heart of the lakes property portfolio | fall 2011

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OAK REALTY Since 1974 Heart of the Lakes property portfolio | fall 2011

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Real estate opportunities in the scenic Heart of the Lakes area of Annandale, Minnesota. Offered by Oak Realty, the area's oldest brokerage. Next edition: Winter 2011

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OAKREALTY

Since 1974

Heart of the Lakesp r o p e r t y p o r t f o l i o | f a l l 2 0 1 1

good old-fashioned fall fun

Table of Contents

lakeshore 4

residential 24

lots & land 35

bank-owned 39

commercial 40

lake maps 46

General Contact

annandale office320.274.5737

maple lake office320.963.2088

by [email protected]

onlinewww.oakrealtymn.com

blog.oakrealtymn.com

www.facebook.com/oakrealtymn

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Find us on Facebook! Visit our YouTube Channel

p take a virtual tour

[ watch a property trailer

Over the years we have had fun decorating some of our old trucks around the country side. The first fall we picked the truck on 80th Street (on the North side of Lake Sylvia). We filled the back with several bales of hay and about 50 pumpkins. To our surprise, everything was stolen…(well, not very surprised). They took all but one pumpkin and placed it on the hood of the truck – good fun! The following year we decorated the green truck on Nevens Ave. (near Clearwater Lake) and placed just one pumpkin back on the hood of the truck on 80th Street and giggled. That year an unknown person decorated the 80th Street truck for us…. pumpkins, gourds, corn husks and more. Thank you to our mystery decorator! Last year we filled the old truck on County Road 38 (just North of Southbrook) with pumpkins and hay bales and nothing hap-pened…so we took them out to another old truck where they were all grabbed within days. This year we decided to have a Pumpkin Carving Contest. We will decorate the old truck in front of the Oak Realty office, and you are invited to pick (or steal!) a pumpkin off our truck. Bring your carved pumpkin back by Oct. 29th to enter the contest. Get creative! And good luck!

We have been very busy at the office and are thankful for the work load and a great year in sales. Please feel free to call, email or stop in for any of your real estate needs. - Steve (Brugge) Bruggeman, Owner

s t e v e b r u g g e m a n Broker, Realtor®, gri, [email protected](320) 274-6363

d e a n h o g lu n d Associate [email protected](320) 980-2445

g a ry d a g n e r Realtor®, [email protected](320) 309-1739

h o l l i e d a g n e r Realtor®[email protected](320) 309-1739

c a r l a s u n d b l a d Realtor®, gri, [email protected](320) 493-1361

j u s t i n w i s n e r Realtor®, [email protected](612) 226-6649

t o m g ay Realtor®[email protected](320) 492-1641

m i k e m c n e l l i s Realtor®, gri, lmc, a-reo™[email protected](320) 266-0198

t i f f i n i k i e b e l Realtor®[email protected](763) 464-2048

a n g i e w i s n e r Office/[email protected](320) 274-5737

a m y m i l l e r [email protected](320) 274-5737

a m y m c n e l l i s Realtor®[email protected](612) 963-4190

Your guides to the heart of the lakes

Interested in real estate as a profession?Are you self-driven? A team player? Interested in real estate? If you are familiar with the Heart of the Lakes Area, and have or have thought about getting your real estate license, come talk to us. We are a fast-paced group of professionals who work independent-ly but value how the team and company function as a whole. We are the area’s oldest brokerage, now in our 37th year. Call 320-274-6363.

spectacular lakeshore lots

Pleasant Lake$339,900 | #4029090

Bring your dream lake home to life on this level, beautifully treed, 2.3-acre lot on Pleas-ant Lake! This lot has a great location, just a few miles North of town, offering the ability to bike or walk to your errands. Enjoy sunrise and sunset views, great recreation and fishing, over 300’ of lakeshore!

Clearwater Lake $399,900 | #4050798

Gorgeous, level lot in one of Clearwater Lake’s most unique and desirable locations, near “The Narrows!” Towering mature trees and 135’ of sand shoreline make this the ideal location to build a cabin or year-round home. Put a dock in and use for now, then build your home later.

Lake Sylvia $299,900 | #4007065

Scenic lot in the quiet Northridge Addition on beautiful Lake Sylvia. A 1.2-acre, wooded parcel with hillside views overlooking 232’ of shoreline in Madsen’s Bay. Serene, paved, dead-end drive make this an ideal location to build a new home. Northridge residents also share a private boat launch!

lakeshore

www.oakrealtymn.com 5

pBeautiful year-round home with pristine views! Filled with updates from new paint to new living room windows. Open floor plan with a dining room that overlooks the lake. The kitchen is open and bright with gor-geous granite countertops. The lower boasts a spiral staircase, large family room, and is a walkout. Nicely landscaped yard with a new paver sidewalk and boulder retaining wall. Enjoy 139 feet of shoreline, excellent fishing and recreation and the quiet beauty of Moose Lake.

Moose Lake$199,900 | #4041480

Charming one-level, seasonal cabin on the water’s edge. Enjoy a living room with spectacular South-facing views of Pleasant Lake. Have plenty of room for preparing summer meals with a spacious kitchen. You will also enjoy two bedrooms and a bathroom all on one level. This gorgeous level lot is perfect for family, gardening and all your summer yard games. Established neighborhood of seasonal cabins and year round homes, and walking distance to park and paved trails. Grab your lawn chair or fish-ing pole and enjoy 75’ of Pleasant Lake shoreline!

Pleasant Lake$319,000 | #4047527 p

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Here’s your opportunity to own property on the highly desirable peninsu-la of stunning Lake Sylvia. Truly a find, this property measures almost 1/2 an acre of level, lush green yard and is perfectly shaded by majestic Oak trees, a staircase leads you to 100 feet of crystal clear waters. Enjoy the views and changes of the seasons in the year round diamond in the rough! The opportunities are endless, update the existing cabin or replace it with the lake home you have been dreaming about! The extra large garage has room to store all the water toys and the cars!

