income and purchase price limits for homeownership …

web www.ohiohome.org | tollfree 888.362.6432The Ohio Housing Finance Agency is an Equal Opportunity Housing entity. Loans are available on a fair and equal basis regardless of race, color, religion, sex, familial status, national origin, military status, disability or ancestry. Please visit www.ohiohome.org for more information.

We Open the Doors to an Affordable Place to Call home

OHIO HOUSINGFINANCE AGENCY

INCOME AND PURCHASE PRICE LIMITS FOR

HOMEOWNERSHIP PRODUCTS

www.ohiohome.org | 888.362.6432

Updated 06/30/2021

2

MAXIMUM INCOME LIMITS

Counties 1-2 Persons3 or More Persons

Adams $90,360 $105,420

Allen $90,360 $105,420

Ashland $90,360 $105,420

Ashtabula $90,360 $105,420

Athens $90,360 $105,420

Auglaize $90,360 $105,420

Belmont $90,360 $105,420

Brown $90,360 $105,420

Butler $102,480 $119,560

Carroll $90,360 $105,420

Champaign $90,360 $105,420

Clark $90,360 $105,420

Clermont $102,480 $119,560

Clinton $90,360 $105,420

Columbiana $90,360 $105,420

Coshocton $90,360 $105,420

Crawford $90,360 $105,420

Cuyahoga $94,320 $110,040

Darke $90,360 $105,420

Defiance $90,360 $105,420

Delaware $100,560 $117,320

Erie $90,360 $105,420

Fairfield $100,560 $117,320

Fayette $90,360 $105,420

Franklin $100,560 $117,320

Fulton $90,360 $105,420

Gallia $90,360 $105,420

Geauga $94,320 $110,040

Greene $90,840 $105,980

Government


Guernsey $90,360 $105,420

Hamilton $102,480 $119,560

Hancock $90,360 $105,420

Hardin $90,360 $105,420

Harrison $90,360 $105,420

Henry $90,360 $105,420

Highland $90,360 $105,420

Hocking $90,360 $105,420

Holmes $90,360 $105,420

Huron $90,360 $105,420

Jackson $90,360 $105,420

Jefferson $90,360 $105,420

Knox $90,360 $105,420

Lake $94,320 $110,040

Lawrence $90,360 $105,420

Licking $100,560 $117,320

Logan $90,360 $105,420

Lorain $94,320 $110,040

Lucas $90,360 $105,420

Madison $100,560 $117,320

Mahoning $90,360 $105,420

Marion $90,360 $105,420

Medina $94,320 $110,040

Meigs $90,360 $105,420

Mercer $90,360 $105,420

Miami $90,840 $105,980

Monroe $90,360 $105,420

Montgomery $90,840 $105,980

Morgan $90,360 $105,420

Effective July 1, 2021

All income associated with the occupant borrower(s) cannot exceed the Government income limits. Please see income limits below for Government Mortgage Tax Credit Plus if using our MTC Plus program.

3



Morrow $101,400 $117,320

Muskingum $88,680 $105,420

Noble $88,680 $105,420

Ottawa $88,680 $105,420

Paulding $88,680 $105,420

Perry $88,680 $105,420

Pickaway $101,400 $117,320

Pike $88,680 $105,420

Portage $91,560 $116,620

Preble $88,680 $105,420

Putnam $88,680 $105,420

Richland $88,680 $105,420

Ross $88,680 $105,420

Sandusky $88,680 $105,420

Scioto $88,680 $105,420

Seneca $88,680 $105,420

Shelby $88,680 $105,420


Stark $90,360 $105,420

Summit $99,960 $116,620

Trumbull $90,360 $105,420

Tuscarawas $90,360 $105,420

Union $118,080 $137,760

VanWert $90,360 $105,420

Vinton $90,360 $105,420

Warren $102,480 $119,560

Washington $90,360 $105,420

Wayne $90,360 $105,420

Williams $90,360 $105,420

Wood $90,360 $105,420

Wyandot $90,360 $105,420

Government


All income associated with the occupant borrower(s) cannot exceed the Government income limits. Please see income limits below for Government Mortgage Tax Credit Plus if using our MTC Plus program.

