gregory ricks & associates ambassadors! · if you take control and plan ahead. “use an...

504-832-9200 www.gregoryricks.com

J A N U A R Y 2 0 1 4 I S S U E

Smart Money News and Facts

Saturday Mornings

10 to Noon on

99.5 FM WRNO

Gregory Ricks & Associates is A Registered Investment Advisor ©2013

2800 Veterans Memorial Blvd, Suite 170, Metairie, LA 70002 • 504-832-9200

Gregory Ricks

Gregory Ricks & Associates

Ambassadors!

As Gregory Ricks & Associates has grown over the years through positive word of mouth, we thought we would reward those who help us to expand our business. A referral is the GREATEST compliment you can give … And to show you how much Gregory Ricks & Associates appreciates YOUR appreciation, trust, and confidence in our work, we want to thank YOU! Becoming an Ambassador of Gregory Ricks & Associates is simple. All you have to do is refer people, like yourselves, that you feel may benefit from our services! Whether they are retired, near retirement or just want some financial security, we would love to help guide them. The best part is that we can help your friends save money, offer convenience, and peace of mind. Becoming an Ambassador of Gregory Ricks & Associates is very easy and requires minimal effort on your part. You can invite your referrals to one of our speaking events, social events, or have them call in for a one-on-one meeting. Throughout the year, at our client events, we will show thanks to our clients who have referred other clients to us. Anyone who refers a client to us will also get “special recognition” at our exclusive annual holiday party at the end of the year!

Don’t miss taking part in this special opportunity! Thank you to all of our present and future clients.

“I hope that in this year to come,

you make mistakes. Because if

you are making mistakes, then you

are making new things, trying new

things, learning, living, pushing

yourself, changing yourself,

changing your world. You're doing

things you've never done before,

and more importantly, you're

Doing Something.

So that's my wish for you, and

all of us, and my wish for myself.

Make New Mistakes. Make

glorious, amazing mistakes. Make

mistakes nobody's ever made

before. Don't freeze, don't stop,

don't worry that it isn't good

enough, or it isn't perfect, whatever

it is: art, or love, or work or family

or life.

Whatever it is you're scared of

doing, Do it. Make your mistakes,

next year and forever.”

― Neil Gaiman

http://www.gregoryricks.com/

http://www.gregoryricks.com/

http://www.goodreads.com/author/show/1221698.Neil_Gaiman

Gregory Ricks & Associates is A Registered Investment Advisor ©2013 2800 Veterans Memorial Blvd, Suite 170, Metairie, LA 70002 • 504-832-9200

Meet Our Staff!

Lonnie LeCompte

Associate Wealth

Advisor

Cody Bennett

Business Development

Manager

Penny Salvaggio

Client Services

Associate

Sophie Landry

Accountant

Nicholas Rohde

Associate Wealth

Advisor

Ashley Migliore

Marketing

Coordinator

Anna Kelley

Client Account

Specialist

Katie Palermo

Director of First

Impressions

The TOTAL WEALTH AUTHORIY: Courtland Crouchet,

Stephanie Campani, Traci Kestler, Gregory Ricks, James

Parker, Dwayne Stein and William Perry

“Winning at Life” Radio Staff: Angie Berlier (Technical

Producer), Gregory Ricks (Host) and James Parker (Co-Host)

Gregory Ricks and Associates Staff

William Perry

Estate Planning Attorney

The Total Wealth Authority



Traci Bird Kestler and

Stephanie Campani

Realtors - Dwell Nola Realty

Dwayne Stein

Mortgage Expert

Please call our office at (504) 832-9200 to meet with any of our team members!

Courtland Crouchet, Sr., is the founder of Courtland

A. Crouchet, Sr., CPA, LLC. He is a certified public

accountant who has over thirty years of experience in

financial accounting and organizational management,

specializing in the design and implementation of

leadership training programs.

IT’S TAX TIME… With new tax laws in effect it's more important than ever to get the

tax deductions and credits you deserve for 2013!!! We can help!

