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Ryb 2015 evsjv‡`k e¨vsK cwiµgv - 11

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Ryb 2015evsjv‡`k e¨vsK cwiµgv - 12

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Ryb 2015 evsjv‡`k e¨vsK cwiµgv - 13

we‡kl mvÿvrKvi

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Ges Gi Ici wb‡lavÁv Rvwi K‡i‡Q| cÖvPxb `vk©wbKMY, †hgb: †cø‡Uv Ges A¨vwi÷Uj my` cÖ_vi we‡ivax wQ‡jb| A¨vwi÷U‡ji hyw³ wQj: “Interest is the price of time and time belongs to God” †KviAv‡bi myiv evKvivq (AvqvZ t 275-279) my`‡K K‡Vvi fvlvq wbwl× Kiv n‡q‡Q| ˆbwZK w`K †_‡K Gi GKwU cÖavb KviY m¤¢eZ FYMÖnxZvi e¨emv‡q jvf ev ÿwZ hv-B †nvK Zv‡K GKUv wbw`©ó nv‡i my` w`‡Z nq; FY`vZv‡K ÿwZi `vq enb Ki‡Z nq bv; Avevi A‡bK‡ÿ‡Î b~¨bZg Riæwi cÖ‡qvRb †gUv‡Z eva¨ n‡q my‡`i wfwˇZ FY wb‡Z nq; hv b¨vqwePv‡ii cwicš’x| Z‡e ïay ag©xq ev ˆbwZK w`K †_‡K bq, mvgvwRK Ges A_©‰bwZK w`K †_‡KI my‡`i my ~icÖmvix wKQz †bwZevPK cÖfve i‡q‡Q (†hgb: FYP‡µi µgvMZ IVvbvgv, gy`ªv I cyuwRevRv‡i Aw¯’iZv)| Z‡e A_©bxwZwe`MY my‡`i †bwZevPK cÖfve‡K h_vm¤¢e wbqš¿‡Y ivLvi Rb¨ wewfbœ e¨e¯’vcÎ w`‡jI, Zuv‡`i AwaKvskB my`‡K gy`ªvevRv‡ii Rb¨ Acwinvh© g‡b K‡ib|

mÂq I wewb‡qvM‡K DrmvwnZ Kivi Rb¨ my‡`i cÖ‡qvRbxqZvi K_v Zz‡j a‡i A‡bK gZ i‡q‡Q| aªæc`x (classical) A_©bxwZwe`MY g‡b Ki‡Zb mÂq I wewb‡qv‡Mi g‡a¨ fvimvg¨ Avbvi Rb¨ my` GKwU Ab¨Zg Dcv`vb wn‡m‡e KvR K‡i| wKš‘ weªwUk A_©bxwZwe` †R.Gg.†KBbm 1930 Gi `k‡K cÖKvwkZ Zuvi weL¨vZ MÖš’ “The General Theory of Employment, Interest and Money” Gi gva¨‡g GB ZË¡‡K evwZj K‡ib| †KBb‡mi g‡Z my` n‡”Q m¤ú` bM` AvKv‡i a‡i ivLvi †h AvKv•ÿv Zvi g~j¨ (the mere definition of the rate of interest tells us in so many words that the rate of interest is the reward for parting with liquidity for a specified period. P-167)| †KBbm m¤ú` bM` AvKv‡i a‡i ivLvi †h cÖeYZv A_©vr Zvij¨-cQ›`‡K (Liquidity Preference) g~jZ wZbwU fv‡M fvM K‡i‡Qb| †Kv‡bv my` bv †c‡jI gvbyl Zvi m‡qi wKQz Ask bM‡` A_ev e¨vs‡K AvgvbZ wn‡m‡e ivL‡Z cv‡i| cÖ_gZ, ˆ`bw›`b e¨w³MZ A_ev e¨emvwqK †jb‡`‡bi Pvwn`v †gUv‡Z; wØZxqZ, Avc`Kvjxb Pvwn`v †gUv‡Z; mvaviY A_©‰bwZK Kg©KvÐ Ges Avq¯Í‡i mwZ¨Kv‡ii †Kv‡bv cwieZ©b bv G‡j G yB ai‡bi Pvwn`vi †Zgb cwieZ©b nq bv| Aewkó bM` A_© a‡i ivLvi cÖeYZv wbf©i K‡i dUKvg~jK Pvwn`v (speculative motive) A_©vr

