from ed & ceo’s desk - essel finance amc limited from ed & ceo’s desk at the outset,...

2

From ED & CEO’s Desk

At the outset, please allow me to thank you for making Essel Mutual Fund one of the fastest

growing mutual funds in the country. We wouldn't have been able to get to this juncture without

your support.

As you would be aware, Essel Finance is the financial services arm of the Essel Group. It is

managed by a professional team led by Mr. Amitabh Chaturvedi and in the space of five years has

established 3 strong lines of business. These include an NBFC which serves the MSME sector

and a Housing Finance company focused on the affordable housing segment. It also owns the

Sponsor of Essel Mutual Fund, Essel Finance AMC Limited and Essel MF Trustee Limited.

Essel Mutual Fund, in turn, is managed by a professional and expert team headed by me, CIO Viral Berawala and CMO

Aditya Biyani.

In continuation of the open letter written by Dr Subhash Chandra, Chairman of Essel Group and consequent media

coverage, I wanted to write to you to ensure that all your concerns are addressed directly. This is in keeping with the

extremely high degree of transparency and integrity with which we operate.

We are very confident that is a temporary situation and the Essel Group will emerge stronger after this.

I wanted to highlight the fact that Essel Mutual Fund follows industry leading best practices. As part of our investment

best practices, we do not take any credit or equity exposure to any Essel group entity, either directly or indirectly. The

latest portfolio of the liquid scheme managed by Essel Mutual Fund is daily available on the website.

Once again, in an industry leading transparency initiative, we will continue to publish these portfolios every morning at

the above link.

Another important fact that deserves your attention is that the Essel Group is fully committed to Essel Finance and the

financial services businesses. As mentioned earlier, it is only a matter of time before this situation reverses and the group

emerges stronger. When it does, Essel Finance will be the primary beneficiary of this strength. You can count on it.

In conclusion, I would like to thank you once again and request you to continue your support. We will leave no stone

unturned in ensuring that your hard earned investments continue to be treated with the utmost care, transparency and

integrity.

Mr. Rajiv Shastri

3

From CIO’s Desk

Source : Reuters,Bloomberg, RBI & Internal. Date : 2/12/2018. For statutory details please refer to page no. 17 &18

Mr. Viral Berawala

Domestic Markets

The month of January was lackluster with Sensex up by 0.52% & Nifty up down 0.29%. On the other hand, other indices gave up some of the gains recorded in last 2 months with S&P BSE Midcap index down by 5.69% while the S&P BSE Small Cap index down by 5.31%. In January, among the BSE sectoral indices the IT and consumer durable indices gained the most.

The month of January is usually associated with seasonal easing in liquidity. However, market liquidity remained broadly negative during the month. The overnight rates remained relatively elevated ranging between 7.00% and about 5.00%. CPI continued to soften and printed at 2.19% (Vs. 2.33% last month) and was in line with market expectations.

WPI inflation also softened and printed at +3.8% (Vs. +4.60% last month) but was a bit higher than market expectations. INR reversed its recent trend and depreciated against the USD. INR began the month at about 69.45 Vs USD and ended the month at about 70.95. Domestic bonds were broadly negative during the month on back of relatively tight liquidity & depreciating of INR. Money market instruments continued to see volatility in yields but also softened for most part of the month. The new 10 year G-Sec benchmark entered the markets (nomenclature; 7.26% GS 2029). During the month, this paper started off at about 7.26% (par) and ended January at about 7.284%. Corporate bonds yields also saw positive moves though the movement was generally not as sharp as seen in select G-secs as stated above.

The interim budget was announced on 1st Feb. The budget (being a poll bound one) seems to be oriented towards rural development, increasing urban and rural middle class income with long term objectives of increasing focus on infrastructure, rural development and employment generation. The government appears to have done a reasonably job of laying out its 10 year vision which includes focus on infrastructure, environment conservation, digitization, the ‘Make in India’ vision, health and Women’s empowerment (amongst other objectives).

Domestic Macro Data

IIP growth in November 2018 came in at 0.5%, vs 8.4% in the previous month. Expect primary and infrastructure goods, everything else turned negative on YoY and on MoM basis. While electricity degrew 0.4% vs 8.3% on MoM basis, the biggest drop was in manufacturing (weight age of 79.6%) which grew by just 5.5% vs 10.8% in October 2018.

Outlook

From the bond market perspective, the borrowing numbers may be seen as above market consensus. Bond players may also remain concerned with elevated levels of borrowing and fiscal slippage worries. The bond markets may also react negatively in the short term on account of concerns regarding higher borrowing in current fiscal.

Other macro-economic concerns such as inflation trajectory, market liquidity conditions, potential bond issuance / supply pressures, FOMC actions, resurgence in US and Chinese trade tensions and other global geopolitical headwinds shall be watched. We retain our outlook that volatility may remain embedded in domestic bond markets for some time to come.

We reiterate our case for investors remaining predominantly in Accrual based products for now & venturing towards higher duration products in a calibrated manner. Market participants may remain data dependent and await incoming data giving further clarity on markets, liquidity and rates. We reiterate our view of using trading opportunities to generate additional gains.

