icp protested key - first niagara, now foias withheld answers

7/24/2019 ICP Protested Key - First Niagara, Now FOIAs Withheld Answers

1/8

XIDUXNG

[ J H J A ]

M ] [ B A [ [ BBU

KI]AH[

KI@B GQDMA]

(=0=) ;11-


2/8

/

Xumdissing ig ]aspngsa tn tja ]aquast fnr Igfnrd`ting k`tak Kahadmar 06, =501

( ]aspngsa Xumdissing )

UuMBIH

]AXUNGXAX

Fig`ghi`b `gk D`g`lari`b

I

0. Urnvika dnra katìb `gk ` tidabiga fnr tja igtalr`ting pb`g mayngk tja sudd`ry

`gk

luikigl prighipba d`tari`bs sumdittak witj

tja

@ppbih`ting.

[ja Darlar Igtalr`ting Ub`g wibb hngsist

nf

jraa prid`ry pj`sas3 (i) @ssassdagt, (ii)

Idpbadagt`ting `gk (iii) \igk-Knwg.

[ja @ssassdagt Uj`sa hnddaghak upng tja `ggnughadagt

nf

ja Darlar

ng

Nhtnmar 85 =501

`gk igvnbvas tjraa `htivitias3 (i) ` hurragt st`ta `ssassdagt, (ii) ` t`rlatak agvirngdagt kasilg `gk

(iii) katìbak igtalr`ting pb`ggigl. [ja nmcahtiva nf ja @ssassdagt Uj`sa is tn parfnrd `

katìbak g`bysis

nftja

sidib`ritias `gk kiffaraghas matwaag tja npar`tigl dnkabs nfOayHnrp

`gk First Gi`l`r` tn dòa igfnrdak kahisings ral`rkigl tja prn fnrd` npar`tigl dnkab nf ja

hndmigak nrl`giz`ting, suppnrtak my katìbak tr`gsiting pb`gs. [ja Idpbadagt`ting Uj`sa wibb

malig upng tja hbnsigl

nf

tja Darlar `gk wibb igvnbva tja axahuting nf ja tr`gsiting pb`gs

kavabnpak ig tja @ssassdagt Uj`sa. [ja Idpbadagt`ting Uj`sa wibb ighbuka ` Hustndar K`y

0 avagt, wjihj wibb ma ` silgifih`gt dibastnga ig tja Darlar Igtalr`ting Ub`g s it is tja k`ta ng

wjihj tja prid`ry hustndar- `gk hbiagt-f`higl hj`glas kavabnpak kurigl tja @ssassdagt Uj`sa

`ra idpbadagtak. [ja Idpbadagt`ting Uj`sa wibb hnghbuka, `gk tja \igk-Knwg Uj`sa wibb

malig, upng tja hndpbating

nf

a`hj igkiviku`b tr`gsiting pb`g kavabnpak kurigl tja @ssassdagt

Uj`sa. [ja \igk-Knwg Uj`sa wibb igvnbva tja wigk-knwg

nfbal`hy

First Gi`l`r` npar`tings

fnbbnwigl hndpbating nf ja Idpbadagt`ting Uj`sa.

Fnr `kkiting`b igfnrd`ting ral`rkigl tja Darlar Igtalr`ting Ub`g, pba`sa saa Hngfikagti`b Axjimit

tn tjis ]aspngsa Xumdissing.

=

Urnvika tja fnbbnwigl `htu`b `gk prn fnrd` fig`ghi`b igfnrd`ting, `s

nf

Xaptadmar 85,

=501.

`. Fnr OayHnrp3

i. @htu`b `gk prn fnrd` m`b`gha sjaat, ng ` p`ragt-ngby `gk hngsnbik`tak m`sis.

ii @htu`b `gk prn fnrd` riso-m`sak h`pit`b, hnddng aquity

tiar

0 h`pit`b ( HA[0 )

`gk bavar`la r`tins (witj rabav`gt h`bhub`tings). @bb hndpngagts nf h`pit`b sjnubk

ma hba`rby ikagtifiak. [ja gudar`tnr

`gk

kagndig`tnr

nf

a`hj h`bhub`tak r`tin

dust ma `s nf tja s`da pnigt ig tida, Xaptadmar 85, =501.

