gujarati march 2015

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Gujarati, MarathiHindi, Punjabi & English

Krishi Jagran

Magazine

Sanjay Kumar

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www.krishijagran.comf]r»k Mk{k[kh


1. Place of Publication : Address : 60/9, 3rd Floor, Yusuf Sarai Market, Near Green Park Metro Station, New Delhi-110016

2. Periodicity : Monthly

3. Printer's Name : M C Dominic Citizen of India : Yes Address : E-20, Green Park Extn. New Delhi-110016

4. Publishers Name : M C Dominic Citizen of India : Yes

Address : E-20, Green Park Extn., New Delhi-110016

5. Editor Name :

M C Dominic Citizen of India : Yes

Address : E-20, Green Park Extn., New Delhi-110016

6. Name & Address of Owner : M C Dominic Citizen of India : Yes Address : E-20, Green Park Extn.,

New Delhi-110016

I, M C Dominic, hereby declare that the particulars given above are true to the best of my knowledge and belief

Sd/-M C DominicSignature of PublisherDated : Ist March 2014

STATEMENT OF OWNERSHIP FORM IV

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Contact for Dealership

Ph : 09256334581, 9650258855 email : [email protected]

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30 \rÃkÞkLke Awx xkxk ÃkkhMk Vk{oøkúkuLke ¾heËe Ãkh *{uBçkhþeÃk ykEze2

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Aniket KumarJournalist, Krishi Jagran

Mob: 9891335460, 9560182260, Email: [email protected]

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MkhMkðLkk {q¤Lke ytËh síkk hnu÷k nkuÞ Au. MkhMkðLkk Akuz Lke[u {kxe{ktÚke rLkf¤eLku ykuhkuçkUfku ÃkhSðe Ëu¾kÞ Au.

hkuøkfkhf: ykuhkuçkUfeLke þk¾k økwËuîkh nkuÞ Au yLku íkuLke ÷tçkkE 15Úke 50 Mku{e nkuÞ Au yk þk¾k Mkk{kLÞ Ãke¤k yÚkðk ÷k÷ ¼qhk htøkLkk nkuÞ Au, su MkVuË Lk¤kfkh nkuÞ Au, íku #zkfkh çkesÞwõík V¤ çkLkkðu Au, su ykþhu 5 Mku{e ÷ktçkk nkuÞ Au. íku{kt MkUfzkuLke MktÏÞk{kt LkkLkk fk¤k çkes nkuÞ Au. yk çkes s{eLk{kt ½ýk ð»kkuo MkwÄe Sðeík hne þfu Au.

hk uø k[¢: yk uh u ç k UfeLk k çk es s{eLk{kt 10 ð»ko MkwÄe Sðeík hne þfu Au. yk çkesLkwt ytfqhý íÞkhu s ÚkkÞ Au ßÞkhu MkhMkð fw¤Lkk AkuzLkk {q¤ íkuLke ÃkkMku ÷køku Au. ytfqhý çkkË ykuhkuçkUfeLkk {q¤ MkhMkðLkk {q¤ íkhV ykøk¤ ðÄu Au yLku Ãkkf îkhk çkLkkððk{kt ykðu÷ ¼kusLkLku økúný fheLku ð]rØ LkkUÄkðu Au. ykþhu yuf {rnLkk MkwÄe s{eLk{kt s ð]rØ fhe ytøkwXkLkk ykfkh{kt s{eLkøkík {q¤{kt ¼kusLk Mk tøk úneík hnu Au. íÞkhçkkË MkhMkðLke 50 Úke 60 rËðMkLke yðMÚkk Ëhr{ÞkLk íku s{eLkLke

çknkh rLkf¤u Au, çknkh ykÔÞk çkkË Ãký íku ÷e÷k ÃkktËzk çkLkkðeLku ÃkhSðe s hnu Au. íÞkhçkkË Vw÷ ykðe òÞ Au yLku yMktÏÞ LkkLkk-LkkLkk çkes çkLke òÞ Au. yk Mk{økú «r¢Þk çkes çkLkeLku Wøke rLkf¤ðk MkwÄe çku {rnLkk{kt Ãkqýo ÚkkÞ Au.

rLkÞtºkýLkk WÃkkÞ

1. Lkðk ûkuºkku{kt çkesLkku «ðuþ fhðk Ëuðku òuEyu Lknª íku{ s ÃkhSðeLkk çkes hrník MkhMkðLku þwØ çkesLkku WÃkÞkuøk fhðku òuEyu.

2. ykuhkuçkUfe ÃkhSðeLku nkÚk ðzu W¾kzeLku ®LkËý îkhk s{eLkLkk WÃkhLke þk¾kLku fkÃke Lkkþ fhe Ëuðe òuEyu.

3. yk çkes çkLke òÞ íkku AkuzLku MkkðÄkLkeÃk qð of fkZe Lkk t¾ðk òuEyu suÚke çkes s{eLk{kt {¤u Lknª.

4. su ûkuºkku{kt ðÄkhu Ãkzíkku «fkuÃk nkuÞ íÞk MkhMkðLkk ÃkkfLku xÙuÃk ¢kuÃk MðYÃk{kt ðkðuíkh fhðwt òuEyu. 30 Úke 40 rËðMk{kt ÃkhSðeLkk Akuz çknkh rLkf¤íkk òuðk {¤u íkku LkðuBçkhLkk ytík{kt ŸzkEÚke ¾uzký

zku. ík¾ík®Mkn hksÃkwhkurníkMku.Lke. «kuVuMkh hksMÚkkLk f]r»k ÞwrLkðŠMkxe

34,E{hríkÞk çkuhk, Ãkkðxk Mke hkuz, òu¾Ãkwh-342010 (hksMÚkkLk){ku. 09414921262,E{u÷ [email protected]

MkhMkð{kt ykuhkuçkUfeLke Mk{MÞk yLku íkuLkwt ÞkuøÞ rLkÞ{LkMkhMkð{kt ykuhkuçkUfeLke Mk{MÞk yLku íkuLkwt ÞkuøÞ rLkÞ{Lk

www.krishijagran.com5ZÒJL lGI\+6


fhe MkhMkð Mkrník íkuLkk ¼qr{økík Ak uzLkk u Lkkþ fhðk u òuEyu. íÞkhçkkË yLÞ ÃkkfLkwt ðkðuíkh fhðwt òuEyu.

5. ßÞk MkwÄe íkuLkwt MktÃkqýo rLkÞtºký Lk ykðu íÞk MkwÄe MkhMkðLke søÞk Ãkh yuhtzkLkk ÃkkfLkw t ðkðuíkh fhðwt òuEyu fkhý fu yuhtzk yuf ðŠ»kÞ Ãkkf Au, suLkkÚke ÃkhSðeLk u yxfkððk{kt {ËË {¤u Au.

6. f ux÷kf Ak uz s uðk f u {h[k ykuhkuçkUfeLkk çkesLkwt ytfqhý ÚkE òÞ Au Ãkhtíkw {h[kLkk Ãkkf Ãkh yk ÃkhSðeÚke fkuE s LkwfMkkLk ÚkÞwt LkÚke. yk «fkhLke s{eLk{kt WÃkÂMÚkík ykuhkuçkUfeLkk çkeòuLku ytfqrhík fhe yk ÃkkfLku xÙuÃk ÃkkfLkk Mð\Ãk{kt «Þkuøk fhe ÃkhSðeLkk AkuzLkku Lkkþ fhe þfkÞ Au. yk «fkhÚke {h[k MkhMkð Ãkkf [¢ yÃkL k kðeL k u yk Ã khSðeL k u «kðf]ríkf MðYÃk{kt rLkÞtrºkík fhe þfkÞ Au.