Lake Sylvia$349,900 | #3981434

Enjoy year round lake living on the serene bay of Nelson’s Beach on beautiful Lake Washington. Quiet, no wake bay encourages wildlife habi-tat and is a great fishing hole, catch ‘em right off your dock! The 12x22 screened in porch may just be your favorite room in the house, watch the sun set every night without the hassle of the bugs! One level living makes this the perfect home, access able and convenient for all! Beautiful living area faces the lake and boasts vaulted ceilings and large picture windows. Custom built, cherry wood cabinets grace the centrally located kitchen.

Lake Washington$319,000 | #4053355 p

p[This spectacular chalet-style home was built in 2001. Enjoy a lofted bed-room with a walk in closet, full bathroom, a private deck with sliding glass door and gorgeous views of Lake Sylvia. The main level boasts a spacious kitchen that opens to the living room with a gas fireplace, open staircase to upper level, full bathroom, second bedroom and stunning knotty pine throughout. Your favorite space of the house will definitely be the screened-in porch with amazing views! Enjoy the sun all summer long with 58’ of hard bottom Lake Sylvia shoreline.

Lake Sylvia$429,900 | #3968848

www.oakrealtymn.com 7

Upcoming Local Events Downtown Art Crawl Thursday Oct. 6

Halloween Spectacular at Pioneer Park Saturday Oct. 29

Chamber Community Trick-or Treat Monday Oct. 31, Annandale & Maple Lake

ACT Holiday Home Tour Saturday Nov. 19

Immigrant ’s Christmas at Pioneer Park Saturday Dec. 3

Canadian Pacific ’s Holiday Train & Show Early December, watch for date/time

Lion’s Club Breakfast with Santa Sunday Dec. 18

www.oakrealtymn.com 9

Sugar LakeGorgeous well-built home that will leave you breathless with the stylish upgrades and stunning built-ins throughout the home. Walk into a vaulted foyer and enjoy a mud room, laundry room, utility room and door to garage off to the right. Main floor is open with the kitchen, 2-story family room, dining room and living room, all enjoying amazing views of the lake. The main floor master suite is spectacular with a sliding glass door to patio with electronically operated blinds, 2-sided glass fireplace that leads to the master bathroom with a soaking tub and large walk-in closet. The upper level has a loft that overlooks the foyer and family room, full bathroom, den, and second bedroom. You will fall in love with stunning boulder landscaping and lush green gardens. Enjoy a patio with a built-in fire pit overlooking 90 feet of natural shoreline. Are you ready for the lake home of your dreams?

$895,000 | #4061381 p[

Enjoy cabin life without all the upkeep allowing more time for boat-ing, fishing, swimming and relaxing. This recently updated 2 bedroom, 1 bath condo is perfect for a summer or winter retreat and comes fully furnished. Private deck and balcony are great outdoor spaces for relax-ing with a good book or chatting with friends and family. Many shared amenities including heated outdoor pool, beach, docks, 17 acres of com-mon grounds and a party room for those large get togethers. Rent the unit out when your not using it to help pay for your investment.

Clearwater Lake$145,900 | #4034801

10 www.oakrealtymn.com

New! Beautiful 18x24 lake prints for your home or cabin.Printed on an elegant, matte finish cardstock.

Pick-up your free print at our Annandale Office the next time you’re in town.

lake sylvia shown, more lakes are available

Clearwater Lake $389,900 | #4062843Original 1926 cabin with screen porch, 3-season porch, 2 bedrooms and 2 garages. 148’ of beach, wooded, deep lot. Great location and views!

Lake Minnie Belle, Litchfield $375,000 | #4032834Secluded 2.4-acre lot with 600+ feet of level, hard bottom shoreline. Private lagoon for use. Fantastic lake, a great spot to build your home!

Clearwater Lake $210,000 | #4062386Charming cabin ready to move-in and enjoy. Level lot with West-fac-ing views. Newly remodeled! Fireplace, wood floor, loft for kids, dock!

Clearwater Lake Deeded Access $59,900 | #4030585Level 1-acre lot with deeded access. Nice quiet neighborhood with paved street. Short walk to access with boat landing, nice shoreline.

Pick a pumpkin... Carve it to win!Watch for the truck in front of our office to be loaded with pumpkins in mid-October. Pick one, and bring it back carved to enter our Pumpkin Carving Contest! Pumpkins should be returned to our office by Saturday, Oct. 29th. Prizes will be awarded in 4 age categories, including adults. Trick-or-Treaters that visit us from 3-5 p.m. on Monday, October 31, will vote for the winners!

12 www.oakrealtymn.com

Sugar Lake $145,000Buildable lot with 102’ of lakeshore. Over half acre lot on a tar road. Two sheds and a 1990 trailer currently on the lot, holding tank & well.

Lake Sylvia $485,000 | #4077430Charming cottage on a 1/2-acre lot with 136’ of hardbottom shoreline. Enjoy beautiful views from the deck of the 12x12 boathouse!

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Beautiful home on one of the finest lakes in the area. Take in spectacular West-facing lake views from nearly every room. Enjoy 80 feet of hard bottom shore and an 18x22 boat house deck. The level lot is covered by an emerald lawn and bordered with mature trees, and slopes gently to the lake. Relax inside a fabulous 3-season porch. Other features include two fireplaces, two spacious decks, and main level laundry. A well cared for 18’ Sun Patio 1999 Supreme pontoon is also included. This is a wonderful year-round home or getaway on the area’s most desired shoreline.

Lake Sylvia$499,900 | #4006178 p

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Gorgeous private retreat or development. Build your dream home or make your development dreams come to life. This 18-acre parcel is currently split into 5 lots, and the plat is already filed. Purchase it, put in a road and the opportunities are endless. Or, make it all your own and enjoy 1,100 feet of lakeshore on the South side of Days Lake which is 26 acres with a maximum depth of 24 feet. With a pond, the lake, and mature trees, this is a hunters dream, and ideal for anyone who is looking for seclusion and privacy in the country.

