ACCELERATEinto2012

–––––––––––––––– The news and ideas magazine for the Agents of Liberty National ––––––––––––––––

December 2011www.libertynational.com

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Welcome Roger Smith and Steve DiChiaroRoger Smith, CEO of American Income Life and National Income Life, is the new President and Chief Executive Officer of Liberty National.

Roger joined American Income Life fresh out of school in 1975. He quickly excelled as a field agent rising to become Agent of the Year in 1976, his first year with the Company.

In 1980, Roger was promoted to State General Agent for the state of Arkansas. His achievement in growth resulted in acquiring the states of Illinois and Iowa, where he went on to build one of the leading Agencies within American Income Life. His Agency progressively set and broke numerous production records during the next decade.

Roger was named Executive Vice President of AIL in 1999, President and Chief Marketing Officer in 2002, and Chief Executive Officer in 2003.

Since assuming leadership of AIL’s sales force, Roger has instituted a highly successful growth strategy, which resulted in tripling the Agency field force and increasing retention and consecutive double-digit growth in net production.

Roger is excited about his new role with Liberty National. “As a member of the Torchmark family for many years, I have always been proud of the achievements of all Torchmark companies. Liberty National has been a leader in life sales for a long time, and I’m excited about taking it to an even greater level of success. Its team of Agents, Unit Managers, and Branch Managers are dedicated to selling quality

products and helping each other create personal and professional success. I’m dedicated to that too and thrilled to now be part of the Liberty National process. Together we can achieve even more for Liberty National and the field force.”

Steve DiChiaro, former State General Agent with American Income Life, has been appointed Executive Vice President and Chief Agency Officer for Liberty National.

Steve has been with American Income Life for eight years as an Agent, Managing General Agent, and most recently as the State General Agent for Colorado. Under Steve’s direction, the Colorado Agency was one of the fastest growing offices for life sales for American Income Life in 2011.

In his new leadership position, Steve will work closely with Branch Managers to share his knowledge, experience, ideals and goals for the future and how to reach them. “I know I have a lot to learn about the way Liberty operates, but I also know I have a lot to teach Agents, Unit Managers, and Branch Managers about how to get the best from each other while providing the best for their customers. I am very pleased to be a part of Liberty National and know that the years ahead will be years of growth and accomplishment for all of us. I want to help Liberty National and our field force to be among the best in the industry!”

Steve DiChiaroExecutive Vice President and

Chief Agency Officer

Roger SmithPresident

and Chief Executive Officer

It’s That Time of Year...The holiday season means different things to different people, and we celebrate in ways that reflect our individual backgrounds and cultures. But no matter how we celebrate, it’s an opportunity to give thanks for the blessings we received during the year and to share them with family and friends. Since the holiday season comes at the end of the calendar year, it’s also a perfect time to reflect on accomplishments, evaluate goals, and decide how we can improve in the coming year as representatives of Liberty National.

As you spend time with family and friends this holiday season, take a moment to look within yourselves. You have a lot to be proud of in 2011. You focused on what needed to be done and worked hard to achieve it. You didn’t allow the sluggish economy to get you down or negatively impact you or your family. You embraced the new products we offered and carried the Liberty National message to every prospect. We understand there were challenges, but we all know by now that challenges only make us stronger.

Thank you for your loyalty and support this past year. We truly are blessed to have you as a member of the Liberty National family, and we look forward to a long and productive association.

Holiday blessings to you and yours!

The Home Office Team

Published by Liberty National Life Insurance Company for the

dissemination of information to its Agents. Prior permission must be

obtained from Liberty National Life Insurance Company for

reproduction or other use of material herein.

LIBERTY NATIONALSince 1900, we’ve grown into one

of the nation’s leading insurers with thousands of representatives in

locations nationwide. We believe in personal, one-on-one

local service for insurance. And that’s the way it ought to be.

www.libertynational.com

TORCH STAFF

Content ManagerChristie Gibson

EditorRoberta Boyd King

Senior Staff WriterBrynn Caccamo

Staff WritersMichael Baker

Katrina Kotzen

Graphic DesignerAmy Meade

Contact the Torch staff at editor@torchmarkcorp.com

editor’s page

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BRANCH MANAGER’S MEETING JAN. 5-6, 2012Meet Roger Smith, new Liberty President and CEO, and Steve DiChiaro, new Executive Vice President and Chief Agency Officer. Managers should arrive Thursday, Jan. 5, for a reception and dinner that evening and the meeting on Jan. 6. Dress is business casual.

