INVEST IN PHYSICAL GOLD AND SILVER

«A unique and safe way to invest in gold and silver.»

SUMMARY

1) INTRODUCTION by Fabrice Drouin Ristori (Fondateur/CEO Goldbroker)

2) GOLDBROKER.COM

A. Who we are ? B. Why choose Goldbroker.com ? C. Our secured storage partner : Rhenus Logistics

3) BUY PHYSICAL GOLD

A. Why invest in gold ? B. Buy physical gold with Goldbroker.com C. Sell gold with Goldbroker.com D. Fees 1. Annual management fees 2. Purchasing commission 3. Stock inspection fees E. Taxes

4) BUY PHYSICAL SILVER

A. Why invest in silver ? B. Buy physical silver with Goldbroker.com C. Sell silver with Goldbroker.com D. Fees 1. Annual management fees 2. Purchasing commission 3. Stock inspection fees E. Taxes

5) SAFETY

Goldbroker page 1 - Summary

1. INTRODUCTION

« The destiny of mankind is based on its currency. » Jacques Rueff

Three years of fund management with specialization in the gold and silver markets since August 2008, led me to develop Goldbroker.com.

Goldbroker.com is the result of my experience as an investor in the gold market since 2008, a solution in response to the problem: how to invest properly in the gold and silver market.Many solutions exist to invest in gold and silver, but you will not find a safer alternative to hold physical gold and silver in your own name, stored outside the banking system and of your country of residence, than Goldbroker.com.

Since 2008, the economic and financial crisis resulted in inflationary monetary policies that destroy the purchasing power of all currencies. Investing in physical gold and silver can help you protect your wealth and your purchasing power, but you need to know how to invest successfully in this market, and avoid the pitfalls like the investments in «paper» gold, certifi-cates and ETFs.

There are now very few investments left providing protection and a potential capital gain: the stock exchanges have collapsed several times, real estate in many countries has fallen shar-ply or is still overvalued, while at the same time gold has an average annual performance of around 20% for 10 years, making gold one of the top 3 investment of the last decade.

Goldbroker.com has an experienced team (lawyer, accountant, entrepreneur and traders) and strong financial backing. Egon Von Greyerz, one of the most important Gold and Silver fund manager in Switzerland has recently joined the Board of directors of Goldbroker.com to provide his expertise.Our main partner for the management of secure storage is reliable and recognized by indus-try professionals in Switzerland : Rhenus Logistics.

You can trust our team to help you invest safely in PHYSICAL gold and silver.

Regards,FDR

Goldbroker page 2 - Préface

2. GOLDBROKER.COM

A. Who we are ?

GoldBroker.com is funded by FDR Capital Ltd, an investment management company based in Malta (The Republic of Malta is a member of the European Union since May 2004), created and managed by Fabrice Drouin Ristori (entrepreneur/fund manager). Egon von Greyerz, Founder of Matterhorn Asset Management AG (MAM) and Goldswitzerland.com, is member of the board of directors of FDR Capital (Goldbroker.com).

Goldbroker.com provides : 100% physical gold and silver ownership (no mutual ownership) and storage outside the banking sector in a secured warehouse in Zurich, Switzerland, managed by Rhenus Logistics.

More informations about Goldbroker’s board of directors

B. Why choose Goldbroker.com ?

Goldbroker.com offers a safe and easy way to invest in physical gold and silver :

Invest directly in physical gold and silver.

You hold, in your own name, physical quantities of gold and silver.

You are the unique owner of your stock. No fractional ownership.

You are not exposed to any counterparty risk because you own your stock, not our company.

Your stock is stored (and insured) in a secure warehouse, outside the banking system, in one of the most politically stable country (Switzerland). More info : Secure storage

Your stock is stored in a secure warehouse provided by Rhenus Logistics, a company specialised in secure storage and transportation.

You can come and check your stock in Zurich without the necessary presence of a member of our society, which proves that there is no intermediary between you and your stock of physical gold or silver.

You can remove your gold and silver stock whenever you want, without any exit penalty.

Goldbroker page 3 - Goldbroker.com

Gold and silver bars are produced by some of the most respected refineries and mining companies in the world. They are accurately assayed and guaranteed to always contain 99.5% pure gold or silver.

The lingots/bars come from the professional market of gold and never left the professional circuit of gold investment.