Days Lake$149,900 | #4067612

Entertaining made easy! Enjoy a spacious kitchen and dining room with stainless steel appliances, hickory cabinets, and granite counter tops. A mud/laundry room with tile floors and built-in lockers is great for com-ing off the lake. Cedar ceilings, wood plank flooring and tons of windows facing the lake. Spacious lower level walkout includes a family room, ¾ bath and dry bar. The master bedroom has vaulted ceilings and amazing lake views. Wrap-around deck, boulder landscaping, fire pit, and granite steps with a stamped concrete sidewalk leading to the sandy shoreline.

Cedar Lake$599,900 | #3897952 p[

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pGet your summer getaway before summer arrives! This level lot with gor-geous sunset views offers all you need for a relaxing getaway with fam-ily and friends. Walk out to a spacious lakeside patio or enjoy the views from the deck. This well maintained lot has 65’ of great shoreline and the home offers 1,861 finished square feet with two wood burning fireplaces to warm chilly spring and fall nights. This two bedroom, two bath home was built in 1977 and is located in a quiet, established neighborhood near Southbrook Golf Club and just a mile from town.

Lake John$229,900 | #4018748

Cedar Lake $319,900 | #4046110

Secluded, 2,300+ sq. ft. lake home on Cedar Lake with 93’ of shore-line! Enjoy a main floor bedroom and lofted master bedroom with a master bath, and three bathrooms all with beautiful tile or marble floors. Relax with the breeze on a spacious 10x24 screened porch and connected 12x10 deck both overlooking the lake. Mature, level yard offers plenty of room for your summer get-togethers, and a water’s edge storage shed to house lake toys.

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Sugar Lake Access $204,900 | #4041823

All the lake fun without all the heavy lake taxes. Enjoy this country home on a 1-acre lot near the shared access. The home is 1,891 finished square feet with four bedrooms, two full bathrooms, an oversized 3 stall finished garage, gas fireplace, walkout lower level, new roof in 2008 and a huge deck. You will also have a 1/24 deeded access to Sugar Acres, where docks and boats are welcome. There is also abundant room for picnics and entertaining along the water. The perfect setting!

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Stunning lake home with 100 feet of sandy shoreline on Pleasant Lake. Not a single feature was overlooked on the construction and landscaping of this immaculate home sitting on nearly one acre. Natural stone and woodwork throughout showcases a cozy and comfortable “Up North” feel without the drive. Abundant storage in the 30x40 pole building and triple attached garage. With an expansive front deck, balcony, and screened porch there is plenty of space for friends and family to view beautiful sunsets, soak up the warm sun, and enjoy the outdoors.

Pleasant Lake$489,900

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Clearwater Lake $189,900 | #4043052

Charming one-level, seasonal cabin on the water’s edge. Cabin comes fully furnished and ready to enjoy. Cabin has lovely knotty pine through-out and includes a spacious living room, bedroom, bathroom and kitchen. Screened in porch has spectacular views and is perfect for those breezy summer nights. Enjoy a storage shed for all your lake toys and tools. You will love 90’ of Clearwater Lake, perfect for boating, fishing or just relax-ing in the warm sun!

Enjoy views of glistening waters from three sides of your property! Lo-cated on the end of a peninsula, this alluring log cabin is sure to please. Half-log siding exterior and cultured stone chimney offer that real “Up North” feel. This two bedroom, two bath, year round cabin has been com-pletely renovated. Charming and comfortable, with a screened porch that provides additional seasonal living space. Cozy living room with fireplace. Just a short drive from the town of Clearwater, which is right on I-94. Quick to come and go to the Metro or St. Cloud area.

Long Lake$219,000 | #4042389

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Lake Union $189,900 | #4083128

Gorgeous home on 120 feet of shoreline. Enjoy everything you need is on one level. The kitchen opens to dining area and living room. Step on out to lakeside deck from dining area and enjoy views of Lake Union. This home has an abundance of storage space and room to spread out. You will love a master suite with a private ¾ bath and a second bedroom, both with neutral colors and ceiling fans. Newer paint throughout and many upgrades. Mature, level lot offers a quiet and peaceful setting.

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Lake Augusta $129,900 | #4037463Enjoy rustic simplicity at it’s finest with this seasonal cabin on the Clear-water Lake Chain. Association cares for the yard. Easy drive from metro.

Crooked/Long Lake $199,900 | #4078695Quaint, maintenance-free lake home conveniently located off I-94. Spacious, 3/4-acre wooded lot. Warm, comfy interior. A great retreat!

Cokato Lake $159,900 | #3935556Alluring building lot with gentle slope to 539-acre Cokato Lake. 150’ of lakeshore. 45 minutes to the Metro. Stocked with walleyes in 2008.

Lake Marie Deeded Access $39,900 | #3979982Affordable weekend getaway on Lake Marie. Property includes 2 stor-age sheds, and an 8x28 RV with screened porch. A great summer spot!

Grass Lake $134,900 | #3877288Great 3-season cabin with resort amenities incl. beach, docks, outdoor pool, 17-acres of common grounds. Updated interior & exterior.

Maple Lake $374,900 | #4031298Lovely three bedroom home, filled with great natural light. Spacious lakeside deck overlooking 150’ of shoreline. Huge lot, two garages.

Free Area Lake Maps!New Clearwater Lake maps complete our one-of-a-kind series, created by hand by Steve over many years. Pick up a free wall-sized print in our office. Others still in stock include: Pleasant Lake/Lake John, French Lake, Cedar Lake, Granite/Camp Lakes, and Sugar/Indian Lakes.

