gross vehicle weight rating over 3,000 lbs; or
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SAFETY INSPECTIONCommercial Vehicle Inspection Regulation:
(e) Any vehicle which has a vehicle weight, or curb weight, of more than six thousand pounds, as per the manufacturer's description of said vehicle, unless such vehicle is a sport utility vehicle or passenger van, or a pickup truck or cargo van meeting the definition of private passenger vehicle; or
(f) Any vehicle which has five or more wheels on the ground
SAFETY INSPECTIONCommercial Vehicle Inspection Regulation:The following explains the various inspection station classes and the vehicles those stations will inspect: Station Class License types indicate what type of vehicle the station can inspect. Be sure and check to make sure the inspection station you choose is equipped to inspect your type of vehicle.
Class A. Conducts non-commercial light duty gas and diesel inspections of vehicles 10,000 lbs (GVWR) or less.Class B. Conducts commercial and non-commercial light and medium duty gas and diesel inspections of vehicles 26,000 lbs. (GVWR) or less, including light-duty pole or pull trailers only.
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SAFETY INSPECTIONCommercial Vehicle Inspection Regulation:
Class C. Conducts all commercial medium and heavy duty inspectionsof vehicles over 10,000 lbs. (GVWR), including all trailers, semi-trailers and converter dollies.Class D. Conducts all commercial and non-commercial light, mediumand heavy duty inspections of all vehicles including all trailers, semi-trailers and converter dollies.Class E. Conducts heavy duty commercial inspection of vehicles over 26,000 lbs. (GVWR), including all trailers, semi-trailers and converter dollies.Class F. Conducts mobile inspections for commercial vehicles of all fuel types and weights, including all trailers, semi-trailers and converter dollies, owned or leased by a fleet.
SAFETY INSPECTIONCommercial Vehicle Inspection Regulation:
Fees:Non-Commercial Inspection $35.00Commercial Inspection $35.00
plus the market hourly shoprate charged by the stationfor the time spent performingthe inspection
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CASE STUDIESQuestion …1. I have an insured who is a plumber. He recently traded in his Ford
cargo van for a Chevy Cutaway Van. The cutaway van is under 10,000 pounds and is individually owned. But, my insured is my neighbor, and no way is it personal lines. I submitted it to my commercial CAR carrier, and they sent it back saying it was under 10,000 pounds and individually owned. Then, I sent it to MAIP carrier, and they sent it back, too. I already stamped it up with my commercial carrier’s stamp, and the vehicle is registered. Here is a picture of the vehicle. What do I do?
CASE STUDIESAnswer …
1. You’re right. No way is this personal lines. While I realize that GM refers to it as a (Cutaway) Van, the only remnants of a van are the cab and the chassis. Once a van has been substantially changed, it is no longer considered a van. The same is true of a truck. If you had a pickup truck which you had retrofitted with a dump body or a wrecker body, it is no longer a pickup truck and no longer eligible for a personal auto policy.
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CASE STUDIESAnswer …1. So, as far as this vehicle is concerned:
A. It is NOT a commercial motor vehicle under the provisions of the Federal Motor Carrier Safety Regulations – because it has a GVWR of 10,000 pounds or less.
B. It IS a commercial motor vehicle under the Registry of Motor Vehicles plate definitions because it is:
(b) Any vehicle which has five or more wheels on the ground; and
CASE STUDIESAnswer …
(h) A vehicle used to transport or store goods, wares or merchandise intended for sale in the ordinary course of the vehicle operator’s or owner’s business, provided that if the vehicle is owned by an individual, has a maximum load carrying capacity of 1,000 pounds or less, and is so used on only a part-time basis, such vehicle shall not be deemed a commercial vehicle under this paragraph (i). “Part-time basis” shall mean that not more than forty percent of the total usage of the vehicle is devoted to the transporting or storing of good, wares or merchandise; and
C. It is NOT eligible for a personal auto policy because it is NOT a van. It IS a commercial vehicle and must be insured as such.
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CASE STUDIESAnswer …
I also feel that I must say that your commercial carrier should NOT have just returned the application and deposit. For the company to say that the law gives them the right to refuse to issue a policy in certain circumstances is ridiculous. You ARE the company by virtue of your contract to write insurance for them. You have binding authority, and you DID write the policy. Whether you were right or wrong in taking the application and stamping the registration is NOT the issue. The issue is that you bound the company in good faith, and the company has no choice but to issue legal notice of cancellation. And YOU were right!
