how to get credit card in india ?
TRANSCRIPT
Credit Cards In India
Credit Card
Credit cards are so convenient. They can be used anytime and anywhere. Having a card makes life so much easier; that is, however, only if you know how to keep a tab on how much you spend. There are many benefits which are being offered by banks, on their credit cards.
Advantage of credit Card
Some of these offers include earning ‘points’ when you use your card to shop at specific outlets. These points can later be redeemed to earn several benefits such as cash backs and discounts. If you want a credit card, all you have to do is apply for one online.
How to get First Credit Card
Unlike earlier, when you would’ve had to make several trips to the bank in order to, find out about and, apply for your credit card; everything can be done online in just a few simple steps.
Getting a credit card is much easier now
All the information you need about different types of cards is available online too, you just have to choose the one you want and apply for it
How to Apply Credit Card online
Here are a few simple steps which you should follow if you want to apply for your credit card online.
Step-1
Know what type of card you want to apply for. There are different types of credit cards offered by different banks. If you are already familiar with the cards offered by the bank which you deal with, you can directly apply for your credit card from Bank Bazaar.
Visit: http://www.bankbazaar.com/credit-card.html
Step-2
Bank Bazaar provides information on various types of credit cards offered by each bank. If you are not sure which card would best suit your needs, you can go through the details of all the schemes on offer by your bank. Bank Bazaar makes it possible for you to compare all the credit cards which you are eligible for; this makes it easy for you to choose the best option.
Step-3
Keep your documents ready. The main documents which you will have to keep ready when you are applying for your credit card are:
Pan Card Address and identity proof
You will also need passport photos
of yours
In case you have an existing account with the bank, you will have to
provide details of your account with the bank.
Make sure you fill in the right details when you are applying for your credit card online. When you are checking for details on various cards which you are eligible for, you will be asked to fill in details such as the city you are in, the place you work for and your contact details; make sure that these too are all carefully entered. This will help to avoid confusion.
The applications for credit cards usually take a few days (two or three days) to be processed. The total time take for you to get your card doesn’t take too long too; it depends on the bank you are dealing with because every bank has slightly different policies