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Lake SylviaTucked in the trees of Lake Sylvia’s renown Peninsula drive lies this spectacular stone and 1/2-log sided home. Built in 2004, and thoughtfully designed to embrace a wooded, 1.7-acre lot and its views of a quiet, pristine bay on Lake Sylvia’s East lake, the 6,500 sq. ft. home is just one part of this property to enjoy. A spacious Tigerwood lakeside deck, paver patio and 400 sq. ft. boathouse/deck that overlooks 154’ of shoreline invite you to entertain family and friends. A fully-finished outbuilding with bonus rooms offers additional space beyond the 6 bedrooms and 5 1/2 bathrooms in the main house. Interior highlights include walnut flooring, granite countertops, and a vaulted great room with stunning fireplace and full log trusses. More features include highly efficient heating/cooling, Epoxy floors in the boathouse and garages, superior sound systems, private boat launch and so much more.

$2,400,000 p

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Crooked LakeBuilt in 1998, this beautiful four bedroom lake home is set on a mature lot with 100’ of lakeshore. With over 3,000 finished square feet, the home has room for the whole family. It has tons of fantastic features including vaulted ceilings, two gas fireplaces, hardwood floors, six panel doors and 3 car garage. The fabulous 3-season porch is perfect for entertaining. Master bedroom has huge walk in closet and walk through bath with separate tub and shower. Open lower level family room has lots of light and walks out to lake side patio. Convenient main level laundry, maintenance free siding and in ground sprinkler system making living easy. Spacious yard with mature trees, lilac bushes, raspberry patch and room for a bonfire pit. Stairs lead to environmental friendly Crooked Lake where fishing, fun, and relaxing times await!

$349,900 | #4001701

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Be Charmed by Lake Sylvia

6633 count y road 3 nw, annandale

Experience lakeshore living from this charming cabin, located on the most spectacular shoreline in the Heart of the Lakes. You

will relax in a large screened in porch overlooking the level, natural shoreline and crystal clear waters. This summer getaway

has plenty of room for the whole family to gather and spend time with each other. Settle in comfortably with three bedrooms,

a spacious living room with stone fireplace and full kitchen. Gather your fishing poles and water toys and take in the sun on

100 feet of pristine sand shoreline. Pets are always welcome here. Available for rent from Memorial Weekend thru Labor Day

Weekend. Could you use a quiet escape?

2012 Availability!320.274.6363

www.oakrealtymn.com/rentals.htm

Contact us for more information about this home and

other luxury vacation rentals in the Heart of the Lakes.

22 www.oakrealtymn.com

Lake Pokegama, Grand Rapids, Minn.Escape to Minnesota’s renown “North Woods.” This majestic 13.5-acre retreat, with 921’ of beautiful shoreline on Lake Pokegama, has only changed hands once since 1895. Spread throughout its secluded woods are 4 simple cabins, each with two bedrooms and their own bath, a half-log sided home built in 1938, a pole building built in 2009, and new a-frame style cabin tucked in the pines that was completed in 2011. Its beauty and privacy does not come at the expense of conveniences. Grand Rapids (Pop. 10,869) offers countless amenities and services, just a few miles away. A regional airport, shops, and new medical facilities are all close by, not to mention a championship 18-hole course is across the road. Enjoy this remarkable setting with as few or many as you’d like for decades to come. A comfortable and easy drive on Highway 169 from Minneapolis directly to Grand Rapids takes approximately 3 hours. Itasca Regional Airport, just a few miles from the property, can accommodate any air travel.

$3,400,000 | #4066065 p

What’s your favorite Heart of the Lakes story?

Online at www.oakrealtymn.com/stories.htm

In person Annandale Office, next to Subway

By mail Oak Realty PO Box 298, Annandale, MN 55302

We’re asking kids to adults, those who have lived here their whole lives and those new to town, to share their favorite story from life in the Annandale Area. Reminisce with friends and family about the good times you’ve spent in the Heart of the Lakes. Think, “Remember when...?” or “I’ll never forget the time...” You’re already smiling as you think of a story, aren’t you? Photographs are encouraged but not required. How we will compile the stories of our community will be revealed in the coming year.

Thank you in advance for sharing your story!

come home to brand new

Maple Lake $149,900 | #4001092

Own a brand new home, in a well kept and established neighborhood! Ready for you to add your own touches by choosing the flooring, paint colors, and appliances! Located within city limits and close to amenities. Commuters will appreciate the easy access to I-94.

Annandale $74,900 | #3951733

Twin home full of style! Shell only, ready to finish to your liking. 1,400 sq. ft. , planned for 2 bed 2 bath home with open floor plan, main floor laundry, vaulted ceilings, huge mas-ter bedroom with large walk-in closet and 3/4 bath. Attached double garage.

Maple Lake $149,900 | #4051008

Beautiful new two bedroom, one bath home to be built on a nice lot with a tree line in the back, less than a mile from Highway 55. Lo-cated close to area lakes and parks. Includes kitchen appliances. Builder can have the home done in 60 days.

residential

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Kimball $398,000 | #4084451Enjoy the quiet, country life with 40 acres of woods and wildlife. Great location in Kimball city limits. Three bedroom walkout home.

Maple Lake $149,900 | #4047646Well kept and cared for, this home shows a lot of TLC! Finished walkout basement, patio, 10x12 deck, in-ground sprinklers, ready to move-in!

French Lake Township $244,900 | #4083959Hunter’s dream with 40 acres and Crow River frontage. Three bedroom home, outbuildings. Newer roof, siding, carpet and furnace!

Annandale $71,900 | #4040767Perfect starter home! Newer shingles, siding, windows. Large, fenced backyard. Basement partially finished. add your own touches! Fireplace.

Annandale $36,900Meticulously cared for, spacious doublewide on a landscaped lot. 3 bed-rooms, master bath with garden tub, kitchen island, seamless gutters.

Kimball $159,900 | #4050991New home to be built in Kimball’s newest development. Get to know this “Green” concept neighborhood. Oversized lots. Move-in in 60 days!

Interested in pursuing real estate as a profession?Are you self-driven? A team player? Interested in real estate? If you are familiar with the Heart of the Lakes Area, and have or have thought about getting your real estate license, come talk to us. We are a fast-paced group of professionals who work independently but value how the team and company function as a whole. We are the area’s oldest brokerage, now in our 37th year. Call 320-274-6363.

