great southern life medicare supplementhome office: dallas, texas • medicare supplement...
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For Use in Illinois18-247-8-IL (03/19)
Agents: When filling out applications, be sure to include your client’s email address. This will allow us to better service your clients’ policies.
Included in this packet: î Medicare Supplement Insurance Application î Health Information Authorization î Illinois Medicare Supplement Existing Coveraage Comparison Disclosure î Medicare Supplement Replacement Notice î Bank Draft Authorization î Important Consumer Notices î Guaranteed Issue Eligibility Disclosure î Producer Statement î Premium Worksheet î Outline of Coverage î Rate Guideî Fax Transmittal
Additional forms that may be required: î Choosing a MediGap Policy: A Guide to Health Insurance for People with Medicare – Must be left with applicant at the point of sale for all states.
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO BOX 10812, Clearwater, FL 33757-8812
MedicareApplication Packet
Great Southern Life
Supplement
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 18-247-11
Fax applications and New Business documents ONLY to: 855.864.8526
Important:
• Only applications paying the initial premium by bank draft are eligible to be faxed. • DO NOT collect premium with an application that is being faxed. • All applications submitted with this form must be written by the same agent. • Please use one transmittal per application unless submitting companions. Companions should be faxed in together. • Do not mail in applications/forms once you have faxed them, original copies should be maintained in case of fax transmission problems. • It is important to include phone/fax number below. • DO NOT submit Pre-Underwriting Issues through the fax number above (2nd applications, replacement forms, or other additional documents).
Forms Sequence:
1. Application (include Application Addendum, if applicable) 2. Producer Statement 3. Health Information Authorization 4. Replacement Notice (if applicable) 5. Other state-specific required forms (if applicable) 6. Guaranteed Issue documentation (if applicable) 7. Signed Bank Draft Authorization
PLEASE PRINT LEGIBLY
Agent Name Agent Code
Agent Phone Number Agent Fax Number Total No. of Pages Faxed (including this cover sheet):
Applicant Name Plan Applied For
Initial Premium Amount to be drafted or charged
(include policy fee)
All application questions should be directed to the Underwriting Department at 877.212.2346.
Medicare Supplement Application Transmittal Form 18-247-11
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 GIL5510 Page 1 of 5 For Use in Illinois
New Business Coverage Change Reinstatement Part I – Personal Information Title: Mr. Mrs. Miss Ms. Other______________ Last Name First Name MI Gender
Male Female Street Address
City State ZIP
Birthdate (mm/dd/yyyy) Age Social Security Number Height
______ft. ______in.
Weight
_______________lbs. Medicare ID Number Requested Start Date (if other than the Application Date)
____________________________ (mm/dd/yyyy) Daytime Phone Evening Phone Mobile Phone
Email Address
Part II – Plan Selection
A F F - High Deductible G N
Part III – Eligibility State law allows a 6-month open enrollment period beginning with the first day of the first month in which you are both: (1) age 65 or older or (2) eligible for Medicare due to Disability or End Stage Renal Disease and (3) enrolled in Medicare Part B. If you are a qualified open enrollee, you may apply for and receive any Medicare Supplement Plan available from us.
1. Are you covered under Medicare Part A? ........................................................................................................................... Yes No a. If Yes, what is your Part A start date? _______/_______/_______ b. If No, what is your eligibility date? _______/_______/_______
2. Are you covered under Medicare Part B? ........................................................................................................................... Yes No a. If Yes, what is your Part B start date? _______/_______/_______ b. If No, what is your eligibility date? _______/_______/_______
3. Have you enrolled in Medicare Part B more than once? ................................................................................................ Yes No 4. Did you turn 65 in the last 6 months? ................................................................................................................................... Yes No 5. Are you are applying to have coverage effective under age 65 due to Disability or End Stage
Renal Disease? ........................................................................................................................................................................... Yes No If Yes, check the box that applies: Disability or End Stage Renal Disease
Application for Medicare Supplement Insurance GIL5510
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 GIL5510 Page 2 of 5 For Use in Illinois
GIL5510
Part IV – Medicare & Insurance Information
If you lost or are losing other health insurance coverage and received a notice from your prior insurer saying you are eligible for guaranteed issue of a Medicare Supplement insurance policy or certificate, or that you had certain rights to buy such a policy or certificate, you may be guaranteed acceptance in one or more of our Medicare Supplement plans. Please include a copy of the notice from your prior insurer with this Application. Please mark Yes or No below with an “X”, to the best of your knowledge.
PLEASE ANSWER ALL QUESTIONS
1. Are you applying during a guaranteed issue period? (If Yes, please attach proof of eligibility.) ........................ Yes No
2. Are you covered for Medical Assistance through the state Medicaid program? ...................................................... Yes No NOTE TO APPLICANT: If you are participating in a “Spend Down Program” and have not met your
“Share of the Cost”, please answer No to this question.
a. Will Medicaid pay your premiums for this Medicare Supplement policy? .......................................................... Yes No
b. Do you receive any benefits from Medicaid, OTHER THAN payments toward your Part B premium? .... Yes No
3. a. If you had coverage from any Medicare Plan other than Original Medicare within the past 63 days (for example, a Medicare Advantage plan, or a Medicare HMO or PPO), fill in your “Start” and “Paid-to” dates below.
If you are still covered under this plan, leave “End Date” blank.
Start Date _______/_______/_______ End Date_______/_______/_______ (mm/dd/yyyy) b. If you are still covered under the Medicare plan, do you intend to replace your current coverage
with this new Medicare Supplement policy? (If Yes, complete Replacement Notice.) .................................. Yes No
If so, with what company? _______________________________________________________________________________________
Policy Number: _________________________________________________________________________________________________
Telephone Number: _________________________ What plan do you have? ___________________________________________
(i) Was this your first time in this type of Medicare Plan? .................................................................................... Yes No
(ii) Did you drop a Medicare Supplement policy or certificate to enroll in the Medicare Plan? .................. Yes No
4. Do you have another Medicare Supplement policy or certificate in force? ............................................................... Yes No
a. If so, with what company? _______________________________________________________________________________________
Policy or Certificate Number: ____________________________________________________________________________________
Telephone Number: ______________________ What plan do you have? ______________________________________________
b. If so, do you intend to replace your current Medicare Supplement policy or certificate with this policy? (If Yes, complete Replacement Notice.) ................................................................................................ Yes No
5. Have you had coverage under any other health insurance within the past 63 days? (For example, an employer, union, or individual plan.) ............................................................................................................................... Yes No
a. If so, with what company? _______________________________________________________________________________________
(i) What kind of policy and plan number? _______________________________________________________________________
(ii) What are your dates of coverage under the policy?
Start Date _______/_______/_______ End Date_______/_______/_______ (mm/dd/yyyy)
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 GIL5510 Page 3 of 5 For Use in Illinois
GIL5510
Part V – General Information 1. You do not need more than one Medicare Supplement policy or certificate. 2. If you purchase this policy, you may want to evaluate your existing health coverage and decide if you need multiple
coverages. 3. You may be eligible for benefits under Medicaid and may not need a Medicare Supplement policy or certificate. 4. If, after purchasing this policy, you become eligible for Medicaid, the benefits and premiums under your Medicare
Supplement policy can be suspended, if requested, during your entitlement to benefits under Medicaid for 24 months. You must request this suspension within 90 days of becoming eligible for Medicaid. Upon receipt of your request, we will return to you that portion of the premium attributable to the period of your Medicaid eligibility, subject to an adjustment for paid claims. If you are no longer entitled to Medicaid, your suspended Medicare Supplement policy or, if that is no longer available, a substantially equivalent policy will be reinstituted, effective as of the date of termination of Medicaid, if requested within 90 days of losing your Medicaid eligibility. If the Medicare Supplement policy provided coverage for outpatient prescription drugs and you enrolled in Medicare Part D while your policy was suspended, the reinstituted policy will not have outpatient prescription drug coverage, but will otherwise be substantially equivalent to your coverage before the date of suspension.
5. If you are eligible for, and have enrolled in a Medicare Supplement policy or certificate by reason of disability and you later become covered by an employer or union based group health plan, the benefits and premiums under your Medicare Supplement policy or certificate can be suspended, if requested, while you are covered under the employer or union based group health plan. If you suspend your Medicare Supplement policy or certificate under these circumstances, and later lose your employer or union based group health plan, your suspended Medicare Supplement policy or certificate or, if that is no longer available, a substantially equivalent policy or certificate, will be reinstituted if requested within 90 days of losing your employer or union based group health plan. If the Medicare Supplement policy or certificate provided coverage for outpatient prescription drugs and you enrolled in Medicare Part D while your policy or certificate was suspended, the reinstituted policy or certificate will not have outpatient prescription drug coverage, but will otherwise be substantially equivalent to your coverage before the date of suspension.
6. Counseling services may be available in your state to provide advice concerning your purchase of Medicare Supplement insurance and concerning medical assistance through the state Medicaid Program, including benefits as a Qualified Medicare Beneficiary (QMB) and a Specified Low Income Medicare Beneficiary (SLMB).
Part VI – Premium Payment & Administration Initial Premium: $ ___________ One-Time Policy Fee: $ 25.00 Total Initial Premium: $ ____________
Premium Mode/Method: Monthly Bank Draft Annual Direct Bill
Part VII – Medical Questions Do not answer any health questions if you are in an open enrollment or guaranteed issue period. Please see Part III and Part IV for an explanation of open enrollment/guaranteed issue period information. NOTICE TO APPLICANT: Please answer all of the following questions. Please verify the accuracy and completeness of the medical information on this application. Incomplete or false information on this application could jeopardize future claims. If you answer YES to any of the following questions 2-14, you are not eligible for coverage. 1. Within the past 12 months, have you used nicotine products in any form? .................................................... Yes No 2. Are you currently or within the past 6 months been: a. Hospitalized, bedridden, confined to a wheelchair, or require the use of a motorized mobility aid? ........ Yes No b. Residing in a nursing home or assisted living facility, or other professional care facility? ........................... Yes No c. Receiving home health care? ......................................................................................................................................... Yes No d. Receiving assistance with Activities of Daily Living including eating, bathing, toileting, or dressing? ...... Yes No e. Diagnosed with a Terminal Illness? .............................................................................................................................. Yes No
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 GIL5510 Page 4 of 5 For Use in Illinois
GIL5510
Part VII – Medical Questions (continued) 3. Do you currently receive care or treatment that requires administration of medications or physical therapy in a medical facility or by a licensed member of the medical profession, including but not limited to: joint injections to alleviate pain, infusions or for pain to joints, spine or other areas of the body, biologics, infusions, or treatments for chronic illness that must be administered by a licensed practitioner (excluding b12 injections)? ..................................................................................................................................................... Yes No 4. Do you currently have an implanted cardiac defibrillator? ............................................................................................. Yes No 5. Have you ever been diagnosed with, advised, or treated by a member of the medical profession for: a. Pulmonary Hypertension (excluding common high blood pressure), Emphysema, chronic obstructive
pulmonary disease (COPD), or other chronic respiratory disorders (excluding seasonal asthma), or do you require the use of supplemental oxygen at any time of the day or night (excluding CPAP and BiPAP for sleep apnea)? ......................................................................................................................................... Yes No
b. Parkinson’s disease, systemic lupus, myasthenia gravis, muscular dystrophy, or amyotrophic lateral sclerosis (ALS), Multiple Sclerosis, osteoporosis with fractures, cirrhosis, or chronic hepatitis or liver failure? ................................................................................................................................................... Yes No
c. Alzheimer’s disease, senile dementia, or any other cognitive or memory disorder? ..................................... Yes No d. Chronic kidney disease, kidney failure, renal insufficiency, or kidney disease requiring dialysis? ............ Yes No 6. Have you ever been advised by a licensed member of the medical profession: a. that surgery, including cataract surgery, may be required within the next 12 months? ................................ Yes No b. to have surgery, medical tests, treatment, or therapy (including physical therapy) that has not
yet been performed, or are you currently receiving therapy or treatment or awaiting test results? .......... Yes No c. to have an organ transplant or have you ever had an organ transplant? ......................................................... Yes No 7. Have you ever been diagnosed with, advised, or treated by a licensed member of the medical
profession for Acquired Immune Deficiency Syndrome (AIDS), AIDS-related complex (ARC) or Human Immunodeficiency Syndrome (HIV)? ................................................................................................................................... Yes No
8. Have you ever had an amputation Not caused by an injury or accident? ................................................................ Yes No 9. Have you ever been diagnosed with, received care or treatment for, or been advised by a licensed
member of the medical profession to seek treatment for Diabetes in any form or been advised to take medication of any kind to reduce or control your blood sugar in addition to:
a. Requiring more than 50 units of insulin daily? .......................................................................................................... Yes No b. Ever being diagnosed by a licensed member of the medical profession with Coronary Artery Disease,
Neuropathy, amputation, peripheral artery disease, heart disorder or disease, Stroke, Transient Ischemic Attack (TIA), kidney disease or insufficiency, CHF, Vascular Disease, Heart Valve Disease,
Heart Rhythm Disturbances, or Retinopathy? ........................................................................................................... Yes No c. Ever being diagnosed by a licensed member of the medical profession with Hypertension (High Blood Pressure) which has required hospitalization; or has, within the past 12 months, required you to take more than three (3) medications for hypertension or been diagnosed as not well controlled by a licensed member of the medical profession? ...................................................................... Yes No 10. Within the past 2 years, have you been diagnosed with, advised, or treated by a licensed member of the
medical profession for Cancer, metastasis, brain tumor, Lymphoma, Melanoma (including Merkel Cell, Melanoma, and Squamous Cell, but not including basal cell cancer of the skin), Alcoholism, Substance Abuse Disorder, or been advised by a licensed member of the medical profession to reduce alcohol intake? ............................................................................................................................................................................ Yes No
11. In the past 2 years, have you been diagnosed with, advised, or treated by a licensed member of the medical profession for any mental or nervous disorder requiring hospitalization? ................................................ Yes No
12. Within the past 2 years, have you: a. been advised by a licensed member of the medical profession to have a joint replacement not
yet completed? ................................................................................................................................................................... Yes No b. had a joint replacement from which you are not completely recovered? .......................................................... Yes No c. been treated by a licensed member of the medical profession for rheumatoid arthritis or crippling or
disabling arthritis? .............................................................................................................................................................. Yes No
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 GIL5510 Page 5 of 5 For Use in Illinois
GIL5510
Part VII – Medical Questions (continued) 13. Within the past 2 years, have you been diagnosed with, advised, or treated by a licensed member
of the medical profession for: a. Heart attack? ....................................................................................................................................................................... Yes No b. Stroke or TIA (Transient Ischemic Attack or “Mini Stroke”)? ................................................................................ Yes No c. Bypass or Stent placement in any artery? .................................................................................................................. Yes No d. Initial installation of a Pacemaker? ............................................................................................................................... Yes No e. Initial diagnosis of Atrial Fibrillation or undergone Ablation procedure? ............................................................ Yes No f. Heart Valve Surgery for repair or replacement? ....................................................................................................... Yes No g. Pulmonary Embolism? ..................................................................................................................................................... Yes No h. Congestive Heart Failure, enlarged heart, or Cardiomyopathy? ......................................................................... Yes No 14. Within the past 2 years, have you received an initial diagnosis by a licensed member of the medical
profession, or begun treatment for Coronary Artery Disease (CAD), Cerebrovascular Disease (CVD), or Peripheral Vascular Disease (PVD)? (Answer “No” if treatment began prior to the last 2 years and for which you remain on medication prescribed by a licensed member of the medical profession and/or you have been told by a licensed member of the medical profession that you maintain good control.) .................. Yes No
Part VIII – Other Health Insurance Policies or Certificates Listed below are all other health insurance policies or certificates I, the Producer, have (a) sold to the Applicant which are still in force; (b) sold to the Applicant in the last 5 years which are no longer in force.
