INSIDEThis Issue

Like Us on Facebook!

Follow Us on Twitter!

• Chip in Fore CMN u Photos u Sponsors• Goodbye to Ford, Glore• IP Health Fair Winners• RISE Award Winner• New Employees• 2017 Board Election• IRA Options• TruStage Health Ins.

International Credit Union DayThree credit union CEOs were interviewed by Bill Edwards (R) of WTKS Talk Radio at the iHeart Media studios. Memorial Health CU CEO Don Hill, Georgia Heritage FCU CEO Dale Taratuta, and Savannah Schools FCU CEO Trish Payne (L-R) were asked to talk about International Credit Union Day and the credit union movement. The interview aired on WTKS October 20.

IMPACTGEORGIA HERITAGE FEDERAL CREDIT UNION’S

The 2016 Chip in Fore CMN Golf

Tournament raised$10,000!That amount will be 100% matched

by the CO-OP Miracle Match.

Thanks to the businesses that participated!that participated!

2016 Annual Meeting of Georgia Heritage FCU

Georgia Heritage FCU2017 Annual Meeting

Tuesday, March 28, 20176:00 – 7:30 p.m.

Carey Hilliard’s Banquet Hall11111 Abercorn St., Savannah

Join us for a meal as we inform you – our member-owners – about the

progress made in the past year & plans for our future!

Reservations requireddue to limited seating.

Call to reserve your seat:(912) 236-4400

PAGE 2 • JANUARY 2017 IMPACT

After 10 years as Vice President of Marketing/HR, Kimberly Ford retired at the end of 2016. A former newspaper reporter, Kimberly attended colleges in NC and Texas, and worked in marketing at Memphis State University and West Virginia University. Other jobs included the creative unit of SAFECO in Seattle, an Atlanta ad agency, VP of Marketing for MidSouth FCU, and Georgia Credit Union Affiliates. Her husband, David, retired from GAF in 2013. They will be spending time at home in Savannah, at their Rabun County cabin, and with their two daughters and six grandchildren.

Service.Safety.Value.

Credit Union members are covered 24/7 for emergency roadside assistance • Emergency tow up to 10 miles • Emergency lockout service • Flat tire repair • Fuel delivery service…and MORE!

January 1, 2017

Board of DirectorsGeorgia Heritage Federal Credit UnionP.O. Box 1920Savannah, GA 31402

The Nominating Committee submits the following names for consideration:Karen RobertsonDonna Trapani

Respectfully submitted,Sammy BlankenshipBrenda ElmgrenJan GrinerNominating Committee

Nominations also may be made by petitions submitted by members. Members who desire to name a nominee or nominees for a vacancy should prepare and submit a petition in accordance with the following procedures:

1. Petition must be signed by 97 primary members of Georgia Heritage Federal Credit Union.

2. Petition must be accompanied by a completed Volunteer Application indicating that the person is agreeable to nomination and will serve if elected to office. Each nominee will undergo a credit check and background check to determine bondability. The nominee must state his/her willingness to attend Board meetings and devote such time as needed to fulfill this 3-year obligation.

3. Petition must be filed with the Board Secretary of Georgia Heritage FCU by February 10, 2017. Petitions may be left at the Credit Union and will be forwarded to the Secretary.

4. Only members 18 years of age or older can be nominated for the Board and are eligible to vote.

Saying Goodbye to Long-time Employees Ford and GloreSince 2009, Robert T. (Robby) Glore, Jr. has worked for GHFCU, becoming Vice President of Operations. He holds a BA in accounting from GCSU and is a graduate of the Terry Business College’s Credit Union Management School. Robby began his banking career in 1974, then switched from banks to credit unions in 1991. He worked for B&W FCU, MidSouth FCU, Georgia Power FCU, and CGRCU. Robby resigned his job in December 2016 to become the CEO of Combined Employees Credit Union, Warner Robins. He and his wife, Pam, have four sons and seven grandchildren.