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South Haven$249,900 | #4072136

Impressive three bedroom, three bath country home situated on 3.46 acres. Home offers beautiful hickory cabinets in the kitchen, tiled floors, 2-panel doors, whirlpool tub, tray ceiling and upgraded appliances. Large deck in the back of the home overlooking an expansive lawn. A 4-car heated attached garage is a perfect match to this home. Easy drive to St. Cloud or the Twin Cities. Home was built in 2003.

Annandale$264,900 | #4078443

Motivated sellers, need to sell now due to job relocation. Breathtak-ing quiet country home built in 1996 on dead end street just minutes from town. Enjoy a great open floor plan with three bedrooms and three bathrooms. Two large patios, a deck and workshop just off the two stall detached garage. Lot size is over half an acre. This beautiful home is ready to be enjoyed.

Sauk RapidsCome home to country living at its finest. Newer one level home on 9+ acres centrally located to the St Cloud area. Home and acre-age are well maintained and manicured. The oversized 2-car insulated and heated garage offers extra space for your shop. Utility room located in the garage also doubles as a safe room for those Minnesota storms if need be.

Nice open flow to your entertaining areas and complimented by corner gas fireplace. In floor and forced air heat for a dual heat source to help keep those utility costs down. The mas-ter suite has a spacious walk-in closet and full bath with walk-in tiled shower area. There are two other bedrooms great for kids or grand-kids or an office. Maintenance free exterior,

cement board and stone, security system, sprinkler system, and stainless steel appliances are just of the extras home has to offer. The front covered porch is a great space to enjoy your country living. 9+ acres of level ground and plenty of space to add a shed. Move-in ready, it shows like a brand new home.

$249,900 | #4074953

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ClearwaterOne level country charmer situated on 4.8 acres of woods, pond and gently rolling ter-rain. Acreage offers wonderful open space for all of your favorite outdoor activities. Mature trees and pond attract natures vis-tors. Wildlife comes to you so sit back and enjoy. Several sheds are available for extra storage or shop area. Home was built with

the green movement in mind, starting with situating the home into the slope of the land for energy efficiency and extending to re-claimed wood and recycled materials that are used throughout the interior. The home of-fers flowing, open room sizes. A great home for holiday festivities and entertaining fam-ily and friends year round. You will be the

holiday gathering spot. The wall of windows highlights the kitchen and dining area and makes you feels like you are having a picnic on the inside of your home. This country charmer offers nearly 2,500 finished square feet of character, and matched with the in-terior decor, it has that warm cozy feeling of home throughout.

$214,900 | #4086736

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This gorgeous home will be ideal for a family that enjoys living in a neighborhood with kids to play with right next door! Southbrook is a great community to raise a family. Enjoy open concept living with a unique and spacious floor plan. Stunning lower level is finished with ½ log siding and will be perfect for entertaining. Great convenience with a quick drive to town and school, perfect for those families with after school activities. Enjoy a beautiful spacious yard with mature landscap-ing and a huge deck to take in all the views.

Annandale$169,900 | #4069783

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Annandale $129,900 | #4065202Well maintained home with new roof, siding and windows. Deck over-looking a large backyard. Short walk to city beach/park. LL finished!

Clear Lake $159,900 | #40435545 acres of scenic country living. One level home with newer granite countertops, flooring and fixtures. 30x50 pole shed, great for storage!

Clearwater $163,900 | #4051909Quality New Construction! Oversized triple garage. Huge city lot and spacious open floor plan. Contract for Deed financing available!

Kimball $199,900 | #4026567Lovely country home on almost 2 acres. Spacious kitchen, walkout to huge backyard deck from dining room. Mature lot, mostly wooded.

Annandale $134,900 | #4061975Sharp, fully-finished tri-level home with backyard views of a pond and wildlife. Newly-finished lower level recreation room and full bath.

Join us on FacebookWe appreciate all of our Facebook fans. If you aren’t already a fan, look us up! This is a great, casual way to stay in touch with us by following our involvement in the community, fun things we’re up to, and news that is new and important in our field. Many of our agents have Facebook pages too, if you want to connect with them personally!

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Annandale $184,900 | #4067306Well maintained 4 bedroom home with new updates inside and out. Heated detached garage. Many mature trees, on nearly an acre.

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Maple Lake $334,900 | #4056829Beautiful home on 1.5 acres. Many upgrades and well-kept. Large deck, great porch, master suite private deck! 30x46 pole shed.

Clearwater $119,900 | #4041490Spacious 4-level in a great neighborhood. Large master, game day fam-ily room, approx. 2,000 finished sq. ft. One block from park. Ideal!

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Considering selling? Give us a call for a free market analysis.

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Maple Lake$154,900 | #4073227

This move in ready tri-level split has an open kitchen and dinning area. Other features include: private master bath, spacious deck perfect for entertaining, welcoming front porch, storage garage in back yard, and immaculate lawn with beautiful flowering trees. With 3 bedrooms and 2 baths there is plenty of room for the whole family. The lower level bedroom could also easily be converted into an additional bedroom.

Annandale$349,900 | #4087991

Stunning home set on 37+ acres of mature country side just South of Annandale. Home boasts 2,842 finished sq. ft., with stainless steel ap-pliances, wood flooring, granite countertops in kitchen and bathrooms, a private master suite, vaulted living room with gas fireplace, in-ground swimming pool with huge patio, play house, and a pole shed with office, just to list a few! Truly a home the entire family will enjoy.

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Annandale $279,900 | #4014424Enchanting 2,004 sq. ft. rambler offers 3 bedrooms, 2 bathrooms, lower level ready to be finished. 4-season porch, and nice 46x30 pole shed.

Maple Lake $249,900 | #4048942Original classic charm with energy efficient updates. Beautiful built-ins, roof and siding 3 years old. Four bedrooms, on almost 3 acres.