4


Counties Income

Adams $53,040

Allen $51,200

Ashland $53,600

Ashtabula $53,040

Athens $53,040

Auglaize $63,600

Belmont $50,880

Brown $67,760

Butler $67,760

Carroll $55,120

Champaign $55,120

Clark $51,600

Clermont $67,760

Clinton $53,120

Columbiana $53,040

Coshocton $53,040

Crawford $53,040

Cuyahoga $62,880

Darke $53,120

Defiance $57,280

Delaware $67,120

Erie $53,040

Fairfield $67,120

Fayette $53,040

Franklin $67,120

Fulton $56,320

Gallia $53,040

Geauga $62,880

Greene $60,560

Guernsey $53,040

Conventional

Counties Income

Hamilton $67,760

Hancock $64,640

Hardin $53,040

Harrison $53,040

Henry $58,400

Highland $53,040

Hocking $67,120

Holmes $58,000

Huron $53,040

Jackson $53,040

Jefferson $47,520

Knox $54,000

Lake $62,880

Lawrence $50,320

Licking $67,120

Logan $57,200

Lorain $62,880

Lucas $56,320

Madison $67,120

Mahoning $52,400

Marion $53,040

Medina $62,880

Meigs $53,040

Mercer $58,240

Miami $60,560

Monroe $53,040

Montgomery $60,560

Morgan $53,040


The income used by the lender to qualify the borrower(s) for the loan cannot exceed the 80% AMI income limit shown below. In addition, all of the income of the occupant borrower(s) cannot exceed the income limits listed above under Government income limits.

5


Counties Income

Morrow $67,120

Muskingum $53,040

Noble $53,040

Ottawa $60,720

Paulding $54,640

Perry $67,120

Pickaway $67,120

Pike $53,040

Portage $66,640

Preble $56,480

Putnam $63,280

Richland $49,200

Ross $53,040

Sandusky $53,200

Scioto $53,040

Seneca $53,040

Counties Income

Shelby $62,080

Stark $55,120

Summit $66,640

Trumbull $52,400

Tuscarawas $54,400

Union $67,120

VanWert $53,040

Vinton $53,040

Warren $67,760

Washington $53,040

Wayne $57,280

Williams $53,040

Wood $56,320

Wyandot $53,440

Conventional


The income used by the lender to qualify the borrower(s) for the loan cannot exceed the 80% AMI income limit shown below. In addition, all of the income of the occupant borrower(s) cannot exceed the income limits listed above under Government income limits.

6


County 1-2 Persons 3 or More Persons

Non-Target Area Target Area

Adams

Allen

Ashland

Ashtabula

Athens

Auglaize

Belmont

Brown

Butler

Carroll

Champaign

Clark

Clermont

Clinton

Columbiana

Coshocton

Crawford

Cuyahoga

Darke

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$85,400

$75,300

$75,300

$75,300

$85,400

$75,300

$75,300

$75,300

$75,300

$78,600

$75,300

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$98,210

$86,595

$86,595

$86,595

$98,210

$86,595

$86,595

$86,595

$86,595

$90,390

$86,595

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$102,480

$90,360

$90,360

$90,360

$102,480

$90,360

$90,360

$90,360

$90,360

$94,320

$90,360

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$119,560

$105,420

$105,420

$105,420

$119,560

$105,420

$105,420

$105,420

$105,420

$110,040

$105,420

Mortgage Tax Credit Basic


1-2 Persons 3 or More Persons

Homebuyer is only using the mortgage tax credit.