CASE STUDIESQuestion …2. One of our insureds, who is a landscaper driving a truck with a
GVWR over 10,000 pounds, has been stopped and ticketed. It appears that if a vehicle is over this weight that there are DOT and signage regulations with which he must comply. Also, we have noticed several dealers completing the GVWR on the RMV-1 as 10,000 pounds, yet the actual Certificate of Origin indicates 11,200 pounds. Do you know of these regulations? How can we obtain a copy? Please advise.
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CASE STUDIESAnswer …2. The Federal Motor Carrier Safety Act (FMCSA) requires that any
vehicle over 10,000 pounds GVWR involved in interstatecommerce is a “commercial vehicle.” Some of the provisions of the FMCSA require DOT numbers, signage, a commercial driver’s license (CDL), medical cards, random alcohol and substance testing, etc. depending on vehicle size, weight and usage. Unless you want to become an “expert” on the regulations, I would suggest that you not try to advise your client on these issues, since fines for non-compliance are HUGE. You might want to suggest that your client consult a specialist on compliance.
CASE STUDIESAnswer …2. There are two such companies in Massachusetts:
Fleet Safety Services, Inc. http://fleet-safety.com12 Harvard Street - Worcester, MA 01609Phone: 800-215-2490Fax: 508-831-7611
The Transportation Advisor, Inc.http://transportationadvisor.comP.O. Box 558 - Palmer MA 01069Local: 413-283-8385Toll Free: 800-608-8890
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CASE STUDIESAnswer …2. That said, it looks like:
A. If these landscapers are operating in Massachusetts as well as any other state, it IS a commercial motor vehicle under the provisions of the Federal Motor Carrier Safety Regulations – because it has a GVWR of more than 10,000 pounds. This means that the vehicles must have DOT numbers, vehicle markings, and medical cards for all drivers – at the very least! In addition:
CASE STUDIESAnswer …
1. a CDL license and random alcohol and substance testing COULD be required if the landscaper is carrying any hazardous materials or substances; and
2. Driver logs COULD be required if the driver is traveling over a one (49 CFR 395) hundred (100) air mile radius from his/her base of operation crossing state lines.
You may find the Commercial Motor Vehicle chart available at http://www.massagent.com/info/mcchart2014.pdf helpful. It highlights the various compliance issues for vehicles with a GVWR of 10,001 pounds to 26,000 pounds and for vehicles weighing over 26,000 pounds.
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CASE STUDIESAnswer …
It’s also important to note that Massachusetts has adopted the Federal Motor Carrier Safety Regulations. Code of Massachusetts Regulations-540 CMR Registry of Motor Vehicles14.00: Motor Safety and Hazardous Material Transportation14.01: Purpose540 CMR 14.00 is adopted by the Registrar of Motor Vehicles pursuant to M.G.L. c. 90, s. 31, to establish rules and regulations governing the use and operation of certain motor vehicles, trailers and commercial motor vehicles, and motor carrier safety and the transportation of hazardous materials by motor carriers in both intrastate and interstate
CASE STUDIESAnswer …
commerce upon the public ways of the Commonwealth of Massachusetts. 540 CMR 14.00 is adopted to reduce the number and severity of accidents and hazardous materials incidents involving commercial vehicles, consistent with the Federal Motor Carrier Safety Regulations and the Federal Hazardous Materials Regulations issued by the United States Department of Transportation.
So … Most of the Federal Motor Carrier Safety Regulations also apply to commercial vehicles involved in intrastate commerce.
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CASE STUDIESAnswer …
One last thing … the dealer may think he is doing your client a favor by “fibbing” on the GVWR of the vehicle. I assure you that it’s NO favor. Since MA has adopted the Federal Motor Carrier Safety Regulations as its own, any vehicle with commercial plates would be subject to the periodic “weigh stations” set up on some of our highways.He would be “bagged big-time” for not having the vehicle registered for the GVWR of the manufacturer and not complying with 540 CMR 14.00. And, if he’s involved in interstate commerce with that vehicle, he’d find out VERY quickly that the federal inspectors have NO sense of humor!
CASE STUDIESAnswer …3. Your customer purchased a new crew cab pickup truck to tow a horse
trailer to take his daughter’s horse to dressage events. The truck has dual rear wheels and a GVWR of 10,600 lbs. The pickup truck has symbol 18 assigned to it. What does he need? a. He needs a personal policy and personal plates.b. He needs a personal policy and commercial plates.c. He needs a commercial policy and commercial plates.
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CASE STUDIESAnswer …3. Your customer purchased a new crew cab pickup truck to tow a horse
trailer to take his daughter’s horse to dressage events. The truck has dual rear wheels and a GVWR of 10,600 lbs. The pickup truck has symbol 18 assigned to it. What does he need? a. He needs a personal policy and personal plates.b. He needs a personal policy and commercial plates.c. He needs a commercial policy and commercial plates.BUT … because the truck is over 10,000 lbs., it also needs a commercial vehicle inspection at a cost of $35 plus the standard shop rate for the time it takes to conduct the inspection!