7. ÷ktçkk Mk{Þ MkwÄe Ãkkf [¢ yÃkLkkðe íkuLke WøkúíkkLku hkufe þfkÞ Au.

8. Akuz s{eLkLke MkÃkkxe ÃkkMku 25 xfk íkk{ú½k u÷Lkk u Atxfkð fhðkÚke ÃkhSðe Lkkþ fhe þfkÞ Au.

9.ykuhkuçkUfe Akuz Ãkh MkkuÞkçkeLkLkk íku÷Lkk 2 xªÃkk Lkkt¾ðkÚke Akuz {he

òÞ Au.

10. MkhMkðLkk ykøÞk hkuøkhkuÄe òík Ëwøkko{rý ðkðuíkh fhku.

11. ykuhkuçkUfe Akuz Ãkh 0.4 xfk ø÷kEVkuMk uxLkk MkeÄk Atxfkð fhðkÚke ÃkhSðe Lkkþ fhe þfkÞ Au.

xÃkf ÃkØrík

©ehk{ xÃkf ©�� ehk{ PVC ÃkkEÃk©�� ehk{ Vwðkhk ÃkØrík

¾uzqíkkuLkk rníkLkwt¾uzqíkkuLkk ÃkwºkLkwt Võík......

The leading manufacture of ISI Drip Irrigation System

Email: [email protected] [email protected]

¾uzqíkkuLkk rníkLkwt¾uzqíkkuLkk ÃkwºkLkwt Võík......

©ehk{

MkkEhk{ Ã÷kÂMxõMk yuLz EheøkuþLkçkhkuzk, nuz ykurVMk : Þkuøkuþ Ãkkxe÷, ©e MkkEhk{ Ã÷kÂMxõMk yuLz ErhøkuþLk, 7 hks yuMxux Mxux çkUf ykuV EÂLzÞk WÃkh ËþhÚk,

ðzkuËhk-391740, VkuLk Lktçkh: 0265-2241553, {kuçkkE÷: 8469892733

zeMkk, Mkçk ykurVMk : ©e h{uþ¼kE Xku÷heÞk, ©e MkkEhk{ Ã÷kÂMxõMk yuLz ErhøkuþLk 2, {nkrðh fkuBÃ÷uûk, {kÁrík Ãkkfo Mkk{u, hkýÃkwh hkuz,

íkk÷wfku zeMkk, SÕ÷ku çkLkkMkfktXk, VkuLk Lktçkh: 02744220273, {kuçkkE÷: 9712974911/9428190390

y{hu÷e-økwshkík : MktsÞ¼kE hkXkuz, ©e MkkEhk{ Ã÷kÂMxõMk yuLz ErhøkuþLk, furhÞk hkuz, Lkkøkrhf çkUf ƒksw{kt, Ãkkuü ykurVMk Mkk{u,

{kuçkkE÷ Lktçkh: 9327158711

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r{rÚk÷k fkuÃkuohurxð, VuMk-çke,hkuz Lktçkh-9, hkSð Lkøkh, ÃkxLkk, rçknkh

Email: E{u÷: [email protected] 09931838846

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,F.GGF 5F\N0F ALÒ ,F.GGF S\NMG[ -F\SL N[P VF 5|DF6[ S\NG[ B[TZDF\ H #v$ lNJ; ;]WL ;]SFJJF N[J]\ Ô[.V[P tIFZ 5KL #YL $ ;[g8LDL8ZGL NF\0L KM0LG[ 5F\N0F SF5L GF\BJF Ô[.V[P AC] GFGF S\NMG[ V,UYL KF\8L ,[JF Ô[.V[P ;FZF S\NGM -U,M SZLG[ T[G[ Z_vZ5 lNJ; ;]WL KFIFDF\ ;]SFJJF N[JF Ô[.V[P T[ NZlDIFG 0]\U/LGL 0F/L ;]SF.G[ p5ZGF EFUG[ A\W SZL N[ K[ VG[ p5ZGL KF, ;]SF.G[ 0]\U/L p5Z ;FZL ZLT[ RL5SL ÔI K[P H[YL 0]\U/LGL V\NZ ZMUGF SL8F6] ;Z/TFYL 5|J[X GYL SZL XSTF VG[ 0]\U/LG[ JW] lNJ; ;]WL ;\3ZL XSFI K[P ;FZL ZLT[ ;]SFI[,L 0]\U/L $v5 DCLGF ;]WL ;FZL ZC[ K[P VF JFTGL Ô6 B[0}TMG[ CMJF KTF\ 56 T[VM 5lZl:YlTGF SFZ6[ T[GL p5Z JW] wIFG GYL VF5TFP 0]\U/LGF EFJDF\ pTZvR- YTL ZC[ K[P VFHGM ;FZM EFJ !_v!5 lNJ; ;]WL ZC[X[ V[ JFTGL SM. U[Z\8L GYL ZC[TLP 0]\U/LGM EFJ ;FZM D/TM CMI TM B[0}T TZT H 0]\U/LGF 5F\N0F SF5LG[ T[G[ J[RL GF\B[ K[P H[GF ,LW[ ;]SFjIF JUZGL 0]\U/L J[5FZLG[ tIF\ ;\3ZL ZFBJFYL 8}\S ;DIDF\ H ;0JF ,FU[ K[P V[8,[ 0]\U/L DF8[ V[S ZSD GÞL SZJFGL H~ZT K[P J[5FZL Ô[ ;FZL ZLT[ ;]SJ[,L 0]\U/LGM JWFZ[ EFJ VF5X[ TM AÔZDF\ J[RJF DF8[ B[0}TM 56 ;FZL ZLT[ ;]SFI[,L 0]\U/L p5Z JWFZ[ wIFG VF5X[P B[0}TMG[ 56 V[ JFTGL BFTZL YJL Ô[.V[ S[ T[DG[ TFÒ 0]\U/L SZTF\ ;]SFI[,L 0]\U/LGM EFJ JWFZ[ D/X[ TM H T[VM VF AFAT JW] lJRFZX[P

:8MZ~DG]\ 8[d5Z[RZ

0]\U/LGM JWFZ[ JBT ;]WL E\0FZ SZJF DF8[ :8MZ~DMG]\ 8[d5Z[RZ VG[ T[G]\ TF5DFG B}A H DCtJ5}6" 5lZA/ K[P JWFZ[ TF5DFG s*_ ;[\PYL JWFZ[f 0]\U/L DF8[ X+] AZFAZ K[P JWFZ[ TF5DFG CMJFYL D}/GM lJSF; VMKM YFI K[ VG[ O}UGM 5|SM5 JW[ K[ H[GF ,LW[ 0]\U/L ;0JF ,FU[ K[P T[GFYL lJ5ZLT VMK]\ TF5DFG s&5 ;[\P SZTF\ JWFZ[f CMI TM 0]\U/LG]\ JFQ5Mt;H"G JWFZ[ YFI K[P ;FZF E\0FZ6 DF8[ :8MZ~DG]\ TF5DFG Z5v#_ ;[\P VG[ &5v*_ 8SFGL JrR[ CMJ] \ Ô[.V[P D[vH}GGF DCLGFVMDF\ :8MZ~DMG] \ TF5DFG JWFZ[ CMJFYL VG[ GDL VMKL CMJFGF ,LW[ JGHDF\ JWFZ[ SDL YFI K[P

