ge savings and security program (s&sp)investment options are available online at beneﬁ...

GE SAVINGS AND SECURITY PROGRAM (S&SP)YOUR GUIDE THROUGH THE TRANSITION Things to do!

□ ✓Understand your investment options□ ✓Learn about the new S&SP plan features and enhancements

□ ✓Plan for the Blackout Period

□ ✓Make investment election for future savings

This Guide serves as an update to Your Benefi ts Handbook. Its purpose is to inform you of impor-tant improvements and other changes to the GE Savings and Security Program (S&SP). Please note that there are important deadlines and plan changes described in this Guide that may require you to take action.

You should retain this document for future reference with Your Benefi ts Handbook. Your Benefi ts Handbook is available online at benefi ts.ge.com. If you would like to receive a hard copy of Your Benefi ts Handbook, please contact the GE Benefi ts Center at 1-800-252-5259, Option 3.

This document, dated October 2009, constitutes part of a prospectus covering securities that have been registered under the Securities Act of 1933.

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GE SAVINGS & SECURITY PROGRAM 1

IMPORTANT INFORMATION ABOUT S&SP

Starting in December, signifi cant enhancements will be made to S&SP. In addition, the recordkeeping and certain other administrative services of S&SP will be transitioned to Fidelity Investments®. As of December 1, 2009, Fidelity Management Trust Company will serve as directed trustee with respect to the plan’s assets.

This Guide provides you with important information about the upcoming changes. Be sure to take some time to thoroughly read the information included in this Guide to learn more.

TABLE OF CONTENTS

Review Your Investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3

New Investment Options Available . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3

U.S. Large-Cap Equity Index Fund to Replace the Vanguard® Institutional Index Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3

Replacement of GE Stock with Unitized GE Stock Fund . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .4

Additional Fund Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .4

The Blackout Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5

Important: Change to the Way that You Make Investment Elections for Future Contributions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5

Calendar of Events . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .6

State-of-the-art Investment Education Program Available . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7

Make Your Investment Election for Future Savings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7

New Roth Feature Available in 2010 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .8

Additional Plan Changes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .8

Frequently Asked Questions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .10

S&SP Investment Options . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .12

Appendix . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .19

In addition to the information in this Guide, S&SP highlights and an overview of services offered by Fidelity will be available on demand through pre-recorded Web casts. See page 12 for additional fund information that is available to you.

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2 GE SAVINGS & SECURITY PROGRAM

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REVIEW YOUR INVESTMENTS

There are a number of S&SP investment-related changes that will be occurring in December 2009. Be sure to carefully review your current elections and understand how your contributions are invested so you can take full advantage of the changes.

NEW INVESTMENT OPTIONS AVAILABLE

Beginning in December 2009, the number of investment options available under S&SP is increasing with the addition of fi ve new options, all managed by Barclays Global Investors, outlined below.

U.S. Mid-Cap Equity Index Fund — A portfolio that employs a “passive management” or indexing investment approach designed to track the performance of the S&P MidCap 400® Index, which is comprised primarily of equity securities of medium-sized U.S. companies.

U.S. Small-Cap Equity Index Fund — A portfolio that employs a “passive management” or indexing investment approach designed to track the performance of the Russell 2000® Index, which is comprised primarily of equity securities of smaller U.S. companies.

Non-U.S. Equity Index Fund — A portfolio that employs a “passive management” or indexing investment approach designed to track the performance of the Morgan Stanley Capital International All Country World Index (MSCI ACWI) ex-US Index, which is comprised primarily of foreign equity securities in 22 developed and 26 emerging markets outside the U.S.

U.S. Aggregate Bond Index Fund — A portfolio that employs a “passive management” or indexing investment approach designed to track the performance of the Barclays Capital U.S. Aggregate Bond Index, which is a broad measure of the U.S. investment grade bond market comprised of U.S. Treasury and federal agency bonds, corporate bonds, residential and commercial mortgage-backed securities and asset-backed securities.

U.S. Treasury Infl ation-Protected Securities Index Fund — A portfolio that employs a “passive management” or indexing invest-ment approach designed to track the performance of the Barclays Capital U.S. Treasury Infl ation-Protected Securities (TIPS) Index, which is comprised of infl ation-protected securities issued by the U.S. Treasury.

See page 12 for additional fund information that is available to you.

U.S. LARGE-CAP EQUITY INDEX FUND TO REPLACE THE VANGUARD® INSTITUTIONAL INDEX FUND

As of December 1, 2009, the Vanguard® Institutional Index Fund will no longer be offered and investments in the Vanguard® Fund will be converted to investments of equal value in the U.S. Large-Cap Equity Index Fund. Like the Vanguard® Fund, the U.S. Large-Cap Equity Index Fund, managed by Barclays Global Investors, is a portfolio that employs a “passive management” or indexing invest-ment approach designed to track the performance of the S&P 500® Index, which is composed primarily of equity securities of larger U.S. companies.

If you are currently invested in the Vanguard® Fund and you do not want that investment to transfer to the U.S. Large-Cap Equity Index Fund, you must complete an investment switch from the Vanguard® Institutional Index Fund to another investment option, and it must be completed by the market close (usually but not always 4 p.m., Eastern time) on November 30, 2009 or your investment will convert. To request an investment switch, log on to benefi ts.ge.com and select S&SP Transactions, under Personal Profi le or call the GE Transaction Processing Center at 1-800-432-4313.

In order to affect a change for your November contribution, you must change your election by October 20, 2009 by visiting benefi ts.ge.com or by calling the GE Transaction Processing Center at 1-800-432-4313.

After November 30, 2009, contributions that would have been previously directed to the Vanguard® Institutional Index Fund will be invested in the U.S. Large-Cap Equity Index Fund until you make an investment election change for your future contributions.



REPLACEMENT OF GE STOCK WITH UNITIZED GE STOCK FUNDThe current GE Stock investment option, where your dollars are invested solely in shares of GE Stock, is being replaced with a “unitized” GE Stock Fund (“GE Stock Fund”). Therefore, beginning December 1, 2009, any investments in GE Stock will be converted to investments of equal value in the GE Stock Fund.

What is the GE Stock Fund?The GE Stock Fund is a portfolio that invests at least 98% of its assets in GE Stock, with the remainder held in cash or cash equivalents (for example, a money market fund). The GE Stock Fund is not actively managed, and the cash or cash equivalents portion is maintained solely to provide for the GE Stock Fund’s estimated liquidity needs. An investment in the GE Stock Fund is measured in units of the fund, not shares of GE Stock. The GE Stock Fund allows you to participate in the performance of GE Stock, both positive and negative.

Although GE Stock will constitute at least 98% of the assets of the GE Stock Fund, an investment in the fund will not be exactly the same as a direct investment in GE Stock. For example, the GE Stock Fund’s unit price will not be the same as the price of a share of GE Stock, and the small cash or cash equivalents component means that, although changes in the unit price will be very closely tied to changes in the stock price, the correlation will not be exact. Despite any differences, however, when you are thinking about risk and diversifi cation, you should consider an investment in the GE Stock Fund to be virtually identical to an investment in GE Stock.

It’s important to understand that the number of shares you have in GE Stock before the transition will be different from the number of units you receive in the GE Stock Fund, but the value in dollars of your stock shares immediately before the transition will be the same as the value in dollars of your GE Stock Fund units immediately after the transition.

Understanding your investment

As stated, the GE Stock Fund includes a very small amount of cash or cash equivalent investments, along with GE Stock shares. You can estimate the equivalent number of shares you may receive in-kind when taking a lump sum distribution by simply dividing the total value of your investment in the GE Stock Fund by the price of GE Stock.

You can view your equivalent GE Stock shares virtually anytime online and can easily track information about your GE Stock Fund units by visiting benefi ts.ge.com and clicking on My GE S&SP. Or, you can call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).

If you are currently invested in GE Stock and you do not want that investment to transfer to the GE Stock Fund, you must complete an investment switch from GE Stock to another investment option, and it must be completed by the market close (usually but not always 4 p.m., Eastern time) on November 30, 2009 or your invest-ment will convert. To request an investment switch, log on to bene-fi ts.ge.com and select S&SP Transactions, under Personal Profi le or call the GE Transaction Processing Center at 1-800-432-4313.

In order to affect a change for your November contribution, you must change your election by October 20, 2009 by visiting benefi ts.ge.com or by calling the GE Transaction Processing Center at 1-800-432-4313.

After November 30, 2009, contributions that would have been previously directed to GE Stock will be invested in the GE Stock Fund until you make an investment election change for your future contributions.

ADDITIONAL FUND INFORMATIONIn addition to the fund descriptions that appear later in the Guide beginning on page 12, the following documents concerning S&SP investment options are available online at benefi ts.ge.com by clicking on Fund Prospectuses in the Savings section. You may also obtain these materials by calling the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).