Contact Sally East at (972) 569-3782 with questions.

2012 PLATINUM PLUS MEDICARE SUPPLEMENT RATE APPROVALSLiberty National has received 2012 Platinum PLUS Medicare Supplement rate approvals in the following states: Alabama, Alaska, Arizona, Delaware, Georgia, Nebraska, North Carolina, Ohio, Rhode Island, South Dakota, and West Virginia.

An e-mail was sent to all Branch Managers in these states notifying them of the approvals and the particular plans to which approvals apply. Rates on Plan HDF have decreased by 5 percent in all states.

The new business effective date is Jan. 1, 2012.

New rate cards are available for download on the Agent Services website under ‘Online Forms’, ‘Medicare Supplement’.

Branch Managers may e-mail custserv@libnat.com with questions.

MEDICARE ADVANTAGE INVOLUNTARY DISENROLLMENTDec. 8, 2011, began an enrollment period for Medicare Advantage members who were involuntarily disenrolled from their Medicare Advantage plans for 2012 due to nonrenewal or other termination. This enrollment period ends Feb. 29, 2012. Platinum PLUS Medicare Supplement Plans A, B, C, F, and HDF (where available) are Guaranteed Issue for these applicants.

ATTN: OHIO AGENTSThe Ohio Department of Insurance has changed its Medicare Supplement regulations. Effective immediately, Agents are prohibited from the following unsolicited contacts with a Medicare-eligible person:

• Telephone or electronic solicitation including voice mail, texting, or e-mail.

• Soliciting door-to-door

• Leaving information on someone’s car

• Approaching a person in a common area like a parking lot, parking garage, lobby, store, etc.

• Contacting a person residing in a nursing home, long-term care facility, assisted-living facility, or other residence primarily occupied by Seniors.

ACCIDENT PROTECTOR MAXLiberty’s Accident Protector Max is now approved for sale in Colorado, and Illinois.

See the Agent Services website for materials and forms and contact custserv@libnat.com with questions.

$3,000 ACCIDENTAL DEATH POLICY (ADP) You may now offer a $3,000 Accidental Death Policy (ADP) to customers each year. These guidelines apply:

• Customers can apply for one policy annually.• If an ADP has been issued in the last 10 months,

the policy will be declined.• The ADP premium is $10 per year. It is not free,

and it is not ‘no cost’, and you should not refer to it as ‘no cost’ when talking with your prospect or customer. The premium is due and payable at the end of each policy year except in Florida where the $3,000 ADP is sold through a rebate program. This eliminates the need for Florida Agents to collect the $10 first-year premium at the time of sale.

• The customer receives a bill for each ADP policy issued.

Florida Agents must complete the Florida Rebate Schedule LADPFL_AGT form before they offer the $3,000 ADP. Branches must post a copy of the Florida Rebate Schedule LADPFL_BR form and retain a copy of the rebate schedule and list of participating Agents for five years.

SIGNATURE REQUIREMENTS ON APPLICATIONSReview signature requirement rules in the Agent’s Instruction Guide. Remember:

Applicant must sign his or her own name.

If proposed Insured is mentally incompetent, he or she cannot enter into an insurance contract.

A person granted power of attorney or durable power of attorney may apply for insurance on the grantor if the power of attorney specifically conveys the authority to transact insurance business. A copy of the power of attorney must be attached to the application for insurance.

INTEREST RATE DECLARATIONThe interest rates for Liberty National life and annuity products are the same for 2012 as they were for 2011.

Depending on the product, the range of interest rates for Liberty life products is between 3.00 percent and 7.00 percent and for annuity products between 1.50 percent and 4.00 percent.

GROUP TERM PAID UP AT 65 Liberty’s Group Term Paid Up At 65 is now approved for sale in California, Delaware, Illinois, Indiana, Kansas, Nebraska, Ohio, and Utah.

