Refer A Friend‘Tis The Season! It’s that time of year when shopping is on everyone’s mind. If you have insurance needs, let us do the shopping for you. We compare rates and plans with the many national insurance carriers we work with, so you can focus on what’s most important to you.

When you tell your friends and family about PayneWest’s ability to provide insurance options that will fit their specific needs and budget, you’ll be at the top of their holiday “nice” list.

PayneWest will consider it a privilege to make a $5 donation to Head Start, when your friends and family contact us for an insurance quote!

I N S I D E T H I S I S S U E

C L I E N T S | C O L L E A G U E S | C O M M U N I T I E S

Since the mid-1960s, Head Start has been providing young children of low-income families with educational and social tools they need to prepare for successful futures. The Head Start program in Billings serves 360 children and their families in Yellowstone and Carbon Counties.

“We not only support the children but we support the whole family,” says Tera Clough, community relations director. “What we want to do is to end the cycle of poverty, so we work with the children and their parents at the same time.”

Head Start provides resources for parents who want to strengthen their skills, including everything from resume writing, to budgeting, to preparing for the GED or college.

Volunteers are an essential component of Head Start.

Head Start Helping Kids And Families SucceedThe Billings program has a team of about 50 classroom volunteers, who range in age from 14 to 80. After completing training in how to communicate with and engage three and four-year-old children effectively, the volunteers sign up for one or more four-hour classroom shifts.

For every hour Head Start has a volunteer in the program, a dollar amount is assigned for the service provided. That dollar amount then goes toward the $769,000 that the organization needs to raise each year. “We need to prove each year that our community supports Head Start,” Tera explains. “We must raise 20 percent of our budget from the community.”

To learn more about Head Start programs, volunteer opportunities and information about upcoming events, visit www.billingsheadstart.org.

A U T O

H O M E

H E A L T H

L I F E

B U S I N E S S

PRSRT STDUS POSTAGE

PAIDPERMIT NO 149 MEDFORD, OR2180 Overland Ave., Ste. 102

Billings, MT 59102 406-656-9800

w w w . p a y n e w e s t . c o m

PayneWest team members volunteer to clean up the landscaping and playground at Head Start.

C L I E N T S | C O L L E A G U E S | C O M M U N I T I E S

A U T O | H O M E | H E A L T H | L I F E | B U S I N E S S

Your PayneWest Sales Executives

Brett Arnold Paulette Wengeler Troy Stowe

Happy Holidays! The holiday season is here and all of us at PayneWest

Insurance have much to be thankful for. We are so fortunate to be able to serve

the insurance needs of our valued clients and support the Billings community in

which we live and work.

We sincerely thank you for your business and wish you and your family a safe

and joyous holiday season and a happy new year!

W I N T E R 2 0 1 4

Head Start

Yellowstone Art Museum

Client Commitment

Community Calendar

Refer a Friend

1 2

33

4

2180 Overland Ave., Ste. 102 Billings, MT 59102 406-656-9800

2323 2nd Ave. N Billings, MT 59101 406-238-1900

L O C A T I O N S

Special thanks to Safeco, our newsletter sponsor.

C L I E N T S | C O L L E A G U E S | C O M M U N I T I E S

This year, the Yellowstone Art Museum, the largest of its kind in the region, celebrates its 50th year enriching the Billings community with art exhibitions, art education programs and special art-related events. “The exhibitions are very eclectic. We emphasize contemporary art, but not exclusively,” explains Executive Director Robyn G. Peterson. “We draw exhibitions from our permanent collections, from other museums, and various collectors from around the world. The museum will occasionally bring in international art as well,” she explains.

There is something for everyone, young and old, offered in the museum’s many ongoing programs and classes. “We have art education programs in the schools for pre-k through 12 and we also offer an ongoing series of hands-on workshops for adults. Everything from jewelry to fabric arts to painting,” says Robyn. “The last one was zombie make-up!”

The museum also showcases art made by young, budding local artists who take part in the programs. “We have long-standing partnerships with certain schools and children’s groups,” she says. “The results of those school programs are put together into exhibitions that are in a gallery called the Young Artists’ Gallery, which is dedicated to children’s art.”

Community members can involve themselves and help support the art preservation, enrichment and education of Billings and the greater Yellowstone region, by attending the programs and exhibitions.

“There are many ways people can get involved,” says Robyn. “We have many membership options available and a wide range of volunteer opportunities.”

For more information, visit www.artmuseum.org.

“We have art education programs in the schools for pre-K through 12 and we also offer an ongoing series of hands-on workshops for adults.”

Yellowstone Art Museum’s members and guests enjoy exhibits, events and classes.