From the equity market perspective, corporate earnings started to pour in. While some of the large corporate banks not only delivered good set of no’s, but reiterated their stance of worst asset quality behind them. Staples delivered good no’s with now lower raw material providing them the required tailwind. Disruption in NBFC space continued with now many NBFC’s changing their stance from originator and holder of loans to just originator of loans for banks. While some of the announcements made in the budget are positive over a longer period of time, the key lies in implementation.

Outcome of general elections in 2019 is the most watched events for next few months. While some macro negatives have come up, the GDP growth remains positive and inflation so far has been benign.

4

How to read the FactsheetFund Manager:

An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Application Amount for Fresh Subscription:

This is the minimum investment amount for a new investor in a mutual fund scheme.

Minimum Additional Amount:

This is the minimum investment amount for an existing investor in a mutual fund scheme.

Yield to Maturity:

The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.

SIP:

SIP or systematic investment plan works on the principle of making periodic investment of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs. 500 every 15th of the month in an equity fund for a period of three years.

NAV:

The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Benchmark:

A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10- year Gsec.

Entry Load:

A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent.

Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs. 101.

Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.

Exit Load:

Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs. 100 and the exit load is 1%, the redemption price would be Rs. 99 per unit.

Modified Duration:

Modified duration is the price sensitivity and the percentage change in price for a unit change in yield.

Standard Deviation:Standard Deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Sharpe Ratio:The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.

Beta:Beta is a measure of an investment’s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

AUM:AUM or assets under management refers to the recent/ updated cumulative market value of investments managed by a mutual fund or any investment firm.

Holdings:The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/ securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Nature of Scheme:The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.

Rating Profile:Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

Portfolio Turnover:Portfolio Turnover is a measure of how frequently assets within a fund are bought and sold by the managers.

R-Squared:R-Squared is a statistical measure that represents the percentage of a fund or security’s movements that can be explained by movements in a benchmark index.

Average Maturity:In a mutual fund containing debt securities, Average Maturity is the average amount of time until the debt securities mature.

Portfolio Yield:Portfolio Yield is computed by determining the cash flows for the portfolio and determining the interest rate that will make the present value of the cash flows equal to the market value of the portfolio.

Total Expense Ratio:Weighted Average i.e. Total Expense of the month / average Asset / number of days in month* days in a year.

Tax on Dividend Distribution Nature Individual/HUF Domestic Companies

Liquid Funds 29.12% 34.944% Debt Funds 29.12% 34.944% Equity Funds 11.648% 11.648%

5

Macaulay DurationThe Macaulay duration is the weighted average term to maturity of the cash flows from a bond. It is the measure of bonds sensitivity to interest rate changes. The weight of each cash flow is determined by dividing the present value of the cash flow by the price. Macaulay duration can be calculated:

n

t=1∑ t * C

(1+y)t

n * M

(1+y)n

Current Bond PriceMacaulay Duration =

+

Where:t = respective time periodC = periodic coupon paymenty = periodic yieldn = total number of periodsM = maturity valueCurrent Bond Price = Present value of cash flows

Example Calculation

The calculation of Macaulay duration is straightforward. Assume there is a bond priced at ` 1,000 that pays a 6% coupon and matures in six years available at a Yield to Maturity (YTM) of 6%. The bond pays the coupon once a year, and pays the principal on the final payment. Given this, the following cash flows are expected over the next six years.

Cash FlowYear 1 Year 2 Year 3 Year 4 Year 5 Year 6` 60 ` 60 ` 60 ` 60 ` 60 ` 1,060

With the periods and the cash flows known, a discount factor must be calculated for each period. This is calculated as 1 / (1 + r)^n, where r is the interest rate and n is the period number in question. Thus the discount factors would be,

Discount FactorYear 1 Year 2 Year 3 Year 4 Year 5 Year 60.9434 0.8900 0.8396 0.7921 0.7473 0.7050

Next, multiply the year’s cash flow by the year number and by its corresponding discount factor to find the present value of the cash flow.Period Present value formula Present ValueYear 1 1 * ` 60 * 0.9434 ` 56.60Year 2 2 * ` 60 * 0.8900 ` 106.80Year 3 3 * ` 60 * 0.8396 ` 151.13Year 4 4 * ` 60 * 0.7921 ` 190.10Year 5 5 * ` 60 * 0.7473 ` 224.18Year 6 6 * ` 1,060 * 0.7050 ` 4,483.55

Sum these values = ` 5,212.36 = numeratorCurrent Bond Price = sum of PV Cash Flows = 60/(1 + 6%)^1 + 60/(1 + 6%)^2 +...+ 1060/(1 + 6%)^6 = ` 1,000 = denominatorMacaulay duration = ` 5,212.36 / ` 1,000 = 5.21A coupon paying bond will always have its duration less than its time to maturity. In the example above, the duration of 5.21 years is less than the time to maturity of 6 years.

