index based livestock insurance...the kenya livestock insurance program (klip) is a national...
TRANSCRIPT
ExecutiveSeminaron
IndexBasedLivestockInsuranceSafariParkHotel,Nairobi,Kenya
24 July 2018 Executive Seminar for Members of the Kenyan Parliament
SummaryReport
2
Table of Contents
Acknowledgements .................................................................................................................. 3
About the Organizers ............................................................................................................... 4
Contact Details and Homepage of the Seminar ....................................................................... 4
Executive Summary ................................................................................................................. 5
1 Background ......................................................................................................................... 7
2 Highlights of the Seminar .................................................................................................... 8
I. Setting the stage and Welcome Remarks ................................................................ 8
II. Introduction to the Kenya Livestock Insurance Program (KLIP) .............................. 9
III. Impacts and components of the KLIP and emerging global trends in agricultural
insurance ............................................................................................................... 10
IV. Private sector experience on agriculture insurance ............................................... 11
V. Milestones of the Kenya Livestock Insurance Program ......................................... 12
VI. Feedback from the Members of the Kenyan Parliament ........................................ 12
VII. Closing speech ...................................................................................................... 13
3 Annexes ............................................................................................................................. 14
3.1 Annex 1: Agenda .......................................................................................................... 14
3.2 Annex 2: Participants List ............................................................................................. 16
3.3 Annex 3: Speakers ........................................................................................................ 19
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Acknowledgements
The organizers would like to express their gratitude to the Ministry of Agriculture, Livestock,
Fisheries and Irrigation of the Republic of Kenya for the kind support in convening the
seminars. We are particularly thankful to Harry Kimtai, Principal Secretary, Julius Kiptarus,
Director of Livestock Production, Hon. Alois Musa Lentoimaga, Chairman of the Pastoralist's
Parliamentary Group (PPG) and Godfrey Kiptum, Ag. CEO & Commissioner of the Insurance
Regulatory Authority.
Furthermore, a special thanks goes to all of our distinguished speakers and session
facilitators: James Sinah (World Bank Group), Dr. Andrew Mude (International Livestock
Research Institute - ILRI), Hassan Bashir (Takaful Africa Group) and Ashok Shah (APA
Insurance).
The event was co-organized by KLIP program coordination office, in particular Dr. Richard
Kyuma, Tom Kinara, David Mwania and their team, and the project Alliance on Climate Risk
Transfer Solutions, a collaboration of Swiss Reinsurance Company Ltd. and the Deutsche
Gesellschaft für Internationale Zusammenarbeit (GIZ) under the develoPPP.de program
funded by the German Federal Ministry for Economic Cooperation and Development. In
addition, the organization team included ILRI and the World Bank Group. Moreover, as a
consultant, Stanley Machogu Miyogo provided extensive services for the facilitation of the
attendance of the participants.
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About the Organizers
The Kenya Livestock Insurance Program (KLIP) is a national initiative of the Government of
Kenya, led by the State Department of Livestock with technical assistance provided by the
World Bank Group and ILRI in partnership with private insurance companies. The Ministry of
Agriculture, Livestock, Fisheries and Irrigation plays a central role in ensuring the success of
the program. The fundamental goal and purpose of the Ministry is to conserve, protect and
manage agricultural, livestock and fisheries resources for socio-economic development.
The Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH is a federal
enterprise that supports the German government in achieving its objectives in international
cooperation for sustainable development. The Swiss Re Group is a leading wholesale
provider of risk transfer solutions. GIZ and Swiss Re through their develoPPP.de Alliance on
Climate Risk Transfer Solutions collaborate with governments to build technical capabilities
and assist them in identifying and accessing suitable instruments for climate risk transfer
instruments.
Contact Details and Homepage of the Seminar
For more information about the seminar or the Alliance on Climate Risk Transfer Solutions,
kindly contact us on [email protected] or visit the event homepage under
https://nairobi-2018.climate-risk-transfer.org, where you will also find all presentations of the
workshop.
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Executive Summary
Pastoralists in Kenya are at the forefront of climate change, with extreme weather posing a
potentially fatal threat to livestock. The impacts of drought on livestock threaten to cause
setbacks to the overall economy and the livelihood of pastoralist communities if adequate
protection and response measures are not taken.