SECURITYCORNER

Consumers save 10% or Businesses save 15%

Learn more • Call – 877.SAVE.4.CU • Visit – www.SprintStoreLocator.com • Click – LoveMyCreditUnion.org/Sprint Be sure to mention this code for your discount • Consumer – NACUC_ZZM • Business – NACUC_ZDS_ZZM

Credit union membership validation is required.www.gaheritagefcu.org/services/member-discounts.html

SECURITYCORNER

Be careful with your personal information by remembering to:

• Regularly check your free credit report.• Not use public Wi-Fi networks for online banking on any device.• Shred financial documents before throwing them away.Questions? Call us during regular business hours at (912) 236-4400.

IMPACT JANUARY 2017 • PAGE 3

First Place Golf TeamThe first place team (from Digital Office Equipment) at the 2016 Chip in Fore CMN Golf Tournament is (Left to Right): Jay Smith, Wade Morgan, Debbie Blackmon, and Roy Blackmon.

Second Place Golf TeamThe second place team (from Savannah Toyota) at the 2016 Chip in Fore CMN Golf Tournament is (Left to Right): Darrell Gaffney, Eric Williams, Justin Ward and John Johnson.

Closest to the Pin and Other AwardsDarrell Gaffney (Left Photo) received the Most Accurate Drive and Closest to the Pin on Hole 3. Matt Verespie (Center Photo) won the Dixon Golf Challenge and Closest to the Pin on Hole 5. Eric Williams (Right Photo) won Closest to the Pin on Hole 13. All are shown with GHFCU President/CEO Dale Taratuta.

The 2016 Chip in Fore CMN Golf Tournament raised $10,000!

That amount will be 100% matched by the CO-OP Miracle Match.

PAGE 4 • JANUARY 2017 IMPACT

2016 Chip in Fore CMN Golf Tournament Thanks to all Participants & Sponsors!

PRIZE SPONSORSMemorial Health Credit Union • Meridian LinkSavannah Postal CU • Savannah Schools FCU

The Coastal Empire Credit Union Chapter

LUNCH SPONSORSCorelation • Member Wealth Management • Hargray

1ST PLACE TEAM SPONSORCUNA Mutual Group

2ND PLACE TEAM SPONSORNational Gypsum

ON-COURSE COMPETITIONS SPONSORBancVue/Kasasa

BEVERAGE SPONSORSAllied Solutions • Bankjoy

Bouhan Falligant LLP • Corelation • STS

OTHER SPONSORSCorelation • Georgia’s Own Credit Union • OM Financial Group

COMPANY SPONSORS & HOLE SPONSORSArizona Chemical • Bluepoint Solutions • Cash Trans - Diebold

Chatham Parkway Toyota • CORE Credit Union • CU 24Dasher Technologies • Digital Office Equipment

Eagle Ink • GAF • Georgia Ports Authority • Hilton Head HondaHook Recovery & Towing Service • International PaperLending Solutions • Macs • Members First Credit Union

My CU Services • North Georgia Credit Union • Owens CorningRemarketing of America • Route 66 • Rubnitz & EbenConcepts

Savannah Schools FCU • Savannah Toyota • Southeastern Auto AuctionVertifi Software, LLC • Wycom/Progressive Business Systems

JC Lewis Ford – Hole-in-One SponsorHilton Garden Inn, Savannah Airport – 2-night stayDixon Golf – Amateur Endorsement Gift Package

Nearman, Maynard, Vallez CPAs – Gift Cards

$10,000 Donation matched 100% by

IMPACT JANUARY 2017 • PAGE 5

Daileen GenierMSO, Lathrop

Having moved to Savannah from Fairbanks, Alaska, with her husband, who is in the US Army, Daileen has worked as a personal banker at Wells Fargo and an accounting specialist at a credit union in Alaska. She is currently enrolled in the University of Alaska. The couple has a baby boy named Jameson and a Labrador retriever named Maverick.