Company Type of Policy Effective Date In Force Yes No Yes No Yes No
Part IX – Agreement & Acknowledgment I wish to apply for Medicare supplement insurance coverage. I acknowledge that I have received or been given access to review: (a) an Outline of Coverage for the coverage applied for, and (b) a “Guide to Health Insurance for People with Medicare.” I AUTHORIZE Great Southern Life Insurance Company (the Company) to act on electronic and/or telephonic information from all parties specified in this application. This authorization may be revoked by sending written notice to the Company at its Medicare Supplement Administrative Office address. The absence of this authorization constitutes a rejection of this authorization. I FULLY UNDERSTAND the questions contained in this Application. To the best of my knowledge and belief, the answers I provided are true and complete. I understand the Company may conduct a telephone interview with me regarding the answers. I understand and agree the coverage applied for will not take effect until issued by the Company, and that the agent is not authorized to extend, waive or change any terms, conditions or provisions of the coverage. Caution: If your answers on this Application are incorrect or untrue, the Company has the right to deny benefits or rescind your coverage.
_________________________________________________________ Send policy to: Applicant Producer Signed at (City and State)
_________________________________________________________ Applicant’s Signature/Date
_________________________________________________________ _____________________________________ Producer’s Signature Producer Number
_________________________________________________________ Producer’s Phone
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 GAA8555 (05/18)
This Authorization complies with the HIPAA Privacy Rule You agree to provide your personal health information to Americo Financial Life and Annuity Insurance Company and/or Great Southern Life Insurance Company (“the Companies”) and its agents, and to allow the Companies to access your protected health information from other sources so that it and its affiliates may evaluate your insurability and make a coverage or issuance determination. Information regarding your insurability will be treated as confidential. The Companies are members of MIB, Inc. (MIB). The Companies, or its reinsurers, may make a brief report to MIB, which operates an information exchange on behalf of its members. If you apply to another member company for life or health insurance coverage, or a claim for benefits is submitted to such a company, MIB may supply such company with the information in its file. The Companies or its reinsurers may also release your protected health information to other insurance companies to whom you may apply for life or health insurance, or to whom a claim for benefits may be submitted. It is the Companies’ practice to prohibit third parties who lawfully receive nonpublic health information from redisclosing or reusing the disclosed information. You may request to see the information kept in your MIB file. You may also contact MIB and seek correction of any errors in your file. Your authorization permits any insurance or reinsurance company, health plan, licensed medical physician, health care professional, hospital, clinic, laboratory, pharmacy, pharmacy benefit manager, records custodians, other medical or medical related facility, or other health care provider that has provided services, treatment or payment to you or on your behalf, within the past 10 years (“Your Providers”), or any clearing house, consumer reporting agency, or MIB, to disclose your entire medical record and any other protected health information, concerning you to Americo Financial Life and Annuity Insurance Company and/or Great Southern Life Insurance Company or its reinsurers, employees and representatives. This includes information on the diagnosis or treatment of Human Immunodeficiency Virus (HIV) infection and sexually transmitted diseases. This includes information on the diagnosis and treatment of mental illness and the use of alcohol, drugs, and nicotine products, but excludes psychotherapy notes and excludes information related to genetic tests or genetic services (except to pay a claim related to such tests or services). By your signature below, you acknowledge that any agreements you have made to restrict your protected health information does not apply to this Authorization and you instruct any physician, health care professional, hospital, clinic, medical facility, or other health care provider to release and disclose your entire medial record without restriction. Your protected health information is to be disclosed under this Authorization so that the Companies may: (1) underwrite your application for coverage, make eligibility, risk rating, policy issuance and enrollment determinations; (2) obtain reinsurance; (3) administer claims and determine or fulfill their responsibility for coverage and provision for benefits; (4) administer coverage; (5) conduct other legally permissible activities that relate to any coverage you have applied for with Great Southern Life; and (6) market other of the Companies’ insurance products to you. By your execution of this Authorization, you agree that the Companies’ may disclose your protected health information and the details of your medical history used in the underwriting, declination or approval of your application for coverage and may disclose specific information to the sales agent listed on this application. This Authorization shall remain in force for 30 months following the date of your signature below, and a copy of this Authorization is as valid as the original. This Authorization may be revoked by sending a written request for revocation to Americo Life, Inc. at PO Box 410288, Kansas City, MO 64141-0288, Attention: Legal Department; however, a revocation is not effective to the extent that any of Your Providers has relied on this Authorization or to the extent that the Companies have a legal right to contest a claim under an insurance policy or to contest the policy itself. Any information that is disclosed pursuant to this Authorization may be redisclosed and is no longer covered by federal rules governing privacy and confidentially of health information. Your Providers may not refuse to provide treatment or payment for health care services if you refuse to sign this Authorization. If you refuse to sign this Authorization to release your complete medical record, the Companies may not be able to process your application, or if coverage has been issued may not be able to make any benefit payments.
_______________________________________________________________ ___________________________________ Name of Applicant (please print) Applicant’s Date of Birth
_______________________________________________________________ ___________________________________ Signature of Applicant or Personal Representative Date
______________________________________________________________________________________________________________________ Description of Personal Representative’s Authority or Relationship to Applicant (if applicable)
Health Information Authorization GAA8555 (05/18)
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 GIL8559 (03/19) Submit with Application For Use in Illinois 2019
Illinois Medicare Supplement Existing Coverage Comparison Disclosure GIL8559 (03/19)
Applicant’s Name Existing Policy Number Existing Plan
Name of Existing Insurer Expiration Date of Existing Insurance
Service Benefit Medicare Pays Existing Coverage Supplement Pays You Pay Hospital Inpatient
First 60 days All but $1,364 Plan A = $0 Plan F/HDF* = $1,364 Plan G = $1,364 Plan N = $1,364
Plan A = $1,364 Plan F/HDF* = $0 Plan G = $0 Plan N = $0
61st to 90th day All but $341 Plan A = $341 Plan F/HDF* = $341 Plan G = $341 Plan N = $341
Plan A = $0 Plan F/HDF* = $0 Plan G = $0 Plan N = $0
91st day to 150th day (Lifetime Reserve)
All but $682 Plan A = $682 Plan F/HDF* = $682 Plan G = $682 Plan N = $682
Plan A = $0 Plan F/HDF* = $0 Plan G = $0 Plan N = $0
Beyond 150 days Nothing Plan A = Plan F/HDF* = Plan G = Plan N =
All Medicare approved amounts for an additional 365 days.
Plan A = Plan F/HDF* = Plan G = Plan N =
$0 up to
365 days
Skilled Nursing Home Care
First 20 days 100% of cost Plan A = $0 Plan F/HDF* = $0 Plan G = $0 Plan N = $0
Plan A = $0 Plan F/HDF* = $0 Plan G = $0 Plan N = $0
Additional 80 days
All but $170.50 a day
Plan A = $0 Plan F/HDF* = $170.50 a day Plan G = $170.50 a day Plan N = $170.50 a day
Plan A = $170.50 Plan F/HDF* = $0 Plan G = $0 Plan N = $0
Beyond 100 days
Nothing Plan A = $0 Plan F/HDF* $0 Plan G = $0 Plan N = $0
Plan A = 100% Plan F/HDF* = 100% Plan G = 100% Plan N = 100%
Medical Expense
Physician’s services in hospital, office, or home; inpatient and outpatient medical services and supplies at a hospital; physical and speech
therapy and ambulance.
$185 deductible Plan A = $0 Plan F/HDF* = $185 Plan G = $0 Plan N = $0
Plan A = $185 Plan F/HDF* = 100% Plan G = $185 Plan N = $185
80% of Medicare determined allowable charges after $185 deductible
Plan A = 20% Plan F/HDF* = 20% Plan G = 20% Plan N = Balance other than
co-payment.
Plan A = $0 Plan F/HDF* = $0 Plan G = $0 Plan N = co-payment
*High Deductible Plan F (HDF) pays the same benefits as Plan F subject to the payment of a calendar year deductible of $2,300. This policy does comply with the minimum standards set forth in Section 363 of the Illinois Insurance Code.
_________________________________________ _________________________________________ ______________ Applicant’s Signature Insurance Producer Signature Date
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 GIL8559 (03/19) Leave with Applicant For Use in Illinois 2019
Illinois Medicare Supplement Existing Coverage Comparison Disclosure GIL8559 (03/19)
Applicant’s Name Existing Policy Number Existing Plan
Name of Existing Insurer Expiration Date of Existing Insurance
Service Benefit Medicare Pays Existing Coverage Supplement Pays You Pay Hospital Inpatient
First 60 days All but $1,364 Plan A = $0 Plan F/HDF* = $1,364 Plan G = $1,364 Plan N = $1,364
Plan A = $1,364 Plan F/HDF* = $0 Plan G = $0 Plan N = $0
61st to 90th day All but $341 Plan A = $341 Plan F/HDF* = $341 Plan G = $341 Plan N = $341
Plan A = $0 Plan F/HDF* = $0 Plan G = $0 Plan N = $0
91st day to 150th day (Lifetime Reserve)
All but $682 Plan A = $682 Plan F/HDF* = $682 Plan G = $682 Plan N = $682
Plan A = $0 Plan F/HDF* = $0 Plan G = $0 Plan N = $0
Beyond 150 days Nothing Plan A = Plan F/HDF* = Plan G = Plan N =
All Medicare approved amounts for an additional 365 days.
Plan A = Plan F/HDF* = Plan G = Plan N =
$0 up to
365 days
Skilled Nursing Home Care
First 20 days 100% of cost Plan A = $0 Plan F/HDF* = $0 Plan G = $0 Plan N = $0
Plan A = $0 Plan F/HDF* = $0 Plan G = $0 Plan N = $0
Additional 80 days
All but $170.50 a day
Plan A = $0 Plan F/HDF* = $170.50 a day Plan G = $170.50 a day Plan N = $170.50 a day
Plan A = $170.50 Plan F/HDF* = $0 Plan G = $0 Plan N = $0
Beyond 100 days
Nothing Plan A = $0 Plan F/HDF* $0 Plan G = $0 Plan N = $0
Plan A = 100% Plan F/HDF* = 100% Plan G = 100% Plan N = 100%
Medical Expense
Physician’s services in hospital, office, or home; inpatient and outpatient medical services and supplies at a hospital; physical and speech
therapy and ambulance.
$185 deductible Plan A = $0 Plan F/HDF* = $185 Plan G = $0 Plan N = $0
Plan A = $185 Plan F/HDF* = 100% Plan G = $185 Plan N = $185
80% of Medicare determined allowable charges after $185 deductible
Plan A = 20% Plan F/HDF* = 20% Plan G = 20% Plan N = Balance other than
co-payment.
Plan A = $0 Plan F/HDF* = $0 Plan G = $0 Plan N = co-payment
*High Deductible Plan F (HDF) pays the same benefits as Plan F subject to the payment of a calendar year deductible of $2,300. This policy does comply with the minimum standards set forth in Section 363 of the Illinois Insurance Code.
_________________________________________ _________________________________________ ______________ Applicant’s Signature Insurance Producer Signature Date
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 GAA8550 Submit with Application
SAVE THIS NOTICE! IT MAY BE IMPORTANT TO YOU IN THE FUTURE.
