internship presentation mehnaz[1]
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Kotak Mahindra
otak Mahindra
Old Mutual Lifeld Mutual Life
Insurance Ltd
nsurance Ltd
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Flow
Company Profile
History
Old Mutual Plc
Organisation Structure
Products
Major Competitors
SWOT
Financials
Projects
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Company Profile
76 : 24 Joint Venture between Kotak Mahindra Bank Ltd.& Old Mutual plc.
Kotak Life Insurance aims to help its customers takeimportant decisions at every stage in life
Management
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TradeTrade
FinanceFinance
1985 1986 1990 1991 1992 1995 1997 1998 2001 2002
CorporateCorporate
FinanceFinance
Car Car
FinanceFinance
InvestmentInvestment
BankingBanking
BrokerageBrokerage
& Distbn& Distbn
CommercialCommercial
VehiclesVehicles
Consumer Consumer
FinanceFinance
MutualMutual
FundsFunds
LifeLife
InsuranceInsurance
GoldmanGoldmanSachsSachs
Year of Introduc tion
FordFordCreditCredit
OldOldMutualMutual
BankBank• A full-rangeof Financial Products
• Oneof thefastest growth of businesses in
financial services
• Market leader in Broking, Car-finance&
Investment Banking
• A full-rangeof Financial Products
• Oneof thefastest growth of businesses in
financial services
• Market leader in Broking, Car-finance&
Investment Banking
2003
For the first time in thehistory of India, the RBI has
granted a banking license to an
NBFC – Kotak Mahindra!!!The Bank began operations in
Mar 2003.
The History of the Kotak Group
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Over 160 years’experience in Life Insurance
Base of over 3.8 million life assurance policyholders
A FTSE 100 financial services group, and ranks as a Fortune Global500 company.
3rdLargest insurer listed on London Stock Exchange
Present in South Africa, Zimbabwe, UK and US across life insurance,general insurance, mutual fund , banking , wealth management and stockbroking businesses
The Old Mutual group manages in excess of $250 billion in fundsi.e. atotal asset-base of more than Rs 13 lakh crore
Old Mutual plc.
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Organization Structure
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Organization Structure
Managing Director(Mr. Gaurang Shah)
VP-Sales & Mgt.Dev
(Mr.Arun Patil)
CFO & COO
(Mr. G Murlidhar)
Sales Head Mkt HeadHR-Admin
HeadAppointedActuary
CIO
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Products
Individuals : 15 Products & 6 Riders
Group : 6 Products
Rural : 1 Product
Fast Selling Products : KSIP , KFLexi , KRIP
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Major Competitors
ICICI Prudential Life Insurance
SBI Life Insurance
Life Insurance Corporation of India
Allianz Bajaj Life Insurance
Max New York Life Insurance
Etc.
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SWOTOpportunities
Stability through increased Brand Awareness, Market Penetrationand Service Offerings.
Increase in Customer Wallet Share
Leverage in the Latest Tech. For providing quality & client centricservice
Growth in economy would lead to higher demand for credit
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SWOT
Threats
Increasing Interest Rate Scenario
Execution Risk
Competition fromLocal & Multinational Players
Rising Inflation could reduce savings & Investments
Rising Crude Oil Prices
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Financials
4 0
9 5
19 3
3 51
2 003 200 4 200 5 2 00 6
Years
First Year Life Insura nce Prem ium (Rs crore)
TheCAGR ( Compound Annual Growth Rate) for 4 years is 106%.
Thepremiumin year 2006 went up by 81.86% morethan of 2005.
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Share Capital
Authorized Share Capital
Issued Capital
Subscribes Capital
Called up Capital
2006 2005
2,600,000 2,120,000
2,445,835 2,117,606
2,445,835 2,117,606
2,445,835 2,117,606
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Project
How does the Indian mutual fund industry comparevis– a – visglobal standardsand what should be our future expectations fromit ?
Current Scenario : AUM in developed countries ranges from30-60% of GDP. Incase of India its 8%.
Penetration : India -6.7%US -50%UK -17%
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Project
Comparison of Indian Mutual Fund Industry with Global Standards
Types of Products
Regulation
Risk Management Techniques
Governance
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Project
Future Expectations fromIndian Mutual Fund Industry
Increased Penetration
Increased Emphasis on Retail Investors through Supply Chain Innovations
Diverse Range of Products
Increase in the need for Financial Advice
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ProjectRecommendations
Steps to be taken by SEBI :
Increase Accountability among Different Players
Develop of AMFI & SROs
Regulating Corporate Investments
Investor Education Programs
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ProjectRecommendations
Steps to be taken by AMCs :
Make MF documents more comprehensible
Make disclosures regarding MF expenses more transparent
Make fund managers accountable to unit holders
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References
JournalsKlapper, Sulla, Vittas : ‘Thedevelopment of mutual funds aroundtheworld’, Emerging Markets Review.
Khorana, Servaes, Tufano ‘Explaining thesizeof mutual fund industry around theworld’, Journal of Financial Economics.
Books & ReportsBansal, ‘Mutual funds – Management and working’, Deep and Deep (1998), New Delhi.Report on Reformof Mutual Funds in India, Cadogan Financial in association withA F Ferguson & Co.Report on Reformof Mutual Funds in India, Cadogan Financial in associationwith A F Ferguso Technical Assistanceto India for reformof theMF industry -ADB
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References
www.sebi.gov.in
www.amfindia.com
www.pwc.com
www.kotak.com
www.kotaklifeinsurance.com
www.wikipedia.org
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Thank You!!!