interior decorating ms. cromartie. choosing a place to live which region deciding factors types...
TRANSCRIPT
Interior decorating
Ms. Cromartie
Choosing a Place to Live
Which region Deciding factors Types of housing Special needs Ways to move
Deciding Factors
People with disabilities Working from home Leisure time climate
Region
Which part of the region do you want to live in? Community Neighborhood Population Site Zoning climate
Community
HOA- Homeowners Association Senior communities Public transportation
Neighborhood
Crime Urban Rural Suburban
Population
Densely populated Rural Town size (Townships)
Site
Subdivisions- undeveloped land owner by private investors called “developers”. Often the site of “NEW CONSTRUCTION” Hence the term ‘developments’
Zoning
What is the site zoned for (I.e. commercial properties, residential etc.)
What types of activities does the government permit on this land
Types of Housing
Multifamily Single family Assisted living Senior communities (50+)
Home Purchasing
Spending budget Buying Renting
Renting
More affordable Easy to relocate
Job school
Lease Shorter housing commitment
Credit/ Credit score the ability of a customer to obtain goods or
services before payment, based on the trust that payment will be made in the future
Buying/ Financing
Down payment credit Mortgage Mortgage rates
Amount of interest (rate of interest) to be paid on a mortgage loan (~4%)
Up-keep Association Lot size
Examples: condo, townhome, single family home.
Early Housing
Native Americans 1700’s/1800’s housing Urban housing
Native Americans
Early Native Americans were known as cliff dwellers Often used crude rocks or over hangs for
housing Occupied North America before European
settlers Tee-pees/ Wigwams
Colonists
Dirt floors were common. Houses often made from sod
Sod- grass covering Log cabins (around 1640)
Due to the abundance of trees in the northeast (Finnish and Swedish)
Sod-style homes
Finnish Style Homes
1700 and 1800’s Housing
Agrarian- people who make a living from the land
Sod style housing
Sod Style Homes
Urban Housing
Tenement houses- early style apartments Appeared in New York city around 1840 Mainly houses immigrants
Row housing- dwellings that are connected by side walls Many were built to house factory workers
Duplex/Two Family Homes Two identical apartments or homes adjacent to
one another
Tenement Housing
Row Housing
Duplex
Assignment- Hunting for Housing You all will be assigned 1 of 5 scenarios. Your responsibility is to find the
appropriate type of housing based on the parameters listed in the scenario.
Example
ex. You have just graduated from college and have accepted an entry-level job that pays $1100 monthly in Morris Plains, NJ. Your parents live too far from your job; so living with them is not an option. Your credit history is young, so the chances of getting approved for a mortgage loan are low. You are an active individual and prefer to ride a bicycle to and from work. Find housing that is suitable for this situation.