grudge ball
DESCRIPTION
GRUDGE BALL. How to play. Break up into 5 or 6 teams Each team starts with 20 “X’s” Each team gets a question If you get it right, you get to remove 1 “X” from another team’s board If you get it wrong, you must remove 1 “X” from your board - PowerPoint PPT PresentationTRANSCRIPT
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GRUDGE BALL
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How to play• Break up into 5 or 6 teams • Each team starts with 20 “X’s” • Each team gets a question
– If you get it right, you get to remove 1 “X” from another team’s board– If you get it wrong, you must remove 1 “X” from your board
• BUT before you remove the “X”, you have a chance to increase the ability to get other teams to hate them– From the 1st line = 1 extra “X’s”– From the 2nd line = 2 extra “X’s”– You may take them all from one team or split them up
• Each team takes turns• No more “X’s”? You’re out.
– BUT you can get back on the board.• Answer a question correctly AND take a shot. YOU MUST do both! Make the
shot, you’re back on the board• 1st line = 2 “X’s”• 2nd line = 3 “X’s”
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A large, professionally managed group of diversified investments
Mutual Fund
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The standard American greeting
The Handshake
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True or False:Indemnification is the process of
enriching the policyholder
False
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True or False:Corporations must pay dividends to stockholders regardless of profits
False
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True or False:Liquidity is a major advantage to
regular savings accounts
True
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The single greatest cost of new car ownership
Depreciation
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True or False:Your home address is included in
your resume
True
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True or False:A resume that bullet points the tasks that
you performed for each job allows an interviewer to easily see your skills
True
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True or false:banks usually charge fees for
processing overdrafts
True
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Tax deferred retirement savings plan available to self-employed
individuals & their employees
Keogh Plan
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True or False:A credit rating of 600 or less means
you pay your bills early and pay more than the minimum
False
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True or False:used car dealers usually offer
vehicles that are newer than those available at new car dealers
False
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A large, professionally managed group of diversified investments
Mutual Fund
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True or False:the more risk you are willing to take in investing, the more you stand to
gain or loseTure
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True or False:CD’s are less liquid than regular
savings accounts
True
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True or False:The payee is the person authorized
to write checks on an account
False
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True or False:bait and switch tactics can be
recognized by the wise consumer who knows products and prices
True
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Everyone is a _______
Consumer
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True or False:The second paragraph of the cover
letter deals with qualifications
True
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True or False:A renter’s policy will protect
personal property as well as the apartment building
False
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True or False:Real estate and collectibles are low
risk investments
False
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True or False:Credit cards are open-ended credit
True
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A company allowance for full-time employees whereby they are paid even though they are absent for a
day or two from work Paid Time Off/ Vacation Time
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Is child support taxable income?
No
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True or False:The 20/10 rule advises that you never borrow more than 10% of
your yearly incomeFalse
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When two people share what was originally a full-time position
Job Sharing
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What states what the manufacturer will do if the car doesn’t perform as
it should?
Warranty
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A company plan whereby employees receive a portion of the
earnings of the company
Profit Sharing
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True or False:The recommended level of auto
liability is 25/50/10
True
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True or False:A ponzi scheme is a good
investment
False
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Date when your taxes are due
April 15th
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When listing your past jobs on your resume, how should they be listed?
Most recent first
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True or False:banks to not have to tell consumers
the actual APy of their accounts
False
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What is gross income?
Income before anything has been taken out
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The depositor’s record of checking account transactions
Check Book Register
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Name 3 things that will affect your auto insurance cost?
Age, Driving Record, Gender, Type of Car, Color of Car
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A check written by the bank on its own funds
Cashier’s Check
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What can you use to learn about the history of a specific vehicle?
VIN NumberVehicle Identification Number
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What is a variable cost of owning a car?
Gas and oil
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What can you do to extend the life of your car?
Regular Maintenance
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True or False:Credit can greatly expand your
purchasing potential and raise your standard of living
True
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True or False:Compound interest is earning
interest on interest and principal
True
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What does s-m-a-r-t stand for?
Specific, Measureable, Attainable, Relevant, Time
Bound
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Antiques and coins are known as what kind of investment?
Collectible
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What are your required deductions
Federal Income Tax, State Income Tax, Social Security,
and Medicare
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True or False:you have a right to know what is in your credit file and wo has seen it
for credit purposesTrue
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True or False:Good way to get started with credit
is to open up a saving account
True
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What makes up fica?
Social Security and Medicare
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True or False:References should be included on
your resume
True
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True or False:A good place to learn about a car is
from the BBB website
False
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True or False:When making an offer, you should be sure to let the seller know how
much you love the carFalse
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True or False:Proof of loss is not required before an insurance claim can be made
False
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True or False:short-term needs include home ownership, children’s education,
and retirementFalse
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True or False:Government bonds are when you
loan the government money
True
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True or False:regular savings accounts earn more
interest than a Cd
False
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True or False:interest rates are expressed as a
percentage
True
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The fee paid by the policy holder of an insurance company
Premium
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True or False:Risk is the financial loss from perils
to property or people
True
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True or False:money you owe is called the
balance
False