Sr No. Name of existing scheme(s) SEBI ClassificaitonA. Equity Schemes :

1 Essel Multi Cap Fund Multi Cap Fund2 Essel Large Cap Equity Fund Large Cap Fund3 Essel Large & Midcap Fund Large and Mid Cap Fund4 Essel Long Term Advantage Fund ELSS

B. Debt Schemes :5 Essel Liquid Fund Liquid Fund6 Essel Ultra Short Term Fund Ultra Short Duration Fund7 Essel Short Term Fund Short Duration Fund

C. Hybrid Schemes :8 Essel Regular Savings Fund Conservative Hybrid Fund9 Essel Equity Hybrid Fund Aggressive Hybrid Fund10 Essel 3 in 1 Fund Multi Asset Allocation11 Essel Arbitrage Fund Arbitrage Fund

6

Portfolio as on January 31, 2019Portfolio Holdings Sector % of Net

AssetsEQUITY SHARES 99.63%HDFC BANK LTD BANKS 9.41%KOTAK MAHINDRA BANK LTD BANKS 5.67%ICICI BANK LTD BANKS 5.30%LARSEN & TOUBRO LTD CONSTRUCTION PROJECT 3.84%ITC LTD CONSUMER NON DURABLES 3.29%INFOSYS LTD SOFTWARE 3.21%AXIS BANK LTD BANKS 3.09%HCL TECHNOLOGIES LTD SOFTWARE 3.01%TATA CONSULTANCY SERVICES LTD SOFTWARE 2.79%BAJAJ FINSERV LTD FINANCE 2.62%HINDUSTAN UNILEVER LTD CONSUMER NON DURABLES 2.11%TECH MAHINDRA LTD SOFTWARE 2.02%THE FEDERAL BANK LTD BANKS 1.96%ECLERX SERVICES LTD SOFTWARE 1.92%AUROBINDO PHARMA LTD PHARMACEUTICALS 1.89%MARUTI SUZUKI INDIA LTD AUTO 1.71%BRITANNIA INDUSTRIES LTD CONSUMER NON DURABLES 1.64%JUBILANT FOODWORKS LTD CONSUMER NON DURABLES 1.63%NESTLE INDIA LTD CONSUMER NON DURABLES 1.62%PETRONET LNG LTD GAS 1.56%AIA ENGINEERING LTD INDUSTRIAL PRODUCTS 1.56%SUN PHARMACEUTICALS INDUSTRIES LTD PHARMACEUTICALS 1.52%CESC LTD POWER 1.51%CIPLA PHARMACEUTICALS 1.51%GAIL (INDIA) LTD GAS 1.48%CYIENT LTD SOFTWARE 1.46%GODREJ AGROVET LTD CONSUMER NON DURABLES 1.45%SUNDARAM FASTENERS LTD AUTO ANCILLARIES 1.45%AMBER ENTERPRISES INDIA LTD CONSUMER DURABLES 1.38%SRF LTD TEXTILE PRODUCTS 1.38%JYOTHY LABORATORIES LTD CONSUMER NON DURABLES 1.36%ORIENT ELECTRIC LTD CONSUMER DURABLES 1.34%BHARAT FORGE LTD INDUSTRIAL PRODUCTS 1.31%MAHINDRA & MAHINDRA LTD AUTO 1.28%COFFEE DAY ENTERPRISES LTD CONSUMER NON DURABLES 1.25%RATNAMANI METALS & TUBES LTD FERROUS METALS 1.21%SUNDARAM FINANCE LTD FINANCE 1.20%CARBORUNDUM UNIVERSAL LTD INDUSTRIAL PRODUCTS 1.20%OBEROI REALTY LTD CONSTRUCTION 1.14%INDIA NIPPON ELECTIRCALS LTD AUTO ANCILLARIES 1.14%ORIENT PAPER AND INDS LTD PAPER 1.13%TITAN COMPANY LTD CONSUMER DURABLES 1.13%CASTROL INDIA LTD PETROLEUM PRODUCTS 1.09%ODISHA CEMENT LTD SERVICES 1.06%MOTHERSON SUMI SYSTEMS LTD AUTO ANCILLARIES 1.03%SWARAJ ENGINES LTD INDUSTRIAL PRODUCTS 1.03%SUPREME INDUSTRIES LTD INDUSTRIAL PRODUCTS 0.98%TI FINANCIAL HOLDINGS LTD FINANCE 0.91%NIIT LTD SOFTWARE 0.71%INOX LEISURE LTD MEDIA & ENTERTAINMENT 0.71%HEALTHCARE GLOBAL ENTERPRISES LTD HEALTHCARE SERVICES 0.65%SANGHVI MOVERS LTD INDUSTRIAL CAPITAL GOODS 0.62%JK LAKSHMI CEMENT LTD CEMENT 0.46%H.G.INFRA ENGINEERING LTD CONSTRUCTION PROJECT 0.28%SPENCER'S RETAIL LIMITED RETAIL 0.23%CESC VENTURES LIMITED SOFTWARE 0.19%Cash & Cash Equivalent (including TREPS/(TBILL held as Collateral)/Reverse Repo/Net Current Assets)

0.37%

Total 100.00%

Key Scheme InformationInvestment ObjectiveThe Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income generation along with the benefit of income tax deduction (under Section 80 C of the Income Tax Act, 1961) on their investments. Specified Investors in the Scheme are entitled to deductions of the amount invested in Units of the Scheme, subject to a maximum of Rs1,50,000/- under and in terms of Section 80 C (2) (xiii) of the Income Tax Act, 1961. Investment in this scheme would be subject to statutory lock-in period of 3 years from the date of allotment to be eligible for income tax benefit under section 80 C. There can be no assurance that the investment objective under the Scheme will be realized.Allotment Date30th December, 2015

Fund Size` 53.23 Crs (Monthly AAUM for January, 2019)

Asset Allocation PatternEquity and Equity Related Instruments: 80% to 100%Debt and Money Market Instruments: 0% to 20%

Scheme FeaturesExit Load : NILMinimum Amount: ` 500/- and in multiples of ` 500/- thereafterBenchmark : S&P BSE 100 Index*

Fund ManagerMr. Viral Berawala - Total Experience 19 years (Managing this fund w.e.f: 3rd - April'18.)