H],F.YL ;%8[dAZ ;]WL GDL *_ 8SF SZTF\ JWFZ[ CMI K[ V[8,[ tIFZ[ JWFZ[ AUF0 YFI K[P VMS8MAZvGJ[dAZGF ;DI NZlDIFG VMKF TF5DFGGF ,LW[ ;]QF]%TFJ:YF T]8L ÔI K[ VG[ 5|:O]8GGL ;D:IF JWL ÔI K[P

:8MZ~DMGL ZRGF 5|FS'lTS CJFGF 5|JFCGM lJRFZ SZLG[ SZJFDF\ VFJ[ TM 8[d5Z[RZ VG[ GDLG[ VD]S CN ;]WL lGI\l+T SZL XSFI K[ VG[ 0]\U/LG[ :8MZ SZTL JBT[ YTF\ G]S;FGG[ VMK]\ SZL XSFI T[D K[P

SL0F VG[ ALDFZLVMG]\ lGI\+6

0 ] \ U / L G L p 5 H G [ 5 | E F l J T SZJFJF/F 5lZA/MDF \ Z MU VG [ ÒJH\T]VMYL YGFZ G]S;FG DMBZ[ K[P EFZTDF\ H[ 5|DF6[G]\ JFTFJZ6 K[ T[ 0]\U/LDF\ YGFZ VG[S ZMU VG[ SL0FVM DF8[ VG]S}/ K[P BZLOGL DF{;DDF\ 5|lTS}/ JFTFJZ6 CMJFGF ,LW[ H]NFv H]NF ZMUMYL 5_v(_ 8SF ;]WL VG[ ZALGL DF{;DDF\ !5vZ_ 8SFG]\ G]S;FG YFI K[P ZMU VG[ SL0FGL V;Z 0]\U/LGF pt5FNG4 V[GL SJF¶l,8L4 :8MZ[HGL 1FDTF VG[ T[GF 5lZ6FD :J~5[ AÔZGL EFJ JU[Z[ p5Z 50[ K[P 5FSGL JFJ6LYL DF\0LG[ T[GF :8MZ[H ;]WL VG[S 5|SFZGF ZMU VG[ SL0FVMYL 0] \U/LGF 5FSG[ G]S;FG YJFGL XSITF ZC[ K[P

VG[S JQFM"YL B[0}TM 0]\U/LGL B[TL SZTF VFjIF K[ 56 SL0FVM lJX[ H[DS[ WFAF ZMU4 SF/L O}U S[ lY|%; l;JFI JW] DFlCTL T[DG[ GYLP CSLSTDF\ 0]\U/LDF\ VG[S 5|SFZGF ZMU VG[ SL0FVMG] \ VFS|D6 YFI K[4 H[GL DFlCTL B[0}TMG[ GYLP ZMU YJFYL S[ SL0F ,FUJFYL B[0}TM V[GM p5FI NJF J[RGFZGL ;,FC SZLG[ SZ[ K[4 AWF NJF J[RGFZG[ VF AFAT 5}ZL

DFlCTL 56 GYL CMTL 5lZ6FD[ ZMU VG[ SL0FVM p5Z lGI\+6GM ;FRM p5FI GYL Y. XSTM VG[ G]S;FG JWFZ[ YFI K[P V[8,F DF8[ B[0}TMG[ 5MT[ H NZ[S ZMU lJX[GL DFlCTL CMJL B}A H H~ZL K[P VG[ ZMUYL ARJFGF p5FIM 56 Ô6JF H~ZL K[ H[YL T[VM 5MTFG[ YTF G]S;FGYL ARL XS[ K[P

SIFvSIF ZMU Y. XS[ K[

0 ] \ U / L D F \ D ] b I Z L T [ Z M U :S[,[ZMlXID ZF<O;L GFDGF SJSYL YFI K[4 H[ KM0GL G;"ZLDF\ ALIFZ6GF V\S]Z6 GLS?IF 5KL KM0 JW[ tIFZ[ T[G[ V;Z SZ[ K[P SJSGF T\T] KM0GF HDLGJF/F EFUDF\ 5|J[X SZLG[ KM0 p5Z V;Z SZ[ K[4 T[GF ,LW[ KM0 5L/F 50JF ,FU[ K[P KM0GM HDLG ;FY[ V0[,M EFU ;0JF ,FU[ K[4 VG[ 5KL WLZ[vWLZ[ KM0 ;]SFJF ,FU[ K[P SZDF. UI[,F KM0GF HDLGJF/F EFU p5Z SJSGF ;O[N T\T] lJSl;T YFI K[4 T[GL p5Z ;O[N Z\UGF GFGFvGFGF NF6F N[BFI K[P H[ YM0F JBT 5KL ZF.GF NF6F H[8,F Y. ÔI K[P 5KL T[ HDLGGL V\NZ S[8,FI JQFM" ;]WL ;];]%TFJ:YFDF\ 50[,F ZC[ K[P ,FU,FU8 V[S H HuIFV[ KM0 T{IFZ SZJFYL ZMUGM 5|SM5 JWL ÔI K[P VF ZMUGF SFZ6[ !_YL )_ 8SF ;]WL KM0 BZFA Y. XS[ K[P JFJ6L YIF 5KL 56 B[TZMDF\ VF ZMU DM8F 5FI[ O[,FTM CMI K[P BZLOGL DF{;DDF\ JFTFJZ6 VF ZMUG[ O[,FJJF DF8[ IMuI CMI K[P JWFZ[ GDL VG[ Z$v#_ l0U|L ;[l<;I; TF5DFG VF SJSGL J'lâ DF8[ IMuI U6FI K[P JFJ6L SZTL JBT[ Ô[ 5F6LGL lGSF;GL jIJ:YF AZFAZ G CMI4 TM VF ZMUGM 5|SM5 JWFZ[ YFI K[P

VMK]\ JHG

0]\U/L SF-L ,LWF 5KL VG[ ;FZL ZLT[



;]SFjIF 5KL 56 D[vH}GDF\ JWFZ[ TF5 CMJFYL VG[ ;]SL CJFGF ,LW[ T[G]\ JHG VMK]\ YFI K[P 0]\U/LDF\ xJ;G CMJFGF ,LW[ SFA"lGS 5NFY" VG[ 5F6LGM p5EMU YTM ZC[TM ZC[ K[P ;FY[ H 5F6LGF JFQ5LSZ6YL JHG VMK]\ YFI K[P VF SDL Z5v#_ 8SF H[8,L Y. XS[ K[P