Fnr tja igfnrd`ting raquastak my tjis Puasting =(`), pba`sa saa Hngfikagti`b Axjimit =(`) tn tjis

]aspngsa Xumdissing.

m.

Fnr

OayM`go G`ting`b @ssnhi`ting ( OayM`go ), Hbavab`gk, Njin3

i @htu`b `gk prn fnrd` m`b`gha sjaat.

55=;8:[email protected]:88805


3/8

ii. @htu`b `gk prn fnrd` riso-m`sak h`pit`b, HA[0, `gk bavar`la r`tins `s raquastak

`mnva ig =.`.ii.

Fnr tja igfnrd`ting raquastak

my

tjis Puasting =(m), pba`sa saa Hngfikagti`b Axjimit =(m) tn tjis


8. \itj raspaht tn tja kua kibilagha raviaw

nf

First Gi`l`r` hngkuhtak my OayHnrp

ig

hnggahting witj tja prnpnsak `hquisiting3

`. Kishuss oay figkigls, ighbukigl `ra`s nf wa`ogassas, if `gy, tj`t OayHnrp ikagtifiak.

Fnr tja igfnrd`ting raquastak my tjis Puasting 8(`), pba`sa saa Hngfikagti`b Axjimit 8 tn tjis


m. Kashrima OayHnrp's pb`gs tn `kkrass `gy ikagtifiak kafihiaghias fnbbnwigl

hngsudd`ting

nf

tja prnpnsak tr`gs`hting.

nr

tja igfnrd`ting raquastak my tjis Puasting 8(m , pba`sa saa Hngfikagti`b Axjimit 8 tn tjis


;. nr OayM`go, prnvika tja fnbbnwigl `htu`b `gk prn fnrd` `ssat qu`bity igfnrd`ting (ig

knbb`r `dnugt tnt`bs), `s nf Xaptadmar 85, =5013

`.

Ntjar

`ssats aspahi`bby dagtingak.

m. Hb`ssifiak ssats, hndprisak

nftja

sap`r`ta h`talnrias nf sumst`gk`rk, knumtfub, `gk

bnss (witj rabav`gt hndpngagts nf N]AN, sap`r`taby ikagtifiak

ig

a`hj h`talnry).

h

Gngparfnrdigl `ssats hndprisak nftja sap`r`ta h`talnrias nf tnt`b gng`hhru`b

bn`gs? N]AN `gk ntjar rapnssassak `ssats? `gk tja fnbbnwigl trnumbak kamt

rastruhturigls3 (i) ig hndpbi`gha witj tjair tards? ii) 85-:9 k`ys p`st kua? iii) 95

k`ys `gk lra`tar p`st kua? (iv) ng gng`hhru`b.

k. @hhruigl bn`gs 95 k`ys p`st kua.

Fnr tja igfnrd ting raquastak

my

tjis Puasting ;, pba`sa saa Hngfikagti`b Axjimits ; 1 tn tjis


1. nr First Gi`l`r` M`go, G`ting`b @ssnhi ting ( First Gi`l`r` M`go ), Muff`bn, Gaw

Ynro, prnvika tja s`da (`htu`b `s nf Xaptadmar 85, =501, ngby) `ssat qu`bity

igfnrd`ting `s raquastak fnr OayM`go `mnva.

Fnr tja igfnrd`ting raquastak my tjis Puasting 1, pba`sa saa Hngfikagti`b Axjimits ; 1 tn tjis


6. [ja `ppbih`ting st`tas tj`t _tTjraa nfOay's dnst saginr axahutivas, ighbukigl

_OayM`go HANT Dr. _HjristnpjarT Lnrd`g, wibb ma kakih`tak fubb-tida tn

tja

igtalr`ting nf First Gi`l`r` igtn OayHnrp. Kishuss OayHnrp's pb`gs tn agsura tj`t tja

axistigl rnbas

nf

tjasa axahutivas wibb ma `kaqu`taby hnvarak kurigl tja igtalr`ting

parink.

