GEARSelfReliance 1

Generating Employment Alternatives for self-RelianceG.E.A.ROperational • Since 2010

• Registered under Sindh Government Welfare Act.

Vision • Social & Economic Prosperity• Culture of Self-Employment• Dignity & Honor

Philosophy • Interest Free Loan (Qarz-e-Hasna) • Loan size (Rs.15000 to Rs.40,000)

Objectives • Setup Own Business• Putting an end to Beggary• Skilled Development Program & Short Trainings• Helping families for Food , Medical & Education Support• Making the borrowers of today, lenders of tomorrow.

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G.E.A.RHow it all started?

Generating Employment Alternatives for self-Reliance

• Four year back a report published in news paper that aparents left their newly born child at Edhi.

Why?• Parents answered that

they have no money to feed the child.

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G.E.A.RStory of our 1st

Business • A group of friends contributes Rs 10,000 each.

Total = Rs 40,000 (Bought 4 Sewing Machines for Women GEAR-Partners)

Each woman earns Rs 5,000 / monthAnd, returns Rs 1,000 on monthly basis

Generating Employment Alternatives for self-Reliance

4years 450 Business Rs. 11 Million in Rolling 96% Recovery250 Closed Cases4

G.E.A.RMechanism

Generating Employment Alternatives for self-Reliance

•The Investors contribute to the G.E.A.R. Fund (We call donation an investment instead because Allah SWT has promised manifolds reward or return for those who spend for the well-being of fellow humans, in this world and the hereafter)

•G.E.A.R. then gives interest free loan or equipment (sewing machine, cart etc) to the borrowers after due diligence of their capacity.

•The borrowers return the loan to G.E.A.R. in easy installments.(Only Principal Amount)

•The G.E.A.R. fund is therefore, replenished to fund new borrowers thus continuously increasing the number of those who benefit from the same volume of funds in the pool.

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G.E.A.RZakat Fund

Generating Employment Alternatives for self-Reliance

• G.E.A.R. Also collects zakat fund to channelize to the deserving (as per Shariah Compliance)

• Within the same philosophy of creating Self-Employment’ to alleviate poverty, zakat fund will be utilized to find social business for deserving families.

• Funding of such business out of zakat fund will be done by authorizing the families as per Shariah. And the fund is not taken back.

100 Business Launched Under Zakat Donations.6

G.E.A.ROperational Philosophy

Generating Employment Alternatives for self-Reliance

Operational Expenses

• Minimum as possible (-3% administrative Cost)(Self contributed by GEAR Executive Members)

• Meetings are held at members’ homes not at expensive venues• No paid Employees• Use Personal funds as (Sadqa -e- Jariah) for identification of

candidates, visiting their places, evaluation, designing and helping out in execution of the social business model for GEAR Partners.

Volunteerism • Universities Student• Bring new cases & connect with partner from Evolution phase to

Business Execution phase.• Collect monthly installments & Prepare monthly progress report.• These reports are published on our website and sent to donors

who Sponsored that Individual Partner.

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G.E.A.RList of Business Models which GEAR Associates/ Partners are engaged to reform their lives by being an Entrepreneur and Self Reliance.

Generating Employment Alternatives for self-Reliance

GEAR Foods Business Models

• Vegetable Carts.• Fruits Carts.• Biryani & Home Made Food Shops. • Burger Stalls.• French Fries Stalls.• Pop Cone Carts.• Samosa,Roll, Jalaybi & Pakora Stalls.• Cholay ,Dahe Baray & Chaat Stalls.• Gulab Jaman –Sweets Stall• Confectionery Cabins• General Items Shops• Supply of Chips/Snacks / Nimco

GEAR Garments Business Models

• Tailor Shop for Male & Female Dresses.• Provide Industrial Sewing Machines for

ladies at their home and connect with Market and Buyers.(Customize Stitching).

• Ready Made New Garments Business.• Ladies Wedding & Party ware Boutique.• Supply of Banarsi /Embroidery/Others

ladies dresses to different branded & unbranded outlets in all over Karachi.

