Global Payout, Inc.

1835 Sunset Cliffs Blvd, Suite 202

San Diego, CA 92107

Phone: (619) 795-5810

www.GlobalPayout.com

NetworkNewsWire

1324 Lexington Ave, Suite 117

New York, NY 10128

Phone: (212) 418-1217

www.NetworkNewsWire.com

Global Payout, Inc. (GOHE) has been an innovative provider in business-to-business

payment solutions since its inception in 2009. Starting as a program management and

consulting services company offering prepaid debit cards, the company has expanded

internationally and enhanced financial technology (“FinTech”) capabilities to emerge as a

global, full service payment platform solutions provider. GOHE provides next-generation,

comprehensive payment solutions that can be fully-customized, integrated and implemented

to replace legacy systems for virtually any domestic or international organization distributing

currency worldwide.

The company’s solutions enable global access to technology for optimizing cost-effective and

efficient financial transactions for currency flow across the organization and throughout the

world. GOHE solutions are customizable to meet the needs of current consumer, enterprise

and governmental markets, enabling clients to protect, manage and move financial assets on a

global basis.

Global Payout financial management and payment platforms include the following:

Global Reserve Platform -

Fully-configurable, end-to-end web-based banking solution for domestic, foreign

exchange and international payment providers. The platform is designed to improve

workflow, maximize operational efficiencies and enable complete financial

management solutions for enterprises operating around the globe.

MoneyTrac Technology Platform -

Powered by Virtu Network Solutions, one of the most customizable and intuitive

platforms designed for financial management and transaction processing by

enterprises in a variety of alternative and “high-risk” market sectors.

With the role of traditional banking institutions shrinking coupled with the high demand for

FinTech and improved financial transactions, Global Payout solutions may be customized for

any corporation and industry, worldwide. The company is focused on the most promising

market sectors, including logistics, small and medium enterprises, banking and travel.

Powerful B2B FinTech Solutions

The functions of traditional banks and

financial institutions are evolving to keep up

with the era of financial technology

(“FinTech”). FinTech holds the capabilities

to move currency more efficiently, quickly

and cost-effectively on a global scale.

Investment in FinTech companies has grown

dramatically in recent years as the industry

continues to expand rapidly to produce new-

age solutions to update and replace legacy

systems and processes.

There are particular opportunities in the area

to provide powerful business-to-business

FinTech solutions, such as those provided by

Global Payout. These next-generation solutions provide enterprise-wide financial transactions

and software to automate, track and manage cash flow and capabilities to expand to markets

with different currencies and transaction requirements.

Global Payout recognizes the growing demands of the global B2B FinTech market and

partners with other innovators to deliver comprehensive, full-scale solutions and a world-

wide ecosystem with top-tier banking institutions. The company’s offerings include

consolidated end-to-end payment platforms that move currency internationally and house

complete information for more efficient and automated invoicing and payment transactions.

More than simple payment mechanisms, Global Payout solutions integrate with banks and

financial institutions worldwide and adopt 26 languages and hundreds of currencies for

customer-centric service and market-specific transactions.

In addition, the company’s future enhancements to its payment platforms will include

incorporation of blockchain technology that will further leverage efficiencies, capabilities,

security and acceptance of cryptocurrencies. Global Payout current and future solutions will

further pave a leading edge in the FinTech market.

Subsidiaries and Partnerships

Global Payout has formed strategic alliances with key FinTech enterprises. These subsidiaries

and partnerships enable collaboration of each company’s strengths and capabilities for the

development and implementation of leading-edge, best-in-class solutions to meet the

demands of the global business-to-business FinTech market.

SUBSIDIARIES

MoneyTrac Technology, Inc.

MoneyTrac Technology, Inc. is a majority-owned subsidiary of Global Payout and a pioneer

in the industry offering a full-service solution for alternative banking and electronic financial

transactions. The MoneyTrac platform delivers to all FinTech needs including electronic

wallets, mobile app services, global access to financial information, and tracking and

compliance capabilities to assist in the management and flow of all business revenue. In

addition to software technology solutions, the company provides additional value-added and

strategic consultation services to business owners in alternative market sectors to maximize

operational efficiencies, drive brand recognition and consistency, and leverage marketing for

specialized sectors.

ISBC Holdings, Ltd.

Global Payout maintains majority control of ISBC Holdings, Ltd., the sole domestic and

international management company for the International Sovereign Banking Corporation.

This merger leverages cloud based banking technologies with an international private

banking structure, enabling individuals, enterprises and government organizations with

capabilities to process efficient, cost-effective and secure financial transactions on an

international basis.

A privately-owned bank, International Sovereign Banking Corporation is located on the

Sovereign Tribal land of the Wakpamni Lake Community, Oglala Sioux Tribe at the Pine

Ridge Tribal Reservation in South Dakota. ISBC Holdings, Ltd. manages the bank’s

products, services and operations. As a subsidiary of Global Payout, ISBC Holdings is

established off-shore, based in Hong Kong and domestically in Nevada, with administrative

offices in San Diego and Orange County, California.