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Maple Lake $119,900 | #4004793Well maintained duplex with two spacious apartments. Live in one and rent the other, or rent both. Located in the heart of Maple Lake.

South Haven $111,447 | #4035025Great country rambler located on a nice wooded lot close to Clearwater Lake. Great yard for kids, nice deck in back. Needs some updating!

Watch Property Trailers on [When you see this symbol next to a property description, it means you can view a Property Trailer for that home on our YouTube Channel! Visit www.youtube.com/oak-realtysince1974. Or if you’re looking at the digital version of our portfolio, go ahead and click on the icon. It will take you directly to that property’s trailer. Our custom videos have been viewed almost 4,244 times. Have you seen one yet?

Annandale $169,900 | #40496751.45-acres with a 3 bedroom country rambler that has a huge 3+-stall insulated garage with in-floor heat! 4-season porch, deck, finished LL.

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Annandale $34,500Neat, clean and ready to move-in! 16x80 modular home with spacious deck, 3 bedrooms, appliances. Storage shed. Close to schools, parks.

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WatkinsThis quaint and charming country home sits on a beautiful 5 acre parcel approximately 5 miles South of Watkins. This home boasts a large foyer and the convenience of nearly 1,200 finished square feet of one level living with three bedrooms and one spacious full bath. Many updates have been made to the home including newer windows, shingles,

furnace, central air, also updated tile and laminate flooring and an updated septic in 2006. With multiple outbuildings on the property, this would be a perfect opportunity for a hobby farm or to just spread out and en-joy the privacy. Located just South of Clear and Mud Lake, try your luck at some ice fishing this Winter! For the sports enthusiast

or nature lover, deer and pheasants inhabit this property frequently. Live in the current home now and build your dream home on this tranquil setting. Make the move today and start enjoying wonderful sunrises and sunsets in this peaceful and quite country setting.

$119,900 | #4086387

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p[MonticelloCome home in present day to the elegance of the past in this beautiful Queen Ann style Victorian home built in 1993. Filled with modern amenities and turn of the century architectural antiques, it is flawless and comfortable at the same time. From a spectacular main floor featuring a parlor and owner’s suite, to a spacious lower level ready to entertain, luxury and relaxation await you in every room. The home boats 9,966 finished sq. ft. with five bedrooms and five baths with attention to detail that cannot be overlooked. The Hardie Board exterior and palette of multiple colors used in or-namental accents, were chosen carefully and with reason. This spectacular property offers a peaceful country setting with city conveniences nearby. An expansive lawn, mature trees, lush landscaping, pond and original 1917 barn only begin to describe what the 8 acres surrounding the home offer.

$1,095,000 | #3941878

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of ClearwaterFinal phase of development1 block from the parkOversized city lots starting at $19,900Use our builder or your ownEasy access to St. Cloud or MetroFinancing available

Cedar South

Gary Dagner Realtor®, GRI [email protected] (320) 309-1739

LANDready to build country lots

3 Acres, Silver Creek$59,900 | #4039249

Privacy is yours with a beautiful and mature, 3-acre country lot. A perfect location to build your dream home! The lot overlooks a nice pond, with wonderful views. Located on a quiet, dirt road. Bring your own builder, or use one of ours!

25+ Acres, Clearwater $134,900 | #4043252

Prime acreage, ready for investors, developers, or builders. Located just one mile from Inter-state 94 in Clearwater. Approximately 8 acres of this rolling parcel is wooded, and it can be split. Come take a look at this opportunity to own 25+ acres!

9+ Acres, Clearwater $79,900 | #4016348

Rolling acreage with spectacular countryside views, sunsets and wildlife. Located in an area of newer, prestigious homes. An ideal location for commuters with easy access to I-94 just a few miles away. Numerous choice spots to build your dream home.

Silver Creek Heights From $69,900

Upscale development offering private lots open to any builder. Near I-94, choice of three school districts. Call for full list of lots/acreage/prices.

10 Acres, Annandale $89,900 | #4043119

Buildable, 10-acre parcel. Great open land to build a dream house, with room for shed or outbuildings. 2 miles from town, country feel!

Annandale $35,000 | #4038618

Private country lot! 1.5 acres, with mature trees, a great location for the nature enthusiast to build your new home. On a quiet road.

Kimball $399,900 | #4067353

26 Twinhome lots in the new Heritage Park of Kimball development. Utilities, blacktop, curb and gutter are in. Views of Powder Ridge!

Cokato From $29,900

Three nice lots in the City of Cokato, ready for your new home! Beautiful trees mark the corner of Swanson and 3rd St. Your builder or ours.

South Haven$39,900 | #3979982

Lot with views of Lake Marie. Includes 2 stor-age sheds, 8x28 Dutchman RV with 12x24 screened porch. Affordable weekend getaway!

Annandale$54,900 | #4005322

1.87-acre lot on the SW edge of Annandale. Build with privacy and elbow room, with the conveniences of town just blocks away!

South Haven$299,900 | #3903363

93 acre parcel of rolling farmland. Borders the City Limits of South Haven. (2 building eligi-bilities). Pond on the NW corner.

South Haven $47,900 | #3984907

Lot with great views of the Clearwater River and water hook-up included. Access to Grass/Clearwater Lakes.

Silver Creek $59,900 | #4039249

Rolling 3-acre parcel near Silver Creek, nicely wooded with a pond on the property. A beauti-ful setting to build your new home!

Meadows of South Haven From $54,900

7 lots available, ranging from 3 to 3.9 acres. Excellent Contract for Deed terms, low down payment and 0 interest for 36 months.

Southbrook Golf Course $49,900 | #4058901

Beautiful building site on the 4th t-box and fairway at Southbrook Golf Course. Large lot on a quiet cul-de-sac. Build your dream home!

Hunter Lake BluffFrom $19,900

7 scenic residential lots ready for your new home, located just off Highway 10 in Clear Lake. Each approximately a 1/3 acre in size.