evRv‡ii MwZwewai Ici evwR a‡i †kqvi, FYcÎ ev e‡Ûi g~‡j¨i cwieZ©b †_‡K jvf Kivi B”Qvi Ici (†hLv‡b †kqvi, FYcÎ ev eÛ µq-weµ‡qi msMwVZ evRvi i‡q‡Q); my` nv‡ii cwieZ©b Ges my‡`i nvi m¤ú‡K© wewb‡qvMKvix‡`i cÖZ¨vkv cwieZ©‡bi mv‡_ bM` A‡_©i dUKvg~jK Pvwn`v cwiewZ©Z nq| G ai‡bi Pvwn`v Av‡Q e‡jB †K›`ªxq e¨vsK Zvi Ô†Lvjv evRvi Kvh©µgÕ Gi gva¨‡g evRv‡i my‡`i nvi‡K cÖfvweZ K‡i|

wewb‡qvMKvix‡`i bM` A‡_©i cÖ‡qvRb †gUv‡Z †kqvi Ges FYc‡Îi †m‡KÛvwi gv‡K©‡Ui cÖ‡qvRb Av‡Q e‡j ¯^xKvi Kiv n‡jI jvMvgnxb dUKvg~jK †jb‡`b †h A_©bxwZi Rb¨ ÿwZKviK n‡Z cv‡i Zv †KBb‡mi GKwU gšÍe¨ †_‡K †evSv hvq “Speculators may do no harm as bubbles on a steady stream of enterprise. But the position is serious when enterprise becomes bubbles on a whirlpool of specula-tion. When the capital development of a country becomes a by-product of the activities of a casino, the job is likely to be ill-done.”(P-159).

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Bmjvwg e¨vsKmg~n cÖPwjZ e¨vswKs‡qi mv‡_ mvgÄm¨ †i‡L Avgvb‡Zi Ges wewb‡qv‡Mi m¤¢ve¨ jv‡fi nvi †NvlYv K‡i e‡j A‡b‡K g‡b K‡ib my‡`i mv‡_ Gi †Kv‡bv cv_©K¨ †bB| wKš‘ my‡`i nv‡ii mv‡_ mvgÄm¨ †i‡L Avgvb‡Zi m¤¢ve¨ gybvdvi nvi †NvlYv Kiv Avi my` cª`vb Kiv GK bq| KviY GLv‡b AvgvbZ MÖn‡Yi k‡Z© †hgb cv_©K¨ Av‡Q, †Zgwb AvgvbZKvix‡`i A_© kwiqvn&m¤§Z Dcv‡q wewb‡qv‡Mi kZ© i‡q‡Q| Aciw`‡K, cªPwjZ e¨vswKs‡q F‡Yi Ici my‡`i nvi Ges Bmjvwg e¨vs‡Ki wewb‡qv‡Mi Ici jf¨vs‡ki nvi ev fvovi nvi GKiƒc n‡jI, wKQz kZ© I c×wZMZ Kvi‡Y FY I wewb‡qvM GKiƒc bq|

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Ryb 2015 evsjv‡`k e¨vsK cwiµgv - 15

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Zv wewb‡qvM wn‡m‡e we‡ewPZ nq|

evsjv‡`k e¨vsK cwiµgv - 16 Ryb 2015

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Kwe cwiwPwZ: wWwW, weGdAvBBD, cÖ.Kv.

Ryb 2015evsjv‡`k e¨vsK cwiµgv - 18

KweZv

Ryb 2015 evsjv‡`k e¨vsK cwiµgv - 19

AvšÍR©vwZK

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MÖš’bv : Av‡bvqvi Dj¨vn&, GwW, wWwmwc, cÖ.Kv.w` wccjm& e¨vsK Ae PvqbvÕi cÖavb Kvh©vjq