CASE STUDIESQuestion …4. I was hoping you could help answer my question. A client just called
as his commercial vehicle was being towed from 395 because he did not have a DOT number. He is not a trucker, he is a contractor doing business here in MA - can you fill me in on the requirements to display a DOT#?
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CASE STUDIESAnswer …4. Was he stopped in CT or MA? Even if he is not a trucker, if his vehicle
has a GVWR 10,001 lbs. or more and is used in interstate commerce, he is subject to the Federal Motor Vehicle Safety Regulations. He does not have to be “for hire” to transport property. He could be just carrying his tools, equipment and supplies to do a job.If he is operating just in MA (never does jobs or travels out-of-state), he would not be subject to the federal regulations … but, MA has adopted MOST of the federal regulations as MA regulations. Here is the MA definition of commercial motor vehicle:
CASE STUDIESAnswer …4. (1) 540 CMR 14.00 applies to:
(a) motor carriers operating commercial motor vehicles and persons who drive commercial motor vehicles as, for, or on behalf of motor carriers, upon the ways of the Commonwealth.
(b) all motor carriers and shippers transporting hazardous materials, under the Hazardous Materials Regulations of the United States Department of Transportation, Parts 171 through 179 of Title 49, Code of Federal Regulations, by motor vehicles upon the ways of the Commonwealth
(c) common and contract carriers by motor vehicle, and private carriers of property and passengers by motor vehicle.
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CASE STUDIESAnswer …
(2) (a) As used in 540 CMR 14.00, “commercial motor vehicle” shall mean:
a motor vehicle with a gross vehicle weight rating or gross combination weight rating of 10,001 pounds or more used for the transportation of property, ora motor vehicle designed to transport more than 15 passengers, including the driver, ora motor vehicle used in the transportation of hazardous materials in a quantity requiring placarding under the Federal Hazardous Materials Transportation Act (49 U.S.C. App.1801-1813).
CASE STUDIESAnswer …
(b) It is the intent that the term “commercial motor vehicle” as used in 540 CMR 14.00 shall have the same meaning as in Part 390.5 of Title 49, Code of Federal Regulations, as it may be amended, and to the extent there is a conflict between the two at any time, the definition in 49 CFR Part 390.5 shall control.
14.03: Adoption and Incorporation of Federal Regulations as State RegulationsSubject only to the specific exceptions and limitations expressly stated in 540 CMR 14.00, the Federal Motor Carrier Safety Regulations, Parts 382, 390 through 397 of Title 49, Subchapter B of Chapter III, Code of Federal Regulations, and the highway related portions of the Federal
10/22/2014
38
CASE STUDIESAnswer …Hazardous Materials Regulations, Parts 171 through 179 of Title 49, Subchapter C of Chapter I, Code of Federal Regulations, as they may be amended, are incorporated by reference as the regulations of the Registry of Motor Vehicles governing motor carrier safety and the transportation of hazardous materials upon the ways of the Commonwealth of Massachusetts in both intrastate and interstate commerce.Since this is a compliance issue for your client which is unrelated to insurance, the advice regarding the compliance consultants – Fleet Safety Services and The Transportation Advisor – is good advice.
CASE STUDIESQuestion …5. A client has an F-250 on a personal auto policy. He purchased a
dump trailer which he is going to pull with his F-250. His auto carrier says that it is not covered under his personal auto policy because the GVWR is 12,000 lbs. (shipping weight of this trailer is 3,200 lbs.). The carrier is stating it should go under a Commercial auto policy. He does not have a Commercial policy, and the use of this dump trailer is personal use – using to haul firewood for personal use. He will not be going on the highway … just up and down his street. In other words, I will not be able to cover him – what can he do? What can I do??
10/22/2014
39
CASE STUDIESAnswer …5. If the company uses the MAP … I don’t see where it is not covered …
at least for liability ... There is no weight limit on trailers … it is a “design” limitation:
6. Trailer – means a vehicle designed to be pulled by a private passenger auto, motorcycle, pick-up truck, van, or similar vehicle and designed for use on public roads. This includes a farm wagon or a farm implement.
Remember, this trailer is NOT being used for business.