See the Agent Services website for materials and forms and contact custserv@libnat.com with questions.

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*Can We Walk Away from Alzheimer’s? http://therestdoctor.wordpress.com/2010/10/15/can-we-walk-away-from-alzheimers-101510/

Commission-based earnings present the opportunity to create financial freedom based on your willingness to do what you need to do to achieve it. You must challenge yourself every day to be successful. And the key to that success is dedication that is balanced, consistent, and flexible.

getting up earlier instead of staying up later. You work more efficiently when your brain is rested. Prioritize and don’t let outside influences distract you.

5. Adopt a healthier lifestyle. Take 30 minutes each day for exercise. It’s good for your brain as well as your body. Walking one mile every day can help prevent diseases like Alzheimer’s*. Physical activity makes you feel good and enables productivity.

6. See things differently. If something is bothering you, make an honest attempt to see it from a different angle.

Talking to someone else can help give you a fresh perspective or provide new insight.

7. Prioritize. Cleaning out the garage might be more stimulating than balancing your checkbook, but it’s not nearly as important.

Keep what’s important in perspective.

These are a few tips to help you achieve success. The possibilities to do better than

the day before are endless. Clearing your mind and reorganizing your approach

helps you increase your production, boost your commissions, and attain success.

Freedom of Commission-Based Sales Each day is an opportunity to reach a new plateau in achieving your goals. Want to challenge yourself to make more money every day? Consider these tips to help you prioritize, increase your productivity, and clear your mind of distractions.

1. Manage your time effectively. As an Agent, your three primary tasks are appointment setting, presentations, and business conservation. If you’re not performing all of these three tasks, the odds of reaching your goals diminish.

2. Accept what you cannot change. If you can’t change what you don’t like, why waste time and energy trying? Accept it and move on.

3. Know your limits. Unless you want to work 24 hours a day, be selective in sharing your time. You can say “no” without upsetting or offending others simply by the way you say it.

4. Identify what causes you stress. It’s often not the task that’s the problem, but the lack of time to complete it. Consider

Whether you’re an Agent, a Unit Manager, or a Branch Manager, everyone wants to be more successful. As the year winds down, it’s a good time to reexamine your goals for 2012.

Ask yourself these questions and write down your answers. Then evaluate your goals and set new ones, if necessary.

1. What goals have I reached, and which ones remain on the back burner?

2. What progress have I made in my career?

3. How are my finances now compared to last year at this time?

4. Do I develop good relationships with my customers?

5. How well do I service my customers?

6. Where do I want to be this time next year?

7. Is there one change I can make to increase my productivity?

To effectively execute your goals, get organized! Drive and ambition are great, but without a game plan, unorganized goals remain goals instead of becoming accomplishments. Consider the following tips:

Write down each goal and decide its priority. Then write down what you need to do to reach each goal.

When you accomplish a goal, cross it off your list. This helps you take pride in your progress and motivates you to achieve what remains on the list.

Check on yourself at specific times during the year to see how you’re progressing toward achieving your goals.

You should also create a list of daily activities to help you accomplish your annual goals:

Organize your desk at the end of every day so you can start working immediately the next morning.

Plan your day the night before to make the most of your sales time ... especially when you’re on the road.

Bite-size your tasks. If you procrastinated completing a task, break it into manageable pieces. This removes the feeling of being overwhelmed and gets the job done.

Remember, each goal comes closer to being a reality the moment you begin working on it!

With the new year right around the corner, it’s the perfect time to get your priorities and resolutions in order.

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Examined Your Goals Lately?

*Pew Research 2010 Study on Baby Boomers - 10,000 figure based on information from the Social Security Administration; **Rating as of June 2011.

Today’s Senior market is expanding by 10,000 a day according to Pew Research*, a nonprofit, nonpartisan, Washington-based think-tank. That potential is creating the best Medicare Supplement sales environment in history. Liberty National offers quality Medicare Supplement coverage backed by long-term financial stability and outstanding customer service - even after the sale.