Document Applicable Investment Option(s)

S&S Program Supplemental Information Document All Investment Options

Program Mutual Fund and Income Fund’s Annual Report S&S Program Mutual Fund S&S Income Fund

GE Institutional Funds Prospectus GE Institutional International Equity FundGE Institutional Small-Cap Equity FundGE Institutional Strategic Investment Fund

GE Institutional Funds Annual Report GE Institutional International Equity FundGE Institutional Small-Cap Equity FundGE Institutional Strategic Investment Fund

GE Annual Report GE Stock Fund

Collective Investment Funds Profi le:U.S. Equity Index Funds

U.S. Large-Cap Equity Index FundU.S. Mid-Cap Equity Index FundU.S. Small-Cap Equity Index Fund

Collective Investment Fund Profi le:International Equity Index Fund

Non-U.S. Equity Index Fund

Collective Investment Funds Profi le:Fixed Income Index Funds

U.S. Treasury Infl ation-Protected Securities Index FundU.S. Aggregate Bond Index Fund

Note that the S&S Program Supplemental Information Document and the Collective Investment Fund Profi les are being provided to you separately around the time you should be receiving this Guide. As always, you should refer to Your Benefi ts Handbook for additional information.



THE BLACKOUT PERIOD

In order to ensure a smooth transition of S&SP’s recordkeeping function to Fidelity and to implement the other changes described in this Guide, you will be temporarily unable to direct or diversify investments in your individual accounts, or obtain a loan, with-drawal or distribution from S&SP, or view account information. This period, during which you will be unable to exercise these rights otherwise available under S&SP, is called a “Blackout Period.” Whether or not you are planning retirement in the near future, you are encouraged to carefully consider how this Blackout Period may affect your retirement planning, as well as your overall fi nancial plan.

6 The Blackout Period for S&SP is expected to begin at 4 p.m., Eastern time on November 30, 2009 and is expected to end on December 7, 2009 (or possibly later that week). During this period, you can deter-mine whether the Blackout Period has started or ended by visiting benefi ts.ge.com and clicking on My GE S&SP or by calling the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).

During the Blackout Period, you will be unable to direct or diver-sify the assets held in your plan account. For this reason, it is very important that you review and consider the appropriateness of your current investments (including the upcoming replacement of the Vanguard® Institutional Index Fund and S&SP’s existing GE Stock offering with the U.S. Large-Cap Equity Index Fund and the new“unitized” GE Stock Fund respectively) in light of your inability to direct or diversify those investments during the Blackout Period.

For your long-term retirement security, you should give careful consideration to the importance of a well-balanced and diversifi ed investment portfolio, taking into account all your assets, income and investments. You should be aware that there is a risk to holding substantial portions of your assets in the securities of any one company, including GE, as individual securities tend to have wider price swings, up and down, in short periods of time, than invest-ments in diversifi ed funds. Stocks that have wide price swings might have a large loss during the Blackout Period, and you would not be able to direct the sale of such stocks from your account during the Blackout Period.

If you have any questions concerning this notice of the Blackout Period, you should contact the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).

IMPORTANT: CHANGE TO THE WAY THAT YOU MAKE INVESTMENT ELECTIONS FOR FUTURE CONTRIBUTIONS In preparation for the December tran-sition, you will need to take action to ensure that your future contributions are being invested in the Plan as you intend them to be. Today, you choose how much you’ll save and how those contributions are invested all in one step, and your investment election applies separately to each kind of contribution you are making. This process is changing and you will soon make these elections in two steps:

1. Your contribution election — Specify the amount and the type of contribu-tions you want to make to S&SP (e.g., pre-tax, after-tax); and

2. Your investment election — Specify in whole percentages how you want your contributions of all types (except rollover contributions) to be allocated among the available investment options. This allocation will apply uniformly to your pre-tax, after-tax, catch-up, loan repayments, loan prepayments, Company match and any other contributions made to the S&SP (except rollovers).

Today’s Election

My pretax contribution Fund A (2%), Fund B (1%), Fund E (4%)7% of pay

My after tax Fund B (1%), Fund F(1%)2% of pay

My company match $ Fund C

My loan repayment $ Fund D

New Election Process1. Contribution Election (% of pay) 2. Investment Election

My pretax contribution (7% of pay)

My after tax(2% of pay)

My company match $

My loan repayment $

INVEST

14% Fund A

15% Fund B 20% Fund C 10% Fund D

31% Fund E 10% Fund F

100% total

INVEST

INVEST

INVEST

INVEST

This example is for illustrative purposes only. You choose the percentage of pay, type of contribution and investment options you wish to contribute to.


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CALENDAR OF EVENTS

Review the calendar of events so that you understand how the Blackout Period will impact your ability to direct or diversify your investments and to conduct other S&SP transactions during the transition. If you think you will need money from your account during the Blackout Period, you will need to take action before the market close (usually but not always 4 p.m., Eastern time) on November 30, 2009, as you will not be able to request a loan, in-service withdrawal, or distribution during the Blackout Period.

Date What’s Happening

October 20, 2009 Last day to make changes as to how your November contributions will be invested. (Also the last day the S&SP’s current 20th day of the month rule for processing contribution election changes applies.).

November 3, 2009 First day to make your investment election for December contributions using the new lineup of invest-ment options. This is also the fi rst day to elect catch-up contributions for 2010.

Log on to benefi ts.ge.com and click on My GE S&SP or call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).

November 30, 2009, before the market close (usually but not always 4 p.m., Eastern time)

Last day before the Blackout Period to conduct S&SP transactions, such as:

An investment election for future contributions among the new investment options;• An investment switch (exchange) among existing S&SP investment options; • A distribution, loan or withdrawal; or• Access information on your account. •

For the fi rst transaction, log on to benefi ts.ge.com and click on My GE S&SP or call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777). For the other transactions, log on to benefi ts.ge.com and click on S&SP Transactions, under Personal Profi le or call the GE Transaction Processing Center at 1-800-432-4313.

Note that if you don’t take action, your investments and elections with respect to the Vanguard®

Institutional Index Fund and S&SP’s existing GE stock offering will convert to investments and elections in the new U.S. Large-Cap Equity Index Fund and the new “unitized” GE Stock Fund, respectively, and you will not be able to change such investments and elections until after the Blackout Period ends.

November 30, 2009, at market close (usually but not always 4 p.m. Eastern time)

Blackout Period begins.

Account balances will be valued as of the close of regular trading on the New York Stock Exchange (usually but not always 4 p.m. Eastern time). You will not have access to your account until the Blackout Period ends. The value of your S&SP investments may increase or decrease during the Blackout Period.

December 7, 2009 at 8:30 a.m., Eastern time (or possibly later that week)

The Blackout Period is scheduled to end at 8:30 a.m., Eastern time. All services are expected to be available at this time including the following:

An investment exchange (switch) among the new investment options;• An investment election for future contributions among the new investment options;• A distribution, loan or withdrawal; or• Access information on your account.•

Log on to benefi ts.ge.com and click on My GE S&SP or call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777) to initiate changes or transactions.

It is possible that the Blackout Period will end later in the week. You can determine whether the Blackout Period has ended by visiting benefi ts.ge.com and clicking on My GE S&SP or by calling the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).

December 2009 (and after the Blackout Period Ends)

You will receive an account statement for the period of October 1 – November 30, 2009. Following the Blackout Period, statements will be available anytime online by visiting benefi ts.ge.com and clicking on My GE S&SP or upon request by calling the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777). Note that these statements will include account history for the period beginning December 1. For earlier statement history, refer to the S&SP Quarterly Investment Statements that were previously sent to you (also available on benefi ts.ge.com).

December 28, 2009 The fi rst day to elect regular Roth contributions for 2010. See page 8 for more information.

Log on to benefi ts.ge.com and click on My GE S&SP or call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).

The effective date of the S&SP changes and the end of the Blackout Period depend, among other things, upon the accurate, timely transfer of data to Fidelity. If this does not occur, the delivery of services, transfer of assets, introduction of new investment options and other changes described in this Guide could be delayed. You will be notifi ed if the end of the Blackout Period is delayed beyond December 12, 2009.



STATE-OF-THE-ART INVESTMENT EDUCATION PROGRAM AVAILABLE

After the transition, all S&SP participants will have access to investment education and tools offered by Fidelity that can assist you in making your S&SP investment elections and other fi nancial decisions. The Fidelity Web site, accessible from My GE S&SP on benefi ts.ge.com, offers online educational resources, including interactive tools and calculators to help you determine your retirement goals, a variety of Web workshops, and other tools to help you develop an investment strategy that is right for you. Resources include:

Retirement Quick CheckRetirement Quick Check is an interactive tool to help you fi nd out if you are potentially on track with your progress toward your savings goals. In about 30 minutes, Retirement Quick Check can help you create a plan for saving over the long term.

Retirement Income PlannerRetirement Income Planner is an online tool where you can create a plan to help you make the most of your retirement assets. You can input your expected retirement expenses, review asset allocation and investment strategies to help you meet your needs, and experi-ment with changes to potentially improve your plan.

Portfolio ReviewAnother online tool, Portfolio Review, can help you determine which plan investments might be appropriate for you. Using information you provide, Portfolio Review gives you a possible model portfolio of investments based on S&SP’s investment options. The tool may also make it easier for you to keep your portfolio on track over time. Portfolio Review can help you answer tough questions such as:

What is an appropriate investment mix for me?• How does my portfolio compare to this investment mix?• What changes might I consider to help me reach my target?•

Fidelity eLearning Workshops

Through Fidelity’s e-Learning Workshops, you can learn about preparing for retirement at your own convenience and pace. These self-directed, online lessons are interactive, easy to navigate and provide the educational tools and information you may need to help make the most of your S&SP account. Learn how to determine and monitor your retirement savings needs, identify your portfolio strategy, evaluate investment options, and more.

Phone consultations

You can also arrange a phone consultation with a Fidelity representative to help you get started and to answer your retirement planning questions. Contact the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777) to learn more.