CASE STUDIESAnswer …5. The MAIP manual defines a pickup truck as:
B. A motor vehicle that is a pick-up or van, that is owned or leased under contract for a continuous period of at least 12 months by one or more individuals, excluding (1) partnerships, (2) corporations, (3) unincorporated business associations, and (4) other legal business entities with a federal employer identification number, and
10/22/2014
40
CASE STUDIESAnswer …5. The MAIP manual defines a pickup truck as:
1. A motor vehicle that is a pick-up or van, that is owned or leased has a gross vehicle weight rating of less than 10,000 pounds or has a rating symbol assigned to it by Automobile Insurers Bureau of MA (AIB), and
2. is not used for the delivery or transportation of goods or materials unless such use is incidental to the insured’s business of installing, maintaining or repairing furnishings or equipment.
CASE STUDIESAnswer …5. The MAIP manual defines a pickup truck as
As far as I know the F-250 has a ISO physical damage rating symbol assigned … and since you said the vehicle is under the MAP … then it is a “pickup” … Trailer … is not restricted … could be a dump trailer … if it is designed to be pulled by a pickup truck. Pickup truck is NOT defined IN the MAP … only in the company and/or MAIP manual.
10/22/2014
41
CASE STUDIESAnswer …5. The MAIP manual defines a pickup truck as:
Now … if the company has an ELIGIBILITY issue about adding the trailer … That might be a problem … but the definition of YOUR AUTO in the MAP states:Your Auto – means:A. The vehicle or vehicles described on the Coverage Selections Page. B. Any auto while used as a temporary substitute for the described auto while that auto is out of normal use because of a breakdown, repair, servicing, loss or destruction. But the term “your auto” does not include a substitute vehicle owned by you or your spouse.
CASE STUDIESAnswer …5. The MAIP manual defines a pickup truck as:
C. A private passenger auto, trailer, motorcycle, pick-up truck, van or similar vehicle, to which you take title or lease as a permanent replacement for a described auto or as an additional auto. We provide coverage for an additional auto only if you ask us to insure it within seven days after you take title or the effective date of the lease. If a replacement or additional auto is a pick-up truck, van or similar vehicle, it must not be used for the delivery or transportation of goods or materials unless such use is incidental to your business of installing, maintaining or repairing furnishings or equipment.
10/22/2014
42
CASE STUDIESAnswer …5. The MAIP manual defines a pickup truck as:
Under Parts 1, 2, 3, 4, 5 and 6 the term “your auto” also includes any trailer not described on the Coverage Selections Page as covered under those Parts.
Liability would be free … if their manual says otherwise … that is interesting … the policy says it is covered ... but I suppose in managed competition … they could say you can’t add it for coll/comp.
CASE STUDIESQuestion …6. Your client has an unregistered bobcat skid steer
at a store parking lot for plowing. If he hits a vehicle or building or person while he is using it in the store parking lot to plow, is that liability covered under his general liability policy? Or does he have to have it registered and the liability for one of those type losses be automobile? The registry said he couldn’t register it because it doesn’t have a steering wheel, so it can’t be added to an auto policy.
10/22/2014
43
CASE STUDIESAnswer …6. Donna McKenna: According to my contact at the RMV, a
bobcat (skid steer) can be registered with commercial plates or snow plow plates if it’s used for plowing. In fact, if it’s used in a parking lot where the public has a right of access, it should be registered. Parking lots are really not considered private property.Irene Morrill: The 2004, 2007, 2013 CGL; 2006, 2010, 2010 BOP and the 2006, 2010 and 2013 BAP states that the definition of auto is:“Auto" means:a. A land motor vehicle, trailer or semitrailer designed for travel on public
roads, including any attached machinery or equipment; or
CASE STUDIESAnswer …6. b. Any other land vehicle that is subject to a compulsory or
financial responsibility law or other motor vehicle insurance law in the state where it is licensed orprincipally garaged.
However, “auto” does not include “mobile equipment.”
So, according to the RMV, it IS subject to motor vehicle registration … thus financial responsibility and is NOT mobile equipment … but is “auto” when doing this … so BAP is needed … the proper symbol is 19.
10/22/2014
44
CASE STUDIESAnswer …6. Symbol 19
19 Mobile Equipment Subject To Compulsory Or Financial Responsibility Or Other Motor Vehicle Insurance Law Only
Only those "autos" that are land vehicles and that would qualify under the definition of "mobile equipment" under this policy if they were not subject to a compulsory or financial responsibility law or other motor vehicle insurance law where they are licensed or principally garaged.
CASE STUDIESQuestion …7. The same client also has a backhoe at another parking
lot location for plowing. The client would like to register the backhoe, but he bought it at an action inNH and it doesn’t have a title or anything. It weighs 15,000 lbs.So, he contacted the owner of the backhoe, and that person never titled it or registered it either … but he does have the certificate of origin from when he bought it. So, our client said his lawyer said if he had the certificate of origin from the original owner and a bill of sale, he could register it. Is this correct?
