internship final report (anik)
TRANSCRIPT
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Part ITitle of the report
Operation and Activities of Green Delta Insurance CO.
Ltd.
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Part IIIntroduction
Operation and Activities of Green Delta Insurance CO. Ltd.
2.1 Executive Summary
Green Delta Insurance Company Ltd. is one of the non life private insurance companies in
Bangladesh. The principal business of Green Delta Insurance Company Ltd. is premium
collection, financing and investing. Green Delta Insurance Company offers a full range services
to its customers.
This report contains seven parts. First part deals with title of the report. Second part is the
introduction part of the report which contains rationale, background of the Green Delta Insurance
Company Ltd where I tried to show an overview of Green Delta Insurance Company Ltd and
Objectives. Third part contains operational activities of GDIC and activities undertaken, fourth
part contains constrains, fifth part contains lessons learned from the internship program, sixth
part contains conclusion statement and the last part contains suggestions for improvement or
course of actions.
While working with finance and accounts department in Green Delta Insurance Company Ltd., I
have tried to find out some problems such as online system in all branches are not applied, all
the branches are not well decorated, low current and quick ratio etc.
At last, I have also tried to give recommendation against the problems of GDIC mentioned in the
report such as all branches with online system and well decoration, increasing current and quick
ratio etc.
2.2 Rationale for Selecting the Report
As a requirement of completing of BBA degree, I need to work as an intern with any reputed
organization. Now I am working with Green Delta Insurance Co. Ltd. I have chosen an insurance
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company for my internship affiliation report. I have proposing to study because I want to have
over all idea about the insurance company. I want to be a Financial Analyst. I have been working
here in the accounts & finance section .So for this reason, I have chosen this topic for my
internship affiliation report. And the study will have both practical & academic values. It will
help to get a clear idea about the Operations and Activities of Green Delta Insurance Company
Limited. On the other hand, the findings of the study will help to take appropriate actions & steps
for the betterment of the existing practice which basically help the operational activities of
Finance and Accounts division.
2.3 Introduction of the Concerned Organization
As a requirement to complete my BBA program I worked as an internee in Green Delta
Insurance Company Limited (GDIC). Green Delta Insurance Company Limited (GDIC) is one of
the leading private non life insurance companies in Bangladesh. With a presence in the
strategically important parts of the country, which includes 38 branches, Green Delta Insurance
Company Ltd. has established its prominent presence with equity participation in Delta Brac
Housing Ltd., Progressive Life Insurance Co Ltd, United Hospital Ltd. Fin Excel Ltd. and BD
Venture Ltd. Green Delta Capital Ltd. and Green Delta Securities Ltd. are two of the subsidiaries
of GDIC. After 28 years of glorious journey in the Insurance sector, Green Delta Insurance
Company Limited has now become a big family of 13 respected board members, 600+
committed staff, numerous valued clients and thousands of esteemed shareholders.
2.4 History of the Company
Green Delta Insurance Company Limited (GDIC) is one of the leading private non life insurance
companies in Bangladesh. GDIC was incorporated in December 14, 1985 as a public limited
company, under the Companies Act 1913. Actual operations started on 1st January 1986, with a
paid up capital of BDT 30.00 million. Now, Green Delta Insurance Company Ltd. is amassed
about BDT 637.875 million with a credit rating of AA1 and ST1. GDIC holds the proud
distinction of being the first ever company to raise its paid up capital to such a level. This is also
the 1st Insurance Company in Bangladesh to have equity partnership with IFC. With a presence
in the strategically important parts of the country, which includes 38 branches, Green Delta
Insurance Company Ltd. has established its prominent presence with equity participation in
Delta Brac Housing Ltd., Progressive Life Insurance Co Ltd, United Hospital Ltd. FinExcel Ltd.
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and BD Venture Ltd. Green Delta Capital Ltd. and Green Delta Securities Ltd. are two of the
direct subsidiaries. GDIC provides stock brokerage services through Green Delta Securities Ltd.
(GDSL) and investment supports through Green Delta Capital Ltd. (GDCL).