To address this challenge, the Kenyan Government together with the private insurance
sector started implementing the Kenya Livestock Insurance Program (KLIP) in 2014. KLIP is
an index-based livestock insurance program that uses satellite technology to protect
pastoralists in the remote, arid and drought-prone rangelands of Kenya from the impacts of
extreme weather. The program currently covers close to 90,060 livestock units, and has
made payouts of more than KSh 700 million to 32,000 pastoralists since inception.
In order to support this commendable effort and the successful operation of KLIP, the
German development cooperation GIZ (previously GTZ) and the Swiss Reinsurance
Company (Swiss Re) through their develoPPP.de project Alliance on Climate Risk Transfer
Solutions combined efforts with the KLIP management in order to organize an executive
seminar on index based livestock insurance. The seminar is designed for Members of
Parliament who represent the counties where KLIP is active and aims to equip them with
strategic knowledge on livestock insurance. Furthermore, the event brings together the
Members of Parliament with representatives from key institutions in the field of livestock
insurance to discuss and derive potential next steps towards a successful implementation of
KLIP.
In addition to the State Department of Livestock, GIZ and Swiss Re, the organizing team of
the seminar featured experts from the International Livestock Research Institute (ILRI) and
the World Bank Group, both key institutions for the development and operation of KLIP.
The seminar was designed for Members of Parliament from the Counties where KLIP is
being implemented and Members from Kajiado County also attended. In terms of content,
the seminar provided:
• An understanding of the technical and operational design of KLIP, • insights on disaster risk finance and milestones of KLIP, • information on the role of the private insurance sector, and • findings of recent impact study conducted on KLIP and lessons learned, were made
available for the MPs via the handout in the welcome package.
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The seminar provided the opportunity for Members of the Kenyan Parliament to discuss
critically the state of the program in relation to their constituencies. Furthermore, the Cabinet
Secretary Ministry of Agriculture, Livestock, Fisheries and Irrigation in his speech read by the
Principle Secretary – Livestock, provided a special acknowledgement for KLIP. He
emphasised the significant benefit offered to pastoralist communities where the program is
active. However, he also stated the challenges, particularly on the inadequate budgetary
support. He announced that the Ministry would start supporting partial voluntary cover to help
the program in graduating its beneficiaries from the fully government funded initial phase to
self-sustaining commercial cover. The ministry had placed an Expression of Interest for
interested parties to start selling premiums on 50% subsidy.
The participants of the workshop proposed the following points:
1. Funding
a. The Members of Parliament as opinion leaders to help in publicity of KLIP and use
all available opportunity to make their constituents understand livestock Insurance
for the purposes of uptake.
2. Policies and Regulations on Index-Based Livestock Insurance
a. The Insurance Regulatory Authority (IRA) of Kenya has made regulatory
proposals on index-based insurance that will be brought to the house of
parliament for deliberations. Members of Parliament were asked to support the
proposals to amend the Insurance Act
3. County engagement and Awareness creation on KLIP
a. The Members of Parliament noted the need for the County Government
leadership, especially the Governor and other leaders from the Arid and Semi-Arid
Lands (ASAL) counties to be sensitised about KLIP for more support in
Parliament/county assemblies and at their constituencies
b. The Ministry of Agriculture, Livestock, Fisheries and Irrigation should endeavour
to link Livestock insurance and livestock marketing.
c. The MPs requested that the list of beneficiaries in the full subsidy should be
revised and that they should be involved.
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1 Background
Pastoralists in Kenya are at the forefront of climate change, with extreme weather posing a
potentially fatal threat to livestock. Climate change related droughts are a major source of
vulnerability for those who depend on livestock for income and food in the Arid and Semi-Arid
Lands (ASAL) of Kenya. Livestock losses alone have accounted for approximately 70
percent of the USD 12.1 billion damages caused by drought between 2008 and 2011.
Without adequate protection and response measures, the impacts of drought on livestock
threaten to cause setbacks to the overall economy.
