in full life via the breath of life 2015 affidavit of truth€¦ · · 2015-02-27in full life via...

In Full Life via the Breath of Life

Tor’asha • Yah’asha • Mor’asha

Inheritance • Legacy • Heredity

☾ 1 Jumada al-Awwal 1436 AH / 1st of Adar, 5775 / February 20, 2015 / Moon in Pisces, Sun in Pisces ☼

Affiant

1) The affiant, SentAsha KeyAma-Joy EL (f/k/a SentAsha KeyAma-Joy Williams) » Granddaughter of

indigenous aboriginal American descent » In full life » American Citizen » Civilian » USA Passport holder »

descendant of the Ancient Moslems-Hebrews of the West; non-Indian — federally referenced as “aboriginal

tribes” 8 USC § 1401b. Federal Ethnic Classification: #D23 / #667 per United States Department of

Commerce Public Law 94-171. She is domiciled in the continental United States of America (“USA”) in the

southeastern Piedmont plateau region that is styled as Atlanta, Georgia, Fulton County; 11th Circuit

Northern District, 5th Congressional District. In addition, SentAsha is a polymath: Civil Society

Scribe/Researcher, Craftswoman, Information & Technology Contractor, and she is a former: American

Stock Exchange Intern, Microbusiness Owner, and Toastmaster Int’l Member. In terms of philanthropy,

SentAsha has served as a volunteer English/ESL Literacy Tutor for the Atlanta-Fulton Public Library

System, Teaming for Technology (f/k/a TeamTech), and Foundation for Fighting Blindness via Hands on

Atlanta.

Based on personal knowledge/experience, evidence, and information at hand, I declare the following under

the penalty of perjury:

2) This 2015 affidavit is my second affidavit issued to address unresolved issues with Ocwen Loan Servicing

LLC and Deutsche Bank National Trust, individually as trustee for Pooling Service Agreement dated

November 1, 2006 Securitized Asset Backed Receivables LLC Trust 2006 FR-4. The first affidavit was

issued in September 2013.

3) In mid 2013, while reviewing my credit report, I noticed that the mortgage that I had been paying on

was discharged in 2011 via bankruptcy. Thereafter, I found out about robo-signing, breaks in the chain

of title, the securitization of the note, and the defective conveyances that were used to transfer the

note and the title of my homestead over to Deutsche Bank National Trust Company as Trustee under

the Pooling and Servicing Agreement dated November 1, 2006 Securitized Asset Backed Receivables

Trust 2006 FR-4. <Exhibit A: Bankruptcy Discharge Order> <Exhibit B: Experian Credit Report>

2015 AFFIDAVIT OF TRUTH In Support of Complaints & Claims Regarding

Wrongful Attempted Foreclosure, Refusal to Thoroughly Fulfill Qualified Written Requests, Robo-Signing, Fraudulent Allonge, Fraudulent Security Deed Assignment, Unfair Debt Collection, Unfair Business Practices,

State and Federal Constitutional Torts, Breach of Consumer Financial Protection Bureau 48-State Consent Order, etc.

Involved Companies & Individuals: Principals and Agents working for the benefit of Ocwen Loan Servicing LLC (NMLS# 1852)(GA MLL#19438),

Concerning Ocwen Loan Account #705794592 • Deutsche Bank National Trust individually as Trustee for Pooling Service Agreement dated November 1, 2006 Securitized Asset Backed Receivables LLC Trust 2006 FR-4

(SEC File # 333-138183-02) (CIK# 0001382324) Ocwen/Deutsche’s Tributary-Agents:

Aldridge Connors LLP (Partner Agreement: Fulton County Clerk of Superior Court Book 29 Page 547) Equity Depot LLC (GA Entity Control# 0557650 ) • Fulton County Daily Report

EVIDENCE

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2015 Affidavit of Truth EVIDENCE

4) Over the past 16+ months, I have been informing the principals/agents of Ocwen Loan Servicing LLC

(Deutsche towards the later) that the promissory note had been discharged, and that the security deed

assignment had patent and latent defects. In April 2013, I issued my first qualified written request (“QWR”)

to Ocwen’s attorney Jon Young of Weisman Nowack Wilco Curry. In September 2013, I issued the first

affidavit. In December 2013, as a result of Ocwen’s lack of rebuttal to my affidavit of truth and incomplete

fulfillment of my qualified written requests, I issued the first notice of default to Ocwen. Some of the points

throughout this 2015 affidavit contain reiterations from my 2013 affidavit.

<Exhibit C: 2013 Affidavit & Default Notice>

Background

5) On May 12, 2006, I signed a promissory note that was originated by Freemont Investment and Loans.