Under the charismatic leadership of Mr. Nasir A Choudhury, Founder Managing Director and
Advisor, Green Delta Insurance Company Ltd. has been leading the winds of change in the
insurance industry of the country in terms of service standard, innovative products and legislative
restructuring. After 28 years of glorious journey in the Insurance sector, Green Delta Insurance
Company Limited has now become a big family of 14 respected board members, 600+
committed staff, numerous valued clients and thousands of esteemed shareholders. By now,
Green Delta has been able to uphold the brand image as a prompt claim settler, superior service
provider, and diversified product supplier – almost like a one stop solution provider in the non
life insurance sector in the country.
As a part of the recognition for the contribution in the development of the insurance industry and
for maintaining the standard of service, the company has been considered as one of the top 500
companies according to the renowned Rating Agency, Dun Bradstreet Rate Agency of
Bangladesh. The company has also been awarded with many national and international awards
like –‘’ICAB National Awards’’ for Best Published Accounts, ICMAB Best Corporate Award in
Insurance category, ‘‘Certificate of Merit’’ for the Best Presented Accounts Award in the
category ‘Insurance Sector’ by the South Asian Federation of Accounts (SAFA), ‘‘International
Quality Crown Award’’ by BID International in London, The BIZZ Award by World Business
confederation of Business, USA for leadership, Excellence in a management, Quality and
Marketing, ‘‘The Diamond Eye Award For Quality & Excellence’’ by BID OTHERWAYS, The
Platinum Technology Award for Quality & Best trade name by Association Other ways in
Berlin, International Star Award for Leadership in quality in the Gold, Platinum and Diamond
categories and many more. With the slogan “Marches with time” - during the last 28 years -
GDIC has been helping people in their time of need; pulling out all the steps when needed, and
has been proud to be a partner in progress.
2.5 Objective of the organization:
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As a leading insurance company, we are committed to provide the best possible services
for our clients. Since the establishment of the company, we have set a number of long
term strategic goals.
We are keen to achieve. On top of our goals is to build a strong loyal customer base that
we always try to enrich by providing the best services at competitive costs. We have
broadened our range of services over the years, in order to reach out for more customers
and meet their precise needs.
One of the main objectives of the company is to maintain a stable financial position in the
market along with a stable growth in capital over the years.
Finally, our achievements and clients speak for us, which proves that we are on the right
track for more than 28 years now.
2.6 Vision of GDIC
Our vision is to mature into a sustainable, organization, raise competitiveness to the highest level
in the insurance level in the insurance industry, maintain high profitability & balanced
quantitative growth and exceed customer’s profitability & balanced quantitative growth and
exceed customer’s expectations by offering legendary services, embrace a new corporate identity
and creative corporate culture.
2.7 Mission of GDIC
Mission of GDIC is to create Shareholders value through customer’s satisfaction and employee’s
commitment to excellence.
2.8 Brief Description of the Corporation
GDIC was incorporated in December 14, 1985 as public limited company under the companies’
Act. 1913. But the actual operation of the company started on 1 stJanuary 1986, with a paid up
capital of BDT 30.00 million only.