ProPlan Individual Fixed-Price Agreement Professional Services: We will provide the following services for you during the introductory

subscription period.

Initial meeting to review records.

Preparation of 2013 Individual Federal and LA State Income Tax Returns.

2014 Tax Promo Pricing (2013 Tax Returns)

EFFECTIVE through February 28, 2014**

Form / Schedule

Form 1040 U.S. Individual Income Tax Return $ 149.00

Schedule A Itemized Deductions Included

Schedule B Interest & Ordinary Dividends Included

Schedule EIC Earned Income Credit Included

Form 2210 Underpayment of Estimated Tax Included

Form 2441 Child & Dependent Care Included

Form 2848 Power of Attorney Included

Form 8812 Additional Child Tax Credit Included

Form 8822 Change of Address Included

Form 8879 E-file Signature Included

Form 8888 Direct Deposit more than 1 account Included

$149.00 **Pricing to change: March 1 - March 30 $199.00

April 1 - 15th $249.00

Form 2106 Employee Business Expense 75.00

Schedule C Business Owner 75.00

Schedule D Capital Gain/Loss 75.00

Schedule E Rental Real Estate 75.00

Additional Forms @ 75.00 ea.

PLEASE CALL OUR OFFICE AT (504) 832-9200 FOR MORE INFORMATION OR TO SCHEDULE AN

INITIAL CONSULTATION WITH ONE OF OUR TEAM MEMBERS.

Courtland

Crouchet, Sr. Certified Public

Accountant

News For You!

Make sure to tune into “Winning at Life” on Saturday Mornings. Below is a schedule of

this month’s Guests!

January 4: William Perry, Estate Planning Attorney (Member of the Total Wealth

Authority)

January 11: Courtland Crouchet, CPA (Member of the Total Wealth Authority)

January 18: Dwayne Stein, Mortgage Professional (Member of the Total Wealth Authority)

and Traci Kestler and Stephanie Campani from Dwell Nola Realty (Members of the total

Wealth Authority)

January 25: TBA

Can you imagine back in

1903 The average life expectancy in

the US was 47.

Only 14% of the homes in the

USA had a bathtub

Only 8% of the homes had a

telephone.

A three-minute call from Denver

to New York City cost $11.

There were only 8,000 cars in the

US and only 144 miles of paved

roads.

The maximum speed limit in

most cities was 10 mph.

The tallest structure in the world

was the Eiffel Tower.

The average wage in the US was

$0.22/hour.

The average US worker made

between $200-$400/ year.

More than 95% of all births in

the US took place at home.

Most women only washed their

hair once a month and used

borax or egg yolks for shampoo.

The population of Las Vegas,

Nevada was 30.

There was no Mother’s Day or

Father’s Day.

Anyone could own and carry any

gun they could afford, and there

were only about 230 reported

murders in the entire US.

Going-Out-Of-Business Sales

Retail bankruptcies and cutbacks are creating a wave of going-out-of-

business sales.

What most people don’t know: To get real bargains at liquidation

sales, you need to be especially careful. That’s because most of these

sales are run by outside liquidations specialists that have no incentive to

retain you as a customer.

Skip the first few weeks of the sale. Liquidators typically start with

10% storewide discount. But there’s a catch: All the prices are first

raised up to the full manufacturer’s suggested retail price.

Wait until week four. A liquidation sale usually runs six to 12 weeks,

with prices dropping by about 10% a week.

Classifieds Believe it or Not - FOR SALE

Mixing bowl set designed to please a cook with round bottom for

efficient beating.

Snow blower for sale…only used on snowy days.

Great Dames for sale.

Four-poster bed, 101 years old. Perfect for antique lover.

Free Yorkshire Terrier: Eight years old. Unpleasant little dog.

Full-sized mattress, 20 yr. warranty. Like new. Slight urine smell.

Free puppies: Half cocker spaniel, half sneaky neighbor’s dog.



Gregory Ricks and Associates raised $1,000 last month for ‘Animal

Rights for Life,’ a non-profit organization that Traci and Stephanie from

Dwell Nola Realty volunteer at.