Thereafter, I received a warranty deed from the previous homeowner and conveyed a security deed to

Mortgage Electronic Registration Systems (“MERS”). At the time, MERS was the nominee for

Freemont Investment and Loan. Freemont’s FDIC Certificate number was 25653. Per the FDIC,

Freemont liquidated and closed in July 2008 and was not acquired by any other institution.

Link: https://www2.fdic.gov/idasp/confirmation_outside.asp?inCert1=25653 .

<Exhibit D: FDIC Status Report> <Exhibit E: MERS Status Report for Security Deed>

The warranty deed and security deed are filed at the Clerk of Superior Court Fulton County, Georgia

Warranty Deed: Book 42617, Page 248. Security Deed: Book 42617, Pages 250, 269.

6) Fulton County, Georgia property taxes on my homestead have been paid via an escrow account that

was funded from a percentage of the direct loan payments that I made to the various loan

servicers/lender (i.e. Freemont/HomEq/Ocwen Loan Servicing LLC). In addition, a homestead

exemption has existed on my domicile for several years. Exemption code: HFO, HA01; Parcel #

ending in 0912. 14091-2.

7) Due to hardship in January 2010, I filed bankruptcy. Five months thereafter in May 2010, a

robo-signed allonge and security deed assignment was executed in order to convey the promissory

note and security deed over to Deutsche Bank National Trust Company as trustee under the Pooling

and Service Agreement (“PSA”) dated November 1, 2006 Securitized Asset Backed Receivables LLC

2006 FR-4. The servicer under the PSA, HomEq, (Per Ocwen’s 2011 10-K Annual Report, Page 3, 4th

Paragraph, HomEq was sold to Ocwen Loan Servicing under an Asset Purchase Agreement formed in

May 2010). <Exhibit F: Bankruptcy Notice of Creditors Meeting. Shows Filing Date>

<Exhibit G: Allonge> <Exhibit H: Security Deed Assignment>

https://www2.fdic.gov/idasp/confirmation_outside.asp?inCert1=25653

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8) In May 2010, robo-signer Noriko Colston executed an allonge in order to convey the promissory note

from Sutton Funding LLC to Deutsche Bank National Trust Company as Trustee for the Pooling and

Servicing Agreement (“PSA”) dated November 1, 2006 Securitized Asset Backed Receivables LLC Trust

2006-FR4 (“SABR Trust 2006 FR-4”). Noriko Colston signed as the Assistant Secretary for Sutton

Funding LLC. At the time Noriko Colston was an employee of HomEq Servicing. <Exhibit G>

Allonge

See Exhibit G for larger view

MAY 2010

Robo-signer, Noriko Colston executed an allonge in order to convey the promissory note over to Deutsche Bank National Trust

Company as trustee for the Pooling Servicing Agreement November 1, 2006 Securitized

Asset Backed Receivables LLC Trust 2006 FR-4

Noriko Colston listed herself as the

Assistant Secretary for Sutton Funding. Noriko was actually an employee of HomEq.

Promissory Note Flow

Freemont Investment & Loans

(FDIC Certificate #25653)

Closed as of July 25, 2008.

There was no acquiring

institution HomEq was

Freemont’s Servicer.

BREAK

Freemont to Sutton Funding May 2006

SentAsha to Freemont

May 2006

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9) In May 2010, robo-signers Noriko Colston and Joyce Nelson executed an assignment of the security

deed. The assignment was requested and prepared by Michelle Schuessler of HomEq Servicing.

On this assignment Noriko Colston and Joyce Nelson signed as Assistant Secretaries for Mortgage

Electronic Registration Systems (MERS). At the time Noriko Colston was an employee of HomEq

Servicing. <Exhibit H>

Security Deed Flow

MAY 2010

Four years after the Securitized Asset Backed Receivables LLC Trust 2006 FR-4 closing date of 2006, robo-signer, Noriko Colston executed a security

deed assignment in order to convey the deed over to Deutsche Bank National Trust

Company as trustee for the Pooling Servicing Agreement November 1, 2006

Securitized Asset Backed Receivables LLC Trust 2006 FR-4

Noriko Colston signed as the Assistant Secretary for MERS.

She was actually a HomEq employee.

According to the USA Security Exchange Commission, the last filing report for the Securitized Asset Backed

Receivables LLC Trust 2006 FR-4 was

submitted in 2007

SentAsha May 2006

MERS as nominee for Freemont May 2006

Freemont Investment & Loans

Closed on July 25, 2008

(FDIC Certificate #25653)

There was no acquiring institution.