Be aware that the investment education program is being offered by Fidelity Investments, and GE is not responsible for its content. Fidelity Investments does not provide investment advice under this program. All investment decisions are your responsibility and should be made based on your own personal situation. GE does not endorse any investment, individual retirement account or other investment product or service.

HOW DO I ENROLL IN S&SP?

To enroll in S&SP, on or after November 3, 2009, log on to benefi ts.ge.com and click on My GE S&SP. If you prefer, you can call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777) and speak with a Service Center represen-tative between the hours of 8:30 a.m. and 8:30 p.m., Eastern time, Monday through Friday on a day when the NYSE is open for trading.

TAKE ACTION AND MAKE YOUR INVESTMENT ELECTION FOR FUTURE SAVINGS ON OR BEFORE NOVEMBER 30, 2009With all the changes coming, it’s important for you to assess your current elections before the transition, and make sure your contributions continue to be invested as you want them to be. In particular, you may want to make an investment election, remembering that this election will apply to all the money added to your account (except for rollover contributions) after the Blackout Period is over. You can make your new investment election starting on November 3, 2009, but you won’t be able to make it during the Blackout Period, so take action before the market close (usually, but not always, 4 p.m., Eastern time) on November 30, 2009 by visiting benefi ts.ge.com and clicking on My GE S&SP or by calling the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).

Note that if you don’t make a new investment election, the investment election in place when the Blackout Period begins will continue to apply after the Blackout Period ends, in accordance with certain rules that are explained later in this Guide. See the section in the Appendix entitled “How Your Current Investment Election Will Apply to Your Future Savings if You Don’t Make a New Investment Election.”

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NEW ROTH FEATURE AVAILABLE IN 2010

Beginning January 1, 2010, S&SP will permit Roth 401(k) contribu-tions which allow you to make after-tax contributions to S&SP, and ultimately receive a tax-free distribution of the earnings attributable to these contributions, if certain conditions are met.

How a Roth contribution option works

Roth savings are contributions that are deducted from your pay after taxes are calculated, and do not reduce your current tax bill or withholdings the way pre-tax savings do. Like regular pre-tax savings, regular Roth contributions are eligible for Company matching contributions. However, unlike either pre-tax or after-tax savings, earnings on Roth savings can be distributed free of federal income taxes, as long as the distributions are qualifi ed. This means that a qualifi ed withdrawal or distribution is entirely tax-free, since the Roth contributions themselves were taxed when you contrib-uted them to the plan. A qualifi ed Roth withdrawal or distribution is generally a payment made:

After the fi ve calendar year period beginning on the fi rst day of • the fi rst calendar year in which you made Roth contributions to the plan; and

After you reach age 59• 1/2, have a qualifying disability or die.

The same IRS rules that regulate and limit withdrawals of pre-tax contributions while you’re working for the Company or any affi liate also apply to Roth contributions. These rules restrict your access to Roth contributions until you retire or terminate service (except in cases of proven fi nancial hardship).

As you think about whether to make a Roth contribution to the plan, you should keep the following points in mind:

Each dollar of Roth savings reduces the amount you can • contribute as pre-tax savings and vice versa. This is because pre-tax and Roth contributions are combined for purposes of certain legal limits. For example, the IRS-prescribed dollar limit ($16,500 in 2009) applies to the total of your pre-tax and Roth contributions during the year.

Roth contributions are normally better than after-tax contributions • unless you want easier access to in-service withdrawals or you don’t expect to meet the requirements for a qualifi ed Roth distribution.*

Roth contributions may be better than pre-tax contributions • if you think your tax rate will be higher in retirement than it is today, while pre-tax savings may have the advantage if you think your tax rate will be lower.

For more information on how to determine if Roth 401(k) contri-butions are right for you, talk to a tax professional, or log on to benefi ts.ge.com and click on My GE S&SP. Then, under “Tools & Learning,” click “Get the guidance, information, and tools.” On the left of the screen you will see a tab called “About 401(k)s.” Select that tab and click “Roth 401(k).”

You will be able to make a Roth contribution election beginning December 28 by visiting benefi ts.ge.com and clicking on My GE S&SP or by calling the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).

*Based on current U.S. tax rules.

ADDITIONAL PLAN CHANGES

You should be aware that beginning in December 2009, certain other plan features will be changing …

Frequency of Plan Contribution Investments — Contributions to your account from your pay (including loan repayments and any Company match) will be invested according to your pay frequency. This means that such amounts will be invested among your selected S&SP investment options based on market closing prices as of your pay date or shortly thereafter.

Application of contribution and investment elections—

Contribution Elections• - You can change the amount or type of your contributions as often as you like. If you’re not paid monthly, a change completed by 8 p.m., Eastern time on any Friday will generally be effective on the fi rst pay date in the following week or later. If you’re monthly paid, a change completed by 8 p.m., Eastern time on the fi rst Friday of the month will generally be effective on the fi rst pay date later in that month.

Investment Elections• - You can make or change your invest-ment election for future contributions as often as you like. Changes completed by 10 p.m., Eastern time on the day before contributions are credited to your account will generally be effective for those contributions.

Increased investment exchanges (switches) — Starting in December 2009, you will be permitted to make up to 12 investment exchanges (commonly referred to as “switches”) each calendar quarter (subject to the frequent trading restrictions described on page 19) for a maximum of 48 per calendar year. You will no longer be limited to 24 investment switches per calendar year (nor will you be required to retain one switch per month), as is the case under existing S&SP provisions.

Account rebalancing — It will be easier to reallocate your account among your desired investment options. You can choose to manu-ally rebalance your account or set up an automatic rebalance so that your account is periodically rebalanced to your desired alloca-tion. Each rebalance will count toward your 12 quarterly exchanges.

Direct deposit — You will be able to have S&SP withdrawals, distri-butions and loans processed electronically through electronic funds transfer (EFT) to your checking or savings account. Regular loan repayments by former employees will generally be made through EFTs, while such loan repayments for current employees will continue to be made through payroll deductions.

Pro-rata liquidation hierarchy — Liquidations (to provide the necessary funds for withdrawals, distributions and loans) will gener-ally be made based on your pro-rata interest in each investment.



Change to the unit price of the S&S Money Market Fund — Consistent with the pricing convention of many money market funds, the unit price of the S&S Money Market Fund will be reduced from $10 to $1 as of December 1, 2009. This change will not alter the total value of your account. For example, 1,000 units of the S&S Money Market Fund, which have a value of $10,000 (at $10 per unit) immediately before the transition will become 10,000 units with an identical value of $10,000 (at $1 per unit) immediately after the transition.

The following plan changes could also impact you. Read on to learn more …

Loan improvements — You will be allowed to have up to two outstanding loans from S&SP, even if the second loan is obtained in the same calendar year as the fi rst. Loans (other than principal residence loans) are available in terms of one to four and a half years (in six month increments). You will be allowed to prepay your loan in full at any time instead of waiting three months from its inception. Additionally, the interest rate for a principal resi-dence loan taken after the Blackout Period ends will be constant for the full duration of the loan.

Catch-up elections — If you are age 50 or older, and save at the normal plan limits, you can make additional catch-up contribu-tions subject to the IRS annual catch-up limit ($5,500 in 2009). If you chose to make catch-up contributions for 2009, you will need to make a new election for 2010 if you wish to continue making catch-up contributions. Thereafter, catch-up elections can be made at any time during the year and will continue at that same amount from year to year unless you elect to change or stop catch-up elections.

Access limits or delays — IRS rules impose limits on the ability of S&SP to make loans, distributions or withdrawals in certain cases where individuals participate in multiple plans sponsored by the Company or its affi liates, or where they are employed by affi liates. In order to ensure compliance with these rules, certain accounts are fl agged as potentially subject to the IRS restrictions. If your account is fl agged, and you request a loan, distribution or withdrawal, your request won’t be complete until your eligibility is established in accordance with plan rules, and this could result in a delay of up to several days (including for purposes of valuing the cash you’ll receive from any liquidated investments). To fi nd out if your account has been fl agged under these rules, call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).

Change to frequent trading restrictions — Beginning with investment exchanges (switches) occurring after the Blackout Period, the current 60-day frequent trading restrictions on round-trip investment switches will be replaced by two kinds of restrictions consistent with Fidelity practices. Learn more about the new frequent trading restrictions by reading the rules that

appear in the Appendix of this Guide. If you are on a 60-day restriction when the Blackout Period ends, that restriction will be lifted, and any future switches will be governed by the new rules.

In-kind distributions of S&S Program Mutual Fund and S&S Income Fund to cease — Beginning December 1, 2009, with-drawals and distributions of S&S Program Mutual Fund and S&S Income Fund units will no longer be made in-kind. You can continue to stay invested in these options by holding them in S&SP. Alternatively, you will continue to be able to receive a with-drawal or distribution of such investments in cash.

Valuation of make-up contributions — If make-up contributions are paid by check and they are accepted on a day that is not an NYSE trading day, then the contributions will be credited and valued at the market closing prices as of the next NYSE trading day.

One per month limit for regular in-service withdrawals and partial distributions eliminated — If you are eligible for in-service withdrawals or partial distributions, you are no longer limited to one such withdrawal or distribution per month.

ADDITIONAL PLAN CHANGES continued

HOW DO I ACCESS THE FIDELITY WEB SITE?

