insurance indemnification requirements

8/13/2019 Insurance Indemnification Requirements

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State of NevadaRisk Management Division

INSURANCE & INDEMNIFICATION REQUIREMENTS FOR CONTRACTS

Table of ContentsGENERAL INFORMATION.......................................................................................................................... 2A. WHAT IS THE PURPOSE OF THIS DOCUMENT?.............................................................................2B. WHO SHOULD USE THIS MANUAL?............................................................................................. ....2C. TRANSFERRING RISK THROUGH CONTRACTS.............................................................................2D. GUIDE TO AUTOMOBILE LIABILITY EXEMPTION............................................................................ 3E. GUIDE TO WORKERS COMPENSATION EXEMPTION....................................................................3F. WHEN TO REQUIRE PROFESSIONAL LIABILITY............................................................................. 4G. WHEN TO REQUIRE COMMERCIAL CRIME OR FIDELITY BONDING............................................6H. POLICIES FOR SMALL BUSINESS AND SOLE PROPRIETORS......................................................6I. ALTERNATIE RISK FINANCING........................................................................................................ !". FINANCIAL GUARANTEES # BONDS AND LETTERS OF CREDIT.....................................................!K. CONTACT RISK MANAGEMENT......................................................................................................... $

S%&'()* A + CONSTRUCTION PRO"ECTS................................................................................................. ,A-&('%&'/-01 E*(*%%-(* D%(* C)*'-0&'..................................................................................... ......,

C)*'-/&'()* C)*'-0&'............................................................................................................................ 5S%&'()* B + PROFESSIONAL SERICES AGREEMENTS....................................................................... 22

G%*%-01 P-)7%()*01 S%-8(&%................................................................................................................. 22P-)7%()*01 C)*'-0&' + N) D-(8(* (*8)18%9.......................................................................................... 26P-)7%()*01 C)*'-0&' + W)-:(* ;(' C(19-%*E19%-1< )- D(0=1%9 P%-)*.........................................3>P-)7%()*01 C)*'-0&' + I*7)-0'()* T%&*)1)< ...................................................................................34I*8%'%*' A98()- M0*0%- C)*'-0&'................................................................................................. 3$

S%&'()* C # SERICE AGREEMENTS ...................................................................................................... 43S'0*90-9 C)*'-0&'.................................................................................................................................. 43S'0*90-9 S%-8(&% C)*'-0&' + N) D-(8(* I*8)18%9..................................................................................4!"0*(')-(01 @ B/(19(* M0(*'%*0*&% S%-8(&%............................................................................................. >S%&/-('< S%-8(&% C)*'-0&'..................................................................................................................... 4C)*'-0&' + H0*91(* M)*%5M0'%- E*8(-)*%*'01 S%-8(&%............................................................................................................. 5>H00-9)/ M0'%-(01 H0/1(*...................................................................................................................55>

A%*9( + W0' D)&/%*'0'()* ( -%/(-%9?......................................................................................... 554A. C%-'(7(&0'% )7 I*/-0*&%.................................................................................................................... 554B. L%''%- )7 C)8%-0%.......................................................................................................................... 554C. S01% C%-'(7(&0'% 0*9 A99('()*01 I*/-%9 E*9)-%%*'...............................................................55D. GLOSSARY )7 INSURANCE TERMS............................................................................................... 522

Risk Management Division

Effective March/ 20071


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INSURANCE AND INDEMNIFICATION REQUIREMENTS

ENERA! INFORMATION

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Sam/le Ins+*an)e S/e)ifi)ations and Indemnifi)ation Cla+seA*)0ite)t+*al Enginee*ing Design Cont*a)ts

T0e follo7ing /a*ag*a/0s s0o+ld be inse*ted into t0e )ont*a)t

INDEMNIFICATION C!AUSE>>>

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INSURANCE AND INDEMNIFICATION REQUIREMENTS2. A+tomobile !iabilit.

B)9(1< (*/-< 0*9 -)%-'< 900% 7)- 0*< );*%9 (-%9 0*9 *)*#);*%9 8%(&1% /%9 (* '%%-7)-0*&% )7 '( C)*'-0&'.

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0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

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E0& C10( 5>>>>>>A**/01 A-%0'% 2>>>>>>

=.E'(0'%9 P-)%&'()* C)*'-/&'()* C)' 7-) 345155551555 to 3411

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&.E'(0'%9 P-)%&'()* C)*'-/&'()* C)' 7-) 35155551555 to 3515551555

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)" E'(0'%9 P-)%&' C)*'-/&'()* C)' )8%-3515551555

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A**/01 A-%0'% 5>>>>>>

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O8%- 5>>>>>>>> L((' 0*9 '


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Note>>>>>> '% 0=)8% 1((' )/19 =%(*%-'%9 (*') '% 01% (*/-0*&% -%/(-%%*' )* '% 7)11);(* 0% -%10&(* '%'0*90-9 5>>>>>> 2>>>>>> -%/(-%%*'.

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ene*al Ove*0ead;Develo/e*"G%*%-01 )8%-%09 0*9 09(*('-0'()* %%*% (*&/--%9(*&1/9(* =/' *)' 1(('%9 ') 099('()*01 &1%-(&01 %-)**%1 &)*/1'0*' 7%% '%)-0->>>>>

P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 3>>>>>>

P%-)*01 0*9 A98%-'((* I*/-< 3>>>>>>

E0& O&&/--%*&% 3>>>>>>

=. E'(0'%9 P-)%&' C)*'-/&'()* C)' 7-) 36515551555 to 311


1stEdition Effective March/ 2007 - 1" -


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INSURANCE AND INDEMNIFICATION REQUIREMENTS G%*%-01 A-%0'% >>>>>>

P-)9/&' + C)1%'%9 O%-0'()* A-%0'% >>>>>>

P%-)*01 0*9 A98%-'((* I*/-< >>>>>>

O&&/--%*&% >>>>>>

&. E'(0'%9 P-)%&' C)*'-/&'()* C)' 7-) 3515551555 to 345515551555

G%*%-01 A-%0'% !>>>>>>

P-)9/&' + C)1%'%9 O%-0'()* A-%0'% !>>>>>> P%-)*01 0*9 A98%-'((* I*/-< !>>>>>>

E0& O&&/--%*&% !>>>>>>

9. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T% S'0'%)7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/' )7 '%0&'(8('(% %-7)-%9 =>>>>D(%0% + E0& E1)>>>>D(%0% + P)1(&< L((' >>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'%.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%

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B. ADDITIONA! INSURANCE REQUIREMENTS< T% )1(&(% 011 (*&1/9% )- =% %*9)-%9 ')(*&1/9% '% 7)11);(* -)8(()*

5. O* (*/-0*&% )1(&(% ;%-% '% S'0'% )7 N%8090 D%0-'%*' D(8(()* )7 ( *0%9 00* 099('()*01 (*/-%9 '% S'0'% )7 N%8090 011 =% 0* 099('()*01 (*/-%9 ') '% 7/11 1((' )71(0=(1('< /-&0%9 =< '% C)*'-0&')- %8%* (7 ')% 1((' )7 1(0=(1('< 0-% (* %&% )7 ')% -%/(-%9=< '( C)*'-0&'.

2. T% C)*'-0&')- (*/-0*&% &)8%-0% 011 =% -(0-< (*/-0*&% 0*9 *)*#&)*'-(=/')-< ;('-%%&' ') 011 )'%- 080(10=1% )/-&%.

C. NOTICE OF CANCE!!ATION< E0& (*/-0*&% )1(&< -%/(-%9 =< '% (*/-0*&% -)8(()* )7 '(C)*'-0&' 011 -)8(9% '% -%/(-%9 &)8%-0% 0*9 011 *)' =% /%*9%9 8)(9%9 )- &0*&%1%9 %&%'07'%- '(-'< 3> 90 90>>>>> %-)&&/--%*&% 2>>>>>> 0-%0'%.

G. A%%ROA!< A*< )9(7(&0'()* )- 80-(0'()* 7-) '% (*/-0*&% -%/(-%%*' (* '( C)*'-0&' 011 =%09% =< '% S'0'% R(: M0*0%%*' D(8(()* )- '% A'')-*%< G%*%-01 O77(&% ;)% 9%&(()* 011=% 7(*01. S/& 0&'()* ;(11 *)' -%/(-% 0 7)-01 C)*'-0&' 0%*9%*' =/' 0< =% 09% = %ROFESSIONA! SERICES AREEMENTS

ene*al %*ofessional Se*vi)es

P-)7%()*01 1(0=(1('< (*/-0*&% -)'%&' 00(*' 1)% '0' )&&/- ;%* 0 -)7%()*01 70(1 ')-0&'(&% ( )- %- 0-' ') '% //01 0*9 &/')0-< '0*90-9 )7 '0' -)7%()*. T%-%7)-% '%-%

&0* =% -(: ') '% S'0'% 0)&(0'%9 ;(' %--)- )- 011%0'()* )7 %--)- (* '% -)7%()*01;)-: -)9/&' )- /9%*'.

P-)7%()*01 1(0=(1('< 0< 08% 0 9(77%-%*' %0*(* ;%* (' -%10'% ') (*/-0*&% -0'%- '0* 0'


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Sam/le Ins+*an)e S/e)ifi)ations and Indemnifi)ation Cla+seStanda*d %*ofessional Se*vi)e Cont*a)ts

T0e follo7ing /a*ag*a/0s s0o+ld be inse*ted into t0e )ont*a)t>>>

P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>>

P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>>

E0& O&&/--%*&% 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =


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0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.

4. %*ofessional !iabilit. HE**o*s and Omissions !iabilit.@T% )1(&< 011 &)8%- -)7%()*01 (&)*9/&' )- 10&: )7 )-9(*0-< :(11 7)- ')% )('()* 9%7(*%9(* '% S&)% )7 S%-8(&% )7 '( &)*'-0&'.