A warehouse receipt is provided for each bar/lingot. This receipt details the serial numbers of each of the lingots/bars you have. You also receive (for gold) the certificates of authenticity.

VAT Free Zone: Your gold / silver is stored in a VAT free zone (important for silver), close to Zurich airport to facilitate the movement of your stock if necessary.

- Your stock is insured by a top international insurance company.

C. Our partner : Rhenus Logistics

Goldbroker.com has established a partnership with Rhenus Logistics, a leading European provider of secured warehouses/logistic and transportation.Rhenus Logistics accept responsibility for the professional custodianship of the physical bullion bars described in its bar lists. Rhenus Logistics attaches great importance to the security, discretion and reliability. Your gold is protected by Rhenus Logistic’s extensive physical security measures, and by externally underwritten insurance.Rhenus Logistics is the ideal solution for high quality storage.

2. GOLDBROKER.COM

Goldbroker page 4- Goldbroker.com

2. GOLDBROKER.COM

Goldbroker page 5 - Goldbroker.com

A. Why invest in physical gold ?

- Gold is the only form of money that has not been destroyed through 5000 years of history.

- Gold is becoming money again : For 2000 years, money was made of gold and silver coins. Since 1971 and the end of the Gold Exchange Standard by President Nixon, we have been living a currency experience of paper money. As all previous experiences in the past, this experience will fail.

- Gold is undervalued : Adjusted from the real rate of inflation (not the one published in the media), gold should be much higher, some say around 10 000 dollars, to take into account the trillions of dollars that have been printed since 2008. The Dow/Gold ratio is a good indicator of the fact that gold in undervalued.

- The end of the dollar as the world reserve currency is unavoidable. In view of the inflationist monetary policies of all the governments, the purchasing power of the dollar is destroyed. Countries with big dollar reserves know that, and are literally fleeing the dollar and investing in tangible assets to protect themselves.

- Other international currencies (euro, yen, swiss franc) are no alternatives. All these currencies are based on “paper money” and follow the same long-term fate as the US dollar, which is going back to its intrinsic value of zero.

- The true impact of the derivatives has not yet been experienced. Warren Buffet called the derivatives “weapons of mass destruction”

3. BUY PHYSICAL GOLD

and, in the coming years, this market will implode, trigerring a domino effect that in turn will destroy our monetary system based on fiat money.

- Investment demand from investors is just starting to rise. Few people own gold today so it’s impossible to speak of a gold “bubble” when this asset is under-owned.

- Investors are realizing that Gold ETFs are not the safe haven they’re supposed to be. Gold ETFs are not backed by 100% physical gold. Owning Gold ETF shares doesn’t necessarily mean investors own physical gold. ONLY invest in physical gold.

- The production of gold by mining companies can’t rise, because the credit crunch made structural investments nearly impossible and gold is becoming harder to mint. So physical gold offer is stable and thus is not pushing the price down.

- Central banks are not selling gold any more. To the contrary, a lot of Eastern and Middle East central banks are actively buying gold in order to limit their exposure to the devalutation of their dollars and euros reserves.- The gold market is very small. All the gold ever produced during History represents a 20 square mile block.

- Gold has proven during centuries its capacity to hold value and to protect against inflation.

> Click here to see the gold spot price

Invest in physical gold by opening an investor account here

Goldbroker page 6 - BUY PHYSICAL GOLD

B. Buy Gold with Goldbroker

Goldbroker.com offers a simple, economical and safe solution to buy, hold and sell physical gold: Invest in gold bullion held in your own name, stored (and secured) in a warehouse in Zurich, outside the banking system.

The minimum investment amount for gold is 16 oz (≈20 000 euros).

Each bar is marked with the fineness, the year of production, the serial number and the assay stamp of refiner.

Since their manufacturing, bars are kept in bullion vaults recognized and monitored by the local gold dealing community. They are accurately assayed and guaranteed always 99.5% pure gold or better. So your gold keeps its maximum value for resale.The gold provided by Goldbroker always meets the following specifications :

The gold bars are produced by some of the most respected refineries and mining companies in the world :

- Englehard- Johnson Matthey- Credit Suisse- Pamp Sa- Royal Canadian Mint- Heraeus-Argor- Metalor Sa- Rand Refinery

3. BUY PHYSICAL GOLD

Goldbroker page 7 - BUY PHYSICAL GOLD

Weight Purity

1 OZ 99,5%

99,5%

99,5%

100G

1KG

>> Here is the process to invest in physical gold with Goldbroker.com :

1. Open an investor account

Open an investor account, complete the online form and accept our terms and conditions. You will then receive a confirmation email through which you can log into your account.