Health & Wellness Women Winning at Life – 10 Rules for Good Health

Radar – Vol. 3, Issue 10 Continued from last month’s newsletter

If someone told you that you could easily slash 80 percent of your risk of getting heart

disease, Type 2 diabetes, and cancer, you’d jump at the chance, right? In his new book

Disease-Proof: The Remarkable Truth About What Makes Us Well, David L. Katz illustrates

how anybody can dramatically reduce the chances of developing serious, life-threatening

diseases. The key is to follow a set of essential rules that serve as an external form of

discipline until you can internalize that discipline and make healthy lifestyle habits automatic.

To do that, Dr. Katz recommends the following 10 rules of external discipline for healthy

living:

6. Avoid mindless eating. Don’t eat while doing other things, such as driving, watching TV, reading or surfing

on the internet. When your attention is divided, it’s too easy to mindlessly shovel in food without realizing you

are overeating.

7. Stick with foods that have simple ingredients. If a child can’t pronounce ingredients on the package label,

don’t eat it. By heeding this principle, you’ll avoid consuming loads of additives and chemicals that offer little

nutritional value.

8. Avoid fast foods. Because it’s typically high in fat and calories and low in nutrients, “Fast food is a fast pass

to weight gain and health problems.”

If you’re in a pinch and absolutely can’t steer clear of fast food, use healthydiningfinder.com to make the best

possible choices. This website, which also has a cellphone app under the name yumPower, lists the healthiest

menu items at chain restaurants, with detail about calories, sodium, and fats.

9. Go public with your goals. Tell important people in your life – family members, close friends, and colleagues – about

health-related changes you’re making, then ask for their support. With luck, they may want to join you, which is helpful

because “in unity, there is strength,” as Dr. Katz says.

10. Control your food choices, wherever you are. Your eating habits don’t have to be at the mercy of your environment

if you take control and plan ahead. “Use an insulated lunch box to take wholesome foods wherever you go, so you’ll have

them at your fingertips,” Dr. Katz says.

Do this before you head to work, a sporting event, and other venues where you may be inclined to munch.

Following these rules will help you begin to lose excess weight,

increase your fitness level, and improve your overall health.

“These are guidelines you can follow forever – until they become

automatic or a regular part of your life.”

But to be effective, you need to follow them consistently over time.

The rewards will be worth it because these skills “can work in concert

and have an additive effect upon each other,” Dr. Katz says.

Its an investment in your health and well-being that will pay off

handsomely today, tomorrow, and for years to come.



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Become our friend on FACEBOOK:

www.facebook.com/gregoryricksandassociates

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www.twitter.com/gregoryricks

GREGORY RICKS AND ASSOCIATES IS A REGISTERED INVESTMENT ADVISOR. INFORMATION PRESENTED

IS FOR INFORMATIONAL AND EDUCATONAL PURPOSES ONLY AND DOES NOT INTEND TO MAKE AN OFFER

OR SOLICITATION FOR THE SALE OR PURCHASE OF ANY SPECIFIC SECURITIES, INVESTMENTS, OR

INVESTMENT STRATEGIES. INVESTMENTS INVOLVE RISK AND UNLESS OTHERWISE STATED, ARE NOT

GUARANTEED. BE SURE TO FIRST CONSULT WITH A QUALIFIED FINANCIAL ADVISER AND/OR TAX

PROFESSIONAL BEFORE IMPLEMENTING ANY STRATEGY DISCUSSED HERIN.

Watch us on YOUTUBE:

www.youtube.com/winninginretirement

Connect with us on LINKEDIN:

www.linkedin.com/in/gregoryricks



Have you been listening to WRNO 99.5 on Monday mornings? Gregory is on for about 10 minutes every

Monday at 7:20! Don’t miss it!

We hope all of our clients had a wonderful time at our Holiday Party.

http://www.facebook.com/gregoryricksandassociates

http://www.twitter.com/gregoryricks

http://www.gregoryricks/blog

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gregory ricks & associates ambassadors! · if you take control and plan ahead. “use an...

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