E0& C10( 5>>>>>>A**/01 A-%0'% 2>>>>>>

0. I* '% %8%*' '0' '% -)7%()*01 1(0=(1('< (*/-0*&% -%/(-%9 =< '( C)*'-0&' ( ;-(''%* )* 0&10(#09% =0( C)*'-0&')- ;0--0*' '0' 0*< -%'-)0&'(8% 90'% /*9%- '% )1(&< 011-%&%9% '% %77%&'(8% 90'% )7 '( C)*'-0&' 0*9 '0' %('%- &)*'(*/)/ &)8%-0% ;(11 =%0(*'0(*%9 )- 0* %'%*9%9 9(&)8%-< %-()9 ;(11 =% %%-&(%9 7)- 0 %-()9 )7 ';) 2


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INSURANCE AND INDEMNIFICATION REQUIREMENTSA11 &%-'(7(&0'% 0*9 0*< -%/(-%9 %*9)-%%*' 0-% ') =% -%&%(8%9 0*9 0-)8%9 =< '% S'0'% =%7)-%;)-: &)%*&%. E0& (*/-0*&% )1(&< -%/(-%9 =< '( C)*'-0&' /' =% (* %77%&' 0' )- -()- ')&)%*&%%*' )7 ;)-: /*9%- '( C)*'-0&' 0*9 -%0(* (* %77%&' 7)- '% 9/-0'()* )7 '% -)%&'.F0(1/-% ') 0(*'0(* '% (*/-0*&% )1(&(% 0 -%/(-%9 =< '( C)*'-0&' )- ') -)8(9% %8(9%*&% )7-%*%;01 ( 0 0'%-(01 =-%0& )7 &)*'-0&'.

A11 &%-'(7(&0'% -%/(-%9 =< '( C)*'-0&' 011 =% %*' 9(-%&'1< ') HState Agen). Re/*esentative=sName and Add*ess@. T% S'0'% -)%&'&)*'-0&' */=%- 0*9 -)%&' 9%&-('()* 011 =% *)'%9 )*

'% &%-'(7(&0'% )7 (*/-0*&%. T% S'0'% -%%-8% '% -(' ') -%/(-% &)1%'% &%-'(7(%9 &)(% )7 011(*/-0*&% )1(&(% -%/(-%9 =< '( C)*'-0&' 0' 0*< '(%"

F. SU'CONTRACTORS< C)*'-0&')- &%-'(7(&0'% 011 (*&1/9% 011 /=&)*'-0&')- 0 099('()*01(*/-%9 /*9%- (' )1(&(% o* C)*'-0&')- 011 7/-*( ') '% S'0'% %0-0'% &%-'(7(&0'% 0*9%*9)-%%*' 7)- %0& /=&)*'-0&')-. A11 &)8%-0% 7)- /=&)*'-0&')- 011 =% /=%&' ') '%(*(/ -%/(-%%*' (9%*'(7(%9 0=)8%.

G. A%%ROA!< A*< )9(7(&0'()* )- 80-(0'()* 7-) '% (*/-0*&% -%/(-%%*' (* '( C)*'-0&' 011 =%09% =< '% R(: M0*0%%*' D(8(()* )- '% A'')-*%< G%*%-01 O77(&% ;)% 9%&(()* 011 =%7(*01. S/& 0&'()* ;(11 *)' -%/(-% 0 7)-01 C)*'-0&' 0%*9%*' =/' 0< =% 09% =< 09(*('-0'(8%0&'()*.


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SECTION ' > %ROFESSIONA! SERICE AREEMENTS

%*ofessional Cont*a)ts > No D*iving involved

P-)7%()*01 1(0=(1('< (*/-0*&% -)'%&' 00(*' 1)% '0' )&&/- ;%* 0 -)7%()*01 70(1 ')-0&'(&% ( )- %- 0-' ') '% //01 0*9 &/')0-< '0*90-9 )7 '0' -)7%()*. T%-%7)-% '%-%&0* =% -(: ') '% S'0'% 0)&(0'%9 ;(' %--)- )- 011%0'()* )7 %--)- (* '% -)7%()*01;)-: -)9/&' )- /9%*'. F)- )-% (*7)-0'()* 9%&-(=(* -)7%()*01 0*9 -)7%()*011(0=(1('< (*/-0*&% 1%0% -%7%- =0&: ') Int*od+)tion Se)tion F"

C%-'0(* &)*'-0&'%9 %-8(&% ;(11 *)' (*8)18% '% /% )7 %('%- 0 &)*'-0&')- 8%(&1% )- 0 S'0'%8%(&1% (* )-9%- ') %-7)- '% &)% )7 %-8(&%. A/'))=(1% 1(0=(1('< )/19 )*1< =% -%/(-%9 (7'% &)*'-0&' %-8(&% (*8)18% '% &)*'-0&')- /% )7 0 8%(&1% 0 0-' )7 '% %-8(&% =%(*-)8(9%9. T( 9)% *)' (*&1/9% %-%1< 9-(8(* ') 0*9 7-) '% S'0'% )* )&&0()* (.%. 7)-%%'(*. See Int*od+)tionSe)tion D" +ide to A+tomobile !iabilit. EKem/tion@"

Note


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Sam/le Ins+*an)e S/e)ifi)ations and Indemnifi)ation Cla+seStanda*d %*ofessional Se*vi)e Cont*a)ts ; No D*iving Involved


P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>>

P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>> E0& O&&/--%*&% 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T% S'0'%)7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/' )7 '%0&'(8('(% %-7)-%9 =


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INSURANCE AND INDEMNIFICATION REQUIREMENTSW)-:%- C)%*0'()* S'0'/')->>>D(%0% + E0& E1)>>>>D(%0% + P)1(&< L((' >>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-

N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.

" %*ofessional !iabilit. HE**o*s and Omissions !iabilit.@T% )1(&< 011 &)8%- -)7%()*01 (&)*9/&' )- 10&: )7 )-9(*0-< :(11 7)- ')% )('()* 9%7(*%9(* '% S&)% )7 S%-8(&% )7 '( &)*'-0&'.

E0& C10( 5>>>>>>A**/01 A-%0'% 2>>>>>>

0. I* '% %8%*' '0' '% -)7%()*01 1(0=(1('< (*/-0*&% -%/(-%9 =< '( C)*'-0&' ( ;-(''%* )* 0&10(#09% =0( C)*'-0&')- ;0--0*' '0' 0*< -%'-)0&'(8% 90'% /*9%- '% )1(&< 011-%&%9% '% %77%&'(8% 90'% )7 '( C)*'-0&' 0*9 '0' %('%- &)*'(*/)/ &)8%-0% ;(11 =%0(*'0(*%9 )- 0* %'%*9%9 9(&)8%-< %-()9 ;(11 =% %%-&(%9 7)- 0 %-()9 )7 ';) 2


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INSURANCE AND INDEMNIFICATION REQUIREMENTSA11 &%-'(7(&0'% -%/(-%9 =< '( C)*'-0&' 011 =% %*' 9(-%&'1< ') HState De/a*tmentRe/*esentative=s Name and Add*ess@. T% S'0'% -)%&'&)*'-0&' */=%- 0*9 -)%&' 9%&-('()*011 =% *)'%9 )* '% &%-'(7(&0'% )7 (*/-0*&%. T% S'0'% -%%-8% '% -(' ') -%/(-% &)1%'%&%-'(7(%9 &)(% )7 011 (*/-0*&% )1(&(% -%/(-%9 =< '( C)*'-0&' 0' 0*< '(% " DO NOT SENDCERTIFICATES OF INSURANCE TO T$E STATES RIS( MANAEMENT DIISION"

F. SU'CONTRACTORS< C)*'-0&')- &%-'(7(&0'% 011 (*&1/9% 011 /=&)*'-0&')- 0 099('()*01(*/-%9 /*9%- (' )1(&(% o* C)*'-0&')- 011 7/-*( ') '% S'0'% %0-0'% &%-'(7(&0'% 0*9

%*9)-%%*' 7)- %0& /=&)*'-0&')-. A11 &)8%-0% 7)- /=&)*'-0&')- 011 =% /=%&' ') '%(*(/ -%/(-%%*' (9%*'(7(%9 0=)8%.

G. A%%ROA!< A*< )9(7(&0'()* )- 80-(0'()* 7-) '% (*/-0*&% -%/(-%%*' (* '( C)*'-0&' 011 =%09% =< '% A'')-*%< G%*%-01 O77(&% )- '% R(: M0*0%- ;)% 9%&(()* 011 =% 7(*01. S/&0&'()* ;(11 *)' -%/(-% 0 7)-01 C)*'-0&' 0%*9%*' =/' 0< =% 09% =< 09(*('-0'(8% 0&'()*.


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%*ofessional Cont*a)ts > #o*king 7it0 C0ild*enElde*l. o* Disabled%e*sons

M0*< -)7%()*01 %-8(&% (*8)18% ;)-:(* ;(' )- &0-(* 7)- &(19-%* '% %19%-1


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Sam/le Ins+*an)e S/e)ifi)ations and Indemnifi)ation Cla+se%*ofessional Se*vi)e Cont*a)ts #o*king 7it0 C0ild*enElde*l. o*Disabled %e*sons


INDEMNIFICATION C!AUSE>>>>

P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>> P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>>

E0& O&&/--%*&% 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% &)8%-0% 7)-


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B)9(1< I*/-< 0*9 P-)%-'< D00% 7)- 0*< );*%9 (-%9 0*9 *)*#);*%9 8%(&1% /%9 (* '%%-7)-0*&% )7 '( C)*'-0&'.

C)=(*%9 S(*1% L((' CSL 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T% S'0'%)7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/' )7 '%

0&'(8('(% %-7)-%9 =>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.

4. %*ofessional !iabilit. HE**o*s and Omissions !iabilit.@T% )1(&< 011 &)8%- -)7%()*01 (&)*9/&' )- 10&: )7 )-9(*0-< :(11 7)- ')% )('()*9%7(*%9 (* '% S&)% )7 S%-8(&% )7 '( &)*'-0&'.