To address this challenge, the Kenyan Government together with the private insurance
sector initiated the Kenya Livestock Insurance Program (KLIP) in 2014. KLIP is an index-
based livestock insurance program that protects pastoralists in the remote, arid and drought-
prone lowlands of Kenya from the impacts of extreme weather. The program uses satellite
technology to monitor the level of greenness and the state of vegetation available to
livestock. When drought becomes particularly severe, payouts are triggered based on the
index data and are directly transferred to the pastoralists with the help of mobile payment
systems (M-PESA technology). With these payments, pastoralists can purchase water and
fodder to sustain tropical livestock such as camels, goats and cows through the drought
period. This agriculture insurance initiative is not only an efficient financing tool but it also
helps vulnerable communities avoiding catastrophic livestock losses in the first place and
thus reduces the negative impacts of climate change. The program currently covers close to
18,012 people and 90,060 livestock units. Since 2014, payouts of more than KSh 700 million
have been made to 32,000 pastoralists in need of drought assistance.
In order to support this commendable effort and the successful operation of KLIP, the
German development cooperation GIZ (previously GTZ) and the Swiss Reinsurance
Company (Swiss Re) through their develoPPP.de project Strategic Alliance on Climate Risk
Transfer Solutions have joined the KLIP management in organising an executive seminar on
index based livestock insurance. The initial idea to conduct capacity-building events for high-
level stakeholders arose during a workshop organized by GIZ and Swiss Re on “Advancing
Agriculture Insurance in Kenya through Sustainable Public-Private Partnerships” in March
2017, in Nairobi and was emphasized during the Executive Seminar for Parliamentary
Committee Members at Mombasa in April 2018.
The seminar aimed at building capacity and creating awareness among elected leadership in
the parliament from the ASAL counties where KLIP is currently operating. The Members from
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the counties of Mandera, Wajir, Turkana, Tana River, Marsabit, Isiolo, Samburu and Garissa
as well as Kajiado attended.
Details on the participants of the seminars are reported in Annex 3.2
Last but not least, support for the seminar was generously provided by, amongst others, the
management level of the State Department of Livestock (SDL), the Insurance Regulatory
Authority (IRA) of Kenya, World Bank Group, ILRI and insurance service providers (APA
Insurance, Apollo Group and Takaful Africa Group).
2 Highlights of the Seminar
I. Setting the stage and Welcome Remarks
The index-based livestock insurance seminar for Members of the Kenyan Parliament form
ASAL counties opened at 10.00 a.m. on 24 July 2018. While giving his remarks, Isaac
Magina, of Swiss Re noted that his company has been supporting KLIP through re-insurance
for the local primary insurance companies. Dr. Alexander Jäger, GIZ, complemented the
remarks by elaborating the background and objectives of the event and emphasizing the
commitment of GIZ to support the agricultural sector of Kenya.
The Director of Livestock Production, Mr. Julius Kiptarus stated that he was very happy that
the Members of Parliament had found time to attend the seminar. Mr. Godfrey Kiptum, the
CEO and Commissioner of Insurance from the Insurance Regulatory Authority (IRA) of
Kenya said that IRA will continue to work closely with actors in the Insurance sector and the
State Department of Livestock to create awareness for increased Livestock Insurance
uptake. He informed the participants that IRA is running a number of programs for
awareness creation on Livestock Insurance.
During his contributions, the Principal Secretary (PS), State Department of Livestock, Mr.
Harry Kimtai, who represented the Cabinet Secretary for Agriculture, Livestock, Fisheries
and Irrigation, urged the members of Parliament to support KLIP in budget allocation,
legislation and awareness creation. The PS encouraged all other relevant stakeholders to
come in and do their work for the success of index-based agricultural insurance.
The Chair of the ASAL Parliamentary Group, Hon. Alois Musa Lentoimaga, remarked that he
was happy the MPs were attending the seminar. He emphasized the need for KLIP to
continue involving the MPs in the public participation forums and that insurance should be
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sensitive to areas where the livestock is located in the ASALs. He asked the ministry to
streamline the issues affecting marketing of Livestock so that insurance can make more
sense to the pastoralist.
Dr. Mathias Braun, Programme Director of the GIZ Food Security & Drought Resilience
Programme in Kenya, emphasized the commitment of GIZ to the agricultural sector in the. He
underlined that it is a great chance for GIZ to support the workshops on index-based livestock
insurance and thanked all participants for making time available for the event.
