Housing : An Engine for Inclusive Growth

Republic of YemenMINISTRY OF PUBLIC WORKS

& HIGHWAYS

International Conference on April 10-13, 2013 New Delhi, India

Assess current housing & Urban Dev. situation

Map of the Republic of YemenAdministrative divisions

Table (4) Population and area of the country at 2004

mapkey Division Capital city Area (km2) Pop. (2004)

Gov . Density

inh /km2

UrbanPop.

%

1 'Adan Aden 825 589,419 714 589,419  1002 'Amran 'Amran 9,013 877,786 93 149,476  17.1 3 Abyan Zinjibar 20,380 433,819 21 111,519  25.7 4 Ad Dali' Ad Dali' 4,448 470,564 106 62,246  13.2 5 Al Bayda' Al Bayda 10,487 577,369 55 108,053  18.7 6

Al Hudaydah Al Hudaydah 15,407 2,157,552 140 761,057  35.3 

7 Al Jawf Al Jawf 46,170 443,797 10 58,062  13 8

Al Mahrah Al Ghaydah 78,073 88,594 1 37,247  42 

9 Al Mahwit Al Mahwit 2,452 494,557 202 36,623  7.3 10

Amanat Al Asimah

Sana'a 1056 1,747,834 1,655 1,707,586  97.7

11 Dhamar Dhamar 8,705 1,330,108 153 185,946  14 12

Hadramaut Al Mukalla 195,626 1,028,556 5 475,855  46.3 

13 Hajjah Hajjah 9,376 1,479,568 158 139,578  9.4 14 Ibb Ibb 6,031 2,131,861 353 374,833  17.6 15 Lahij Lahij 14,003 722,694 52 62,595  8.7 16 Ma'rib Ma'rib 19,529 238,522 12 31,857  13.4 17 Raymah Raymah 2,239 394,448 176 3,830  1 18 Sa'dah Sa'dah 14,364 695,033 48 107,018  15.4 19 Sana'a San'a' 13,730 919,215 67 25,419  2.8 20 Shabwah 'Ataq 45,519 470,440 10 74,157  15.8 21 Ta'izz Ta'izz 11,573 2,393,425 209 535,980  22.4 total 529,006 19,685161 5,638,356 28.6

Total needs of Yemeni Republic governorates

مة

صعا

النة

ما أ

عزت

بإ

نعد

دةدي

ح ال

بأر

م

جةح

نرا

مع

فجو

ال

ارذم

تمو

ضرح

دةصع

توي

حمال

مةري

وةشب

اءنع

ص

اءض

بيال

جح

ل

نبي

أ

لعضا

ال

رةمه

ال

123456789101112131415161718192021

0

20,000

40,000

60,000

80,000

100,000

120,000

140,000

160,000

% Female % Male G. rate year population

3.1 2004 19685000

49 11773515 51 12254067 2.7 2012 24027583

extra need Rural Urban year Total Houses

2004 2608000

65628 112258 2430890 103740 2012 3467252

Others Endowment Rented Owned Total houses

93480 20377 449845 2903328 3467252

Increase of Population and Houses Gap

Urban housing needs projection

1.5 million new units until 2025

Public Employees grades and salary –for year 2009(military and teachers are not included)

مالمحافظات

إجمالي

اإلحتياج

20% 2م120( Aنمــوذج ) 60% 2م85( Bنمــوذج ) 20% 2م75( Cنمـــوذج )

مساحة األرض

الدفعة المقدمة

القسط الشهري لنموذ

Aج

القسط الشهري لنموBذج

القسط الشهري لنموذ

Cج

العددالبناء قيمة) بالمليون)

قيمة األرض

) بالمليون)

قيمة الخدمات ) بالمليون)

اإلجمالي ) بالمليون)

العددالبناء قيمة) بالمليون)

قيمة األرض

) بالمليون)

قيمة الخدمات ) بالمليون)

اإلجمالي بالمليون)

)العدد

البناء قيمة) بالمليون)

قيمة األرض

) بالمليون)

قيمة الخدمات ) بالمليون)

اإلجمالي ) بالمليون) 0%

15

1

أمانة العاصم

ة

139,6

51 27,930 184,339

1,341

7,374 193,054 83,791 391,721 2,849 15,669 410,239 27,930 115,212 837,906 4,608 957,726        

