A STUDY ON CREDIT APPRAISAL PROCESS OF INDIAN OVERSEAS BANK

PROJECT REPORT SUBMITTED IN PARTIAL FULFILMENT OF THE REQUIREMENT

FOR THE AWARD OF THE DEGREE OF

MASTER OF BUSINESS ADMINISTRATION OF

UNIVERSITY OF MADRAS

Project report Submitted by

MOHANATHAS GAJENDIRAN Reg.No. (711300230)

Under the guidance of

Mrs. S.ANUGRAHA ASSISTANT PROFESSOR

Department Of Management Studies SRM ARTS AND SCIENCE COLLEGE

Affiliated to Madras University Kancheepuram-603203

April 2015

ACKNOWLEDGEMENTS

I express my immense gratitude to our Principal Dr. K. SUBBURAM, M.Sc., M.Ed., M.phil, D.Sc, FABMS. For his encouragement and support for the

completion of my project report

I express my deepest gratitude to Dr. K. VIJAYAN, MBA., Ph.D. professor and Head of the Department, Management Studies, SRM Arts and Science College for

his support, encouragement and enthusiasm for the completion of my project report.

The valuable and unflinching requital support in this Endeavor Mrs. S.S. ANUGRAHA, MBA, DCTE, My internal guide whose assistance was immeasurable to the completion of this project report.

I express my gratitude and respect to all the staff members of INDIAN OVERSEAS BANK, SAIDAPET, especially my external guide Mr. R. CHITTI VINAYAGAM, CHIEF MANAGER, for his constant guidance and support that helped me to complete my project report successfully.

MOHANATHAS GAJENDIRAN

SRM ARTS AND SCIENCE COLLEGE KATTANKULATHUR

CHENNAI 603 203

DEPARTMENT OF MANAGEMENT STUDIES

BONAFIDE CERTIFICATE

This is to certify that the project report on A STUDY ON CREDIT APPRAISALPROCESS OF INDIAN OVERSEAS BANK is a bonafide work done by HEMALATHA.R (REGISTER NO:711300230 )in partial fulfillment of the requirement for the award of MASTER OF BUSINESS ADMINISTRATION by University of Madras, during the academic year 2014-2015.

Mrs.S.Anugraha, MBA, DCTE. Dr. K. Vijayan, MBA, Ph.D. Assistance professor Head of the Department DATE : PLACE: Kattankulathur.

DECLARATION

I, MOHANATHAS GAJENDIRAN, hereby declare that this project report A

STUDY ON CREDIT APPRAISAL PROCESS OF INDIAN OVERSEAS BANK in partial fulfillment of the requirements of University of Madras for the award of the degree in Master of Business Administration is my original work and

that is has not formed the basis for the award of any degree.

DATE : PLACE: Kattankulathur. Signature of the candidate