If you have never used the Fidelity Web site, you will need to create a Fidelity Customer ID and set up a Fidelity Personal Identifi cation Number (PIN) to access your S&SP account. Setting up your Customer ID and PIN is simple. Log on to benefi ts.ge.com and click on My GE S&SP. Then follow the prompts to create your PIN. If you prefer, you can call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).

Please note: If you are currently a Fidelity customer, you can use your existing PIN. If you don’t remember your PIN, click Reset a Forgotten or Blocked PIN. If you are not sure whether you are a Fidelity customer, click “Not sure if you’re already a registered user?” If you do not have online access tothese options, call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).


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Q: Do I need to do anything?

A: Yes. It’s critical for you to review this Guide carefully and understand the upcoming changes to S&SP. You should make sure you know how your account balance is currently invested, how your future contributions will be directed, what the new S&SP investment options are, and you should be planning for the Blackout Period. If you want to make changes, you should act in a timely manner as described in this Guide.

You need to take action by October 20, 2009 if you want to affect a change for your November contributions. Visit benefi ts.ge.com or call the GE Transaction Processing Center at 1-800-432-4313. Beginning November 3, 2009 and before the Blackout Period begins on November 30, 2009, you can make your investment election for all contributions made to your account on and after December 1, 2009, excluding rollovers, by visiting benefi ts.ge.com and clicking on My GE S&SP. If you prefer, you can call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777), to establish an investment election.

You will be able to make a switch among current investment options, or change your investment elections for future contri-butions, until the market close (usually but not always 4 p.m., Eastern time) on November 30. This is especially important if you do not want your account balance in the Vanguard® Institutional Index Fund to transfer to the U.S. Large-Cap Equity Index Fund or your GE Stock investment transferred to the GE Stock Fund. You must complete an investment switch to another investment option by having it confi rmed before the market close (usually but not always 4 p.m., Eastern time) on November 30, or your investment will convert. You can make this invest-ment switch by logging on to benefi ts.ge.com or by calling the GE Transaction Processing Center at 1-800-432-4313.

If you are already participating in the S&SP, your current contributions will continue following the transition unless you elect otherwise. See the section in the Appendix entitled “How Your Current Investment Election Will Apply to Your Future Savings if You Don’t Make a New Investment Election.”

Q: What if I need money from my account during the Blackout Period?

A: If you think you will need money from your account, take action prior to the market close (usually, but not always, 4 p.m., Eastern time) on November 30, 2009 as you will not be able to make any transactions including requesting a loan, withdrawal, or distribution during the Blackout Period. If you would like to make a request before the Blackout Period begins, log on to benefi ts.ge.com or call the GE Transaction Processing Center at 1-800-432-4313. Make sure your request is confi rmed before the market close (usually but not always 4 p.m., Eastern time) on November 30.

Q: Will any of my investments change during the Blackout

Period?

A: With the exception of assets invested in the Vanguard® Insti-tutional Index Fund and GE Stock, your account balances will remain invested in the same funds during the Blackout Period. Also, keep in mind that the value of your S&SP investments may increase or decrease during the Blackout Period.

Q: What happens if the stock market fl uctuates signifi cantly during the Blackout Period?

A: During the Blackout Period, you cannot make any transac-tions, including investment switches or obtain a distribution, withdrawal or loan from the S&SP. Since you won’t be able to direct or diversify investments during the Blackout Period, it is very important that you review and consider the appropriateness of your current investments before the Blackout Period begins.

For your long-term retirement security, you should give careful consideration to the importance of a well-balanced and diversi-fi ed investment portfolio, taking into account all your assets, income, and investments. You should be aware that there is a risk to holding substantial portions of your assets in the securi-ties of any one company, including GE, as individual securities tend to have wider price swings, up and down, in short periods of time, than investments in diversifi ed funds. Stocks that have wide price swings might have a large loss during the Blackout Period, and you would not be able to direct the sale of such stocks from your account during the Blackout Period.

Q: If I am invested in the GE Stock Fund, how will my dividends be calculated?

A: If your current investment in GE Stock is converted to the new “unitized’’ GE Stock Fund, you may notice that the dividends you receive will be slightly less than you are currently receiving. The reason for this is that while the GE Stock Fund holds at least 98% of its assets in GE stock, the remainder is held in cash or cash equivalents, and dividends are not paid on investments in cash or cash equivalents.

Q: If I have an S&SP loan balance, how will my repayments be handled after the transition?

A: If you are paid on a monthly basis, there will be no change to your loan repayment schedule. If you are paid on a bi-weekly or weekly basis, your loan will be re-amortized to correspond with your pay frequency. Loan repayments for current employees will continue to be made through payroll deduc-tions, while regular loan repayments by former employees will generally be made through EFTs. To view new loan repayment information, log on to benefi ts.ge.com and click on My GE S&SP. Note that participants repaying with coupons will receive new coupons in December.

Q: How will my S&SP loan repayments be invested after the transition?

A: Once you make a new investment election, all future contri-butions to your account, including loan repayments, will be invested in accordance with that investment election. Rollovers to S&SP will still be invested according to a separate election.

Frequently Asked Questions

Brochure.indd 10Brochure.indd 10 9/30/09 2:31:54 AM9/30/09 2:31:54 AM


If you do not make a new investment election during the month of November, your loan repayments will continue to be invested according to your current designation. However, beginning in December, if you have directed that they be invested in the Vanguard® Institutional Index Fund, repayments will be invested in U.S. Large-Cap Equity Index Fund and if you have directed that they be invested in GE Stock, repayments will be invested in the GE Stock Fund.

Please note that after the transition in December, if you make a new investment election for your contributions, you will need to request that your repayments be invested in accordance with that new election. This will not happen automatically after the transition. You may call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777) to request this loan repay-ment change.

Q: Are there any tools available to help me understand how to make my investment election?

A: Yes, the Fidelity Web site offers online educational resources, including interactive tools and calculators, a variety of Web workshops, and other tools to help you develop an investment strategy that is right for you.

Q: Why is the Company making these plan enhancements now?

A: The decision to make enhancements to S&SP was made in conjunction with the settlement of a lawsuit pertaining to S&SP. As part of the settlement, the Company agreed, among other things, to make investment education, investment allocation rights for matching contributions, additional investment options and the opportunity to make Roth contributions available to participants.

In addition to these required changes, the Company decided to enhance other parts of the plan as outlined in this Guide.

Q: How do I obtain a PIN to access my S&SP account on the Fidelity Web site?

A: If you have never used the Fidelity Web site, you will need to create a Fidelity PIN. Setting up your PIN is simple. Log on to

benefi ts.ge.com and click on My GE S&SP and follow the prompts to create your PIN. If you prefer, you can call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).

Q: When will I receive my account statements?

A: You will receive an account statement in December for the period of October 1-November 30, 2009. Following the Blackout Period, statements will be available online by visiting benefi ts.ge.com and clicking on My GE S&SP or upon request by calling the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777). Note that these statements will include account history for the period beginning December 1, 2009. For statements prior to December 1, 2009, refer to your S&SP Quarterly Investment Statements available on benefi ts.ge.com.

Q: Do I need to update benefi ciary designations for my S&SP account?

A: No. The benefi ciary(ies) you have elected for your S&SP account will remain the same after the transition. You may, however, want to check your benefi ciary designations to make sure they are up-to-date. You can do this at any time by visiting benefi ts.ge.com

Q: Who can I contact for more information?

A: If you have questions regarding your S&SP account before December 1, 2009, contact the GE Transaction Processing Center at 1-800-432-4313. On or after December 1, 2009, call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777). Service Center representatives will be avail-able between 8:30 a.m. and 8:30 p.m., Eastern time, Monday through Friday (on NYSE trading days).

Q: How do I contact Fidelity Management Trust Company?

A: Fidelity Management Trust Company can be reached by writing to: Fidelity Investments, PO Box 770003, Cincinnati, OH 45277-0065.

For requests sent via overnight mail, the address is: Fidelity Investments, 100 Crosby Parkway Mailzone KC1F-L, Covington, KY 41015.

Frequently Asked Questions continued

ACCESS AND MANAGE YOUR PLAN ACCOUNT ONLINE OR BY PHONE

For S&SP transactions, account and other S&SP information, log on to benefi ts.ge.com and click on My GE S&SP or call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777). Service Center representatives are available between the hours of 8:30 a.m. and 8:30 p.m., Eastern time, Monday through Friday on a day when the NYSE is open for trading.


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General Electric Common Stock Fund (“GE Stock Fund”)Fund Code: TVFA

Category: Company Stock

What it is: A portfolio that invests at least 98% of its assets in GE common stock (“GE Stock”), with the remainder held in cash or cash equivalents. The GE Stock Fund is not actively managed, and the cash portion is maintained solely to provide for the GE Stock Fund’s estimated liquidity needs. An investment in the GE Stock Fund is measured in units of the GE Stock Fund, not shares of GE Stock. The GE Stock Fund is not a registered mutual fund.

Goal: The GE Stock Fund provides an opportunity to participate in the performance of GE Stock, both positive and negative.