Net Asset Value (NAV) as on January 31, 2019 (in Rs) (Last Business Day Of The Month)Plan / Option Regular Plan Direct Plan

GROWTH 13.5499 14.2433

DIVIDEND 13.5510 14.1087

Performance as on January 31, 2019 (Last Business Day Of The Month)

Period ESSEL LONg TERM ADVANTAgE FUND

S&P BSE 100* @

NIFTY 50* @@

1 year returns % -5.64% -1.83% -0.37%3 year CAGR % 11.22% 14.56% 14.20%Since Inception CAGR % 10.33% 12.30% 12.23%Current Value of investment if ` 10000/- was invested on Inception date (in `) 13,550 14,312 14,285

Current Value of investment if ` 10000/- was invested prior 1 year (in `) 9,436 9,817 9,963


* - The returns are calculated to the Total Return Index (TRI) variant of the benchmark @ - Benchmark @@ - Additional Benchmark For performance of other schemes managed by Mr. Viral Berawala please refer to page nos. 7,8,9,10,11,12.Expense structure for Direct & Regular Plan may vary.Past performance may or may not be sustained in futureReturns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.

SIP ReturnsSIP Tenure (in years) 1Investment Amount 10000.00Start Date 01-Feb-2018End Date 31-Jan-2019Total no of Installments 12Total Amount Invested (Rs) 1,20,000.00Present value (Rs) 1,16,646.71Total No Units 8694.73CAGR (%) -5.53XIRR(%) -5.12Yield (%) -5.12

SIP date every 1st business day of the monthPast performance may or may not be sustained in the future. Assuming ` 10,000 invested systematicallyon the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. SIP does not assure a profit or guarantee protection against a loss in a declining market.

As on January 31, 2019

TER - Reg (%)# 2.80TER - Direct (%)# 0.72Portfolio Turnover Ratio (Times) 1.15

# - Above TER includes additional expenses but excludes GST. For TER inclusive of GST please refer to page no.17

For statutory details please refer to page no. 17 &18

Asset Allocation

99.63%

0.37%

Equity

TREPS (including TBILL held asCollateral)/Reverse Repo/Net CurrentAssets/Cash/Cash Equivalent

Market Capitalisation (%)

Small Cap Mid Cap Large Cap

19%

17%

61%

Industry Allocation - Equity (%)

25.43%

15.12% 14.35%

6.08% 4.92% 4.92% 4.12% 3.85% 3.62% 3.04% 2.99% 1.51% 1.38% 1.21% 1.14% 1.13% 1.09% 1.06% 0.71% 0.65% 0.62% 0.46% 0.23%

Bank

s

Softw

are

Cons

umer

Non

Dur

able

s

Indu

stria

l Pro

duct

s

Fina

nce

Phar

mac

eutic

als

Cons

truct

ion

Proj

ect

Cons

umer

Dur

able

s

Auto

Anc

illar

ies

Gas

Auto

Pow

er

Text

ile P

rodu

cts

Ferr

ous

Met

als

Cons

truct

ion

Pape

r

Petr

oleu

m P

rodu

cts

Serv

ices

Med

ia &

Ent

erta

inm

ent

Heal

thca

re S

ervi

ces

Indu

stria

l Cap

ital G

oods

Cem

ent

Reta

il

ESSEL LONg TERM ADVANTAgE FUND

(An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit)

7

ESSEL MULTI CAP FUND

(An open ended equity scheme investing across large, mid & small cap stocks)