II. Introduction to the Kenya Livestock Insurance Program (KLIP)
Dr. Richard Kyuma gave a presentation on the design, implementation and milestones of
KLIP. The participants were informed that so far KLIP has paid premiums amounting to just
over KSh 400 million while payouts of over KSh 700 million have been made to beneficiaries.
Among others, key highlights from the presentation were:
• Kenya remains vulnerable to frequent and extremely expensive natural disasters,
including droughts and floods that impact the livelihoods of pastoralist communities in
particular and the country’s economy in general
• To mitigate against disaster shocks, the government spends huge amounts of
resources that run into billions of Kenya schillings on, among others, food aid, cash
transfers and post drought restocking for affected populations
• KLIP was initiated to increase the resilience of pastoral communities against disaster
(drought) shocks through disaster risk transfer products offered by insurance service
providers
• KLIP design is based on satellite data of the vegetation cover to assemble an index of
seasonal forage availability/scarcity, referred to as Normalized Differenced Vegetative
Index (NDVI) that is used to determine when payouts are made
• Currently, the National Government provides 100% premium support for five Tropical
Livestock Units (TLUs) for vulnerable households
• As from October 2018 KLIP will make available a 50% premium support for up to
10TLUs
• The program has had positive impacts to pastoralist communities including improved
access to forage and water for livestock during periods of drought, access to
veterinary services after payouts and pastoral household welfare and drought
mitigation and overall disaster management
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• KLIP faces challenges including low and unpredictable funding levels leading to low
levels of KLIP insurance penetration in the ASALs
III. Impacts and components of the KLIP and emerging global trends in
agricultural insurance
Subsequent to the workshop, the following section contains information provided by Dr.
Alexander Jäger on a recent study on the impacts of KLIP to the pastoralist communities:
Impact and Perceptions
• The study found that KLIP is helping pastoralists improve their ability to cope with
livestock and household needs in times of severe drought.
• Self- reporting satisfaction with the program is high and the vast majority of
beneficiaries use the part of the payouts to fund expenses for their livestock
(maintenance, restocking, and production equipment) but money was also spent on
household needs.
• Qualitative evidence also found that beneficiaries had shared payouts to support
neighbours, and the broader community. This includes funding of communal water
well or the joint .This includes funding water well or joint purchase of a male goat for
breeding purposes. Such actions in turn, help to strengthen food security.
• Approximately half of respondents (51%) said they would be willing to pay insure at
least one animal, which indicates an emerging understanding an acceptance of
insurance as a concept.
• The study found that KLIP is helping pastoralists improve their ability to cope with
livestock and household needs in times of severe drought.
• Self- reporting satisfaction with the program is high and the vast majority of
beneficiaries use the part of the payouts to fund expenses for their livestock
(maintenance, restocking, and production equipment) but money was also spent on
household needs.
• Qualitative evidence also found that beneficiaries had shared payouts to support
neighbours, and the broader community. This includes funding of communal water
well or the joint .This includes funding water well or joint purchase of a male goat for
breeding purposes. Such actions in turn, help to strengthen food security.
• Approximately half t respond (51%) said they would be willing to pay insure at least
one animal, which indicates an emerging understanding an acceptance of insurance
as a concept.
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More Attention Needed
• The study revealed insufficient knowledge about insurance and especially the KLIP
programme itself- not just at the level of individual households but also amongst
officials.
• Logistical challenges such as inaccurate recording of people’s names or phone
numbers, changed mobile number , or network problems , where a challenge when
reaching out all of beneficiaries.
• This caused payouts to be delayed and forced affected beneficiaries to invest in
costly travel in order to receive their claims. Some people had to travel up to 80KM to
the nearest KLIP office before receiving their payment and even had to make the
journey on more than one occasion. In cases where the mobile money platform could
not be activated, payments were settled via cheque or bank account.