Clearwater$83,500 | #4085620

Heavily wooded 5-acre parcel near Sugar Lake and. Driveway in. Great hunting! Con-tract for Deed financing available.

Kimball $200,000 | #4043754

Development land, commercial, residential, farm. All in city limits. City water on property. Frontage on Highway 55 and Elm.

Silver Creek Heights

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Clearwater $76,900 | #4051116

Fantastic 10-acre property with 1 building entitlement. Peaceful area, with access to I-94 nearby. Rolling hills, woods, wildlife!

South Haven $59,900 | #3984910

Level lot with approximately 75’ of Clearwa-ter River frontage. Access to Grass/Clearwater Lakes. Access to shared park. Great views!

Heritage Park of Kimball $24,900-$34,900

28 oversized, single family lots available in this new “green” neighborhood! Views of Powder Ridge. Quick commute to St. Cloud!

Annandale $27,900 | #3897812

Beautifully wooded, 1.73-acre lot in an estab-lished neighborhood. Enjoy privacy with the comfort of homes nearby. Not far to town!

50 Acres, South Haven$189,900 | #3889611

Tillable land just north of Lake Sylvia. Beauti-ful parcel, good open farm land is hard to find! Edge of South Haven, more land available.

Hunter’s Path, Annandale $59,900 | #4017357

Build at the end of a quiet cul-de-sac in Hunt-er’s Path. Great in-town location. Wooded, 1-acre. Neighborhood of quality-built homes.

39+/- Acres, South Haven $148,900 | #3670930

Just South of South Haven on County Road 2. Gravel buyers take a look! More land avail-able. Corner parcel.

Hunter’s Cove, Annandale Lots from $18,900

A quiet cul-de-sac with views of Pleasant Lake, now open to any builder. City sewer/water, walk to town, schools, park. Your builder or ours!

Maple Lake $59,900 | #4039249

Beautiful 3-acre country lot. Mature parcel per-fect to build your dream home on. Lot over-looks a pond, located on a quiet road.

Limestone Trails From $49,900

Four lots available at Limestone Trails. Large acreage lots with mature trees, trails, 25+ acre outlot and lake access. Ideal for nature lovers.

93 Acres, South Haven $299,900 | #3903363

Rolling farmland bordering the city limits of South Haven. Two building eligibilities. Front-age on Hwy 55. Pond in the NW corner.

Annandale $89,900 | #4024401

Picturesque setting for your future dream home. 3.75-acre lot, 2 mi. S of Hwy 55 on Cty Rd 3. Close to Lake Sylvia and Lake John.

Sauk Rapids $360,000 | #4056537

Private hunting preserve. 80 gorgeous acres of woods and water. Keep it to yourself or split into beautiful building sites. Will sell as 40’s also.

9+ Acres, Clearwater $79,900 | #4016348

Rolling acreage with amazing countryside views, sunsets and wildlife. Area of newer, prestigious homes. Ideal location, quick access to I-94.

South Haven $39,900 | #3995479

Gorgeous wooded, 1.6-acre lot. Quiet and secluded location to build your new country home. Close to Fairhaven.

Views of Lake Sullivan $49,900 | #3995348

Privacy is yours with beautiful views. Heavily wooded 1/2-acre lot, ready for a new home. Qui-et, dead-end road. Calling the nature enthusiast!

Hunter’s Cove

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l o t b l o c k d i m e n s i o n s a c r e a g e w o o d e d p r i c e 1 1 2 5 7 x 4 6 4 x 2 1 3 x 4 5 9 2 . 5 Fu l l y $ 1 0 9 , 9 0 02 1 2 3 1 x 4 5 9 x 2 5 9 x 4 3 9 2 . 5 3 Fu l l y $ 1 1 5 , 9 0 03 1 2 0 1 x 4 3 9 x 4 2 4 x 4 7 1 3 . 1 Fu l l y $ 1 1 9 , 9 0 04 1 2 0 2 x 4 7 1 x 3 7 7 x 5 4 0 3 . 3 5 Fu l l y $ 1 2 4 , 9 0 05 1 2 0 0 x 5 4 0 x 5 1 5 x 2 8 1 2 . 7 9 Fu l l y $ 1 2 7 , 9 0 06 1 1 4 6 x 2 8 1 x 3 9 8 x 3 4 5 2 . 5 Fu l l y $ 1 2 2 , 9 0 01 2 2 8 0 x 3 5 7 x 3 3 0 x 3 6 3 2 . 5 2 Fu l l y $ 9 9 , 9 0 02 2 3 1 5 x 3 6 8 x 2 8 1 x 3 6 3 2 . 5 N o n e $ 7 5 , 0 0 03 2 1 5 2 x 3 6 3 x 2 6 3 x 3 6 8 2 . 5 5 N o n e $ 6 5 , 0 0 04 2 2 2 4 x 3 8 1 x 3 7 6 x 3 0 0 2 . 5 Fu l l y $ 1 1 8 , 9 0 05 2 2 9 1 x 4 0 9 x 2 5 1 x 3 8 1 2 . 5 Fu l l y $ 1 1 8 , 9 0 06 2 4 0 7 x 2 4 6 x 4 0 9 x 2 6 9 2 . 5 Pa r t i a l l y $ 9 4 , 9 0 0

A quiet development of large country lots, located

between the City of Annandale and Cedar Lake. An ideal location for families

or retirees, just a few miles from Annandale Schools and neighboring the scenic

Whispering Pines Golf Course. Convenient access to Highway 55.

Excellent Contract for Deed f inancing terms available. Call today for more information.