Portfolio as on January 31, 2019

Portfolio Holdings Sector % of Net Assets

EQUITY & EQUITY RELATED 95.80%

HDFC BANK LTD BANKS 9.01%

KOTAK MAHINDRA BANK LTD BANKS 7.42%

ICICI BANK LTD BANKS 7.40%

INFOSYS LTD SOFTWARE 4.22%

LARSEN & TOUBRO LTD CONSTRUCTION PROJECT 3.25%

HOUSING DEVELOPMENT FINANCE CORPORATION LTD FINANCE 2.94%

ITC LTD CONSUMER NON DURABLES 2.76%

BAJAJ FINSERV LTD FINANCE 2.57%

HCL TECHNOLOGIES LTD SOFTWARE 2.55%

RELIANCE INDUSTRIES LTD PETROLEUM PRODUCTS 2.49%

TATA CONSULTANCY SERVICES LTD SOFTWARE 2.38%

HINDUSTAN UNILEVER LTD CONSUMER NON DURABLES 1.96%

SUN PHARMACEUTICALS INDUSTRIES LTD PHARMACEUTICALS 1.91%

CYIENT LTD SOFTWARE 1.89%

STATE BANK OF INDIA BANKS 1.83%

CIPLA PHARMACEUTICALS 1.75%

UJJIVAN FINANCIAL SERVICES LTD FINANCE 1.66%

ICICI LOMBARD GENERAL INSURANCE COMPANY LTD FINANCE 1.63%

TECH MAHINDRA LTD SOFTWARE 1.51%

GAIL (INDIA) LTD GAS 1.50%

MAHINDRA & MAHINDRA FIN SER LTD FINANCE 1.48%

TATA GLOBAL BEVERAGES LTD (EX- TATA TEA LTD) CONSUMER NON DURABLES 1.35%

MARUTI SUZUKI INDIA LTD AUTO 1.31%

MAHINDRA & MAHINDRA LTD AUTO 1.26%

THE FEDERAL BANK LTD BANKS 1.26%

COFFEE DAY ENTERPRISES LTD CONSUMER NON DURABLES 1.20%

CARE RATINGS LTD FINANCE 1.18%

THE JAMMU & KASHMIR BANK LTD BANKS 1.15%

CADILA HEALTHCARE LTD PHARMACEUTICALS 1.15%

INDIAN HOTELS COMPANY LTD HOTELS, RESORTS AND OTHER RECREATIONAL ACTIVITIES

1.12%

NESTLE INDIA LTD CONSUMER NON DURABLES 1.10%

GUJARAT FLUOROCHEMICALS LTD INDUSTRIAL CAPITAL GOODS 1.09%

ASTRAL POLY TECHNIK LTD INDUSTRIAL PRODUCTS 1.08%

BHARAT FINANCIAL INCLUSION LTD FINANCE 1.07%

RATNAMANI METALS & TUBES LTD FERROUS METALS 1.05%

SRF LTD TEXTILE PRODUCTS 0.99%

CARBORUNDUM UNIVERSAL LTD INDUSTRIAL PRODUCTS 0.98%

CESC LTD POWER 0.98%

JUBILANT FOODWORKS LTD CONSUMER NON DURABLES 0.95%

SBI LIFE INSURANCE COMPANY LTD FINANCE 0.93%

BALKRISHNA INDUSTRIES LTD AUTO ANCILLARIES 0.91%

GE POWER INDIA LTD INDUSTRIAL CAPITAL GOODS 0.91%

VEDANTA LTD NON - FERROUS METALS 0.89%

HERO MOTOCORP LTD AUTO 0.87%

ODISHA CEMENT LTD SERVICES 0.87%

DIXON TECHNOLOGIES (INDIA) LTD CONSUMER DURABLES 0.77%

AUROBINDO PHARMA LTD PHARMACEUTICALS 0.67%

PAGE INDUSTRIES LTD TEXTILE PRODUCTS 0.66%

CENTRAL DEPOSITORY SERVICES (INDIA) LTD FINANCE 0.66%

SUN TV NETWORK LTD MEDIA & ENTERTAINMENT 0.66%

ASIAN PAINTS LTD CONSUMER NON DURABLES 0.63%

LAURUS LABS LTD PHARMACEUTICALS 0.60%

WELSPUN INDIA LTD TEXTILE PRODUCTS 0.54%

MAHANAGAR GAS LTD GAS 0.44%

SPENCER'S RETAIL LIMITED RETAIL 0.27%

CESC VENTURES LIMITED SOFTWARE 0.14%

Cash & Cash Equivalent (including TREPS/(TBILL held as Collateral)/Reverse Repo/Net Current Assets)

4.20%

Total 100.00%

Key Scheme InformationInvestment ObjectiveTo generate capital appreciation in the long term through equity investments by investing in a diversified portfolio of large cap, mid cap and small cap companies as defined by SEBI from time to time. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Allotment Date9th July, 2018


Asset Allocation PatternEquity & Equity Related Instruments#: 65% To 100%

Debt & Money market Instruments: 0% To 35%

Investment in REITs and InvITs: 0% To 10%# including Derivative instruments

Scheme FeaturesExit Load : Upto 15% of units redeemed within365 days of allotment-NILMore than 15% of units redeemed within 365days of allotment-1%Units redeemed after 365 days from date ofallotment-NIL(w.e.f. July 10, 2018)Minimum Amount: ` 1,000/- and in multiples of` 1/- thereafterBenchmark : NIFTY 500 TRI Index.

Fund ManagerMr. Viral Berawala : Total experience of 19 years (Managing this fund w.e.f: 9th - July'18.)For performance of other schemes managed by Mr. Viral Berawala please refer to page nos. 6,8,9,10,11,12.

TER - Reg (%)# 2.76TER - Direct (%)# 0.52


Performance - As the scheme has not completed one year, performance is not provided.


