icai fund raising monetary policy seminar market survey

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Market Survey 20:20 Visit – mentoring.co.in MONETARY POLICY – IMPACT ON INDUSTRY & INVESTMENT AND PRIVATE BANKS – NEW LICENSE Organized by BFSICM STUDY GROUP, ICAI Towers, BKC, Mumbai

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Monetary Policy, New bank Licenses

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Page 1: Icai fund raising  monetary policy seminar market survey

Market Survey 20:20

Visit – mentoring.co.in

MONETARY POLICY – IMPACT ON INDUSTRY & INVESTMENT AND PRIVATE BANKS – NEW LICENSE

Organized by BFSICM STUDY GROUP, ICAI Towers, BKC, Mumbai

Page 2: Icai fund raising  monetary policy seminar market survey

Market 20:20

Currently, banks have to maintain CRR and SLR of ____ Demand and Time Liabilities a. 4% and 23%, respectively b. 5% and 24%, respectively c. 4% and 24%, respectively d. 5% and 23%, respectively

2 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 3: Icai fund raising  monetary policy seminar market survey

Market 20:20

Currently, banks have to maintain CRR and SLR of ____ Demand and Time Liabilities a. 4% and 23%, respectively b. 5% and 24%, respectively c. 4% and 24%, respectively d. 5% and 23%, respectively

3 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 4: Icai fund raising  monetary policy seminar market survey

Market 20:20

Capital Adequacy is worked out on basis of a. Total Demand and Time Liabilities b. Net Demand and Time Liabilities c. Risk adjusted assets d. Risk adjusted liabilities

4 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 5: Icai fund raising  monetary policy seminar market survey

Market 20:20

Capital Adequacy is worked out on basis of a. Total Demand and Time Liabilities b. Net Demand and Time Liabilities c. Risk adjusted assets d. Risk adjusted liabilities

5 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 6: Icai fund raising  monetary policy seminar market survey

Market 20:20

‘One family one Bank’ is tagline of which bank

a. Bank of Maharashtra b. City Union Bank c. Indian Bank d. Union Bank of India

6 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 7: Icai fund raising  monetary policy seminar market survey

Market 20:20

‘One family one Bank’ is tagline of which bank

a. Bank of Maharashtra b. City Union Bank c. Indian Bank d. Union Bank of India

7 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 8: Icai fund raising  monetary policy seminar market survey

Market 20:20

What is Bancassurance? a. An insurance scheme for all bank employees b. Sale of insurance products through a bank c. An insurance scheme to insure bank deposits d. Bank deposit scheme for employees of insurance companies

8 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 9: Icai fund raising  monetary policy seminar market survey

Market 20:20

What is Bancassurance? a. An insurance scheme for all bank employees b. Sale of insurance products through a bank c. An insurance scheme to insure bank deposits d. Bank deposit scheme for employees of insurance companies

9 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 10: Icai fund raising  monetary policy seminar market survey

Market 20:20

Which bank has rolled out ‘Incredible India Travel Card’ in association with Ministry of Tourism a. Yes Bank b. HDFC Bank c. SBI d. Axis bank

10 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 11: Icai fund raising  monetary policy seminar market survey

Market 20:20

Which bank has rolled out ‘Incredible India Travel Card’ in association with Ministry of Tourism a. Yes Bank b. HDFC Bank c. SBI d. Axis bank

11 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 12: Icai fund raising  monetary policy seminar market survey

Market 20:20

Which credit card company has tied up the Railways to issue a credit cum loyalty card? a. ICICI Cards b. SBI Cards c. ABN Amro Cards d. Citibank

12 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 13: Icai fund raising  monetary policy seminar market survey

Market 20:20

Which credit card company has tied up the Railways to issue a credit cum loyalty card? a. ICICI Cards b. SBI Cards c. ABN Amro Cards d. Citibank

13 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 14: Icai fund raising  monetary policy seminar market survey

Market 20:20

Who has the sole right to mint coins in India? a. RBI b. MMTC c. Government of India d. SBI

14 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 15: Icai fund raising  monetary policy seminar market survey