According to your application, you intend to terminate existing Medicare supplement or Medicare Advantage insurance and replace it with the enclosed Medicare Supplement coverage issued by Great Southern Life Insurance Company. Your new policy will provide thirty (30) days within which you may decide, without cost, whether you desire to keep the policy. You should review this new coverage carefully. Compare it with all accident and sickness coverage you now have. If, after due consideration, you find that purchase of this Medicare supplement coverage is a wise decision, you should terminate your present Medicare supplement or Medicare Advantage coverage. You should evaluate the need for other accident and sickness coverage you have that may duplicate this policy. Statement to Applicant by Issuer - ______________________________________________________________________ Agent, Broker or other Representative I have reviewed your current medical or health insurance coverage. To the best of my knowledge, this Medicare supplement policy will not duplicate your existing Medicare supplement or, if applicable, Medicare Advantage coverage because you intend to terminate your existing Medicare supplement coverage or leave your Medicare Advantage plan. The replacement policy is being purchased for the following reason(s) (check one):
Additional benefits. No change in benefits, but lower premiums. Fewer benefits and lower premiums. My plan has outpatient prescription drug coverage and I am enrolling in Part D. Disenrollment from a Medicare Advantage plan. Please explain reason for disenrollment. Other (please specify): _____________________________________________________________________________
1. Health conditions which you may presently have may not be immediately or fully covered under the new Medicare
Supplement coverage. This could result in denial or delay of a claim for benefits under the new policy, whereas a similar claim might have been payable under your present coverage.
2. State law provides that your replacement coverage may not contain new waiting periods, elimination periods, or probationary periods. We will waive any time periods applicable to waiting periods, elimination periods or probationary periods in your new coverage for similar benefits to the extent such time was spent under your original coverage.
3. If you still wish to terminate your present policy and replace it with new coverage, be certain to truthfully and completely answer all questions on the application concerning your medical and health history, if any. Failure to include all material medical information on an application may provide a basis for the company to deny any future claims and to refund your premium as though your policy had never been in force. After the application has been completed and before you sign it, review it carefully to be certain that all information has been properly recorded.
Do not cancel your present policy until you have received your new policy and are sure you want to keep it. _______________________________________________________________ Signature of Agent, Broker, or Other Representative _______________________________________________________________ _____________________________ Applicant’s Signature Date
Medicare Supplement Replacement Notice GAA8550
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 GAA8550 Leave with Applicant
SAVE THIS NOTICE! IT MAY BE IMPORTANT TO YOU IN THE FUTURE.
According to your application, you intend to terminate existing Medicare supplement or Medicare Advantage insurance and replace it with the enclosed Medicare Supplement coverage issued by Great Southern Life Insurance Company. Your new policy will provide thirty (30) days within which you may decide, without cost, whether you desire to keep the policy. You should review this new coverage carefully. Compare it with all accident and sickness coverage you now have. If, after due consideration, you find that purchase of this Medicare supplement coverage is a wise decision, you should terminate your present Medicare supplement or Medicare Advantage coverage. You should evaluate the need for other accident and sickness coverage you have that may duplicate this policy. Statement to Applicant by Issuer - ______________________________________________________________________ Agent, Broker or other Representative I have reviewed your current medical or health insurance coverage. To the best of my knowledge, this Medicare supplement policy will not duplicate your existing Medicare supplement or, if applicable, Medicare Advantage coverage because you intend to terminate your existing Medicare supplement coverage or leave your Medicare Advantage plan. The replacement policy is being purchased for the following reason(s) (check one):
Additional benefits. No change in benefits, but lower premiums. Fewer benefits and lower premiums. My plan has outpatient prescription drug coverage and I am enrolling in Part D. Disenrollment from a Medicare Advantage plan. Please explain reason for disenrollment. Other (please specify): _____________________________________________________________________________
1. Health conditions which you may presently have may not be immediately or fully covered under the new Medicare
Supplement coverage. This could result in denial or delay of a claim for benefits under the new policy, whereas a similar claim might have been payable under your present coverage.
2. State law provides that your replacement coverage may not contain new waiting periods, elimination periods, or probationary periods. We will waive any time periods applicable to waiting periods, elimination periods or probationary periods in your new coverage for similar benefits to the extent such time was spent under your original coverage.
3. If you still wish to terminate your present policy and replace it with new coverage, be certain to truthfully and completely answer all questions on the application concerning your medical and health history, if any. Failure to include all material medical information on an application may provide a basis for the company to deny any future claims and to refund your premium as though your policy had never been in force. After the application has been completed and before you sign it, review it carefully to be certain that all information has been properly recorded.
Do not cancel your present policy until you have received your new policy and are sure you want to keep it. _______________________________________________________________ Signature of Agent, Broker, or Other Representative _______________________________________________________________ _____________________________ Applicant’s Signature Date
Medicare Supplement Replacement Notice GAA8550
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 18-247-10 (11/18)
Policy Number (if known): Insured: Please indicate below when you would like your account drafted. Many of our customers have requested the option to pay their premiums on the same day they receive Social Security or SSI payments. The options below allow you to select the date that best fits your needs. You may select any option regardless of whether or not you receive Social Security or SSI payments. Part I – Select one of the following date options Initial Premium Payment (choose one)
Same as subsequent payment date selected below, on or after the requested Effective Date On the Policy Issue Date Paid by enclosed check
Subsequent Premium Payments (choose one)
1st day of the Month 2nd Wednesday of the Month 3rd day of the Month 3rd Wednesday of the Month
4th Wednesday of the Month
Note: If one of the dates above falls on a weekend or holiday, deduction will be on prior business day. Other, please specify a day of the month from 1 to 28 ___________ (Note: if this date falls on a weekend or holiday,
deduction will be on next business day that falls between the 1st and 28th)
Part II – Select one of the following payment options Checking Savings Branch/Bank Name: __________________________________________________________
Routing Number
Account Number
Check here if this is a business account To ensure accuracy, please include a voided check or deposit slip.
Part III – Complete name and address as shown on account Accountholder Name: ________________________________________________________________________________ Address (include City, State, and ZIP): ___________________________________________________________________ Part IV – Sign and Date As a convenience to me, I hereby request and authorize the banking institution below (the “Bank”) to pay and charge to my account drafts on my account by and payable to the order of the company who issued or assumed the policy listed below (the “Company”) administering my insurance policy provided there are sufficient collected funds in said account to pay the same upon presentation. I agree that the Bank’s rights in respect to such draft shall be the same as if it were a check drawn on the bank and signed personally by me. This authorization will remain in effect until revoked by me or the Company. Notifications should be sent to PO BOX 10812, Clearwater, FL 33757-8812. The toll-free number is 877.212.2346 and the customer service fax number is 816.701.2534. I agree that the Bank shall be fully protected in honoring any such draft. I further agree that if any such draft be dishonored, whether with or without cause and whether intentionally or inadvertently, the Bank shall be under no liability whatsoever. Should any draft not be honored by the Bank upon presentation, I understand that this method of payment may be terminated. I understand that Great Southern Life Insurance Company requires a 5 business day advance notice to set up, change, or discontinue my bank draft information. I also understand that my insurance policy may lapse if said draft is returned unpaid by my Bank, or if I discontinue payments, prior to receiving confirmation of draft processing from the Company. Please keep a copy of this authorization with your banking records. ____________________________________________________ ______________________ Signature Date
Bank Draft Authorization for Medicare Supplement 18-247-10 (11/18)
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 GAA8394-MS (01/17) Leave with Applicant
INFORMATION PRACTICES NOTICE THIS NOTIFICATION MUST BE DELIVERED TO THE PROPOSED INSURED WHEN THE APPLICATION IS COMPLETED.
Thank you for your application. This notice is given to you at the time you apply for insurance to tell you about the kinds of information we may obtain in connection with your application. We rely primarily on information provided by you. We may also collect information from others, such as medical professionals who have treated you, hospitals, other insurance companies, and consumer reporting agencies. In certain limited situations, we are allowed by law to disclose necessary items of personal information to third parties without your specific authorization. You have a right of access and correction with respect to this information. You have the right to receive, in writing, the specific reason for an adverse underwriting decision. If you wish a more detailed explanation of our information practices, please write us at: Great Southern Life Insurance Company, PO BOX 410288, Kansas City, MO 64141-0288, Attention: Underwriting/New Business Department. Any requests to correct, amend or alter will be responded to within 30 days. Within a seven year timeframe, information that is corrected will be provided to any person who is designated by the requesting party and who may have received the information in the prior two years. Any statement of disagreement made by a requesting party will be filed and made available to those reviewing it in the future.
MIB, INC. PRE-NOTICE Information regarding your insurability will be treated as confidential. However, Great Southern Life Insurance Company or its reinsurers may make a brief report to the MIB, Inc. formerly known as Medical Information Bureau, a nonprofit membership organization of life insurance companies operating as an information exchange for its members. If you apply to another MIB member company for life or health insurance or a claim is submitted to such a company, upon request the MIB will supply the company with the information it has in its file. Upon receipt of a request from you, the MIB, Inc., will arrange disclosure of any information it has in your file. Please contact MIB at 866.692.6901 (TTY 866.346.3642). If you question the accuracy of information in the file, you may contact the MIB and seek a correction in accordance with the procedures in the Fair Credit Reporting Act. The MIB’s information office address is 50 Braintree Hill Park, Suite 400, Braintree, MA 02184-8734. The Company or its reinsurers may release information in its file to its reinsurers and to other life and health insurance companies to whom you apply for insurance or to whom a claim is submitted. Information for consumers about MIB may be obtained on its website at www.mib.com.
Important Consumer Notices GAA8394-MS (01/17)
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 GAA8564 Leave with Applicant
The following are definitions of the categories of individuals who are eligible for Guaranteed Issue under the Balanced Budget Act of 1997: Enrolled under an employee welfare benefit plan that provides health benefits that supplement the benefits under Medicare; and
the plan terminates, or the plan ceases to provide all such supplemental health benefits to the individual, or the individual is enrolled under an employee welfare benefit plan that is primary to Medicare and the plan terminates, or the plan ceases to provide health benefits to the individual because the individual leaves the plan (eligible for Plans A or F); or
Enrolled in a Medicare Advantage plan or Program of All-Inclusive Care for the Elderly (PACE) and the organization’s certification or plan is terminated or specific circumstances permit discontinuance including, but not limited to, a change in residence of the individual, the plan is terminated within a residence area, the organization substantially violated a material policy provision, including the failure to provide an enrollee on a timely basis medically necessary care for which benefits are available under the plan or the failure to provide the covered care in accordance with applicable quality standards; or a material misrepresentation was made to the individual, or the person meets any other exceptional conditions as the secretary may provide (eligible for Plans A or F); or
Enrolled in a Medicare risk contract, health care prepayment plan, cost contract or Medicare Select plan, or similar organization, and the organization’s certification or plan is terminated or specific circumstances permit discontinuance including, but not limited to, a change in residence of the individual, the plan is terminated within a residence area, the organization substantially violated a material policy provision, or a material misrepresentation was made to the individual (eligible for Plans A or F); or
Enrolled in a Medicare Supplement policy and coverage discontinues due to insolvency, substantial violation of a material policy provision, or material misrepresentation (eligible for Plans A or F); or
Enrolled under a Medicare Supplement policy, terminates and enrolls for the first time in a Medicare Advantage, a risk or cost contract, or a Medicare Select plan, a PACE provider, and then terminates coverage within 12 months of enrollment (eligible for the same Plan you terminated with us, or, if that Plan is no longer available, Plans A or F); or Upon first becoming eligible for benefits under Part A at age 65, enrolls in a Medicare Advantage or PACE provider and then disenrolls within 12 months (eligible for all plans available from us); or
Enrolled in a Medicare Part D Plan during the initial Part D enrollment period while enrolled under a Medicare Supplement policy that covers outpatient prescription drugs and terminate the Medicare Supplement policy (eligible for Plans A or F).
Documentation of these events must be submitted with the Application.
You must apply within 63 days of the date of termination of previous coverage in order to qualify as an eligible person.
Disclosure Guaranteed Issue Eligibility GAA8564
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 GAA5510-AS
All questions must be completed
1. Did you meet with the Applicant in person? ....................................................................................................................... Yes No
2. Did you complete this Application over the phone? ......................................................................................................... Yes No
3. State the name and relationship of any other person present when this Application was taken:
Name:________________________________________________ Relationship to Applicant:___________________________________
4. Did you review the Application for correctness and any omissions? .......................................................................... Yes No
5. Did the Applicant review the Application for correctness and any omissions? ........................................................ Yes No
6. Are you related to the Proposed Insured? .......................................................................................................................... Yes No
If Yes, provide relationship:____________________________________________________ Replacement Information
7. Does the applicant have any existing Medicare Supplement coverage? .................................................................. Yes No (If Yes, complete the replacement notice and submit with the application. Application and replacement notice must be dated the same day.)
I hereby certify that I have personally asked each question on this application to the applicant, that I have truly and accurately recorded on the application the information supplied by him/her, and that I have no reason to believe that the information provided is inaccurate or incomplete.
Print Producer’s Name Producer’s Signature
Great Southern Life Agent Number
% Commission
Split X
X
Producer Statement GAA5510-AS
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 18-247-9-BB For Agent Use Only
Medicare Supplement Premium Worksheet 18-247-9-BB
Before you begin, please go to the height and weight chart on the reverse side of this page to determine eligibility for coverage, unless the applicant is in an open enrollment or guaranteed issue period.
Applicant 1 Applicant 2
Premium Calculation Example Information shown below
is for calculation purposes only.
1. Medicare Supplement Insurance Plan Plan F
2. Applicant’s Age at Effective Date of Coverage 67
3. Applicant’s ZIP Code 07104
4. Premium Write in the Medicare Supplement plan’s premium from the Outline of Coverage provided, based on age and ZIP Code.
$196.78
5. Rate Adjustment If the applicant is in open enrollment or guaranteed issue period, skip to Step 6. Locate height and weight on the next page.
If weight is in the Standard column, enter the amount from Step 4.
If weight is in the Class I column, multiply the amount from Step 4 by: 1.15.
$196.78 X 1.15 = $226.30
In this example, the applicant’s weight is in the Class I column.
6. Payment Options The monthly payment is the last premium entered (Step 4 or 5). To determine annual premium, multiply by 12.