†R‡bU B‡q‡jb

evsjv‡`k e¨vsK cwiµgv - 20 Ryb 2015

Gwkqvb BÝwUwUDU Ae †UK‡bvjwR (GAvBwU) Gi cª‡dkbvj gv÷vm© Bb e¨vswKs A¨vÛ dvBb¨vÝ †Kvm©wU Ávb e¨e¯’vcbv I `~i`„wóm¤úbœ (Forward Looking) GKwU AvšÍR©vwZK gv‡bi †K›`ªxq e¨vsK MV‡bi Rb¨ GKwU we‡kl Kvh©µg| bZzb bZzb Z_¨-cÖhyw³i D™¢veb I Zv evRviRvZKi‡Yi gva¨‡g we‡k¦i A‡bK †`kB we‡kl K‡i hy³ivó«, hy³ivR¨, Rvg©vwb, d«vÝ, Rvcvb, Pxb, ZvBIqvb, †Kvwiqv cÖf…wZ †`k¸‡jv Z_¨-cÖhyw³i gnvmo‡K (Information Highway) AZ¨šÍ `vc‡Ui mv‡_ Zv‡`i hvÎv Ae¨vnZ †i‡L‡Q| Dbœqbkxj †`k wn‡m‡e GB Z_¨-cÖhyw³i gnvmo‡K evsjv‡`‡ki hvÎv ïiæi †ÿ‡Î cÖhyw³ e¨enviKvix‡`i A‡bKUv f~wgKv i‡q‡Q hv †ek Avkve¨ÄK e‡j aviYv Kiv n‡”Q| Avi evsjv‡`‡ki †K›`ªxq e¨vsK wn‡m‡e GB gnvmo‡K hvÎvq evsjv‡`k e¨vsK †h AMªYx f~wgKv cvjb Ki‡Q Zv †eva Kwi eZ©gvb †cÖÿvc‡U ejvB evûj¨| Avgvi †jLwbi D‡Ïk¨ gnvmo‡K hvÎvi Mí ejv bq| eis Z_¨-cÖhyw³ bvgK gnvmo‡Ki gva¨‡g hvÎvi MšÍe¨ wb‡q KwZcq m¤¢vebv I P¨v‡jÄ wel‡q Av‡jvKcvZ Kiv| cÖvq GK `kK c~‡e© MšÍ‡e¨i ¸iæZ¡ I hvÎvc‡_i P¨v‡jÄ we‡ePbv K‡iB evsjv‡`k e¨vsK h_v_©B cÖhyw³i gnvmo‡K hvÎvce© ïiæ K‡i| evsjv‡`k e¨vs‡Ki †KŠkjMZ wfk‡b P‚ovšÍ MšÍ‡e¨i welq n‡jv :

To develop continually as a forward looking central bank with competent and committed professionals of high ethical standards, conducting monetary management and financial sector supervision to maintain price stability and financial system robustness, support-ing rapid broad based inclusive economic growth, employment generation and poverty eradication in Bangladesh.

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GKv‡WwgK nve - Gwkqvb BÝwUwUDU Ae †UK‡bvjwR

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1959 mv‡j _vBj¨v‡Û ¯’vwcZ Z_¨-cÖhyw³, cwi‡ek I e¨e¯’vcbvi Ici Gwkqv gnv‡`k I gnv‡`‡ki evwn‡i Áv‡bi Drm (Knowledge Source) wn‡m‡eI Gwkqvb BÝwUwUDU Ae †UK‡bvjwR †h †bZ…¯’vbxq f~wgKv †i‡L P‡j‡Q Zvi ev¯Íe wPÎ †`‡L ixwZgZ wew¯§Z bv n‡q Dcvq wQj bv| Z‡e, cÖ‡dkbvj gv÷vm© †Kv‡m© AšÍfy©³ welqvw`i we¯Í…wZ K‡c©v‡iU dvBb¨vÝ †_‡K ïiæ K‡i dvBb¨vwÝqvj †i¸‡jkbÝ, gvB‡µv-g¨v‡µv B‡KvbwgKm&, GKv‡WwgK ivBwUs I †cÖ‡R‡›Ukb, B›Uvib¨vkbvj dvBb¨vÝ, †MÖv_ A¨vÛ †W‡fjc‡g›U, ÷ª¨v‡UwRK g¨v‡bR‡g›U I wjWviwkc, b‡jR g¨v‡bR‡g›U I g¨v‡bR‡g›U Bbdi‡gkb wm‡÷g, wi¯‹ g¨v‡bR‡g›U, e¨vswKs Ges me‡k‡l wimvP© cÖ‡R± Dc¯’vcbv cÖf…wZ AšÍf©y³ wQj|