PARTNERSHIPS

Intradata

A premiere software house for over 14 years, Intradata focuses on the development and

delivery of state of the art solutions designed for financial industries. Intradata offers a

modern and comprehensive banking platform that enables ecommerce, biometric card

processing, mobile payments, and international payments with services in over 10 countries

with strategic and aggressive expansion plans. Intradata solutions are integrated into all major

payment networks and interface with more than 100 major banks and financial institutions.

Currency Matters

Based in the UK, Currency Matters Limited is a leading foreign currency exchange broker.

The company specializes in international payments and is committed to providing clients

with currency exchange services that are cost-effective, efficient and professional.

Check21

Check21.com LLC provides merchants and banks with the gateway technology necessary to

capture, verify and submit both ACH and X9.37 files (also known as "Check 21 files").

Unlike its competitors, Check21.com does not aggregate check transactions and requires an

individual bank account for each customer at participating financial institutions.

Check21.com offers merchants a wide array of solutions to facilitate payments, including

Virtual Check21, Physical Check Scanning, Mobile Capture and Check Verification options.

Technology Highlights

Global Payout’s innovative platforms utilize current technology and FinTech capabilities to

enable efficient, secure and cost-effective solutions to move currency on a global scale.

More than ever, commercial enterprises and government institutions are in need of

powerful financial technology solutions with the flexibility to provide immediate,

direct access from multiple networks, computers and mobile devices, as well as

deliver customer-friendly services and maximize operational efficiencies. Global

Payout technology solutions are at the forefront to deliver to these needs.

Global Reserve Platform

The Global Reserve Platform is Global Payout’s powerful and fully-customizable

consolidated banking solution. Referred to as “banking-in-a-box,” the platform is designed to

meet front-to-back organization processing requirements with capabilities to move, track and

manage currency for worldwide domestic and international payment service providers. The

Global Reserve Platform is backed with a powerful administration module with the capability

for full customization to meet the needs of any company or industry in optimizing financial

transactions and operational efficiencies and improving work flow across an organization.

The platform can manage a wide array of payment products, including core and traditional

banking, online banking, electronic wallets, card management, merchant payment processing,

biometric payments and authentication management, bill and P2P payments, international

remittances, government benefits management, loans management, FOREX, and SWIFT /

ACH / SEPA payments.

The GRP also provides intuitive and secure client-centric capabilities including bot banking,

on-demand virtual account access, foreign exchange optimization at highly-competitive real-

time rates, and quick, efficient cross-border remittance.

MoneyTrac Technology Platform

The MoneyTrac Technology Platform is designed for a variety of diverse alternative

and “high risk” market sectors to solve problems surrounding regulatory compliance,

transactional processing and tracking. The platform allows global access to financial

information from any location throughout the world and enables clients to effectively

and efficiently manage all business revenue and payments. The platform’s ancillary features

include capabilities to connect merchants to audited and fully-compliant banking systems,

cash flow logistics functions, and white-label customization options to conform to the needs

of each client and industry.

Market Opportunity

Global Payout currently services clients in each of the following sectors and is focused on

expanding within these most promising markets to meet high demands for FinTech

capabilities.

Logistics and Shipping

Single-platform payment processing to address each stage of supply chain, from

suppliers, freight forwarders and warehouses to final mile distributors.

Invoicing and payment integration with existing systems.

Automated invoicing generation directly to supplier bank.

Vendor sub accounts for simplified payments in multiple currencies.

Mobile app capabilities to enable efficient payments.

Banking

Cost-effective and efficient updates and extensions to legacy and proprietary systems.

Comprehensive and open API architecture to upgrade to latest technology solutions.

Integration of native devices to support mobile banking.

Embedded search engine and payment operator integration.

AWS cloud services provide scalability, security and consistency of information for

financial institutions and customers.

Small and Medium Enterprises

Cost-effective and efficient international payment processing between global

customers, suppliers and merchants.

Single platform to manage, track and forward transactions.

Cloud architecture simplifies payment forwarding and receipt in new countries.

Customer interface includes capability to adopt local language modifications.

Global Travel Companies

Efficient and automated document capture and delivery to automate invoicing

and payment workflow.

Cost-effective benefit of foreign exchange conversion without additional

markup.

Multi-currency payment options.

Cloud services break currency barriers and provide the flexibility for

incremental expansion to new markets based on customer demand.

Investor Overview

McKinsey & Co. estimated the global payments industry growing to $2.2 trillion by

2020. There are few estimates of the specific B2B market, with some at

approximately $250 billion in 2017.

The global FinTech investment market is forecast to grow at a CAGR of 54.83

percent through 2020.

The Internet of Things (IoT) is predicted to add tremendous opportunity to FinTech

with hundreds of billions of connected devices adding value to the market with an

estimated CAGR of $25 billion by 2020.

Finance firms are rapidly powering blockchain technology to streamline processes

and increase efficiencies. According to Santander, Blockchain may reduce costs by up

to $20 billion annually by 2022.

