getting started with miles and points ftu dfw
TRANSCRIPT
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Getting Started With Miles and Points
Summer Hull – Mommy PointsEd Pizzarello – Pizza in Motion
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Who Are We?
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Summer Hullwww.mommypoints.comTwitter: @mommy_pointsEmail: [email protected]: facebook.com/MommyPoints
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Ed Pizzarellowww.pizzainmotion.comTwitter: @pizzainmotionEmail: [email protected]
PizzaInMotion.com
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What We’re Going to Talk About
•Why Collect Miles and Points• Things to Think about Up-front•How to Earn•How to Burn•Questions
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Connect With Relatives
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Show Your Kids the World
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Connect With Each Other
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Spread Out
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Arrive Rested
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Arrive Rested
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Eat Awesome Food
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Stay Places We Could Never Afford
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Just Have Fun
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Things to Think About Upfront
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What Are Your Goals?
• Domestic tickets for multiple people• International first class for one• Business Class for two• Top end hotels around the world• Family resorts• Flexibility to book any date• Tickets to Europe during off-peak times
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Your goals should dictate your actions. It’s much easier to know where to start
when you can see the end game.
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Reach your first miles and points goal and then set a new one. The goal is to
use them, not to collect them!
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• Start small• Don’t worry about what others
are doing• Do what is right for you• Don’t sweat the small stuff• Stay focused on your goals• Get organized
Tips for Getting Started
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Award Wallet
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• Set due dates on the same day• Pay bills online• Use a spread sheet• Use service like mint.com if
you need extra help• Only use certain cards in a
given month
Tips for Staying Organized
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Miles and points collecting can take as much or as little
time as you want.
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Reading blogs can save you time.
www.viewfromthewing.comwww.thepointsguy.comwww.millionmilesecrets.comwww.boardingarea.com
Many, many more.
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Be aware that “free” isn’t always free…but sometimes
it can be close.
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Burning well is harder than earning, so pay attention to
both.
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Earning Miles and Points
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• Credit cards• Online shopping• Traveling• Promotions• Dining Programs• Investments• Asking/complaining
Ways to Earn Miles and Points
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Credit cards are the fastest and easiest way to earn miles
and points.
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I have earned close to half a million points in
one year.
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Remember Your Goals
1. Flexible and transferrable points cards
2. Hotel and airline specific cards3. Fixed value points4. Cash back cards
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Transferrable Points
• Ink Plus – 50k• Chase Sapphire
Preferred – 40k
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Transferrable Points
• Premier Rewards Gold– 25k• EveryDay Preferred – 15k• Mercedes Benz Plat – 50k
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Airline and Hotel Cards
• United MileagePlus Explorer Card• Hilton HHonors Reserve Card• Club Carlson Visa – BOGO through May 31st
Less flexibility, but often give “elite like” perks.
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Barclay ArrivalCard, Capital One Venture Card & US Banks FlexPerks• Bad for premium cabins• Good for inexpensive domestic travel. • Good for those without flexibility• Good to leverage for sales
Fixed Value Points
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Category Bonuses• Ink Bold/Ink Plus 5x: Office Supply
stores, cell phone, home phone, internet, cable• Chase Freedom 5x: rotating quarterly
categories with $1,500 cap (no annual fee)• Citi ThankYou: 3x on dining and
entertainment, 2x on airfare and hotel charges• Amex EveryDay Preferred: 3x
grocery (6k cap), 2x gas, 50% bonus for 30 uses
• US Bank FlexPerks: 3x charitable donations (Kiva), 2x on grocery or other
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Chase Trifecta
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• Never miss a payment.• Don’t spend more just to get the
bonus or more points.• Be a good customer.• Annual fees can add up, so do the
math.• Credit score may go down in the
short run.
Dangers of Rewards Cards
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What Goes Into Credit Score
Inquiries and age of account can hurt, but total debt to credit ratio can be helped.
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My Credit Score Estimates
• Citi Identity Monitor
• Credit Karma• Credit Sesame
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Online Shopping
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Occasional Bonus Promos
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• Buy a gift card to earn bonus points
• United MileagePlus X App• Then use that gift card via the
portal to make your purchase• Check Frequent Miler’s lab for
current success stories
Double Dipping in Portals
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• Compare manually for large purchases for accuracy
• www.evreward.com• Pick2Pay
Compare Shopping Portal Rates
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Dining Rewards Network• 3x – 5x miles per dollar + sign-up and other
occasional bonuses• Often 2,000 – 3,000 mile sign-up bonuses
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• Contests, giveaways, sign-up bonuses, free point bonuses
• Occasionally very lucrative promos come along – hit them big if you can
• Worth doing for one, worth doing for the whole family
• Small Business Saturday
Look Our For Promotions
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• Investments• Mortgages• LASIK• Partners (car rental, flower
orders, electricity, wine clubs, etc)• Daily Getaways (cheap purchase)• BarclayCard Travel Community• Buying them
Other ways of earning miles
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• Always earn miles on trips• Credit to a partner if needed• For example, Singapore for United
flights• Look out for promos and register• Mileage running can be lucrative…
but only for a few. Mainly done for elite status
Earn Miles From Actual Travel
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Burning Miles and Points
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Learning to use miles and points to their max is the hard part, but don’t let “analysis paralysis” stop you from
starting the process.
Burning Miles and Points
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If you started earning with your end goal in mind, then burning is easy.
Easy When You Look at Goals
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• Look back at your goals• Look at your value per point, but
don’t get stuck there• Hotel points usually easier than
miles (no blackout)• Consider stopovers, open-jaws,
and free one-ways
Things to Consider with Burn
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Different award charts have different costs and countries located in
different zones.
Award Charts
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Aeroplan US – Europe 1 90k bizANA East Coast – Europe 88k bizBA BOS-DUB – 50k RT in biz
Learn the sweet spots for your desired destination.
Award Charts Zone Example
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• Start looking at 11 months out, but don’t stop there
• Last minute can be great• Expert flyer alerts• Remember to check partners• Look segment by segment• Not all options online for all
airlines
Availability Issues
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Questions?