$226.30 monthly payment $2,715.60 annual payment
Home Office: Dallas, Texas • Medicare Supplement Administrative Office: PO Box 10812, Clearwater, FL 33757-8812 18-247-9-BB For Agent Use Only
Medicare Supplement Premium Worksheet 18-247-9-BB
Eligibility: Find the applicant’s height in the left-hand column and look across the row to find the applicant’s weight. If the weight is in the Decline column, the applicant is not eligible for coverage at this time. Rate Adjustment: The column heading above the applicant’s weight will indicate your appropriate rate adjustment, if any (risk class).
Decline Class I Standard Class I Decline
Height Weight Weight Weight Weight Weight 4' 6'' < 63 63 – 70 71 – 128 129 – 170 171 + 4' 7'' < 65 65 – 73 74 – 133 134 – 176 177 + 4' 8'' < 67 67 – 75 76 – 138 139 – 182 183 + 4' 9'' < 70 70 – 78 79 – 143 144 – 189 190 +
4' 10'' < 72 72 – 81 82 – 148 149 – 196 197 + 4' 11'' < 75 75 – 84 85 – 153 154 – 202 203 + 5' 0'' < 77 77 – 87 88 – 158 159 – 209 210 + 5' 1'' < 80 80 – 89 90 – 164 165 – 216 217 + 5' 2'' < 83 83 – 92 93 – 169 170 – 224 225 + 5' 3'' < 85 85 – 95 96 – 175 176 – 231 232 + 5' 4'' < 88 88 – 99 100 – 180 181 – 238 239 + 5' 5'' < 91 91 – 102 103 – 186 187 – 246 247 + 5' 6'' < 93 93 – 105 106 – 192 193 – 254 255 + 5' 7'' < 96 96 – 108 109 – 197 198 – 261 262 + 5' 8'' < 99 99 – 111 112 – 203 204 – 269 270 + 5' 9'' < 102 102 – 115 116 – 209 210 – 277 278 +
5' 10'' < 105 105 – 118 119 – 216 217 – 285 286 + 5' 11'' < 108 108 – 121 122 – 222 223 – 293 294 + 6' 0'' < 111 111 – 125 126 – 228 229 – 302 303 + 6' 1'' < 114 114 – 128 129 – 234 235 – 310 311 + 6' 2'' < 117 117 – 132 133 – 241 242 – 319 320 + 6' 3'' < 121 121 – 136 137 – 248 249 – 328 329 + 6' 4'' < 124 124 – 139 140 – 254 255 – 336 337 + 6' 5'' < 127 127 – 143 144 – 261 262 – 345 346 + 6' 6'' < 130 130 – 147 148 – 268 269 – 354 355 + 6' 7'' < 134 134 – 150 151 – 275 276 – 363 364 + 6' 8'' < 137 137 – 154 155 – 282 283 – 373 374 + 6' 9'' < 140 140 – 158 159 – 289 290 – 382 383 +
6' 10'' < 144 144 – 162 163 – 296 297 – 392 393 + 6' 11'' < 147 147 – 166 167 – 303 304 – 401 402 + 7' 0'' < 151 151 – 170 171 – 311 312 – 411 412 + 7' 1'' < 155 155 – 174 175 – 318 319 – 421 422 + 7' 2'' < 158 158 – 178 179 – 326 327 – 431 432 + 7' 3'' < 162 162 – 183 184 – 333 334 – 441 442 + 7' 4'' < 166 166 – 187 188 – 341 342 – 451 452 +
GREA
T SO
UTHE
RN L
IFE
INSU
RANC
E CO
MPAN
Y Ou
tline
of C
over
age
Medi
care
Sup
plem
ent B
enef
it Pl
ans A
, F, H
igh
Dedu
ctib
le F,
G, a
nd N
.
GIL
500-
OC
Ef
fect
ive:
03/
01/2
019
Bene
fit Ch
art o
f Med
icare
Sup
pleme
nt Pl
ans S
old fo
r Effe
ctive
Date
s on o
r Afte
r Jun
e 1, 2
010.
Ever
y ins
urer
mus
t mak
e ava
ilable
Plan
“A.”
Some
plan
s may
not b
e av
ailab
le in
your
state
. See
Outl
ine of
Cov
erag
e sec
tions
for d
etails
abou
t ALL
plan
s. “B
asic
Bene
fits”
are:
•Ho
spita
lizat
ion
– Par
t A co
insur
ance
plus
cove
rage
for 3
65 ad
dition
al da
ys af
ter M
edica
re B
enefi
ts en
d.•
Medi
cal E
xpen
ses –
Par
t B co
insur
ance
(gen
erall
y 20%
of M
edica
re ap
prov
ed am
ounts
) or c
opay
ments
for h
ospit
al ou
tpatie
nt se
rvice
s. Pl
ans K
, L, a
nd N
requ
ireins
ured
’s to
pay a
portio
n of P
art B
coins
uran
ce or
copa
ymen
ts.•
Bloo
d – F
irst th
ree p
ints o
f bloo
d eac
h yea
r.•
Hosp
ice –
Part
A co
insur
ance
•On
ly Me
dica
re S
uppl
emen
t Ben
efit
Plan
s A, F
, Hig
h De
duct
ible
F, G
, and
N ar
e offe
red
by G
reat
Sou
ther
n Li
fe In
sura
nce C
ompa
ny.
A B
C D
F / F
* G
K L
M N
Basic
inc
luding
10
0% P
art B
Co
insur
ance
Basic
inclu
ding
100%
Par
t B
Coins
uran
ce
Basic
inclu
ding
100%
Par
t B
Coins
uran
ce
Basic
inclu
ding
100%
Par
t B
Coins
uran
ce
Basic
inclu
ding
100%
Par
t B
Coins
uran
ce
Basic
inclu
ding
100%
Par
t B
Coins
uran
ce
Hosp
italiz
ation
an
d pre
venta
tive
care
paid
at 10
0%; o
ther
Basic
Ben
efits
pa
id at
50%
Hosp
italiz
ation
an
d pre
venta
tive
care
paid
at 10
0%; o
ther
Basic
Ben
efits
pa
id at
75%
Basic
inclu
ding
100%
Par
t B
Coins
uran
ce
Basic
inclu
ding 1
00%
Pa
rt B
Coins
uran
ce,
exce
pt up
to $2
0 co
paym
ent fo
r offic
e vis
it, an
d up t
o $50
co
paym
ent fo
r Em
erge
ncy R
oom
that d
on’t r
esult
in
inpati
ent a
dmiss
ion.
Skille
d Nu
rsing
Fa
cility
Co
insur
ance
Skille
d Nu
rsing
Fa
cility
Co
insur
ance
Skille
d Nu
rsing
Fa
cility
Co
insur
ance
Skille
d Nu
rsing
Fa
cility
Co
insur
ance
50%
Skil
led
Nursi
ng F
acilit
y Co
insur
ance
75%
Skil
led
Nursi
ng F
acilit
y Co
insur
ance
Skille
d Nu
rsing
Fa
cility
Co
insur
ance
Skille
d Nu
rsing
Fa
cility
Coin
sura
nce
Part
A De
ducti
ble
Part
A De
ducti
ble
Part
A De
ducti
ble
Part
A De
ducti
ble
Part
A De
ducti
ble
50%
Par
t A
Dedu
ctible
75
% P
art A
De
ducti
ble
50%
Par
t A
Dedu
ctible
Pa
rt A
Dedu
ctible
Part
B De
ducti
ble
Part
B De
ducti
ble
Part
B Ex
cess
10
0%
Part
B Ex
cess
10
0%
Fore
ign T
rave
l Em
erge
ncy
Fore
ign T
rave
l Em
erge
ncy
Fore
ign T
rave
l Em
erge
ncy
Fore
ign T
rave
l Em
erge
ncy
Fore
ign T
rave
l Em
erge
ncy
Fore
ign T
rave
l Em
erge
ncy
Out-o
f-Poc
ket
limit $
5,560
; paid
at
100%
after
limit
reac
hed.
Out–o
f-Poc
ket
limit $
2,780
; pa
id at
100%
aft
er lim
it re
ache
d. *P
lan F
also
has a
n opti
on ca
lled a
High
Ded
uctib
le Pl
an F
. This
high
dedu
ctible
plan
pays
the s
ame b
enefi
ts as
Plan
F af
ter on
e has
paid
a cale
ndar
year
’s $2
,300
dedu
ctible
. Ben
efits
from
High
Ded
uctib
le Pl
an F
will
not b
egin
until
out-o
f-poc
ket e
xpen
ses e
xcee
d $2,3
00. O
ut-of-
pock
et ex
pens
es fo
r this
dedu
ctible
are e
xpen
ses t
hat
would
have
ordin
arily
been
paid
by th
e Poli
cy. T
hese
expe
nses
inclu
de th
e Med
icare
dedu
ctible
s for
Par
t A an
d Par
t B, b
ut do
not in
clude
the p
lan’s
sepa
rate
Fore
ignTr
avel
Emer
genc
y ded
uctib
le.
1 of 1
8
For A
nnua
l Pre
mium
mod
e, mu
ltiply
month
ly ra
tes by
12. F
or C
lass 1
rates
mult
iply b
y 1.15
. GI
L500
-OC
RATE
S Ef
fectiv
e: 03
/01/20
19
RA
TES
Mont
hly R
ates
by P
lan –
Illino
is Zi
p Co
des:
All Z
ip C
odes
that
star
t with
600-
608
Non-
Toba
cco
Rate
s At
tain
ed
Age
Plan
AHD
Plan
FPl
an F
Plan
GPl
an N
Fem
aleMa
leFe
male
Male
Fem
aleMa
leFe
male
Male
Fem
aleMa
le0-
6425
7.54
296.1
787
.8510
1.02
357.7
641
1.42
298.8
134
3.63
263.2
930
2.79
6511
9.17
137.0
540
.8847
.0114
1.90
163.1
811
2.96
129.9
096
.1711
0.59
6611
9.17
137.0
540
.8847
.0114
1.90
163.1
811
2.96
129.9
096
.1711
0.59
6711
9.17
137.0
540
.8847
.0114
1.90
163.1
811
2.96
129.9
096
.1711
0.59
6811
9.17
137.0
540
.8847
.0114
1.90
163.1
811
2.96
129.9
096
.1711
0.59
6912
1.47
139.6
942
.1948
.5214
4.44
166.1
011
5.51
132.8
498
.2011
2.93
7012
6.01
144.9
144
.2650
.9014
9.45
171.8
712
0.00
138.0
010
1.93
117.2
271
129.7
814
9.24
45.83
52.71
154.2
817
7.42
124.3
314
2.98
105.6
512
1.49
7213
3.55
153.5
847
.4154
.5215
9.11
182.9
712
8.65
147.9
510
9.36
125.7
773
137.7
315
8.39
49.12
56.49
164.4
318
9.09
133.3
715
3.38
113.4
213
0.43
7414
1.93
163.2
250
.8558
.4816
9.78
195.2
513
8.12
158.8
411
7.50
135.1
375
147.3
316
9.43
52.85
60.78
176.5
620
3.04
144.0
416
5.65
122.5
814
0.96
7615
1.21
173.8
954
.4862
.6518
2.38
209.7
314
9.07
171.4
312
7.05
146.1
077
155.1
717
8.45
56.14
64.56
188.3
221
6.57
154.2
117
7.34
131.6
115
1.35
7815
9.36
183.2
757
.8166
.4819
4.58
223.7
615
9.61
183.5
513
6.41
156.8
779
163.8
118
8.38
59.51
68.44
201.1
723
1.34
165.2
919
0.08
141.4
616
2.67
8016
8.35
193.6
061
.2370
.4220
7.92
239.1
017
1.11
196.7
814
6.62
168.6
281
173.5
319
9.56
63.00
72.45
216.2
524
8.69
178.2
420
4.98
153.1
017
6.07
8217
8.86
205.6
864
.7874
.5022
4.85
258.5
818
5.60
213.4
415
9.80
183.7
683
184.1
521
1.78
66.59
76.58
233.4
926
8.52
193.0
122
1.97
166.5
519
1.53
8418
9.59
218.0
368
.4378
.6924
2.40
278.7
620
0.65
230.7
517
3.51
199.5
485
195.1
822
4.46
70.22
80.75
251.5
828
9.32
208.5
323
9.81
180.6
920
7.80
8620
0.11
230.1
371
.7482
.5025
9.89
298.8
721
5.62
247.9
618
7.17
215.2
487
205.1
623
5.94
73.28
84.27
268.4
430
8.70
222.9
125
6.35
193.8
422
2.91
8821
0.34
241.8
974
.8386
.0627
7.23
318.8
123
0.42
264.9
820
0.70
230.8
189
215.6
424
7.99
76.41
87.87
286.2
732
9.21
238.1
427
3.86
207.7
723
8.94
9022
1.07
254.2
378
.0089
.7029
5.57
339.9
024
6.08
282.9
921
5.05
247.3
091
225.9
425
9.83
79.45
91.37
304.4
435
0.10
253.6
429
1.68
222.0
325
5.33
9223
0.01
264.5
180
.9293
.0631
2.32
359.1
726
0.37
299.4
322
8.31
262.5
693
234.1
526
9.27
82.41
94.77
320.3
936
8.44
267.2
730
7.36
234.7
526
9.96
9423
8.36
274.1
183
.9196
.5032
8.64
377.9
327
4.32
315.4
724
1.33
277.5
395
242.6
527
9.05
85.43
98.24
337.0
738
7.63
281.5
332
3.76
248.0
728
5.28
9624
6.29
283.2
386
.0398
.9334
2.13
393.4
528
5.76
328.6
225
1.79
289.5
697
249.9
828
7.48
86.63
99.62
347.2
639
9.35
290.0
433
3.55
255.5
729
3.91
9825
3.73
291.7
987
.2410
0.32
352.4
740
5.34
294.3
933
8.55
259.4
029
8.31
9925
7.54
296.1
787
.8510
1.02
357.7
641
1.42
298.8
134
3.63
263.2
930
2.79
2 of 1
8
For A
nnua
l Pre
mium
mod
e, mu
ltiply
month
ly ra
tes by
12. F
or C
lass 1
rates
mult
iply b
y 1.15
. GI
L500
-OC
RATE
S Ef
fectiv
e: 03
/01/20
19
RATE
S
Mont
hly R
ates
by P
lan –
Illino
is Zi
p Co
des:
All Z
ip C
odes
that
star
t with
600-
608
Toba
cco
Rate
s At
tain
ed
Age
Plan
A
HD P
lan F
Pl
an F
Pl
an G
Pl
an N
Fe
male
Ma
le Fe
male
Ma
le Fe
male
Ma
le Fe
male
Ma
le Fe
male
Ma
le 0-
64
296.1
7 34
0.60
101.0
2 11
6.18
411.4
2 47
3.13
343.6
3 39
5.18
302.7
9 34
8.21
65
137.0
5 15
7.60
47.01