What it invests in: The GE Stock Fund invests at least 98% of its assets in GE Stock, with the remainder held in cash or cash equiva-lents (for example, through investment in an institutional money market fund). An investment in the Fund is not exactly the same as a direct investment in GE Stock. For example, the Fund’s unit price is not the same as the price of a share of GE Stock, and the small cash component means that, although changes in the unit price are very closely tied to changes in the stock price, the correlation is not exact. The value of your investment will vary primarily depending upon the performance of GE Stock, but will also include the performance of the cash portion along with expenses associated with managing the cash portion. In addition, GE’s Board of Directors may increase or decrease the amount of dividends paid on GE Stock at any time. Despite any differences, however, when you are thinking about risk and diversifi cation, you should consider an investment in the GE Stock Fund to be virtually identical to an investment in GE Stock.

An investment in a non-diversifi ed company stock fund, such as the GE Stock Fund, which invests in the stock of an individual company, might be subject to greater volatility and may involve more risk than investing in a diversifi ed portfolio of securities. An investment in the GE Stock Fund is also subject to the risk of sharp declines in the price of GE Stock and extended periods in which the price of GE Stock declines or remains depressed. An investment in the GE Stock Fund is subject to other risks, including possible loss of principal invested. Unit price and return will vary.

For additional information regarding the Fund, please refer to the Disclosure Statement contained in the S&S Program Supplemental Information document.

Who may want to invest:Investors who already have a diversifi ed investment portfolio. • Investors who seek to share in GE’s performance and dividends.• Investors who can tolerate a signifi cant degree of price fl uctua-• tion and possible loss of capital.

If you invest in the GE Stock Fund, you will have the right to direct Fidelity Management Trust Company (“Fidelity”) concerning shareholder rights, such as the right to vote or tender shares of GE Stock attributable to your investment in the GE Stock Fund. You will receive proxy statements, annual reports and other share owner information that is sent to all share owners. There are no restrictions on the exercise of voting, tender or similar rights in connection with a participant’s investment in GE Stock through the GE Stock Fund. If you do not give Fidelity specifi c instructions concerning the way in which the shares attributable to your units of the GE Stock Fund should be voted, you will be deemed to have instructed Fidelity not to vote the shares.

Fidelity will hold your decision with respect to the exercise of shareholder rights in confi dence, except to the extent required by law. In addition, GE will not review informa-tion concerning any individual participant’s purchase, holding or sale of units of the GE Stock Fund, unless required by applicable law. The plan fi duciary responsible for moni-toring compliance with the confi dentiality procedures is: the S&SP Trustees, who may be contacted c/o GE Asset Management, 3001 Summer Street, Stamford, CT 06905 Attn: S&SP Trustees or by phone at (203) 326-2300.

Program participants have access to the same information about GE that is available to GE’s public shareholders. GE policy prohibits the Program’s fi duciaries from disclosing any material, non-public information about GE to the Program’s participants and benefi ciaries, or from acquiring, selling, or taking other action with respect to GE Stock on behalf of the Program, based on any material, non-public information about GE.

*Participants should be advised that their ownership of shares of GE stock in the S&SP will be converted to shares of the GE Stock Fund on the date of the transition to the Fidelity system. Upon conversion, participant account values will be refl ected as units of the GE Stock Fund, as described above.

S&SP INVESTMENT OPTIONS*

S&SP offers the following investment options to help you put together a well-diversifi ed portfolio to suit your needs and your investment style. A short description of each investment option follows. See page 4 for additional fund information that is available to you.

* The fund descriptions are for your reference only and do not constitute part of the Update to Your Benefi ts Handbook – Retirement Plans.



GE Institutional International Equity Fund (“International Equity Fund”)Fund Code: OLVI

Category: International/Global

What it is: A mutual fund that invests at least 80% of its net assets in equity securities under normal circumstances.

Goal: The International Equity Fund seeks long-term growth of capital.

What it invests in: The International Equity Fund invests primarily in companies in developed and developing countries outside the United States. Equity securities may include common stocks, preferred securities, depositary receipts, convertible securities, rights and warrants of U.S. and foreign companies. Stocks represent an ownership interest in a corporation.

The portfolio managers focus on companies that they expect will grow faster than relevant markets and whose security prices do not fully refl ect their potential for growth. Under normal circumstances, the Fund’s assets are invested in foreign securities of companies representing at least three different countries. Stock selection is key to the performance of the Fund.

The Fund is subject to the risk that value in equity securities may decline. Foreign investments, especially those in emerging markets, involve greater risk than U.S. investments. This risk includes political uncertainties of foreign countries, as well as the risk of currency fl uctuations, economic instability and political developments. An investment in the Fund is subject to other risks, including possible loss of principal invested. Share price and return will vary.

For additional information on the Fund and what it may invest in, please consult the prospectus for the Fund.

Who may want to invest:

Investors who want to diversify a portfolio that includes other • investments.

Investors who seek to capture the earnings and growth poten-• tial of foreign companies in both the developed and developing countries outside the U.S.

Investors who are willing to accept the greater risk of investing in • foreign investments.

This fund is managed by GE Asset Management. This fund description was derived from the prospectus for the Fund.

GE Institutional Small Cap Equity Fund (“Small Cap Equity Fund”)Fund Code: OLVH

Category: Domestic Equities - Small-Blend

What it is: A mutual fund that invests at least 80% of its net assets in equity securities of small-cap companies (those with market capi-talizations in the same range as the companies in the Russell 2000® Index*) under normal circumstances.

Goal: The Small-Cap Equity Fund seeks long-term growth of capital.

What it invests in: The Small-Cap Equity Fund uses a multi sub-adviser investment strategy that combines both growth and value investment management styles. As a result, this orientation will typically produce a portfolio that favors neither value nor growth style investing, and allows the Fund to benefi t from both value and growth cycles in the marketplace. The Fund defi nes a small-cap

company as one with a market capitalization within the capitaliza-tion range of the Russell 2000 Index. Stock selection is key to the performance of the Fund.

The portfolio managers of a sub-adviser with a value management style generally will seek to identify securities of companies with char-acteristics such as attractive valuation, while portfolio managers of a sub-adviser with a growth management style generally will seek to identify securities of companies with strong growth potential.

The Fund is subject to the risk that value in equity securities may decline. Stock value will fl uctuate as a result of factors affecting individual companies, industries or securities markets as a whole. Investments in small-cap companies may involve greater risks than investing in larger, more established companies. An investment in the Fund is subject to other risks, including possible loss of principal invested. Share price and return will vary.


Who may want to invest:

Investors who want to diversify a portfolio that includes other • investments.

Investors who seek to capture the earnings and growth potential • of small-cap companies.

Investors who are willing to accept the greater risk and volatility • that is usually associated with investing in smaller, less estab-lished companies.

The Russell 2000® Index is an unmanaged market capitalization-weighted index of 2,000 small company stocks of U.S. domiciled companies.


GE Institutional Strategic Investment Fund (“Strategic Investment Fund”)Fund Code: OLVE

Category: Balanced

What it is: A mutual fund that invests primarily in a combination of equity securities, investment grade debt securities and cash.

Goal: The Strategic Investment Fund seeks maximum total return.

What it invests in: The Strategic Investment Fund’s asset allocation process utilizes information from GE Asset Management’s Asset Allocation Committee to diversify holdings across asset classes. The Fund adjusts its weightings among U.S. and foreign equity and debt securities, and cash based on the relative attractiveness of the asset classes.

The Fund invests in equity securities principally for their capital appreciation potential and debt securities principally for their income potential. The Fund invests in cash principally for the pres-ervation of capital, income potential or maintenance of liquidity. Within each asset class, the portfolio managers use active security selection to choose securities based on the merits of individual issuers.

The portion of the Fund invested in debt securities normally has a weighted average maturity of approximately fi ve to ten years but is subject to no limitation with respect to the maturities of the instru-ments in which it may invest. The Fund may also invest to a lesser extent in high yield securities (also known as “junk bonds”).



The Fund is subject to the risk that value in equity securities may decline. High yield securities generally offer higher yields, but also carry more risk of default or price changes due to potential changes in the credit quality of the issuer. Bond prices generally move in the opposite direction of interest rates; thus, as the prices of bonds in the Fund adjust to a rise in interest rates, the Fund’s share price may decline. This effect is usually more pronounced with longer term securities. Foreign investments, especially those in emerging markets, involve greater risk than U.S. investments. This risk includes political uncertainties of foreign countries, as well as the risk of currency fl uctuations, economic instability and political developments. An investment in the Fund is subject to other risks, including possible loss of principal invested. Share price, yield and return will vary.


Who may want to invest: Investors who prefer to have their asset allocation decisions • made by professional money managers. It provides an investor with a means to diversify by investing in a core portfolio that typically holds both equity securities and debt securities.

Investors who want a diversifi cation alternative within one fund • that could otherwise be achieved by buying a number individual funds.

Investors who do not expect capital appreciation or current • income levels comparable to funds for which either capital appreciation or current income is their sole objective.


GE S&S Program Mutual Fund (“Program Mutual Fund”)Fund Code: OLVG

Category: Domestic Equities – Large-Blend

What it is: A mutual fund that invests primarily in a diversifi ed port-folio of U.S. equity securities.

Goal: The Program Mutual Fund seeks long-term growth of capital and income.

What it invests in: The Program Mutual Fund invests primarily in a diversifi ed portfolio of equity securities of U.S. companies. The portfolio managers use a Multi-Style® investment strategy that combines growth and value investment management styles. As a result, the portfolio has characteristics similar to the Standard & Poor’s 500® Composite Stock Index (S&P 500® Index), including average market capitalization and dividend yield potential. Stock selection is key to the performance of the Program Mutual Fund.