10/22/2014
45
CASE STUDIESAnswer …7. Donna McKenna: I’m going to have to check on this
one. Is the owner from NH and has it always been inNH? If it has always been in NH, even though it wasnever registered, I believe it should have been titled. The NH title law requires vehicles under 15 years of age to be titled. If the owner was the original purchaser, he may be able to title it if need be and then sign the title over to your client. Again, a vehicle used for plowing in a parking lot to which the public has a right of access should be registered and insured.Irene Morrill: Same answer for me … too.
THANKS FOR ATTENDING!Remember we are just a phone call or email away!
You may reach me by phone at 800.972.9312 or 508.634.2900 or email at [email protected]
Priv
ate
Pass
enge
r Pla
te D
efin
ition
Priv
ate
Pass
enge
r Ins
uran
ce D
efin
ition
Co
mm
erci
al
Pla
te D
efin
itio
n
C
omm
erci
al V
ehic
le, i
n co
nnec
tion
wit
h re
gist
rati
on r
equi
rem
ents
, is
any
mot
or v
ehic
le w
hich
is n
ot a
pri
vate
pas
seng
er m
otor
veh
icle
, ant
ique
m
otor
car
, mot
orcy
cle,
tra
iler,
sem
i-tra
iler,
aut
o ho
me,
hou
se t
raile
r,
taxi
cab,
am
bula
nce,
hea
rse,
live
ry v
ehic
le, b
us, s
choo
l bus
, or
scho
ol
pupi
l tra
nspo
rt v
ehic
le. T
he f
ollo
win
g ar
e ex
ampl
es o
f co
mm
erci
al
vehi
cles
req
uiri
ng c
omm
erci
al r
egis
trat
ion
plat
es:
(a)
Any
veh
icle
whi
ch h
as a
veh
icle
wei
ght,
or
curb
wei
ght,
of
mor
e th
an s
ix
thou
sand
pou
nds,
as
per
the
man
ufac
ture
r’s d
escr
ipti
on o
f sa
id v
ehic
le, u
nles
s su
ch v
ehic
le is
a s
port
uti
lity
vehi
cle
or p
asse
nger
van
, or
a pi
ckup
tru
ck o
r ca
rgo
van
mee
ting
the
def
init
ion
of p
riva
te p
asse
nger
veh
icle
; (b
) A
ny v
ehic
le w
hich
has
five
or
mor
e w
heel
s on
the
gro
und;
(c
) A
ny p
icku
p tr
uck
or c
argo
van
, ow
ned
by a
par
tner
ship
, tru
st o
r co
rpor
atio
n un
less
suc
h ve
hicl
e m
eets
the
def
init
ion
of p
riva
te p
asse
nger
mot
or v
ehic
le;
(d)
Any
pic
kup
truc
k or
car
go v
an, i
f on
the
bed
of t
he v
ehic
le t
ools
, sup
plie
s,
mat
eria
ls o
r eq
uipm
ent
are
tran
spor
ted
to o
r fr
om a
job
site
, or
are
stor
ed f
or u
se
at a
job
site
; pro
vide
d th
at t
rans
port
atio
n to
or
stor
age
for
use
at a
per
sona
l
proj
ect
for
whi
ch n
o co
mpe
nsat
ion
is r
ecei
ved
shal
l not
be
cons
ider
ed in
co
nnec
tion
wit
h th
e “j
ob s
ite”
; (e
) A
ny v
ehic
le, i
f on
the
roof
or
side
s of
the
veh
icle
, too
ls, s
uppl
ies,
mat
eria
ls o
r eq
uipm
ent
are
tran
spor
ted
to o
r fr
om a
job
site
, or
are
stor
ed fo
r us
e at
a jo
b si
te;
prov
ided
tha
t tr
ansp
orta
tion
to
or s
tora
ge fo
r us
e at
a p
erso
nal p
roje
ct fo
r w
hich
no
com
pens
atio
n is
rec
eive
d sh
all n
ot b
e de
emed
in c
onne
ctio
n w
ith
a “j
ob s
ite”
; (f
) A
veh
icle
whi
ch h
as b
usin
ess
adve
rtis
emen
ts o
r bu
sine
ss m
arki
ngs
ther
eon;
pr
ovid
ed h
owev
er t
hat
mar
king
s lim
ited
to
the
nam
e, a
ddre
ss, t
elep
hone
nu
mbe
r, a
nd lo
go o
f any
cor
pora
tion
who
se p
erso
nal p
rope
rty
is e
xem
pt f
rom
ta
xati
on u
nder
G.L
. Cha
pter
59,
§5,
Cla
use
Thir
d or
Ten
th s
hall
not
be
cons
ider
ed b
usin
ess
adve
rtis
emen
ts o
r bu
sine
ss m
arki
ngs
for
purp
oses
of
540
CM
R 2
.05;
(g
) A
veh
icle
use
d fo
r hi
re t
o pl
ow;
(h)
A v
ehic
le u
sed
for
hire
to
tran
spor
t or
sto
re g
oods
, war
es o
r m
erch
andi
se,
prov
ided
tha
t if
the
vehi
cle
is o
wne
d by
an
indi
vidu
al, h
as a
max
imum
load
ca
rryi
ng c
apac
ity
of 1
,000
pou
nds
or le
ss, a
nd is
so
used
on
only
a p
art-
tim
e
basi
s, s
uch
vehi
cle
shal
l not
be
deem
ed a
com
mer
cial
veh
icle
und
er 5
40 C
MR
2.