BREAK

The Security Deed was created and executed by a

HomEq employee (and/or their attorneys). A MERS

employee didn’t assign the deed.

Security Deed Assignment

Book 49082 Page 165

See Exhibit H for larger view

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Robo-Signing and Questions…How Does SentAsha know that Noriko Colston is a

robo-signer? What’s the proof?

10) In the opinion for Wachovia Bank of Delaware, N.A. v. Jackson, 2011-Ohio-3203

(Case No. 2010-CA-00291– Court of Appeals Stark County, Ohio 5th Appellate District) Page 6, Paragraph

24 states that Noriko Colston submitted an affidavit (in 2010) to an Ohio lower court identifying herself as

an assistant secretary of HomEq Servicing (subsidiary of Barclay’s Capital Real Estate, Inc.) The appeals

court reversed a lower court’s opinion in favor of the homeowner (plaintiff) due to Wachovia’s lack of

standing and Noriko Colston’s affidavit. Per the judges’ opinion Noriko erred in thoroughly substantiating

without a shadow of doubt that she truthfully had first-hand knowledge of a homeowner’s account records.

11) In November 2010, former Senator Ted Kaufman Chairman of the United States Congressional

Oversight Panel issued a 127-page report that highlighted wrongful foreclosures and the dangers of robo-

signed documents. The report emphasis that robo-signed documents causes clouded titles, and makes it

difficult for anyone (homeowners, servicers, attorneys, etc.) to determine the rightful title and note holder.

The word robo-signer is mentioned over 20 times.

12) In 2011 John O’Brien, the duly elected Register of Deeds of the Commonwealth of Massachusetts

Southern Essex District Registry of Deeds, Salem Massachusetts who has held the position since 1977

hired Marie McDonnell, expert Mortgage Fraud and Forensic Analyst, President of McDonnell Analytics to

examine over 50,000 deeds, assignments, cancellations that were recorded in John O’Brien’s department.

In Marie McDonnell’s audit, amongst many things found, she identified that Noriko Colston and Joyce

Nelson were both robo-signers who signed deeds for/as Assistant Secretaries for MERS. By my request,

on November 20, 2013, John O’Brien issued 2 affidavits attesting that Noriko Colston and Joyce Nelson

are on his department’s robo-signers list. See page 47 of Marie McDonnell’s 73-page Audit

http://www.salemdeeds.com/pdf/Audit.pdf. <Exhibits I1 – I5: John O’Brien Affidavits>

<Exhibits I6 – I8: Marie McDonnell Affidavits> <Exhibits I9 – I11: Robo-Signer List>

13) Below is abridged robo-signing timeline for Noriko Colston that spans across the country:

2011 – Southern Essex District, Massachusetts, Registry of Deeds department. While conducting an

audit principals/agents of McDonnell Analytics identifies that within John O’Brien’s department,

robo-signed documents were recorded that were executed by Noriko Colston. She was listed as being

the being an Assistant Secretary for MERS. <Exhibits I1 ─ I4>

May 12, 2010 – Noriko signed a security deed assignment as Assistant Secretary for MERS

recorded in Fulton County, Georgia; Book 49082 Page 165. <Exhibit G>

May 17, 2010 – Noriko Colston executed an assignment as Assistant Secretary for HomEq Servicing

recorded in Pottawamie County, Iowa; Book 2010 – Page 006817. <Exhibit J>

May 19, 2010 – Noriko Colston executed an assignment as Assistant Secretary for MERS

recorded in Pottawamie County, Iowa; Book: 2010 Page 006814. <Exhibit K>

http://www.salemdeeds.com/pdf/Audit.pdf

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SentAsha’s Attempts to Gain Answers, Remedy and Resolve Outside of Litigation

14) From May 2013 to February 2015, in order to address the note and chain of title issues, I issued an

affidavit of truth and a series of debt validation requests/qualified written requests, questionnaires.

Thereafter, I performed consistent follow-up via emails, faxes, voicemails and phone calls to the

principals/agents of Ocwen Loan Servicing, Deutsche Bank National Trust, and MERS.