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Corporate Chronicle
December 14, 1985 = Incorporate of the Company
January 01, 1986 = Commencement of business
January 02, 1986 = Signing of the First Insurance Business
August 19, 1989 = Received consent from SEC for issuance of Public
Share of BDT 30 million
December 31, 1989 = Increase paid up capital to BDT 60 million
January 12, 1990 = Listing with Dhaka Stock Exchange Limited
January 14, 1990 = First trading at Dhaka Stock Exchange Limited
October 21, 1995 = Listing with Chittagong Stock Exchange Limited
October 22, 1995 = First trading at Chittagong Stock Exchange Limited
October, 1997 = Investment in Delta Brac Housing as equity share
holders
May 05, 2004 = Issuance of Right Share
May 10, 2004 = Agreement sign with CDBL
July 18, 2004 = Startup of Demit Settlement
October 30, 2004 = Awarded “A” category insurance Co. by CRISL
June 07, 2004 = Investment in Jalalabad Telecom Limited
May 11, 2005 = Launching of Islamic Takaful Insurance
May 12, 2005 = DSE Membership purchased
June 12, 2005 = Formation of Green Delta Aims Limited, a joint
Venture construction firm
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June 30, 2005 = Issuance of First Bonus Share
October 13, 2005 = Incorporation of Green Delta Financial Services Limited
December 31, 2005 = Capital Increased to BDT 108 million
January 31, 2006 = Investment in Brac Bank Proffered Share
November 28, 2006 = Investment in United Hospital
June 30, 2006 = Issuance of Bonus Share
July 01, 2006 = Start up of the operations of Green Delta Financial
Services Limited
December 31, 2006 = Capital increased to BDT 151.20 million
February 15, 2007 = Start up of the Construction of Green Delta Aims Tower
July 24, 2007 = Awarded “AA2” rating in the long term and
ST 1 rating in the short term by CRAB
December 31, 2008 = Raising paid up capital to BDT 408.24 million
June 20, 2009 = Donation of 550 wheel chairs among the war wounded
freedom fighters
August 20, 2009 = MOU signing with LR Global Bangladesh AMC Ltd.
September 06, 2009 = Awarded “AA1” rating in the long term and
“ST 1” rating in the short term by CRAB
2010 = Platinum Technology Award for Quality and
Best Trade Name, TheBizz Award, 2010
2010 = Being the honored member of the Who's Who historical
Who's Who membership Award, 2010
2011 = Golden Award for Quality and Business
Prestige 2011, Berlin, Germany
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2.9 Organization Structure
Registered Office
Green Delta Insurance Company Ltd.
Green Delta AIMS Tower (6th floor)
51-52 Mohakhali C/A, Dhaka
Nature of Business All kinds of non life insurance business.
Principal Bankers
a) Pubali Bank Limited.
b) BRAC Bank Limited.
c) Commercial Bank of Ceylon.
d)Standard Chartered Bank.
e)The Hongkong and Shanghai Banking
Corporation Ltd.
f) Exim Bank Limited
g) The City Bank Limited
h) City bank N.A
i)Islami Bank Bangladesh Limited
Auditors M/s Habib Sarwar& Company
Chartered Accountants
Estern Commercial Complex
73 kakrail, Chamber 704, Dhaka -1000
Legal Advisor Abdur Razzaque & Associates
City Heart, Suit No # 5/1, 67 Nayapalton,
Dhaka -1000
Subsidiary Company 1. Green Delta Securities Ltd.
Corporate office Address:
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Green Delta AIMS Tower (2nd floor)
51-52 Mohakhali C/A, Dhaka
2. Green Delta Capital Ltd.
Head Office Address:
Green Delta AIMS Tower (3rd floor)
51-52 Mohakhali C/A, Dhaka
Corporate Website www.green-delta.com
Membership Bangladesh Insurance Association
Bangladesh Association of Publicly Listed
Companies
International Chamber of Commerce
Bangladesh
Metropolitan Chamber of Commerce&
Industry
Bangladesh German Chamber of Commerce &
Industry
Bangladesh Malaysian Chamber of Commerce
& Industry
Table 1.1: Organization Structure
2.10 Objectives of the Internship work and the Report
To fulfill academic requirement, To present an overview of Green Delta Insurance Co. Ltd. To gather knowledge about insurance companies operations in practical field, To gather practical knowledge and real life experience in official environment, To apply theoretical knowledge in the practical field, To understand the operations and activities of insurance companies of
Bangladesh, To observe the working environment in a big organization, To get an overview of the private insurance companies in our country, To present an overview of Green Delta Insurance Company Limited.
To know the different types of products of GDIC.
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To identify the problems regarding Performance of GDIC.
To provide some recommendations to improve service quality of the GDIC.
3.1 Work related
The Accounting & Finance department is the backbone of a company's operations and processes.
