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Save a Little. Win a Lot.There’s still time to win — just by saving money! Opt in to Save a Little. Win a Lot. via our mobile app or online banking. Then, earn an entry for every $25 you save, up to a maximum of five entries per month. Improving your savings habit = improving your chances to win. Learn more at

Ent.com/SaveWin. Open to Ent members only. No purchase necessary to enter. Promotion ends November 30, 2020. For entry information and official rules, visit Ent.com/SaveWin.

Meeting Members’ Needs Where Members LiveNew Fort Collins Service Center

Ent members can now be found all along the Front Range. And while online, mobile and phone banking make it easy to bank from just about anywhere, we understand it’s still important to serve our members face-to-face.

Research shows people value being able to choose how they want to bank. For the big moments in life, like buying a home or settling a loved one’s estate, many still prefer talking to a real person, in person.

It’s why we now have 40 service centers — from Pueblo and Canon City all the way up to Fort Collins. And why we’ll keep growing. Member service through expansion is important. But so, too, is bringing the benefit of owner-membership to new communities. Now, more than ever, our neighbors and homegrown businesses need a financial institution that’s for people, not profits.

Sincerely, Chad GravesChief Executive Officer

CEOFrom the

Insured by NCUA | Equal Housing Opportunity | Equal Opportunity Lender | ©Ent Credit Union, 2020We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.

Board Nominations Nominations are open for the election of Ent Credit Union’s Board of Directors for the year 2021. There will be three (3) three-year term positions open on the Board of Directors.

The Board Nominations and Election Committee nominates the following candidates to be Directors on the Board for a three-year term: Ronald P. Martinez, CFA, Pam Nicholson and Chris Vadala.

Additional nominations for the Board of Directors may be made by petition, signed by a minimum of 500 Ent Credit Union members. A separate petition must be completed and submitted for each nomination.

Each nominee must submit with the petition a statement of qualifications, biographical data and a certificate signed by the nominee stating he/she is agreeable to nomination and will serve if elected to office. Petition forms and policies are available from Kathy Haskett, Manager Executive Administration and Board Relations, at Ent Credit Union headquarters, 7250 Campus Drive, Colorado Springs, Colorado, 80920. Petitions, biographical data and certifications for each nominee by petition must be returned to Kathy no later than Monday, November 16, 2020.

If more than one person is nominated for each board position, an election will be held. If an election is required, information and procedures will be provided to members with December 2020 statements (sent out in January 2021). If there is only one nominee for each board position, no election will be conducted. There will be no nominations from the floor at the annual meeting. Newly elected Ent Credit Union Board of Directors will be announced at the annual meeting.

– Meredith Vaughan, Nominating Committee Chair

Cybersecurity: It’s Everyone’s Job Please join us in celebrating October, National Cybersecurity Awareness (NCSA) Month, by improving your online safety. Fortunately, you can play an important role in protecting your own information and devices. Better yet, you don’t have to spend a lot of money or rely on an information security professional. The tips below will get you started and there are more at Ent.com/Security.

Free Webinars Take advantage of free personal and business webinars from the safety and comfort of your home.Thinking About Buying a Home? Get Expert Mortgage Tips • October 10 | 10 - 11:30 a.m.• November 7 | 10 - 11: 30 a.m.• December 5 | 10 - 11:30 a.m.Tax Prep Essentials for Small Businesses• October 6 | 9 a.m. – NoonResiliency Series: Marketing Tactics & Tools• October 8 | 9 a.m. - NoonFired Up: I Want To Start a Business! • October 15 | 10 a.m. – Noon• October 20 | 6 – 8 p.m.Building Resiliency to Stress & Burnout• October 20 | 11:30 a.m. – 1 p.m.Start-Up Track: Launching Essentials• October 22 | 9 a.m. – NoonStart-Up Track: Marketing Essentials • October 27 | 9 a.m. – NoonStart-Up Track: Cash Flow Essentials• October 29 | 9 a.m. – NoonView the full schedule andregister at Ent.com/Events.

FREE Retirement WebinarsSponsored by Ent and presented by the Pikes Peak Area Council of Governments Area Agency on Aging. See Zoom registration details at Ent.com/Events. Estate Planning • October 5 | 4 – 5:30 p.m.Next Phase Meaning and Purpose • October 19 | 4 – 5:30 p.m.

OPPORTUNITY

TIP WHAT TO DO THE DETAILS

Lock down your log in. Make your password long and unique. Select two-factor or multi-factor authentication whenever offered.

Length is more important than complexity.

When in doubt, throw it out.

Don’t trust links. Avoid clicking on links or downloading anything that comes from an unknown source.

Back it up. Store what’s important offline.

Make an electronic copy and safely store your work, music, photos and other important materials offline.

Courtesy of the NCSA

(719) 574-1100 E 800-525-9623Ent.com

Assets: $7,117,298,135 Shares: $5,944,792,948 Loans: $5,682,117,144

Members: 395,998

STATISTICS as of August 31, 2020

For the most current stats, visit Ent.com/Profile