funding resources for assistive technologyagrabilitypa.org/.../2019/...assistive-technology.pdf ·...
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Tracy Beck, Pennsylvania Assistive Technology FoundationOctober 8, 2019
Funding Resources for Assistive Technology
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Pennsylvania Assistive Technology Foundation (PATF)
• Information and Assistance (funding resources and vendors)
• Financial Education (www.studymoney.us)
• Loan Programs (microlending)
Mini-Loan ($100 to $2,000) at 0%)
Low-Interest ($2,001 to $60,000 at 3.75%)
(Guaranteed, low-interest up to $35,000)
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PATF makes every effort to ensure that materials are accessible, including for non-English speakers.
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Information and Assistance
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Funding Your Assistive Technology
• What Is Assistive Technology?
• Choosing My Assistive Technology
• Developing a Successful Funding Strategy
• Home and Community-Based Waiver Programs
• Funding Resource List
• Saving for Assistive Technology: ABLE Accounts and Special Needs Trusts
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Cents & Sensibility
• Wants & Needs
• Money Mapping (Budgeting)
Income (earned and unearned; state and federal resources)
• Financial Relationships (Banks and Credit Unions)
• Building Positive Credit
Credit Scores and Credit Reports
• Risk Management
Insurance and protection against ID theft
• Adult Decision-Making
Guardianship, Representative Payee, Power of Attorney
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Categories of Assistive Technology
• Durable medical equipment (DME)
• Specialized medical equipment and supplies
• Vehicle modifications
• Home adaptations
• AT Services
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Examples of DME
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Vehicle Adaptations
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Home Adaptations
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Home Adaptations
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Examples of Assistive Technology
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What Are Examples of AT Services?
• Evaluation
• Selection
• Designing
• Construction
• Training
• Repair
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Mini-Loan Program
Mini-Loan Program: $100 to $2,000 at 0% interest. $20/month minimum payment.
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Mini-Loan Example
Mr. Drake applied to PATF for a $1,200 loan for hearing aids.
Mr. Drake received information about PATF from Affordable Care, his
hearing aid vendor. He has poor credit because of unpaid medical
collection accounts. PATF determined he had the ability to repay a
loan.
Result
• PATF provided a loan for $1,200
• Monthly loan payment: $33.33
• Repayment term: 36 months
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➢ Battery for a reused scooter ($480). Loan = $20 / month for 24 months
➢ Transfer and repair of a stair glide ($840). Loan = $23/ month for 36 months
➢ Cushion & battery for a reused power wheelchair ($714). Loan = $20/ month for 36 months
➢ Transfer and repair of outside porch lift ($1,000).Loan = $28 / month for 36 months
Examples of PATF Funding for Reused Equipment
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Low-Interest Loan Program
Low-Interest Loan Program ($2,000 and above)
Non-Guaranteed (up to $60,000 at 3.75%)
Guaranteed (up to $35,000 at 3.75%)
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William has Muscular Dystrophy and is a wheelchair user. He came to
PATF for a low-interest loan for home adaptations. William lives in his
own home.
Result
• The barrier-free shower and ramp into and out of William’s home was
paid for by his waiver services.
• Medical Assistance (Medicaid) paid for the hospital bed and Hoyer lift.
• William received a low-interest loan for $4,500 for a stair glide to the
second floor. (William’s bedroom and bathroom are on the first floor
of his home).
Monthly Loan Payments: $101.10
Repayment Terms: 4 years
PATF Low-Interest Loan Example
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PATF Low-Interest Loan
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PATF Low-Interest Loan
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Unusual Requests
Fence Driving lessons
Generator Snowplow for tractor
Insurance co-pay Driveway
Eyeglasses Color identifier
Adapted sports equipment Dentures
Skid loader with hand controls Soundproof windows
Action track chair
Window treatments
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For More Information…
Pennsylvania Assistive Technology Foundation
1004 West 9th Avenue
1st Floor
King of Prussia, PA 19406
888-744-1938
484-674-0510 FAX
www.patf.us
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