Growth 9.8688 10.0053

Normal Dividend 9.8699 9.9649

Monthly Dividend 9.8693 9.9647

Quarterly Dividend 9.8693 9.9664

Half Yearly Dividend 9.8697 9.9648

Annual Dividend 9.8693 9.9649

Asset Allocation

95.80%

4.20%

Equity

TREPS (including TBILL held asCollateral)/Reverse Repo/NetCurrent Assets/Cash/CashEquivalent


15%

14%

64%

Industry Allocation - Equity(%)

28.07%

14.26% 12.55%

9.95% 6.08%

3.44% 3.25% 2.49% 2.19% 2.06% 2.00% 1.94% 1.12% 1.05% 0.98% 0.91% 0.89% 0.87% 0.77% 0.66% 0.27%

Bank

s

Fina

nce

Soft

war

e

Cons

umer

Non

Dur

able

s

Phar

mac

eutic

als

Auto

Cons

truct

ion

Proj

ect

Petr

oleu

m P

rodu

cts

Text

ile P

rodu

cts

Indu

stri

al P

rodu

cts

Indu

stri

al C

apita

l Goo

ds Gas

Hote

ls, R

esor

ts A

nd O

ther

Recr

eatio

nal A

ctiv

ities

Ferr

ous

Met

als

Pow

er

Auto

Anc

illar

ies

Non

- F

erro

us M

etal

s

Serv

ices

Cons

umer

Dur

able

s

Med

ia &

Ent

erta

inm

ent

Reta

il

8


Portfolio Holdings Sector % of Net Assets

EQUITY & EQUITY RELATED 98.61%HDFC BANK LTD BANKS 5.62%ICICI BANK LTD BANKS 4.17%KOTAK MAHINDRA BANK LTD BANKS 3.99%THE FEDERAL BANK LTD BANKS 3.13%CITY UNION BANK LTD BANKS 3.12%ITC LTD CONSUMER NON DURABLES 3.01%SUNDARAM FASTENERS LTD AUTO ANCILLARIES 2.91%BHARAT FINANCIAL INCLUSION LTD FINANCE 2.85%ASTRAL POLY TECHNIK LTD INDUSTRIAL PRODUCTS 2.82%SUPREME INDUSTRIES LTD INDUSTRIAL PRODUCTS 2.79%INFOSYS LTD SOFTWARE 2.77%SUNDARAM FINANCE LTD FINANCE 2.55%MAX FINANCIAL SERVICES LTD FINANCE 2.52%GODREJ AGROVET LTD CONSUMER NON DURABLES 2.32%AIA ENGINEERING LTD INDUSTRIAL PRODUCTS 2.17%HOUSING DEVELOPMENT FINANCE CORPORATION LTD FINANCE 2.16%RATNAMANI METALS & TUBES LTD FERROUS METALS 2.08%MAHINDRA & MAHINDRA FIN SER LTD FINANCE 2.02%THE RAMCO CEMENTS LTD CEMENT 2.00%V-GUARD INDUSTRIES LTD INDUSTRIAL CAPITAL GOODS 1.94%PETRONET LNG LTD GAS 1.92%MAHANAGAR GAS LTD GAS 1.91%AXIS BANK LTD BANKS 1.88%TITAN COMPANY LTD CONSUMER DURABLES 1.86%NATIONAL THERMAL POWER CORP LTD POWER 1.74%TATA CONSULTANCY SERVICES LTD SOFTWARE 1.65%LARSEN & TOUBRO LTD CONSTRUCTION PROJECT 1.58%ICICI LOMBARD GENERAL INSURANCE COMPANY LTD FINANCE 1.56%JYOTHY LABORATORIES LTD CONSUMER NON DURABLES 1.55%TECH MAHINDRA LTD SOFTWARE 1.52%HCL TECHNOLOGIES LTD SOFTWARE 1.41%RELIANCE INDUSTRIES LTD PETROLEUM PRODUCTS 1.40%SOLAR INDUSTRIES INDIA LTD CHEMICALS 1.39%BAJAJ CONSUMER CARE LTD CONSUMER NON DURABLES 1.33%EQUITAS HOLDINGS LTD FINANCE 1.25%HAVELLS INDIA LTD CONSUMER DURABLES 1.22%NESCO LTD COMMERCIAL SERVICES 1.22%INDIA NIPPON ELECTIRCALS LTD AUTO ANCILLARIES 1.14%GULF OIL LUBRICANTS INDIA LTD PETROLEUM PRODUCTS 1.13%MINDTREE LTD SOFTWARE 1.12%GAIL (INDIA) LTD GAS 1.03%BAJAJ FINSERV LTD FINANCE 1.03%SUPRAJIT ENGINEERING LTD AUTO ANCILLARIES 1.03%SUN PHARMACEUTICALS INDUSTRIES LTD PHARMACEUTICALS 0.99%ODISHA CEMENT LTD SERVICES 0.95%APCOTEX INDUSTRIES LTD INDUSTRIAL PRODUCTS 0.88%CASTROL INDIA LTD PETROLEUM PRODUCTS 0.82%CIPLA PHARMACEUTICALS 0.82%INFO EDGE (INDIA) LTD SOFTWARE 0.73%MOTHERSON SUMI SYSTEMS LTD AUTO ANCILLARIES 0.66%ORIENT ELECTRIC LTD CONSUMER DURABLES 0.62%ECLERX SERVICES LTD SOFTWARE 0.44%JK LAKSHMI CEMENT LTD CEMENT 0.15%HINDUSTAN UNILEVER LTD CONSUMER NON DURABLES 0.99%NATIONAL THERMAL POWER CORP LTD POWER 0.74%Cash & Cash Equivalent (including TREPS/(TBILL held as Collateral)/Reverse Repo/Net Current Assets)

1.39%

Total 100.00%

Key Scheme InformationInvestment ObjectiveThe investment objective of the scheme is to generate capital appreciation over medium to long-term by investing predominantly in equity and equity related securities of mid cap companies & large cap companies. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.(w.e.f. 1st-March'18)Allotment Date7th December, 2015


