Happy Holidays!

Christmas Cash Loyalty Loan up to $1,500!

This year you may qualify to borrow $1,500.00.1 It’s our special way of saying thanks for your loyal membership! See back page for estimated interest rates and repayment schedule. Simply fill out this application, attach a copy of your current paycheck and return to any JPEFCU branch.

Date: Amount requested: $ (Max.$1,500.001) Account #:

Name: Email2:

Mobile Phone: Home Phone: Work Phone:

Address:

Rent (Amount: ________) Own (Value: ________) Date of Residence:

Employer: Start Date: Occupation:

Reference Name: Reference Phone: ________________

Reference Address:

Reference Relation to Borrower: ________________________________________________________

Credit Insurance Election: Single Disability? Yes No Single Life? Yes No

Repayment Options: ACH/Payroll Deduction Automatic Transfer (From Acct #: _______________

Suffix: _______ Payment Date: _____________ Source: _____________) Cash

Payments will begin on your first payday effective for January 2020, unless an earlier date is specified here:________

To sign online, please provide a 5 (five) digit password2: ____________________________________

2To better protect your privacy, we suggest you use a personal email account rather than a work email account when conducting financial transactions with the Credit Union.

Please check which account suffix you would like funds deposited into:

Savings (Suffix: __________ )

Checking (Suffix: __________ )

Please check your preferred method of contact:

Mobile Phone Home Phone Work Phone Email

Signature: Date:

Have a Very Happy Holiday Season! Together We Can, Because We Care!

1Offer only good for members in good standing with five (5) years continuous membership, are current on all accounts, have not been sixty (60) or more days delinquent on any Credit Union loan in the last twelve (12) months and must not have caused the Credit Union a loss or be in default (default includes not having updated insurances on vehicle loans and mortgages with JPEFCU). Only one (1) Christmas Cash Loyalty Loan per member. The proceeds of this loan will be reduced by the balance on your current Christmas Cash Loyalty Loan. Although your required payment is not due until your first payday effective for January 2020, interest will begin to accrue the day your loan is posted to your account. This loan product is provided as a courtesy to our loyal members in good standing and is not automatically approved.

Phone: (504) 736-6144 Fax: (504) 736-6139 www.jpefcu.org 1221 Elmwood Park Blvd., Suite 207 P.O. Box 10680 • Jefferson, LA 70181

Submit your application by Tuesday, October 22, 2019 and your documents will be ready for signature by Wednesday, October 23, 2019.

Please Note: Loan funds will be deposited into your account and placed on hold until we receive a copy of your current paycheck and your loan documents are signed.

Hurry, offer expires December 27, 2019!

If you would rather apply online through HOME Branch, submit a copy of your current paycheck via:

Email – loans@jpefcu.org In Person at any JPEFCU branch Fax – (504) 736-6139 or Mail – P.O. Box 10680, Jefferson, LA 70181

$1,500.00 CHRISTMAS CASH LOYALTY LOAN

To Apply:

Simply fill out this application, attach a copy of your current paycheck and return to any JPEFCU branch. You may also

apply online through HOME Branch. Please Note: Loan funds will be deposited into your account and placed on hold until we receive a copy of your current paycheck and your loan documents are signed. You may also submit this application, along with a copy of your current paycheck, via: Email – loans@jpefcu.org In Person at any JPEFCU branch Fax – (504) 736-6139 or Mail – P.O. Box 10680, Jefferson, LA 70181

The Chart below gives you examples of repayment on a $1,500.00 loan, if you make the minimum estimated

bi-weekly payment for about 10 months with automatic payments3.

Once your documents are signed, you may access your funds by ATM, VISA Debit Card, write a JPEFCU check or go into any branch location.

(Daily withdrawal limits apply on all card based transactions.)

This special offer begins October 23, 2019 and expires December 27, 2019.

3Estimated repayment schedule assumes loan is disbursed on October 23, 2019, includes Single Credit Disability and Single

Credit Life Insurance and assumes biweekly payments made by ACH/Payroll Deduction or Automatic Transfers beginning January 9, 2020. The quoted APR includes a 1% discount for payments made by ACH/Payroll Deduction or Automatic Transfers. No down payment required. APR= Annual Percentage Rate. Member must be in good standing with the Credit Union and must not have caused the Credit Union a loss or be in default

(default includes not having updated insurances on vehicle loans and mortgages with JPEFCU).

Loan Amount

Credit Rating APR3

Estimated minimum bi-weekly payment

for 10 months3

Estimated Interest3

Total Estimated

Repayment3

$1,500.00 Platinum 7.99% $76.69 $73.54 $1,610.39

$1,500.00 A 9.99% $77.59 $92.30 $1,629.31

$1,500.00 B 14.99% $79.87 $139.90 $1,677.25

$1,500.00 C 15.99% $80.33 $149.49 $1,686.90

$1,500.00 D 17.99% $81.26 $168.84 $1,706.40

$1,500.00 E 17.99% $81.26 $168.84 $1,706.40