=



4/8

Kurigl tja igtalr`ting parink, Dr. Hjristnpjar Lnrd`g, Dr. Hrìl Muffia, `gk Dr. Mnm

Ka@glabis wibb ma kakih`tak fubb-tida tn tja igtalr`ting nf First Gi`l`r` igtn OayHnrp, wjiba

tjair pra-igtalr`ting raspahtiva rnbas nfUrasikagt, Oay Hnrpnr`ta M`go, HjiafJud`g ]asnurhas

Nffihar, `gk Kirahtnr, Agtarprisa Urnlr`d D`g`ladagt Nffiha wibb ma `kaqu`taby hnvarak kurigl

tja igtalr`ting parink ig `hhnrk`gha witj axistigl suhhassing pb`gs, `s furtjar kashrimak mabnw.

Hnrpnr`ta M`go

Ds. @glab` D`ln, OayHnrp's Ja`k nf ]a`b Ast`ta H`pit`b prinr tn tja igtalr`ting parink, `gk

Dr. ]`gky U iga, OayHnrp's Ja`k nfOayM`gh H`pit`b D`roats prinr tn tja igtalr ting parink,

wibb sarva `s hn-Ja`ks

nf

tja Hnrpnr`ta M`go kurigl tja igtalr`ting parink. Ds. D`ln wibb

hngtigua tn d`g`la `bb adpbnyaas ig tja ]a`b Ast`ta H`pit`b lrnup, wjiba Dr. Uìga wibb d`g`la

`bb adpbnyaas ig tja Hnrpnr`ta M`go ntjar tj`g tjnsa ig ]a`b Ast`ta H`pit`b. [nlatjar, Ds. D`ln

`gk Dr. Uìga wibb raprasagt `gk rapnrt

ng

tja Hnrpnr`ta M`go mafnra OayHnrp's Mn`rk nf

Kirahtnrs. Dr. Lnrd`g wibb hngtigua tn raprasagt tja Hnrpnr`ta M`go ig rab`tings witj

OayHnrp's `g`byst `gk igvastnr hnddugity gk wibb hngtigua tn sarva `s tja HAN nfOayM`go.

Jud`g ]asnurhas

Ds. O`ta [arrabb, OayHnrp's Kirahtnr nf Hndpags`ting Magafits prinr tn tja igtalr`ting, wibb

sarva `s OayHnrp's Igtarid

Hjiaf Jud`g ]asnurhas Nffihar kurigl tja igtalr`ting parink.

OayHnrp 's Jud`g ]asnurhas Ba`karsjip [a`d wibb rapnrt tn Ds. [arrabb kurigl tja igtalr`ting

parink ral`rkigl tja jud`g rasnurhas-rab`tak d`g`ladagt nfOayHnrp.

D`roatigl. Hbiagt Igsiljts @g`bytihs

Ds. [rig` Av`gs, OayHnrp's Ja`k

nf

ja Hnrpnr`ta Hagtar prinr tn tja igtalr`ting, wibb sarva `s

tja Ja`k

nf

D`roatigl, Hbiagt Igsiljts @g`bytihs kurigl tja igtalr`ting parink, ig kkiting tn

dìgtìgigl jar rnba `s tja Ja`k

nf

ja Hnrpnr`ta Hagtar. [ja Kirahtnr

nf

D`roatigl `gk a`hj

nf

tja Kirahtnrs nfbgsiljts `gk @g`bytihs wibb rapnrt tn Ds. Av`gs kurigl tja igtalr`ting parink.

Dr. Mnm Ka@glabis wibb hngtigua tn ba`k OayHnrp's Agtarprisa Urncaht D`g`ladagt Nffiha `gk

tja [r`gsiting Urncaht Nffiha.

Hngsudar Hndpbi`gha `gk Hnddugity ]aigvastdagt @ht ( H]@ )

< [n tja axtagt gnt `bra`ky prnvikak, prnvika `g upk`ta ng OayM`go's H]@ `htivitias

sigha its Nhtnmar =500 H]@ Uarfnrd`gha Av`bu`ting, `gk ng First Gi`l`r` M`go's

H]@ `htivitias sigha its D`rhj =55< H]@ Uarfnrd`gha Av`bu`ting, ig avary m`goigl

d`roat ig wjihj tja m`gos npar`ta. Ighbuka ig ynur raspngsa fnr a`hj m`go `gy

silgifih`gt H]@ igiti tivas ugkartòag, p`rtihub`rby witj raspaht tn hrakit

`gk

kapnsit

prnkuhts `gk ratìb m`goigl sarvihas t`rlatak tnw`rk bnw- `gk dnkar`ta-ighnda

( BDI ) lanlr`pjias

`gk

igkiviku`bs.