E0& C10( 5>>>>>>A**/01 A-%0'% 2>>>>>>

0. I* '% %8%*' '0' '% -)7%()*01 1(0=(1('< (*/-0*&% -%/(-%9 =< '( C)*'-0&' ( ;-(''%* )* 0&10(#09% =0( C)*'-0&')- ;0--0*' '0' 0*< -%'-)0&'(8% 90'% /*9%- '% )1(&< 011-%&%9% '% %77%&'(8% 90'% )7 '( C)*'-0&' 0*9 '0' %('%- &)*'(*/)/ &)8%-0% ;(11 =%0(*'0(*%9 )- 0* %'%*9%9 9(&)8%-< %-()9 ;(11 =% %%-&(%9 7)- 0 %-()9 )7 ';) 2


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INSURANCE AND INDEMNIFICATION REQUIREMENTS07'%- '(-'< 3> 90 90


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%*ofessional Cont*a)ts > Info*mation Te)0nolog.

C)*'-0&' 7)- IT -)9/&' 0*9 %-8(&% 1(:%


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Sam/le Ins+*an)e S/e)ifi)ations and Indemnifi)ation Cla+se%*ofessional Cont*a)ts > Info*mation Te)0nolog.


INDEMNIFICATION C!AUSE>>>>

P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>> P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>>

E0& O&&/--%*&% 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/' )7 '%0&'(8('(% %-7)-%9 =


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2. A+tomobile !iabilit.; )an be 7aived if )ont*a)t does not involves +se of moto* ve0i)le"

B)9(1< I*/-< 0*9 P-)%-'< D00% 7)- 0*< );*%9 (-%9 0*9 *)*#);*%9 8%(&1% /%9(* '% %-7)-0*&% )7 '( C)*'-0&'.

C)=(*%9 S(*1% L((' CSL 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0%T% S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ')1(0=(1('< 0-((* )/' )7 '% 0&'(8('(% %-7)-%9 =>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.

" %*ofessional !iabilit. HE**o*s and Omissions !iabilit.@ > se*vi)e )ont*a)tsove* 355 t0o+sand and above"

T% )1(&< 011 &)8%- -)7%()*01 (&)*9/&' )- 10&: )7 )-9(*0-< :(11 7)- ')% )('()*9%7(*%9 (* '% S&)% )7 S%-8(&% )7 '( &)*'-0&'.

E0& C10( 5>>>>>>A**/01 A-%0'% 2>>>>>>

0. I* '% %8%*' '0' '% -)7%()*01 1(0=(1('< (*/-0*&% -%/(-%9 =< '( C)*'-0&' ( ;-(''%* )* 0

&10(#09% =0( C)*'-0&')- ;0--0*' '0' 0*< -%'-)0&'(8% 90'% /*9%- '% )1(&< 011-%&%9% '% %77%&'(8% 90'% )7 '( C)*'-0&' 0*9 '0' %('%- &)*'(*/)/ &)8%-0% ;(11 =%0(*'0(*%9 )- 0* %'%*9%9 9(&)8%-< %-()9 ;(11 =% %%-&(%9 7)- 0 %-()9 )7 ';) 2 >>> #;(&%8%- 0)/*' ( -%0'%-.

. T% =)*9 )- )1(&< 011 (*&1/9% &)8%-0% 7)- 011 9(-%&')- )77(&%- 0%*' 0*9 %1)


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5. O* (*/-0*&% )1(&(% ;%-% '% S'0'% )7 N%8090 ( *0%9 0 0* 099('()*01 (*/-%9 '% S'0'% )7N%8090 011 =% 0* 099('()*01 (*/-%9 ') '% 7/11 1((' )7 1(0=(1('< /-&0%9 =< '% C)*'-0&')-%8%* (7 ')% 1((' )7 1(0=(1('< 0-% (* %&% )7 ')% -%/(-%9 =< '( C)*'-0&'.

2 T% C)*'-0&')- (*/-0*&% &)8%-0% 011 =% -(0-< (*/-0*&% 0*9 *)*#&)*'-(=/')-< ;('-%%&' ') 011 )'%- 080(10=1% )/-&%.

C. NOTICE OF CANCE!!ATION< E0& (*/-0*&% )1(&< -%/(-%9 =< '% (*/-0*&% -)8(()* )7 '(C)*'-0&' 011 -)8(9% '% -%/(-%9 &)8%-0% 0*9 011 *)' =% /%*9%9 8)(9%9 )- &0*&%1%9 %&%'07'%- '(-'< 3> 90 90


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Investment Adviso* Manage* Cont*a)ts

I*8%'%*' A98()-M0*0%- &)*'-0&' (*&1/9% -)7%()*01 7(- '0' (* )*% 70()* )- 0*)'%-0-% -%)*(=1% 7)- '% (*8%'%*' )7 7/*9 )* =%017 )7 '% S'0'% )- )'%-;(% -)8(9%(*8%'%*' )- =)*9 &)*/1'(* %-8(&%.

I* 099('()* ') '% '0*90-9 %*%-01 1(0=(1('< 0*9 ;)-:%- &)%*0'()* (*/-0*&% -%/(-%9 (* )'S'0'% &)*'-0&' '% /*(/% %)/-% 7)- '%% %-8(&% -%/(-% 099('()*01 %&(01(%9(*/-0*&%.

B%&0/% '%% 7(- 0-% -)8(9(* 0 -)7%()*01 %-8(&% ') '% S'0'% '% &)*'-0&' )/19 01)(*&1/9% 0 -%/(-%%*' 7)- -)7%()*01 1(0=(1('


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If a bond is *e2+i*ed '% =)*9 011 (*&1/9% '% 7)11);(* &)*9('()*

T% =)*9 011 -)8(9% &)8%-0% 7)- 011 )77(&%- 9(-%&')- %1)


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Sam/le Ins+*an)e S/e)ifi)ations and Indemnifi)ation Cla+seInvestment Adviso* Manage* Cont*a)ts


E0& O&&/--%*&% 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T% S'0'%)7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/' )7'% 0&'(8('(% %-7)-%9 =


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2. #o*ke*=s Com/ensation and Em/lo.e*s= !iabilit.W)-:%- C)%*0'()* S'0'/')->>>D(%0% + E0& E1)>>>>D(%0% + P)1(&< L((' >>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.

3. %*ofessional !iabilit. HE**o*s and Omissions !iabilit.@T% )1(&< 011 &)8%- -)7%()*01 (&)*9/&' )- 10&: )7 )-9(*0-< :(11 7)- ')% )('()* 9%7(*%9(* '% S&)% )7 S%-8(&% )7 '( &)*'-0&'.

E0& C10( 5>>>>>>>A**/01 A-%0'% 5>>>>>>>

=. I* '% %8%*' '0' '% -)7%()*01 1(0=(1('< (*/-0*&% -%/(-%9 =< '( A-%%%*' ( ;-(''%* )*0 &10(#09% =0( F(*0*&(01 C)*/1'0*' ;0--0*' '0' 0*< -%'-)0&'(8% 90'% /*9%- '%

)1(&< 011 -%&%9% '% %77%&'(8% 90'% )7 '( A-%%%*' 0*9 '0' %('%- &)*'(*/)/&)8%-0% ;(11 =% 0(*'0(*%9 )- 0* %'%*9%9 9(&)8%-< %-()9 ;(11 =% %%-&(%9 7)- 0 %-()9)7 ';) 2


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INSURANCE AND INDEMNIFICATION REQUIREMENTSC. NOTICE OF CANCE!!ATION< E0& (*/-0*&% )1(&< -%/(-%9 =< '% (*/-0*&% -)8(()* )7 '(

C)*'-0&' 011 -)8(9% '% -%/(-%9 &)8%-0% 0*9 011 *)' =% /%*9%9 8)(9%9 )- &0*&%1%9 %&%'07'%- '(-'< 3> 90 90


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Se)tion C ; SERICE AREEMENTS

Standa*d Cont*a)ts

S'0*90-9 %-8(&% &)*'-0&' 9) *)' -%%*' 0*< /*(/% %)/-% ') '% S'0'% 0*9 0-% *)'&)*(9%-%9 -)7%()*01 %-8(&% =< (*/-0*&% 9%7(*('()*. T%-%7)-% '% S'0'% '0*90-9

(*/-0*&% -%/(-%%*' '0' 7)11); ;)/19 =% 0-)-(0'% ') /% (* )' %*%-01 %-8(&%&)*'-0&'. D%%*9(* )* '% *0'/-% )7 '% %-8(&% =%(* -)8(9%9 (' 0< =% *%&%0-< ')-%/(-% &%-'0(* /1%%*'01 (*/-0*&% &)8%-0% (* 099('()* ') '% S'0'% '0*90-9 (*/-0*&%-%/(-%%*' (* )-9%- ') 099-% %&(7(& -(:. S)% )7 '% )-% /*(/% %-8(&% '0' 0>>>>>

E0& O&&/--%*&% 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =


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B)9(1< I*/-< 0*9 P-)%-'< D00% 7)- 0*< );*%9 (-%9 0*9 *)*#);*%9 8%(&1% /%9 (* '%%-7)-0*&% )7 '( C)*'-0&'.

C)=(*%9 S(*1% L((' CSL 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.


5. O* (*/-0*&% )1(&(% ;%-% '% S'0'% )7 N%8090 ( *0%9 0 0* 099('()*01 (*/-%9 '% S'0'% )7N%8090 011 =% 0* 099('()*01 (*/-%9 ') '% 7/11 1((' )7 1(0=(1('< /-&0%9 =< '% C)*'-0&')-%8%* (7 ')% 1((' )7 1(0=(1('< 0-% (* %&% )7 ')% -%/(-%9 =< '( C)*'-0&'.