mg‡qi e¨wß I GKv‡WwgK welqvw`i wee„wZ‡Z AwfÁZv A‡bKUv ÔJacks of All trades, Master of noneÕ ev ÔmeRvšÍv kg‡miÕ Gi g‡ZvB g‡b n‡qwQj| †K›`ªxq e¨vs‡Ki Kv‡Ri MfxiZv †_‡KB D³ welqvw`i mgš^q Kiv n‡qwQj e‡j Aby‡gq| hvB‡nvK, wk¶v welqvw`i Avbyf~wgK (Horizontal) I Dj¤^ (Vertical) eȇbi g‡a¨ cªZ¨vwkZ AvDUcyU i‡q‡Q hvi mgš^q mvab I Zv †_‡K Kvw•ÿZ AR©b memgqB P¨v‡jwÄs| Z‡e, wk¶vi welq ev wk¶v cªwZôvb hvB †nvK bv †Kb- QvÎ wn‡m‡e Kg©¯ú„nv (Motivation), †kLvi AvMªn (Interest to Learn) I we‡klvq‡bi (Specialization) cªwZ †SuvK cªf…wZ hv AZ¨šÍ ¸iæZ¡c~Y© Dcv`vb Zv BwZnvmL¨vZ gbxlx †hgb- c`v_©we` AvjevU© AvBb÷vBb, Av‡gwiKvi mv‡eK †cÖwm‡W›U Aveªvnvg wjsKb, A¨v‡cj Gi cÖwZôvZv w÷f Remmn AviI A‡b‡Ki Rxebxi w`‡K ZvKv‡j mn‡RB †evaMg¨ nq|

ms¯‹…wZi gnvwgjb- Gwkqvb BÝwUwUDU Ae †UK‡bvjwR

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_vBj¨v‡Ûi cªK…wZ I gvbyl

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we‡`‡k cÖwkÿY

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Bmjvwg e¨vswKs : †cÖÿvcU I m¤¢vebv(15 c„ôvi ci)

kwiqvn& bxwZgvjv Abyhvqx Avq Lv‡Z wb‡Z cv‡i bv| wewb‡qvM wnmve cybtZdwmj K‡i bZzb wWj m„wói gva¨‡g gybvdv †`Lv‡bv n‡j ZvI kwiqvn& bxwZgvjvi j•Nb n‡e| Bmjvwg e¨vswKs‡qi g~j bxwZgvjv mwVKfv‡e AbymiY Kiv n‡j AšÍfz©w³g~jK Dbœq‡b cÖPwjZ e¨vswKs A‡cÿv Gi Ae`vb †ewk nIqvi K_v| cÖPwjZ e¨vswKs c×wZ‡Z †Kv‡bv cÖK‡í FY cÖ`v‡bi †ÿ‡Î mnvqK RvgvbZ‡K AwaKZi ¸iæZ¡ †`qv n‡q _v‡K; Aciw`‡K, Bmjvwg e¨vswKs c×wZ‡Z e¨emv‡qi jvf-ÿwZi SzuwK enb Ki‡Z nq e‡j mnvqK Rvgvb‡Zi †P‡q †Kv‡bv cÖK‡íi Avw_©K m¤¢vebv‡K AwaKZi ¸iæZ¡ †`IqvB ¯^vfvweK| d‡j hviv m¤ú`kvjx Zv‡`i Zzjbvq hviv Kg m¤ú`kvjx A_P fv‡jv D‡`¨v³v (we‡klZ GmGgB Lv‡Z) Zv‡`i‡K Bmjvwg e¨vsKmg~‡ni A_©vq‡bi my‡hvM †ewk; hw`I ev¯Í‡e Avgv‡`i †`‡ki Bmjvwg e¨vsK¸‡jv cÖPwjZ e¨vs‡Ki g‡Zv mnRvgvb‡Zi Ici AwaKZi ¸iæZ¡ Av‡ivc K‡i eo eo MÖæc Ae †Kv¤úvwbR‡K A_©vq‡b AvMÖnx nq Ges cÖPwjZ e¨vswKs‡q †hme PvR© WKz‡g›U MÖnY Kiv nq m¤ú~Y©iƒ‡c ZvB AbymiY K‡i|