Ways to Address the Challenges
• Step up the work around insurance education to include:
o Educating public officials at both national and county level
o The pastoralist community is largely Muslim: adopt elements of a successful
local Islamic insurance education model, which is active and well respected at
local level
o Set up train-the –trainers programme in order to educate more people about
insurance
• Improve efficiency of claims pay-outs:
o Establish process to capture names and mobile phone numbers more
accurately on the spot. This can include simple action like verifying phone n
umbers via sms
o Explore whether collaboration with(an alternative ) mobile money platform,
might be able to complement M-Pesa
IV. Private sector experience on agriculture insurance
Andrew Mude, the Project Leader, Index-Based Livestock Insurance-ILRI, moderated the
session that included the speakers: Isaac Magina (Swiss Re), Ashok Shah (APA-Apollo
Group) and Hassan Bashir (Takaful Africa Group).
Mr Mude pointed out that the KLIP was based on a well-developed product design and that
there were also many bad-quality insurances on the market that had the reliability of lottery
tickets and therefore, people need to be made aware of the differences in quality.
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In the private sector contribution, the insurance service providers highlighted the following:
Isaac Magina reiterated that Swiss Re takes a long term view of agriculture insurance market
in Kenya and is committed to increase insurance penetration and bridging the protection gap
especially for vulnerable communities. Hence Swiss Re will continue continue to supporti
KLIP by providing reinsurance capacity and technical support through local partners.
The CEOs of APA-Apollo Group and Takaful Africa Group noted that KLIP and IBLI are very
unique insurance covers that need to be developed for commercial uptake. The CEOs
mentioned that timely payout disbursements has in the past been affected by data
challenges. Mr. Hassan Bashir of Takaful Insurance Africa (TIA) Group, said that Index-
Based Livestock Insurance is the best possible insurance product for pastoralist. He said that
TIA has been growing the customer base that are taking the commercial product steadily
since 2010 and now they stand at 8,000 families.
V. Milestones of the Kenya Livestock Insurance Program
James Sina, Disaster Risk Financing & Insurance Consultant from the World Bank,
presented the milestones of the KLIP.
In order to cope with the enormous effects of natural disasters, disaster risk finance is
necessary to smooth income levels. KLIP is part of the National Disaster Risk Finance
strategy and has proven to be capable of responding to severe droughts in an efficient and
timely manner. Pastoralists benefit from reduced negative coping and improved household
welfare. The government benefits from transferring the unknown cost to the private sector
and targeting vulnerable households directly. So far, only 2% of all households are covered
through KLIP and efforts need to be made to further expand the outreach. Therefore,
awareness needs to be increased, budgets enhanced, leaders should act as champions to
promote KLIP and supportive services should be promoted.
VI. Feedback from the Members of the Kenyan Parliament
The elected leadership attending the seminar noted and appreciated the significant role KLIP
is playing in addressing the challenges faced by pastoralist households with respect to
weather related negative impacts. However, the participants also noted concerns with the
programme and raised them as follows:
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• There are questions as to why the programme has not covered all the ASAL areas
and on the criteria used to select the beneficiaries.
• The majority of households in KLIP counties own large herds of livestock and yet the
cover is restricted to only five TLUs. How is the drought risk mitigated by the rest of
the herds and, given the small number under the cover, whether KLIP has had a
significant impact so far.
• Concerns around what strategy KLIP has towards graduating beneficiaries to partial
subsidy and eventually to voluntary commercial arrangements with insurance service
providers
• The extent to which there was public participation at the initiation stages of the
programme and whether the input of the public institutions was considered in the
programme formulation and implementation
• Concerns around low levels of awareness of KLIP among pastoralist communities in
ASAL areas
• Concerns about how quickly and effectively the payouts reached the beneficiaries
The concerns raised were responded to, and after discussions, the Members of Parliament
(MPs) made the following proposals:
• The Governor and other elected leaders in the County Assemblies from the ASAL
counties should be provided with capacity building knowledge and lobby strategies. In
this way, they will be enabled to better understand KLIP and support the programme
in awareness creation to their electorate and in the mobilization of resources
• The Ministry through the State Department of Livestock in liaison with Counties
should develop an accurate database on the subsector in ASAL areas including
accurate data on beneficiaries to facilitate timely and efficient payouts when triggered.
• The is need for awareness creation to promote uptake of livestock insurance
VII. Closing speech
The closing session was presided over by Julius Kiptarus, Director of Livestock Production.
He thanked the MPs for attending. He informed the MPs that the Ministry is implementing
complementing programmes including one that will have private investors operate feedlots in
partnership with the Government. He further assured the MPs that they would be involved in
the next beneficiary recruitment exercise.