Ig

`kkiting, prnvika igfnrd`ting fnr a`hj m`go,

`s `ppbih`mba, ng hnddugity kavabnpdagt bagkigl, igvastdagts, `gk sarvihas sigha its

b`st av`bu`ting parink, ighbukigl tja tnt`b gudmar, knbb`r `dnugt, `gk sarviha jnurs,

`gk ` mriaf kashripting nf a`hj m`go s dnst silgifih`gt hnddugity kavabnpdagt bn`gs,

igvastdagts, `gk sarvihas.

8



5/8

Fnr

igfnrd`ting ral`rkigl OayM`go's `gk First Gi`l`r`

M`go s

raspahtiva

H]@

`htivitias, pba`sa

saa U`rt IV.K. nf ja @ppbih`ting. @kkiting`b igfnrd`ting d`y ma prnvikak suppbadagt`bby.

: [ja @ppbih`ting gntas

tj`t

OayM`go rahaivak

`g

nvar`bb parfnrd`gha r`tigl

nf

Nuts t`gkigl ng its dnst rahagt H]@ ax`dig`ting my tja NHH, k`tak Nhtnmar 0,

=500. Jnwavar, st`ff gntas

tj`t

OayM`go rahaivak savar`b Gaaks tn Idprnva ( G[I )

r`tigls ig savar`b st`ta `ssassdagt `ra`s kaspita tja nvar`bb Nutst`gkigl r`tigl.

Kashrima jnw OayHnrp is `kkrassigl, nr j`s `kkrassak, tja fnbbnwigl G[I r`tigls3

`. Nvar`bb G[I r`tigl fnr tja st`ta nf Hnggahtihut (ighbukigl G[I r`tigl fnr tja

bagkigl tast)?

Xigha =50=, OayM`go gn bnglar npar`tas mr`ghjas ig Hnggahtihut.

m. Nvar`bb G[I r`tigl fnr tja st`ta

nf

Fbnrik` (ighbukigl G[I r`tigls fnr mntj tja

bagkigl `gk igvastdagt tasts)? `gk

OayM`go hurragtby npar`tas tjraa mr`ghjas ig Fbnrik` fnr priv`ta m`goigl hbiagts. @s tjasa

priv`ta nffihas wara ka gnvn nffihas ig Nhtnmar =500, OayM`go

j`k

vary biditak nppnrtugity fnr

hnddugity kavabnpdagt bagkigl gk igvastigl ig tja Fbnrik` d`roat t tja tida

nfOayM`go s

dnst rahagt

H]@

ax`dig`ting

my

tja NHH. Jnwavar, sigha tja =500

H]@

ax`dig`ting,

OayM`go j`s axtagkak `pprnxid`taby $;9 dibbing ig hnddugity kavabnpdagt bn`gs `gk j`s

prnvikak `pprnxid`taby $=8 dib bing ig hnddugity kavabnpdagt igvastdagts ig Fbnrik`.

h G[I r`tigl fnr tja igvastdagt tast fnr tja st`ta

nf

Dihjil`g.