54
.06
163.1
8 18
7.66
129.9
0 14
9.39
110.5
9 12
7.18
66
137.0
5 15
7.60
47.01
54
.06
163.1
8 18
7.66
129.9
0 14
9.39
110.5
9 12
7.18
67
137.0
5 15
7.60
47.01
54
.06
163.1
8 18
7.66
129.9
0 14
9.39
110.5
9 12
7.18
68
137.0
5 15
7.60
47.01
54
.06
163.1
8 18
7.66
129.9
0 14
9.39
110.5
9 12
7.18
69
139.6
9 16
0.65
48.52
55
.80
166.1
0 19
1.02
132.8
4 15
2.77
112.9
3 12
9.87
70
144.9
1 16
6.64
50.90
58
.54
171.8
7 19
7.65
138.0
0 15
8.70
117.2
2 13
4.80
71
149.2
4 17
1.63
52.71
60
.62
177.4
2 20
4.03
142.9
8 16
4.42
121.4
9 13
9.72
72
153.5
8 17
6.61
54.52
62
.69
182.9
7 21
0.42
147.9
5 17
0.14
125.7
7 14
4.63
73
158.3
9 18
2.15
56.49
64
.97
189.0
9 21
7.46
153.3
8 17
6.39
130.4
3 15
0.00
74
163.2
2 18
7.71
58.48
67
.25
195.2
5 22
4.53
158.8
4 18
2.67
135.1
3 15
5.40
75
169.4
3 19
4.84
60.78
69
.90
203.0
4 23
3.50
165.6
5 19
0.50
140.9
6 16
2.11
76
173.8
9 19
9.98
62.65
72
.05
209.7
3 24
1.20
171.4
3 19
7.15
146.1
0 16
8.02
77
178.4
5 20
5.21
64.56
74
.24
216.5
7 24
9.05
177.3
4 20
3.94
151.3
5 17
4.06
78
183.2
7 21
0.76
66.48
76
.46
223.7
6 25
7.33
183.5
5 21
1.08
156.8
7 18
0.40
79
188.3
8 21
6.64
68.44
78
.70
231.3
4 26
6.05
190.0
8 21
8.60
162.6
7 18
7.08
80
193.6
0 22
2.64
70.42
80
.98
239.1
0 27
4.97
196.7
8 22
6.29
168.6
2 19
3.91
81
199.5
6 22
9.49
72.45
83
.31
248.6
9 28
5.99
204.9
8 23
5.72
176.0
7 20
2.48
82
205.6
8 23
6.54
74.50
85
.67
258.5
8 29
7.36
213.4
4 24
5.46
183.7
6 21
1.33
83
211.7
8 24
3.54
76.58
88
.07
268.5
2 30
8.80
221.9
7 25
5.26
191.5
3 22
0.26
84
218.0
3 25
0.74
78.69
90
.49
278.7
6 32
0.58
230.7
5 26
5.37
199.5
4 22
9.47
85
224.4
6 25
8.13
80.75
92
.86
289.3
2 33
2.72
239.8
1 27
5.78
207.8
0 23
8.97
86
230.1
3 26
4.65
82.50
94
.87
298.8
7 34
3.71
247.9
6 28
5.15
215.2
4 24
7.53
87
235.9
4 27
1.33
84.27
96
.91
308.7
0 35
5.01
256.3
5 29
4.80
222.9
1 25
6.35
88
241.8
9 27
8.17
86.06
98
.97
318.8
1 36
6.63
264.9
8 30
4.72
230.8
1 26
5.43
89
247.9
9 28
5.19
87.87
10
1.05
329.2
1 37
8.59
273.8
6 31
4.94
238.9
4 27
4.78
90
254.2
3 29
2.37
89.70
10
3.16
339.9
0 39
0.89
282.9
9 32
5.44
247.3
0 28
4.40
91
259.8
3 29
8.80
91.37
10
5.08
350.1
0 40
2.62
291.6
8 33
5.43
255.3
3 29
3.63
92
264.5
1 30
4.18
93.06
10
7.02
359.1
7 41
3.05
299.4
3 34
4.34
262.5
6 30
1.94
93
269.2
7 30
9.66
94.77
10
8.98
368.4
4 42
3.71
307.3
6 35
3.46
269.9
6 31
0.45
94
274.1
1 31
5.23
96.50
11
0.97
377.9
3 43
4.62
315.4
7 36
2.79
277.5
3 31
9.16
95
279.0
5 32
0.90
98.24
11
2.98
387.6
3 44
5.78
323.7
6 37
2.33
285.2
8 32
8.08
96
283.2
3 32
5.72
98.93
11
3.77
393.4
5 45
2.46
328.6
2 37
7.91
289.5
6 33
3.00
97
287.4
8 33
0.60
99.62
11
4.57
399.3
5 45
9.25
333.5
5 38
3.58
293.9
1 33
7.99
98
291.7
9 33
5.56
100.3
2 11
5.37
405.3
4 46
6.14
338.5
5 38
9.34
298.3
1 34
3.06
99
296.1
7 34
0.60
101.0
2 11
6.18
411.4
2 47
3.13
343.6
3 39
5.18
302.7
9 34
8.21
3 of 1
8
For A
nnua
l Pre
mium
mod
e, mu
ltiply
month
ly ra
tes by
12. F
or C
lass 1
rates
mult
iply b
y 1.15
. GI
L500
-OC
RATE
S Ef
fectiv
e: 03
/01/20
19
RA
TES
Mont
hly R
ates
by P
lan –
Illino
is Zi
p Co
des:
All Z
ip C
odes
that
star
t with
609-
629
Non-
Toba
cco
Rate
s At
tain
ed
Age
Plan
AHD
Plan
FPl
an F
Plan
GPl
an N
Fem
aleMa
leFe
male
Male
Fem
aleMa
leFe
male
Male
Fem
aleMa
le0-
6421
5.44
247.7
673
.4984
.5129
9.28
344.1
724
9.97
287.4
622
0.26
253.3
065
99.69
114.6
434
.1939
.3211
8.70
136.5
194
.4910
8.67
80.45
92.51
6699
.6911
4.64
34.19
39.32
118.7
013
6.51
94.49
108.6
780
.4592
.5167
99.69
114.6
434
.1939
.3211
8.70
136.5
194
.4910
8.67
80.45
92.51
6899
.6911
4.64
34.19
39.32
118.7
013
6.51
94.49
108.6
780
.4592
.5169
101.6
211
6.86
35.30
40.59
120.8
313
8.95
96.63
111.1
382
.1594
.4770
105.4
112
1.22
37.03
42.58
125.0
214
3.78
100.3
911
5.45
85.27
98.06
7110
8.56
124.8
538
.3444
.0912
9.06
148.4
210
4.00
119.6
188
.3810
1.63
7211
1.72
128.4
739
.6645
.6113
3.10
153.0
710
7.62
123.7
791
.4910
5.21
7311
5.22
132.5
041
.0947
.2613
7.55
158.1
811
1.57
128.3
194
.8810
9.11
7411
8.73
136.5
442
.5448
.9214
2.03
163.3
311
5.55
132.8
898
.3011
3.04
7512
3.25
141.7
344
.2150
.8414
7.70
169.8
512
0.50
138.5
710
2.54
117.9
276
126.4
914
5.47
45.58
52.41
152.5
717
5.45
124.7
014
3.41
106.2
812
2.22
7712
9.81
149.2
846
.9654
.0015
7.54
181.1
712
9.00
148.3
511
0.10
126.6
178
133.3
115
3.31
48.36
55.62
162.7
718
7.19
133.5
215
3.54
114.1
113
1.23
7913
7.03
157.5
949
.7857
.2516
8.29
193.5
313
8.27
159.0
111
8.33
136.0
880
140.8
316
1.95
51.23
58.91
173.9
320
0.02
143.1
416
4.61
122.6
614
1.05
8114
5.16
166.9
452
.7060
.6018
0.90
208.0
414
9.11
171.4
712
8.08
147.2
982
149.6
217
2.06
54.19
62.32
188.1
021
6.31
155.2
617
8.55
133.6
815
3.73
8315
4.05
177.1
655
.7164
.0619
5.33
224.6
316
1.46
185.6
813
9.32
160.2
284
158.6
018
2.39
57.24
65.83
202.7
823
3.20
167.8
519
3.03
145.1
516
6.92
8516
3.28
187.7
758
.7467
.5521
0.46
242.0
317
4.44
200.6
115
1.16
173.8
386
167.4
019
2.51
60.01
69.01
217.4
125
0.02
180.3
720
7.43
156.5
718
0.06
8717
1.63
197.3
761
.3070
.4922
4.56
258.2
418
6.47
214.4
416
2.15
186.4
788
175.9
620
2.35
62.60
71.99
231.9
126
6.70
192.7
522
1.66
167.9
019
3.08
8918
0.39
207.4
563
.9273
.5123
9.48
275.4
019
9.21
229.0
917
3.81
199.8
890
184.9
421
2.68
65.25
75.04
247.2
528
4.34
205.8
623
6.74
179.9
020
6.88
9118
9.01
217.3
666
.4776
.4425
4.67
292.8
821
2.18
244.0
018
5.74
213.6
092
192.4
122
1.27
67.70
77.85
261.2
730
0.46
217.8
125
0.48
190.9
921
9.64
9319
5.87
225.2
568
.9479
.2826
8.02
308.2
222
3.58
257.1
219
6.37
225.8
394
199.4
022
9.31
70.19
80.72
274.9
231
6.15
229.4
826
3.90
201.8
823
2.16
9520
2.99
233.4
371
.4782
.1928
1.97
324.2
723
5.51
270.8
420
7.52
238.6
596
206.0
323
6.93
71.97
82.76
286.2
032
9.13
239.0
527
4.90
210.6
324
2.23
9720
9.12
240.4
972
.4783
.3429
0.50
334.0
724
2.63
279.0
321
3.79
245.8
698
212.2
624
4.10
72.98
83.92
294.8
533
9.08
246.2
728
3.21
217.0
024
9.55
9921
5.44
247.7
673
.4984
.5129
9.28
344.1
724
9.97
287.4
622
0.26
253.3
0
4 of 1
8
For A
nnua
l Pre
mium
mod
e, mu
ltiply
month
ly ra
tes by
12. F
or C
lass 1
rates
mult
iply b
y 1.15
. GI
L500
-OC
RATE
S Ef
fectiv
e: 03
/01/20
19
RA
TES
Mont
hly R
ates
by P
lan –
Illino
is Zi
p Co
des:
All Z
ip C
odes
that
star
t with
609-
629
Toba
cco
Rate
s At
tain
ed
Age
Plan
AHD
Plan
FPl
an F
Plan
GPl
an N
Fem
aleMa
leFe
male
Male
Fem
aleMa
leFe
male
Male
Fem
aleMa
le0-
6424
7.76
284.9
284
.5197
.1934
4.17
395.7
928
7.46
330.5
825
3.30
291.2
965
114.6
413
1.84
39.32
45.22
136.5
115
6.99
108.6
712
4.97
92.51
106.3
966
114.6
413
1.84
39.32
45.22
136.5
115
6.99
108.6
712
4.97
92.51
106.3
967
114.6
413
1.84
39.32
45.22
136.5
115
6.99
108.6
712
4.97
92.51
106.3
968
114.6
413
1.84
39.32
45.22
136.5
115
6.99
108.6
712
4.97
92.51
106.3
969
116.8
613
4.39
40.59
46.68
138.9
515
9.80
111.1
312
7.80
94.47
108.6
470
121.2
213
9.40
42.58
48.97
143.7
816
5.34
115.4
513
2.76
98.06
112.7
671
124.8
514
3.58
44.09
50.71
148.4
217
0.68
119.6
113
7.55
101.6
311
6.88
7212
8.47
147.7
545
.6152
.4515
3.07
176.0
312
3.77
142.3
310
5.21
120.9
973
132.5
015
2.37
47.26
54.35
158.1
818
1.91
128.3
114
7.55
109.1
112
5.48
7413
6.54
157.0
248
.9256
.2616
3.33
187.8
313
2.88
152.8
111
3.04
130.0
075
141.7
316
2.99
50.84
58.47
169.8
519
5.33
138.5
715
9.36
117.9
213
5.61
7614
5.47
167.2
952
.4160
.2717
5.45
201.7
714
3.41
164.9
212
2.22
140.5
577
149.2
817
1.67
54.00
62.10
181.1
720
8.34
148.3
517
0.60
126.6
114
5.61
7815
3.31
176.3
155
.6263
.9618
7.19
215.2
615
3.54
176.5
813
1.23
150.9
179
157.5
918
1.22
57.25
65.84
193.5
322
2.56
159.0
118
2.87
136.0
815
6.50
8016
1.95
186.2
558
.9167
.7520
0.02
230.0
216
4.61
189.3
014
1.05
162.2
181
166.9
419
1.98
60.60
69.69
208.0
423
9.24
171.4
719
7.19
147.2
916
9.38
8217
2.06
197.8
762
.3271
.6721
6.31
248.7
617
8.55
205.3
415
3.73
176.7
983
177.1
620
3.73
64.06
73.67
224.6
325
8.32
185.6
821
3.54
160.2
218
4.25
8418
2.39
209.7
565
.8375
.7023
3.20
268.1
819
3.03
221.9
916
6.92
191.9
685
187.7
721
5.93
67.55
77.68
242.0
327
8.33
200.6
123
0.70
173.8
319
9.90
8619
2.51
221.3
969
.0179
.3625
0.02
287.5
220
7.43
238.5
418
0.06
207.0
787
197.3
722
6.98
70.49
81.07
258.2
429
6.98
214.4
424
6.61
186.4
721
4.45
8820
2.35
232.7
071
.9982
.7926
6.70
306.7
022
1.66
254.9
119
3.08
222.0
489
207.4
523
8.57
73.51
84.53
275.4
031
6.71
229.0
926
3.46
199.8
822
9.86
9021
2.68
244.5
875
.0486
.2928
4.34
326.9
923
6.74
272.2
520
6.88
237.9
191
217.3
624
9.96
76.44
87.90
292.8
833
6.81
244.0
028
0.60
213.6
024
5.64
9222
1.27
254.4
677
.8589
.5330
0.46
345.5
325
0.48
288.0
621
9.64
252.5
993
225.2
525
9.04
79.28
91.17
308.2
235
4.45
257.1
229
5.68
225.8
325
9.70
9422
9.31
263.7
080
.7292
.8331
6.15
363.5
826
3.90
303.4
823
2.16
266.9
995
233.4
326
8.45
82.19
94.51
324.2
737
2.91
270.8
431
1.47
238.6
527
4.45
9623
6.93
272.4
782
.7695
.1732
9.13
378.5
027
4.90
316.1
424
2.23
278.5
697
240.4
927
6.56
83.34
95.84
334.0
738
4.18
279.0
332
0.88
245.8
628
2.74
9824
4.10
280.7
183
.9296
.5133
9.08
389.9
428
3.21
325.6
924
9.55
286.9
899
247.7
628
4.92
84.51
97.19
344.1
739
5.79
287.4
633
0.58
253.3
029
1.29
5 of 1
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T SO
UTHE
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MPAN
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over
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enef
it Pl
ans A
, F, H
igh
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ctib
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G, a
nd N
.