05(3
)-co
mm
erci
al v
ehic
le (
h). “
Part
-tim
e ba
sis”
sha
ll m
ean
that
not
mor
e th
an
40%
of
the
tota
l usa
ge o
f the
veh
icle
is d
evot
ed t
o th
e tr
ansp
orti
ng o
r st
orin
g of
go
ods,
war
es o
r m
erch
andi
se.
(i)
A v
ehic
le u
sed
to t
rans
port
or
stor
e go
ods,
war
es o
r m
erch
andi
se in
tend
ed
for
sale
in t
he o
rdin
ary
cour
se o
f the
veh
icle
ope
rato
r’s o
r ow
ner’s
bus
ines
s,
prov
ided
tha
t if
the
vehi
cle
is o
wne
d by
an
indi
vidu
al, h
as a
max
imum
load
ca
rryi
ng c
apac
ity
of 1
,000
pou
nds
or le
ss, a
nd is
so
used
on
only
a p
art-
tim
e
basi
s, s
uch
vehi
cle
shal
l not
be
deem
ed a
com
mer
cial
veh
icle
und
er 5
40 C
MR
2.
05(3
)-co
mm
erci
al v
ehic
le (
i). “
Part
-tim
e ba
sis”
sha
ll m
ean
that
not
mor
e th
an
fort
y pe
rcen
t of
the
tot
al u
sage
of
the
vehi
cle
is d
evot
ed t
o th
e tr
ansp
orti
ng o
r st
orin
g of
goo
ds, w
ares
or
mer
chan
dise
So
urce
540
CM
R 2
.05
Co
mm
erci
al
Po
licy
Eli
gib
ilit
y Th
is s
ecti
on a
pplie
s to
all
truc
ks, i
nclu
ding
pic
kup,
pan
el a
nd v
an t
ypes
, tr
uck-
trac
tors
, tra
ilers
and
sem
itra
ilers
exc
ept
for
the
follo
win
g:
A.
Aut
os u
sed
for
publ
ic t
rans
port
atio
n. R
efer
to
the
publ
ic
tr
ansp
orta
tion
sec
tion
. B
. A
utos
leas
ed o
r re
nted
to
othe
rs b
y le
asin
g or
ren
tal
conc
erns
. Ref
er
to
the
leas
ing
or r
enta
l con
cern
s ru
le in
th
e Sp
ecia
l Typ
es S
ecti
on.
C.
Indi
vidu
ally
ow
ned
pick
ups,
pan
el t
ruck
s or
van
s.
R
efer
to
the
Priv
ate
Pass
enge
r A
utom
obile
Ins
uran
ce M
anua
l. D
. Se
lf-p
rope
lled
vehi
cles
wit
h th
e fo
llow
ing
type
s of
perm
anen
tly
atta
ched
equ
ipm
ent.
Ref
er t
o th
e sp
ecia
l or
mob
ile e
quip
men
t ru
le.
1.
Eq
uipm
ent
desi
gned
pri
mar
ily fo
r:
a.
Snow
rem
oval
b.
R
oad
mai
nten
ance
, but
not
con
stru
ctio
n or
res
urfa
cing
;
c.
St
reet
cle
anin
g;
2.
C
herr
y pi
cker
s an
d si
mila
r de
vice
s m
ount
ed o
n au
tom
obile
or
truc
k ch
assi
s an
d us
ed t
o ra
ise
of lo
wer
wor
kers
.
3.
Air
com
pres
sors
, pum
ps a
nd g
ener
ator
s, in
clud
ing
spra
ying
,
wel
ding
, bui
ldin
g cl
eani
ng, g
eoph
ysic
al
expl
orat
ion,
ligh
ting
and
wel
l ser
vici
ng e
quip
men
t.