• Fabric Selling in Retail Markets. Both Male & Female (Fabric -Thaaans).

• Imported Jeans Recycling Business.(Cutting out saleable parts of Imported B-grade Jeans. Providing Employment to poor ladies @daily wages for this purpose.)8

G.E.A.RList of Business Models which GEAR Associates/ Partners are engaged to reform their lives by being an Entrepreneur and Self Reliance.

Generating Employment Alternatives for self-Reliance

GEAR Automobiles Business Models

• New / Used Rickshaw & Chinchi-Motor-Cycle Rickshaw Jointly Purchase.

• Bike Purchase- (For Delivery Business) Jointly Purchase.

• Suzuki Loading Pick Up Jointly Purchase.• Repair & Maintenance of old Commercial

Vehicles in order to make it Operational & becoming a Source of Income to its owner.

• Installation of CNG KIT in Commercial Vehicles (Taxi) & (Loading Pick-Up).

• Body Modification Work/Chrome Work / Paint-shop for Vehicles.

• Motor Car & Bike Mechanic & Accessories Shop.

• Shop for Wheel & Tube (Puncher Shop).

GEAR Cottage-Industry Business Models

• School/ Luggage Bags.• Artificial Jewelry /Ornaments for

ladies.• Leather Goods ( Purse & Gift Items)• Hat / Caps• Shoes Manufacturing (ladies

Sandals/Chapels) & (Male Sandals/ leather /Causal /Sleeper/ Chapels).

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G.E.A.RList of Business Models which GEAR Associates/ Partners are engaged to reform their lives by being an Entrepreneur and Self Reliance.

Generating Employment Alternatives for self-Reliance

GEAR Skilled Business Models

• Barber/Saloon Shop-Male.• Beauty-Polar & Training Center – Female.• Tool Kits for Electricians.• Tool Kits for Plumbers, • Tool Kits for Carpenters.• Shop for Electrical items & (Repairing for

Electronic Items). • Practical Training & Education Supports.• Event Coverage Photography Business. • Purchase of Professional Movie Camera &

Digital Camera (Jointly purchase.)(Events: Wedding, Birthday, Parties, Product Launching Ceremony, Convocations & etc.).

GEAR Supporting Industry Business Models

• Stationery Shop.• Office Supplies Business. (Printer Pages,

Cartages, Files, Envelops, Printing of letter Heads, Visiting Cards, & Etc.)

• Mobile Easy Load, Cards & Accessories Shop.

• Computer Hardware & Accessories Shop.• Poly Bag Business. (Supply to Industry &

local Markets/Shops).

GEAR Others Business Models

• All types of stalls in Weekly Bachat Bazar (e.g. Sunday Markets).

• Scrap Business.

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G.E.A.RActivities in Holy Month of RAMADAN Food Hamper Bag Distribution

Generating Employment Alternatives for self-Reliance

In 2011 1000 Bags worth of Rs.2.0 Million

In 2012 1250 Bags worth of Rs.2.5 Million

In 2013 1600 Bags worth of Rs.3.2 Million

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Generating Employment Alternatives for self-RelianceG.E.A.R

3.5 years 650 Business Rs. 11 Million in Rolling 96% Recovery250 Closed Cases

Our Partner Businesses

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4 years 450 Business Rs. 11 Million in Rolling 96% Recovery250 Closed Cases 13

4 years 450 Business Rs. 11 Million in Rolling 96% Recovery250 Closed Cases 14

Core Team Members

M. Ekhlaque Ahmed | President Omar Javaid | Vice President

Hamid Ali Siddiqui | General Secretary

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G.E.A.R • Generating Employment Alternatives for self-Reliance

Generating Employment Alternatives for self-RelianceG.E.A.R

Join us : www.gear.org.pkhttps://www.facebook.com/GEARSelfReliance

info@gear.org.pk

+92-322-2515213+92-321-3812760

Help G.E.A.R in helping others. Donate Generously

Title: G.E.A.R Acc. No. 0109-0100893354

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