guaranteed return rate of 3.6% p.a. - ocbc wing hang bank · rate of 3.60% p.a. simple application...

Step 5 Harvest Wise Savings Insurance Plan (The “Plan”) is a life insurance plan underwritten by Hong Kong Life with saving elements. The Plan is not a time deposit or bank savings plan. OCBC Wing Hang Bank Limited is the Appointed Insurance Agency of Hong Kong Life¹. The Plan is only available to the holders of OCBC Wing Hang e-banking account. Applicant must be aged between 18 and 64 and a valid Hong Kong identity card holder. Harvest Wise Savings Insurance Plan Click “Learn More” on the banner page to enter into the plan details page Note: If you have already downloaded OCBCWHHK mobile application, you may just follow the above steps 3 to 5 to start the application process. Application Procedures Download “OCBC WH HK” mobile application from Appstore in your mobile Step 1 Step 4 Step 2 Step 3 Open “OCBC WH HK” mobile application after downloading the same Click the “Arrow” icon on the top right corner of the login page Click “Apply Online” on the above page and then login to ebanking services to start the application process Grow your Wealth with Guaranteed Maturity Benefit • Maturity Benefit is equal to 117.30% of the Principal Amount, less Indebtedness (if any), which is equivalent to a guaranteed return rate of 3.60% p.a. Simple Application • Simple online application and no medical examination is required Insurance Coverage • 2-year Premium Payment Term² for 5-year life protection Key Features • Issue age of between 18 and 64 (“Age” means the Life Insured’s age at his/ her last birthday) • Valid Hong Kong identity card holder • OCBC Wing Hang Bank account holder (for e-banking account holder only) for premium payment • Hong Kong tax resident only Eligibility 2290 2882 Hong Kong Life’s Customer Services Hotline Note: The first year premium will be charged in HKD For details, please refer to Product Brochure and Policy Provisions. Premium Payment Term 2 Years Policy Currency USD Benefit Term 5 Years Principal Amount³ USD12,500 (Per Life Insured per Plan) Premium Payment Mode Annual Plan Details Remarks: 1. The life insurance plan is underwritten by Hong Kong Life. OCBC Wing Hang Bank Limited is the Appointed Insurance Agency of Hong Kong Life. Hong Kong Life is authorized and regulated by the Insurance Authority of the Hong Kong Special Administrative Region. 2. The Policy will be terminated if the Policyowner cannot settle the premium payment before the end of the Grace Period during the Premium Payment Term, subject to the Non-forfeiture Option and other relevant provisions of the Policy. For detailed terms and conditions, please refer to the policy document issued by Hong Kong Life. If the Policy is terminated before the Policy Maturity, the Total Surrender Value (if applicable) received by the Policyowner may be less than the Total Premiums Paid. 3. It is used to calculate Initial Premium, any subsequent premium, benefits and policy values (if any) of the respective Basic Plan and/or any Supplementary Benefit. Any subsequent change of the Principal Amount will result in corresponding change in premium, benefits and policy values (if any) of the respective Basic Plan and/or any Supplementary Benefit. The Principal Amount does not represent the amount of death benefit of the respective Basic Plan and/or any Supplementary Benefit. Guaranteed return rate of 3.6% p.a. Apply via OCBCWH Mobile App Limited Offer The life insurance plan is underwritten by Hong Kong Life Insurance Limited (“Hong Kong Life”). OCBC Wing Hang Bank Limited is the Appointed Insurance Agency of Hong Kong Life.

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Page 1: Guaranteed return rate of 3.6% p.a. - OCBC Wing Hang Bank · rate of 3.60% p.a. Simple Application • Simple online application and no medical examination is required Insurance Coverage

Step 5

Harvest Wise Savings Insurance Plan (The “Plan”) is a life insurance plan underwritten by Hong Kong Life with saving elements. The Plan is not a time deposit or bank savings plan. OCBC Wing Hang Bank Limited is the Appointed Insurance Agency of Hong Kong Life¹.

The Plan is only available to the holders of OCBC Wing Hang e-banking account. Applicant must be aged between 18 and 64 and a valid Hong Kong identity card holder.

Harvest Wise Savings Insurance Plan

Click “Learn More” on the banner page to enter into

the plan details page

Note: If you have already downloaded OCBCWHHK mobile application, you may just follow the above steps 3 to 5 to start the application process.

Application Procedures

Download “OCBC WH HK” mobile application from Appstore in your mobile

Step 1

Step 4

Step 2 Step 3

Open “OCBC WH HK” mobile application after downloading the same

Click the “Arrow” icon on the top right corner

of the login page

Click “Apply Online” on the above page and then login to ebanking services to start the

application process

Grow your Wealth with Guaranteed Maturity Bene�t• Maturity Bene�t is equal to 117.30% of the Principal Amount, less

Indebtedness (if any), which is equivalent to a guaranteed return rate of 3.60% p.a.

Simple Application• Simple online application and no medical examination is required

Insurance Coverage• 2-year Premium Payment Term² for 5-year life protection

Key Features

• Issue age of between 18 and 64 (“Age” means the Life Insured’s age at his/ her last birthday)

• Valid Hong Kong identity card holder• OCBC Wing Hang Bank account holder (for e-banking account holder only) for

premium payment • Hong Kong tax resident only

Eligibility

2290 2882Hong Kong Life’s Customer Services Hotline

Note: The �rst year premium will be charged in HKD

For details, please refer to Product Brochure and Policy Provisions.

Premium Payment Term 2 YearsPolicy Currency USDBene�t Term 5 YearsPrincipal Amount³ USD12,500 (Per Life Insured per Plan)Premium Payment Mode Annual

Plan Details

Remarks:1. The life insurance plan is underwritten by Hong Kong Life. OCBC Wing Hang Bank Limited is the Appointed Insurance

Agency of Hong Kong Life. Hong Kong Life is authorized and regulated by the Insurance Authority of the Hong Kong Special Administrative Region.

2. The Policy will be terminated if the Policyowner cannot settle the premium payment before the end of the Grace Period during the Premium Payment Term, subject to the Non-forfeiture Option and other relevant provisions of the Policy. For detailed terms and conditions, please refer to the policy document issued by Hong Kong Life. If the Policy is terminated before the Policy Maturity, the Total Surrender Value (if applicable) received by the Policyowner may be less than the Total Premiums Paid.

3. It is used to calculate Initial Premium, any subsequent premium, bene�ts and policy values (if any) of the respective Basic Plan and/or any Supplementary Bene�t. Any subsequent change of the Principal Amount will result in corresponding change in premium, bene�ts and policy values (if any) of the respective Basic Plan and/or any Supplementary Bene�t. The Principal Amount does not represent the amount of death bene�t of the respective Basic Plan and/or any Supplementary Bene�t.

Guaranteed return rate of 3.6% p.a.

Apply via OCBCWH Mobile App

Limited O�er

The life insurance plan is underwritten by Hong Kong Life Insurance Limited (“Hong Kong Life”). OCBC Wing Hang Bank Limited is the Appointed Insurance Agency of Hong Kong Life.

Klimawandel – Was ist zu tun?€¦ · Wärme 4,0t p.a. Minus 10% st. 00 Strom 2,3t p.a. Plus 91% st. 90 PKW 1,0t p.a. ca. 400.000t p.a. Pendler LKW 0,2t. p.a. ÖPNV 0,13t p.a. =====

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