BZFA 0]\U/L

0]\U/LG[ Ô[ ;ZBL ZLT[ ;]SFJ[,L G CMI TM T[GL p5ZG]\ lK,S]\ 5}ZL ZLT[ ;]SF. GYL XST]\P V[GL 5ZTMDF\ GDL ZCL ÔI K[ VG[ 0]\U/LGF 3FJ 5}ZL ZLT[ GYL EZFTF4 H[GF ,LW[ ÒJH\T] 0]\U/LDF\ 5|J[X SZL ÔI K[4 VG[ 0]\U/L ;0JF ,FU[ K[P H],F. VG[ VMU:8GF DCLGFDF\ 0]\U/L ;0JFGL JW] XSITF ZC[ K[P 0]\U/L ;0JFYL Z_v$_ 8SFG]\ G]S;FG YFI K[P :8MZ[H JBT[ U|LJF U/[,L4 SF/L O}U4 D}/DF\ ZMU H[JF O }UJF/F Z MUGF 5 |S M5YL 0 ] \U/L AU0JFGL XSITF JWFZ[ ZC[ K[P O}UGF SL8F6]\ B[TZDF\YL :8MZ[H ;]WL 5CM\RL ÔI K[P

5F6LGL jIJ:YF

0]\U/LGF D}/ DF8LDF\ !_YL !5 ;[\PDLP O[,FI[,F CMI K[ VG[ JW]DF\ JW] T[ Z_ ;[PDLP ;]WL O[,FI K[P V[8,[ 0]\U/LGF 5FSGL l;\RF. SZTL JBT[ !5 ;[PDLPYL JWFZ[ p\0F6 ;]WL 5F6L 5LJ0FJJFGL H~ZT GYL ZC[TLP 0]\U/LGF 5F\N0F VgI

5FSGF 5F\N0F H[JF G Y.G[ UF/FSFZ G/L H[JF CMI K[ H[GL p5Z DL6G]\ VFJZ6 CMI K[P T[GF ,LW[ 8[d5Z[RZ JWJFYL 56"Z\W| A\W CMJFGF ,LW[ JFQ5Mt;"HG VMK]\ Y. ÔI K[ VG[ 8[d5Z[RZ JWJFGL V;Z KM0 p5Z GYL YTLP VF 5|DF6[GL 5F\N0FGL ;\ZRGFGF ,LW[ 5F6L 5LJ0FJJ]\ ;Z/ 50[ K[P

0 ] \ U / L G F 5 F S G [ X ~ V F T D F \ YM0FvYM0F ;DIFT\Z[ 5F6LGL VMKL H~ZT 50[ K[P ;]SF B[TZDF\ JFJ6L SIF" 5KL TZT H l;\RF. SZJL Ô[.V[P GJF D}/LIF lJSl;T YFI tIFZ;]WL B[TZDF\ 5}ZTL GDL CMJL H~ZL K[4 V[8,[ JFJ6L 5KL SZJFDF\ VFJ[, l;\RF.GF A[v+6 lNJ; 5KL OZLYL l;\RF. SZJFGL H~ZT 50[ K[P V[S JBT KM0 ÔDL ÔI 5KL 5F6L VMK]\ 5LJ0FJJ]\ 50[ K[P 56 5KL H[DvH[D KM0 JWJF ,FU[ K[ T[DvT[D 5F6L 56 JW] 5|DF6DF\ VF5J]\ 50[ K[P KM0DF\ UF\9 AGJFGL X~VFT YIF 5KL S\NGF 5}6" lJSF; ;]WL sJFJ6L 5KL &_YL !!_ lNJ; ;]WLf lGIlDT ~5[ l;\RF.GL H~ZT 50[ K[P

VF ;DI NZlDIFG Ô[ 5F6L VMK]\ CMI TM T[GL lJ5ZLT V;Z YFI K[ VG[ 0]\U/L ;FZL SJF[l,8LGL GYL pUTLP S \NMGF 5MQF6 NZlDIFG lGIlDT l;\RF.GL jIJ:YF B}A H H~ZL K[P

VlGIlDT VG[ VMKL l;\RF.YL A[v OF0JF/F S\NMGL ;\bIF JW[ K[P VG[ H~ZT SZTF\ 56 Ô[ JWFZ[ 5F6L 5LJ0FJJFDF\ VFJ[ TM 56 Ô0L UZNGJF/L 0]\U/L GLS/[ K[ VG[ V[GL :8MZ[H 1FDTF VMKL Y. ÔI K[P JWFZ[ 5F6L 5LJ0FJJF SZTF\ lGI\l+T VG[ H~ZT 5|DF6[ IMuI l;\RF. SZJFYL ;FZL p5H D/[ K[P ;FY[ H S\NMGL U]6J¿F 56 ;FZL CMI K[ VG[ T[GL :8MZ[H 1FDTF 56 JW[ K[P l;\RF.GM V \TZF/ 5FSGL J ' lâGL VJ:YF4 ,UF0JFGL ;LhG4 DF8LGM 5|SFZ JU[Z[ JFTM p5Z VFWFlZT CMI K[P DM8FEFU[ JFJ6L SIF" 5KL TZT H 5C[,L JBT l;\RF. SZJFDF\ VFJ[ K[P

TIFZAFN ;LhG 5|DF6[ ZALGL ;LhG sGJ[dAZYL ÔgI]VFZLfDF\ !_YL !Z lNJ; 5KL l;\RF. SZJFDF\ VFJ[ K[P O[A|]VFZLYL V[l5|, DCLGFDF\ *YL ( lNJ;GF V\TZF/[ l;\RF. SZJL Ô[.V[P BZLOGL ;LhGDF\ JZ;FNGL DF+F VG[ DF8LGL ÔT 5|DF6[ l;\RF. SZJL Ô[.V[P ;FWFZ6 ZLT [ BZLOGF 5FS DF8 [ #YL $ l;R\ F.4 5FK/YL BZLODF \ !_YL !5 l;\RF. VG[ ZAL S[ UZDLGL O;,DF \!(YL Z_ l;R\ F.GL H~ZT 50 [KP[

N[X VG[ lJN[XMDF\ 56 B5T

VFXLQF DC[TFV[ pUF0[,L 0]\U/LGF ALIFZ6 I ]5L 4 A \UF/4 G [5F/GL ;FYM;FY AF\u,FN[XDF\ 56 ÔI K[P H[GL lS\DT VFXZ[ V[S CÔZYL !5__ ~l5IF 5|lT lSJ\8, CMI K[P 0]\U/LG[ B[TZDF\YL SF-LG[ :8MZ[H SIF" 5KL VD]S DCLGF AFN J[RJFYL ;FZM EFJ D/[ K[P T[DGL 0]\U/L :YFlGS AÔZ l;JFI SM,STF4 G[5F/ VG[ AF\u,FN[XDF\ ÔI K[P VF I]JF B[0}TGF H6FjIFG];FZ B[TLDF\ GOMv G]S;FG JFTFJZ6 VG[ AÔZ EFJ p5Z VFWFlZT ZC[ K[P T[DKTF\ VFGL VFJS NZJQF[" ,FBMDF\ YFI K[P VFXLQF Ò<,F VG[ ZFßI :TZ[ VG[S 5]Z:SFZ D[/JL R}SIF K[P TN]5ZF\T T[VM N[XEZDF\ YTF\ VG[S ;[DLGFZ VG[ 5|NX"GLVMDF\ 56 EFU ,[TF ZC[ K[P

0]\U/L VG[ ALIFZ6GM 5FS SZGFZ B[0}T EF.VMG[ Ô[ JWFZ[ DFlCTL Ô[.TL CMI TM T[VM VFXLQFEF.GF DMAF., G\AZo )(#5&#)5!Z p5Z T[DGM ;\5S" ;FWL XS[ K[P



ુવર�યાળ�ના દાણાનો �પો ��મન

ુે ેદાણાની મ�જ અન ત� ંિનય�ંણ

ુવર�યાળ�ના દાણાનો �પો ��મન

ુે ેદાણાની મ�જ અન ત� ંિનય�ંણ


�રયાળ�ની ખેતી ��ુય�વ ે ભારતમા ંથાય છે.