Market 20:20

Who has the sole right to mint coins in India? a. RBI b. MMTC c. Government of India d. SBI

15 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 16: Icai fund raising  monetary policy seminar market survey

Market 20:20

What is the full form of PIN in ATM card? a. Personal Index Number b. Permanent Information Number c. Personal Identification Number d. Permanent Identification Number

16 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 17: Icai fund raising  monetary policy seminar market survey

Market 20:20

What is the full form of PIN in ATM card? a. Personal Index Number b. Permanent Information Number c. Personal Identification Number d. Permanent Identification Number

17 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 18: Icai fund raising  monetary policy seminar market survey

Market 20:20

The estimated time duration of __ months is provided to IDFC and Bandhan have to comply with all the RBI formalities, as laid down, for new banks a. 12 months b. 18 months c. 24 months d. 30 months

18 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 19: Icai fund raising  monetary policy seminar market survey

Market 20:20

The estimated time duration of __ months is provided to IDFC and Bandhan have to comply with all the RBI formalities, as laid down, for new banks a. 12 months b. 18 months c. 24 months d. 30 months

19 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 20: Icai fund raising  monetary policy seminar market survey

Market 20:20

A license is granted to ____ bank to operate as a market maker for NZD-CNY and facilitate direct settlement to customer in Chinese and New Zealand market a. ANZ China b. People's Bank of China c. HSBC Bank d. Industrial and Commercial bank of China (ICBC)

20 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 21: Icai fund raising  monetary policy seminar market survey

Market 20:20

A license is granted to ____ bank to operate as a market maker for NZD-CNY and facilitate direct settlement to customer in Chinese and New Zealand market a. ANZ China b. People's Bank of China c. HSBC Bank d. Industrial and Commercial bank of China (ICBC)

21 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 22: Icai fund raising  monetary policy seminar market survey

Market 20:20

Yes bank was granted commercial banking license by RBI in __ year a. 2003-04 b. 2001-02 c. 2000-01 d. 2002-03

22 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 23: Icai fund raising  monetary policy seminar market survey

Market 20:20

Yes bank was granted commercial banking license by RBI in __ year a. 2003-04 b. 2001-02 c. 2000-01 d. 2002-03

23 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 24: Icai fund raising  monetary policy seminar market survey

Market 20:20

As per RBI Guidelines for New Banking Licenses, Minimum Capital Requirement for new banks is a. Rs. 500 Crore b. Rs. 100 Crore c. Rs. 1,000 Crore d. Rs. 750 Crore

24 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 25: Icai fund raising  monetary policy seminar market survey

Market 20:20

As per RBI Guidelines for New Banking Licenses, Minimum Capital Requirement for new banks is a. Rs. 500 Crore b. Rs. 100 Crore c. Rs. 1,000 Crore d. Rs. 750 Crore

25 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 26: Icai fund raising  monetary policy seminar market survey

Market 20:20

Post issue of RBI Clarification related to new banking licenses, which business house withdrew its application

a. Tata Sons b. Reliance Capital c. Aditya Birla Finanical Services d. Bajaj Finance Ltd

26 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 27: Icai fund raising  monetary policy seminar market survey

Market 20:20

Post issue of RBI Clarification related to new banking licenses, which business house withdrew its application

a. Tata Sons b. Reliance Capital c. Aditya Birla Finanical Services d. Bajaj Finance Ltd

27 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 28: Icai fund raising  monetary policy seminar market survey

Market 20:20

As per First Bi-monthly Monetary Policy Statement, 2014-15, the repo rate and reverse repo rate under the liquidity adjustment facility is a. 8% and 7% respectively b. 7% and 8% respectively c. 7% and 9% respectively d. 9% and 7% respectively

28 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 29: Icai fund raising  monetary policy seminar market survey

Market 20:20

As per First Bi-monthly Monetary Policy Statement, 2014-15, the repo rate and reverse repo rate under the liquidity adjustment facility is a. 8% and 7% respectively b. 7% and 8% respectively c. 7% and 9% respectively d. 9% and 7% respectively