AvšÍR©vwZK gy`ªv Znwe‡ji mv¤úªwZK GK M‡elYvc‡Î Imam and Kpodar (2015) †`wL‡q‡Qb †hme †`‡k Bmjvwg e¨vswKs i‡q‡Q †mme †`k Ab¨vb¨ †`‡ki Zzjbvq `ªæZ A_©‰bwZK cÖe„w× AR©b K‡i‡Q; we‡kl K‡i Dbœqbkxj †`‡ki AšÍfz©w³g~jK Dbœqb Ges Avw_©K w¯’wZkxjZvi Rb¨ Bmjvwg e¨vswKs mnvqK f~wgKv cvjb K‡i| M‡elYvc‡Îi Dcmsnv‡i ejv n‡q‡Q: “As the global crisis has illustrated, conven-tional banking has many weaknesses—its excessive dependence on leverage being one of them. However, Islamic banking, which is one of the fastest growing segments of global finance, has unique features that are highly appropriate for developing countries. In particular, it is based on risk-sharing, making its activities more closely related to the real economy than conventional finance; it is also more flexible against shocks and more inclusive with regards to growth. Not only does Islamic finance help to stimulate growth, but it also appears less prone to risks such as bubbles (Dridi and Maher, 2011).”

Avw_©K w¯’wZkxjZv e„w×i †ÿ‡ÎI Bmjvwg e¨vsKmg~‡ni Ae`vb cÖPwjZ e¨vs‡Ki Zzjbvq †ewk nIqvi K_v| A_©bxwZ Ges e¨emv-evwY‡R¨i †ÿ‡Î B`vbxs wek¦e¨vcx †h PµvKvi DÌvb-cZb Pj‡Q Gi Rb¨ cÖPwjZ e¨vswKs‡qi AwZgvÎvq FY MÖnY Ges my` nvi IVvbvgvi AwbðqZvi Ici evwR a‡i wewfbœ my`wfwËK †Wwi‡fwUfm& cÖWv‡± wewb‡qvM A‡bKvs‡k `vqx| wKš‘ Bmjvwg kwiqvn& Abyhvqx AwZwi³ AwbðqZv i‡q‡Q Ggb‡ÿ‡Î wewb‡qvM A_©vr dUKvg~jK wewb‡qvM wbwl× nIqvq Bmjvwg e¨vsKmg~n G ai‡bi wewb‡qvM Ki‡Z cv‡i bv| Bmjvwg e¨vswKs e¨e¯’v ej‡Z ïay my`wenxb e¨vswKs e¨e¯’v ev †jb‡`b eySvq bv, eis Bmjvwg e¨vswKs‡qi wfwË n‡Z n‡e ˆbwZKZv| Ggb †Kv‡bv Pzw³ ev †jb‡`b Bmjvwg e¨vsK Ki‡Z cvi‡e bv hv Bmjv‡gi „wó‡KvY †_‡K A‰ea ev nvivg| ˆbwZK we‡ePbv Ges Av_©-mvgvwRK Kj¨vY Ges b¨vq wePv‡ii aviYv Bmjvwg e¨vswKs‡qi g~j bxwZgvjvq _vKvi Kvi‡Y Bmjvwg e¨vswKs n‡e †UKmB, Dbœqb mnvqK, Avw_©K AšÍfz©w³g~jK Ges cwi‡ekevÜe| Z‡e Bmjvwg kwiqvn&i g~j jÿ¨ I bxwZgvjv j•Nb K‡i Ges ˆbwZK öjb NwU‡q e¨emv Pvwj‡q †M‡j Zv Bmjvwg e¨vswKs‡qi jÿ¨ c~i‡Y e¨_© n‡e Ges fwel¨‡Z Bmjvwg e¨vswKs‡qi Rb¨ ÿwZKi n‡e| hZw`b bv gvwjKcÿ Ges e¨e¯’vcbv G welq¸‡jv we‡ePbvq wb‡q e¨vswKs Ki‡eb ZZw`b cÖK…Z Bmjvwg e¨vswKs ms¯‹…wZ M‡o DV‡e bv|

†jLK : wWwRGg, GdAvBwmGmwW, cÖ.Kv.