To follow is an abridged communications log of my attempts:

a. April 25, 2013 – I issued a qualified written request to Ocwen’s attorney, Jon Young, Weisman

Nowack Wilco Curry.

b. September 28, 2013 – I issued an affidavit of truth that contained debt validation points. It was sent

via email, fax and mail to Ocwen. Carbon copies were sent to John Young of Weismann Nowack

Curry & Wilco, P.C. and Ocwen affiliates on October 2, 2013.

c. December 22, 2013 – I issued a notice of default in regards to Ocwen’s failure to rebut the affidavit

and their failure to fulfill the debt validation requests.

d. January 6, 2014 – I sent a carbon copy of the notice of default, and the affidavit of truth to the

general email for the Holder Inquiry Department of Deutsche Bank National Trust Company.

e. January 15, 2014 – I sent a questionnaire to Deutsche National Bank Trust Company, Trustee for

the Securitized Asset Backed Receivables LLC Trust 2006-FR4 (“The Trust”). 200 Park Avenue,

New York, New York 1016. Certified Mail Receipt# 7013 1710 0000 6992 8949. It was returned as

being “undeliverable”.

f. March 17, 2014 – I called and spoke to John Britti, Ocwen’s CFO; around 11:24 A.M.

g. March 17, 2014 – I sent a notice of claim to John Britti via email [email protected]

h. July 31, 2014 – a rebuttal to Ocwen’s notice of default was sent along with a qualified written request

titled. Homeowner’s 3rd Attempt to Get the Principals/Agents of Ocwen to Thoroughly Answer/Fulfill

Her Qualified Written Request. I also sent an 18-part questionnaire to Scott H. Michalove of Baker

Donelson Bearman, Caldwell & Berkowitz, PC. None of the above were addressed by their attorney.

<Exhibits L1, L2>

i. On August 6, 2014 – I called Ocwen to speak with a customer relationship manager. Vipal (or

Vitel?) answered and refused to move forward with the call after I informed him that I was recording

the call. Per his words, Ocwen was recording the call but, he could not continue with the call if I also

record. Exhibit M Audio Link: www.sentasha.com/publicrecords/ocwen/communicationlog/phonecalls

j. August 21, 2014 – I issued a rebuttal to Ocwen’s attorney August 30, 2014 — a rebuttal to Ocwen’s

notice of default was sent to their Ombudsman. Reference# 705794592 083014.

Fax Transmission Confirmation ID# 99895074

mailto:[email protected]

http://www.sentasha.com/publicrecords/ocwen/communicationlog/phonecalls

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k. September 3, 2014 – I issued another rebuttal to Ocwen’s notice of default USPS Cert# 7013 1710

0000 6992 4460.

l. December 2014 – I sent a series of complaint letters to Ocwen’s tributary-agents and affiliates,

Western Progressive LLC (subsidiary of Altisource) and Aldridge Connors LLP who began sending

me default and collection notices in November 2014. Sent via fax, mail and email.

» December 08, 2014, I sent a request for proof of agency. Per the email of Scott L. Nathan.

Aldridge Connors LLP didn’t have to show me a POA letter that is signed by Ocwen’s principals

they just needed to verbalize their power of attorney status in an email.

» December 11, 2014, I sent a letter of complaint regarding deceptive mailings.

» December 11, 2014, I sent a letter of complaint regarding breach of privacy.

m. December 1, 2014 – I called Ocwen to speak with a relationship manager. After informing Angelo

that I was recording the call, I was told that the call could not continue; although Ocwen was

recording the call for quality control purposes.

Exhibit N Audio Link: www.sentasha.com/publicrecords/ocwen/communicationlog/phonecalls/

n. December 3, 2014 – I issued a demand letter to the Principals of Ocwen Loan Servicing

sent via fax and email.

o. December 17, 2014 – Sent demand for thorough debt validation to Ocwen’s alleged attorney

Aldridge Connors LLP. Cert# 70131710000069899911

p. December 16, 2014 – My grievances were filed with the Consumer Financial Protection Bureau.

Complaint #141216-000127.

q. January 9, 2015 – Issued a Revocation of Power of Attorney to Aldridge Connors LLP and

Deutsche Bank National Trust. Reason: they published that they are my attorney-in-fact and agent

within the Fulton County Daily Report (Legal Newspaper)(See Point 15c,15d)

r. January 16, 2015 – I issued Cease and Desist Notice #1 to Kaweemah Mosely, Public Notice

Manager/ Community Affairs Director of the Fulton County Daily Report and Barry Chester Bramlett,

CEO of Equity Depot LLC (Notice of Sale /Advertisements Processor).

s. January 26, 2015 – Via the Consumer Financial Protection Bureau complaint mechanism

(#141216-000127), I issued a multi-prong rebuttal and supporting exhibits in support of my

December 3rd demand letter.

t. January 27, 2015 – I filed a complaint against Deutsche with the Office of Comptroller of Currency.