29 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 30: Icai fund raising  monetary policy seminar market survey

Market 20:20

As per Nachiket Mor committee report on Comprehensive Financial Services for Small Businesses and Low Income Households, each Indian resident should have right to a. Right to Suitability b. Right to obtain loan c. Right to vote d. Right to interest waiver under specified areas

30 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 31: Icai fund raising  monetary policy seminar market survey

Market 20:20

As per Nachiket Mor committee report on Comprehensive Financial Services for Small Businesses and Low Income Households, each Indian resident should have right to a. Right to Suitability b. Right to obtain loan c. Right to vote d. Right to interest waiver under specified areas

31 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 32: Icai fund raising  monetary policy seminar market survey

Market 20:20

As per Nachiket Mor committee report, payment banks should hold a maximum balance of Rs _____ per customer account and have a minimum entry capital of Rs ___ crore a. 50,000 and 50 Crores b. 10,000 and 100 Crores c. 100,000 and 75 Crores d. 70,000 and 70 Crores

32 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 33: Icai fund raising  monetary policy seminar market survey

Market 20:20

As per Nachiket Mor committee report, payment banks should hold a maximum balance of Rs _____ per customer account and have a minimum entry capital of Rs ___ crore a. 50,000 and 50 Crores b. 10,000 and 100 Crores c. 100,000 and 75 Crores d. 70,000 and 70 Crores

33 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 34: Icai fund raising  monetary policy seminar market survey

Market 20:20

As per Anand Sinha report on Pricing of credit, benchmark rate for floating interest rate product would be a. Indian Banks Base Rate (IBBR) b. LIBOR c. Repo rate d. Benchmark prime lending bank

34 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 35: Icai fund raising  monetary policy seminar market survey

Market 20:20

As per Anand Sinha report on Pricing of credit, benchmark rate for floating interest rate product would be a. Indian Banks Base Rate (IBBR) b. LIBOR c. Repo rate d. Benchmark prime lending bank

35 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 36: Icai fund raising  monetary policy seminar market survey

Market 20:20

As per Anand Sinha report on Pricing of credit, the customer will have option to shift from current BPLR contracts for interest rate to Indian Banks Base Rate (IBBR) on a. Not charged additional interest rate or any processing fee b. On payment of additional interest rate of 1% c. On payment of interest equivalent to differential interest rate d. Only on payment of processing fees for new loan

36 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 37: Icai fund raising  monetary policy seminar market survey

Market 20:20

As per Anand Sinha report on Pricing of credit, the customer will have option to shift from current BPLR contracts for interest rate to Indian Banks Base Rate (IBBR) on a. Not charged additional interest rate or any processing fee b. On payment of additional interest rate of 1% c. On payment of interest equivalent to differential interest rate d. Only on payment of processing fees for new loan

37 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 38: Icai fund raising  monetary policy seminar market survey

Market 20:20

As per Anand Sinha report on Pricing of credit, who is authorized to determine and release Indian Banks Base Rate (IBBR) a. Indian Banks Association (IBA) b. RBI c. SBI d. Appointed consortium of bank

38 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 39: Icai fund raising  monetary policy seminar market survey

Market 20:20

As per Anand Sinha report on Pricing of credit, who is authorized to determine and release Indian Banks Base Rate (IBBR) a. Indian Banks Association (IBA) b. RBI c. SBI d. Appointed consortium of bank

39 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 40: Icai fund raising  monetary policy seminar market survey

Market 20:20

Who is elected as the chairman of IBA (Indian Banks Association) for the 2013-14 tenure? a. Aditya Puri b. O P Bhatt c. K.R.Kamath d. Alok Misra

40 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 41: Icai fund raising  monetary policy seminar market survey

Market 20:20

Who is elected as the chairman of IBA (Indian Banks Association) for the 2013-14 tenure? a. Aditya Puri b. O P Bhatt c. K.R.Kamath d. Alok Misra

41 BFSI & Capital Markets Study Group, ICAI

Tower, BKC

Page 42: Icai fund raising  monetary policy seminar market survey

Thank You