7


County


Defiance

Delaware

Erie

Fairfield

Fayette

Franklin

Fulton

Gallia

Geauga

Greene

Guernsey

Hamilton

Hancock

Hardin

Harrison

Henry

Highland

Hocking

Holmes

$75,300

$83,800

$75,300

$83,800

$75,300

$83,800

$75,300

$75,300

$78,600

$75,700

$75,300

$85,400

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$86,595

$96,370

$86,595

$96,370

$86,595

$96,370

$86,595

$86,595

$90,390

$87,055

$86,595

$98,210

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$90,360

$100,560

$90,360

$100,560

$90,360

$100,560

$90,360

$90,360

$94,320

$90,840

$90,360

$102,480

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$105,420

$117,320

$105,420

$117,320

$105,420

$117,320

$105,420

$105,420

$110,040

$105,980

$105,420

$119,560

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420


1-2 Persons 3 or More Persons 3 or More Persons1-2 Persons


8


County


Huron

Jackson

Jefferson

Knox

Lake

Lawrence

Licking

Logan

Lorain

Lucas

Madison

Mahoning

Marion

Medina

Meigs

Mercer

Miami

Monroe

Montgomery

Morgan

Morrow

Muskingum

Noble

Ottawa

Paulding

$75,300

$75,300

$75,300

$75,300

$78,600

$75,300

$83,800

$75,300

$78,600

$75,300

$83,800

$75,300

$75,300

$78,600

$75,300

$75,300

$75,700

$75,300

$75,700

$75,300

$83,800

$75,300

$75,300

$75,300

$75,300

$86,595

$86,595

$86,595

$86,595

$90,390

$86,595

$96,370

$86,595

$90,390

$86,595

$96,370

$86,595

$86,595

$90,390

$86,595

$86,595

$87,055

$86,595

$87,055

$86,595

$96,370

$86,595

$86,595

$86,595

$86,595

$90,360

$90,360

$90,360

$90,360

$94,320

$90,360

$100,560

$90,360

$94,320

$90,360

$100,560

$90,360

$90,360

$94,320

$90,360

$90,360

$90,840

$90,360

$90,840

$90,360

$100,560

$90,360

$90,360

$90,360

$90,360

$105,420

$105,420

$105,420

$105,420

$110,040

$105,420

$117,320

$105,420

$110,040

$105,420

$117,320

$105,420

$105,420

$110,040

$105,420

$105,420

$105,980

$105,420

$105,980

$105,420

$117,320

$105,420

$105,420

$105,420

$105,420



1-2 Persons 1-2 Persons3 or More Persons 3 or More Persons


9


County


Perry

Pickaway

Pike

Portage

Preble

Putnam

Richland

Ross

Sandusky

Scioto

Seneca

Shelby

Stark

Summit

Trumbull

Tuscarawas

Union

Van Wert

Vinton

Warren

Washington

Wayne

Williams

Wood

Wyandot

$75,300

$83,800

$75,300

$83,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$83,300

$75,300

$75,300

$98,400

$75,300

$75,300

$85,400

$75,300

$75,300

$75,300

$75,300

$75,300

$86,595

$96,370

$86,595

$95,795

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$95,795

$86,595

$86,595

$113,160

$86,595

$86,595

$98,210

$86,595

$86,595

$86,595

$86,595

$86,595

$90,360

$100,560

$90,360

$99,960

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$99,960

$90,360

$90,360

$118,080

$90,360

$90,360

$102,480

$90,360

$90,360

$90,360

$90,360

$90,360

$105,420

$117,320

$105,420

$116,620

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$116,620

$105,420

$105,420

$137,760

$105,420

$105,420

$119,560

$105,420

$105,420

$105,420

$105,420

$105,420


1-2 Persons1-2 Persons 3 or More Persons 3 or More Persons


10


County 1-2 Persons 3 or More Persons


Adams

Allen

Ashland

Ashtabula

Athens

Auglaize

Belmont

Brown

Butler

Carroll

Champaign

Clark

Clermont

Clinton

Columbiana

Coshocton

Crawford

Cuyahoga

Darke

Defiance

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$85,400

$75,300

$75,300

$75,300

$85,400

$75,300

$75,300

$75,300

$75,300

$78,600

$75,300

$75,300

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$98,210

$86,595

$86,595

$86,595

$98,210

$86,595

$86,595

$86,595

$86,595

$90,390

$86,595

$86,595

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$102,480

$90,360

$90,360

$90,360

$102,480

$90,360

$90,360

$90,360

$90,360

$94,320

$90,360

$90,360

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$119,560

$105,420

$105,420

$105,420

$119,560

$105,420

$105,420

$105,420

$105,420

$110,040

$105,420

$105,420

Government Mortgage Tax Credit Plus


1-2 Persons 3 or More Persons

FHA, VA, USDA loan coupled with the mortgage tax credit. All income associated with the occupant borrower(s) cannot exceed the income limits listed below.