 

2 تعز

72,215

14,443 95,324 693,264

3,813 792,401 43,329 202,563 1,473 8,103 212,139 14,443 59,577 433,290 2,383 495,250         

3 إب

52,622

10,524 69,461 505,171

2,778 577,410 31,573 147,605 1,073 5,904 154,582 10,524 43,413 315,732 1,737 360,882 

      

4 عدن

31,258

6,252 41,261 300,077

1,650 342,988 18,755 87,679 637,663 3,507 728,849 6,252 25,788 187,548 1,032 214,368         

5

الحديدة

29,32

7 5,865 38,712

281,539

1,548 321,799 17,596 82,262 598,271 3,290 683,823 5,865 24,195 175,962 967,7911,167,94

8         

6 مأرب

21,901

4,380 28,909 210,250

1,156 240,315 13,141 61,432 446,780 2,457 510,669 4,380 18,068 131,406 722,733 872,207         

7 حجة

20,062

4,012 26,482 192,595

1,059 220,136 12,037 56,274 409,265 2,251 467,790 4,012 16,551 120,372 662,046 798,969         

8

عمران

14,25

1 2,850 18,811

136,810

752,453 908,074 8,551 39,974 290,720 1,599 332,293 2,850 11,757 85,506 470,283 567,546         

9

الجوف

13,36

8 2,674 17,646

128,333

705,830 851,809 8,021 37,497 272,707 1,500 311,704 2,674 11,029 80,208 441,144 532,381         

10 ذمار

12,730

2,546 16,804 122,208

672,144 811,156 7,638 35,708 259,692 1,428 296,828 2,546 10,502 76,380 420,090 506,972         

11

حضرموت

10,25

0 2,050 13,530

98,400

541,200 653,130 6,150 28,751 209,100 1,150 239,001 2,050 8,456 61,500 338,250 408,206         

12 صعدة 9,735

1,947 12,850 93,456

514,008 620,314 5,841 27,307 198,594 1,092 226,993 1,947 8,031 58,410 321,255 387,696         

13

المحويت

9,160

1,832 12,091 87,936

483,648 583,675 5,496 25,694 186,864 1,028 213,586 1,832 7,557 54,960 302,280 364,797         

14 ريمة 9,144

1,829 12,070 87,782

482,803 582,655 5,486 25,649 186,538 1,026 213,213 1,829 7,544 54,864 301,752 364,160         

15 شبوة 6,836

1,367 9,024 65,626

360,941 435,591 4,102 19,175 139,454 766,999 925,628 1,367 5,640 41,016 225,588 272,244         

16

صنعاء

6,453

1,291 8,518 61,949

340,718 411,185 3,872 18,101 131,641 724,027 873,769 1,291 5,324 38,718 212,949 256,991         

17

البيضاء

6,310

1,262 8,392 60,576

333,168 402,136 3,786 17,700 128,724 707,982 854,406 1,262 5,206 37,860 208,230 251,296 

      

18 لحج 4,071

814 5,374 39,082

214,949 259,405 2,443 11,419 83,048 456,766 551,233 814 3,359 24,426 134,343 162,128         

19 أبين 3,272

654 4,319 31,411

172,762 208,492 1,963 9,178 66,749 367,118 443,045 654 2,699 19,632 107,976 130,307 

      

20

الضالع

2,850

570 3,762 27,360

150,480 181,602 1,710 7,994 58,140 319,770 385,904 570 2,351 17,100 94,050 113,501         

21

المهرة

2,537

507 3,349 24,355

133,954 161,658 1,522 7,116 51,755 284,651 343,522 507 2,093 15,222 83,721 101,036         

اإلجمالي 478,003

95,601 631,0283,249,52

05,878,43

69,758,98

4286,802 1,340,799 4,361,1013,677,317

9,379,217

95,601 394,352 2,868,018 6,024,2419,286,61

10 0 0 0 0

Formulate policies and programs, prioritize objectives and set targetsHousing policy goals

1. General Goalsa) Identify the status of Yemeni cities, their problems, causes and assess the housing

situation. b) Encourage housing investment according to suitable planning .