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3 Annexes
3.1 Annex 1: Agenda
Time Activity Speakers
8:30 Registration
9:00 Settingthestage • Dr.MathiasBraunProgramme Director - Food Security & Drought
ResilienceProgramme/GIZ
• Mr.IsaacMaginaSeniorClientManagerAfrica/SwissRe
9:15 OfficialOpening • Mr.JuliusKiptarusDirectorofLivestockProduction
Ministry of Agriculture, Livestock, Fisheries and
Irrigation
9:25 Remarks
• Mr.HarryKimtaiPrincipal Secretary
StateDepartmentofLivestock/MinistryofAgriculture,
Livestock,FisheriesandIrrigation
9:35 OfficialOpeningSpeech
• Mr.MwangiKiunjuriCabinet Secretary
Ministry of Agriculture, Livestock, Fisheries and
Irrigation
10:15 Introduction to the Kenya Livestock
InsuranceProgram(KLIP)
• Dr.RichardKyumaProject Coordinator KLIP, State Department of
Livestock/MinistryofAgriculture,Livestock,Fisheries
andIrrigation
10:45 Q&AontheKLIP • Speakersofprevioussession&audience
11:00 NetworkingTeaBreak(Includinggroupphoto)
11:20 Impacts and components of the KLIP and
emerging global trends in agricultural
insurance
Presentationandmoderator:
• Dr.AlexanderJägerProject Leader, develoPPP.deAlliance on Climate Risk
TransferSolutions/GIZ
Presentationsandpanel:
• Dr.AndrewMudeProject Leader, Index-Based Livestock Insurance /
InternationalLivestockResearchInstitute(ILRI)
• Mr.JamesSinah
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Disaster Risk Financing and Agriculture Insurance
Consultant/TheWorldBankGroup
12:20 Q&A and extended discussions on the
previoussession
• Speakersofprevioussession&audience
13:00 NetworkingLunch
14:00 Private sector experience on agriculture
insurance
IntroductionandFacilitation:
• Dr.AndrewMudeProject Leader, Index-Based Livestock Insurance /
InternationalLivestockResearchInstitute(ILRI)
Presentations:
• Mr.IsaacMaginaSeniorClientManagerAfrica/SwissRe
• Mr.AshokShah GroupCEO/APAInsurance,ApolloGroup
• Mr.HassanBashirGroupChiefExecutive/TakafulAfricaGroup
14:45 Q&Aonprivatesectorexperience • Speakersofprevioussession&audience
15:00 Feedback from the Members of the
KenyanParliamentandnextsteps
Moderator:
• Mr.JamesSinahDisaster Risk Financing and Agriculture Insurance
Consultant/TheWorldBankGroup
16:00 ClosingSpeech Moderator:
• Dr.RichardKyumaProject Coordinator KLIP, State Department of
Livestock/MinistryofAgricultureandIrrigation
16:15 Reception
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3.2 Annex 2: Participants List
Institution Name Email
1. IsioloCounty Hon.Sen.AbshiroHalake [email protected]
2. KajiadoCounty Hon.ElijahMemusi [email protected]
3. ManderaCounty Hon.AdanHajiYussuf [email protected]
4. ManderaCounty Hon. Mohamed MaalimMohamud
5. MarsabitCounty Hon.QalichaGufuWario [email protected]
6. MarsabitCounty Hon.SafiaSheikhAdan [email protected]
7. NairobiCity JarsoMokku [email protected]
8. SamburuCounty IsakoTuye [email protected]
9. SamburuCounty Hon.LentoiJoniJacksonL. [email protected]
10. SamburuCounty Hon.AloisMusaLentoimaga [email protected]
11. TanaRiverCounty Hon.AliWarioGuyo [email protected]
12. TanaRiverCounty Hon.AliWario [email protected]
13. WajirCountyHon. Mohamed SheikhMohammed [email protected]
14. WajirCounty Hon.Sen.Ibrahim,NasriSahal [email protected]
15. WajirCountyHon. Sen. Abdullahi IbrahimAli [email protected]
16. Ministry of Agriculture,Livestock, Fisheries and
ErnestMbogo [email protected]
17
Irrigation
17.Ministry of Agriculture,Livestock, Fisheries andIrrigation
BlaiseOkinyi [email protected]
18.Ministry of Agriculture,Livestock, Fisheries andIrrigation
JuliusKiptarus [email protected]
19.State Department ofLivestock RichardKyuma [email protected]
20.State Department ofLivestock TomKinara [email protected]
21. State Department ofLivestock
DavidMwania [email protected]
22. National Cohesion andIntegration