@t tja tida nf its dnst rahagt

H]@

ax`dig`ting my tja NHH, Oay

M`go

j`k ` hngsikar`mba

hnddugity kavabnpdagt igvastdagt pnrtfnbin tjrnuljnut Dihjil`g. Jnwavar, ig tja

gg

@rmnr

Datrnpnbit`g Xt`tistih`b @ra` ( DX@ ), wjihj w`s sabahtak fnr fubb-shnpa raviaw ig tja =500

H]@

ax`dig`ting, OayM`go's hnddugity kavabnpdagt igvastdagt pnrtfnbin

nf

`pprnxid`taby

$=5; dibbing w`s

nf

hndp`r`tivaby dnkast siza kua tn OayM`go's fnhus `t tja tida

ng

kavntigl

hnddugity kavabnpdagt rasnurhas tn tja Katrnit DX@. @s ` rasubt

nf

its =500

G[I

r`tigl fnr tja

igvastdagt tast fnr Dihjil`g, OayM`go rafigak its hnddugity kavabnpdagt igvastdagt str`taly

fnr Dihjil`g gk

j s

sigha prnvikak dnra tj`g $06 dibbing ig Bnw-Ighnda Jnusigl [`x Hrakit

( BIJ[H ) igvastdagts ig tja

gg

@rmnr

DX@

`gk dnra tj`g $88.1 dibbing ig BIJ[H

igvastdagts tjrnuljnut tja st`ta.

9 Igkih`ta wjatjar tja hngsudar hndpbi`gha, f`ir bagkigl hndpbi`gha, `gk H]@

prnlr`ds nf tja darlak

m`go

wibb ma OayHnrp 's hurragt prnlr`ds, First Gi`l`r`'s

hurragt

prnlr`ds, snda hndmig`ting

nf

tja hurragt prnlr`ds

nf

OayHnrp

`gk

First

Gi`l`r`, nr prnlr`ds kavabnpak frnd ntjar snurhas. Kishuss jnw tjasa da`suras

wnubk ma idpbadagtak `t tja darlak igstituting.

Ng hngsudd`ting

nf

ja prnpnsak tr`gs`hting, OayM`go 's

H]@

hndpbi`gha prnlr`d, pnbihias

`gk igiti`tivas wibb ma idpbadagtak fnr tja darlak m`go. OayM`go's hurragt

H]@

hndpbi`gha

;



6/8

prnlr`d is kasilgak tn ma sh`b`mba

`gk

wibb affahtivaby k`pt tn ighbuka First Gi`l`r` M`go s

`ssassdagt `ra`s.

OayM`go's kakih`tak

H]@ ta`d

j`s malug hngkuhtigl `g`bysas nf First Gi`l`r`'s hnddugity

bagkigl parfnrd`gha usigl pumbihby vìb`mba Jnda Dnrtl`la Kishbnsura

@ht

( JDK@ ) `gk

Xd`bb Musigass @ht k`t` frnd =50=, =508, `gk =50;. OayM`go j`s `bsn agl`lak Hrnwa Jnrw`tj

BBU, ` tjirk-pru?ty hngsubt`gt, tn prnvika

`g

`kkiting`b parspahtiva ng tja H]@ `gk Fìr Bagkigl

parfnrd`ghas

nfOayM`go `gk

First Gi`l`r` M`go mntj igkiviku`bby

`gk

prnspahtivaby `s `

hndmigak nrl`giz`ting. Fnbbnwigl tja hbnsigl nf ja Darlar, OayM`go wibb parfnrd ` fubb k`t`

igtalrity raviaw nfFirst Gi`l`r` M`go s igtarg`b JDK@ `gk H]@ k`t`. M`sak ng tja rasubts nf

tj`t k`t` igtalrity raviaw, OayM`go wibb upk`ta rabav`gt prnhakuras gk hbnsaby dngitnr tja

hndmigak nrl`giz`ting's nvar`bb

k`t`

igtalrity.

@kkiting`bby, iddaki`taby fnbbnwigl tja hbnsigl

nf

ja Darlar, OayM`go wibb darla `bb ntjar

`spahts

nf

First Gi`l`r`

M`go s H]@

prnlr`d igtn OayM`go's

H]@

prnlr`d. [ja prid`ry

raspngsimibitias nfOayM`go s

H]@

prnlr`d ighbuka3

H]@

k`t` igtalrity?

H]@

`g`bysis (ighbukigl m`sak

ng

tja Bagkigl, Igvastdagt, Xarvihas tasts

nftja

NHH s

H]@

ax`dig`ting)?

Biga-nf-musigass

H]@

parfnrd`gha nvarsiljt `gk dngitnrigl?

@shartìgdagt nf hnddugity gaaks `ssassdagts?