ભારતમા ં ��દ�શ, �જુરાત, રાજ�થાન,

ુકણા�ટક, તાિમલના�, ઉ�ર�દ�શ, પિ�મ બગંાળ,

ઓ�ર�સા, ક�રાલા અને મહારા�� રા�યમા ં

વ�રયાળ�ની ખેતી જોવા મળે છે. �જુરાત

ઉ�પાદનની ��ટએ ��દ�શ પછ� બી� �મે

આવ ેછે. �જુરાત રા�યમા ંઆ પાક� ંુવાવતેર

મહસ� ાણા, સાબરકાઠંા, બનાસકાઠંા, ખેડા,

અમદાવાદ અને પચંમહાલ ��લામા ં ��ુય�વ ે

કરવામા ંઆવ ેછે. �જુરાતમા ંહાલ વ�રયાળ�� ંુ

વાવતેર ૫.૫૨ લાખ હ�� ટરમા ંથાય છે �ના માથંી

૮.૮૨ લાખ ટન ઉ�પાદન થાય છે. ખાસ કર�ને

ૂવ�રયાળ�ના િનકાસ �ારા ખે�તોને સા� વળતર

મળે છે.

વ�રયાળ� �જુરાતનો મહ�વનો પાક

ગણવામા ંઆવ ેછે. આ પાકમા ં િવિવધ �વાતો

જોવા મળે છે, �વી ક� િ��સ, મોલો-મશી, લીલા

અને પીળા �સૂીયા (બગ), લીલી ઈયળ, દાણાનંી

મ�જ અને ઉધઇ �ારા �કુસાન થ� ંુહોય છે. આ

�વાતો પૈક� દાણાનંી મ�જ સી� ુજ વ�રયાળ�ના ં

દાણાને �કુસાન કરતી હોવાથી તેને ��ુય �વાત

ગણવામા ંઆવ ેછે અને તેના આ�મણની શ�આત

પાકની પાકટ અવ�થાએ ખેતરમાથંી જ થઇ �ય

છે. તા�તરના વરસોમા ં �જુરાતમા ં દાણાનંી

મ�જનો ઉપ�વ િવશષે �માણમા ં�વા મળે છે. આ

�વાત દાણાની મ�જ અથવા દાણા કોરનાર

�વાત અથવા ચા�સીડ માખીના ં નામથી પણ

ઓળખવામા ં આવ ે છે. આ �વાતથી ૪૦ ટકા

�ટ� ંુ�કુસાન �દાજવામા ંઆવ ેછે. .

યજમાન પાકો

દાણાનંી મ�જ ��ુય�વ ે વર�યાળ� ઉપરાતં

ધાણા, �વુા, �� અને અજમામા ંપણ �કુસાન કર�

છે. આ �વાત મર�-મસાલાના પાકોમા ં�કુસાન

કરતી જોવા મળે છે, �થી આ �વાતને મર�-

મસાલા પાક �રૂતી બ�ભો� �વાત ગણી શકાય.ુ

ુ�વનચ� તથા �કસાનનો �કાર

ુઆ �વાત� ંુ ��ુત ક�ટક ના�,ંુ ના�ક

ચળકતા કાળા રંગ� ંુતેમજ �વાટં�વા� ઉદર�દ�શ

ધરાવ ે છે. માદા મ�જ તે� ુ �ડિન�ેપક �ગ

વ�રયાળ�ના દાણામા ંદાખલ કર� તેમા ં�ડા �કૂ� છે.

ુડો. આર. ક�. �મર, �ી. આર. �. પટ�લ,

ડો. ક�. ડ�. શાહ અને ડો. પી. ક�. બોરડ

ૃક�ટકશા� િવભાગ, બ.ં �. �િષ મહાિવ�ાલય

ૃઆણદં �િષ �િુનવસ�ટ�, આણદં – ૩૮૮ ૧૧૦

09426508347 Email: [email protected]

SL8 lGI\+6

વ


�ડામાથંી િનકળતી ઇયળ સૌ �થમ દાણાના

મ�જને કોર�ને �કુસાન કર� છે. આથી આ �વાતને

દાણાની મ�જના નામથી ઓળખવામા ંઆવ ેછે.

કોશટેા અવ�થા પણ દાણામા ંજ પસાર કર� છે અને

તેમાથંી ��ુત મ�જ દાણામા ંબાર�ક કા� ંુપાડ�ને

બહાર િનકળે છે, �ના ંપર�ણામે દાણા ંકાણાવંાળા

જણાય છે. પરં� ુ ક�ટલાકં �ક�સાઓમા ં બે

કાણાવંાળા દાણા ં પણ જોવા મળે છે આવી

ઉપ�િવત વર�યાળ�ની �ણુવતા નબળ� ક�ાની

ગણાય છે, �ના કારણે તેના બ�ર ભાવ પર

અસર પડતી હોય છે. આ ઉપરાતં વ�રયાળ�મા ં

તેલની �ણુવતા અને ��રણ શ��તમા ં ઘટાડો

જોવા મળે છે.

સકં�લત �વાત �યવ�થાપન

· વર�યાળ�ની વાવણી/ રોપણી ઓ�ટોબરના

�થમ અઠવા�ડયામા ંકરવાથી ઉપ�વ ઓછો

જોવા મળે છે �યાર� મોડ� વાવણી / રોપણી

કરવાથી દાણાની મ�જનો ઉપ�વ વધવાની

શ�તા રહ � છે.

· ઉભા પાકમા ં િમથાઇલ-ઓ-ડ�મેટોન ૨૫

ઈ.સી. ૧૦ િમ.�લ. અથવા ડાય�લોરવોસ ૭૬

ઈસી ૭ િમ.�લ. અથવા ફ�નવલેર�ટ ૨૦ ઈસી

૧૦ �લટર પાણીમા ંભેળવીને �લ આ�યા પછ�

અને �યારબાદ ૧૫ �દવસના ં�તર� જ�ર�યાત

�જુબ છટંકાવ કરવો.

· વર�યાળ�ના ં પાકમા ં પરાગનયનમા ં

મધમાખીઓ અગ�યનો ભાગ ભજવ ેછે. �થી

તેની ��િૃ�ને �યાનમા ં રાખી સલામત

દવાઓનો ઉપયોગ યો�ય પ�ધતીઓ અને

સમયે કરવો.

· સ�ંહ કરવા માટ� �યવ��થત સાફ કર�લા

બારદાન/ કોથળાનો ઉપયોગ કરવો.

· સ�ંહ દર�યાન યો�ય તાપમાન અને ભેજની

�ળવણી કરવી.

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દાણાન� મ�જ

www.krishijagran.comSL8 lGI\+6


ુ સહાય �થ એ ૧૦ થી ૨૦ �ય��ત� ંુએક

ુસરખા ગર�બ વગ�ના લોકોથી બન� ંુ�થ છે.