Asset Allocation PatternEquity and Equity Related Instruments of Large Cap Companies : 35% to 65%Equity and Equity Related Instruments of Midcap Companies : 35% to 65%Other Equity & Equity related instruments : 0% to 30%Debt & Money Market Instruments : 0% to 30%Investment in REITs and InvITs : 0% to 10%

Scheme FeaturesExit Load : Upto 15% of units redeemed within 365 days of allotment-NILMore than 15% of units redeemed within 365 days of allotment-1%Units redeemed after 365 days from date of allotment-NILMinimum Amount: ` 1,000/- and in multiples of ` 1/- thereafterBenchmark : S&P BSE 200 Index*

Fund ManagerMr. Viral Berawala - Total Experience 19 years (Managing this fund w.e.f: 3rd - April'18.)


GROWTH 14.2162 15.0016 NORMAL DIVIDEND 14.2130 14.7948 HALF YEARLY DIVIDEND - 14.7966 ANNUAL DIVIDEND 14.6178 14.7971


Period Essel Large & Midcap Fund

S&P BSE 200*@

NIFTY 50* @@

1 year returns % -6.87% -3.38% -0.37%3 year CAGR % 12.45% 14.32% 14.20%Since Inception CAGR % 11.80% 12.36% 12.57%Current Value of investment if ` 10000/- was invested on Inception date (in `) 14,216 14,441 14,526



* - The returns are calculated to the Total Return Index (TRI) variant of the benchmark @ - Benchmark @@ - Additional BenchmarkFor performance of other schemes managed by Mr. Viral Berawala please refer to page nos. 6,7,9,10,11,12.Expense structure for Direct & Regular Plan may vary.Past performance may or may not be sustained in futureReturns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan - Growth Option.

SIP ReturnsSIP Tenure (in years) 1 3Investment Amount 10,000.00 10,000.00Start Date 01-Feb-2018 01-Feb-2016End Date 31-Jan-2019 31-Jan-2019Total no of Installments 12 36Total Amount Invested (Rs) 1,20,000.00 3,60,000.00Present value (Rs) 1,16,253.42 3,90,925.58Total No Units 8,221.37 27,646.01CAGR (%) -6.16 5.65XIRR(%) -5.72 5.42Yield (%) -3.12 8.59

SIP date every 1st business day of the monthPast performance may or may not be sustained in the future. Assuming ` 10,000 invested systematicallyon the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. SIP does not assure a profit or guarantee protection against a loss in a declining market.

As on January 31, 2019TER - Reg (%)! 2.85TER - Direct (%)! 0.69Portfolio Turnover Ratio (Times) 1.42

! - Above TER includes additional expenses but excludes GST. For TER inclusive of GST please refer to page no.17

Asset Allocation

98.61%

1.39%

Equity


Market Capitalisation (%)


16%

36%

46%


21.91%

15.94%

9.64% 9.20% 8.66% 5.74% 4.86% 3.70% 3.35% 2.48% 2.15% 2.08% 1.94% 1.81% 1.58% 1.39% 1.22% 0.95%

Bank

s

Finan

ce

Softw

are

Cons

umer

Non

Dur

able

s

Indu

strial

Pro

duct

s

Auto

Anc

illarie

s

Gas

Cons

umer

Dur

ables

Petro

leum

Pro

ducts

Powe

r

Cem

ent

Ferro

us M

etals

Indu

strial

Cap

ital G

oods

Phar

mac

eutic

als

Cons

truct

ion P

rojec

t

Chem

icals

Com

mer

cial

Serv

ices

Servi

ces

ESSEL LARgE & MIDCAP FUND

(Large & Midcap Fund - An open ended equity scheme investing in both large cap and mid cap stocks)