Complaint # 03020066. It was transferred over to the CFPB; CFPB Complaint# 150127-000898.

u. January 27, 2015 – I issued Cease and Desist Notice #2 to Fulton County Daily Report, Equity

Depot; carbon copies sent to all principals/agents for Aldridge Connors LLP and others.

http://www.sentasha.com/publicrecords/ocwen/communicationlog/phonecalls/

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v. February 11, 2015 – I sent a notice of rejection in regards to Ocwen’s issuance of a frivolous 1099C.

Sent via email to Ocwen Principals: Michael Borque Jr., Ron M. Faris, and Mabel Scarlett.

The Results from Attempting to Resolve this Matter Outside of Litigation

15) As a result of my 16+ months of attempts to resolve this matter the principals/agents of

Deutsche/Ocwen and their tributary-affiliates have:

Issued an Affidavit of Lost assignment, although there is a recorded assignment on record.

<Exhibits O>

Have turned a blind-eye to my 18-part questionnaire.

Have left over 40% of my debt validation demands and qualified written requests unanswered.

Shared my OASI Trust Fund Account Number (a/k/a Social Security Account Number) with 3rd parties.

Continued to encumber my homestead via fraudulent conveyances; allonge and a security deed

assignment.

Under their supervision, the principals and agents of Ocwen and Deutsche enabled 3rd parties to violate

my religious precepts, consumer rights, property rights, and human rights. (See point 13).

Ocwen’s principals/agents issued a frivolous 1099C.

Engaged in Power of Attorney Fraud.

Infringed on my intellectual property.

Engaged in False Advertising.

Obstructed Customer Relationship Calls.

Even during the Consumer Financial Protection Bureau complaint proceedings, the principals/agents

of Ocwen evaded questions, key-points and failed in providing thorough complete chain of title

documentation.

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Unfair Business Practices of Ocwen’s alleged attorneys of

“Aldridge Connors LLP” and tributary-agents Equity Depot LLC

and Fulton County Daily Report

16) Based on the aforementioned collective acts of principals/agents of Deutsche, and HomEq (Ocwen) an

assumption has been made that my borrower rights have been waived and as a result of such alleged

waiver, they all have assumed that they have the right to delegate authority over to their tributary-agents

who via color-of-authority have presumed to have an apparent right to:

a. Intermeddle into my communications path by sending me deceptive mailings.

The letters have been sent from Western Progressive LLC (Altisource) under the ‘guise’ of coming

from Atlanta-based/Florida-based firm Aldridge Connors LLP. The last batch of “4” letters that I

received on yesterday (January 28th) show a return address of Aldridge Connors LLP PO Box 9087

Temecula, CA 92589-9087. So from the outside it appears that Aldridge Connors LLP has a

corporate mailbox/locale in California. However, the United States Post Office requires a business

license and proof of incorporation in order to get a corporate P.O. Box. According to the certified

statement from the Secretary of State of California, there isn’t a business by the name of Aldridge

Connors LLP that is registered to do business in California. Also, according to the email that I received

on December 9, 2014 from Scott Liebschutz Aldridge Connors LLP doesn’t have an office in California.

In 2013, I received mail from Western Progressive LLC that contained the same post office zip code in

Temecula, California. Western Progressive LLC (Subsidiary of Altisource Portfolio Solution) is

registered to do business in California. Entity # 200835710284. In addition, in 2013, Altisource

published Notices of Sale in the Fulton County Daily Report. Thus, based on the provided information, I

can only infer that the debt collection letters actually came from Western Progressive LLC under the

‘guise” of coming from Aldridge Connors LLP. <Exhibit P1, P2: 2015 Aldridge Connor LLP Letter>

<Exhibit P3: 2015 Certified Statement from California Secretary of State, Debra Bowen regarding

Aldridge Connors LLP><Exhibit P4 – P10: Emails – Scott Liebschutz Nathan and others at Aldridge

Connors LLP> On December 11, 2014 I sent a letter of complaint regarding deceptive mailings to Scott

Liebschutz Nathan, the Supervising Partner of Foreclosures at Aldridge Connors LLP (Georgia Office).

<Exhibit Q>

b. Handle and store my assigned private Old Age Survivors Insurance Trust Fund account

number (a/k/a Social Security Number). On December 3, 2014, I found out that the attorneys,

paralegals and staff of Aldrige Connors LLP have my entire social security number. When I asked

Alex Taylor Crandall (supervisor foreclosures paralegal) from whom did he receive my social security

number, he responded “from a referral”. He didn’t mention Ocwen, Deutsche or the Securitized Asset

Backed Receivables LLC.