તેના પાયામા ં“ પહલ� ા બચત પછ� ��ડ�ટ” નો

ુસી�ધાતં છે. �વ સહાય �થના સ�યોને એક

સરખી ��ુક�લીઓનો સામનો કરતા હોય છે. અને

તેઓ તેના સમ�યાના િનવારણ માટ� એકબી�ને

મદદ કર� છે. સ�યો �ારા નાની બચત કરવામા ં

ુઆવ ે છે. આ બચત બ�કના ખાતામા ં �થના

ુનામથી જમા થાય છે. �વ સહાય �થ તેની

ુબચતમાથંી તેના જ �થના સ�યોને લોન �વ�પે

ુપૈસા આપે છે. આ િસવાય �થના �ેડ�ગના

આધાર� બ�ક �ારા પણ િધરાણની �યવ�થા હોય છે.

ુ ુ�થના નીિત-િનયમો �થના દર�ક સ�યો સાથ ે

મળ�ને ન�� કર� છે.

ુ �વ સહાય �થ� ંુબધંારણ અને કાય�

(૧) સ�યપદ

ુ ુ - એક ��ંબ દ�ઠ એક �ય��ત �વ-સહાય

ુ ુ�થના સ�ય બની શક� છે. - �વ સહાય �થ કા ંતો

��ુષો� ંુહો� ુજોઇએ અને કા ંતો �ીઓ� ંુહો� ંુ

જોઇએ. �ી-

ુ��ુષ� ંુસાથ ે�વ સહાય �થ મા�ય નથી. -

ુસામા�ય ર�તે �ીઓ� ંુ�થ સાર� ર�તે કામ કર�

શક� છે કારણ ક� તેમની બચત અને


ેઓળખ અન િધરાણ �યવ�થા

લોનનો ઉ�યોગ કરવાની �મતા સાર� હોય

છે. - મોટા ભાગના સ�યોની સામા�ક અને

આિથ�ક પ�ર��થિત એક સરખી હોય છે.(૨) મીટ�ગ

ુઅને વહ�વટ - �થ િનયમીત ર�તે મળતા હોવા

જોઇએ. મીટ�ગ અઠવા�ડયામા ંઅથવા મહ�નામા ં

એકવાર હોવી જોઇએ �થી તેઓ એકબી�ની

ન�ક આવશ ે અને એકબી�ને સમ�

ુ ુએકબી�ની ��ુક�લીઓ �ર કરશ.ે - �થના દર�ક

નાના મોટા ચોપડાની �ળવણી શ� ન બને તો

બહારના કોઇપણ ભણેલ �ય��તની સહાય લઇને

પણ તેની યો�ય ગણતર� �વુક� ની �ળવણી

કરવી.

- મીટ�ગ દરિમયાન થયેલી ચચા�, નીિત-

િનયમો તથા નવા િનણ�યો વગેર� મીટ�ગમા ંજ

ુપોતાના �થના ચોપડા, �કુ, ર��ટરમા ંલખવા

�થી ક� સ�યો વાચંી લખી શકતા નથી તેને

ુિવ�ાસ બેસે અને �થ સાર� ર�તે કામ કર� શક�

ુછે.(૩) �વ સહાય �થની �કુ, ર��ટર બનાવ�.ંુ

- મીટ�ગ �કુ� આ �કુમા ં મીટ�ગ દરિમયાન

લીધેલા નવા િનણ�યો, મીટ�ગ દરિમયાન થયેલી

ુચચા�, િવચારણાઓ, �થના નીિત-િનયમો તથા

સ�યોના નામ, �મર, રહઠ� ાણ અને મીટ�ગમા ં

રહલ� સ�યોની હાજર� લખવી.- બચત અને

ધીરાણ �કુ. � બચત �કુમા ંસ�ય દ�ઠ થયેલી

ુબચત અને આખા �થનો ટોટલ બચતની િવગત


ેઓળખ અન િધરાણ �યવ�થા


�ી ��નેશ�ુમાર બી.

ુડોબર�યાએ�ી ઓફ�સર, બ�ક ઓફ બરોડામોટ� �ંકાવાવ

ુશાખામોટ� �ંકાવાવ,

ુ�જ. અમર�લીતા- વ�ડયા �ંકવાવ ફોન ન-ં૦૨૭૯૬ ૨૩૮૨૩૨

A[gS ,MG

�વ


લખવી. લોન ધીરાણ �કુમા ં સ�યને આપેલ

લોન, ઉઘરાણી, �યાજ, બેલે�સ, બાક� રકમ વગેર�

િવગત લખવી.(૪) બચત અને ઓછો ખચ�. -

�ુથના દર�ક સ�ય નાની રકમની િનયમીત બચત

કરશ.ે રકમ �બુ જ નાની હોય છે

ુપરં� ુ�થના દર�ક સ�યોને િનયમીત અને

સળંગ બચત કરવાની ટ�વ પાડવી. - બચત

કર�લી રાશીનો ઉપયોગ સ�યોને લોન આપવામા ં

થાય છે. લોનનો હ�� ,ુ રકમ, �યાજનો દર, પરત

ુભરવાનો સમયગાળો વગેર� �થ પોતે ન�� કર�

ુછે. - �વ સહાય �થ તેમા ંમળેલી દર�ક મીટ�ગમા

દર�ક સ�યોને ઉ�સાહ�ત કર�ને તેના સ�યોને

રહલ� ી ��ુક�લીઓને નીવારવાનો �ય�ન કર�

ુછે.(૫) �વ સહાય �થને બ�ક સાથ ેજોડાવ�.ંુ -

ુબ�ક બચત ખા� ુખોલ� ંુ(�થના ંનામ�)ંુ - �વ

ુસહાય �થ �ારા જમા થયેલ રકમ બ�ક બચત

ખાતામા ંભરવી. - સ�યોને પૈસાની જ�ર હોય

�યાર� બચત ખાતમા ંરહલ� જમા રાશીનો ઉપયોગ

સ�યના �ત�રક લોન માટ� કરવો.

ુ - પૈસાની લેવડ-દ�વડ �થના સ�યોમાથંી

ન�� કર�લા �ણ સ�યો �ારા થશ.ે બ�ક �ારા

થયેલ કોઇપણ લેવડ-દ�વડને �ણ પૈક� કોઇપણ

ુબે �ારા થઇ શકશ.ે - �વ સહાય �થ� ંુ�ેડ�ગ

કર�.ંુ

લોનનો હ�� ુ

ુબ�ક �તે �વ સહાય �થને �ા હ�� થુી લોન

આપવાની હોય છે તે ન�� કર� શક� ંુ નથી.

�ુથમા ંરહલ� ા સ�યોને પૈસાની જ��રયાત �માણે

િવિવધ હ�� ુમાટ� બ�ક ��ડ�ટ �રૂ� પાડ� છે. ઘરમા ં

�બમાર�, લ�ન, આવકમા ં વધારો કર� એવા

સાધનો ખર�દવા માટ� સીવણ મશીન, અગરબતી

બનાવવા માટ�, સાડ�મા ભરત ભરવા માટ�,

બોલપેન બનાવવા, અથા� ુબનાવવા વગેર� માટ�

ુલોન આપવામા ં આવ ે છે. �થ પોતે મીટ�ગ

ુદરિમયાન ન�� કર� છે ક� �થના �ા સ�યને કયા

હ�� ુમાટ� ક�ટલી લોનની જ��રયાત છે.