2. T% C)*'-0&')- (*/-0*&% &)8%-0% 011 =% -(0-< (*/-0*&% 0*9 *)*#&)*'-(=/')-< ;('-%%&' ') 011 )'%- 080(10=1% )/-&%.



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INSURANCE AND INDEMNIFICATION REQUIREMENTSF. SU'CONTRACTORS< C)*'-0&')- &%-'(7(&0'% 011 (*&1/9% 011 /=&)*'-0&')- 0 099('()*01

(*/-%9 /*9%- (' )1(&(% o* C)*'-0&')- 011 7/-*( ') '% S'0'% %0-0'% &%-'(7(&0'% 0*9%*9)-%%*' 7)- %0& /=&)*'-0&')-. A11 &)8%-0% 7)- /=&)*'-0&')- 011 =% /=%&' ') '%(*(/ -%/(-%%*' (9%*'(7(%9 0=)8%.

G. A%%ROA!< A*< )9(7(&0'()* )- 80-(0'()* 7-) '% (*/-0*&% -%/(-%%*' (* '( C)*'-0&' 011 =%09% =< '% A'')-*%< G%*%-01 O77(&% )- '% R(: M0*0%- ;)% 9%&(()* 011 =% 7(*01. S/&0&'()* ;(11 *)' -%/(-% 0 7)-01 C)*'-0&' 0%*9%*' =/' 0< =% 09% =< 09(*('-0'(8% 0&'()*.




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SECTION C > SERICE AREEMENTS

Standa*d Se*vi)e Cont*a)ts > No D*iving Involved

C%-'0(* &)*'-0&'%9 %-8(&% ;(11 *)' (*8)18% '% /% )7 %('%- 0 &)*'-0&')- 8%(&1% )- 0 S'0'%8%(&1% (* )-9%- ') %-7)- '% &)% )7 %-8(&%. A/'))=(1% 1(0=(1('< )/19 )*1< =% -%/(-%9 (7'% &)*'-0&' %-8(&% (*8)18% '% &)*'-0&')- /% )7 0 8%(&1% 0 0-' )7 '% %-8(&% =%(*-)8(9%9. T( 9)% *)' (*&1/9% %-%1< 9-(8(* ') 0*9 7-) '% S'0'% )* )&&0()* (.%. 7)-%%'(*. F)- )-% 9%'0(1%9 /(9%1(*% ee Int*od+)tion Se)tion D" +ide to A+tomobile!iabilit. EKem/tion"

Note I7 '% &)*'-0&')- ( )%-0'(* 0 S'0'% 8%(&1% (* '% &)/-% )7 -)8(9(* %-8(&% '%-%/(-%%*' should still includeautomobile liability. P1%0% -%7%- =0&: ') /*evio+s se)tion7)- '% 0-)-(0'% (*/-0*&% %&(7(&0'()*.

I7 8%(&1% 0-% *)' /%9 ') %-7)- '% &)% )7 %-8(&% )/'1(*%9 (* '% &)*'-0&' '% -%/(-%%*'7)- 0/'))=(1% 1(0=(1('< (*/-0*&% &0* =% )(''%9.

T% 01% -%/(-%%*' '0' 7)11); do not in)l+de0 -%/(-%%*' ') -)8(9% 0/'))=(1% 1(0=(1('>>

P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>>

P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>> E0& O&&/--%*&% 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =


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INSURANCE AND INDEMNIFICATION REQUIREMENTSD(%0% + E0& E1)>>>>D(%0% + P)1(&< L((' >>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.


5. O* (*/-0*&% )1(&(% ;%-% '% S'0'% )7 N%8090 ( *0%9 0 0* 099('()*01 (*/-%9 '% S'0'% )7N%8090 011 =% 0* 099('()*01 (*/-%9 ') '% 7/11 1((' )7 1(0=(1('< /-&0%9 =< '% C)*'-0&')-%8%* (7 ')% 1((' )7 1(0=(1('< 0-% (* %&% )7 ')% -%/(-%9 =< '( C)*'-0&'.

2. T% C)*'-0&')- (*/-0*&% &)8%-0% 011 =% -(0-< (*/-0*&% 0*9 *)*#&)*'-(=/')-< ;('-%%&' ') 011 )'%- 080(10=1% )/-&%.



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Banito*ial & '+ilding Maintenan)e Se*vi)es

I* &)*'-0&' ;%-% '% &)*'-0&')- ( -)8(9(* 0*(')-(01 )- =/(19(* 0(*'%*0*&% %-8(&% ') '%

S'0'% '% (*/-0*&% -%/(-%%*' )/19 (*&1/9% )% 8%-< %&(01(%9 (*/-0*&% &)8%-0%'0' 0-% %&(7(& ') '( '


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Sam/le Ins+*an)e S/e)ifi)ations and Indemnifi)ation Cla+seBanito*ial & '+ilding Maintenan)e Se*vi)es


P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>> P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>>

E0& O&&/--%*&% 5>>>>>>

0. P)1(&< 011 =% %*9)-%9 ') (*&1/9% 0'%- :%< &)8%-0%.

=. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =


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2. A+tomobile !iabilit.B)9(1< I*/-< 0*9 P-)%-'< D00% 7)- 0*< );*%9 (-%9 0*9 *)*#);*%9 8%(&1% /%9 (* '%%-7)-0*&% )7 '( C)*'-0&'.

C)=(*%9 S(*1% L((' CSL 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.

4. Fidelit. 'ond o* C*ime Ins+*an)eB)*9 )- P)1(&>>> #;(&%8%- 0)/*' ( -%0'%-.

. T% =)*9 )- )1(&< 011 (*&1/9% &)8%-0% 7)- 011 9(-%&')- )77(&%- 0%*' 0*9 %1)


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INSURANCE AND INDEMNIFICATION REQUIREMENTSE. ERIFICATION OF COERAE< C)*'-0&')- 011 7/-*( '% S'0'% ;(' &%-'(7(&0'% )7 (*/-0*&%

ACORD 7)- )- %/(801%*' 0-)8%9 =< '% S'0'% 0 -%/(-%9 =< '( C)*'-0&'. T% &%-'(7(&0'% 7)-%0& (*/-0*&% )1(&< 0-% ') =% (*%9 =< 0 %-)* 0/')-(%9 =< '0' (*/-%- ') =(*9 &)8%-0% )* ('=%017.

A11 &%-'(7(&0'% 0*9 0*< -%/(-%9 %*9)-%%*' 0-% ') =% -%&%(8%9 0*9 0-)8%9 =< '% S'0'% =%7)-%;)-: &)%*&%. E0& (*/-0*&% )1(&< -%/(-%9 =< '( C)*'-0&' /' =% (* %77%&' 0' )- -()- ')&)%*&%%*' )7 ;)-: /*9%- '( C)*'-0&' 0*9 -%0(* (* %77%&' 7)- '% 9/-0'()* )7 '% -)%&'.

F0(1/-% ') 0(*'0(* '% (*/-0*&% )1(&(% 0 -%/(-%9 =< '( C)*'-0&' )- ') -)8(9% %8(9%*&% )7-%*%;01 ( 0 0'%-(01 =-%0& )7 &)*'-0&'.

A11 &%-'(7(&0'% -%/(-%9 =< '( C)*'-0&' 011 =% %*' 9(-%&'1< ') HState De/a*tmentRe/*esentative=s Name and Add*ess@. T% S'0'% -)%&'&)*'-0&' */=%- 0*9 -)%&' 9%&-('()*011 =% *)'%9 )* '% &%-'(7(&0'% )7 (*/-0*&%. T% S'0'% -%%-8% '% -(' ') -%/(-% &)1%'%&%-'(7(%9 &)(% )7 011 (*/-0*&% )1(&(% -%/(-%9 =< '( C)*'-0&' 0' 0*< '(%"


G. A%%ROA!< A*< )9(7(&0'()* )- 80-(0'()* 7-) '% (*/-0*&% -%/(-%%*' (* '( C)*'-0&' 011 =%09% =< '% A'')-*%< G%*%-01 O77(&% )- '% R(: M0*0%- ;)% 9%&(()* 011 =% 7(*01. S/&0&'()* ;(11 *)' -%/(-% 0 7)-01 C)*'-0&' 0%*9%*' =/' 0< =% 09% =< 09(*('-0'(8% 0&'()*.




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Se)+*it. Se*vi)es Cont*a)ts

I* &)*'-0&' ;%-% '% &)*'-0&')- ( -)8(9(* %&/-('< )- 0-)-%9 &0- %-8(&% ') '% S'0'% '%(*/-0*&% -%/(-%%*' )/19 (*&1/9% )% 8%-< %&(01(%9 (*/-0*&% &)8%-0% '0' 0-%%&(7(& ') '( (*9/'-


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Sam/le Ins+*an)e S/e)ifi)ations and Indemnifi)ation Cla+seSe)+*it. Se*vi)es Cont*a)ts


P-)9/&' + C)1%'%9 O%-0'()* A-%0'% >>>>>>

P%-)*01 0*9 A98%-'((* I*/-< >>>>>> E0& O&&/--%*&% >>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% %--)- 0*9 )(()* &)8%-0%.

=. P)1(&< 011 =% %*9)-%9 ') (*&1/9% 0'%- :%< &)8%-0%.

&. P)1(&< 011 =% %*9)-%9 ') (*&1/9% &)8%-0% 7)- &0-%#&/')9


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INSURANCE AND INDEMNIFICATION REQUIREMENTS%. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%

S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>D(%0% + E0& E1)>>>>D(%0% + P)1(&< L((' >>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%- N.R.S.AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1% -)-(%')- ;0(8%-7)-.

4. Fidelit. 'ond o* C*ime Ins+*an)eB)*9 )- P)1(&>>> #;(&%8%- 0)/*' ( -%0'%-.

=. T% =)*9 )- )1(&< 011 (*&1/9% &)8%-0% 7)- 011 9(-%&')- )77(&%- 0%*' 0*9 %1)


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INSURANCE AND INDEMNIFICATION REQUIREMENTS%0& (*/-0*&% )1(&< 0-% ') =% (*%9 =< 0 %-)* 0/')-(%9 =< '0' (*/-%- ') =(*9 &)8%-0% )* ('=%017.