Liberty’s foundation is life sales, and we are a longtime leader in that area. We have an exceptional portfolio of term and whole life products to offer customers. With thousands of individuals around the country needing and wanting additional life insurance, the market is yours for the taking.

Adding a supplemental health product like the $3,000 Accidental Death Policy, Accident Protector Max, Critical Illness Protector, and numerous hospital policies can give you and your customer the edge in overall insurance protection.

Liberty National exemplifies leadership in the insurance industry:

• Our excellent track record for outstanding customer service, financial stability, and innovative products are benefits you and your customers depend on year after year. Your customers can trust Liberty National to provide protection and service exceeding their highest expectations.

• Although Liberty is new to the Senior market, its sister Companies, United American and First United American, have sold Medicare Supplements for more than 40 years and 25 years respectively. Like UA and First UA, Liberty National is dedicated to the Senior market.

• Liberty has earned an A+(Superior) Financial Strength Rating** from A.M. Best Company for more than 35 consecutive years and been

named to the prestigious Ward’s 50 Life-Health List every year since 1995.

• Like United American and First United American, Liberty National is also ‘the Company that does what it says it will do’. That commitment sets our standards for efficiency and service high and keeps premium increases to a minimum.

• We are committed to our Agents, Unit Managers, and Branch Managers to provide training and marketing tools to help you achieve your potential. Brainshark online training, new Agent training, and Branch Manager training all contribute to producing a talented and motivated team within our Branches. This commitment is testimony to Liberty’s staying power in the industry and a powerful reminder that YOU and Liberty National are an unbeatable team in 2012 and beyond.

Why Sell Liberty National?

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8 December 2011

Another great tool to help Liberty customers appreciate Medicare Supplement Plan HDF!

Download your state’s preapproved version of the AD-314 Flyer on ‘Agent Services’, ‘Online Forms’, ‘Medicare Supplement’, ‘Marketing Tools’.

NEW for 2012

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Love That Laptop!

But if you choose just one marketing tool to create your success, there is no doubt what it is. The Platinum PLUS Medicare Supplement Laptop Sales Presentation is the best tool we offer.

WHY USE THE PLATINUM PLUS LAPTOP SALES PRESENTATION?

• The presentation is already approved by your state’s Department of Insurance, so you have no compliance issues.

• It’s a great training tool for new Agents as well as customers.

• It covers the critical topics related to a Med-Supp purchase - history of our Company, an explanation of what Medicare is, what Medicare

covers, and what Medicare doesn’t cover, a description of each plan we offer, and an indication which plans are appropriate for which type of Senior.

• The Company updates the Platinum PLUS Laptop Sales Presentation each year with new Medicare premiums, deductibles, and copayments. The information is always accurate and up-to-date.

• Whether your prospect is a disenrolled Medicare Advantage member or a new Senior, the presentation addresses all categories of Seniors looking for a quality Med-Supp product.

• The Laptop Sales Presentation is easy to use. If you can click a mouse, you have already mastered it.

If you are using the presentation regularly, you already know it can help boost your bottom line. If you aren’t using it, what are you waiting for?

If you have questions about downloading the presentation, go to the Agent Services website and click ‘Laptop Download Instructions’ under ‘Laptop Sales Presentation’ on the right hand side of the page. Then click ‘Medicare Supplement Laptop Sales Presentation’ under ‘Downloads’.

Be sure to connect to the Internet regularly to get Home Office updates.

Bottom line ... Liberty National wants you to be successful in the Medicare market, and our marketing tools are there to help you achieve your goals.

Laptop Sales PresentationDownload the Platinum PLUS Medicare Supplement or Conversion Laptop Sales Presentations.

Activity ManagementTrack your daily and weekly activity to help push your production, stay on bonus, and qualify for Convention.

RecruitingUse PowerPoint presentations and scripts to help your recruiting efforts.

AdvertisingDownload approved advertising like print ads and radio scripts.

Product AvailabilityFind what products are approved in your state.

Online FormsDownload brochures, sample policies, and Marketplace Bulletins for Liberty products.

NAVIGATE AGENT SERVICES!

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How do you develop long-term customers ... folks who come to you time and again for insurance needs and refer you to acquaintances whenever they can?