ુ SHG (�વ સહાય �થ) યોજના હઠ� ળના ં�વ

ુસહાય �થના ં�ેડ�ગ �ગેના િનયમો.

ુ�વ સહાય �થને ર�વો�વ�ગ ફ�ડ તેમજ

િધરાણ મેળવતા ંપહલ� ા �ેડ�ગ કર� ંુજ�ર� છે.

ુ ુ�ેડ�ગ કરવા માટ� �દા-�દા �દુાઓ �યાને લઇ

તે �દુાઓ સામે સારા અને નબળા ધોરણો �ગનેી

માગ�દિશ�કા કિમ�ર�ી, �ામ િવકાસ કચેર�,

�જુરાત રાજ ગાધંીનગરએ ન�� કર�લ આપેલ

ુછે. આ પ�ધિતમા ં�લ ૧૨ �દુાઓ પૈક� ૫ અથવા

ુવધાર� સારા �ણુો ધરાવતા �થને ર�વો�વ�ગ ફ�ડ

�ા�ટ તથા લોન માટ� પા� ગણાશ.ે

૮ અથવા વધાર� સારા �ણુો ધરાવતા �વ

ુસહાય �થ બ�ક લોન તથા ર�વો�વ�ગ ફ�ડ �ા�ટ

માટ� પા� ગણાશ.ે

લાયકાત

ુ�વ સહાય �થ લોન માટ� નીચેની લાયકાત

ધરાવતા હોવા જોઇએ .

ુ ુ(૧) �વ સહાય �થ છ મ�હના �� ુહો� ંુજોઇએ

ુઅથવા તે �થના છ મ�હના થઇ ગયા

ુ હોવા જોઇએ.(૨) �વ સહાય �થમા ંસાર� ર�તે

બચત કરવાની ટ�વ હોવી જોઇએ.(૩) �વ સહાય

�ુથની ન�ધણી થયેલી હોવી જોઇએ.(૪) �વ

ુસહાય �થમા ં૧૦ થી ૨૦ સ�યો હોવા જોઇએ.(૫)

ુજો ૨૦ કરતા વ� ુસ�યો હોય તો તેવા �થની

ન�ધની ફર�યાત કર�લી હોવી જોઇએ.

લોન� ંુ�વ�પ�

ુ�વ સહાય �થને લોનની રકમની જ��રયાત

ુ ુ�દા �દા હ�� ુ માટ� હોય છે તેથી તેને ��શ

��ડ�ટના �વ�પમા ંલોન આપવામા ંઆવ ેછે.

લોન� ંુરકમ (Loan Amount)

- બ�ક �ારા બચત ખાતામા ંરહલ� જમા રાશી

ઉપર ��શ ��ડ�ટ મળે છે. - િધરાણની રકમ નીચે

ુ ુ�માણે મ�ંર કરવામા ં આવ ે છે.(૧) �થના

સ�યોની સ�ંયા દા.ત. ૧૦(૨) સ�ય દ�ઠ માિસક

બચતની ન�� કર�લ રકમ �. દા.ત. ૧૦૦(૩)

આગામી �ણ વષ� દર�યાન બચત થવા પા� �. �

www.krishijagran.comA[gS ,MG


(સ�ય સ�ંયા X માિસક બચતની રકમ X ૩૬

મ�હના) ૧૦ X ૧૦૦ X ૩૬ = ૩૬૦૦(૪) મળેલ

ુકરતા ભડંોળની રકમ �. દા.ત. ૫૦૦૦(૫) �લ

ુભડંોળ (૩+૪) �. ૪૧૦૦૦(૬) મ�ંર કરવા પા�

ુ ુ�લ રકમ �. (�લ જમા ભડંોળની ૪ ગણી રકમ

વ�મુા ં વ� ુ �. (૧૦૦૦૦૦/-)� ૪૨૦૦૦ X

૪=૧૬૪૦૦૦ � �.૧૦૦૦૦૦ /- થશ.ે(૭)

ુઓછામા ં ઓછ� મ�ંર કરવા પા� રકમ �.

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ુહોવાની શર�તે)(૮) િધરાણ મ�ંર કરવા પા�

રકમ �. ૧૦૦૦૦૦/-� (�માકં ૬ અને ૭ પૈક�

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� આર.બી.આઇ. �ારા ન�� કરવામા ં

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કોઇ માજ�ન રકમની જ�ર નથી. તેની બચતના

આધાર� લોન �યવ�થા હોય છે.

�યાજનો દર

- આર.બી.આઇ તથા બ�કના નીિત-િનયમો

ુઅ�સુાર - સરકાર �ારા �થને �યાજના ૫% થી

સહાય આપવામા ંઆવ ેછે.

લોનની પરત �કુવણી

- બ�કના નીિત િનયમો અ�સુાર

ુ- સામા�ય ર�તે �વ સહાય �થને ��શ ��ડ�ટના

�વ�પમા ંઆપવામા ંહોય તે તેના ��શ ��ડ�ટ

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�.૫૦,૦૦૦/- હોય તો ૫૦,૦૦૦/- ના ૫%

એટલે ક� ૨૫૦૦/- દર મહન� ે ક�શ ��ડ�ટ

ખાતામા ંજમા કરવાના રહશ� ે�ને આપને

લોનનો હ�તો પણ કહ�એ છ�એ.

લોન લેવા માટ�ની શરતો

(૧) જો સવલત રોકડ, ��ડ�ટના �પમા ંહોય તો

ુ�વ સહાય �થ �ારા ક�શ ��ડ�ટ ખા� ંુસતંોષ જનક

ર�તે અને મયા�દામા ંરહ� ચલાવવા� ંુરહશ� ેઅને

ુ�વ સહાય �થ ે એકાઉ�ટમા ં રહલ� ભરપાઇ

કરવાની રકમ �મા ંવખતો વખત ઉઘરાવવામા ં

આવલે �યાજ અને ચા�સનો પણ સમાવશે થાય

છે. તે કોઇપણ �તના વાધંાજનક િવના

સમયસર ભરવાની રહશ� .ે

(૨) જો લેવામા ંઆવલે લોન, ડ�મા�ડ લોન હોય

બ�ક� ંુ િધરાણ પા� ંમાગંવાના અિધકારને સામે

ુકોઇપણ �વૂ�� હ દાખ�યા િવના �વ સહાય �થને

લોન �યાજ સાથ ે�નુ: �કુવવાની તેમજ અ�ય

ુલોનો મ�ંર કરતી વખતે દશા�વાયેલા સમયની

�દર �કુવવાની રહશ� .ે

ુ(૩) જો �વ સહાય �થ �ારા લેવામા ંઆવલે શાખ

સવલત �દુત િધરાણના �પમા ં હોય તો તે

િધરાણ અ�ે નીચે દશા�વલેા �નુ: �કુવણી

સમયપ�ક �જુબ હ�તાવાર �કુવવાની રહશ� .ે

(� દશા�વવામા ંઆવશ)ે આ ઉપરાતં �વ સહાય

�ુથ �યાજના તે દરો ભરશ ે� વખતો વખત

ર�ઝવ � બ�કના બાડ� �ારા બહાર પાડવામા ંઆ�યા

હોય.

