how to buy a new car (part 2)
DESCRIPTION
The decision on what vehicle to buy is not arbitrary. You don’t stick a pin in a Buyer’s Guide, nor do you blindly act on television ads telling you there’s a new model going on sale. You need to think carefully about who you are and what needs you have. It’s entirely possible you are male and want something to sit in that will make you look cool to the opposite sex. But if you are also a member of a football team and need to carry your playing equipment to practice and for matches, you will need enough room in your trunk for it all to fit in. You may also be limited by the annual car insurance rates applied to some of your dream cars. Just because you might be able to stretch to the finance to buy something fast and painted with red paint does not mean you can afford to run it. At the other end of the scale you may have a family of children or need to carry your elderly parents around. All these different needs should be considered, so you can make a practical choice of the right vehicle for you.TRANSCRIPT
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Will you not only have to carry passengers but need space to carry large
quantities of “stuff”, e.g. a stroller.
13.
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If you have a large family, you should consider a minivan, a full-sized van, or
an SUV.
14.
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If you are single or just two partners/spouses, a coupe or sedan will
fit your needs.
15.
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If you have three or four children, or regularly carry parents, it’s worth
considering a nine-passenger vehicle.
18.
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Remember some nine-seaters allow you to fold the third seat down to create
more cargo space.
19.
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For the largest family, you need a full-size SUV, which is often fitted with four-
wheel capacity.
20.
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Once you have decided on the type of vehicle you need, you should begin looking at the star ratings for safety
given by the NHTSA and IIHS.
21.
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You should also consider the car insurance rates for the potential vehicles
and the average running costs.
22.
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Now you wait for the test drives after talking financial terms with the
dealerships.
23.
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Only when you have tested the vehicles and know you can raise the necessary finance, should you conclude the deal.
24.
Sources:
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http://www.moneyunder30.com/should-you-ever-buy-a-brand-new-car http://editorial.autos.msn.com/10-tips-for-regret-free-car-buying http://www.edmunds.com/car-buying/how-fast-does-my-new-car-lose-value-infographic.html http://www.kiplinger.com/article/cars/T009-C004-S001-five-myths-about-leasing-a-car.html http://www.moneycrashers.com/seven-reasons-why-leasing-a-car-is-a-bad-deal/ http://www.safecar.info/how-to-buy-car-and-save-your-money-part-1/http://www.safecar.info/how-to-buy-car-and-save-your-money-part-2/