On December 8, 2014 I sent a letter of complaint regarding a breach of privacy to Scott Liebschutz

Nathan of Aldridge Connors LLP; Faxed, Mailed & Emailed. <Exhibit R>

c. Engage in Power of Attorney Fraud

From December 18, 2014 onward, my former name “SentAsha KeyAma-Joy Williams” has been

published in the Fulton County Daily Report and Deutsche/Aldridge Connors LLP are listed as being my

“attorney-in-fact” and my “agent”.

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On January 9, 2015, I issued a revocation of Power of Attorney for Deutsche, Ocwen, and Aldridge

Connors; revocation also pertains to all unknown others. A copy was sent via certified mail to:

Hang-Thai Luu at Deutsche Bank National Trust USPS Cert# 7013 1710 0000 6992 4293

Marissa Connors of Aldridge Connors LLP USPS Cert# 7013 1710 0000 6992 4309

John G. Aldridge Jr. USPS Cert# 7013 1710 0000 6992 4442 (returned as “undeliverable”)

<Exhibit S1─ S7>

Circumnavigation around consumer protection laws, fair dept collection practices by exuding

unfair unconscionable actions towards I, the principal consumer, the beneficiary.

Actions like…

d. Circumnavigation around debt validation. On November 19th 2014 Aldridge Connor’s LLP debt

collection stated that the debt should be disputed within 30 days or else it would be considered to be

valid. On December 16, 2014, I rebutted the debt and demanded thorough validation USPS Cert#

70131710000069899911. On December 18, 2014 principals/agents of Aldridge Connors LLP via

Barry Chester Bramlett CEO of Equity Depot LLC published a Notice of Sale of my homestead within

the Fulton County Daily report legal newspaper. They had done so prior to thoroughly validating the

debt. <Exhibit T1: November 19, 2014 Debt Collection Letter, T2: Rebuttal, T3: USPS

Delivery Confirmation> <Exhibit U1-U3: December 18, 2014 Notice of Sale Advertisement >

e. Publish my trademark* in the Fulton County Daily Report public notices section of the

newspaper without my consent which violated my public constructive notice that went out to

the world in September 2013. My public constructive notice includes documented claim to ALL of

my intellectual property which includes my *trade name “SentAsha KeyAma-Joy Williams” which has

been used for over 20+ years in connection with the following trades: graphic design, web design,

fashion design, software-add-in product development, web development, consulting, voice-over,

marketing assistance/client services, training, writing and research, etc.

Violation of my public constructive notice creates a self-executing agreement where the transgressor

agrees to provide punitive damages for any nonconsensual use of any of my intellectual property.

Parties to such breach include Kaweemah Mosely of Fulton County Daily Report, Barry Chester

Bramley of Equity Depot LLC — and as a collective team — Scott Liebschutz Nathan, Jennifer Ann

James, Sarah Lavonne Smith, and Alex Taylor Crandall of Aldridge Connors LLP.

On January 16, 2014 I sent a 1st notice of cease and desist notice to the aforementioned and a carbon

copy to the agents and principals of Aldridge Connors LLP. <Exhibits U4, U5, U6>

<Exhibit U7: Aldridge Connors LLP’s rebuttal to my cease and desist notice and revocation letter>

f. Refusing to provide proof of agency that shows that Aldridge Connors has

delegated authority to work on behalf of Duetsche /Ocwen:

Out of concern of “who” exactly has power of attorney (POA) to send me debt collection letters, I sent

Soctt Liebschutz Nathan (Lead foreclosure attorney at Aldridge Connors LLP) a request for proof of

agency. As of December 22, 2014, Scott Liebschutz Nathan has not provided a POA letter showing

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authorization from the principals of Ocwen Loan Servicing LLC, Deutsche National Banking Trust or

Securitized Asset Backed Receivable LLC stating that he/Aldridge Connor LLP has delegated

authority. The alleged agent, Scott L. Nathan has simply stated in an email message that he has POA

as if “his words” supersede actual documented delegated authority from the principal(s) refusal to

thoroughly fulfill my debt validation requests, refusing to answer my questionnaires, and avoidance of

rebutting of my notarized affidavit point-for-point.

g. To date, Aldridge Connors LLP via the works of: Scott Liebschutz Nathan, Alex Taylor Crandall,

Sarah Lavonne Smith, and Jennifer Ann James and others have continued to attempt to foreclose on

my homestead in light of federal and state law violations. On January 21, 2015, I received a notice

stating that the foreclosure date is scheduled for March 3, 2015; file# 1017-658623A.

