Fundamentals of FinTech – Live ⚫

FinTech School

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Fundamentals of FinTechOverview

Financial Technology (FinTech) is one of the fastest-growing sectors of technology-powered innovation. Having seen more than $60 billion in global

investment since 2010, FinTech is redefining several areas in financial services. Start-ups, as well as established companies, are embracing FinTech innovations

as the future of the financial services industry.

Regulators

of the banking and financial services sector

Policy Makers

and public service providers supporting the financial sector

and government economic programs

Senior Management

from all industries as FinTech is changing the face of

value storage and transfer and has impact on all economic sectors

Who is it for?Students, Professionals, Entrepreneurs, Regulators, Policy Makers, Senior Management

Students

thinking to enter the fintech or financial services industry.

Professionals

in the banking/financial services who desire to update their

knowledge about FinTech as an integral part of their sector’s future

Entrepreneurs

who want to develop & launch products & startups in FinTech

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Develop a framework and

strategy to build FinTech

products and businesses.

Framework

Distinguish disruptive FinTech innovations from sustaining

FinTech innovations and understand the implications that each

type of innovation is likely to have on the financial sector

Disruption

Identify new risks emerging from the

growth of FinTech and what regulators

are doing to address these risks

Risks

Stay up to date on valuation approaches & how current

events are affecting the value of FinTech start-ups

Valuation

Describe the history of Financial

Technology: where we are

today and how we got here.

History

Understand the general FinTech landscape, including digital

wealth management, peer-to-peer lending, crowdfunding,

blockchain and cryptocurrencies, and Insurance Technology.

Landscape

Appreciate the application of the technology

through in-depth case studies of successful

FinTech ventures across each segment.

Case studies

Have a forward-looking view of the

adoption challenges, key players,

and building blocks by segment.

By-segment

Learning Objectives

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Course AgendaDivided Into 9 Modules

Key Figures

Catalysts for Change

Why Does it Matter? Potential Impact

Overview of FinTech Segments

Case Studies (By Segment)

Technology Adoption Challenges

Notable FinTech Vendors

Getting Started

FinTech Definition and Historical Overview1

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FinTech Definition and Historical OverviewModule 1

Financial Technology (FinTech) Defined

Historical Industry Development

Development of the FinTech Industry in the U.S.

Business Segments Within Financial Insti. Impacted by New Tech.

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Regional Comparisons Across the U.S., Europe, and Asia⭐

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Key FiguresModule 2

Investment Trends Since 2010

• By region

• By FinTech Segment

Expected Impact of Revenue on Financial Services

Global FinTech Projections

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Catalysts for ChangeModule 3

Demographics

• Millennials digitally native, Millennials who will inherit trillions

2008 Financial Crisis: Lack of Trust

Enabling Technology

• Mobile development

• Artificial intelligence

• Financial APIs

• Cloud

• Cybersecurity, biometrics

• Fractional share ownership

• New financial instruments

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Why Does it Matter? Potential ImpactModule 4

Financial Inclusion for 1.7 Billion People

Revenue Impact

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Future of Work

Revenue of Wealth

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Overview of FinTech SegmentsModule 5

Current FinTech Landscape

Introduction to Broader Segments Within the FinTech Industry

Digital Wealth Management (Robo-Advisors)

Profitability analysis for a 0.25% revenue model & Key differentiators

Alternative Financing – Peer to Peer (P2P) Lending

Marketplaces vs. lenders

Loan types issued

Revenue drivers

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Alternative Financing — Equity Crowdfunding

Different platform types⭐

Continued…

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Overview of FinTech SegmentsModule 5

Blockchain and Cryptocurrencies

Different currencies: bitcoin, ripple, ethereum

Smart contracts, blockchain

Insurance Technology (InsurTech)

Comparison marketplaces, P2P, usage-based Insurance (UBI)

UBI, telematics, real-time underwriting

Typical Business Models by Segment

Comparison of old vs. new

Customer journeys

Growth opportunities by FinTech segment

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Case Studies (By Segment)Module 6

Wealth Management

Peer-To-Peer (P2P) Lending

Point of sale credit

Marketplace lending

Mortgages

Blockchain

Crowdfunding

Real estate financing

Online VCs

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Insurance Technology⭐

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Technology Adoption ChallengesModule 7

Regulatory Compliance

Trust Factor Infrastructure and Middleware Requirements

Account Opening Big Banks, Startups, and Government Lobbying

New Demographics

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FinTech vs. Social, Mobile, and Local (SoMoLo) boom. Unique?⭐

Internet and Smartphone Access⭐

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Notable FinTech VendorsModule 8

Notable FinTech Vendors

◾️ Identity Verification (KYC, AML)

◾️ Anti-fraud

◾️ Account Aggregation

◾️ E-Signature

◾️ Payment Processing

◾️ Money Transfers

◾️ Market Data

◾️ Real-time Underwriting

◾️ Credit Scoring

◾️ Cybersecurity Vendors

◾️ Custody

◾️ Compliance

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Getting StartedModule 9

Leading a Digital Transformation

Starting a FinTech Venture in 90 days

Joining a FinTech Startup

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The courses will include commentary from real FinTech entrepreneurs sharing their success stories.