2. Key Goalsc) Achieve lowest possible costs, to establish housing projects for those with limited income,

solve the problem of housing needs on the republican levels and mitigate the random housing problem

d) Solve the problem of deteriorating areas belonging to lowest income segments

(This segment represents a vial part in the urban problems in Yemen, as a multi-faceted problem, since low income citizens represent patterns and various segments, harboring such problems as: economic weakness and lack of purchasing power which resulted in a large gap between income and offered housing prices. In this case, the housing policy is considered a vital necessity to meet demand for suitable housing to lower income segments, as a developmental priority)

.Help housing associations build

their housesHousing

Investment

2. Support Institutional Development2. Support Institutional Development

Qualify staffTechnology and

equipment Operative budget

Develop database and statistics

Housing PolicyAims at ensuring suitable housing to all

Housing PolicyAims at ensuring suitable housing to all

New needs as per population growth

Houses for Housing Associations

About to Fall (old units)

1 .Strategic Plan for Housing 1 .Strategic Plan for Housing

Limited and medium incomeRented Housing

for the destitute

Housing is: Below Standard

.

3. Finance system3. Finance system

Government & partnership

system

Local & foreign loansGrants from

merchants & donor countries

Citizens contributions via pre-payment +

monthly installments

4. Laws and Legislations4. Laws and Legislations

Declare list of housing sector roles

Establish housing fund with set sources

5. Coordinate with Services Entities5. Coordinate with Services Entities

ElectricityWater &

Sanitary System

Public services (schools, clinics..etc Communications Roads

Initiate Prime Ministerial approval

on strategy

Execution Methodology

Results of estimating housing needs in urban areas of the Yemeni Republic, showed that the number of housing units to be built annually is 36,000, distributed over governorates proportionally to the gaps in each governorate. Since it was hard to avail the appropriate funding during one year, the follow has to be done:

1. Start with identifying needed land as per set allocations in each governorate in coordination with the General Entity for Land, Areas and Urban Planning, and local authorities in the concerned governorate.

2. Survey the lands and prepare them in coordination with concerned service ministries to start serving those areas3. Start to register limited income beneficiaries who meet selection criteria and conditions to benefit from this project, start

collecting set amounts whether pre-payments or monthly installments.4. Start to register youth of new families and collect set housing instalments for this segment on the basis of saving

methodologies over 7 years, until enrolled in the project and houses are delivered, after which the remaining amount is divided over 15 years.

5. Start to build housing complexes with integrated services to absorb citizens of different limited and low income levels. (It is possible to execute this segment via partnerships between public and private sectors, since serviced land encourages private sector partnership)

6. The participating private sector in funding and building, will assign a number of housing units for limited income segments with low cost in return for serviced land and power per agreement and size of work

7. Start to service housing associations lands, offer suitable loans for housing associations members8. Redo land surveys for random areas and coordinate with the services ministries to execute the infrastructure and support

the re-building of inappropriate houses9. Support and develop a housing fund as per a decision from the ministerial council to become the financial pool to fund

housing projects and retrieve cost, and defer it for future projects10. Submit a loan request to local or foreign banks with simple and (Islamic) legitimate interest.

Preparation of suitable land (Aden )

Economic Housing Design for Mid. & Low income people

Type A 75M2

Type (B)88M 2

Funding Sources

The existing fund for the first stage of recent housing projects is from the following sources:

1) Government contribution: 10 billion Riyals2) General Guarantees Agency and Wages and Social Security Insurances: 10 billion Riyals 3) Cooperative Agricultural Loan Bank: 2 billion Riyals4) Fisheries and Agricultural Incentives Fund: 2 billion Riyals5) Ministry of (Islamic) Awqaf: 1 billion Riyals

Implementation of the Projects

Aden cityHajja city

Taiz cityDalea’ city

Cost recovery system

Equivalent in$

Monthly payment

20 years Advance

20% Flat cost Area Flat type

23,88825,082 1,365,000

1,433,250 6 825 000، ، 7,166,250

105 A

19,33820,30514,78715,526

1,105,0001,160,250845,000887,250

5 525 000، ،5,801,2504 225 000، ،4,436,250

85 65

B B2

17,06317,916 975,000

1,023,750 4 875 000، ،5,118,750

75 C

20,02021,021 1,144,000

1,201,2005 720 000، ،6,006,000

88 D