<Exhibit V1 – V3: January 21, 2015 Notice of Sale Letter>

h. Other unconscionable actions include instances of false advertising. The principals/agents of

Aldridge Connors LLP’s (along with their agents/contractors) placed an ad in the Fulton County Daily

Report December 18, 2015, page 10-C - Notice of Sale. The ad shows Deutsche as Trustee for the

SABR Trust and then on January 16, 2015 the ad displays MERS as the lender. Deutsche’s name is

not present. Also, in the December 18, 2015 ad Aldridge Connor’s name is boldly listed with phone

number 404.994.7400 and then on January 16th Aldridge Connors’ name is removed and Equity

Depot LLC is listed as the “firm” with a phone number of 404.994.7400. 404.994.7400 IS THE

NUMBER FOR ALDRIDGE CONNORS! What’s interesting is that this switcharooney wasn’t just for

my homestead it appeared for several homes. During a quick comparative analysis, I noticed at least

7 instances of this. <Exhibits U1, U2, U3 > <Exhibits W1, W2, W3: January 16, 2015 Fulton

Daily Report Notice of Sale Pages: 4B, 4C under zip 30303>

On January 28, 2014, I sent a 2nd cease and desist notice. <Exhibits W4, W5,W6>

On January 30, 2015, a notice of default regarding unfair business practices and the breach of the

CFPB 48-State Consent order along with reiteration of the cease and desist notices were sent to

Deutsche Bank National Trust and Ocwen and others.They were informed that their continual unfair

acts are grounds for litigation <Exhibits X1,X2,X3> <Exhibit X4: Consent Order/Settlement

Agreement Links: www.sentasha.com/publicrecords/ocwen/georgiabankingfinance/

http://files.consumerfinance.gov/f/201312_cfpb_consent-order_ocwen.pdf >

17) On February 10, 2015, I received a frivolous 1099C from Ocwen that contained no correspondence or

explanation as to why the 1099C was issued. In response, on February 11, 2015 I issued a Notice of

Rejection of Ocwen’s Creation and Issuance of a Frivolous 1099C. Ocwen listed itself as the creditor. In

truth, Ocwen was the servicer. <Exhibit Y1: 1099C Exhibit Y2: Notice of Rejection of the 1099C>

http://www.sentasha.com/publicrecords/ocwen/georgiabankingfinance/

http://files.consumerfinance.gov/f/201312_cfpb_consent-order_ocwen.pdf

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Claims Summary

18) The aforementioned points demonstrate that the principals and agents of Deutsche, Ocwen, Aldridge

Connors LLP, Equity Depot LLC, and Fulton County Daily Report have engaged in a civil conspiracy to

bring about:

a) Wrongful Foreclosure-Related Acts

b) Unfair Debt Collection Practices

c) Unfair Business Practices

d) Security Deed & Promissory Note Squatting via Filing of Fraudulent Conveyances & Robo-Signing.

The Result & Harm: break in the chain of title.

e) Deceptive Mailings

f) Issuance of a False Affidavit

g) Breach of Privacy

h) Intellectual Property Infringement

i) False Advertising

j) Misrepresentation

k) Violation of the existing Consumer Financial Protection Bureau 48-State Settlement & Consent Order

Administrative proceeding No. 3300-F-07/13. A copy of the said consent order was filed with the

Georgia Department of Banking and Finance on February 26, 2014. The said consent order was

structured to protect the rights of consumers/homeowners. However, Ocwen and others have decided

to be antithetical to the terms and conditions of the agreement and order.

Consent Order/Settlement Agreement Links:

»http://files.consumerfinance.gov/f/201312_cfpb_consent-order_ocwen.pdf

»www.sentasha.com/publicrecords/ocwen/georgiabankingfinance

l) Purported that assets were placed inside of a securitization trust 4 years after the securitization trust’s

closing date of December 12, 2006. The robo-signed conveyances were issued in 2010.

In addition, the last Security Exchange Commission (“SEC”) filing for the SABR Trust 2006 FR-4

http://files.consumerfinance.gov/f/201312_cfpb_consent-order_ocwen.pdf

http://www.sentasha.com/publicrecords/ocwen/georgiabankingfinance

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was an annual report filed on March 30, 2007, SEC File# 333-138183-02.