In a word - Service. When you provide quality service to policyholders, you increase your income. There is no better source for repeat sales and referrals than existing, satisfied customers.

To enhance customer relationships and develop more long-term customers:

• Write quality business. Use the needs-based Laptop Sales Presentations and determine the appropriate coverage prospects can afford and will be able to keep.

• Get to know prospects. What are their hobbies? What do they do for a living?

• Contact policyholders before policy anniversaries to ask if they need to increase coverage or convert a policy.

• Contact policyholders on their birthdays, because a thoughtful Agent stands out in the crowd!

• Keep customers up-to-date by phone or mail about new products, services, or industry changes.

• Establish yourself as a resource for information about changes or trends in the market or about facts related to your customer’s hobby or business (this requires some research). It’s a way to show customers you are not there just to make another sale.

• Make a commitment to policyholders. Any worthwhile relationship results from genuine concern about the other’s well-being.

Long-term relationships are maintained by being committed to providing the kind of service you would like to receive if roles were reversed. Your job isn’t over because you close the sale. In a way, it’s just beginning.

Develop Long-Term Customers

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Qualifiers and/or Torch Club honorees must meet applicable Company Minimum Standards and Qualifications for Production, QOB/DCN, and Recruiting to attend Torch Club and/or be recognized in our Company magazine.

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Tim Aderholt#49$2,288,6311

Craig Wilson#49$812,9281

Corey Hulsey#49$265,9141

Jason Everett#170 $1,948,4621

Cathy Meinecke#176$580,9951

Douglas Lavender#17$183,2591

Howard Ralston#86$1,764,4441

Melissa Nuckolls#170$545,8651

Serge Clouatre#49$179,5691

1 1 1

2 2 2

3 3 3

4. Brian Cannington, #40........$1,724,872

5. Angela Hanson, #15 .............$1,557,157

6. Owen Wilson, #46 .................$1,203,690

7. Mark Woodruff, #8 ................$1,103,687

8. Ricky Beard, #129 .................$1,044,585

9. John Hadder, #2 ....................$1,020,661

10. Jason Adams, #176 ................. $953,613

11. Sherri Young, #77 ..................... $950,708

12. Jeff Miller, #178 ....................... $879,592

13. Tom Botts, #645 ........................ $866,918

14. Alan Spafford, #674 ................ $856,019

15. Lonell Plyler, #18 ...................... $854,237

16. Vickie Ketron, #115 .................. $835,565

17. Tony Carter, #9 ......................... $798,167

18. John Brooks, #5 ........................ $771,900

19. Michele Sellors, #134 .............. $720,345

20. Keith Mitchell, #58 .................... $704,435

4. Billy Yeomans, #40 ................... $542,742

5. Scotty Fourtenbary, #15 ......... $494,611

6. Brandon Herndon, #86 ............ $469,538

7. Bradley Gray, #129 .................. $459,531

8. Gabriel Speaks, #115 .............. $457,563

9. Tommy Wainwright, #141 ...... $457,162

10. Rachel Fenz, #670 .................... $417,548

11. Leighanne Crews, #77 ............ $411,626

12. Philip Nichols, #10 ................... $402,615

13. Marie Tuck, #15 ......................... $396,300

14. Mitchell Phelps, #645 .............. $374,057

15. Tim Baucom, #93 ..................... $370,554

16. Jason Joiner, #688 .................. $365,920

17. Kirk Butler, #18 .......................... $358,131

18. Christian Carter, #170 ............. $356,137

19. Julie Henson, #7 ....................... $338,840

20. Michael Bullock, #49 ............... $332,811

4. Alan Goforth, #10 ..................... $175,174

5. Jeff Lones, #9 ............................ $174,821

6. Bill Lacount, #49 ....................... $162,245

7. Corrie Hill, #49 .......................... $161,064

8. Kay Fordham, #141 ................. $157,175

9. Darren Alexander, #49 ............ $149,062

10. Wendi Thornton, #176............. $148,541

11. Kenny West, #49 ....................... $132,831

12. Jerry Crowell, #18 .................... $132,171

13. Yoly Dale, #49 ............................ $131,941

14. Ashton McKelvy, #77 ............... $131,545

15. Pam Stanton, #170 .................. $127,569

16. Gary Hixson, #45 ...................... $124,922

17. David Graham, #178 ............... $123,049

18. Charles Brown Jr., #170 ......... $114,179

19. Wayne Fisher, #117 ................. $114,132

20. Nick Bouzios, #117 .................. $112,860

Liberty Leaders - Top Performers in Total APThe following producers represent the Top 20 Branch Managers, Unit Managers, and Agents in year-to-date total annual premium production through November 2011.