2.Transfer funds.

Once the account is opened, you will have access to our bank details : You can transfer funds to us and make an order.

At the same time, you must send us by email: Copy of ID card or passport, a copy of proof of residency and a copy of your bank account details.

Your account will be confirmed after reception of these documents. Note that you can credit your account before sending us the documents, but you can not order gold before your account is confirmed.

3. Secured ordering and storage

After receipt of your order and your funds, you will be provided with the requested quantities of physical gold.Said quantities will be stored directly in secured coffers managed by our partner, Rhenus Logistics, in Zurich, Switzerland.

You will then receive an original certificate of storage (ownership title in your name) showing the serial numbers of the gold bars that you own.Take note that you may go directly to Zurich to verify your stock, and either take possession, without any exit penalty.

Your stock is yours 100%: our presence is not necessary for you to access your stock directly in Zurich. This guarantees that you are the sole owner of your investment (you do not own your gold via an intermediary) and that you are not exposed to the risk of bankruptcy from our company.

C. Sell gold with Goldbroker.com

Goldbroker can assist you sell your gold and silver holdings.

By selling via Goldbroker.com, you will get a selling price around the spot price of the day. You can sell all or a part of your stock.Goldbroker charges a 1% commission fee (plus a 250 EUR fix fee) based on the total value of the sale.Once the sale is complete, you can request that the appropriate amount be paid to your bank account or ask us to keep the money for another investment.

D. Fees

1. Annual management fees

Our Management fees include :

- Storage of your physical Gold in a secured warehouse (Rhenus Logistics), close to Zurich airport- Secure transportation - Insurance- All administrative tasks in relation to the buying, storage and insurance of your precious metals- Quarterly reports of your holdings- Sending of a monthly report on the worldeconomy and the precious metals market.

- Personalized investment advice and

3. BUY PHYSICAL GOLD

recommendations when required by the client (reserved for clients who invest more than 100,000 euros).

Payment :

- First Year : payment in advance for one year.

- Second Year : invoices are issued every three months. Invoice is based on spot price to calculate the amount due for storage/insurance fees.

2. Purchasing commission

Minimum investment = 16 oz (≈20 000 euros).

Goldbroker.com has entered into a partnership with Matterhorn Asset Management (Goldswitzerland.com) whereby clients, investing more than 200 000 euros worth of gold/silver investment, will be managed by Matterhorn Asset Management and benefit a special annual management fee rate.

3. Stock inspection fees

Checking of your gold and silver stock has a cost which is as follow : - Pick up/Use of showroom/Repacking/Sealing/Assistance : 300 CHF (243 Euros)

Goldbroker page 8 - BUY PHYSICAL GOLD

Amount invested Annual fees

20 000 € - 200 000 € 1,75% on the value of your stock

20 000 € - 100 000 € spot price + 2%

spot price + 1,5%100 000 € - 200 000 €

Amount invested Commission

3. BUY PHYSICAL GOLD

1. Taxes

Goldbroker page 9 - BUY PHYSICAL GOLD

buy

FRANCE

BELGIUM

SWISS

ITALY

UK

IRELAND

SPAIN

GERMANY

CANADA

USA

sale

COUNTRY GOLD NOTE

Precious metals are considered in ISF decla-ration. The gains tax is deducted of 10% per year from the third year of ownership.

The CGT applies only

for bullions and coins wich are not legal tender

The rate may vary slightly from one region to another

More details on the Canada Revenue Agency >>

Gold and silver are considered «collectibles» > More info there

Precious metals are considered in the ISF declaration.

8% tax onprecious metals

Company > 6 % Capital Gains TaxPrivate investors > 12,5% Capital Gains Tax

Capital Gains Tax:reduction of 50% the first year of ownership. The remaining 50% should be included in the declara-tion of income tax

18 % Capital GainsTax

25 % Capital GainsTax

28 % Capital GainsTax

20 % Capital GainsTax

0

0

0

0

0

0

0

0

0

0

0

0

0

>> Invest in physical gold by opening an investor account here

sold 100 times more silver in the form of paper certificates. Now when all the silver investors will try to convert their silver certificates into physical silver, ETFs will go bust and physical silver will skyrock.