Through fundamental company research, the portfolio managers seek to identify securities of large companies with characteristics such as attractive valuations, fi nancial strength and high quality management focused on generating shareholder value.

The Fund is subject to the risk that value in equity securities may decline. Stock value will fl uctuate as a result of factors affecting the individual companies, industries or securities markets as a whole. An investment in the Fund is subject to other risks, including possible loss of principal invested. Share price and return will vary.

For additional information on the Fund and what it may invest in, please refer to the Disclosure Statement contained in the S&S Program Supplemental Information document and the Fund’s Annual Report. This Fund is exempt from the requirement to use the form of prospectus that is normally used by registered mutual funds.

Who may want to invest: Investors who want to diversify a portfolio that includes other • investments.

Investors who seek to capture the earnings and growth potential • of U.S. companies.

Investors who can tolerate a signifi cant degree of price fl uctua-• tion and possible loss of capital.

The Program Mutual Fund has obtained a section 6(b) order granting special relief to operate as an employees’ securities company within the meaning of section 2(a)(13) of the 1940 Act. It is registered as an open-end management investment company under the 1940 Act.

This fund is managed by GE Asset Management. This fund description was derived from the Disclosure Statement contained in the S&S Program Supplemental Information document.

The S&P 500® Index is a registered service mark of The McGraw-Hill Companies, Inc., and has been licensed for use by Fidelity Distributors Corporation and its affi liates. It is an unmanaged index of the common stock prices of 500 widely held U.S. stocks that includes the reinvestment of dividends.

Non-U.S. Equity Index Fund Fund Code: TP90

Category: International/Global

What it is: A diversifi ed portfolio that invests in foreign stocks in developed and emerging markets outside the U.S. This is a collective trust fund, not a mutual fund.



Goal: This is an index fund that seeks to match the performance of the Morgan Stanley Capital International All Country World ex-U.S. Index (“Index”).

What it invests in: The Non-U.S. Equity Index Fund invests in stocks that make up the Index. The Index is a market capitalization-weighted index of stocks from 22 developed and 26 emerging markets worldwide and represents approximately 60% of the world’s total market capitalization outside the U.S. The Fund employs a “passive management” or indexing investment approach designed to track the performance of the Index. Stocks are selected based on the composition of the Index rather than according to subjective opinions about individual companies or industries. The Fund invests its assets in the stocks that make up the Index in the same proportion as the weightings in the Index.

The Fund is subject to the risk that value in equity securities may decline. Foreign investments, especially those in emerging markets, involve greater risk than U.S. investments. This risk includes political and economic uncertainties of foreign countries, as well as the risk of currency fl uctuation. Unit price and return will vary, and it is possible to lose principal invested.

For additional information on the Fund and what it may invest in, please refer to the Fund’s profi le.


Investors who seek to match the average performance of foreign • companies in both developed and emerging markets throughout the world, as measured by the Index.

Investors who seek to capture the earnings and growth potential • of foreign companies in both developed and emerging markets throughout the world.

Investors who are willing to accept greater risk of investing in • foreign investments.

This fund is managed by Barclays Global Investors, who provided the description for this

fund.

The Morgan Stanley All Country World ex-U.S. Index is an unmanaged market capitaliza-tion-weighted index representing both the developed and the emerging markets excluding the U.S. The index excludes securities in which trading is restricted or diffi cult for foreigners.

U.S. Large-Cap Equity Index FundFund Code: TP86

Category: Domestic Equities - Large Blend

What it is: A diversifi ed portfolio that invests in large companies in the U.S. This is a collective trust fund, not a mutual fund.

Goal: This is an index fund that seeks to match the performance of the S&P 500® Index (“Index”).

What it invests in: The U.S. Large-Cap Equity Index Fund invests in the 500 companies that make up the Index. The Index, considered a large-capitalization benchmark, is comprised of a sample of leading U.S. companies in leading industries, and accounts for more than 75% of the market value of all publicly traded stocks in the U.S. The Fund employs a “passive management” or indexing investment approach designed to track the performance of the Index. Stocks are selected based on the composition of the Index rather than according to subjective opinions about individual companies or

industries. The Fund invests its assets in the stocks that make up the Index in the same proportion as the weightings in the Index.

The Fund is subject to the risk that value in equity securities may decline. Stock value will fl uctuate as a result of factors affecting the individual companies, industries or securities markets as a whole. Unit price and return will vary, and it is possible to lose principal invested.



Investors who seek to match the average performance of large • U.S. companies, as measured by the Index.

Investors who seek to capture the earnings and growth potential • of large U.S. companies.

Investors who can tolerate a signifi cant degree of price fl uctua-• tion and possible loss of capital.

This fund is managed by Barclays Global Investors, who provided the description for this fund.

The S&P 500® Index is a registered service mark of The McGraw-Hill Companies, Inc., and has been licensed for use by Fidelity Distributors Corporation and its affi liates. It is an unmanaged index of the common stock prices of 500 widely held U.S. stocks that include the reinvestment of dividends.

*Participants should be advised that their ownership of shares of the Vanguard® Institutional Index Fund in the S&SP will be converted to shares of the Large Cap Equity Index Fund on the date of the transition to the Fidelity system. Upon conversion, participant account values will be refl ected as units of the Large Cap Equity Index Fund, as described above.

U.S. Mid-Cap Equity Index Fund Fund Code: TP88

Category: Domestic Equities – Mid Growth

What it is: A diversifi ed portfolio that invests in medium-sized companies in the U.S. This is a collective trust fund, not a mutual fund.

Goal: This is an index fund that seeks to match the performance of the S&P MidCap 400® Index (“Index”).

What it invests in: The fund invests in stocks that make up the Index. The Index is comprised of 400 medium-sized U.S. companies that represent the middle tier of the U.S. stock market. The Fund employs a “passive management” or indexing investment approach designed to track the performance of the Index. Stocks are selected based on the composition of the Index rather than according to subjective opinions about individual companies or industries. The Fund invests its assets in the stocks that make up the Index in the same proportion as the weightings in the Index.

The Fund is subject to the risk that value in equity securities may decline. Stock value will fl uctuate as a result of factors affecting the individual companies, industries or securities markets as a whole. Investments in mid-sized companies may involve greater risks than those in larger, more established companies, but may be less volatile than investments in smaller companies. Unit price and return will vary, and it is possible to lose principal invested.





Investors who seek to match the average performance of mid-• sized U.S. companies, as measured by the Index.

Investors who seek to capture the earnings and growth potential • of mid-sized U.S. companies.

Investors who are willing to accept greater risk of investing in • mid-sized U.S. companies.


The S&P MidCap 400® Index is an unmanaged market capitalization-weighted index of 400 medium-capitalization stocks.

U.S. Small-Cap Equity Index FundFund Code: TP89

Category: Domestic Equities - Small Blend

What it is: A diversifi ed portfolio that invests in smaller companies in the U.S. This is a collective trust fund, not a mutual fund.

Goal: This is an index fund that seeks to match the performance of the Russell 2000® Index.

What it invests in: The U.S. Small-Cap Equity Index Fund primarily invests in a diversifi ed sample of the stocks that make up the Russell 2000® Index. The Russell 2000® Index is comprised of the 2000 smallest companies in the Russell 3000® Index and represents approximately 8% of the total market capitalization of the Russell 3000 Index. The Russell 3000® Index represents 98% of the total U.S. equity market. The Fund employs a “passive management” or indexing investment approach designed to track the performance of the Index. Stocks are selected based on the composition of the Index rather than according to subjective opinions about individual compa-nies or industries. The Fund invests its assets in the stocks that make up the Index in the same proportion as the weightings in the Index.

The Fund is subject to the risk that value in equity securities may decline. Stock value will fl uctuate as a result of factors affecting the individual companies, industries or securities markets as a whole. Investments in smaller companies may involve greater risks than those in larger, more established companies. Unit price and return will vary, and it is possible to lose principal invested.



Investors who seek to match the average performance of smaller • U.S. companies, as measured by the Index.

Investors who seek to capture the earnings and growth potential • of smaller U.S. companies.

Investors who are willing to accept greater risk and volatility that • is usually associated with investing in smaller, less established companies.


The Russell 2000® Index is an unmanaged market capitalization-weighted index of 2,000 small company stocks of U.S. domiciled companies.

The Russell 3000® Index is an unmanaged market capitalization-weighted index that includes the 3,000 largest U.S. companies representing approximately 98 percent of the investable U.S. equity market.

GE S&S Income Fund (“Income Fund”)Fund Code: OLVF

Category: Bonds

What it is: A mutual fund that invests at least 80% of its net assets in debt securities under normal circumstances and invests primarily in a variety of investment grade debt securities with a weighted average maturity that is normally about fi ve to ten years.

Goal: The Income Fund seeks a high interest rate of return over a long-term period consistent with the preservation of capital.

What it invests in: The Income Fund invests primarily in a variety of investment-grade debt securities, such as U.S. Government securi-ties, mortgage-backed securities, corporate bonds, and money market instruments. The Income Fund normally has a weighted average maturity of approximately fi ve to ten years, but is subject to no limitation with respect to the maturities of the instruments in which it may invest. The Income Fund also may invest to a lesser extent in asset-backed securities, high-yield securities (also known as “junk bonds”) and foreign debt securities.