It records operating transactions, analyzes them and prepares financial statements that inform top
management, regulators and investors about a company's economic health. The accounting &
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Part IIIActivities undertaken
finance department is also responsible for ensuring that costs are controlled, there is adequate
cash flow, establish and control profitability levels. They also prepare financial documents and
final accounts for reports. The finance department has a role of ensuring that there are adequate
funds available to acquire the resources needed to help the organization achieve its objectives. It
is also charged with preparing and creating financial accounts and also keeping, as well as
maintaining financial records.
I worked in Green Delta Ins. Co. Ltd as an internee in “Accounts & Finance” section. I worked
there for two months. I worked in the principle branch. There I used to do fund transfer, premium
collection, maintenance bank register & some insurance software under Mr. Robin’s supervision.
3.1.1 Fund Transfer
Funds Transfer is a system of transferring money from one branch account to directly to
principle branch account. When people take any policy they have to pay premium for the policy.
The branch, from where the policy holder takes policy, the policy money which is known as
premium, deposits the money to their concern bank. Then the principle branch accounts and
finance department write letter to the branch for transferring all the money from the branch local
account to principle branch central account. The principle branch maintains bank account with
HSBC Bank Ltd., Standard Chartered Bank, Standard Bank, Mercantile Bank. It is one of the
most important works for my department. For maintaining one bank account it is very
important. It helps to gather all the money from all the branches bank account to central bank
account. All branches maintain some bank account to deposit the money. And my work was
there to transfer all the money from all branches to the central bank account.
3.1.2 Premium collection
Premium collection is gathering all premiums from all the branch. When a party wants to take a
policy then he/she has to pay money according to his/her policy. The money is known as
premium. The premium varies from policy to policy. Then the concern person of the branch
keeps record of the premium. For premium the company maintains money receipt. One copy is
given to the policy holder, one copy to principle branch and another copy is kept in that branch.
The branch gather all the receipt till the end of month, and all the receipt is being sent to the
principle branch. Every branch does the same. The company has 38 branches in Bangladesh.
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People pays premium against their policy. And we collect all the premium in principle branch
from all other branches.
3.1.3 Maintenance bank register & some insurance software
I used to maintain bank register there to keep resemblance with the UMD (Underwriting
Maintenance Department). It is also known bank reconciliation. The UMD maintain the bank
account so for keeping similarity with bank and UMD we maintain the bank register. It shows
the total bank balance. If there is any mistake in bank account the bank register helps to sort out
the mistake. We used the software named “Reinsurance Software”. The company has three types
of branches. Those are online branches, offline branches and CD branches. CD branches send
CD of their record every week and principle branch upload the CD into their server, offline
branches communicate manually and for communicating with the online branches they use the
“Reinsurance Software”.
3.2 Organization-wide
3.2.1 Petty cash
The Company normally uses checks to pay their obligations because checks provide a record of
each payment. Petty cash transaction is a transaction made for small, miscellaneous expenditures
in a company. This is normally paid in cash using the petty cash in the office. Company
maintains the petty cash fund to pay for small, miscellaneous expenditures such as stamps, small
delivery charges, or emergency supplies. Every time a payment is made through petty cash, it is
recorded in the petty cash register usually by the cashier. When the cashier requests for
reimbursement of petty cash, he creates a petty cash voucher detailing the payments made
through petty cash during the period since the last reimbursement along with any supporting
invoices acting as documentary evidence for the claim. If everything appears in order, the
authorized signatory draws checks equal to the amount of expenses detailed in the petty cash
voucher.
3.2.2 Balance sheet
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Accounts & finance department prepare balance sheet .The balance sheet presents the company's
financial position at the end of a specified date. Some describe the balance sheet as a "snapshot"
of the company's financial position at a point (a moment or an instant) in time. For example, the
amounts reported on a balance sheet dated December 31, 2013 reflect that instant when all the
transactions through December 31 have been recorded.
Because the balance sheet informs the reader of a company's financial position as of one moment
in time, it allows someone like a creditor to see what a company owns as well as what it owes to
other parties as of the date indicated in the heading. This is valuable information to the banker
who wants to determine whether or not a company qualifies for additional credit or loans. Others
who would be interested in the balance sheet include current investors, potential investors,
company management, suppliers, some customers, competitors, government agencies, and labor
unions.