Ryb 2015 evsjv‡`k e¨vsK cwiµgv - 21

wbeÜ

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evsjv‡`k e¨vsK I we`¨gvb P¨v‡jÄ

Ávb e¨e¯’vcbv P‡µi (Knowledge Goals> Knowledge Identifications> Knowledge Acquisitions> Knowledge Development> Knowledge Sharing/Distribution> Knowledge Utilization> Knowledge Retention> Knowledge Assessment) g‡a¨ Ávb Dbœqb ( Knowledge Development) Gi GKwU Ask wn‡m‡e e¨vsK Kg©KZ©v‡`i Gwkqvb BÝwUwUDU Ae †UK‡bvjwR ev Ab¨vb¨ wek¦we`¨vj‡qi wWwMÖ evsjv‡`k e¨vs‡Ki we`¨gvb P¨v‡jÄ †gvKv‡ejv Kivi †¶‡Î KZUyKy m¶g n‡”Q ev Zvi cÖwZeÜKZv †Kv_vq Zv wbqwgZ ch©v‡jvPbv‡hvM¨| KviY evsjv‡`k e¨vs‡Ki g~j MšÍ‡e¨ A_©vr Kvw•ÿZ cÖe„w× I Dbœq‡b †cuŠQvi Rb¨ Z_¨ gnvmoK I e¨vswKs e¨e¯’vcbvq AviI wKQy P¨v‡jÄ †gvKv‡ejv Kivi cª‡qvRb i‡q‡Q|

ms‡¶‡c we`¨gvb P¨v‡jÄ m¤ú‡K© wKQy Av‡jvKcvZ Kivi †Póv KiwQ-

1. Z_¨-cªhyw³ e¨e¯’vi cwic~Y© e¨env‡ii gva¨‡g D³ Ávb e¨e¯’vcbv P‡µi cwic~Y© ev¯Íevqb;

2. Kvh©Ki gvwbUvwi cwjwm (Effective Monetary Policy) ev¯Íevq‡bi j‡¶¨ mycviwfk‡bi mv‡_ my „p m¤úK© ¯’vcb I Dbœqb;

3. GKK mycviwfkb KvVv‡gv (Unique Supervisory Framework) cÖYqbc~e©K wefvwRZ (Fragmented) mycviwfkb wefvM¸‡jvi (weAviwcwW, wWIGm, GdGmwW, wWweAvB-1,2,3,4 cªf…wZ) g‡a¨ mgwš^Z I djcªmy †hvMv‡hv‡Mi gva¨‡g e¨vswKs Lv‡Zi w¯’wZkxjZv Avbqb;

4. e¨vs‡Ki Af¨šÍixY I e¨vswKs Lv‡Z K‡c©v‡iU Mf‡b©Ý bxwZ (Principles of Corporate Governance) Gi AbymiY I ev¯Íevqb Ges G bxwZi ev¯Íevq‡b hveZxq cªwZeÜKZv (All types of obstacles) `~ixKi‡Yi Rb¨ me©vZ¥K e¨e¯’v MÖnY|

†kl K_v

we‡k¦i mv‡_ Zvj wgwj‡q †`‡ki †K›`ªxq e¨vsK wn‡m‡e evsjv‡`k e¨vsK Zvi h_vh_ Ávb e¨e¯’vcbv I `~i`w…ói gva¨‡g we`¨gvb P¨v‡jÄ †gvKv‡ejvq hy‡Mvc‡hvMx f~wgKv cvjb Ki‡e GB cÖZ¨vkv |

wWwW, weAviwcwW, cÖ.Kv.

huviv Aem‡i †M‡jb....