A11 &%-'(7(&0'% 0*9 0*< -%/(-%9 %*9)-%%*' 0-% ') =% -%&%(8%9 0*9 0-)8%9 =< '% S'0'% =%7)-% ;)-:&)%*&%. E0& (*/-0*&% )1(&< -%/(-%9 =< '( C)*'-0&' /' =% (* %77%&' 0' )- -()- ')&)%*&%%*' )7 ;)-: /*9%- '( C)*'-0&' 0*9 -%0(* (* %77%&' 7)- '% 9/-0'()* )7 '% -)%&'. F0(1/-% ')0(*'0(* '% (*/-0*&% )1(&(% 0 -%/(-%9 =< '( C)*'-0&' )- ') -)8(9% %8(9%*&% )7 -%*%;01 ( 0 0'%-(01=-%0& )7 &)*'-0&'.

A11 &%-'(7(&0'% -%/(-%9 =< '( C)*'-0&' 011 =% %*' 9(-%&'1< ') HState De/a*tmentRe/*esentative=s Name and Add*ess@. T% S'0'% -)%&'&)*'-0&' */=%- 0*9 -)%&' 9%&-('()*011 =% *)'%9 )* '% &%-'(7(&0'% )7 (*/-0*&%. T% S'0'% -%%-8% '% -(' ') -%/(-% &)1%'%&%-'(7(%9 &)(% )7 011 (*/-0*&% )1(&(% -%/(-%9 =< '( C)*'-0&' 0' 0*< '(%"


G. A%%ROA!< A*< )9(7(&0'()* )- 80-(0'()* 7-) '% (*/-0*&% -%/(-%%*' (* '( C)*'-0&' 011 =%09% =< '% A'')-*%< G%*%-01 O77(&% )- '% R(: M0*0%- ;)% 9%&(()* 011 =% 7(*01. S/&

0&'()* ;(11 *)' -%/(-% 0 7)-01 C)*'-0&' 0%*9%*' =/' 0< =% 09% =< 09(*('-0'(8% 0&'()*.




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Cont*a)ts > $andling Mone.

I* 099('()* ') '% '0*90-9 (*/-0*&% -%/(-%%*' )7 %*%-01 1(0=(1('


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Sam/le Ins+*an)e S/e)ifi)ations and Indemnifi)ation Cla+seSe*vi)e Cont*a)ts $andling Mone.


P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>>

P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>> E0& O&&/--%*&% 5>>>>>>

=. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T% S'0'%)7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/' )7'% 0&'(8('(% %-7)-%9 =


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INSURANCE AND INDEMNIFICATION REQUIREMENTSE0& A&&(9%*' 5>>>>>D(%0% + E0& E1)>>>>D(%0% + P)1(&< L((' >>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-

N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.

3. Fidelit. 'ond o* C*ime Ins+*an)eB)*9 )- P)1(& 90 90


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INSURANCE AND INDEMNIFICATION REQUIREMENTSF. SU'CONTRACTORS< C)*'-0&')- &%-'(7(&0'% 011 (*&1/9% 011 /=&)*'-0&')- 0 099('()*01

(*/-%9 /*9%- (' )1(&(% o* C)*'-0&')- 011 7/-*( ') '% S'0'% %0-0'% &%-'(7(&0'% 0*9%*9)-%%*' 7)- %0& /=&)*'-0&')-. A11 &)8%-0% 7)- /=&)*'-0&')- 011 =% /=%&' ') '%(*(/ -%/(-%%*' (9%*'(7(%9 0=)8%.

G. A%%ROA!< A*< )9(7(&0'()* )- 80-(0'()* 7-) '% (*/-0*&% -%/(-%%*' (* '( C)*'-0&' 011 =%09% =< '% A'')-*%< G%*%-01 O77(&% )- '% R(: M0*0%- ;)% 9%&(()* 011 =% 7(*01. S/&0&'()* ;(11 *)' -%/(-% 0 7)-01 C)*'-0&' 0%*9%*' =/' 0< =% 09% =< 09(*('-0'(8% 0&'()*.




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Elevato* Maintenan)e Cont*a)ts

C)*'-0&' (*8)18(* %1%80')- 0(*'%*0*&% %-8(&% -%%*' 0 (%- -(: ') '% S'0'%. T%-%7)-%'% S'0'% -%/(-% (%- 1((' )7 1(0=(1('< 7-) '%% &)*'-0&')- 9/% ') '% %-()/ *0'/-% )7&10( '0' &)/19 -%/1' 7-) '% *%1(%*&% )7 '% &)*'-0&')-.

T% %1%80')- (*9/'-< 0*91% 1(0=(1('< (*/-0*&% )%;0' 9(77%-%*'1


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Sam/le Ins+*an)e S/e)ifi)ations and Indemnifi)ation Cla+seElevato* Maintenan)e Cont*a)ts


P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 2>>>>>>

P%-)*01 0*9 A98%-'((* I*/-< 2>>>>>>

E0& O&&/--%*&% 2>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =


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INSURANCE AND INDEMNIFICATION REQUIREMENTSA11 &%-'(7(&0'% 0*9 0*< -%/(-%9 %*9)-%%*' 0-% ') =% -%&%(8%9 0*9 0-)8%9 =< '% S'0'% =%7)-%;)-: &)%*&%. E0& (*/-0*&% )1(&< -%/(-%9 =< '( C)*'-0&' /' =% (* %77%&' 0' )- -()- ')&)%*&%%*' )7 ;)-: /*9%- '( C)*'-0&' 0*9 -%0(* (* %77%&' 7)- '% 9/-0'()* )7 '% -)%&'.F0(1/-% ') 0(*'0(* '% (*/-0*&% )1(&(% 0 -%/(-%9 =< '( C)*'-0&' )- ') -)8(9% %8(9%*&% )7-%*%;01 ( 0 0'%-(01 =-%0& )7 &)*'-0&'.

A11 &%-'(7(&0'% -%/(-%9 =< '( C)*'-0&' 011 =% %*' 9(-%&'1< ') HSTATE De/a*tmentRe/*esentative=s Name and Add*ess@. T% S'0'% -)%&'&)*'-0&' */=%- 0*9 -)%&' 9%&-('()*

0-% ') =% *)'%9 )* '% &%-'(7(&0'% )7 (*/-0*&%. T% S'0'% -%%-8% '% -(' ') -%/(-% &)1%'%&%-'(7(%9 &)(% )7 011 (*/-0*&% )1(&(% -%/(-%9 =< '( C)*'-0&' 0' 0*< '(%"


G. A%%ROA!< A*< )9(7(&0'()* )- 80-(0'()* 7-) '% (*/-0*&% -%/(-%%*' (* '( C)*'-0&' 011 =%09% =< '% A'')-*%< G%*%-01 O77(&% )- '% R(: M0*0%- ;)% 9%&(()* 011 =% 7(*01. S/&0&'()* ;(11 *)' -%/(-% 0 7)-01 C)*'-0&' 0%*9%*' =/' 0< =% 09% =< 09(*('-0'(8% 0&'()*.




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Sam/le Ins+*an)e S/e)ifi)ations and Indemnifi)ation Cla+see0i)le T*ans/o*t Sto*age Re/ai* Cont*a)ts


P-%(% 0*9 O%-0'()* 5>>>>>>

P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>>

P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>>

E0& O&&/--%*&% 5>>>>>>

G0-0%:%%%- L(0=(1('< # D(-%&' P-(0-< C)8%-0%E0& A/') 5>>>>>E0& O&&/--%*&% 5>>>>>>




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INSURANCE AND INDEMNIFICATION REQUIREMENTS A/'))=(1% L(0=(1('< (*&1/9(* =)9(1< I*/-< 0*9 -)%-'< 900% 7)- 0*< );*%9 (-%9 0*9

*)*#);*%9 8%(&1% /%9 (* '% %-7)-0*&% )7 '( C)*'-0&'C)=(*%9 S(*1% L((' CSL 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% G0-0%:%%%- L(0=(1('< &)8%-0%.

=. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>D(%0% + E0& E1)>>>>D(%0% + P)1(&< L((' >>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-

N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.


5. O* (*/-0*&% )1(&(% ;%-% '% S'0'% )7 N%8090 ( *0%9 0 0* 099('()*01 (*/-%9 '% S'0'% )7N%8090 011 =% 0* 099('()*01 (*/-%9 ') '% 7/11 1((' )7 1(0=(1('< /-&0%9 =< '% C)*'-0&')-%8%* (7 ')% 1((' )7 1(0=(1('< 0-% (* %&% )7 ')% -%/(-%9 =< '( C)*'-0&'.

2. T% C)*'-0&')- (*/-0*&% &)8%-0% 011 =% -(0-< (*/-0*&% 0*9 *)*#&)*'-(=/')-< ;('-%%&' ') 011 )'%- 080(10=1% )/-&%.

C. NOTICE OF CANCE!!ATION< E0& (*/-0*&% )1(&< -%/(-%9 =< '% (*/-0*&% -)8(()* )7 '(

C)*'-0&' 011 -)8(9% '% -%/(-%9 &)8%-0% 0*9 011 *)' =% /%*9%9 8)(9%9 )- &0*&%1%9 %&%'07'%- '(-'< 3> 90 90


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INSURANCE AND INDEMNIFICATION REQUIREMENTS011 =% *)'%9 )* '% &%-'(7(&0'% )7 (*/-0*&%. T% S'0'% -%%-8% '% -(' ') -%/(-% &)1%'%&%-'(7(%9 &)(% )7 011 (*/-0*&% )1(&(% -%/(-%9 =< '( C)*'-0&' 0' 0*< '(%"


G. A%%ROA!< A*< )9(7(&0'()* )- 80-(0'()* 7-) '% (*/-0*&% -%/(-%%*' (* '( C)*'-0&' 011 =%09% =< '% A'')-*%< G%*%-01 O77(&% )- '% R(: M0*0%- ;)% 9%&(()* 011 =% 7(*01. S/&0&'()* ;(11 *)' -%/(-% 0 7)-01 C)*'-0&' 0%*9%*' =/' 0< =% 09% =< 09(*('-0'(8% 0&'()*.