3.2.3 Financial Analysis
The financial analyst compares historical and current data to detect changes within periods and
recommends appropriate actions to management. For instance, the financial analyst compares
revenues every year with the previous year. It helps the management to take decision about the
future. For future planning it helps a lot.
3.2.4 Maintaining Journal Entry
An employee of accounting department always maintains the journal entry for every transaction.
The financial activity of the company is recorded into the accounting software by "posting"
journal entries. Accounting journals are posted based on paperwork that supports a financial
transaction of the company, such as a bank deposit, an invoice for expenses paid or payroll
reports. And all the journal entry is needed to prepare ledger.
3.2.5 Financial Accounting
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The financial accounting and reporting specialist ensures the company's data is "fair" and
complete, and that financial statements comply with generally accepted accounting principles
("fair" means "accurate" or "objective" in accounting parlance). Complete financial statements
include a balance sheet, a statement of profit and loss, a statement of cash flows and a statement
of shareholders' equity.
3.2.6 Cash payments
The accounting department prepares checks for the signatures of the business officers who are
authorized to sign checks. The accounting department keeps all the supporting business
documents and files to know when the checks should be paid, makes sure that the amount to be
paid is correct, and forwards the checks for signature.
3.2.7 Tax Planning
The company has a tax specialist who evaluates a firm's data and advises top management on tax
saving strategies and compliance with fiscal regulations. The tax accountant also helps a
company file corporate income returns or calculate sales taxes collected in business transactions.
3.2.8 Investment Analysis
The company has a finance analyst. The finance specialist (working in the treasury, corporate
finance or investments department) helps the firm to evaluate operating information, detect
business trends and industry indicators. The analyst also analyzes "working capital" ratios to
assess funding needs in operations ("working capital" indicates short-term cash availability and
equals current assets minus current liabilities).
3.2.9 Financial Risk Management
Financial risk management is the function within the accounting & finance department that helps
the firm identify, price and monitor risks inherent in corporate activities. It measures the risk of
the business.
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3.2.10 Payroll
The total wages and salaries earned by every employee every pay period, which are called gross
wages or gross earnings, have to be calculated. Based on detailed private information in
personnel files and earnings-to-date information, the accounting and finance department
calculate the employee salary and bonus.
3.3 Other relevant activities
3.3.1Cash collections
We used to collect money from the bank. When the accounting department needs to pay the
money to the employee or for any other expense and if there is any shortage of money then the
department head issued check and send us to collect money from bank.
3.3.2 Depositing checks
I used to deposit checks to the company’s concern bank account. Company maintains bank
account with the Mercantile Bank, HSBC Bank, Standard Bank, Standard chartered Bank. When
policy holder or any branch send check I deposit the check to the concern bank.
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4.1 Problems identified/Observed in the Organization
Although Green Delta Insurance Company Ltd. is a better known insurance company in
Bangladesh it has got some lacking. By overcoming those lacking it is expected that the
company will be in better position.
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Part IVConstraints/challenges and proposed course of action
for improvement
Online system is not applied in all the branches of GDIC
It fails to effectively maintain and modernize its information system.
It’s IT department is not very active.
The relationship among the employees is not excellent.
Rules & Regulation is change constantly which will hamper the regular activities. For
this employee will confused which format or rules they may follow.
There is not enough space for the employee.
Lack of training program and facilities for the employee.
4.2 Academic preparation
Internship Program brings a student closer to the real life situation & thereby helps to launch a
career with some prior experience. There are a few similarities between our academic
preparation and assigned tasks. I have learned so many things of accounting and finance but in
the organization I worked in accounting and finance section. Most of the time there is some
mismatch between my academic knowledge and real life practice in the organization.
The varsity can teach that how I will be careful about future planning and how I will be
serious about gaining the preparation to be a good employee.
The varsity can teach understanding business culture and how to work reliably within an
organization.