Ryb 2015evsjv‡`k e¨vsK cwiµgv - 22

Aemi

†gvt Qwdi DwÏb(hyM¥cwiPvjK)e¨vs‡K †hvM`vb :27/2/1979Aemi DËi QzwU :30/6/2014wefvM : GBPAviwW-2

kwd‡Ki ingvb gRyg`vi(hyM¥cwiPvjK)e¨vs‡K †hvM`vb :12/7/1978Aemi DËi QzwU :3/4/2015wefvM : GBPAviwW-1

†gvt Avwgbyj nK -2(hyM¥cwiPvjK)e¨vs‡K †hvM`vb :9/6/1976Aemi DËi QzwU :5/4/2015wefvM : wmGmwW-1

†gvt byiæj Bmjvg-7(hyM¥cwiPvjK)e¨vs‡K †hvM`vb :2/7/1979Aemi DËi QzwU :18/2/2015wefvM : wWweAvB-1

†gvt dRjyj Kwei (†dvig¨vb)e¨vs‡K †hvM`vb :20/6/1980Aemi DËi QzwU :31/1/2015wefvM : wmGmwW

†gvt eiKZ Avjx(†dvig¨vb)e¨vs‡K †hvM`vb :20/3/1983Aemi DËi QzwU :20/3/2015wefvM : wmGmwW-1

†gvt BDmyd DwÏb(wmwbqi †Kqvi‡UKvi)e¨vs‡K †hvM`vb :6/2/1983Aemi DËi QzwU :11/1/2015gwZwSj Awdm

†gvt Aveyj †nv‡mb Lvb(wmwbqi †Kqvi‡UKvi )e¨vs‡K †hvM`vb :24/1/1979Aemi DËi QzwU :1/3/2015gwZwSj Awdm

†gvnv¤§` AvK&Kvm DÏxb(gnve¨e¯’vcK)e¨vs‡K †hvM`vb :8/3/1978Aemi DËi QzwU :15/4/2015wefvM : BGgwW

†K.Gg. b~iæj Bmjvg Lvb(Dcgnve¨e¯’vcK)e¨vs‡K †hvM`vb :5/7/1979Aemi DËi QzwU :3/2/2015wefvM : wmGmwW-1

bvw`iv wbMvi myjZvbv(Dcgnve¨e¯’vcK)e¨vs‡K †hvM`vb :23/1/1979Aemi DËi QzwU :31/3/2015wefvM : AvBGwW

†gvt †gv¯Ídv Kvgvj(Dcgnve¨e¯’vcK)e¨vs‡K †hvM`vb :1/9/1983Aemi DËi QzwU :27/3/2015wefvM : wWweAvB-2

†gvt †gv¯ÍvwdRyi ingvb(Dcgnve¨e¯’vcK)e¨vs‡K †hvM`vb :6/5/1976Aemi DËi QzwU :2/4/2015wefvM : BGgwW

†gvt gwkDi ingvb(Dcgnve¨e¯’vcK)e¨vs‡K †hvM`vb :15/12/1977Aemi DËi QzwU :1/4/2015wefvM : wmGmwW-2

†gvt dRjyj nK(†Kqvi‡UKvi †MÖW-1 )e¨vs‡K †hvM`vb :10/1/1979Aemi DËi QzwU :16/4/2015wefvM : wWwmGg

†gvnv¤§` Ave yj gwR` Lvb

(mv‡eK †WcywU Mfb©i)g„Zz¨ : 2/5/2015

†gvnv¤§` Rvnv½xi Avjg

(Dcgnve¨e¯’vcK)g„Zz¨ : 1/5/2015

†gvt Gg`v yj nK

(hyM¥cwiPvjK, wcAviGj)g„Zz¨ : 13/4/2015

†kvK msev`

evsjv‡`k e¨vsK cwiµgv - 23

K…wZZ¡

Ryb 2015

2014 mv‡j †RGmwm‡Z wRwcG-5

2014 mv‡j wcGmwm‡Z wRwcG-5

†gvt Avnbvd †nv‡mbeY©gvjv Av`k© D”P we`¨vjq I K‡jR

gvZv: bvRgv Av³vi wcZv: †gvt Av‡bvqvi †nv‡mb(wWwW, wWweAvB-2, cÖ.Kv.)

RvbœvZzb bvIqvi bvwRqvAv`k© D”P we`¨vjq, hvÎvevwo, XvKv

gvZv: †mwjbv Av³vi wcZv: †gvnv¤§` Aveyj gC`(wWwRGg, GmGm†mj,cÖ.Kv.)