GIL
500-
OC
Ef
fect
ive:
03/
01/2
019
Prem
ium
Info
rmat
ion.
Gre
at So
uther
n Life
Insu
ranc
e Com
pany
can o
nly ra
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emium
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u live
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ge 99
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r pre
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may
chan
ge ea
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ar. T
his ch
ange
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first
rene
wal d
ate th
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incide
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or
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niver
sary
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effec
tive d
ate. S
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One t
ime P
olicy
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Disc
losu
res.
Use
this
outlin
e to c
ompa
re be
nefits
and p
remi
ums a
mong
polic
ies.
Read
You
r Pol
icy V
ery C
aref
ully.
Thi
s is o
nly a
n ou
tline
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crib
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your
pol
icy’s
mos
t im
porta
nt fe
atur
es. T
he p
olicy
is yo
ur in
sura
nce c
ontra
ct. Y
ou m
ust
read
the p
olicy
itse
lf to
und
erst
and
all o
f the
righ
ts an
d du
ties o
f bot
h yo
u an
d us
.
Righ
t to
Retu
rn P
olicy
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ou fin
d tha
t you
are n
ot sa
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n it to
us at
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edica
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tive O
ffices
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earw
ater,
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757-
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. If yo
u sen
d the
polic
y bac
k to u
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in 30
days
after
you r
eceiv
e it, w
e will
treat
the po
licy a
s if it
had n
ever
been
issu
ed an
d retu
rn al
l of
your
paym
ents.
Polic
y Rep
lacem
ent.
If you
are r
eplac
ing an
other
healt
h ins
uran
ce po
licy,
do N
OT ca
ncel
it unti
l you
have
actua
lly re
ceive
d you
r new
polic
y and
are s
ure y
ou w
ant to
ke
ep it.
Notic
e. T
he po
licy m
ay no
t fully
cove
r all o
f you
r med
ical c
osts.
Neit
her w
e nor
our a
gents
are c
onne
cted w
ith M
edica
re. T
his ou
tline d
oes n
ot giv
e all t
he de
tails
of Me
dicar
e cov
erag
e. Co
ntact
your
loca
l Soc
ial S
ecur
ity of
fice o
r con
sult “
Medic
are &
You
” for
mor
e deta
ils.
Refu
nd o
f Pre
miu
m. In
the e
vent
of ca
ncell
ation
or de
ath, W
e will
prom
ptly r
eturn
the u
near
ned p
ortio
n of a
ny pr
emium
paid.
Com
plet
e Ans
wers
Are
Ver
y Im
porta
nt. W
hen y
ou fil
l out
the ap
plica
tion f
or th
e new
polic
y, be
sure
to an
swer
truth
fully
and c
omple
tely a
ll que
stion
s abo
ut yo
ur
medic
al an
d hea
lth hi
story.
We m
ay ca
ncel
your
polic
y and
refus
e to p
ay an
y clai
ms if
you l
eave
out o
r fals
ify im
porta
nt me
dical
infor
matio
n. Re
view
the a
pplic
atio
n ca
refu
lly b
efor
e you
sign
it. B
e cer
tain
that
all in
form
atio
n ha
s bee
n pr
oper
ly re
cord
ed.
No H
ealth
Rev
iew. N
o hea
lth re
view
is re
quire
d if y
ou en
roll w
ithin
the fir
st six
mon
ths af
ter yo
u rea
ch ag
e 65 a
nd en
roll i
n Med
icare
Par
t B, o
r in ot
her s
ituati
ons a
s re
quire
d by l
aw.
PLE A
SE R
EFER
TO
YOUR
POL
ICY
FOR
DETA
ILS.
6 of 1
8
GREA
T SO
UTHE
RN L
IFE
INSU
RANC
E CO
MPAN
Y Ou
tline
of C
over
age
Medi
care
Sup
plem
ent B
enef
it Pl
ans A
, F, H
igh
Dedu
ctib
le F,
G, a
nd N
.
GIL
500-
OC
Effe
ctiv
e: 0
3/01
/201
9 Pl
an A
Plan
A
Medi
care
Par
t A –
Hosp
ital S
ervic
es P
er B
enef
it Pe
riod
*A be
nefit
perio
d beg
ins on
the f
irst d
ay yo
u rec
eive s
ervic
e as a
n inp
atien
t in a
hosp
ital a
nd en
ds af
ter yo
u hav
e bee
n out
of the
hosp
ital a
nd ha
ve no
t rec
eived
skille
dca
re in
any o
ther f
acilit
y for
60 da
ys in
a ro
w.Se
rvice
s Me
dica
re P
ays
Plan
A P
ays
You
Pay
Hosp
italiz
atio
n*
Semi
priva
te ro
om an
d boa
rd, g
ener
al nu
rsing
and m
iscell
aneo
us
servi
ces a
nd su
pplie
s. Fir
st 60
days
Al
l but
$1,36
4 $0
$1
,364 P
art A
Ded
uctib
le 61
st thr
u 90th d
ay
All b
ut $3
41 a
day
$341
a da
y $0
91
st day
and a
fter
-W
hile u
sing 6
0 life
time r
eser
ve da
ys-
Once
lifeti
me re
serve
days
are u
sed
Ad
dition
al 36
5 day
s
Beyo
nd th
e add
itiona
l 365
days
All b
ut $6
82 a
day
$0
$0
$682
a da
y
100%
of M
edica
re E
ligibl
e Exp
ense
s $0
$0
$0**
All C
osts
Skille
d Nu
rsin
g Fa
cility
Car
e*
You m
ust m
eet M
edica
re’s
requ
ireme
nts, in
cludin
g hav
ing be
en in
a ho
spita
l for a
t leas
t 3 da
ys an
d ente
red a
Med
icare
appr
oved
facil
ity
withi
n 30 d
ays a
fter le
aving
the h
ospit
al.
First
20 da
ys
21st t
hru 1
00th d
ays
101st d
ay an
d afte
r
All a
ppro
ved a
moun
ts Al
l but
$170
.50 a
day
$0
$0
$0
$0
$0
Up to
$170
.50 a
day
All C
osts
Bloo
d Fir
st 3 p
ints
Addit
ional
amou
nts
$0
100%
3 p
ints
$0
$0
$0
Hosp
ice C
are
You m
ust m
eet M
edica
re’s
requ
ireme
nts, in
cludin
g a do
ctor’s
ce
rtifica
tion o
f term
inal il
lness
. Al
l but
very
limite
d co
paym
ent/c
oinsu
ranc
e for
outpa
tient
drug
s and
inp
atien
t res
pite c
are.
Medic
are c
opay
ment/
coins
uran
ce
$0
** W
hen y
our M
edica
re P
art A
hosp
ital b
enefi
ts ar
e exh
auste
d, the
insu
rer s
tands
in th
e plac
e of M
edica
re an
d will
pay w
hatev
er am
ount
Medic
are w
ould
have
paid
for up
to
an ad
dition
al 36
5 day
s as p
rovid
ed in
the p
olicy
’s “C
ore B
enefi
ts.” D
uring
this
time,
the ho
spita
l is pr
ohibi
ted fr
om bi
lling y
ou fo
r the
balan
ce ba
sed o
n any
diffe
renc
e be
twee
n its
billed
char
ges a
nd th
e amo
unt M
edica
re w
ould
have
paid.
7 of 1
8
GREA
T SO
UTHE
RN L
IFE
INSU
RANC
E CO
MPAN
Y Ou
tline
of C
over
age
Medi
care
Sup
plem
ent B
enef
it Pl
ans A
, F, H
igh
Dedu
ctib
le F,
G, a
nd N
.
GIL
500-
OC
Effe
ctiv
e: 0
3/01
/201
9 Pl
an A
Plan
A
Medi
care
Par
t B –
Medi
cal S
ervic
es p
er C
alend
ar Y
ear
*Onc
e you
have
been
bille
d $18
5 of M
edica
re E
ligibl
e Exp
ense
s for
cove
red s
ervic
es, y
our M
edica
re P
art B
Ded
uctib
le wi
ll hav
e bee
n met
for th
e cale
ndar
year
.Se
rvice
s Me
dica
re P
ays
Plan
A P
ays
You
Pay
Medi
cal E
xpen
ses
In or
out o
f the h
ospit
al an
d outp
atien
t hos
pital
treatm
ent, s
uch a
s Phy
sician
’s se
rvice
s, inp
atien
t and
outpa
tient
medic
al an
d sur
gical
servi
ces a
nd su
pplie
s, ph
ysica
l and
spee
ch th
erap
y, dia
gnos
tic te
sts, d
urab
le me
dical
equip
ment
First
$185
of M
edica
re ap
prov
ed am
ounts
* Re
maind
er of
Med
icare
appr
oved
amou
nts
$0
Gene
rally
80%
$0
Ge
nera
lly 20
%
$185
Par
t B D
educ
tible
$0
Part
B Ex
cess
Cha
rges
(abo
ve M
edica
re ap
prov
ed am
ounts
) $0
$0
Al
l cos
ts Bl
ood
First
3 pint
s Ne
xt $1
85 of
Med
icare
appr
oved
amou
nts*
Rema
inder
of M
edica
re ap
prov
ed am
ounts
$0
$0
80%
All c
osts
$0
20%
$0
$185
Par
t B D
educ
tible
$0
Clin
ical L
abor
ator
y Ser
vices
– Te
sts fo
r diag
nosti
c ser
vices
10
0%
$0
$0
Parts
A &
B
Serv
ices
Medi
care
Pay
s Pl
an A
Pay
s Yo
u Pa
y Ho
me H
ealth
Car
e Me
dicar
e Elig
ible S
ervic
es
-Med
ically
nece
ssar
y skil
led ca
re se
rvice
s and
med
ical s
uppli
es-D
urab
le me
dical
equip
ment.
Firs
t $18
5 of M
edica
re ap
prov
ed am
ounts
*-R
emain
der o
f Med
icare
appr
oved
amou
nts
100%
$0
80
%
$0
$0
20%
$0
$185
Par
t B D
educ
tible
$0
8 of 1
8
GREA
T SO
UTHE
RN L
IFE
INSU
RANC
E CO
MPAN
Y Ou
tline
of C
over
age
Medi
care
Sup
plem
ent B
enef
it Pl
ans A
, F, H
igh
Dedu
ctib
le F,
G, a
nd N
.
GIL
500-
OC
Effe
ctiv
e: 0
3/01
/201
9 Pl
an F
and
Hig
h D
educ
tible
Pla
n F
Plan
F an
d Hi
gh D
educ
tible
Plan
F
Medi
care
Par
t A –
Hosp
ital S
ervic
es P
er B
enef
it Pe
riod
*A be
nefit
perio
d beg
ins on
the f
irst d
ay yo
u rec
eive s
ervic
e as a
n inp
atien
t in a
hosp
ital a
nd en
ds af
ter yo
u hav
e bee
n out
of the
hosp
ital a
nd ha
ve no
t rec
eived
skille
dca
re in
any o
ther f
acilit
y for
60 da
ys in
a ro
w.
