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ICICI BANK IDBIBANK

Fixed Charges Home Loan <= 2.5 Million {10.50%}

(Fixed rate for the first 12 Months) Home Loan> 2.5 Million and<=7.5

Million {11.00%}(Fixed rate for the first 12 Months) Home Loan>7.5 Million {11.50%}

(Fixed rate for the first 12 Months)I-Base-10.00%

Fixed Charges Fixed for 3 Years 13.50% P.A

(Below Rs 75 Lacs P.A ) Fixed for 5 Years13.50%.(Below Rs 75 Lacs P.A

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ICICI BANK IDBI BANK

Floating Rate HL<= Rs. 2.5 million

(10.50%)

HL> Rs. 2.5million and <=Rs. 7.5 million (11.00%)

HL> Rs. 7.5 million(11.50%)

I-Base -10.00%

Floating Rate Up to Rs 25 lacs (11.00%)

p.a

Above Rs 25-Rs 30 lacs(11.50%-11.75% )p.a

Above Rs 30 lacs to less than

Rs 75 lacs(11.75% p.a)

Rs 75 Lacs and above(12.25% p.a)

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ICICI BANK IDBI BANK

Chargesprocessing fees from ICICI

bank is 0.5% of loanamount as AdministrativeFee or Rs. 2,000

Chargesprocessing fees from IDBI

bank is 0.5% of loanamount plus acclicableservice tax.

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ICICI BANK IDBI BANK Study Abroad (Loan

Amount)Min. - Rs 50000 

Max. - Rs 400000(14%-18%)

Study India (Loan Amount)Min. - Rs 50000 

Max. - Rs 400000

(14%-18%)

Loan Amount Maximum loan amount:

Study in India- 10 lakhs Study Abroad - 20 lakh Up to 4 lakhs

13.25%p.a.(Linked to BR) Above 4 lakhs and up to 7.5lakhs

13.50%p.a.(Linked to BR) Above 7.5 lakhs up to 20 lakhs 13.00%p.a.(Linked to BR)

Base Rate(BR) = 10.75% (w.e.f.August 01,2011) Base ratesubject to change

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ICICI BANKIDBI BANK

New CarLoan=11.50%14.75

(For 36-60 Months)Loan Processing Fee = 2,500

to 5,000 Two Wheeler

Loans=12.25% to 16.25%

(For 36 Months) Loan Processing Fee

=0.25% of Gross loanamount

Segment A: Small/Mid-size/ Utility (11.50% p.a)

MUVs : (12.00% p.a) Segment B: Premium (11.50%

p.a)

Segment C: Luxury & SUV(11.50% p.a) Segment D: Classic (11.50% p.a)Loan Processing Charges For Segment A & B Vehicles: Rs.

2500 + applicable service tax

For Segment C & D Vehicles:Rs. 5000 + applicable servicetax.

(FIXED CHARGES )

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ICICI BANK IDBI BANK

Loan AmountMinimum AmountRs.10,000MaximumAmountRs.15,00,000 Interest rate for direct-agri is

12% p.a. & for non-agri is15% p.a.

Loan AmountMinimum Amount Rs.10,000MaximumAmountRs.5,0000Interest rate for direct-agri is

11% p.a. & for non-agri is15% p.a.