11


County


Delaware

Erie

Fairfield

Fayette

Franklin

Fulton

Gallia

Geauga

Greene

Guernsey

Hamilton

Hancock

Hardin

Harrison

Henry

Highland

Hocking

Holmes

Huron

Jackson

$83,800

$75,300

$83,800

$75,300

$83,800

$75,300

$75,300

$78,600

$75,700

$75,300

$85,400

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$96,370

$86,595

$96,370

$86,595

$96,370

$86,595

$86,595

$90,390

$87,055

$86,595

$98,210

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$100,560

$90,360

$100,560

$90,360

$100,560

$90,360

$90,360

$94,320

$90,840

$90,360

$102,480

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$117,320

$105,420

$117,320

$105,420

$117,320

$105,420

$105,420

$110,040

$105,980

$105,420

$119,560

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420


1-2 Persons 3 or More Persons 3 or More Persons1-2 Persons


12


County


Jefferson

Knox

Lake

Lawrence

Licking

Logan

Lorain

Lucas

Madison

Mahoning

Marion

Medina

Meigs

Mercer

Miami

Monroe

Montgomery

Morgan

Morrow

Muskingum

Noble

Ottawa

Paulding

Perry

$75,300

$75,300

$78,600

$75,300

$83,800

$75,300

$78,600

$75,300

$83,800

$75,300

$75,300

$78,600

$75,300

$75,300

$75,700

$75,300

$75,700

$75,300

$83,800

$75,300

$75,300

$75,300

$75,300

$75,300

$86,595

$86,595

$90,390

$86,595

$96,370

$86,595

$90,390

$86,595

$96,370

$86,595

$86,595

$90,390

$86,595

$86,595

$87,055

$86,595

$87,055

$86,595

$96,370

$86,595

$86,595

$86,595

$86,595

$86,595

$90,360

$90,360

$94,320

$90,360

$100,560

$90,360

$94,320

$90,360

$100,560

$90,360

$90,360

$94,320

$90,360

$90,360

$90,840

$90,360

$90,840

$90,360

$100,560

$90,360

$90,360

$90,360

$90,360

$90,360

$105,420

$105,420

$110,040

$105,420

$117,320

$105,420

$110,040

$105,420

$117,320

$105,420

$105,420

$110,040

$105,420

$105,420

$105,980

$105,420

$105,980

$105,420

$117,320

$105,420

$105,420

$105,420

$105,420

$105,420



1-2 Persons 1-2 Persons3 or More Persons 3 or More Persons


13


County


Pickaway

Pike

Portage

Preble

Putnam

Richland

Ross

Sandusky

Scioto

Seneca

Shelby

Stark

Summit

Trumbull

Tuscarawas

Union

Van Wert

Vinton

Warren

Washington

Wayne

Williams

Wood

Wyandot

$83,800

$75,300

$83,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$75,300

$83,300

$75,300

$75,300

$98,400

$75,300

$75,300

$85,400

$75,300

$75,300

$75,300

$75,300

$75,300

$96,370

$86,595

$95,795

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$86,595

$95,795

$86,595

$86,595

$113,160

$86,595

$86,595

$98,210

$86,595

$86,595

$86,595

$86,595

$86,595

$100,560

$90,360

$99,960

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$90,360

$99,960

$90,360

$90,360

$118,080

$90,360

$90,360

$102,480

$90,360

$90,360

$90,360

$90,360

$90,360

$117,320

$105,420

$116,620

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$105,420

$116,620

$105,420

$105,420

$137,760

$105,420

$105,420

$119,560

$105,420

$105,420

$105,420

$105,420

$105,420


1-2 Persons1-2 Persons 3 or More Persons 3 or More Persons


14


Counties Income

Adams $53,040

Allen $51,200

Ashland $53,600

Ashtabula $53,040

Athens $53,040

Auglaize $63,600

Belmont $50,880

Brown $67,760

Butler $67,760

Carroll $55,120

Champaign $55,120

Clark $51,600

Clermont $67,760

Clinton $53,120

Columbiana $53,040

Coshocton $53,040

Crawford $53,040

Cuyahoga $62,880