Bond prices generally move in the opposite direction of interest rates; thus, as the prices of bonds in the Fund adjust to a rise in interest rates, the Fund’s share price may decline. In addition, investing in foreign securities subjects the Fund to foreign expo-sure risk, including currency fl uctuations, economic instability and political developments. An investment in the Fund is subject to other risks, including possible loss of principal invested. Share price, yield and return will vary.

For additional information on the Fund and what it may invest in, please refer to the Disclosure Statement contained in the S&S Program Supplemental Information document and the Fund’s Annual Report. This Fund is exempt from the requirement to use the form of prospectus that is normally used by registered mutual funds.


Investors who want the potential for income consistent with the • preservation of capital.

Investors who seek a higher return than a money market fund • and are willing to accept the greater investment risk of bonds from companies and government agencies, but want lower risk than equity securities.

Investors who are willing to tolerate a moderate degree of price • fl uctuation in comparison to investments in equity securities.

The Income Fund has obtained a section 6(b) order granting special relief to operate as an employees’ securities company within the meaning of section 2(a)(13) of the 1940 Act. It is registered as an open-end management investment company under the 1940 Act.

This fund is managed by GE Asset Management. This fund description was derived from the Disclosure Statement contained in the S&S Program Supplemental Information document.



GE S&S Short Term Interest Fund (“ST Interest Fund”)Fund Code: OOAC

Category: Bonds

What it is: A portfolio that invests primarily in a variety of invest-ment grade debt securities with a weighted average maturity that is normally not more than three years. The ST Interest Fund is not a registered mutual fund.

Goal: The ST Interest Fund seeks to preserve principal and achieve a market-related interest rate of return.

What it invests in: The ST Interest Fund invests primarily in a variety of investment-grade debt securities, such as U.S. Government secu-rities, mortgage-backed securities, repurchase agreements secured by U.S. Government securities, asset-backed securities, corporate bonds and money market instruments. The Fund normally has a weighted average maturity of not more than three years.

Bond prices generally move in the opposite direction of interest rates; thus, as the prices of bonds in the Fund adjust to a rise in interest rates, the Fund’s share price may decline. An investment in the Fund is subject to other risks, including possible loss of principal invested. Unit price, yield and return will vary

For additional information on the Fund and what it may invest in, please refer to the Disclosure Statement contained in the S&S Program Supplemental Information document.


Investors who seek to preserve principal investment while poten-• tially earning interest income.

Investors who seek a higher return than a money market fund • and are willing to accept the greater investment risk of bonds from companies and government agencies, but want lower risk than equity securities.

Investors who are willing to tolerate some degree of price fl uc-• tuation.

This fund is managed by GE Asset Management, who provided the description for this fund.

U.S. Aggregate Bond Index FundFund Code: TP87

Category: Bonds

What it is: A diversifi ed portfolio that invests in high-quality fi xed income securities. This is a collective trust fund, not a mutual fund.

Goal: This is an index fund that seeks to match the performance of the Barclays Capital U.S. Aggregate Bond Index (“Index”).

What it invests in: The U.S. Aggregate Bond Index Fund invests in a diversifi ed sample of the bonds that make up the Index. The Index is the broadest measure of the U.S. investment-grade bond market and is comprised of U.S. Treasury and federal agency bonds, corporate bonds, residential and commercial mortgage-backed securities and asset-backed securities. The Fund employs a “passive management” or indexing investment approach designed to track the performance of the Index. Bonds are selected based on the composition of the Index rather than according to subjective opin-ions about individual companies or industries. The Fund invests its assets in the bonds that make up the Index in the same proportion as the weightings in the Index.

Bond prices generally move in the opposite direction of interest rates; thus, as the prices of bonds in the Fund adjust to a rise in interest rates, the Fund’s share price may decline. This effect is usually more pronounced for longer-term securities. Unit price, yield and return will vary, and it is possible to lose principal invested.



Investors who seek to match the average performance of the • overall bond market, as measured by the Index.

Investors who seek moderate returns by investing in a diversifi ed • portfolio of high-quality debt securities.

Investors who are willing to tolerate a moderate degree of price • fl uctuation in comparison to investments in equity securities.

Investors looking for a higher return than a money market fund • and are willing to accept the greater investment risk of bonds from companies and government agencies, but want lower risk than equity securities.


The Barclays Capital U.S. Aggregate Bond Index is an unmanaged market value-weighted index for U.S. dollar denominated investment-grade fi xed-rate debt issues, including government, corporate, asset-backed, and mortgage-backed securities with maturities of at least one year.

U.S. Savings Bonds (“Savings Bonds”)Fund Code: OOAB

Category: Bonds

What it is: Savings Bonds that represent individual investors’ invest-ments in Series “EE” Savings Bonds issued by the U.S. Treasury, which mature in 30 years. Although technically in the bond category, the liquidity and stability of Series “EE” Savings Bonds mean that they are generally viewed as cash equivalents. This is not a mutual fund.

Goal: Savings Bonds are intended to provide very high level of prin-cipal protection.

What it invests in: The Savings Bonds available under this option are Series “EE” Savings Bonds issued by the U.S. Treasury. The Savings Bonds mature 30 years after their issue date. They earn interest based on market yields for Treasury securities. Each May 1 and November 1, the U.S. Government sets the rates for the Savings Bonds that apply for the next six months. Principal and accrued interest are credited when the bond is redeemed or on its maturity date. Pending accumulation of suffi cient individual funds, invest-ments are made in money market instruments and other short-term debt securities. Only after-tax employee contributions can be used to purchase Savings Bonds through the Program.

The principal risks of investing in United States Savings Bonds include interest rate risk, because interest rates applied to the Savings Bonds are based upon interest rates of certain Treasury securities. In general, when interest rates on Treasury securities fall, the rate of return on the Savings Bonds will follow. The principal of your investment in the Savings Bonds is backed by the full faith and credit of the U.S. Government.

For additional information regarding the Savings Bond investment option, please refer to the Disclosure Statement contained in the S&S Program Supplemental Information document.




Investors who seek a very high level of principal protection.• Investors who have a low tolerance for investment risk.•

This description was provided by the General Electric Company.

U.S. Treasury Infl ation-Protected Securities Index FundFund Code: TP91

Category: Bonds

What it is: A diversifi ed portfolio that invests in infl ation-linked, fi xed-income securities. This is a collective trust fund, not a mutual fund.

Goal: This is an index fund that seeks to match the performance of the Barclays Capital U.S. Treasury Infl ation-Protected Securities Index (“Index”).

What it invests in: The fund invests in a diversifi ed sample of the bonds that make up the Index. The Index consists of infl ation-protected securities issued by the U.S. Treasury. The Fund employs a “passive management” or indexing investment approach designed to track the performance of the Index. The Fund invests its assets in the bonds that make up the Index in the same proportion as the weightings in the Index.

Bond prices generally move in the opposite direction of interest rates; thus, as the prices of bonds in the Fund adjust to a rise in interest rates, the Fund’s share price may decline. This effect is usually more pronounced for longer-term securities. The value of infl ation-protected debt securities tends to change less due to changes in infl ation than other types of bonds but may decrease with decreases in infl ation or, as with other debt securities, with increases in interest rates. Unit price, yield, and return will vary, and it is possible to lose principal invested.



Investors who seek to match the average performance of the • U.S. Treasury bond market, as measured by the Index.

Investors who seek portfolio returns that provide protection • against infl ation.


The Barclays Capital U.S. TIPS Index is an unmanaged index designed to represent securi-ties that protect against adverse infl ation and provide a minimum level of real return. To be included in this index, bonds must have cash fl ows linked to an infl ation index, be sovereign issues denominated in U.S. currency, have more than one year to maturity, and, as a portion of the index, total a minimum amount outstanding of 100 million U.S. dollars.

GE S&S Money Market Fund (“Money Market Fund”)Fund Code: OOAD

Category: Short-Term Investments – Cash Equivalents

What it is: A portfolio that invests primarily in short-term, U.S. dollar-denominated money market instruments and other debt instru-ments that mature in one year or less. The Money Market Fund is not a registered mutual fund.

Goal: The Money Market Fund seeks a high level of current income consistent with the preservation of capital and maintenance of liquidity.

What it invests in: The Money Market Fund invests primarily in short-term, U.S. dollar-denominated money market instruments and other debt securities that mature in one year or less. The Fund’s invest-ments may include U.S. Government securities, corporate bonds, repurchase agreements, commercial paper, certifi cates of deposit, variable rate securities, asset-backed securities, foreign debt securi-ties, Eurodollar deposits and domestic and foreign bank deposits.

The Fund is subject to the risk that bond prices generally move in the opposite direction of interest rates; thus, as the prices of bonds in the Fund adjust to a rise in interest rates, the Fund’s share price may decline. The Fund is not an SEC registered money market mutual fund and is not subject to the SEC’s requirements regarding the maturity, quality and diversifi cation of a money market fund’s underlying investments. Although the Fund seeks to maintain a net asset value of $1.00 per unit, there is no guarantee that this product will maintain a stable value and the value of a unit may vary. The Fund’s yield will change due to movements in current short-term interest rates and market conditions. A change in interest rates or default on the Fund’s investments could cause the Fund’s unit price to decline below $1.00. Unit price, yield and return will vary.

For additional information on the Fund and what it may invest in, please refer to the Disclosure Statement contained in the S&S Program Supplemental Information document.


Investors who seek stability of principal on their investment. • Investors who have a low tolerance for investment risk. •

This fund is managed by GE Asset Management, who provided the description for this fund.