1stEdition Effective March/ 2007 - " -


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Se)tion D ; S%ECIA! EENTS USE OF STATE %REMISES

T% %&(7(&0'()* (* '( %&'()* )/19 =% /%9 (* &)*'-0&' ;(' %8%*' -))'%-&)*&%()*0(-% 0*9 8%*9)- (*&1/9(* /& )%-0'()* )- 0&'(8('(% 0 &)%-&(01 /% )7 S'0'%0-: )- '-%%'. T( (*&1/9% 7))9 0*9 =%8%-0% &)*&%()*0(-%. E8%*' %19 0' '% &0(')1&)1% )- )'%- (')-(&01 ('% 0< =% 0-% /=%&' ') '% (%- 1((' 0 );* (* I'% 50.

A1) (7 '%-% ( *) 0/'))=(1% 1(0=(1('< %)/-% I'% A. 2 )7 '% I*/-0*&% S%&(7(&0'()* &0* =%)(''%9.

State of Nevada CO;S%ONSORED EENTS

F)- %8%*' )*)-%9 )(*'1< =< '% S'0'% 0*9 )'%- =/(*%% )- -)/ '% :%< ') 9%'%-(*(*'% (*/-0*&% 0*9 (*9%*(7(&0'()* -%/(-%%*' ( '% 1%8%1 )7 &)*'-)1 0*9 (*8)18%%*' '% S'0'%%%-&(% )8%- '% %8%*'. I7 '% S'0'% %%-&(% 0 ( 9%-%% )7 &)*'-)1 )8%- '% %8%*' '%* ('0< *)' =% 0-)-(0'% ') -%/(-% 099('()*01 (*/-%9 '0'/ 7-) 0 &)#)*)-. H);%8%- '% &)#)*)- )/19 -)8(9% %8(9%*&% )7 (*/-0*&% ') -)'%&' '%%18% 0*9 '% /=1(&. A11 8%*9)-0' '% %8%*' )/19 %%' '% -%/(-%%*' )7 '% 01% %&(7(&0'()* (* '( %&'()*.

%RIATE HNON;COMMERCIA!@ EENTS ON STATE %RO%ERT,

T% %&(7(&0'()* (* '( %&'()* 0-% *)' 0-)-(0'% 7)- -%*'01 )7 S'0'% 70&(1('(% =< -(80'% 0-'(%&('(%* 7)- 011 %8%*' /& 0 ;%99(* &)0*< (&*(& )- )'%- *)*#&)%-&(01 /%.H);%8%- &)%-&(01 8%*9)- 01


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Sam/le Ins+*an)e S/e)ifi)ations and Indemnifi)ation Cla+seS%ECIA! EENTS USE OF STATE %REMISES

T0e follo7ing /a*ag*a/0s s0o+ld be inse*ted into t0e )ont*a)t>>>>> E0& O&&/--%*&% 2>>>>>>

F(-% D00% D00% ') R%*'%9 P-%(% 5>>>>>

L(/)- L(0=(1('< (7 01&))1 ( =%(* )19 2>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =


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4b. Comme*)ial ene*al !iabilit. > O))+**en)e Fo*m HClass '@ > small g*o+/s ofless t0an 45 /e*sons1 non;/+bli) events"

P)1(&< 011 (*&1/9% =)9(1< (*/->>>>>

E0& O&&/--%*&% 5>>>>>> F(-% D00% D00% ') R%*'%9 P-%(% >>>>

L(/)- L(0=(1('< (7 01&))1 ( =%(* )19 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.


5. O* (*/-0*&% )1(&(% ;%-% '% S'0'% )7 N%8090 ( *0%9 0 0* 099('()*01 (*/-%9 '% S'0'% )7N%8090 011 =% 0* 099('()*01 (*/-%9 ') '% 7/11 1((' )7 1(0=(1('< /-&0%9 =< '% S)*)- %8%*(7 ')% 1((' )7 1(0=(1('< 0-% (* %&% )7 ')% -%/(-%9 =< '( 0-%%%*'.

2. T% S)*)- (*/-0*&% &)8%-0% 011 =% -(0-< (*/-0*&% 0*9 *)*#&)*'-(=/')-< ;(' -%%&'') 011 )'%- 080(10=1% )/-&%.



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D. ACCE%TA'I!IT, OF INSURERS< I*/-0*&% ( ') =% 10&%9 ;(' (*/-%- 9/1< 1(&%*%9 )-0/')-(%9 ') 9) =/(*% (* '% '0'% )7 N%8090 0*9 ;(' 0* A.M. B%'J -0'(* )7 *)' 1% '0* A#II. T% S'0'% (* *) ;0< ;0--0*' '0' '% 0=)8%#-%/(-%9 (*(/ (*/-%- -0'(* ( /77(&(%*' ')-)'%&' '% S)*)- 7-) )'%*'(01 (*/-%- (*)18%*&


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Se)tion E > COMMERCIA! !EASESRENTA! AREEMENTS

!easeRentals Cont*a)ts > State as !esso*

T% %&(7(&0'()* (* '( %&'()* )/19 =% /%9 (* &)%-&(01#'>>. I* '(%&'()* ;% -%&)%*9 0 (*(/ /=1((' )7 5>>>>> (* 8(%; )7 (*710'()*. H);%8%- (7 '%-%(% /*9%- '% &)*'-)1 )7 '% L%%% 08% 0 801/% /='0*'(011< (%- '0* '% '0*90-9 7(-%900% /=1((' '% -%/(-%9 1((' )/19 =% 0%*9%9 ') %/01 '% 801/% )7 '% -%(% /*9%-&)*'-)1 )7 '% 1%%%. T( ( 0-'(&/10-1< ()-'0*' (7 '% 1%%% )%-0'% 0 =/(*% '0'

-%%*' 0 (*(7(&0*' -(: )7 7(-% /& 0 0 -%'0/-0*'.

SU%%!EMENTA! INSURANCE COERAES

T%-% 0-% 099('()*01 (*/-0*&% &)8%-0% '0' 0< *%%9 ') =% -%/(-%9 /*9%- &%-'0(*&(-&/'0*&% 0*9 )/19 =% (*&1/9%9 (* '% (*/-0*&% -%/(-%%*' ;%* 0-)-(0'%.

E01% )7 /1%%*'01 (*/-0*&% &)8%-0%

'+ilde*8s *isk ins+*an)e # 7)- ')% ('/0'()* (*8)18(* 0 -)/*9 1%0% ;%-% '%1%%% ;(11 &)*'-/&' 0 =/(19(* )- )'%- '%*0*' (-)8%%*'.

All *isk/*o/e*t. ins+*an)e# (7 '% 1%%% ( 1%0(* 0* %('(* S'0'% 70&(1('< ;%-%

'%< 0-% '% sole occupant '( (*/-0*&% ;(11 =% -%/(-%9 )* '% =/(19(* 0*9 '%1%%% &)*'%*'.

%oll+tion !egal !iabilit. # I7 '% 1%%% ;(11 =% /(* )- ')-(* 00-9)/ 0'%-(01)- -%/10'%9 /='0*&% /& 0 7/%1 '( (*/-0*&% ;(11 =% -%/(-%9.

Note


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Sam/le Ins+*an)e S/e)ifi)ations and Indemnifi)ation Cla+seComme*)ial !ease Rental Ag*eements


P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>>

P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>>

E0& O&&/--%*&% 5>>>>>>

F(-% D00% D00% ') R%*'%9 P-%(% 5>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%

S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% /% 0*9)- )&&/0*&< )7 '% -)%-'< /=%&' ') '( L%0%.




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INSURANCE AND INDEMNIFICATION REQUIREMENTS2. %*o/e*t. Ins+*an)e

C)8%-0% 7)- L%%% '%*0*' (-)8%%*' R%10&%%*' 01/%C)8%-0% )* =/(19(* -%/(-%9 (7 L%%% ( )1% )&&/0*' R%10&%%*' 01/%

0. P-)%-'< (*/-0*&% 011 =% ;-(''%* )* 0* 011 -(: -%10&%%*' &)' &)8%-0% (*&1/9(*&)8%-0% 7)- 71))9 0*9 %0-' )8%%*'.

=. T% S'0'% )7 N%8090 011 =% *0%9 0 0 1) 0


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Se)tion E > COMMERCIA! !EASESRENTA! AREEMENTS

!easeRental Cont*a)ts > State as Tenant

T% (*7)-0'()* (* '( %&'()* )/19 =% /%9 0 0 /(9% 7)- 1%0% 0-%%%*' )- -%*'01&)*'-0&' ;%-% '% S'0'% ( '% '%*0*' )- )&&/0*'. G%*%-011


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A99('()*01 I*/-%9 -%/%' 0-% '0*90-9 (* 1%0% 0-%%%*'. G%*%-011< '% 10*91)-9 )--)%-'< );*%- ;(11 -%/(-% '% '%*0*')&&/0*' ') *0% '% 0 0* 099('()*01 (*/-%9/*9%- '% '%*0*' 1(0=(1('< (*/-0*&%. T( %0* '0' '% '%*0*' 1(0=(1('< (*/-0*&% ;(11-)'%&' '% 10*91)-9-)%-'< );*%- 0 ;%11. H);%8%- C0'%- 45 )7 '% NRS ;(11 *)' 011);'% S'0'% ') (*9%*(7< )'%- 0*9 '%-%7)-% '% S'0'% &0**)' -)8(9% &)8%-0% /*9%- )/-%17#(*/-%9 -)-0 ') )/'(9% 0-'(% ;) ;0*' ') =% 099('()*01 (*/-%9.