Kavabnpdagt `gk idpbadagt`ting nf hnddugity agl`ladagt str`talias?

[ahjgih`b hndpbi`gha witj tja

H]@

raquiradagts?

]iso @ssassdagt `gk Lnvarg`gha, ]iso, `gk Hndpbi`gha rapnrtigl?

]aspngsas tn ralub`tnry, hnddugity `gk H]@-rab`tak hnddagts gk hndpbìgts? `gk

Idpbadagt`ting

nf

fnrw`rk-tjigoigl hnrpnr`ta str`taly tn `kkrass tja gaaks nf

hnddugitias.

05. [n tja axtagt gnt `bra`ky prnvikak, kashrima OayHnrp's kua kibilagha raviaw

spahifih`bby rab`tigl tn First Gi`l`r`'s hngsudar hndpbi`gha prnlr`d, fìr bagkigl,

`gk

tja H]@. Igkih`ta tja k`tas nf tja raviaw, tja igkiviku`bs `gk nrl`giz`tings igvnbvak,

`gk d`cnr

`ra`s raviawak. Kishuss tja nvar`bb figkigls, `gy silgifih`gt kafihiaghias nr

issuas gntak, `gk `gy `htings pb`ggak tn `kkrass tja kafihiaghias.

Fnr

tja igfnrd`ting raquastak my tjis Puasting 05, pba`sa saa Hngfikagti`b Axjimit 05 tn tjis


00. Hngfird,

if

suhj is tja h`sa, tj`t fnbbnwigl hngsudd`ting

nf tja

prnpnsak tr`gs`hting,

tja First Gi`l`r` Fnugk`ting wibb ma hngtiguak ig tja hndmigak nrl`giz`ting. Kashrima

`gy prnpnsak hj`glas tn tja prid`ry dissing nf tja fnugk`ting.

Fnbbnwigl hngsudd`ting nf ja prnpnsak tr`gs`hting, tja First Gi`l`r` Fnugk`ting (tja

Fnugk`ting ) wibb ma hngtiguak ig tja hndmigak nrl`giz`ting. OayHnrp hurragtby knas gnt

prnpnsa gy hj`glas tn tja prid`ry dissing nf ja Fnugk`ting. @s OayHnrp hngtiguas tn rafiga

tja str`talih prinritias nftja hndmigak nrl`giz`ting, it wibb hngsikar `kcustdagts tn tja

1

55=;8:.()()[email protected]:88805


7/8

Fnugk`ting's dissing tj`t suppnrt dòigl snugk igvastdagts ig tja rabav`gt hnddugitias.

0=. [ja @ppbih`ting st`tas tj`t tja prnpns`b w bb ag`mba OayHnrp tn `hjiava jiljar

a`rgigls tjrnulj hnst s`vigls `gk

tj`t

OayHnrp axpahts hnst s`vigls tn rasubt frnd,

`dngl ntjar tjigls, "nptidizigl nvarb`ppigl mr`ghjas." Kishuss jnw OayHnrp pb`gs

tn nptidiza nvarb`ppigl mr`ghjas, ighbukigl wjatjar OayHnrp `gtihip`tas hbnsigl

mr`ghjas. Fnr `gy `gtihip`tak mr`ghj hbnsuras, kishuss wjatjar suhj hbnsuras wibb ma

hndpbatasf ig `hhnrk`gha witj OayM`go's mr`ghj hbnsigl pnbihias `gk prnhakuras, tja

Igtar`laghy Unbihy Xt`tadagt ng Mr`ghj Hbnsuras,

`gk

0=

Q.X.H.

0:80r-0.

OayHnrp pb`gs tn nptidiza tja mr`ghj gatwnro tjrnulj mr`ghj hngsnbik`tings kua tn tja

da`giglfub mr`ghj nvarb`p matwaag tja axistigl mr`ghj gatwnros nf ja twn fr`ghjisas.

Xpahifih`bby, `s

nfKahadmar

==,=501,=9 nfFirst Gi`l`r`

M`go's

mr`ghjas `ra bnh`tak witjig

0.1 dibas nf `g axistigl OayM`go mr`ghj.