Serv
ices
Medi
care
Pay
s Pl
an F
Pay
s Yo
u Pa
y
High
Ded
uctib
le Pl
an F
Pa
ys (a
fter y
ou p
ay $2
,300
Dedu
ctib
le***
You
Pay
(In ad
ditio
n to
$2
,300
Dedu
ctib
le***)
Ho
spita
lizat
ion*
Se
mipr
ivate
room
and b
oard
, gen
eral
nursi
ng
and m
iscell
aneo
us se
rvice
s and
supp
lies.
First
60 da
ys
All b
ut $1
,364
$1,36
4 Par
t A
Dedu
ctible
$0
$1
,364 P
art A
Ded
uctib
le $0
61st t
hru 9
0th day
Al
l but
$341
a da
y $3
41 a
day
$0
$341
a da
y $0
91
st day
and a
fter
-W
hile u
sing 6
0 life
time r
eser
ve da
ys-
Once
lifeti
me re
serve
days
are u
sed
Ad
dition
al 36
5 day
s
Be
yond
the a
dditio
nal 3
65 da
ys
All b
ut $6
82 a
day
$0
$0
$682
a da
y
100%
of M
edica
re
Eligi
ble E
xpen
ses
$0
$0
$0**
All C
osts
$682
a da
y
100%
of M
edica
re E
ligibl
e Ex
pens
es
$0
$0
$0**
All C
osts
Skille
d Nu
rsin
g Fa
cility
Car
e*
You m
ust m
eet M
edica
re’s
requ
ireme
nts,
includ
ing ha
ving b
een i
n a ho
spita
l for a
t leas
t 3
days
and e
ntere
d a M
edica
re ap
prov
ed fa
cility
wi
thin 3
0 day
s afte
r leav
ing th
e hos
pital.
Fir
st 20
days
21st t
hru 1
00th d
ays
101st d
ay an
d afte
r
All a
ppro
ved
amou
nts
All b
ut $1
70.50
a da
y $0
$0
Up to
$170
.50 a
day
$0
$0
$0
All C
osts
$0
Up to
$170
.50 a
day
$0
$0
$0
All C
osts
9 of 1
8
GREA
T SO
UTHE
RN L
IFE
INSU
RANC
E CO
MPAN
Y Ou
tline
of C
over
age
Medi
care
Sup
plem
ent B
enef
it Pl
ans A
, F, H
igh
Dedu
ctib
le F,
G, a
nd N
.
GIL
500-
OC
Effe
ctiv
e: 0
3/01
/201
9 Pl
an F
and
Hig
h D
educ
tible
Pla
n F
Plan
F an
d Hi
gh D
educ
tible
Plan
F
Medi
care
Par
t A –
Hosp
ital S
ervic
es P
er B
enef
it Pe
riod
(Con
tinue
d)
Serv
ices
Medi
care
Pay
s Pl
an F
Pay
s Yo
u Pa
y
High
Ded
uctib
le Pl
an F
Pa
ys (a
fter y
ou p
ay $2
,300
Dedu
ctib
le***
You
Pay
(In ad
ditio
n to
$2
,300
Dedu
ctib
le***)
Bl
ood
First
3 pint
s Ad
dition
al am
ounts
$0
10
0%
3 pint
s $0
$0
$0
3 p
ints
$0
$0
$0
Hosp
ice C
are
You m
ust m
eet M
edica
re’s
requ
ireme
nts,
includ
ing a
docto
r’s ce
rtifica
tion o
f term
inal
illnes
s.
All b
ut ve
ry lim
ited
copa
ymen
t/ co
insur
ance
for
outpa
tient
drug
s an
d inp
atien
t re
spite
care
.
Medic
are
copa
ymen
t/ co
insur
ance
$0
Medic
are
copa
ymen
t/coin
sura
nce
$0
**Whe
n you
r Med
icare
Par
t A ho
spita
l ben
efits
are e
xhau
sted,
the in
sure
r stan
ds in
the p
lace o
f Med
icare
and w
ill pa
y wha
tever
amou
nt Me
dicar
e wou
ld ha
ve pa
id for
up
to an
addit
ional
365 d
ays a
s pro
vided
in th
e poli
cy’s
“Cor
e Ben
efits.
” Dur
ing th
is tim
e, the
hosp
ital is
proh
ibited
from
billin
g you
for t
he ba
lance
base
d on a
ny di
ffere
nce
betw
een i
ts bil
led ch
arge
s and
the a
moun
t Med
icare
wou
ld ha
ve pa
id. **
*High
Ded
uctib
le Pl
an F
pays
the s
ame b
enefi
ts as
Plan
F af
ter on
e has
paid
a cale
ndar
year
$2
,300 d
educ
tible.
Ben
efits
from
High
Ded
uctib
le Pl
an F
will
not b
egin
until
out-o
f-poc
ket e
xpen
ses e
xcee
d $2,3
00. O
ut-of-
pock
et ex
pens
es fo
r this
dedu
ctible
are
expe
nses
that
would
ordin
arily
be pa
id by
the p
olicy
/certif
icate.
The
se ex
pens
es in
clude
the M
edica
re de
ducti
bles f
or P
ay A
and P
art B
, but
do no
t inclu
de th
e plan
’s se
para
te Fo
reign
Tra
vel E
merg
ency
dedu
ctible
.
10 of
18
GREA
T SO
UTHE
RN L
IFE
INSU
RANC
E CO
MPAN
Y Ou
tline
of C
over
age
Medi
care
Sup
plem
ent B
enef
it Pl
ans A
, F, H
igh
Dedu
ctib
le F,
G, a
nd N
.
GIL
500-
OC
Effe
ctiv
e: 0
3/01
/201
9 Pl
an F
and
Hig
h D
educ
tible
Pla
n F
Plan
F an
d Hi
gh D
educ
tible
Plan
F
Medi
care
Par
t B –
Medi
cal S
ervic
es p
er C
alend
ar Y
ear
*Onc
e you
have
been
bille
d $18
5 of M
edica
re A
ppro
ved a
moun
ts for
cove
red s
ervic
es, y
our M
edica
re P
art B
Ded
uctib
le wi
ll hav
e bee
n met
for th
e cale
ndar
year
.
Serv
ices
Medi
care
Pay
s Pl
an F
Pay
s Yo
u Pa
y
High
Ded
uctib
le Pl
an F
Pay
s (af
ter
you
pay $
2,300
De
duct
ible*
**
You
Pay
(In ad
ditio
n to
$2
,300
Dedu
ctib
le***)
Me
dica
l Exp
ense
s In
or ou
t of th
e hos
pital
and o
utpati
ent h
ospit
al tre
atmen
t, suc
h as P
hysic
ian’s
servi
ces,
inpati
ent a
nd
outpa
tient
medic
al an
d sur
gical
servi
ces a
nd su
pplie
s, ph
ysica
l and
spee
ch th
erap
y, dia
gnos
tic te
sts, d
urab
le me
dical
equip
ment
First
$185
of M
edica
re ap
prov
ed am
ounts
*
Rema
inder
of M
edica
re ap
prov
ed am
ounts
$0
Gene
rally
80%
$185
Par
t B
Dedu
ctible
Ge
nera
lly 20
%
$0
$0
$185
Par
t B
Dedu
ctible
Ge
nera
lly 20
%
$0
$0
Part
B Ex
cess
Cha
rges
(abo
ve M
edica
re ap
prov
ed
amou
nts)
$0
100%
$0
10
0%
$0
Bloo
d Fir
st 3 p
ints
Next
$185
of M
edica
re ap
prov
ed am
ounts
*
Rema
inder
of M
edica
re ap
prov
ed am
ounts
$0
$0
80%
All c
osts
$185
Par
t B
Dedu
ctible
20
%
$0
$0
$0
All c
osts
$185
Par
t B
Dedu
ctible
20
%
$0
$0
$0
Clin
ical L
abor
ator
y Ser
vices
– Te
sts fo
r Diag
nosti
c se
rvice
s 10
0%
$0
$0
$0
$0
***Hi
gh D
educ
tible
Plan
F pa
ys th
e sam
e ben
efits
as P
lan F
after
one h
as pa
id a c
alend
ar ye
ar $2
,300 d
educ
tible.
Ben
efits
from
High
Ded
uctib
le Pl
an F
will
not b
egin
until
out-o
f-poc
ket e
xpen
ses e
xcee
d $2,3
00. O
ut-of-
pock
et ex
pens
es fo
r this
dedu
ctible
are e
xpen
ses t
hat w
ould
ordin
arily
be pa
id by
the p
olicy
/certif
icate.
The
se
expe
nses
inclu
de th
e Med
icare
dedu
ctible
s for
Pay
A an
d Par
t B, b
ut do
not in
clude
the p
lan’s
sepa
rate
Fore
ign T
rave
l Eme
rgen
cy de
ducti
ble.
11 of
18
GREA
T SO
UTHE
RN L
IFE
INSU
RANC
E CO
MPAN
Y Ou
tline
of C
over
age
Medi
care
Sup
plem
ent B
enef
it Pl
ans A
, F, H
igh
Dedu
ctib
le F,
G, a
nd N
.
GIL
500-
OC
Effe
ctiv
e: 0
3/01
/201
9 Pl
an F
and
Hig
h D
educ
tible
Pla
n F
Plan
F an
d Hi
gh D
educ
tible
Plan
F
Parts
A &
B
Serv
ices
Medi
care
Pa
ys
Plan
F P
ays
You
Pay
High
Ded
uctib
le
Plan
F P
ays (
afte
r yo
u pa
y $2,3
00
Dedu
ctib
le***
You
Pay
(In ad
ditio
n to
$2,30
0 De
duct
ible*
**)
Hom
e Hea
lth C
are
Medic
are E
ligibl
e Ser
vices
-M
edica
lly ne
cess
ary s
killed
care
servi
ces a
ndme
dical
supp
lies
-Dur
able
medic
al eq
uipme
nt. F
irst $
185 o
fMe
dicar
e app
rove
d amo
unts*
-Rem
ainde
r of M
edica
re ap
prov
ed am
ounts
100%
$0
80%
$0
$185
Par
t B
Dedu
ctible
20
%
$0
$0
$0
$0
$185
Par
t B
Dedu
ctible
20
%
$0
$0
$0
Othe
r Ben
efits
Not
Cov
ered
by M
edica
re
Serv
ices
Medi
care
Pa
ys
Plan
F P
ays
You
Pay
High
Ded
uctib
le
Plan
F P
ays (
afte
r yo
u pa
y $2,3
00
Dedu
ctib
le***
You
Pay
(In ad
ditio
n to
$2,30
0 De
duct
ible*
**)
Fore
ign
Trav
el
Medic
ally n
eces
sary
emer
genc
y car
e ser
vices
be
ginnin
g dur
ing th
e firs
t 60 d
ays o
f eac
h trip
ou
tside
the U
SA.
First
$250
each
calen
dar y
ear
Rema
inder
of ch
arge
s
$0
$0
$0
80%
to a
lifetim
e ma
ximum
bene
fit of
$50,0
00.
$250
20
% an
d amo
unts
over
the $
50,00
0 life
time m
axim
um.
$0
80%
to a
lifetim
e ma
ximum
bene
fit of
$50,0
00.
$250
20
% an
d amo
unts
over
the $
50,00
0 life
time m
axim
um.
**High
Ded
uctib
le Pl
an F
pays
the s
ame b
enefi
ts as
Plan
F af
ter on
e has
paid
a cale
ndar
year
$2,30
0 ded
uctib
le. B
enefi
ts fro
m Hi
gh D
educ
tible
Plan
F w
ill no
t beg
in un
til ou
t-of-p
ocke
t exp
ense
s exc
eed $
2,300
. Out-
of-po
cket
expe
nses
for t
his de
ducti
ble ar
e exp
ense
s tha
t wou
ld or
dinar
ily be
paid
by th
e poli
cy/ce
rtifica
te. T
hese
ex
pens
es in
clude
the M
edica
re de
ducti
bles f
or P
ay A
and P
art B
, but
do no
t inclu
de th
e plan
’s se
para
te for
eign t
rave
l eme
rgen
cy de
ducti
ble.
12 of
18
GREA
T SO
UTHE
RN L
IFE
INSU
RANC
E CO
MPAN
Y Ou
tline
of C
over
age
Medi
care
Sup
plem
ent B
enef
it Pl
ans A
, F, H
igh
Dedu
ctib
le F,
G, a
nd N
.
GIL
500-
OC
Ef
fect
ive:
03/
01/2
019
Plan
G
Plan
G
Medi
care
Par
t A –
Hosp
ital S
ervic
es P
er B
enef
it Pe
riod
*A be
nefit
perio
d beg
ins on
the f
irst d
ay yo
u rec
eive s
ervic
e as a
n inp
atien
t in a
hosp
ital a
nd en
ds af
ter yo
u hav
e bee
n out
of the
hosp
ital a
nd ha
ve no
t rec
eived
skille
dca
re in
any o
ther f
acilit
y for
60 da
ys in
a ro
w.Se
rvice
s Me
dica
re P
ays
Plan
G P
ays
You
Pay
*Hos
pita
lizat
ion
Semi
priva
te ro
om an
d boa
rd, g
ener
al nu
rsing
and m
iscell
aneo
usse
rvice
s and
supp
lies.