Leadership

JAMES L HANCOCK

Chief Executive Officer, Chairman of the Board

James Hancock founded Global Payout in 2009 and brings to the table a vast 30 years of

public and private company industry experience, the majority of which in executive and

management roles in financial services, payment processing, investment banking, mergers

and acquisitions, and telecommunications industries. Over the last 14 years, Mr. Hancock has

launched nearly 40 custom-designed prepaid debit card programs. He holds a Juris Doctorate

from California School of Law, San Diego, a Bachelors of Business Administration from

Southern Methodist University and the designation of honorable veteran of the U.S. Army.

Mr. Hancock has guided Global Payout's evolution from a program management and

consulting services company with prepaid debit cards and electronic wallet products into a

global, full service payment platform. Under Mr. Hancock’s leadership, the company,

through its proprietary Consolidated Payment Platform technology and strategic partnerships

with international payment networks, is positioned to provide next-generation, efficient, cost-

effective and directly-accessible payment and disbursement solutions to the $2.5 billion

unbanked, underbanked and bank adverse global market.

WILLIAM ROCHFORT

President, Board Member, VP of Sales and Marketing

Bill Rochfort joined Global Payout in February of 2010 as the Executive Vice President of

Sales and Marketing and, in August of 2013, also became the President of the company. His

experience of over 25 years includes leadership roles at national start-ups and global

companies in building and growing top-end, multi-million and multi-discipline sales and

technical support organizations in network services, SaaS applications, outsourced business

services, and professional services. Mr. Rochfort has a Bachelors and Masters of Business

Economics from University of California at Santa Barbara.

Mr. Rochfort oversees Global Payout implementation, operations, business development,

customer development, customer service and relationships on a daily basis. Mr. Rochfort is

responsible for the company’s sales and marketing channel for both direct and indirect sales,

as well as the building, oversight and support for the network of international distributors,

master agents, channel partners, and VARS to accelerate the expansion of global sales and

web based services and supporting personnel.

JOSEPH SEBO

Chief Financial Officer, Board Member

Joe Sebo joined Global Payout in 2010 as Chief Financial Officer and Corporate Secretary,

also becoming a Director in 2010. His public company involvement spans over 39 years

of experience with numerous publicly-traded companies, and he has held multiple bonded

securities agent and registered representative and investment advisor licenses. Mr. Sebo is a

graduate of the U.S. Army N.C.O., Fort Benning, Georgia, and was awarded two Bronze Star

Medals for heroic and meritorious achievement for his U.S. military service for

reconnaissance in Viet Nam.

Mr. Sebo is responsible for Global Payout’s financial reporting and company transparency,

public company compliance, and oversight of other corporate functions including those for

Controller, Treasurer, investor relations, and SarbanesOxley compliance. Mr. Sebo was

responsible for multiple years of audit oversight and commencing the strategic initiative to

move the company toward its up-listing to the OTC bulletin board.

VANESSA LUNA

Chief Operations Officer, MoneyTrac Technology

From Southern California, Ms. Luna has over 16 years of experience in the financial and

business development sectors. She joins Global Payout as Chief Operations Officer after

having filled positions as COO of a public company and Director of Business Development, a

role in which she was responsible for managing all hands-on operational aspects for a

NASDAQ listed company. In her management roles, she has overseen employees’ day to

day functions, managed large staff, and successfully provided the leadership, guidance and

vision necessary to ensure the proper operational controls, administrative processes, reporting

procedures, and staffing to effectively grow the organization and to ensure financial strength

and operating efficiency. For five years, Ms. Luna was retained by a company in the legal

sector where she was instrumental in bringing about significant profitability.

She currently acts as CEO to her company LCG, which has retained a multitude of clients

and beneficial networking connections in both the private and public market space.

Ms. Luna’s core competencies include organizational structuring, corporate and staff

development, client relations, sales, marketing, product launch, and communications. Her

responsibilities with Global Payout include aiding in global business expansion, coordinating

and implementing of strategic marketing plans to increase existing business and capture new

clients, local and regional organizational growth initiatives to target customer segments, and

continued meeting of customer needs with top-tier service and products.

BILLIE JO SMITH

Director of Communications

Billie Jo joined Global Payout as Director of Communications in April 2015. She has held a

variety of teaching, customer service and research positions which have included helping to

manage and promote several small businesses as well as policy research for San Diego City

Council. Billie Jo graduated Cum Laude from the University of Oregon in 2009 with a

degree in Political Science and went on to receive a Masters in Political Science and Public

Policy from San Diego State University in 2014.

Ms. Smith’s Global Payout responsibilities include managing all aspects of company

relationships including communications, contract management, database management and

public relations through press release management and social media. Her background in

public policy research has made her uniquely suited for understanding and communicating

the rapidly-changing industry regulatory framework. Her combination of real world customer

service experience and strong understanding of the industry ideally position her to

communicate Global Payout’s mission with shareholders and the public at large.

AFFILIATE SUBSIDIARY/PARTNER LEADERSHIP

Visit www.GlobalPayout.com for additional details on our talented group of professional

leadership partners that enable collaboration, development and delivery of world-class,

domestic and international FinTech solutions.