*Participants should be advised that the Money Market Fund’s net asset value will be converted from $10 to $1 on the date of the transition to the Fidelity system. Upon conversion, participant account values in the Money Market Fund will be unchanged.



NEW FREQUENT TRADING RESTRICTIONS STARTING DECEMBER 2009

Most of S&SP’s investment options are subject to special rules limiting the frequency of switches. These restrictions are in response to U.S. Securities and Exchange Commission rules governing mutual funds and are designed to protect investors.

The following investment options are affected by the frequent trading restrictions (“affected funds”):

U.S. Large-Cap Equity Index Fund;• U.S. Mid-Cap Equity Index Fund;• U.S. Small-Cap Equity Index Fund;• Non-U.S. Equity Index Fund;• U.S. Aggregate Bond Index Fund;• U.S. Treasury Infl ation-Protected Securities Index Fund;• GE S&S Program Mutual Fund;• GE Institutional International Equity Fund;• GE Institutional Small-Cap Equity Fund;• GE Institutional Strategic Investment Fund;• GE S&S Income Fund; and•

GE S&S Short-Term Interest Fund.•

The frequent trading restrictions are triggered by so-called “round trip” investment switches. A round trip occurs when you switch into an affected fund, and then switch out of the same fund within 30 days (if each switch is valued at more than $1,000). Note that a purchase or sale resulting from either a rebalance or an exchange counts as a switch, and a switch is made on the date it is valued.

Round-trips can trigger two kinds of restrictions (which can apply at the same time): 85-day blocks and quarterly switching limits.

85-day blocks• — If you complete two round trips in the same affected fund within 90 days, you won’t be able to switch into that fund for 85 days following the completion of the second round trip. In addition, if you complete another round trip in the same affected fund during the 12-month period that starts when an 85-day suspension ends, you’ll again be unable to switch into that fund for another 85 days.

Quarterly switching limits• — If you complete four round trips in a 12-month period (even if they are not in the same affected fund), you will be unable to make switches into any of the affected funds for the remainder of the calendar quarter in which the fourth round trip occurs. For the following three calendar quarters, and for the portion of the next calendar quarter through the anniversary of the date you completed the four round trips, you’ll only be allowed to choose one day in each quarter to make switches into any of the affected funds. In addition, if you complete another round trip in any affected fund during the 12-month period that starts on the day the quarterly restrictions end, the quarterly restrictions will be re-imposed for another 12 months.

It is important to note that these restrictions only affect your ability to switch existing investments into the affected funds. They do not affect your ability to switch existing money out of any fund into an unaffected fund, such as the GE S&S Money Market Fund or to change your investment elections for future contributions being added to your account. This rule also does not affect your ability to receive a withdrawal or distribution, or to take an S&SP loan.

For more information, contact the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).

HOW YOUR CURRENT INVESTMENT ELECTION WILL APPLY TO YOUR FUTURE SAVINGS IF YOU DON’T MAKE A NEW INVESTMENT ELECTION

Under current plan rules, you separately elect investments for each kind of contribution you are making. In the future, you’ll make a single investment election for all the money being added to your account (except rollovers). This section explains what happens if you don’t make a new investment election.

Your Current Election Will Continue to Apply

If you don’t make a new investment election, and you don’t make any changes to your contributions or take a new loan, the election on fi le when the Blackout Period begins (your current election) will apply unchanged after the Blackout Period ends, with two minor exceptions.

Rounding may cause a small difference

After the Blackout Period ends, contributions will need to be • allocated among investment options in whole percentages, and the necessary rounding may cause a slight change in the way your contributions are invested.

You can get details by visiting • benefi ts.ge.com and clicking on My GE S&SP or by calling the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777).

Catch-ups for December 2009 will be invested like pre-tax contri-butions

If you don’t make a new investment election, you’ll be • electing to invest any catch-up contributions for December 2009 in accordance with your current election for your regular pre-tax contributions. If your current election doesn’t contain a regular pre-tax election, you’ll be electing to have your catch-up contributions for that month invested in accordance with your current after-tax election (ignoring any after-tax contributions being invested in Bonds).

For example, assume you are currently contributing 6% of pay as regular pre-tax contributions, with 3% invested in each of two of S&SP’s investment options, and that you are also making catch-ups, which are invested in a third option. If you don’t make a new investment election, you will be electing to have your catch-ups for December 2009 invested 50/50 in the same two options you have elected for your pre-tax contributions.

APPENDIX



APPENDIX CONTINUED

More Information

You can see how your current election will be applied after the Blackout Period by visiting benefi ts.ge.com and clicking on My GE S&SP or by calling the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777). Information will be available beginning November 3, 2009. You can choose to continue your current election by not making any changes. If you don’t want to keep your current election, you can make your new investment election at any time other than during the Blackout Period.

Certain Actions Will Affect Your Current Election

If, after the Blackout Period ends, you change the type or the amount of contributions you are making, or if you take a new loan, and in either case, fail to make a new investment election, you’ll be electing to modify your current election in accordance with the following rules.

Making new kinds of contributions

If you currently have only one type of contribution (• pre-tax or after-tax) withheld from your pay, a choice to make a new type of contribution will be an election to invest the new contributions in accordance with your current election (ignoring any after-tax contributions being invested in Bonds).

If your current election is for both • pre-tax and after-tax contributions, a choice to make Roth contributions, or a choice to make catch-up contributions for periods after 2009, will be an election to invest those contributions in accordance with your current pre-tax election.

For example, assume you are currently contributing 6% of your pay as pre-tax contributions, with 3% invested in each of two of S&SP’s investment options. If you decide to make after-tax contributions, but don’t make a new investment election, you’ll be electing to divide your after-tax contributions 50/50 between the same two investment options.

Increasing or decreasing your contributions

If you increase or decrease your contributions of a particular • type without making a new investment election, you will be electing to apply your current election for that type of contri-bution to the increased or decreased amount.

For example, assume you are currently contributing 6% of your pay as pre-tax contributions with 3% invested in each of two of S&SP’s investment options. If you increase your pre-tax contri-butions to 8% without making a new investment election, you’ll be electing to split the entire 8% equally between the same two investment options. By the same token, if you decrease your contributions to 4%, you’ll be electing to split the entire 4% equally between the same two options.

Note that the rules for making new kinds of contributions and for increasing or decreasing contributions will both apply if you add a new kind of contribution and subsequently increase or decrease it without making a new investment election.

Taking a new loan

If you take a loan after the Blackout Period ends and don’t • make a new investment election, you’ll be electing to have your loan repayments invested in accordance with your current election (as applied by the rules described above) for the type of contributions that are used to fund your loan.

For example, if you take a loan after the Blackout Period is over and the loan is funded with pre-tax contributions, you’ll be electing to have your repayments invested in accordance with your current pre-tax election. If you currently have only after-tax contributions withheld from your pay, you’ll be electing to have your loan repayments invested in accordance with your after-tax election (ignoring any after-tax contributions being invested in Bonds).

Vanguard® Institutional Index Fund and GE Stock

Don’t forget that the Vanguard® Institutional Index Fund and GE Stock are being replaced by the U.S. Large-Cap Equity Index Fund and the GE Stock Fund. This means that, if you don’t make a new investment election, you’ll be electing to have an amount that would otherwise be invested in either the Vanguard® Insti-tutional Index Fund or GE Stock under your current election (as applied by these rules) to be invested in the applicable replace-ment option.


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Except as otherwise stated, information contained herein was provided by GE. Fidelity is not responsible for its content.

3.EPCP034390021

Future contributions (including pre-tax, after-tax, catch-up, loan repayments, loan prepayments and Company match) to your account, except rollover contributions, will be invested in accor-dance with your new investment election. Learn more and view an example on page 5 of the Guide.

Follow the four steps below to complete your investment election…

Step 1: Log on to benefi ts.ge.com and click on My GE S&SPDuring your fi rst visit, you will need to set up a Fidelity Customer ID and PIN.

You will be prompted to select how you’d like to receive additional important information regarding your account. You can consent to online delivery, or request printed materials via U.S. postal mail. Be sure to read the delivery consent notice before making your choice.

Then click on the Select Action drop down arrow and click Contribution Amount.

Step 2: Confi rm your Contribution ElectionReview and confi rm your contribution election (the percentage of pay you want to save in S&SP and the type of contributions you wish to make) and click the Continue button. This fi eld has been pre-populated with your current contribution election, if applicable.

You will be taken to a confi rmation screen that displays your contribution election. Click the Return to Contributions link to proceed.

Step 3: Make your Investment ElectionUnder the Act section of the left menu, click Change Investments.

Select how you’d like your contributions (excluding rollovers) and the Company match invested. You can allocate your contributions and the Company match among the investment options in 1% increments, totaling 100%. Note that you will make one election that will apply to both your contributions (except rollovers) and the Company match.

When fi nished, click Continue.

Step 4: Submit your electionsReview your elections in the pre-confi rmation screen.

Click Save Changes once you are satisfi ed.

Print the confi rmation page for your records.

If you’d prefer to make your election by phone or if you have any questions

Call the GE S&SP Service Center at 1-877-55-GESSP (1-877-554-3777) and speak with a Service Center represen-tative between 8:30 a.m. and 8:30 p.m., Eastern time, Monday through Friday on a day when the NYSE is open for trading.

TAKE ACTION AND MAKE YOUR INVESTMENT ELECTION FOR FUTURE SAVINGS

20090403-1

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