First
60 da
ysAl
l but
$1,36
4 $1
,364 P
art A
Ded
uctib
le $0
61
st thr
u 90th d
ayAl
l but
$341
a da
y $3
41 a
day
$0
91st d
ay an
d afte
r-
Whil
e usin
g 60 l
ifetim
e res
erve
days
-On
ce lif
etime
rese
rve da
ys ar
e use
d
Addit
ional
365 d
ays
Be
yond
the a
dditio
nal 3
65 da
ys
All b
ut $6
82 a
day
$0
$0
$682
a da
y
100%
of M
edica
re E
ligibl
e Exp
ense
s $0
$0
$0**
All C
osts
*Skil
led N
ursin
g Fa
cility
Car
eYo
u mus
t mee
t Med
icare
’s re
quire
ments
, inclu
ding h
aving
been
in a
hosp
ital fo
r at le
ast 3
days
and e
ntere
d a M
edica
re ap
prov
ed fa
cility
withi
n 30 d
ays a
fter le
aving
the h
ospit
al.Fir
st 20
days
21st t
hru 1
00 da
ys10
1st day
and a
fter
All a
ppro
ved a
moun
ts Al
l but
$170
.50 a
day
$0
$0
Up to
$170
.50 a
day
$0
$0
$0
All C
osts
Bloo
d Fir
st 3 p
ints
Addit
ional
amou
nts
$0
100%
3 p
ints
$0
$0
$0
Hosp
ice C
are
You m
ust m
eet M
edica
re’s
requ
ireme
nts, in
cludin
g a do
ctor’s
ce
rtifica
tion o
f term
inal il
lness
. Al
l but
very
limite
d co
paym
ent/c
oinsu
ranc
e for
outpa
tient
drug
s and
inp
atien
t res
pite c
are.
Medic
are c
opay
ment/
coins
uran
ce
$0
** W
hen y
our M
edica
re P
art A
hosp
ital b
enefi
ts ar
e exh
auste
d, the
insu
rer s
tands
in th
e plac
e of M
edica
re an
d will
pay w
hatev
er am
ount
Medic
are w
ould
have
paid
for
up to
an ad
dition
al 36
5 day
s as p
rovid
ed in
the p
olicy
’s “C
ore B
enefi
ts.” D
uring
this
time,
the ho
spita
l is pr
ohibi
ted fr
om bi
lling y
ou fo
r the
balan
ce ba
sed o
n any
dif
feren
ce be
twee
n its
billed
char
ges a
nd th
e amo
unt M
edica
re w
ould
have
paid.
13 of
18
GREA
T SO
UTHE
RN L
IFE
INSU
RANC
E CO
MPAN
Y Ou
tline
of C
over
age
Medi
care
Sup
plem
ent B
enef
it Pl
ans A
, F, H
igh
Dedu
ctib
le F,
G, a
nd N
.
GIL
500-
OC
Ef
fect
ive:
03/
01/2
019
Plan
G
Plan
G
Medi
care
Par
t B –
Medi
cal S
ervic
es p
er C
alend
ar Y
ear
*Onc
e you
have
been
bille
d $18
5 of M
edica
re ap
prov
ed am
ounts
for c
over
ed se
rvice
s, yo
ur M
edica
re P
art B
Ded
uctib
le wi
ll hav
e bee
n met
for th
e cale
ndar
year
.Se
rvice
s Me
dica
re P
ays
Plan
G P
ays
You
Pay
*Med
ical E
xpen
ses
In or
out o
f the h
ospit
al an
d outp
atien
t hos
pital
treatm
ent, s
uch a
s Ph
ysici
an’s
servi
ces,
inpati
ent a
nd ou
tpatie
nt me
dical
and s
urgic
al se
rvice
s an
d sup
plies
, phy
sical
and s
peec
h the
rapy
, diag
nosti
c tes
ts, du
rable
me
dical
equip
ment
First
$185
of M
edica
re ap
prov
ed am
ounts
* Re
maind
er of
Med
icare
appr
oved
amou
nts
$0
Gene
rally
80%
$0
Ge
nera
lly 20
%
$185
Par
t B D
educ
tible
$0
Part
B Ex
cess
Cha
rges
(abo
ve M
edica
re ap
prov
ed am
ounts
) $0
10
0%
$0
Bloo
d Fir
st 3 p
ints
Next
$185
of M
edica
re ap
prov
ed am
ounts
* Re
maind
er of
Med
icare
appr
oved
amou
nts
$0
$0
80%
All c
osts
$0
20%
$0
$185
Par
t B D
educ
tible
$0
Clin
ical L
abor
ator
y Ser
vices
– Te
sts fo
r Diag
nosti
c ser
vices
10
0%
$0
$0
Parts
A &
B
Serv
ices
Medi
care
Pay
s Pl
an G
Pay
s Yo
u Pa
y Ho
me H
ealth
Car
e Me
dicar
e Elig
ible S
ervic
es
-Med
ically
nece
ssar
y skil
led ca
re se
rvice
s and
med
ical s
uppli
es-D
urab
le me
dical
equip
ment.
Firs
t $18
5 of M
edica
re ap
prov
ed am
ounts
*-R
emain
der o
f Med
icare
appr
oved
amou
nts
100%
$0
80
%
$0
$0
20%
$0
$185
Par
t B D
educ
tible
$0
14 of
18
GREA
T SO
UTHE
RN L
IFE
INSU
RANC
E CO
MPAN
Y Ou
tline
of C
over
age
Medi
care
Sup
plem
ent B
enef
it Pl
ans A
, F, H
igh
Dedu
ctib
le F,
G, a
nd N
.
GIL
500-
OC
Ef
fect
ive:
03/
01/2
019
Plan
G
Plan
G
Othe
r Ben
efits
Not
Cov
ered
by M
edica
re
Serv
ices
Medi
care
Pay
s Pl
an G
Pay
s Yo
u Pa
y Fo
reig
n Tr
avel
Me
dicall
y nec
essa
ry em
erge
ncy c
are s
ervic
es be
ginnin
g dur
ing th
e firs
t 60
days
of ea
ch tr
ip ou
tside
the U
SA.
First
$250
each
calen
dar y
ear
Rema
inder
of C
harg
es
$0
$0
$0
80%
to a
lifetim
e max
imum
be
nefit
of $5
0,000
.
$250
20
% an
d amo
unts
over
the
$50,0
00 lif
etime
max
imum
.
15 of
18
GREA
T SO
UTHE
RN L
IFE
INSU
RANC
E CO
MPAN
Y Ou
tline
of C
over
age
Medi
care
Sup
plem
ent B
enef
it Pl
ans A
, F, H
igh
Dedu
ctib
le F,
G, a
nd N
.
GIL
500-
OC
Ef
fect
ive:
03/
01/2
019
Plan
N
Plan
N
Medi
care
Par
t A –
Hosp
ital S
ervic
es P
er B
enef
it Pe
riod
*A be
nefit
perio
d beg
ins on
the f
irst d
ay yo
u rec
eive s
ervic
e as a
n inp
atien
t in a
hosp
ital a
nd en
ds af
ter yo
u hav
e bee
n out
of the
hosp
ital a
nd ha
ve no
t rec
eived
skille
dca
re in
any o
ther f
acilit
y for
60 da
ys in
a ro
w.Se
rvice
s Me
dica
re P
ays
Plan
N P
ays
You
Pay
Hosp
italiz
atio
n*
Semi
priva
te ro
om an
d boa
rd, g
ener
al nu
rsing
and m
iscell
aneo
us
servi
ces a
nd su
pplie
s. Fir
st 60
days
Al
l but
$1,36
4 $1
,364 P
art A
Ded
uctib
le $0
61
st thr
u 90th d
ay
All b
ut $3
41 a
day
$341
a da
y $0
91
st day
and a
fter
-W
hile u
sing 6
0 life
time r
eser
ve da
ys-
Once
lifeti
me re
serve
days
are u
sed
Ad
dition
al 36
5 day
s
Beyo
nd th
e add
itiona
l 365
days
All b
ut $6
82 a
day
$0
$0
$682
a da
y
100%
of M
edica
re E
ligibl
e Exp
ense
s $0
$0
$0**
All C
osts
Skille
d Nu
rsin
g Fa
cility
Car
e*
You m
ust m
eet M
edica
re’s
requ
ireme
nts, in
cludin
g hav
ing be
en in
a h
ospit
al for
at le
ast 3
days
and e
ntere
d a M
edica
re ap
prov
ed
facilit
y with
in 30
days
after
leav
ing th
e hos
pital.
Fir
st 20
days
21
st thr
u 100
days
10
1st day
and a
fter
All a
ppro
ved a
moun
ts Al
l but
$170
.50 a
day
$0
$0
$Up t
o $17
0.50 a
day
$0
$0
$0
All C
osts
Bloo
d Fir
st 3 p
ints
Addit
ional
amou
nts
$0
100%
3 p
ints
$0
$0
$0
Hosp
ice C
are
You m
ust m
eet M
edica
re’s
requ
ireme
nts, in
cludin
g a do
ctor’s
ce
rtifica
tion o
f term
inal il
lness
. Al
l but
very
limite
d co
paym
ent/c
oinsu
ranc
e for
outpa
tient
drug
s and
inp
atien
t res
pite c
are.
Medic
are c
opay
ment/
coins
uran
ce
$0
** W
hen y
our M
edica
re P
art A
hosp
ital b
enefi
ts ar
e exh
auste
d, the
insu
rer s
tands
in th
e plac
e of M
edica
re an
d will
pay w
hatev
er am
ount
Medic
are w
ould
have
paid
for
up to
an ad
dition
al 36
5 day
s as p
rovid
ed in
the p
olicy
’s “C
ore B
enefi
ts.” D
uring
this
time,
the ho
spita
l is pr
ohibi
ted fr
om bi
lling y
ou fo
r the
balan
ce ba
sed o
n any
dif
feren
ce be
twee
n its
billed
char
ges a
nd th
e amo
unt M
edica
re w
ould
have
paid.
16 of
18
GREA
T SO
UTHE
RN L
IFE
INSU
RANC
E CO
MPAN
Y Ou
tline
of C
over
age
Medi
care
Sup
plem
ent B
enef
it Pl
ans A
, F, H
igh
Dedu
ctib
le F,
G, a
nd N
.
GIL
500-
OC
Ef
fect
ive:
03/
01/2
019
Plan
N
Plan
N
Medi
care
Par
t B –
Medi
cal S
ervic
es p
er C
alend
ar Y
ear
*Onc
e you
have
been
bille
d $18
5 of M
edica
re A
ppro
ved a
moun
ts for
cove
red s
ervic
es, y
our M
edica
re P
art B
Ded
uctib
le wi
ll hav
e bee
n met
for th
e cale
ndar
year
.Se
rvice
s Me
dica
re P
ays
Plan
N P
ays
You
Pay
*Med
ical E
xpen
ses
In or
out o
f the h
ospit
al an
d outp
atien
t hos
pital
treatm
ent, s
uch a
s Phy
sician
’sse
rvice
s, inp
atien
t and
outpa
tient
medic
al an
d sur
gical
servi
ces a
nd su
pplie
s,ph
ysica
l and
spee
ch th
erap
y, dia
gnos
tic te
sts, d
urab
le me
dical
equip
ment
First
$185
of M
edica
re ap
prov
ed am
ounts
*Re
maind
er of
Med
icare
appr
oved
amou
nts
$0
Gene
rally
80%
$0
Ba
lance
, othe
r tha
n up t
o $2
0 per
offic
e visi
t and
up
to $5
0 per
emer
genc
y ro
om vi
sit. T
he
copa
ymen
t of u
p to $
50
is wa
ived i
f the i
nsur
ed is
ad
mitte
d to a
ny ho
spita
l an
d the
emer
genc
y visi
t is
cove
red a
s a M
edica
re
Part
A ex
pens
e.
$185
Par
t B D
educ
tible
Up to
$20 p
er of
fice v
isit
and u
p to $
50 pe
r em
erge
ncy r
oom
visit.
The c
opay
ment
of up
to
$50 i
s waiv
ed if
the
insur
ed is
admi
tted t
o an
y hos
pital
and t
he
emer
genc
y visi
t is
cove
red a
s a M
edica
re
Part
A ex
pens
e. Pa
rt B
Exce
ss C
harg
es (a
bove
Med
icare
appr
oved
amou
nts)
$0
$0
All c
osts
Bloo
d Fir
st 3 p
ints
Next
$185
of M
edica
re ap
prov
ed am
ounts
* Re
maind
er of
Med
icare
appr
oved
amou
nts
$0
$0
80%
All c
osts
$0
20%
$0
$185
Par
t B D
educ
tible
$0
Clin
ical L
abor
ator
y Ser
vices
– Te
sts fo
r diag
nosti
c ser
vices
10
0%
$0
$0
Parts
A &
B
Serv
ices
Medi
care
Pay
s Pl
an N
Pay
s Yo
u Pa
y Ho
me H
ealth
Car
e Me
dicar
e Elig
ible S
ervic
es
-Med
ically
nece
ssar
y skil
led ca
re se
rvice
s and
med
ical s
uppli
es-D
urab
le me
dical
equip
ment.
Firs
t $18
5 of M
edica
re ap
prov
ed am
ounts
-Rem
ainde
r of M
edica
re ap
prov
ed am
ounts
100%
$0
80
%
$0
$0
20%
$0
$185
Par
t B D
educ
tible
$0
17 of
18
GREA
T SO
UTHE
RN L
IFE
INSU
RANC
E CO
MPAN
Y Ou
tline
of C
over
age
Medi
care
Sup
plem
ent B
enef
it Pl
ans A
, F, H
igh
Dedu
ctib
le F,
G, a
nd N
.
GIL
500-
OC
Ef
fect
ive:
03/
01/2
019
Pl
an N
Plan
N
Othe
r Ben
efits
Not
Cov
ered
by M
edica
re
Serv
ices
Medi
care
Pay
s Pl
an N
Pay
s Yo
u Pa
y Fo
reig
n Tr
avel
Medic
ally n
eces
sary
emer
genc
y car
e ser
vices
begin
ning d
uring
the f
irst 6
0 day
s of
each
trip
outsi
de th
e USA
. Fir
st $2
50 ea
ch ca
lenda
r yea
r Re
maind
er of
char
ges
$0
$0
$0
80%
to a
lifetim
e ma
ximum
bene
fit of
$50,0
00.
$250
20
% an
d amo
unts
over
the
$50,0
00 lif
etime
ma
ximum
.
18 of
18