Art Museum Offers Something For Everyone

A U T O | H O M E | H E A L T H

L I F E | B U S I N E S S

C O M M U N I T Y C A L E N D A R

Moss Mansion, continued from front

w w w . p a y n e w e s t . c o m

Downtown Countdown Wednesday, December 31st Downtown under Skypoint www.downtowncountdownbillings.com

Historic House Holiday Party Sunday, January 4th Moss Mansion www.visitbillings.com

Billings ArtWalk Friday, February 6th Downtown Billings www.artwalkbillings.com

You may know at PayneWest, we’ve been guided by our three “Cs”: Clients, Colleagues and Communities. Recently, we’ve added two other “Cs”: Commitment and Compassion. Our “Cs” are the primary beliefs that direct our daily decisions and long-term strategies at PayneWest Insurance. We follow these concepts while serving you and our communities.

Working To Provide A Positive Experience Every Time!

At PayneWest, we focus on YOU, our client, and the experience we provide. We are listening to what you want and are working hard with our teams to define the “client experience” and taking steps to ensure we deliver it consistently.

Your security and peace of mind is paramount to us. Our priority is to make certain we take care of you should the unimaginable happen. Through our guiding “Cs”, the PayneWest team is ready to listen, prepare, respond and deliver service beyond what is expected.

We are grateful for the relationship we have with you and thank you for your business.

• 24/7 Live Service • Simple Policy Changes• Billing Questions• Payments

• 866-472-3326

As always, your local PayneWest team welcomes the opportunity to serve you.

Safeco Gold Service(For Safeco Policy Holders)

• 24/7 Live Service • Simple Policy Changes• Billing Questions• Payments

• 866-472-3326

As always, your local PayneWest team welcomes the opportunity to serve you.

Safeco Gold Service(For Safeco Policy Holders)

- Make sure your woodstove is installed with proper clearance and ventilation and that the chimney is designed for a woodstove.

- Chimneys and stovepipes should be serviced annually.- Wood should be dry and well-seasoned before burning.- Dispose of ashes in a closed metal container away from

the house.- Don’t use flammable fluids to start a stove fire.- Don’t burn trash in a stove; this could cause a chimney fire.- Don’t leave combustible materials near the stove.- Don’t leave a fire burning overnight unattended.

Woodstove Safety Tips!

Have your woodstove inspected annuallyby a certified expert.

5yam

Special thanks to Safeco, our newsletter sponsor.

C L I E N T S | C O L L E A G U E S | C O M M U N I T I E S

This year, the Yellowstone Art Museum, the largest of its kind in the region, celebrates its 50th year enriching the Billings community with art exhibitions, art education programs and special art-related events. “The exhibitions are very eclectic. We emphasize contemporary art, but not exclusively,” explains Executive Director Robyn G. Peterson. “We draw exhibitions from our permanent collections, from other museums, and various collectors from around the world. The museum will occasionally bring in international art as well,” she explains.

There is something for everyone, young and old, offered in the museum’s many ongoing programs and classes. “We have art education programs in the schools for pre-k through 12 and we also offer an ongoing series of hands-on workshops for adults. Everything from jewelry to fabric arts to painting,” says Robyn. “The last one was zombie make-up!”

The museum also showcases art made by young, budding local artists who take part in the programs. “We have long-standing partnerships with certain schools and children’s groups,” she says. “The results of those school programs are put together into exhibitions that are in a gallery called the Young Artists’ Gallery, which is dedicated to children’s art.”

Community members can involve themselves and help support the art preservation, enrichment and education of Billings and the greater Yellowstone region, by attending the programs and exhibitions.

“There are many ways people can get involved,” says Robyn. “We have many membership options available and a wide range of volunteer opportunities.”

For more information, visit www.artmuseum.org.

“We have art education programs in the schools for pre-K through 12 and we also offer an ongoing series of hands-on workshops for adults.”

Yellowstone Art Museum’s members and guests enjoy exhibits, events and classes.

Art Museum Offers Something For Everyone

A U T O | H O M E | H E A L T H

L I F E | B U S I N E S S

C O M M U N I T Y C A L E N D A R

Moss Mansion, continued from front

w w w . p a y n e w e s t . c o m

Downtown Countdown Wednesday, December 31st Downtown under Skypoint www.downtowncountdownbillings.com

Historic House Holiday Party Sunday, January 4th Moss Mansion www.visitbillings.com

Billings ArtWalk Friday, February 6th Downtown Billings www.artwalkbillings.com

You may know at PayneWest, we’ve been guided by our three “Cs”: Clients, Colleagues and Communities. Recently, we’ve added two other “Cs”: Commitment and Compassion. Our “Cs” are the primary beliefs that direct our daily decisions and long-term strategies at PayneWest Insurance. We follow these concepts while serving you and our communities.

