IBank® “CLEAR”

IBank® “CLEAR” is a specialized module specifically designed to provide financial institutions with full “ACH” compliance requirements as specified by regulatory bodies. It is developed utilizing the latest available technologies. Our product meets the Incoming / Outgoing “ACH” message requirements for Banks of all sizes.

IBank® “CLEAR” is entirely user configurable. The main inception goal of the module was assisting banks in complying with ACH requirements without going through the hassle of modifying or upgrading their core banking or other 3rd party modules.

Fully ISO 20022 compliant. IBank®BDL “CLEAR” automatically generates appropriate ACH messages via an integrated built in ISO Certified message generator. Incoming messages are processed in a Straight-Through-Process customizable workflow.

IBank® “CLEAR” is designed to integrate seamlessly with CMA BCS/X & RTS/X, PERAGO or proprietary published API / Interface for fully automated integration.

Benefits

• One step interface for all ACH messages. • Real time message interfacing. • Integrated message validation and archiving. • Automated report generation & distribution. • Integrated advanced error notification. • Efficient, user friendly and easy to use interface.

 

 

 

 

 

 

 

IBank®

Data Integration Services

IBank® “CLEAR” is embedded with an advanced “Integration Dynamic Services Layer”. This layer allows us to integrate with any core banking or third application module.

No modifications or alterations.

There is no need to modify any of the currently deployed modules that will be effected by “ACH” requirements, IBank® emulate both incoming and outgoing messages structures within your existing module. Whatever your requirements are the integration will be accomplished in record timeframe.

IBank®Data Integration Services:

IBank® “CLEAR” is designed integrate with core banking or 3rd party modules for both outgoing &incoming with any of these protocols:

- CSV / TXT/ MS Excel files. - XML Files. - Web Services (SOA). - Common Database tables - ODBC Connectivity. - SWIFT RJE/DOS-PCC

ISO 20022 Compliance:

Fully ISO 20022 (PACS / PAIN) compliant. Our module will handle data and streams conversion between the affected modules at your bank. Conversion of data to and from PACS /PAIN message will be automated and fully transparent.

     

Design Architecture

Architecture:

Incoming Messages

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   

 

 

 

 

 

 

 

Architecture:

Outgoing Messages

 

Module Specs.

“Central Bank of Jordan” “ACH” functionality is fully integrated within the IBank® “CLEAR” module. The functionalities offered coves the following features:

Ø Multiple Message Streams Dynamic Definition. Ø Automated loader Service for Incoming /

Outgoing streams loading. Ø Outgoing / Incoming streams Data Warehouse

archiving Ø Automatic validation and monitoring of:

o Message Stream Transaction Limits o Message Stream

Settlement/Decline/Return windows o Message Settlement Stream Cycles o Message Stream Conditional Fields

Ø Multiple Data Source Stream feeding Ø Full ACH message automatic support:

o Transfer/Collect o Return o Decline

Ø BULK Credit Transfers management Ø Full integration core banking and 3rd party

applications.

By covering all of the above functionalities, IBank® “CLEAR” is the ideal solution for clearing management covering end to end requirements as published by ACH providers.

 

 

 

 

 

 

   

BPEW

• Business Process Execution Workflow proprietary Engine.

• User selectable criteria. • GUI Workflow Processor

Modeling. • Implemented throughout

all modules. • Unlimited Workflow

Processes definition. • Workflow Viewer

functionality (locate process within Workflow streamline).

• Documents & Reports can be attached to workflow cycles.

• Multi-Location / Multi Sites functionality.

Business Process Execution Workflow:

“Business Process Execution Workflow” BPEW is implemented throughout our IBank® “CLEAR”. Our proprietary “Business Process Workflow” engine is designed to span multi-locations. Advanced WYSIWYG functionality workflow definition and deployment. BPEW functionality can be fully integrated with IBank® Notifications module.