Learn from people who have been there and done that!

Guest LectureBonus Module

Michael ImermanAssistant Professor of Finance

Co-Director, Financial Engineering Program

Drucker School of Management

Greg LaBlancFaculty Director,

Berkeley FinTech Institute

Khadija KhartitHead of Global Partnerships and Instructor,

FinTech School

InstructorsLearn from the best!

Amilcar ChavarriaCEO and Instructor,

FinTech School

Meet Michael

Michael ImermanAssistant Professor of Finance

Co-Director, Financial Engineering Program – Drucker School of Management

Dr. Michael Imerman is an expert in banking, credit, risk management, structured finance, and

FinTech innovation. He has presented on all of these topics at academic conferences, regulators’

offices, and training seminars across the U.S. and on three different continents. His most recent

research examines the impact of technological innovation on financial services, more commonly

known as “FinTech”.

Professor Imerman’s specific interests are in three areas within the FinTech ecosystem. The first is

in credit markets and lending, where disintermediation by technology platforms such as Peer-to-

Peer (P2P) or Marketplace Lenders (MPL), is altering the sources, costs, and risks associated with

consumer and business borrowing. The second is in digital wealth management with the rise of

automation, artificial intelligence (AI), and robo-advisors changing the landscape of how risk

tolerance is accounted for and how portfolios are managed and rebalanced. Third, Dr. Imerman is

applying his expertise in banking and risk management to examine digital transformation in

banking with the rise of challenger banks and non-bank technology firms offering banking

services to individuals and SMEs.

Meet Greg

Greg LaBlacFaculty Director, Berkeley FinTech Institute

At Haas, Greg LaBlanc teaches primarily in the areas of finance and strategy in the MBA and MFE

programs and in Executive Education. LaBlanc has also worked in competitive intelligence and

litigation consulting and has advised consulting teams in finance, marketing, and strategy. His

research interests lie at the intersection of law, finance, and psychology, in the area of business

strategy and risk management. LaBlanc is the recipient of teaching awards including the Earl F. Cheit

Award for Outstanding Teaching, 2009; and the Haas EWMBA Graduate Instructor of the year, 2004-

2005.

LaBlanc received a B.A. (History, Politics, Philosophy, and Economics) and a B.S. Economics (Business

Administration) from the University of Pennsylvania, where he continued his education as a

University Scholar and graduate fellow, studying in the schools of Arts and Sciences, Business, and

Law. He later pursued a J.D. at the George Mason University and an L.L.M at Berkeley’s Boalt Hall.

LaBlanc has taught undergraduate and graduate courses in all areas of business. Prior to arriving at

the Haas School in 2005, LaBlanc taught at Wharton, Duke, and the University of Virginia.

Meet Khadija

Khadija KhartitHead of Global Partnerships and Instructor, FinTech School

Khadija Khartit is a faculty member at the graduate professional studies at Brandeis university and

a managing partner at IFS advisory providing strategy consulting to startups and incumbents in

Fintech and tech related to funding, growth, investments and strategic partnerships. Khadija’s

areas of interest encompass tech impact on finance and on the future of work, dislocation of jobs,

upskilling, financial literacy, and women economic empowerment through fintech training.

Khadija has over 22 years of experience in strategic finance and tech investments advisory. She

took on key executive roles in global organizations such as Shell, American Airlines, Akzo Nobel,

Exelon and UBS. Her market hands-on experience covers the US, Europe, Africa and the Middle

East. Khadija is a Fulbright scholar holding an MBA, a Master of Science in finance and the CFA.

She is a member of the Boston CFA society, the world fintech association, the American Banker

Association and the fintech professionals’ association.

Meet Amilcar

Amilcar ChavarriaCEO and Instructor, FinTech School

Serial FinTech Entrepreneur with over a decade of investment experience gained at top banks and

asset managers like Goldman Sachs and BlackRock. In the last six years, Amilcar has led the

creation of FinTech businesses in Digital Wealth Management, Crowdfunding and Education

Technology (EdTech). Amilcar is a Biomedical Engineer by training with an MBA from The Wharton

School of Business, University of Pennsylvania.

Since 2016, Amilcar and his team have worked with some of the largest Financial Institutions and

Universities in China including Huatai Securities and Tsinghua University. In 2017, Amilcar and

FinTech School, conducted a FinTech Training program in Bahrain and have since launched new

training offerings focused on Islamic FinTech in the MENA region.

22Baseman

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