Becky OrsiDirector of Marketing/HR

Becky has extensive experience in advertising, promotion and management for shopping malls in Savannah, Augusta, Columbia, and Jacksonville. She holds a BS degree in Public Relations and Broadcasting from Mississippi University for Women and has completed 42 hours of postgraduate courses in the MBA program at Mississippi State University.

David SerfaceIT Systems Support Analyst

A 20-year military veteran, David was most recently VP, Information Technology at DocuQuest, Inc. Having studied computer science at the University of Maryland, he has been in the IT field since 2002. His many credentials include Microsoft Certified Professional, VMWare Sales and Technical Sales Certification, and Acronis Business Continuity/Disaster Recovery.

NEW EMPLOYEES

Alexis KingF-T Teller, Stephenson

Alexis is a graduate of Sol C. Johnson High School in Savannah. She has cash-handling and customer service experience, both of which she will use as a teller at the Stephenson branch. Alexis is currently enrolled in Saint Leo University in Savannah as she works to earn a psychology degree. Her interests include traveling and writing, and she hopes to author a book.

Krystal GelowF-T Teller, Lathrop

With 6 years’ experience as a teller/assistant manager for The Heritage Bank in Savannah, Krystal has joined the Lathrop staff as a full-time teller. A graduate of Richmond Hill High School, Krystal holds a BS degree in Early Childhood Education from Armstrong State University. She is looking forward to building member relationships at Georgia Heritage.

See aMember Service Officer

for details!

Georgia Heritage Wins Outstanding Business Champion Award

Georgia Heritage FCU received the Outstanding Business Champion Award at Step Up Savannah’s 2016 Annual Meeting. Accepting the award from Robyn Wainner was GHFCU VP of Operations Robby Glore. The award was presented in recognition of the Life Line Program, a small-dollar loan program developed by the Filene Institute and offered by Georgia Heritage FCU to area employers.

PAGE 6 • JANUARY 2017 IMPACT

1085 W. Lathrop Ave.Savannah, GA 31415

102 Park Ave.Pooler, GA 31322

200 Stephenson Ave., Suite 100

Savannah, GSavannah, GA 31405

Smartline(912) 233-64911-800-408-6466

1085 W. Lathrop Ave.Savannah, GA 31415

102 Park Ave.Pooler, GA 31322

200 Stephenson Ave., Suite 100

Savannah, GSavannah, GA 31405

Smartline(912) 233-64911-800-408-6466

New Year’s DayJanuary 2, 2017

Martin Luther King Day

January 16, 2017

President’s DayFebruary 20, 2017

____________________

Like Us on Facebook!

Follow Us on Twitter!

Holiday Closings

IP Health FairRon Beasley (Left Photo) won a $100 Visa gift card at the IP Health Fair. Mark Williford (Right Photo) was the winner of a $50 Visa gift card at the event. Lathrop Branch Manager Toni Brantley presented the gift cards.

Tim Beeson is RISE Award WinnerIT Manager Tim Beeson (L) received the quarterly RISE Award from CEO Dale Taratuta. The quarterly award recognizes employees who demonstrate the Credit Union’s core values of Respect, Integrity, Service and Excellence.

Congratulations, Tim!

The TruStage Health Insurance Program puts the expertise of

GoHealth at your fingertipsDeadline is January 31, 2017

Call 1-855-370-1473For links to TruStage insurance products, go to

www.gaheritagefcu.org/services/helpful-links-resources.html.The TruStage™ Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Hawaii, Vermont and Rhode Island. CUNA Mutual Group Proprietary and Confidential. © TruStage Insurance Agency, 2016. All Rights Reserved.Rights Reserved.

®

Cyber Risk is Focus of Educational SeminarRodney Murray (R), who leads the IT Advisory practice at Dixon Hughes Goodman in Charlotte, presented the seminar, “Cyber Risk Update – Don’t be a Victim,” at the Pooler branch. Shown with CEO Dale Taratuta, Rodney discussed the latest data on cyber-attacks and more.