OayM`go j`s ast`mbisjak ` "Mr`ghj @hting Unbihy `gk Urnhakuras," sattigl fnrtj OayM`go's

nmbil`tings

tn

hndpby witj ppbih`mba fakar`b st`tutas, ralub`tings gk pnbihy st`tadagts rab`tak

tn mr`ghj npagigls, hbnsuras, rabnh`tings gk hngsnbik`tings, ighbukigl ugkar tja Cnigt Unbihy

Xt`tadagt Hnghargigl Mr`ghj Hbnsigl Gntihas `gk Unbihias. OayM`go wibb fnbbnw tja Mr`ghj

@hting Unbihy `gk Urnhakuras ig hnggahting witj futura mr`ghj hbnsuras

nr

hngsnbik`tings,

ighbukigl

my

nmtìgigl `bb raquirak `pprnv`bs (suhj `s `pprnv`bs

my

OayM`go's mn`rk

nf

kirahtnrs, axahutiva d`g`ladagt `gk hnddugity kavabnpdagt m`goigl ta`d) fnr suhj mr`ghj

hbnsuras nr hngsnbik`tings. OayM`go wibb sumdit ` gntiha nfmr`ghj hbnsigl tn tja NHH gn b`tar

tj`g 95 k`ys ig `kv`gha nf`gy mr`ghj hbnsura, `s raquirak my Xahting ;= nf tja Fakar`b Kapnsit

Igsur`gha @ht (0= Q.X.H. 0:80r-0). OayM`go wibb bsn prnvika raquirak gntifih`tings tn

hustndars

nf

`gy mr`ghj sumcaht tn ` prnpnsak hbnsura

my mntj

dìbigl gntiha nf ja hbnsura tn

`ffahtak hngsudars `gk pnstigl tja gntiha ig tja mr`ghj.

08.

bfOayHnrp

`gtihip`tas `gy mr`ghj hbnsuras3

`. Urnvika ` bist

nf

mr`ghjas npar`tak my OayM`go

`gk

First Gi`l`r`

M`go tj`t

d`y

ma hbnsak, hngsnbik`tak, nr rabnh`tak ig tja hndmigak nrl`giz`ting's d`roats

fnbbnwigl hngsudd`ting

nf

tja prnpns`b, tn tja axtagt

tja

igfnrd`ting is `vìb`mba.

@kkiting`b igfnrd`ting wibb ma prnvikak suppbadagt bby.

m. Kashrima tja prnhass OayHnrp is usigl tn katardiga tja gudmar

`gk

bnh`ting

nf

mr`ghj hbnsuras,

`gk

igkih`ta wjatjar `gy mr`ghjas

`ra

ig BDI tr`hts nr ig

ugkarsarvak nr kistrassak `ra`s.

@kkiting`b igfnrd`ting wibb ma prnvikak suppbadagt`bby.

h Kashrima `gy `htivitias tj`t OayHnrp pb`gs tn ugkartòa tn ditil`ta tja pntagti`b

idp`ht

nf

tja mr`ghj hbnsuras ig tjnsa hnddugitias. f suhj igfnrd`ting is gnt yat

`vìb`mba, prnvika `g astid`tak tidafr`da fnr its `vìb`mibity `gk prnvika

it

iddaki`taby upng its mahndigl `vìb`mba.

6

55=;8:[email protected]:888 5


8/8

@kkiting`b igfnrd`ting wibb ma prnvikak suppbadagt`bby.

0;. @ hnddagtar nmcahtak tn

tja

prnpns`b ng tja m`sis nf tja pntagti`b idp`ht gk cnm

bnssas nftja hngtadpb`tak hbnsigl nf m`goigl f`hibitias ig _Gaw YnroT `ssnhi`tak witj

tja prnpnsak hquisiting... Uba`sa raspngk tn tjis hnddagt.

OayM`go j`s ` bngl-st`gkigl rahnrk `s `g adpbnyar witjig tja Xt`ta

nfGaw

Ynro. Dnra tj`g

=,655 OayM`go prnfassing`bs, raprasagtigl dnra tj`g =5%

nfOayM`go's

agtira wnrofnrha, biva

`gk wnro ig ;5 hnugtias tjrnuljnut Gaw Ynro Xt`ta. OayM`go's

Gaw

Ynro Xt`ta wnrofnrha

raprasagts ` $=55 dibbing p`yrnbb, `gk dnra tj`g =5% nfOayM`go's musigass is hngkuhtak

witjig tja Xt`ta nfGaw Ynro.