ુ(૪) જો �વ સહાય �થ શાખ સવલતનો ઉપયોગ

ુ� �યોજન માટ� બ�ક �ારા તેને મ�ંર કરવામા ં

આ�યો હોય તે �યોજન માટ� કરવામા ં િન�ફળ

ુ�ય તો �વ સહાય �થ તેની �નુ: �કુવણી ઓન

�ડમા�ડ બ�કને �યાજ સાથ ે કોઇપણ �તના

વાધંાજનક ક� બ�કના કાયદ�સરની અ�ય કાય�વાહ�

કરવાના અિધકાર સામે �વૂ�� હ દશા��યા િવના

કરવાની રહશ� .ે

ુ(૫) �વ સહાય �થને લોન એકાઉ�ટની દ� િનક

િસલક પર ગણતર� કરવામા ં આવલે �યાજ

આપવા� ંુરહશ� ેઅને તે દર �ણ મહ�ને અથવા

બ�ક ન�� કર� �યાર� િધરાણ એકાઉ�ટમા ં રકમ

જમા કરવાની રહશ� .ે

ુ(૬) �વ સહાય �થને શાખ સવલતની રકમનો

ઉપયોગ તેના સ�યોને િધરાણ આપવાના

�યોજન માટ� કરવાનો રહશ� .ે �થી તેના સ�યો

ુ ુઅને સ�યોના ��ંબોની સામા�ક આિથ�ક

પ�ર��થિત �ધુર�.

ુ(૭) �વ સહાય �થને એક સાથ ે�ા�ત કરવામા ં

આવલે શાખ સવલતની રકમ અને વખતોવખત

ર�ઝવ � બ�ક અને નાબાડ� �ારા આવી �તના

િધરાણ માટ� બહાર પાડવામા ં આવલે દર�

ુ�યાજની �નુ: �કુવવાની રહશ� .ે �વ સહાય �થ

તેને આપવામા ંઆવલે લોન સવલત બ�ક �ારા

પાછ� ખ�ચી લેવામા ંઆવ ેતો લોનની રકમ, �યાજ

અને બ�કના કાયદાઓ �જુબ થતા અ�ય ચા�સ

�નુ: �કુવવાનો બધંાયેલ છે.

લોન માટ� લેવા પા� જ�ર� દ�તાવજેો

(૧) ડ�મા�ડ �ોસેસર� નોટ (ડ�.પી. નોટ)(૨)

�મીનગીર� ચા� ુ રાખવાનો પ�(૩) પર�પર

કરાર (ઇ�ટર સે એ�ીમે�ટ)(૪) કરારની કલમો

(આટ�કલ ઓફ એ�ીમે�ટ)(૫) મા�ભૃાષામા ં

હ�કકત સમ�વવા �ગે� ંુ ક�લુાત ના�(ંુ૬)

K.Y.C. �વા ક� સ�યોના �ટંુણીકાડ�ની ઝેરો�,

ર�શનકાડ�ની ઝેરો�, પાસપોટ� ફોટા,

રહઠ� ાણનો આધાર વગેર�.



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શાળાઓમા ંનોકર� કર�. જયા ંઓ� ંવતેન હોવાથી

બે છેડા ભેગા કરવા નાક� દમ આવી જતો. મનમા ં

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પ�ધિત માટ�ની અર� કર�. બે વીધા માટ� �ા.બે

લાખનો ખચ� થયો. �મા ં૮૦ ટકા લેખે �ા.૧.૬૦

લાખ �ટલી સબસીડ� મળ�. એક વીધામા ંભ�ડા

તથા એક વીધામા ંટામેટા� ંુવાવતેર ક� � ુ છે. દર�ક

ચાસમા ંપાચંથી છ �ટના લાકડાના સામ સામે બે

બ� ંુ સાથ ે �તૂળ�, દોર�એ બાધંીને છોડને ટ�કો

આ�યો. ધમ�શભાઈના ધમ�પ�ની, ભાઈ તથા િપતા


ુ�જરાત સરકાર, �રૂત

અહવ� ાલઃ- મહ�� વેકર�યા

www.krishijagran.comમા�હતી ��રૂો


રા

પણ સાથ ેખભે ખભા મીલાવીને િનદામણ, દવાનો

છટંકાવ, ટામેટા ઉતારવા �વા બધા જ કામોમા ં

સહયોગ આપે છે.

ટામેટાના છોડમા ં ખાતર પાણી, િન�દામણ

વગેર� માવજત કર� ઉપરાતં ઘર� ંુછા�ણ� ંુખાતર

પણ આ��.ંુ નવ�ેબર-૨૦૧૪મા ં તો ટામેટા� ંુ

ઉ�પાદન શ� થઈ ગ�.ંુ ન�કમા ં વાકંલ અને

ઝખંવાવથી વપેાર�ઓ આવીને �તે માલ લઈ

�ય છે. શ�આતમા ં૩૦૦ થી ૩૫૦ �ટલો મણદ�ઠ

ુભાવ મ�યો. હ� પણ ઉ�પાદન શ� છે. ધમ�શભાઇ

કહ � છે ક�, અ�યાર �ધુીમા ં૪૫ થી ૫૦ ટન ટામેટા� ંુ

ઉ�પાદન થ� ંુ છે. આમ માચ�ના �ત �ધુીમા ં

સર�રાશ �ા.૩૦૦નો ભાવ મણદ�ઠ મ�યો છે. આમ

�ુલ મળ�ને �ા.૧.૬૦ લાખ� ંુટામેટા� ંુઉ�પાદન

થ� ંુછે. આ�દવાસી �વુાને નોકર� છોડ� ખેતીમા ં

આ�િુનક પ�ધિત અપનાવીને અ�યોને રાહ

ચી�યો છે. ધમ�શભાઈએ રાજય સરકાર �ારા

ૃયોજવામા ંઆવલેા રિવ �િષ મહો�સવમા ંઅ�ય

ૂ ુખે�તોને પણ માગ�દશન� ��ુ પાડ� ંુહ�.ંુ

ઉપરની �ટોર� સાથે એકથી નવ નબંરના

ફોટાઓ લેવા.RURAL MEDIA NETWORKRURAL MEDIA NETWORK

Rural Media Network is a driversified Group with brand leadership in a variety of Media products like Mac Krishi Jagran, Hindi, Mac Krishi Jagran, Punjabi, Krishi Jagran, Gujarati, Krishi Jagran, Marathi & Agriculture World. To strengthen our space marketing division, we are looking for.

1. Space Marketing Executive (8)

2. Space Marketing Managers (4)

3. General Managers (2)

The person should be graduate, smart, well mannered with excellent communication skills and fluent in Hindi and English. For 2nd and 3rd position experience in the same field is must.

Send your resume immediately and

SMS "MKT" To 9313301029

Director, Human Resource

RURAL MEDIA NETWORK

60/9, 3rd Floor, Yusuf Sarai MarketNear Green Park Metro Station,

New Delhi-110016Tel: 011-26511845, 26517923

Mob: 9313301029, 9654193353Email: [email protected]: www.krishijagran.com

www.krishijagran.comમા�હતી ��રૂો


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