There is interviewing experience in intern so the university can arrange some interview
program every semester.
University can offer some practical workshop for the students about corporate sectors
activities.
University should offer visiting to different financial institutions and banks regularly
specially for Accounting & Finance department.
4.3 Missing knowledge and skills
I do not have much computer skills for what I was assigned to do during internship. There is
huge gap of computer knowledge between what I learnt in varsity and what I was assigned in
office.
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There are some mismatching between the academic knowledge and the real life experience in
the company. There are many academic knowledge which are taught in varsity but the varsity
did not show the practical use of that knowledge.
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5.1 Implications to Organization/Company
I am employed by Green Delta Ins. Co. Ltd. at the principle branch. The experience will provide
me the opportunity to gain real-world experience in the field of accounting & finance. From my
first day on the job I have been afforded the opportunity to participate as an equal member of
their employee. During my intern I have learnt many things from the company. The learning
from the company which I can apply in my real life as well.
How to transfer fund from one branch to another.
How to collect premium and how to enlist it.
How to maintain the bank register.
How to behave with corporate personalities.
I came to know about the corporate world.
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Part V Lessons learned from the
internship program
How to talk during office time with officemate.
How to behave with officemate.
I came to know about the rules and regulation of a company.
How to be dressed in corporate world.
How to work in office professionally.
5.2 Implications to University’s Internship Program
This internship is a part of our BBA program to accomplish a final completion of BBA
program. AIUB has given me this opportunity to have a practical job experience before
getting into a permanent job as a full time employee. Definitely this internship program will
help me a lot in the job sector. Every student has to complete internship before the
completion of BBA program. So like other university my university also gives me such
opportunity to do internship. And for this reason I did my internship within GDIC. Internship
helps me to learn lots of things which will be very effective for the near future. From the
internship program I have learned:-
I learned to be punctual.
I learned the new technology or apply existing knowledge in new ways.
I learned professional skills by participating in a professional work environment.
I observed and gained understanding of office hierarchies and able to define effective
and efficient practices.
I observed professional etiquette including dress code and proper methods of
communication.
I gained experience and confidence in expressing ideas, practice listening and
internalizing/accepting criticism and utilization of positive feedback.
Make affiliation with supervisor.
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Part VIConcluding statements
6.1 Summary
Green Delta Insurance Company Limited is one of the leading insurance companies in our
country. It has well reputation in market. I am proud to work with the company. I worked in the
accounting and finance department; it is one of the most important departments of the company.
I worked here with some very experience people. I have learned many things like fund transfer,
premium collection, maintaining bank register and many things. I have learned how to behave in
office. I came to know about the corporate world which will help me in my future life. As a
requirement of completing my BBA I worked here as internee and I applied my academic skills,
core subject knowledge. I related my academic skills with the work.
Being one of the leading insurance companies, Green Delta Insurance Company Limited is
serving the customers for 28 years. With the slogan "Marches with time" - during the last 28
years, GDIC has been helping people in the time of need; pulling all the steps when needed and
has been proud to be a partner in progress. Hence GDIC has achieved an excellent market
reputation with the leading position in the non life insurance business industry of the country.
Finally I pray to Almighty Allah for continuous improvement and prosperity of Green Delta
Insurance Company Ltd.
6.2 Recommendations for Future Strategic Actions
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For the organization
The organization should have some survey .Survey provides information from clients and
peer institutions. The prioritized needs and expectations resulting from the survey are
crucial as a basis for setting objectives. The strategic planning committee should have
representatives from all areas of the organization and adhere to the steps of the process.
While the actual logistics of research and implementing the plan can be tailored to the
available resources, all the actions should be carefully developed and evaluated.
The organization should be careful about the environmental issues and trends.
Environmental issues and trends are the factors that may impact the organization and the
way it conducts business. Internal issues include staff, services, skills, resources, and
needs. External factors include such things as threats of outsourcing. The strategic
planning committee compiles an environmental scan, a body of information about the
environment and trend.
For the varsity
The varsity should have an academic program that is rigorous, challenging, and relevant
to a new generation of students
The varsity should have some student services that encourage and support personal
development and responsibility.