Darke $53,120

Defiance $57,280

Delaware $67,120

Erie $53,040

Fairfield $67,120

Fayette $53,040

Franklin $67,120

Fulton $56,320

Gallia $53,040

Geauga $62,880

Conventional Mortgage Tax Credit Plus

Counties Income

Greene $60,560

Guernsey $53,040

Hamilton $67,760

Hancock $64,640

Hardin $53,040

Harrison $53,040

Henry $58,400

Highland $53,040

Hocking $67,120

Holmes $58,000

Huron $53,040

Jackson $53,040

Jefferson $47,520

Knox $54,000

Lake $62,880

Lawrence $50,320

Licking $67,120

Logan $57,200

Lorain $62,880

Lucas $56,320

Madison $67,120

Mahoning $52,400

Marion $53,040

Medina $62,880

Meigs $53,040

Mercer $58,240

Miami $60,560

Monroe $53,040


Conventional loan coupled with the mortgage tax credit. The income used by the lender to qualify the borrower(s) for the loan cannot exceed the 80% AMI income limit shown below. In addition, all of the income of the occupant borrower(s) cannot exceed the income limits listed above under Government MTC Plus income limits for target and non-target areas.

15


Counties Income

Montgomery $60,560

Morgan $53,040

Morrow $53,040

Muskingum $60,720

Noble $54,640

Ottawa $67,120

Paulding $67,120

Perry $53,040

Pickaway $66,640

Pike $56,480

Portage $63,280

Preble $49,200

Putnam $53,040

Richland $53,200

Ross $52,080

Sandusky $52,080

Counties Income

Scioto $53,040

Seneca $53,040

Shelby $62,080

Stark $55,120

Summit $66,640

Trumbull $52,400

Tuscarawas $54,400

Union $67,120

VanWert $53,040

Vinton $53,040

Warren $67,760

Washington $53,040

Wayne $57,280

Williams $53,040

Wood $56,320

Wyandot $53,440

Conventional Mortgage Tax Credit Plus


Conventional loan coupled with the mortgage tax credit. The income used by the lender to qualify the borrower(s) for the loan cannot exceed the 80% AMI income limit shown below. In addition, all of the income of the occupant borrower(s) cannot exceed the income limits listed above under Government MTC Plus income limits for target and non-target areas.

16

MAXIMUM PURCHASE PRICE LIMITS

New and Existing Homesas of July 2021

AKRON Counties: Portage, Summit

1-Family 2-Family 3-Family 4-FamilyTarget $381,308 $488,215 $590,106 $733,379

Non-Target $311,980 $399,449 $482,814 $600,037

CINCINNATI Counties: Brown, Butler, Clermont, Hamilton, Warren


Non-Target $311,980 $399,449 $482,814 $600,037

CLEVELAND Counties: Cuyahoga, Geauga, Lake, Lorain, Medina


Non-Target $311,980 $399,449 $482,814 $600,037

COLUMBUS Counties: Delaware, Fairfield, Franklin, Hocking, Licking, Madison, Morrow, Perry, Pickaway, Union


Non-Target $348,344 $445,914 $539,018 $669,899

DAYTON Counties: Miami, Montgomery, Preble


Non-Target $311,980 $399,449 $482,814 $600,037

17

MAXIMUM PURCHASE PRICE LIMITS

New and Existing Homesas of July 2021

CANTON/MASSILLON Counties: Carroll, Stark


Non-Target $311,980 $399,449 $482,814 $600,037

ALL OTHER COUNTIES


Non-Target $311,980 $399,449 $482,814 $600,037

OHIO HOUSINGFINANCE AGENCY

57 East Main Street | Columbus OH 43215Toll Free: 888.362.6432

www.ohiohome.org

The Ohio Housing Finance Agency is an Equal Opportunity Housing entity. Loans are available on a fair and equal basis regardless of race, color, religion, sex, familial status, national origin, military status, disability or ancestry. Please visit www.ohiohome.org for more information.

income and purchase price limits for homeownership …

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