[ja prnpnsak Darlar

s

`g nppnrtugity fnr OayM`go tn sabaht adpbnyaas frnd mntj OayM`go

`gk First Gi`l`r` M`go wjnsa t`bagt, ta`dwnro `gk ba`karsjip h`g jabp tja hndmigak

nrl`giz`ting ra`hj its fubb pntagti`b.

Mabnw `ra twn ax`dpbas nfOayM`go's hndditdagt tn digidiza cnm bnss rasubtigl frnd tja

prnpnsak Darlar3

OayM`go j`s pb`gs tn kavabnp its nwg ig-jnusa rasikagti`b dnrtl`la bn`g nrilig`ting

h`p`mibitias, `gk igtagks tn ighnrpnr`ta First Gi`l`r`'s axistigl bn`g sarvihigl ugit tn

sarva `s OayM`go's ugkarwritigl, fubfibbdagt `gk pnrtfnbin d`g`ladagt pb`tfnrds ig

suppnrt

nfOayM`go's

ig-jnusa dnrtl`la bn`g nrilig`ting prnhassas. @s ` kiraht rasubt nf

suhj ngmn`rkigl, OayM`go `gtihip`tas ratìgigl `pprnxid`taby 855 First Gi`l`r`

adpbnyaas ig rnbas hnggahtak witj rasikagti`b dnrtl`la ugkarwritigl, fubfibbdagt `gk

pnrtfnbin d`g`ladagt. Ig p`rtihub`r,

my

dìgt igigl First Gi`l`r`'s dnrtl`la fubfibbdagt

lrnup, OayM`go wibb ratìg ` silgifih`gt gudmar nf nms ig Gaw J`vag, Hnggahtihut.

OayM`go j`s igstitutak `g agtarprisa-wika jirigl fraaza ig nrkar tn d`xidiza ratagting

nf

First Gi`l`r` adpbnyaas (witj h`sa-my-h`sa axhaptings fnr hritih`b `gk tida-sagsitiva

pnsitings nr pnsitings fnr wjihj First Gi`l`r` knas gnt hurragtby j`va adpbnyaa

rasnurhas).

01. OayHnrp j`s raprasagtak

tj`t

OayM`go j`s mal`g affnrts tn

mattar

ugkarst`gk

tja

gaaks nftja hnddugitias sarvak my Firs t Gi`l`r` M`go. Igkih`ta OayHnrp's figkigls

frnd tjasa affnrts. Ig `kkiting, prnvika ` tidat`mba fnr hndpbating nf tjis rasa`rhj `gk

wj`t staps OayM`go pb`gs tn tòa tn kkrass tjasa figkigls.

OayHnrp j`s kavabnpak `gk bùghjak ` hnddugity agl`ladagt pb`g rab`tak tn OayHnrp's

`hquisiting nf First Gi l`r . [ja pb`g w`s igiti`tak ng Nhtnmar 85, =501, tja k`y nf ja Darlar's

pumbih `ggnughadagt, `gk wibb hngtigua tjrnulj tja hbnsigl nf ja Darlar. [ja hnddugity

agl`ladagt pb`g hngtadpb`tas daatigls witj bnh`b `gk g`ting`b nrl`giz`tings tj`t d`y ma

idp`htak my tja prnpnsak tr`gs`hting, `s wabb s ig-kaptj `g`bysis `gk rasa`rhj nf mntj

OayHnrp's `gk First Gi`l`r`'s igvastdagts ig tja `ffahtak hnddugitias. Ig-parsng hnddugity

daatigls `ra `bsn maigl hngkuhtak tn igfnrd tja kavabnpdagt

nfOayHnrp's

hnddugity magafits

pb`g tn ma sumdittak tn tja Fakar`b ]asarva ig hnggahting witj tja @ppbih`ting.

icp protested key - first niagara, now foias withheld answers

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