Sour
ce:
M
assa
chus
etts
Com
mer
cial
Aut
omob
ile
Insu
ranc
e M
anua
l
Com
mer
cial
Mot
or V
ehic
les
Defi
nitio
n: C
omm
erci
al m
otor
veh
icle
mea
ns a
ny s
elf-p
rope
lled
or to
wed
mot
or v
ehic
le u
sed
on a
hig
hway
in in
ters
tate
com
mer
ce to
tran
spor
t pa
ssen
gers
or p
rope
rty
whe
n th
e ve
hicl
e --
(
1)
Has
a g
ross
veh
icle
wei
ght r
atin
g or
gro
ss c
ombi
natio
n w
eigh
t rat
ing,
or g
ross
veh
icle
wei
ght o
r gro
ss c
ombi
natio
n w
eigh
t, of
4,5
36 k
g (1
0,00
1 po
unds
) or m
ore,
w
hich
ever
is g
reat
er; o
r (
2)
Is d
esig
ned
or u
sed
to tr
ansp
ort m
ore
than
8 p
asse
nger
s (in
clud
ing
the
driv
er) f
or c
ompe
nsat
ion;
or
(3)
Is
des
igne
d or
use
d to
tran
spor
t mor
e th
an 1
5 pa
ssen
gers
, inc
ludi
ng th
e dr
iver
, and
is n
ot u
sed
to tr
ansp
ort p
asse
nger
s fo
r com
pens
atio
n; o
r (
4)
Is u
sed
in tr
ansp
ortin
g m
ater
ial f
ound
by
the
Secr
etar
y of
Tra
nspo
rtat
ion
to b
e ha
zard
ous
unde
r 49
U.S
.C. 5
103
and
tran
spor
ted
in a
qua
ntity
requ
iring
pla
card
ing
un
der r
egul
atio
ns p
resc
ribed
by
the
Secr
etar
y un
der 4
9 CF
R, s
ubtit
le B
, cha
pter
I, s
ubch
apte
r C.
Vehi
cles
wit
h a
GV
WR
of 1
0,00
1—26
,000
lbs
DO
T Re
gist
ratio
n
Requ
ired
Com
mer
cial
Driv
er L
icen
se
N
ot R
equi
red*
Vehi
cle
Mar
king
s
Requ
ired—
In a
dditi
on to
lega
l
na
me
and
USD
OT
#, th
ere
are
new
sp
ecia
l mar
king
s re
quire
men
ts fo
r tru
cks
mak
ing
deliv
erie
s an
d pa
rkin
g in
pu
blic
are
as in
NYC
— th
e ve
hicl
e m
ust h
ave
the
owne
r’s n
ame
in
addi
tion
to th
e le
ssee
’s
Spec
ial S
afet
y Eq
uipm
ent a
nd
N
ew M
A C
omm
erci
al V
ehic
le
Insp
ectio
ns
In
spec
tion
requ
ired
in li
eu o
f
Fede
ral A
nnua
l Ins
pect
ion
with
copy
of i
nspe
ctio
n re
port
in v
ehic
le
Med
ical
Cer
tifica
te &
Re
quire
d to
be
carr
ied
by d
river
Val
id
Driv
er’s
Lice
nse
Subs
tanc
e &
Alc
ohol
Test
ing
Not
Req
uire
d*
Fina
ncia
l Res
pons
ibili
ty
Re
quire
d of
for-
hire
mot
or c
arrie
rs
tr
ansp
ortin
g pr
oper
ty in
ters
tate
—
Se
e 49
CFR
387
*Exc
eptio
ns: V
ehic
les
carr
ying
pla
card
able
am
ount
s of
haz
ardo
us
mat
eria
ls a
nd v
ehic
les
carr
ying
16
pass
enge
rs (i
nclu
ding
driv
er)
Vehi
cles
wit
h a
GV
WR
of 2
6,00
1 lb
s or
hig
her
DO
T Re
gist
ratio
n
Re
quire
d
Com
mer
cial
Driv
er L
icen
se
Re
quire
d w
ith a
ppro
pria
te li
cens
e
cl
ass
for v
ehic
le s
ize
and
wei
ght
Vehi
ce M
arki
ngs
Requ
ired
- In
addi
tion
to le
gal n
ame
and
USD
OO
T#, t
here
are
new
spe
cial
m
arki
ngs
requ
irem
ents
for t
ruck
s m
akin
g de
liver
ies
and
park
ing
in p
ublic
ar
eas
in N
YC --
the
vehi
cle
mus
t hav
e th
e ow
ner’s
nam
e in
add
ition
to th
e le
s-se
e’s
Spec