BRANCH MANAGERS

BRANCH MANAGERS

BRANCH MANAGERS

UNIT MANAGERS

UNIT MANAGERS

UNIT MANAGERS

AGENTS

AGENTS

AGENTS

TOP

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20TOP PRODUCERS

First Year Agent ProductionThe following represent the Top Five Branch and Unit Managers with the highest year-to-date First Year Agent Production through November 2011.

Convention qualification lasts only a few more days. Are you heading for the Hard Rock Punta Cana in the Dominican Republic? We want to see you there!

CONVENTION 2012 ... SEE YOU THERE!

Congratulations!ACHIEVEMENT

1. Jason Everett, #170 ............$1,223,576

2. Angela Hanson, #15 ..........$1,063,510

3. Tim Aderholt, #49 .................... $905,639

4. Brian Cannington, #40 ........ $868,804

5. Howard Ralston, #86 ............ $792,858

TOP 5 BRANCH MANAGERS

1. Gabriel Speaks, #115 .......... $433,481

2. Scotty Fourtenbary, #15 ..... $417,508

3. Rachel Fenz, #670 .................. $407,771

4. Cathy Meinecke, #176 ........ $335,629

5. Skylar Byrne, #134 .................. $334,277

TOP 5 UNIT MANAGERS

FIRST YEAR AGENT PRODUCTION

ROOKIE UNIT MANAGERThe Top Rookie Unit Manager has been a Unit Manager for less than one year and is recognized by Liberty National for the total annual premium produced.

Heath Johnsey of Branch 15 is the Rookie Unit Manager of the month for November. Heath’ s team produced $35,954 of annual premium in November.

Great job, Heath. You’re finishing the year on a high note!

#1 JOHNNY GOSS

#2 TONI BURGINRICKY DONALDSONJOHN HADDERDARRELL HUBBERTCHERYL MILNER

#5 JOHN LOVEALLEN WHIGHAM

#7 JULIE HENSONPHILLIP ZANGAS

#8 RANDY BEDWELLJAMES DEBTERGARY DOBBSCHARLES SMITHBRANDY VICKERSMARK WOODRUFF

#9 CHRIS CAMPTAMMY CASTEELJEFF LONESWILLIAM TURNER

#10 ALAN GOFORTHCLINT MCLAINPHILIP NICHOLSSCOTT PRITCHETTADA WHITE

#15DONNIE ANTHONYBARNEY BLEVINSKENNY BUCKEDWARD CAMPBELLBRIAN FOREMANSCOTTY FOURTENBARYTERESA GRUBBSANGELA HANSONLILLIAN HARRISANDY SHOEMAKERMARIE TUCKMICHAEL WALTONDAVID WINDSOR

#17DOUGLAS LAVENDER

#18KIRK BUTLERNAN HOPSONKAY PERRYMANJUSTIN STANLEY

#21ALAN BECKLISA BECKED EDMONDSONMATTHEW MCCRARYNELLIE WILLARDCHRISTOPHER WILSON

#28CHRISTOPHER GRAHAMSCOTT JACKSON

#32DOUG BARRETTFELISA BARRETTDEMPSEY BELLDANIEL NUTTLEALICIA RODGERSCHARLIE RUSH

#35MIKE SMITHERMAN

#40 JAMIE BOATRIGHTBRIAN CANNINGTONCHRISTINA COLVINSTANLEY JOHNSONSANDRA MULKEYCHRIS O’BERRYFRED REESESUSAN SISKPAM ROLLERBILLY YEOMANS