<Exhibit Z: SEC Filed Documents & Filing Log for the SABR Trust 2006 FR-4>

m) Unjust Enrichment

Principals/agents of HomEq Servicing and Ocwen Loan Servicing LLC “posing as a creditor” collected

payments from me on a note that was discharged in bankruptcy, and facilitated “robo-signing

squatting” on my promissory note, and the security deed assignment. Thereafter, under color-of-

authority, color-of-title, and color-of-holder-in-due-course collected payments from me.

n) Partook in State and Federal Constitutional Torts (i.e. violation of the Georgia Fair Business Practices

Act, Federal Fair Debt Collection Practices Act, Real Estate Settlement Procedures Act-Regulation X,

Consumer Financial Protection Act of 2010 )

Harm, Impact and Damages Per Black’s Law Dictionary 4th Edition

19) Damages are pecuniary compensation or indemnity which may be recovered in the courts by any person

who has suffered loss, detriment, or injury, whether to his person, property, or lights, through the unlawful

act or omission or negligence of another. Scott v. Donald, 165 U.S. 58, 17 S. Ct. 265, 41 L.Ed. 632; Wainscott v.

Loan Association, 98 Cal. 253, 33 P. 88; Strong v. Neidermeier, 230 Mich. 117, 202 N.W. 938, 940; Greer v. Board

of Com’rs of Knox County, 33 Ohio App. 539, 169 N. E. 709, 710.

The aforementioned acts outlined in points 1-15 have caused an irreplaceable loss of my time and energy.

In addition, the actions of the involved parties have caused a violation of my religion precepts, human

rights, consumer rights, and property rights. In addition, I have a loss of money, my private data has been

leaked out to several 3rd parties, my name (trademark) which is connected to my creative designs, writings

and other creations has been printed without my consent, there exists an unlawful encumbrance on my

homestead which has caused a blockage and a cloud which totally creates uncertainty about who truly

has rights to enforce the deed.

20) From 2006 to date there has been well over $60,000 spent/invested in my homestead via a mix of

mortgage payments, maintenance/improvements, and taxes. In addition, there has been an ample about

of time and resources spent in research, document preparation, the conducting of proprietary interviews,

and other administrative costs associated with handling this matter.

21) Pursuant to my 2013 Universal Declaration Supplemental Affidavit that went out to the World in 2013.

Fulton County, Georgia, Clerk of the Superior Court Book 24 Page 426, Point #8. All persons who violate

my rights are responsible for providing restitution. Regarding my intellectual property, pursuant to Public

Constructive Notice, Fulton County, Georgia, Clerk of the Superior Court Book 24 Pages 436-438 anyone

who infringes on any of my intellectual property will also be responsible for providing restitution.

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Affiant’s Closing Statement I, SentAsha KeyAma-Joy EL (f/k/a SentAsha KeyAma-Joy Williams) acknowledge respect and accept for full value divine

rights, religious precepts, universal law, Zodiac Constitution, jurisprudence principles, the national Constitution of the

United States of America, the Constitution of Georgia, state codified laws, and federal codified laws that are in harmony

with the Constitutions. Concerning the Constitution for the USA special emphasis placed on Article IV Sec 1, Sec 2-

Paragraph 1, the Bill of Rights, and the Supremacy Clause (Article VI) which is the source of state/federal executive,

legislative and judicial oaths, and binds in the application of vintage perpetual treaties, past engagements, obligations,

and modern day international treaties of which the USA is a signatory and/or ratifying party of. The affiant also

acknowledges, respects and accepts for full value international covenants, and declarations that bring forward moral

protocols i.e. the United Nations Declaration on the Rights of Indigenous Peoples; pertaining to property rights of

indigenous peoples: Articles: 7, 8, 10, 27, 29, 32.

I affirm under penalty of perjury that the information contained herein within this 14-page 2015 Affidavit of Truth is correct

to the best of my personal knowledge based on the evidence available to me as of this date, 26th day of February 2015.

_______________ _______________________________________________________

SentAsha KeyAma-Joy EL (f/k/a SentAsha KeyAma-Joy El )

In Full Life via the Breath of Life » Affiant » All Rights Reserved » In Propria Persona » Civil Society Scribe » Civilian

Authorized Representative & Beneficiary of the Corporate Trust/Estate: SENTASHA KEYAMA-JOY WILLIAMS MIP (TRADEMARK)

Post Office Box 957 • Terrain: Atlanta, Georgia 30301 • Continent: North America • Nation-State: United Sates of America

Phone: 404.496.5100 • [email protected]

NOTE: [1] My phone number is placed on the United States Federal Trade Commission's Do Not Call Registry. Thus, calls from

telemarketers, mass marketers, intermeddlers, tortfeasors, and interlopers are not permissible. All others not within the

aforementioned categories are more than welcome to reach out and connect!

[2] Revocation of Power of Attorney status for Deutsche Bank National Trust, Aldridge Connors LLP, Ocwen Loan Servicing and all

unknown others in full permanent effect. Issued on January 9, 2015.

I Am:

mailto:[email protected]