GuyoLiban [email protected]
23. RPLRP MurekefuW.K. [email protected]
24. Insurance RegulatoryAuthority(IRA) GodreyKiptum [email protected]
25.Insurance RegulatoryAuthority(IRA) RobertKuloba [email protected]
26. KenyaMarketsTrust AbdikarimDaud [email protected]
27. MOAF ShabanKipkoch [email protected]
28. MOAL BlaiseDOkinyi [email protected]
29.APA Insurance ApolloGroup AshokShah
30.APA Insurance ApolloGroup CharlesM.Wambua [email protected]
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31. TakafulAfrica HassanBashir [email protected]
32. GIZ Dr.MathiasBraun [email protected]
33. GIZ Dr.AlexanderJäger [email protected]
34. GIZ DanielaWeinberger [email protected]
35. GIZ StanleyMiyogo [email protected]
36. SwissRe IsaacMagina [email protected]
37. SwissRe JohnKaranu [email protected]
38. WorldBank JamesSina [email protected]
39.International LivestockResearchInstitute Dr.AndrewMude [email protected]
40.International LivestockResearchInstitute DuncanKhalai [email protected]
41.International LivestockResearchInstitute DibaKone [email protected]
42. WorldVision SimonMbuki [email protected]
43. UniversityofCalifornia MichaelCarter [email protected]
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3.3 Annex 3: Speakers
Hassan Bashir
Chief Executive Officer (CEO)
Takaful Africa Group
Mr. Bashir has held key Executive positions over the last 16 years in the Insurance and technology
sectors in the East Africa Region. He has also been involved in higher education and has taught at
the United States International University (USIU) Chandaria School of Business, in Nairobi, Kenya
since the year 2001.
He is the Chairman of the Board of Directors of the Association of Kenya Insurers (AKI). Mr. Bashir
is a Mentor, an Educator and an Entrepreneur. He holds BSc International Business (IBA) USIU
San Diego and MBA (Marketing) from USIU and is currently pursuing his PHD at USIU-Africa.
Dr. Alexander Jäger
Project Leader, develoPPP.de project
“Alliance on Climate Risk Transfer Solutions”
Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ)
Dr. Alexander Jäger holds the position of an Advisor in the GIZ Competence Centre for Financial
Systems Development and Insurance, and leads the GIZ team for the “Alliance on Climate Risk
Transfer Solutions”, a partnership between SwissRe and the German Ministry for Economic
Cooperation and Development, represented by GIZ. In addition, Dr. Jäger is member of various
global GIZ task teams on climate risk insurance.
Prior to his engagement at GIZ, he was heading the technical assistance facility for a green finance
fund in Southeast Europe and the Caucasus region, responsible for the implementation of 80+
technical assistance projects. Dr. Jäger’s interest and expertise on risk transfer and management
started by working in the reinsurance sector and due to his PhD in the field of insurance and
emerging risks. Later, he became a Senior Consultant after several years working for Ernst &
Young in the insurance sector.
Mr. Jäger is a Certified Expert in Climate & Renewable Energy Finance (Frankfurt School of
Finance & Management) and did his PhD at the Universities of Stuttgart & St. Gallen.
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Dr. Richard Kyuma
Program Coordinator KLIP
State Department of Livestock, Ministry of Agriculture and Irrigation
Dr. Richard Kyuma is the Program Coordinator of the Kenya Livestock Insurance Program (KLIP)
jointly implemented by the Government of Kenya (State Department of Livestock), World Bank and
ILRI. He holds a PhD in Dryland resource management from the University of Nairobi. PhD Thesis
title: “Evaluation of Prosopis juliflora productivity for carbon stocks and animal feeds under climate
variability in drylands of Magadi, Kenya”.