NOTE


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Se)tion F > COMMODIT, %URC$ASE AREEMENTS

Cont*a)ts > endo* Delive*.

T% -%/(-%%*' (*&1/9%9 (* '( %&'()* %-'0(* ') standa*d)ommodit. /+*)0ase&)*'-0&'(.%. '0'()*0-


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P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>> P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>>

E0& O&&/--%*&% 5>>>>>>

2. A+tomobile !iabilit.B)9(1< I*/-< 0*9 P-)%-'< D00% 7)- 0*< );*%9 (-%9 0*9 *)*#);*%9 8%(&1% /%9 (* '%%-7)-0*&% )7 '( C)*'-0&'.

C)=(*%9 S(*1% L((' CSL 5>>>>>>


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3. #o*ke*=s Com/ensation and Em/lo.e*s= !iabilit.W)-:%- C)%*0'()* S'0'/')->>>D(%0% + E0& E1)>>>>D(%0% + P)1(&< L((' >>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.

B. ADDITIONA! INSURANCE REQUIREMENTS< T% )1(&(% 0-% ') &)*'0(* )- =% %*9)-%9 ')&)*'0(* '% 7)11);(* -)8(()*

5.T% %*9)- (*/-0*&% &)8%-0% 011 =% -(0-< (*/-0*&% 0*9 *)*#&)*'-(=/')-< ;(' -%%&'') 011 )'%- 080(10=1% )/-&%.

C" NOTICE OF CANCE!!ATION E0& (*/-0*&% )1(&< -%/(-%9 =< '% (*/-0*&% -)8(()* )7 '(C)*'-0&' 011 -)8(9% '% -%/(-%9 &)8%-0% 0*9 011 *)' =% /%*9%9 8)(9%9 )- &0*&%1%9 %&%'

07'%- '(-'< 3> 90 90


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P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>>

P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>> E0& O&&/--%*&% 5>>>>>>


5. T% %*9)- (*/-0*&% &)8%-0% 011 =% -(0-< (*/-0*&% 0*9 *)*#&)*'-(=/')-< ;(' -%%&'') 011 )'%- 080(10=1% )/-&%.

C" NOTICE OF CANCE!!ATION E0& (*/-0*&% )1(&< -%/(-%9 =< '% (*/-0*&% -)8(()* )7 '(


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INSURANCE AND INDEMNIFICATION REQUIREMENTSC)*'-0&' 011 -)8(9% '% -%/(-%9 &)8%-0% 0*9 011 *)' =% /%*9%9 8)(9%9 )- &0*&%1%9 %&%'07'%- '(-'< 3> 90 90


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Se)tion F > COMMODIT, %URC$ASE AREEMENTS

%+*)0ase & Installation of E2+i/ment

I* &)*'-0&' ;%-% '% S'0'% ( /-&0(* 0ig0l. val+ed e2+i/ment o* ma)0ine*. (.%.&)-%)- 0(- &)*9('()*(* /*(' %*%-0')- %'&. '% &)% )7 %-8(&% ;(11 %*%-011< (*&1/9%'% (*'0110'()* )7 '% %/(%*'. T% &)*'-0&' 0 *); =%&)% )-% '0* /' 0 '0*90-9&))9('< /-&0% 0-%%%*' 0*9 7011 /*9%- '% &0'%)-< )7 0 %-8(&% &)*'-0&'.

I* 099('()* ') '% '0*90-9 %*%-01 1(0=(1('


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P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>> P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>>

E0& O&&/--%*&% 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0%# T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =


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B)9(1< I*/-< 0*9 P-)%-'< D00% 7)- 0*< );*%9 (-%9 0*9 *)*#);*%9 8%(&1% /%9 (* '%%-7)-0*&% )7 '( C)*'-0&'.

C)=(*%9 S(*1% L((' CSL 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% "T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/'

)7 '% 0&'(8('(% %-7)-%9 =>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.

4. Installation Floate*C)8%-0%%/01 ') '% (*('(01 C)*'-0&' A)/*' )1(&< 011 (*&1/9% '% 7)11);(*-)8(()*

0. T% S'0'% )7 N%8090 C)*'-0&')- /=&)*'-0&')- 0*9 0*< )'%- ;(' 0* (*/-0=1% (*'%-%'(* '% ;)-: 011 =% I*/-%9 )* '% )1(&


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INSURANCE AND INDEMNIFICATION REQUIREMENTSC. NOTICE OF CANCE!!ATION< E0& (*/-0*&% )1(&< -%/(-%9 =< '% (*/-0*&% -)8(()* )7 '(

C)*'-0&' 011 -)8(9% '% -%/(-%9 &)8%-0% 0*9 011 *)' =% /%*9%9 8)(9%9 )- &0*&%1%9 %&%'07'%- '(-'< 3> 90 90


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Se)tion ; INTER!OCA! AREEMENTS H%+bli) entities@

F)- )' /'/011< =%*%7(&(01 I*'%-1)&01 A-%%%*' (' ( *)' *%&%0-< )- -0&'(&01 ') -%/(-%099('()*01 (*/-%9 '0'/ 7-) '% )'%- )8%-*%*'01 %*'('>>>>> &)=(*%9 (*1% 1((' 7)- A/'))=(1% L(0=(1('< ;%* %-7)-(* )%-0'()* )-%-8(&% )* '% 0(- (9%J )7 0(-)-' '%-(*01.

F)- 7/-'%- 9%'0(1 0*9 0('0*&% -%0-9(* I*'%-1)&01 A-%%%*' 1%0% &)*'0&' '% R(:M0*0%%*' D(8(()*.


1stEdition Effective March/ 2007 - !" -
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T0e follo7ing /a*ag*a/0s s0o+ld be inse*ted into t0e Inte*lo)al Ag*eement

INDEMNIFICATION>>>>

E0& O&&/--%*&% 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.

4. Cont*a)to*=s %oll+tion !iabilit. HIn)l+ding E**o*s and Omissions@F)- 1)% &0/%9 =< )11/'()* &)*9('()* '0' 0-(% 7-) '% )%-0'()* )7 '% C)*'-0&')- 09%&-(=%9 (* '% S&)% )7 S%-8(&% %&'()* )7 '( C)*'-0&'.

P%- O&&/--%*&% 5>>>>>>G%*%-01 A-%0'% 2>>>>>>

0. T% )1(&< 011 -)8(9% 7)- &)1%'% -)7%()*01 %-8(&% &)8%-0% (*&1/9(* &)8%-0%7)- )11/'()* 1(0=(1('< '0' ( '% -%/1' )7 0 =-%0& )7 -)7%()*01 9/'(%.

=. T% )1(&< 011 -)8(9% 7)- -)'%&'()* 00(*' &10( 7)- '(-9#0-'< =)9(1< (*/-


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INSURANCE AND INDEMNIFICATION REQUIREMENTS9. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%

S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>>


5. O* (*/-0*&% )1(&(% ;%-% '% S'0'% )7 N%8090 ( *0%9 0 0* 099('()*01 (*/-%9 '% S'0'% )7N%8090 011 =% 0* 099('()*01 (*/-%9 ') '% 7/11 1((' )7 1(0=(1('< /-&0%9 =< '% C)*'-0&')-%8%* (7 ')% 1((' )7 1(0=(1('< 0-% (* %&% )7 ')% -%/(-%9 =< '( C)*'-0&'.

2. T% C)*'-0&')- (*/-0*&% &)8%-0% 011 =% -(0-< (*/-0*&% 0*9 *)*#&)*'-(=/')-< ;('

-%%&' ') 011 )'%- 080(10=1% )/-&%.

C. NOTICE OF CANCE!!ATION E0& (*/-0*&% )1(&< -%/(-%9 =< '% (*/-0*&% -)8(()* )7 '(C)*'-0&' 011 -)8(9% '% -%/(-%9 &)8%-0% 0*9 011 *)' =% /%*9%9 8)(9%9 )- &0*&%1%9 %&%'07'%- '(-'< 3> 90 90


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INSURANCE AND INDEMNIFICATION REQUIREMENTSA11 &%-'(7(&0'% -%/(-%9 =< '( C)*'-0&' 011 =% %*' 9(-%&'1< ') HState De/a*tmentRe/*esentative=s Name and Add*ess@. T% S'0'% -)%&'&)*'-0&' */=%- 0*9 -)%&' 9%&-('()*0-% ') =% *)'%9 )* '% &%-'(7(&0'% )7 (*/-0*&%. T% S'0'% -%%-8% '% -(' ') -%/(-% &)1%'%&%-'(7(%9 &)(% )7 011 (*/-0*&% )1(&(% -%/(-%9 =< '( C)*'-0&' 0' 0*< '(%"

F. SU'CONTRACTORS< C)*'-0&')- &%-'(7(&0'% 011 (*&1/9% 011 /=&)*'-0&')- 0 099('()*01(*/-%9 /*9%- (' )1(&(% o* C)*'-0&')- 011 7/-*( ') '% S'0'% %0-0'% &%-'(7(&0'% 0*9%*9)-%%*' 7)- %0& /=&)*'-0&')-. A11 &)8%-0% 7)- /=&)*'-0&')- 011 =% /=%&' ') '%

(*(/ -%/(-%%*' (9%*'(7(%9 0=)8%.

G. A%%ROA!< A*< )9(7(&0'()* )- 80-(0'()* 7-) '% (*/-0*&% -%/(-%%*' (* '( C)*'-0&' /'08% -()- 0-)801 7-) '% S'0'% )7 N%8090 A'')-*%< G%*%-01 O77(&% )- '% R(: M0*0%- ;)%9%&(()* 011 =% 7(*01. S/& 0&'()* ;(11 *)' -%/(-% 0 7)-01 &)*'-0&' 0%*9%*' =/' 0< =% 09%=< 09(*('-0'(8% 0&'()*.