Working To Provide A Positive Experience Every Time!

At PayneWest, we focus on YOU, our client, and the experience we provide. We are listening to what you want and are working hard with our teams to define the “client experience” and taking steps to ensure we deliver it consistently.

Your security and peace of mind is paramount to us. Our priority is to make certain we take care of you should the unimaginable happen. Through our guiding “Cs”, the PayneWest team is ready to listen, prepare, respond and deliver service beyond what is expected.

We are grateful for the relationship we have with you and thank you for your business.

• 24/7 Live Service • Simple Policy Changes• Billing Questions• Payments

• 866-472-3326

As always, your local PayneWest team welcomes the opportunity to serve you.

Safeco Gold Service(For Safeco Policy Holders)

• 24/7 Live Service • Simple Policy Changes• Billing Questions• Payments

• 866-472-3326

As always, your local PayneWest team welcomes the opportunity to serve you.

Safeco Gold Service(For Safeco Policy Holders)

- Make sure your woodstove is installed with proper clearance and ventilation and that the chimney is designed for a woodstove.

- Chimneys and stovepipes should be serviced annually.- Wood should be dry and well-seasoned before burning.- Dispose of ashes in a closed metal container away from

the house.- Don’t use flammable fluids to start a stove fire.- Don’t burn trash in a stove; this could cause a chimney fire.- Don’t leave combustible materials near the stove.- Don’t leave a fire burning overnight unattended.

Woodstove Safety Tips!

Have your woodstove inspected annuallyby a certified expert.

5yam

Refer A Friend‘Tis The Season! It’s that time of year when shopping is on everyone’s mind. If you have insurance needs, let us do the shopping for you. We compare rates and plans with the many national insurance carriers we work with, so you can focus on what’s most important to you.

When you tell your friends and family about PayneWest’s ability to provide insurance options that will fit their specific needs and budget, you’ll be at the top of their holiday “nice” list.

PayneWest will consider it a privilege to make a $5 donation to Head Start, when your friends and family contact us for an insurance quote!

I N S I D E T H I S I S S U E

C L I E N T S | C O L L E A G U E S | C O M M U N I T I E S

Since the mid-1960s, Head Start has been providing young children of low-income families with educational and social tools they need to prepare for successful futures. The Head Start program in Billings serves 360 children and their families in Yellowstone and Carbon Counties.

“We not only support the children but we support the whole family,” says Tera Clough, community relations director. “What we want to do is to end the cycle of poverty, so we work with the children and their parents at the same time.”

Head Start provides resources for parents who want to strengthen their skills, including everything from resume writing, to budgeting, to preparing for the GED or college.

Volunteers are an essential component of Head Start.

Head Start Helping Kids And Families SucceedThe Billings program has a team of about 50 classroom volunteers, who range in age from 14 to 80. After completing training in how to communicate with and engage three and four-year-old children effectively, the volunteers sign up for one or more four-hour classroom shifts.

For every hour Head Start has a volunteer in the program, a dollar amount is assigned for the service provided. That dollar amount then goes toward the $769,000 that the organization needs to raise each year. “We need to prove each year that our community supports Head Start,” Tera explains. “We must raise 20 percent of our budget from the community.”

To learn more about Head Start programs, volunteer opportunities and information about upcoming events, visit www.billingsheadstart.org.

A U T O

H O M E

H E A L T H

L I F E

B U S I N E S S

PRSRT STDUS POSTAGE

PAIDPERMIT NO 149 MEDFORD, OR2180 Overland Ave., Ste. 102

Billings, MT 59102 406-656-9800

w w w . p a y n e w e s t . c o m

PayneWest team members volunteer to clean up the landscaping and playground at Head Start.

C L I E N T S | C O L L E A G U E S | C O M M U N I T I E S

A U T O | H O M E | H E A L T H | L I F E | B U S I N E S S

Your PayneWest Sales Executives

Brett Arnold Paulette Wengeler Troy Stowe

Happy Holidays! The holiday season is here and all of us at PayneWest

Insurance have much to be thankful for. We are so fortunate to be able to serve

the insurance needs of our valued clients and support the Billings community in

which we live and work.

We sincerely thank you for your business and wish you and your family a safe

and joyous holiday season and a happy new year!

W I N T E R 2 0 1 4

Head Start

Yellowstone Art Museum

Client Commitment

Community Calendar

Refer a Friend

1 2

33

4

2180 Overland Ave., Ste. 102 Billings, MT 59102 406-656-9800

2323 2nd Ave. N Billings, MT 59101 406-238-1900

L O C A T I O N S