Health MaXYour Lifetime Health Coverage

You Can Plan for the Unexpected

Health MaX

53%of medical treatmentsare still paid out-of-pocket

All of your careful savings can be used up by unexpected health issues. You might also have to make tough decisions like sell off your assets just to raise enough funds for recovery and sustain your family’s well being.

It pays to prepare early for the unexpected.

[Source: National Statistical Coordination Board, 2011]

…for Work. You always do your best to meet your goals, exceed your targets, and beat those deadlines.

…for Family needs. You’re committed to helping your loved ones at all stages of life, from birth to school, and even after they retire.

…for your basic Health. You’ve got an HMO plan or savings to deal with ordinary medical problems.

But are you prepared to deal with a major medical emergency? What would happen if today…

… you have a major heart attack? … you find out that you have cancer? … you suffer a stroke?

How will you manage to survive the treatments physically and financially? Will you have to sell your assets, borrow money, or set aside your plans for the future?

Will your dreams have to stop?

DisturbingStatisticsCritical illness can happen to anyone, at any time. What if it happens to you?

Are you prepared to cover the costs of treatment?

276 people in this country suffer from a fatal heart attack every day.

5 Filipinos die of cancer every hour.

HEART DISEASE: approximately -P-900,000 for a triple bypass surgery.

STROKE: P400,000 for brain aneurysm surgery.

CANCER: about -P-60,000 for one chemotherapy session or up to -P-400,000 for a full cycle of treatment.

[Source: Department of Health, 2009]

[Source: Medical Tourism Guide, 2009]

Heart attack, stroke, and cancer are the top causes of death in the Philippines.

So you believeyou’re ready…

provides a solution to cover major medical emergencies.

is your secured lifetime health plan, that fits your needs, now and in the future.

35AGE

40AGE

55AGE

65AGE

70AGE

100AGE

You’re at the peak of your career. It’s the best time to purchase Health Max for a monthly premium of -P-2,868.

Policy’s Original Sum Insured: -P-1,000,000

Unexpected diagnosis of a cardiovascular disease. Receive -P-200,000 (20% of policy’s effective sum insured) for angioplasty treatment.

Policy’s Effective Sum Insured: -P-800,000

Policy is fully paid up.

Policy’s Effective Sum Insured: -P-800,000

Retirement. HMO coverage expires, but remain covered by Health Max until age 100.

Policy’s Effective Sum Insured: -P-800,000

Have the option to withdraw as much as 20% of your original sum insured for medical emergencies.

Policy’s Effective Sum Insured: -P-800,000(assuming no withdrawals made)

End of coverage. Receive a maturity benefit of -P-800,000 (provided no other claims nor withdrawals were made)

MaturityBenefit: -P-800,000

provides you coverage for an extensive list of major and minor medical conditions. This means that you have funding for medical expenses in case you get diagnosed with a critical condition, from now until you reach the age of 100.

Health MaX

Here’s how you can getMaximum Health Coveragefor life until age 100*

HealthCoverage

…for Work. You always do your best to meet your goals, exceed your targets, and beat those deadlines.

…for Family needs. You’re committed to helping your loved ones at all stages of life, from birth to school, and even after they retire.

…for your basic Health. You’ve got an HMO plan or savings to deal with ordinary medical problems.

But are you prepared to deal with a major medical emergency? What would happen if today…

… you have a major heart attack? … you find out that you have cancer? … you suffer a stroke?

How will you manage to survive the treatments physically and financially? Will you have to sell your assets, borrow money, or set aside your plans for the future?

Will your dreams have to stop?

*Sample illustration for 35 years old, male, non-smoker, and with P1 million coverage

Pay during your prime. Be secured for a lifetime.

Health MaXMaximize your benefits with Health Max

Help us plan for your lifetime health needs. Talk to your AXA Financial Partner or email customer.service@axa.com.ph

Health MaX

Have a secure medical fund when the need arises.Receive cash benefits you can use as payment for treatments and recovery in case of major and minor criticalillness diagnosis.

THIS FINANCIAL PRODUCT OF AXA PHILIPPINES IS NOT INSURED BY THE PHILIPPINE DEPOSIT INSURANCE CORPORATION (PDIC) AND NOT GUARANTEED BY METROBANK

*Note: •Sample computation for a sum insured of -P-1 million.•The amount that can be withdrawn increases as a percentage of original sum insured if no previous withdrawals are made.•Any withdrawals made from the Advanced Health Fund shall be deducted from the payable major critical condition or death benefit.

Plan according to your budget.You can choose to pay for 20 years or up to age 65 to suit your available budget.

Have maximum lifetime health coverage.Health Max guarantees medical coverage until age 100 when most health plans have reached its end.

Enhance your plan with supplementary protection.You can choose to attach additional coverage for accident and hospitalization. If you are buying a Health Max plan for your child, ensure that his/her policy remains inforce no matter what happens through the Payor’s Clause Rider.

Show your care for loved ones with life insurance benefits.Your family and loved ones will remain financially secure even after your untimely demise from the first day of your policy until age 100.

Have available funds for medical emergencies as you grow older.The Advanced Health Fund gives you the option to withdraw a portion of your original sum insured starting age 70.Advanced Health Fund withdrawable amounts:

Get the broadest range of coverage, including minor critical conditions.Health Max is specially designed to cover 18 minor critical conditions excluded by other health plans, such as early form of cancer (carcinoma in situ) and angioplasty, and also provides coverage for 56 major critical conditions, including heart attack, stroke, and cancer. Plus, you can claim twice for minor critical conditions over the period of coverage and get as much as 20% of the original sum insured for each minor critical condition.

Choose ,your lifetime health coverage

AgeAccumulated Amountof Available Fund

70

20% of sum insured

75

35% of sum insured

80

45% of sum insured

85

50% of sum insured

Sample Computation* -P-200,000 -P-350,000 -P-450,000 -P-500,000

AXA PhilippinesGT Tower InternationalAyala Avenue corner H.V. dela Costa St.Makati City, Philippines

+632 5815-AXA (292)+632 3231-AXA (292)www.axa.com.ph