11600 57th Street NE, Albertville $156,750 #40846921804 Golfview Drive, Buffalo $140,000 #40536677932 Trappers Ridge Drive, Buffalo $19,900 #40855277900 Trappers Ridge Drive, Buffalo $19,900 #40855307848 Trappers Ridge Drive, Buffalo $19,900 #40855317830 Trappers Ridge Drive, Buffalo $19,900 #40855337754 Trappers Ridge Drive, Buffalo $19,900 #40855377730 Trappers Ridge Drive, Buffalo $19,900 #40855418118 Hunter Lake Drive, Clear Lake $24,900 #4085525580 Bell Street, Eden Valley $99,900 #4074111913 5th Avenue, Howard Lake $39,050 #40749818375 85th Street SW, Howard Lake $225,000 #4069565

5138 134th Street NW, Silver Creek Twp $214,900 #408296872698 318th, South Haven $32,900 #408330874217 323rd Street, South Haven $56,900 #408735710137 Karston Avenue NE, Albertville $135,900 #4067096205 Bluff Street, Clearwater $75,600 #3964853317 3rd Street N, Delano $89,900 #40773059644 Park Place Drive, Monticello $177,100 #407649412772 43rd Street NW, St. Michael $84,900 #4059579

bank-owneda division of our business is dedicated to this market. have questions about short sales? bank-owned? we have answers.Properties listed are active as of this portfolio’s publishing date. Those in gray are pending.

new business? we have your location.

Main Street $59,000 | #4001242

Charming red brick storefront in a prime lo-cation in downtown Annandale. Abundant foot traffic makes this a great location for of-fice, retail or service! 768 sq. ft., open, with an updated interior. Bring your ideas Annan-dale’s charming , canopied downtown, the op-tions are endless!

Main Street $104,000 | #4077932

Take a look at this commercial opportunity in the heart of Annandale. Stately brick/wood building on a corner lot in downtown Annan-dale, across from the Post Office and City Hall Square. Two upper level apartments. Conve-nient on and off-street parking for customers, employees and tenants.

Highway 55 $699,900 | #3978485

260’ frontage on busy Highway 55, a huge park-ing area, and a beautifully remodeled building! True log, canopy entry into a large vestibule of-fers the possibility of two entry ways. Finished with half log siding and cultured stone, the 9,000 sq. ft. building includes newer roof, inte-rior cement floor, and plumbing.

commercial

Whispering Pines Golf CourseA local favorite for more than 25 years, “Whispering Pines” is an established 18-hole course with scenic rolling fairways and treasured ma-ture trees. Designed by Joel Goldstrand, an accomplished designer with over 80 Midwest courses to his name, Whispering Pines opened to the public in 1986. The playing area is spread across 131 acres located between County Road 6 and beautiful Cedar Lake in the Heart of the Lakes, a vacation destination widely-known for its numerous lakes and close proximity to the Twin Cities. This turn-key opportunity offers a well-maintained course, attractive stone and half-log sided clubhouse with covered patio, large paved parking area, an extensive inventory of equipment, and a wonderful following of both local and vacation players.

$850,000 | #4059118

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The Bay ClubA clear favorite in dining and entertainment for years, The Bay Club has given residents and visitors to the scenic Heart of the Lakes area a destination to come back to time and again. With a pleasing atmosphere, both rustic and refined, the restaurant appeals to a wide range of customers and has a reputation for excellence across Central Minnesota’s lake country. Fully remodeled in 1997 by its current owners, the 3,992 sq. ft. facility can accom-modate a high volume of guests, with abundant parking and a fabulous outdoor setting. The Bay Club sits on the edge of Turtle Bay, on 3,000+ acre Clearwater Lake, the largest in the Annandale Area. A turn-key business opportunity, it offers an established business with a strong customer base, a quality structure, state of the art computer software systems, and upgraded kitchen equipment, just the start of an extensive list of enhancements.

$669,000 | #3953658 [

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Annandale $109,000 | #3865254Numerous potential development possibilities. Beautiful .84 acre lot, in great location. 5,000 sq. ft. brick building with newer metal roof.

Cokato $419,000 | #3975559Commercial opportunity in the heart of town. Great location with high foot traffic. Established businesses currently leasing. 8 units.

Highway 55 $199,900 | #3851536Parcel has 675’ of frontage on busy Hwy 55. 3.5-acre lot has few limita-tions. Excellent visibility. Development coming soon on South side.

For Lease 1,680 sq. ft. of warehouse space

(3) 12x12 garage doors

Downtown Annandale locationcommercial space available

Personal Storage Condominiums $52,640Got stuff? Own your own storage condo! Power, heat, 16x14 overhead door with opener, 16’ side walls. mnstorageuown.com for more info.

Dare to dream big! Commercial Property with two large buildings located on four acres with easy access to Highway 55. City sewer and water. The possibilities for this commercial facility are unlimited! Office building has an elevator and kitchen facilities in the lower level. The large warehouse has a loading dock. Warehouse has 6 inch concrete floor, ceiling height that ranges from 12-30 feet, natural gas radiant heat, 3 phase electrical power available. Nice level lot with options to expand or possibly split.

Maple Lake$399,900 | #4056645

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French Lake Auto PartsA world leader in the automotive recycling business since 1956, French Lake Auto Parts is located 60 Miles west of the Twin Cities, with over 84 acres and 6,000 +/- vehicles that range from the early 1900’s to the present. The company is well-known for its large inventory of antique parts and large inventory of late-model parts. They also offer customers many rust-free parts and rebuildables shipped in from Arizona. They specialize in hard to find classic auto and truck parts along with a large selection of quality, affordable used cars, trucks, SUV’s and classic cars for sale. While 60 percent of its customers are located within Minnesota, FLAP also ships nationwide and worldwide. Welcomes 250-300 walk-in customers on a typical Saturday. This family owned and operated company is celebrating its 54th year in the auto parts, vehicle recycling and car sales business. Includes: Land, buildings, business, inventory, equipment. www.frenchlakeautoparts.com

#3800209

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a n n a n d a l e o f f i c e 720 Elm Street East

Annandale, MN 55302Local: 320.274.5737

m a p l e l a k e o f f i c e 501 Maple Avenue NorthMaple Lake, MN 55358

Local: 320.963.2088

o n l i n e www.oakrealtymn.com | blog.oakrealtymn.com