An inclusive community whose demographics reflect those of the coming generation of
faculty and college-bound students
The varsity can provide a program named education for self-direction. It will help the
students for their future life. They can be determined about their future goal.
The varsity can offer the students a self-governing community
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Part VII
Suggestions for improvement or course of
action
7.1 Suggestions for improvement or course of action
As I worked here, I observed many things about the company. From my view I have some
suggestion for the company. That’s given below
To make a better contact with each other all the branches should implement online
system.
To attract more clients GDIC should modernize and maintain the information system.
IT department should be more active and it should be more efficient.
The relationship among the employee should be improved.
The company should not change their rules and regulation. They should have fixed rules
and regulation for their employee.
The company should give enough space for their employee.
The company should have some training program for the employee every six month or
every year.
Bibliography
http://www.greenR-delta .com
http://www.greenR-delta .com/branches.html
http://www.greenR-delta .com/companyprofile.html
http://www.greenR-delta .com/management.html
http://www.google.com
Appendices
1. CV
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ASHEK AHMEDAddress: 271/B Shipahibag Chartolagoli,
Khilgaon, Dhaka-1219Mobile: 01611356448
E-mail: [email protected]
Career ObjectiveLooking forward to starting a career in Accounting & Finance department where academic, core subject knowledge, interpersonal skills and hard work will be appreciated and enhanced.
Working Experience-Internship – Green Delta Insurance Company Ltd. (December 2013- present)Educational Details Bachelor of Business Administration (BBA)Major in Accounting & FinanceCGPA : 3.75 on a scale of 4.00No. of Credit completed: 123 out of 126American International University-Bangladesh
Higher Secondary Certificate (H.S.C)Major Area: Business studiesGPA: A+ (5.00)Notre Dame College
Secondary School Certificate (S.S.C)Major Area: Business studiesGPA: A+ (5.00)Khilgaon Govt. High School
Strengths-Dedicated, Ambitious, hard working, energetic and well disciplined.-Positive Attitude, Logical and Quick thinker-Passionate about Work , Leadership Qualities-Positive thinking, self-motivated and flexible-Good communication skills, Soft spoken
Language Skills-Language: Mother tongue - Bengali. Fluent in English and full working knowledge in Bengali -Bengali- Excellent in reading, writing, speaking and listening
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-Skilled in multi-media presentation
Computer Skills-Sound Knowledge of Ms-Word, Ms- Excel, Ms-Power Point Good Typewriting speed (25- 30w/pm)-Well experienced with use of internet
Extra Curricular Activities- Participation in the “Poster Competition” in Accounting and Finance week 2012 at University- Participated in inter- college competitions- Member of Business club at College
Interests and Hobbies- Travelling - Playing Cricket and Football - Listening to Music and Enjoying Movies
BIOGRAPHY
Father’s Name : Jalal AhmedMother’s Name : Jannatul FerdousPermanent Address : Care Of: - Fazal Hazir Bari Village: - Doulatpur .Word No: - 8 Post Office: Mamtaz Miar Hat Thana: - Feni. District: - Feni. Mailing Address : 271/b Shipahibag Chartolagoli, Khilgaon, Dhaka-1219 Nationality : Bangladeshi by birth.Marital status : UnmarriedSex : MaleReligion : IslamDate of birth : 12-May-1993Blood Group : B +ve
REFERENCES
Jalal AhmedFirst Senior Vice PresidentHRD & AdminGreen Delta Insurance Co. Ltd.(Green Delta Aims Tower (9th floor)51-52, Mohakhali C/A, Dhaka-1212, BangladeshMobile no: 01711819473E-mail : [email protected]
Khondoker Pear MohammadLecturer Faculty of Business AdministrationDepartment of FinanceAmerican International University BangladeshHouse # 58/B, Road # 21, Kalmal Ataturk AvenueBanani, Dhaka-1213, BangladeshMobile no : 01718386531E-mail : [email protected]
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Signature
………………………Ashek Ahmed
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