ˆmq` mvwgDb †gv¯Ídv†dŠR`vinvU K¨v‡WU K‡jR

gvZv: iægvbv cvifxbwcZv: Gm.Gg. †mwjg DÏxb(†RwW, gqgbwmsn Awdm)

mviIqvZ web‡Z Bmjvg (dvwiqv)gwZwSj miKvwi evwjKv D”P we`¨vjq

gvZv: gvneyev †eMgwcZv: †gvt kwdKzj Bmjvg(†RwW, wmAvBwe, cÖ.Kv.)

†nvmvBb BkivK (kvwdb)cÖvBg B›Uvib¨vkbvj ¯‹zj, gqgbwmsn

gvZv: †nvm‡b Aviv wcZv: †gvt Av‡bvqviæj nK(wWGg, gqgbwmsn Awdm)

gvneyev †gnixYnvRx †gvqv‡¾g Avjx Av`k© D”P we`¨vjq,

mviæwjqv, †Wgiv, XvKv

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†gvQvt myivBqv gvndzRvBqvKzweqv evwjKv D”P we`¨vjq, e¸ov

gvZv: †gvQvt gZjyev LvZzbwcZv: †gvt mvËviæj Bmjvg(†RGg, e¸ov Awdm)

ZvB‡q¨ev Zvev”Qyg evsjv‡`k e¨vsK Av`k© D”P we`¨vjq

gvZv: webv cvifxb(G.Gg, gwZwSj Awdm)wcZv: †gvt BmgvBj †nv‡mb

†gvt mwdDj Avjg (mvwd)gwZwSj miKvwi evjK D”P we`¨vjq

gvZv: iv‡eqv evmix(wWwW, BGgwW, cÖ.Kv.)wcZv: Lvqiæj Avjg(wWwW, BwW-3 kvLv, cª.Kv.)

dv‡Zgv Zz¾ †Rvniv (kv¤§x)evsjv‡`k e¨vsK Av`k© D”P we`¨vjq,

dwi`vev`

gvZv: Qvqvbyi wkwibwcZv: †gvnv¤§` Aveyj evmvi(wWwW, wWweAvB-2, cÖ.Kv.)

gy‡bg kvnwiqvic~e© eyB Kiv miKvwi cÖv_wgK we`¨vjq,

h‡kvi

gvZv: cvifxb Avemvbv wcZv: †gvt Avãym mvjvg gnj`vi(wWwW, Lyjbv Awdm)

g‡bvigv iwk`XvKv wkÿv †evW© j¨ve‡iUwi ¯‹zj A¨vÛ

K‡jR

gvZv: †gvQvt myjZvbv ivwRqvwcZv: †gvt eRjyi iwk`(wWwW, wewewUG)

Zbykªx †`we`¨vgqx miKvwi D”P evwjKv we`¨vjq,

gqgbwmsn(U¨v‡j›Ucy‡j e„wË)gvZv: Z…òv †`wcZv: iby P›`ª †`(wWGg, gqgbwmsn Awdm)

bvw`qv bvwRg gxgevsjv‡`k e¨vsK K‡jvbx D”P we`¨vjq,

AvMÖvev`, PÆMÖvg

gvZv: Kzjmygv Av³vi wcZv: †gvt bvwRg DwÏb(wmwb. wmwU, PÆMÖvg Awdm)

we‡kl K…wZZ¡

RvwZi RbK e½eÜz †kL gywReyi ingv‡bi Rb¥w`b Dcj‡ÿ 17 gvP© 2015 Zvwi‡L e½eÜz cwil`, evsjv‡`k e¨vsK kvLv Av‡qvwRZ e½eÜzi 7 gv‡P©i fvlY cÖwZ‡hvwMZvq cÖ_g nq BgwZqvR Avn‡g`| Mfb©i W. AvwZDi ingvb BgwZqvR Avn‡g`‡K cyi¯‹vi cÖ`vb

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cwiµgv wbDR †W¯‹

evwoi Qv‡` bv›`wbK evMvb

gvwmK N‡ivqv cwÎKv 41 LÐ msL¨v 6 ˆR¨ô - Avlvp 1422 Ryb 2015 †iwR‡÷ªkbt 30/75