insurance problems at obtaining compensations
TRANSCRIPT
Insurance Problems at Obtaining CompensationsA presentation brought to you by our personal injury attorneys in Los Angeles
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When Insurance Companies do not Cooperate
Personal injury accidents will imply a large number of costs. Depending on the circumstances and the extent of the injuries, these costs can be far greater than anticipated by the insurer.
When the insurance company refuses to pay, you may claim your rightful compensations with the help of an attorney.
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Knowing the Worth of the Claim
An important aspect when making your claim for an insurance payment is knowing how much to ask for and what the insurance company is obliged by law to pay, according to the insurance policy.
In more serious cases, the medical expenses will be simply too large regardless of the insurance policy. You should still be able to get the maximum amount of compensation and cover part of the expenses.
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Filing Your Claim with the Insurance Company
The first step after the accident is to file a claim with the insurance company and/or the parties at fault, depending on your case.
This notification letter will inform the insurer of your losses and the fact that you intend to collect compensations.
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Claim Investigation
The insurance company will need to investigate your claim and, based on its findings, to issue its own offer for your damages.
The insurer will gather evidence and make its offer based on its findings. It will take the medical records into account and all other available documents.
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Talking to the Insurance Adjuster
The insurance adjuster will be the one analysing your case and making the offer. The company will base its offer on his/her findings.
When negotiating for obtaining the compensations, you can hire a Los Angeles personal injury attorney.
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Calculating the Damages
The typical calculation method used by an insurance company includes the economic losses, like medical bills, property damage and others, which can be easily calculated.
To these, an amount for pain and suffering is added.
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Calculating the Compensation
You can use a settlement calculator to gain a clear image of the amount of expenses associated with the accident.
When negotiating with the insurance company, the simple losses and compensation formula will be sufficient in most cases.
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How a Personal Injury Lawyer Can Help
A personal injury attorney can help evaluate your claim and determine early if the insurance company is making an offer that is simply too low for the damages.
Our Los Angeles personal injury attorneys have at worked numerous cases, from vehicle accidents to slip and falls or even catastrophic injuries , cases in which the victims encountered problems with insurance payments.
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Contacting a Personal Injury Lawyer
You can decide to contact a Los Angeles personal injury attorney as soon as you make the claim or if the insurance agency refuses to pay your claim.
Contact our lawyers for more details and advice.
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Thank you for your attention!
For more information please contact us at:
(+44) 203-287 0408 (for international clients)[email protected]
http://www.lapersonalinjuryattorney.net/