This huge offer of “paper” silver has driven the silver price down for many years by creating a fake offer in the market.People are now waking up to this fact and are investing more an more in physical silver.Only own PHYSICAL silver.

> Click here to see the silver price

Invest in physical silver by opening an investor account here

B. Buy physical silver with Goldbroker.com

GoldBroker.com is offering an investment program in physical silver. You hold your stock in your own name, and it is stored outside the banking system, in a safe warehouse provided by Rhenus Logistics.

The minimum investment amount is 1000 oz (≈25 000 euros)

Each bar is marked with the fineness, the year of production, the serial number and the assay stamp of refiner.

Since their manufacturing, bars are kept in bullion vaults recognized and monitored by the local silver dealing community. They are accurately assayed and guaranteed always 99.5% pure silver or better.

3. BUY PHYSICAL SILVER

Goldbroker page 10 - BUY PHYSICAL SILVER

A. Why invest in physical silver ?

- Silver is even more undervalued than gold. Throughout History one ounce of gold used to buy 15 ounces of silver. Today you can buy around 52 ounces of silver with one ounce of gold, meaning that silver is extremely undervalued based on historical valuation against gold. See the Gold/Silver ratio - Silver is driven by monetary and industrial demand : Silver is used in many products as well as in the industry for a lot of applications. When silver is used it’s merely destroyed. Silver is the second commodity in the world in terms of uses and applications.

Industrial demand is not going to fade when silver price skyrocks because silver is used in very small quantities in all these different products (computers, cameras and so on). Even If the price of silver goes very high, industrial demand will still be there.

- As gold is becoming more and more expensive to buy, people are turning to silver to protect themselves against inflation. In Asia for instance, people only have the option to buy silver in view of their salaries. This huge demand for Asia didn’t exist during the last bull market in the late 70’s.

- On the silver paper market, huge short positions will have to be covered one way or another by the bullion banks. This short covering will send the price of silver to very high levels.

- Besides, it’s said that for each once of physical silver in existence, bullion banks have

3. BUY PHYSICAL SILVER

Goldbroker page 11 - BUY PHYSICAL SILVER

So your silver keeps its maximum value for resale

The silver provided by Goldbroker always meets the following specifications :

The silver bars are produced by some of the most respected refineries and mining companies in the world :

- Englehard- Johnson Matthey- Credit Suisse- Pamp Sa- Royal Canadian Mint- Heraeus-Argor- Metalor Sa- Rand Refinery

Weight Purity

1000 OZ 99,5%

99,5%100 OZ

>> Process to invest in physical silver with Goldbroker.com :

1. Open an investor account

Open an investor account, complete the online form and accept the terms and conditions. You will then receive a confirmation email through which you can log into your account.

2.Transfer funds.

Once the account is opened, you will have access to our bank details : You can then wire us your funds and place an order.At the same time, you must send us by email: Copy of ID card or passport, a copy of a proof of residency and a copy of your bank account details.Your account will be «validated» after reception of these documents. Note that you can credit your account before sending us the documents, but you can not order silver before your account is confirmed.

3. Secured ordering and storage

After receipt of your order and your funds, you will be provided with the requested quantities of physical silver.Said quantities will be stored directly in secured coffers managed by our partner, Rhenus Logistics, in Zurich, Switzerland.

You will then receive an original certificate of storage (ownership title in your name) showing the serial numbers of the silver bars that you own.Take note that you may go directly to Zurich to verify your stock, and either take possession, without any exit penalty.

Your stock is yours 100%: our presence is not necessary for you to access your stock directly in Zurich. This guarantees that you are the sole owner of your investment (you do not own your gold via an intermediary) and that you are not exposed to the risk of bankruptcy from our company.

4. BUY PHYSICAL SILVER

C. Sell silver with Goldbroker.com

Goldbroker assists you in the selling of your stock of physical silver.

By selling via Goldbroker.com, you will get a selling price around the spot price of the day. You can sell all or part of your stock.Goldbroker charges a 1% commission fee (plus a 250 EUR fix fee) based on the total value of the sale.

Once the sale is complete, you can request that the appropriate amount be paid to your bank account or ask us to keep the money for another investment.