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Se)tion $ > ENIRONMENTA! AREEMENTS

Dis/osal Re).)ling Sto*age Fa)ilities

T% S'0'% 0< %*'%- (*') &)*'-0&' ;(' 70&(1('(% '0' 0*91% )- ')-% 00-9)/ ;0'% )-0'%-(01. T%% %-8(&% )- )%-0'()* 0< (*&1/9% =/' 0-% *)' 1(('%9 ')

F0&(1('(% '0' ')-% 00-9)/ 0'%-(01 )- -%/10'%9 /='0*&%

F0&(1('(% '0' 0&&%' '-%0' ')-% 0*9 9()% )7 00-9)/ ;0'%

D()01 ('% )1(9 ;0'% 10*97(11 )%-0')-

I*&(*%-0')-

W0'%- 0*9 ;0'%#;0'%- '-%0'%*' 70&(1('(% )%-0'()*

C%-'0(* '


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INDEMNIFICATION>>>>

P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>>

P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>>

E0& O&&/--%*&% 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>D(%0% + E0& E1)>>>>

D(%0% + P)1(&< L((' >>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.

4. %oll+tion !egal !iabilit.>>>>>A**/01 A-%0'% 2>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =


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Envi*onmental Cons+lting & Testing Se*vi)es

S)% )11/'()* &10( 0-(% 7-) %-8(&% '0' 0-% %-7)-%9 =< %*8(-)*%*'01 -)7%()*01.P-)7%()*01 %-8(&% &0* (*&1/9% =/' 0< *)' =% 1(('%9 ') '% 7)11);(* 0&'(8('(%

C)*/1'(* )* %*8(-)*%*'01 (/%

A-&('%&' )- %*(*%%- (*8)18%9 (* %*8(-)*%*'01 -)%&'

T%'(* 0'%-(01 )- 0(- /01('< 7)- )11/'0*' )- )'%- 00-9)/ 0'%-(01

T%% &)*'-0&')- -)8(9% 0 -)7%()*01 %-8(&% ;(& &)/19 -%/1' (* 0 &10( 011%(* 900%') '% %*8(-)*%*' )- (*/-< ') '% /=1(&. T%-%7)-% '% %&(7(&0'()* )/19 (*&1/9% 0-%/(-%%*' 7)- C)*'-0&')- P)11/'()* L(0=(1('< (*/-0*&% in)l+ding E**o*s and Omissions)ove*age HE&O@. P)11/'()* L(0=(1('< &)8%-0% ( *)-011< %&1/9%9 /*9%- '% '0*90-9P-)7%()*01 L(0=(1('< (*/-0*&% )1(&


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INDEMNIFICATION>>>>

P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>>

P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>>

E0& O&&/--%*&% 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>

D(%0% + E0& E1)>>>>D(%0% + P)1(&< L((' >>>>>

0. P)1(&< 011 &)*'0(* 0 7aive* of s+b*ogation00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.

4. Cont*a)to*=s %oll+tion !iabilit. Hin)l+ding E**o*s & Omissions@F)- 1)% &0/%9 =< )11/'()* &)*9('()* '0' 0-(% 7-) '% )%-0'()* )7 '% C)*'-0&')- 09%&-(=%9 (* '% S&)% )7 S%-8(&% %&'()* )7 '( C)*'-0&'.

P%- O&&/--%*&% 5>>>>>>G%*%-01 A-%0'% 2>>>>>>

0. T% )1(&< 011 -)8(9% 7)- &)1%'% -)7%()*01 %-8(&% &)8%-0% (*&1/9(* &)8%-0%7)- )11/'()* 1(0=(1('< '0' ( '% -%/1' )7 0 =-%0& )7 -)7%()*01 9/'(%.

=. T% )1(&< 011 -)8(9% 7)- -)'%&'()* 00(*' &10( 7)- '(-9#0-'< =)9(1< (*/-


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S'0'% S011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/' )7 '%0&'(8('(% %-7)-%9 = 90 90


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Maste* Envi*onmental Se*vi)es

Y)/ 0< 7(*9 '0' )% &)*'-0&')- ;(11 -)8(9% all %-8(&% -%/(-%9 /*9%- 0 10-%%*8(-)*%*'01 &)*'-0&'. M0'%- %*8(-)*%*'01 %-8(&% &)*'-0&' &0* -%/(-% '% &)*'-0&')- ')-)8(9% 0 80-(%'< )7 %*8(-)*%*'#-%10'%9 %-8(&% %.. '%'(* 7)- )11/'0*' 0*9 0(- /01('


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INDEMNIFICATION>>>>

P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>>

P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>>

E0& O&&/--%*&% 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T% S'0'%)7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/' )7'% 0&'(8('(% %-7)-%9 =>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

=. T( -%/(-%%*' 011 *)' 01< ;%* 0 &)*'-0&')- )- /=&)*'-0&')- ( %%' /*9%-N.R.S. AND ;%* /& &)*'-0&')- )- /=&)*'-0&')- %%&/'% '% 0-)-(0'% )1%-)-(%')- ;0(8%- 7)-.

4. Cont*a)to*=s %oll+tion !iabilit. HIn)l+ding E**o*s and Omissions@F)- 1)% &0/%9 =< )11/'()* &)*9('()* '0' 0-(% 7-) '% )%-0'()* )7 '% C)*'-0&')- 0

9%&-(=%9 (* '% S&)% )7 S%-8(&% %&'()* )7 '( C)*'-0&'.P%- O&&/--%*&% 5>>>>>>G%*%-01 A-%0'% 2>>>>>>

0. T% )1(&< 011 -)8(9% 7)- &)1%'% -)7%()*01 %-8(&% &)8%-0% (*&1/9(* &)8%-0% 7)-)11/'()* 1(0=(1('< '0' ( '% -%/1' )7 0 =-%0& )7 -)7%()*01 9/'(%.

=. T% )1(&< 011 -)8(9% 7)- -)'%&'()* 00(*' &10( 7)- '(-9#0-'< =)9(1< (*/-


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S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =


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INSURANCE AND INDEMNIFICATION REQUIREMENTS0-% ') =% *)'%9 )* '% &%-'(7(&0'% )7 (*/-0*&%. T% S'0'% -%%-8% '% -(' ') -%/(-% &)1%'%&%-'(7(%9 &)(% )7 011 (*/-0*&% )1(&(% -%/(-%9 =< '( C)*'-0&' 0' 0*< '(%"


G. A%%ROA!


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$aa*do+s Mate*ial $a+ling

T% S'0'% 0< %*'%- (*') 0 &)*'-0&' ;%-% '% &)% )7 %-8(&% (*&1/9% '% '-0*)-'0'()* )7)11/'0*'. T( &0* 01) =% 7)/*9 (* &)*'-0&' 7)- '% /-&0% 0*9 9%1(8%-< )7 00-9)/0'%-(01. T%% )11/'0*' &0* (*&1/9% =/' 0-% *)' 1(('%9 ')

C%(&01 /& 0 &1)-(*% -)9/&'

P%'-)1%/ -)9/&' 0*9 -%/10'%9 /='0*&% /& 0 7/%1

H00-9)/ ;0'% -)9/&' /& 0 0=%')

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Sam/le Ins+*an)e S/e)ifi)ations$aa*do+s Mate*ial $a+ling Cont*a)ts


INDEMNIFICATION>>>>

P-)9/&' + C)1%'%9 O%-0'()* A-%0'% 5>>>>>>

P%-)*01 0*9 A98%-'((* I*/-< 5>>>>>>

E0& O&&/--%*&% 5>>>>>>

0. T% )1(&< 011 =% %*9)-%9 ') (*&1/9% '% 7)11);(* 099('()*01 (*/-%9 10*/0% T%S'0'% )7 N%8090 011 =% *0%9 0 0* 099('()*01 (*/-%9 ;(' -%%&' ') 1(0=(1('< 0-((* )/')7 '% 0&'(8('(% %-7)-%9 =>>>>D(%0% + E0& E1)>>>>D(%0% + P)1(&< L((' >>>>>

0. P)1(&< 011 &)*'0(* 0 ;0(8%- )7 /=-)0'()* 00(*' '% S'0'% )7 N%8090.

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4. %oll+tion !egal !iabilit. Hfo* t*ans/o*ted )a*go onl.@I7 '% S&)% )7 S%-8(&% (* '( C)*'-0&' -%/(-% '% '-0*)-'0'()* )7 0*< 00-9)/ 0'%-(01'% C)*'-0&')- 011 -)8(9% &)8%-0% ;(' 1((' )7 0' 1%0'

P%- O&&/--%*&% >>>>>>A**/01 A-%0'% >>>>>>

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INSURANCE AND INDEMNIFICATION REQUIREMENTS'(% ;)-: /*9%- '( C)*'-0&' ( &)1%'%9.


5. O* (*/-0*&% )1(&(% ;%-% '% S'0'% )7 N%8090 ( *0%9 0 0* 099('()*01 (*/-%9 '% S'0'% )7N%8090 011 =% 0* 099('()*01 (*/-%9 ') '% 7/11 1((' )7 1(0=(1('< /-&0%9 =< '% C)*'-0&')-%8%* (7 ')% 1((' )7 1(0=(1('< 0-% (* %&% )7 ')% -%/(-%9 =< '( C)*'-0&'.

2. T% C)*'-0&')- (*/-0*&% &)8%-0% 011 =% -(0-< (*/-0*&% 0*9 *)*#&)*'-(=/')-< ;('-%%&' ') 011 )'%- 080(10=1% )/-&%.

C. NOTICE OF CANCE!!ATION< E0& (*/-0*&% )1(&< -%/(-%9 =< '% (*/-0*&% -)8(()* )7 '(C)*'-0&' 011 -)8(9% '% -%/(-%9 &)8%-0% 0*9 011 *

insurance indemnification requirements

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