ial S
afet
y Eq
uipm
ent a
nd
N
ew M
A C
omm
erci
al V
ehic
leIn
spec
tions
Insp
ectio
n re
quire
d in
lieu
of
Fe
dera
l Ann
ual I
nspe
ctio
n w
ith
co
py o
f ins
pect
ion
repo
rt in
veh
icle
Med
ical
Cer
tifica
te &
Re
quire
d to
be
carr
ied
by d
river
Driv
er’s
Lice
nse
Subs
tanc
e &
Alc
ohol
Test
ing
Re
quire
d - i
nclu
ding
sci
entifi
cally
base
d ra
ndom
test
ing
plus
test
ing
for
pr
e-em
ploy
men
t, po
st-a
ccid
ent a
nd
ot
her s
ituat
ions
Fina
ncia
l Res
pons
ibili
ty
Re
quire
d of
for-
hire
mot
or c
arrie
rs
tr
ansp
ortin
g pr
oper
ty in
ters
tate
Se
e 49
CFR
387
2014
Edi
tion
Hou
rs o
f Ser
vice
Rul
es
PRO
PERT
Y-CA
RRYI
NG
DRI
VER
11-H
our D
rivin
g Li
mit
May
driv
e a
max
imum
of 1
1 ho
urs
afte
r 10
cons
ecut
ive
hour
s off
dut
y.
14-H
our L
imit
May
not
driv
e be
yond
the
14th
con
secu
tive
hour
aft
er c
omin
g on
dut
y,
follo
win
g 10
con
secu
tive
hour
s off
dut
y. O
ff-du
ty ti
me
does
not
ext
end
the
14-h
our p
erio
d.
Rest
Bre
aks
May
driv
e on
ly if
8 h
ours
or l
ess
have
pas
sed
sinc
e en
d of
driv
er’s
last
off-
duty
or
sle
eper
ber
th p
erio
d of
at l
east
30
min
utes
. Doe
s no
t app
ly to
driv
ers
usin
g ei
ther
of t
he s
hort
-hau
l exc
eptio
ns in
395
.1(e
). [4
9 CF
R 39
7.5
man
dato
ry “i
n at
tend
ance
” tim
e m
ay b
e in
clud
ed in
bre
ak if
no
othe
r dut
ies
perf
orm
ed]
60/7
0-H
our L
imit
May
not
driv
e af
ter 6
0/70
hou
rs o
n du
ty in
7/8
con
secu
tive
days
. A d
river
m
ay re
star
t a 7
/8 c
onse
cutiv
e da
y pe
riod
afte
r tak
ing
34 o
r mor
e co
nsec
utiv
e ho
urs
off d
uty.
Mus
t inc
lude
two
perio
ds fr
om 1
a.m
. to
5 a.
m. h
ome
term
inal
tim
e, a
nd m
ay o
nly
be u
sed
once
per
wee
k, o
r 168
hou
rs, m
easu
red
from
the
begi
nnin
g of
the
prev
ious
rest
art.
Slee
per B
erth
Pro
visi
onD
river
s us
ing
the
slee
per b
erth
pro
visi
on m
ust t
ake
at le
ast 8
con
secu
tive
hour
s in
the
slee
per b
erth
, plu
s a
sepa
rate
2 c
onse
cutiv
e ho
urs
eith
er in
the
slee
per b
erth
, off
duty
, or a
ny c
ombi
natio
n of
the
two.
PASS
ENG
ER-C
ARR
YIN
G D
RIVE
RS
10-H
our D
rivin
g Li
mit
May
driv
e a
max
imum
of 1
0 ho
urs
afte
r 8 c
onse
cutiv
e ho
urs
off d
uty.
15-H
our L
imit
May
not
driv
e af
ter h
avin
g be
en o
n du
ty fo
r 15
hour
s, fo
llow
ing
8 co
nsec
utiv
eho
urs
off d
uty.
Off-
duty
tim
e is
not
incl
uded
in th
e 15
-hou
r per
iod.
60/7
0-H
our L
imit
May
not
driv
e af
ter 6
0/70
hou
rs o
n du
ty in
7/8
con
secu
tive
days
.
Slee
per B
erth
Pro
visi
onD
river
s us
ing
a sl
eepe
r ber
th m
ust t
ake
at le
ast 8
hou
rs in
the
slee
per b
erth
, an
d m
ay s
plit
the
slee
per b
erth
tim
e in
to tw
o pe
riods
pro
vide
d ne
ither
is le
ss
than
2 h
ours
.