#41DANNY BICE

#45JEFFREY HUNNEKEMARTHA JOHNSONMIKE RAMSEY

#46 CHRIS COLLAZOJUAN DIAZEMMANUEL LYLESGEROLYN SHAPIROKYLE TETREAULTOWEN WILSON

#49 TIM ADERHOLTDARREN ALEXANDERMICHAEL BULLOCKSERGE CLOUATREYOLY DALECORRIE HILLCOREY HULSEYNATHAN JONESBILL LACOUNTYANCE THOMPSONKENNY WESTCRAIG WILSON

#56DAVID BURGMAN

#58 WILLIAM ALLENDONNA CHANCEYWINDI GATESJANE HARWELLSHERRY LILLYJASON TERRELL

#71STACEY PERKINS

#74RAY MCDANIEL II

#77 LEIGHANNE CREWSANGELA MCDANIELASHTON MCKELVYDAVID MILLER

#79 BRETT BARRONCATHY CLARKTIMOTHY LAPLANTPAUL MIKELL

#86 DON ASBELLMARION BEACHAMSTEVE CHAMPIONMARK CHANDLERBRANDON HERNDONHOWARD RALSTONGARY SMITHDAVID TAYLOR

#91 RANDY BISBEE

#92 ROBB PARK

#93 TIM BAUCOMHILLIARD BUCHANANTHOMAS ROGERSLARRY WOOD

#99 TOMMY RECTOR

#115 BEN HASTINGSVICKIE KETRONCAROL SPEAKSGABRIEL SPEAKS

#116 RICHARD CRABTREEROSEANNE SILBERMAN

#117 NICK BOUZIOSDAVID BROOKSJOE CAMPUS IVWILLIAM HARRISON

#125 KELLYE GAMMELL

#129 RICKY BEARDDEBBIE BUTLERBRADLEY GRAYWILLIE MCGEEJAMES SPITCHLEY IIKRISTIE TATERONNIE THOMPSON

#134SKYLAR BYRNEKENNETH KEITHBRITTANY SELLORSMICHELE SELLORSJEFFREY SPLAWN

#141TONYA CARDWELLKAY FORDHAMTOMMY WAINWRIGHT

#169JOHN HOLMAN

#170CHARLES BROWN JRCHRISTIAN CARTERWESLEY COFFEEBRADLEY COOKSEYJASON EVERETTSTEPHEN HARRISMISSY HENDERSONSTEPHANIE LAWRENCEMELISSA NUCKOLLSPAM STANTONLYDIA TUCKALICE WESTON-SHERWOOD

#172LISA LAMBVETA MELVINJEFF WALLMARK

#174WILLIAM HERRONPETER SCHETTINI

#176JASON ADAMSLISA BANKSMICHAEL CHAMBERSCATHY MEINECKEKURT SURBERWENDI THORNTON

#178TODD BAXTERJAMES BISHOPKIM FEAGERDAVID GRAHAMCHARLES JACKSONJASON JUSTICEJACOB MILLERJEFF MILLERROBERT RYANMARK WOFFORD

#634 SAMANTHA GRAY

#645CHRIS CASTLEBERRYMITCHELL PHELPSSTEPHEN RABONDORIAN THOMAS

#657DOUG SHORTDARLA WATERS

#670RACHEL FENZMICHAEL HARKINREX SMEDLEY

#674CHRISTOPHER LOVELESSELIDORA LOVELESSRICHARD SILVAJOANN SPAFFORD-PAAK

#679ELIZABETH FOXMICHAEL HOPKINS

#680DANIEL NUCKOLLSJAMES OATESSCOTT SMITH

#682ROBERT CLOONEYROBERT GILESLOWELL MAYOTIFFANY VIDRINE

#683 TERRY WATSON

#688REGINA GREENJASON JOINER

Liberty National recognizes Agents, Unit Managers, and Branch Managers, who are on schedule as of 11.29.11 for the 2011 Convention to be held June 28 - July 1, 2012. Qualifiers and/or Torch Club honorees must meet applicable Company Minimum Standards and Qualifications for Production, Persistency, DCN, and Recruiting to attend and/or be recognized in our Company magazine.