Integrated Notification

 

 

• Advanced  Notification  functionality.  

• Can   integrate   with   existing  SMS  Push  notification.  

• Multiple  Formats    

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

IBank® Notification Services, is a cross functional facilities that is integrated within the IBank® “CLEAR” and utilized for internal notifications via E-mail, SMS or mobile “Push”. User defined notifications can be set and integrated with IBank® “BPEW”. Notifications can span the following events:

- Reception of PACS file. - Error in Validation of PACS message. - Error in Loading PACS message. - Settlement Time warning (per stream). - Data Alteration and correction

Etc.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Dynamic Data Mapping

ETL Functionality

IBank® “CLEAR” is designed with an integrated “Dynamic Data Mapping” utility for “Extract / Transform / Load”. By utilizing the embedded utility users can directly link CMA BCS/X & RTS/X API message tags to user defined file formats. The utility performs extensive data integration validation rules to insure that transformed data is compliant with PACS/API rules. In addition to simple direct ETL mapping, IBank® “CLEAR” utility offer additional functionality that can be defined at field level. Such functionality covers:

- Arithmetic functions - Embedded SQL Dynamic calls. - Dynamic objects for web service calls. - SUM / Count / Percent / Ratio functions.

ETL functionality can be utilized for incoming and outgoing BCS/X & RTS/X message integration.

Moreover the Dynamic Data Mapping functionality allows for the definition of new flat files format for future integration without the need for additional development.

Message Archiving

IBank® “CLEAR” archives all incoming and outgoing messages within an embedded data warehouse. Message are stored for auditing in data BLOBS. Messages are further broken down into the basic data item, thus allowing for advanced query functionality and reporting. Data drill down functionality on any combination of these data items is available:

- Message Type - CBJ/CMA Reference tag - Instructor Reference tag - End To End Reference tag - Loaded file Name - Instructor BIC Code. - Beneficiary BIC Code. - Paying (Name / Account / IBAN) - Beneficiary (Name / Account / IBAN) - Amount - Value Date - Generated File Name

 

 

   

About  us  

 

       

                               

The Company TURNKEY SYSTEMS sarl is a leading software house in

Lebanon that was established in 1988. TURNKEY SYSTEMS specializes in retail banking and large corporate business application integration. Currently our banking, financial & retail applications are running in various banks and around 40 corporate. Turnkey Systems sarl currently operates in Lebanon, Jordan and Cyprus.

Our technical staff today numbers 25 highly trained Project manager/developers who combine higher education with experience. In addition to the technical staff, we have a team of six administration employees and an IT security officer.

Turnkey Systems sarl have been ISO certified since 2004. Currently our establishment is ISO 9001:2008 Quality Management Certificated for IT Development. Currently we are registered to obtain the ISO 17799 Certification regarding IT Security, we expect to fulfill the certification requirements during the second half of 2015. Our main GUI development platform is Sybase PowerBuilder. Our Web Development is platform is Microsoft Silverlight. Within our staff we have two certified CITRIX administrator to insure the compatibility between our applications and the deployment of CITRIX environment for centralization or Web deployment.

TURNKEY SYSTEMS services falls basically into four categories:

- System Integrators: Offering consultation covering requirement studies, hardware specifications, tendering and selection, design of organizational procedures and workflow re-engineering.

- Application Development & Implementation of turnkey software applications.

- Wide Area Network design, implementation and commissioning.

- IT outsourcing for banks and large companies. Currently we are running 3 IT sites.

     

                   

Headquarters: Beirut - Lebanon 7th & 9th Floor – Aresco Center -

Justinian Street - Near Central Bank Tel : +961 (01) 352485 / 344009 +961 (03) 292905 Fax : +961 (01) 347423 Email : administration@turnkey-sys.com Contingency Site: Beirut – Lebanon Dana Bldg –Emile Eddeh Street Office Hours: M-to-F 8:30 till 16:00 Beirut Local Time.