He is also a graduate of the ITC Faculty of Geo-Information Science and Earth Observation of the
University of Twente, in the Netherlands – (MSc. Geospatial data management for Natural resource
management: Specializing in Sustainable agriculture, 2008) and a BSc. in Range Management from
the University of Nairobi, 1991.
Isaac Magina
Senior Client Manager Europe, Middle East and Africa,
Global Partnerships
Swiss Re
Isaac Magina is a Senior Client Manager at Swiss Re's Global Partnerships team, which focuses on
bridging the protection gap through Public Private sector partnerships and Microinsurance
programs.
Isaac joined Global Partnership in September 2015 from UAP-Old Mutual Limited in Nairobi Kenya
where he had worked an Agriculture underwriter for seven years. He has also worked for Bayer
Cropscience as a product manager where he played a key role in opening up new agrochemical
markets in East Africa. While at UAP, he was instrumental in setting up the agriculture insurance
business unit. His ideas helped to develop innovative crop insurance concepts including the Kilimo
Salama and several other agriculture insurance initiatives.
He is currently dedicated to working with public and private sector players to develop risk transfer
solutions and insurance for agriculture in the English speaking sub-Saharan Africa. He is an
alumnae of Egerton University in Njoro with post graduate training in Marketing and Insurance.
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Dr. Andrew Mude
Principal Economist
International Livestock Research Institute (ILRI)
Andrew Mude is a Principal Economist at the International Livestock Research Institute based in
Nairobi, Kenya. His current portfolio deals largely with researching and identifying risk-management
and development interventions to help increase resilience and reduce vulnerability amongst poor
livestock-dependent households, particularly pastoral populations. Andrew leads the effort to
design, implement and evaluate Index Based Livestock Insurance (IBLI) products aimed to help
pastoralists to manage the significant drought-related livestock risks that they face. The integrated
IBLI program brings together a range of high-calibre partners ranging from national and international
insurance companies, NGOs, the Government of Kenya, researchers from across the globe, a
range of donors, and community representatives.
For this, Andrew and his team have won several prestigious national and international awards
including Kenya’s first Vision 2030 ICT Innovation Award, USAIDs inaugural Science and
Technology Pioneers Award, the Poverty Reduction, Equity and Growth Network (PEGNet) Best-
Practice Award for most innovative project. Andrew completed his doctoral degree in Economics at
Cornell University in 2006 and was a Mid-Career Fellow of the Sustainability Science Program at
Harvard’s Kennedy School in 2011. He is the 2016 Normal Bourlog Award winner.
James Muli Sinah
Disaster Risk Financing and Agriculture Insurance Consultant
The World Bank Group
James Sina is a Disaster Risk Financing and Agriculture Insurance Consultant, currently consulting
for World Bank. His current role includes assisting the Ministry of Agriculture and Irrigation to
implement a large-scale agricultural insurance scheme under private-public partnership.
Sina has also worked with GIZ on Adaptation to Climate Change and Insurance, where he was a
component lead for agriculture insurance. Under GIZ, Sina contributed in bringing agricultural
insurance to government policy agenda and supported the development of a report to justify the
launch of a large-scale scheme agriculture insurance scheme. Before joining GIZ, he worked with
Jubilee insurance as senior underwriter for one year and with Equity Bank in credit section for four
22
years. Sina holds a BSc. Food Science Technology from Egerton, Master Degree on Microfinance
from Bergamo University and he is finalising a Masters course on Climate Change from Nairobi
University.
Ashok Shah
Group Chief Executive Officer
APA Insurance, Apollo Group
Ashok Shah is the current Group CEO of Apollo Investments Limited. He has over 40 years of
experience in Insurance. He has major in Applied Chemistry from Kingston University (UK) and is a
Chartered Insurer by profession, and is a member of the Chartered Institute of Arbitrators. Other
directorships include: Barclays Bank, Central Depository System Corporation, Reliance Insurance
Company (Tanzania), APA Insurance (Uganda) Ltd, Apollo Life Assurance Ltd, and Apollo Asset
Management.
He is the first recipient of the Think Business Life Time Achievement Award for his contribution to
the Insurance Industry in Kenya. He is also involved in many social activities, mainly in support of
the underprivileged.