D. Fees

1. Annual management fees

Our Management fees include :

- Storage of your physical Gold and Silver in a secured warehouse (Rhenus Logistics), close to Zurich airport.- Secure transportation- Insurance- All administrative tasks in relation to the buying, storage and insurance of your precious metals- Quarterly reports of your holdings- Sending of a monthly report on the world economy and the precious metals market.

Goldbroker page 12 - BUY PHYSICAL SILVER

Amount invested Annual fees

25 000 € - 200 000 € 1,75% on the value of your stock

- Personalized investment advice and recommendations when required by the client (reserved for clients who invest more than 100,000 euros).

Payment :

- First Year : payment in advance for one year.- Second Year : invoices are issued every three months. Invoice is based on spot price to calculate the amount due for storage/insurance fees.

2. Purchasing commission

Minimum investment = 1000 oz (≈25 000 euros)

Goldbroker.com has entered into a partnership with Matterhorn Asset Management (Goldswitzerland.com) whereby clients, investing more than 200 000 euros worth of gold/silver investment, will be managed by Matterhorn Asset Management and benefit a special annual management fee rate.

3. Stock inspection fees

Checking of your gold and silver stock has a cost which is as follow : - Pick up/Use of showroom/Repacking/Sealing/Assistance : 300 CHF (243 Euros)

25 000 € - 100 000 € Spot price + 3,5%

Spot price + 3%100 000 € - 200 000 €

Amount invested Commission

4. BUY PHYSICAL SILVER

Goldbroker page 13 - BUY PHYSICAL SILVER

1. Taxes

buy

FRANCE

BELGIUM

SWISS

ITALY

UK

IRELAND

SPAIN

GERMANY

CANADA

USA

sale

COUNTRY GOLD NOTE

Precious metals are considered in ISF decla-ration. The gains tax is deducted of 10% per year from the third year of ownership.

* Goldbroker store silver in Tax-Free Zone > VAT exemption

The CGT applies only

for bullions and coins wich are not legal tender

The rate may vary slightly from one region to another

More details on the

> Canada Revenue Agency

Gold and silver are considered «collectibles»

> More info there

Precious metals are considered in the ISF declaration.

8% tax onprecious metals

Company > 6 % Capital Gains TaxPrivate investors > 12,5% Capital Gains Tax

Capital Gains Tax:reduction of 50% the first year of ownership. The remaining 50% should be included in the declara-tion of income tax

18 % Capital GainsTax

25 % Capital GainsTax

28 % Capital GainsTax

20 % Capital GainsTax

VAT 19,6 %

0

VAT 19 % for barsVAT 7% for coins

VAT 6 %

VAT 21 %

0

VAT 17,50%

VAT 21%

0

VAT 16 %

VAT 21 %

0

0

>> Invest in physical silver by opening an investor account here

5. SAFETY

- With Goldbroker.com, you own directly physical gold and silver. From the purchase until the sale, you own physical gold and silver, not «paper» gold or silver. Your stock of gold and/or silver is registered in your own name. There is no counterparty risk.

- By being 100% owner of your gold and silver, you are not exposed to a risk of default of Goldbroker.com or of his partners.

- Goldbroker.com guarantees the quality of all the bars of gold and silver.

- Baloise/Basler is the insurance company Rhenus work with to insure our client’s gold and silver holdings.

- Goldbroker cares about the safety of its customers and has taken extra steps to ensure it. Your transactions are safe and protected by high-quality security : Verisign.

- Your Goldbroker account is protected by some of the most secured cryptographic methods ever devised.

Goldbroker manage data regarding an Account Holder in accordance with applicable laws, data protection acts and/or similar.

Goldbroker maintains strict confidentiality regarding all relationships with account holders.We only allow the transfer of money to the bank account used to open an account on Goldbroker.com (your bank account).

Transfers of funds from your Goldbroker.com account to your bank account are quick and secure.

Goldbroker page 16 - SAFETY

5. SAFETY

YOU HAVE A QUESTION ?PLEASE CONTACT US

You can contact us by chat or email every day and talk to our team that will be ready to answer all your enquiries :

FDR Capital LTD 3, Tigne Palace, Bisazza Street, Sliema SLM1643 - MALTE

+356 2060 1590

support(at)goldbroker.com >> If you have a question, you can also consult the FAQ.

Goldbroker page 17 - SAFETY