9


Portfolio Holdings Rating % of Net Assets

EQUITY & EQUITY RELATED 96.38%HDFC BANK LTD BANKS 8.66%ICICI BANK LTD BANKS 6.90%KOTAK MAHINDRA BANK LTD BANKS 5.71%RELIANCE INDUSTRIES LTD PETROLEUM PRODUCTS 5.34%INFOSYS LTD SOFTWARE 5.16%ITC LTD CONSUMER NON DURABLES 4.95%LARSEN & TOUBRO LTD CONSTRUCTION PROJECT 4.75%HINDUSTAN UNILEVER LTD CONSUMER NON DURABLES 3.77%HOUSING DEVELOPMENT FINANCE CORPORATION LTD FINANCE 3.22%STATE BANK OF INDIA BANKS 2.85%TATA CONSULTANCY SERVICES LTD SOFTWARE 2.50%ICICI LOMBARD GENERAL INSURANCE COMPANY LTD FINANCE 2.42%TECH MAHINDRA LTD SOFTWARE 2.32%MAHINDRA & MAHINDRA LTD AUTO 2.29%MARUTI SUZUKI INDIA LTD AUTO 2.29%AXIS BANK LTD BANKS 1.99%INDUSIND BANK LTD BANKS 1.79%TATA MOTORS LTD AUTO 1.78%GAIL (INDIA) LTD GAS 1.76%AIA ENGINEERING LTD INDUSTRIAL PRODUCTS 1.76%AUROBINDO PHARMA LTD PHARMACEUTICALS 1.63%NESTLE INDIA LTD CONSUMER NON DURABLES 1.58%HCL TECHNOLOGIES LTD SOFTWARE 1.52%MOTHERSON SUMI SYSTEMS LTD AUTO ANCILLARIES 1.45%TITAN COMPANY LTD CONSUMER DURABLES 1.37%ASIAN PAINTS LTD CONSUMER NON DURABLES 1.36%BAJAJ FINSERV LTD FINANCE 1.34%SUN PHARMACEUTICALS INDUSTRIES LTD PHARMACEUTICALS 1.20%BHARAT FORGE LTD INDUSTRIAL PRODUCTS 1.19%ODISHA CEMENT LTD SERVICES 1.14%SUNDARAM FINANCE LTD FINANCE 1.06%MAHINDRA & MAHINDRA FIN SER LTD FINANCE 1.04%VEDANTA LTD NON - FERROUS METALS 1.03%BRITANNIA INDUSTRIES LTD CONSUMER NON DURABLES 1.00%V-GUARD INDUSTRIES LTD INDUSTRIAL CAPITAL GOODS 0.95%HEALTHCARE GLOBAL ENTERPRISES LTD HEALTHCARE SERVICES 0.90%INOX LEISURE LTD MEDIA & ENTERTAINMENT 0.83%ECLERX SERVICES LTD SOFTWARE 0.81%NATIONAL THERMAL POWER CORP LTD POWER 0.80%TAMIL NADU NEWSPRINT & PAPERS LTD PAPER 0.76%CIPLA PHARMACEUTICALS 0.62%JK LAKSHMI CEMENT LTD CEMENT 0.59%Cash & Cash Equivalent (including TREPS/(TBILL held as Collateral)/Reverse Repo/Net Current Assets)

3.62%

Total 100.00%

Key Scheme InformationInvestment ObjectiveThe primary investment objective of the scheme is to generate long term capital appreciation by investing in an actively managed portfolio predominantly consisting of Equity & equity related securities diversified over various sectors of large cap companies. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. (w.e.f. 1st-March'18).Allotment Date28th September, 2011


Asset Allocation PatternEquity & equity related instruments of Large Cap companies : 80% to 100%Other Equity & Equity related instruments : 0% to 20%Debt & Money Market Instruments : 0% to 20%Investment in REITs and InviTs : 0% to 10%

Scheme FeaturesExit Load : Upto 15% of units redeemed within 365 days of allotment-NILMore than 15% of units redeemed within 365 days of allotment-1%Units redeemed after 365 days from date of allotment-NILMinimum Amount: ` 1,000/- and in multiples of `1/- thereafter Benchmark : Nifty 50 Index *

Fund Manager Mr. Suraj Makhija - Total Experience 10 years (Managing this fund w.e.f: 4th - Dec'18.)

Dividend History

Scheme / Plan Record DateNet Dividend (` Per Unit) Cum

Dividend Nav (In `)

Individual/Huf Corporate

Normal Plan 20-Dec-17 3.5000 3.5000 17.9685Direct Normal Plan 20-Dec-17 4.0000 4.0000 19.0847Normal Plan 16-Nov-15 2.5000 2.5000 15.1693Direct Normal Plan 16-Nov-15 2.5000 2.5000 15.6576Dividend History (Quarterly)Regular Plan - Quarterly 22-Mar-18 0.3000 0.3000 15.2320Direct Plan - Quarterly 22-Mar-18 0.4000 0.4000 15.0944Regular Plan - Quarterly 02-Nov-17 0.3000 0.3000 16.4804Direct Plan - Quarterly 02-Nov-17 0.4000 0.4000 16.3820Regular Plan - Quarterly 02-May-17 0.3000 0.3000 15.5222Direct Plan - Quarterly 02-May-17 0.4000 0.4000 15.4569Dividend History (Half Yearly)Regular Plan - Half Yearly 27-Jun-17 5.0000 5.0000 18.6083Direct Plan - Half Yearly 27-Jun-17 3.5000 3.5000 18.7598Regular Plan - Half Yearly 26-Oct-16 1.0000 1.0000 17.4268Direct Plan - Half Yearly 26-Oct-16 1.0000 1.0000 17.4467Dividend History (Yearly)Regular Plan - Yearly 22-Mar-18 3.4800 3.4800 18.2122Direct Plan - Yearly 22-Mar-18 4.2000 4.2000 20.2221Regular Plan - Yearly 26-Oct-16 1.5000 1.5000 17.3879


Asset Allocation Market Capitalisation (%)

96.38%

3.62%

Equity

TREPS (including TBILL held asCollateral) / Reverse Repo/NetCurrent Assets / Cash/CashEquivalent


4%

6%

85%

Industry Allocation - Equity (%)27.90%

12.66% 12.31% 9.08%

6.36% 5.34% 4.75% 3.45% 2.95% 1.76% 1.45% 1.37% 1.14% 1.03% 0.95% 0.90% 0.83% 0.76% 0.59% 0.80%

Bank

s

Cons

umer

Non D

urable

s

Softw

are

Finan

ce Auto

Petro

leum

Produ

cts

Cons

tructi

on Pr

oject

Pharm

aceuti

cals

Indus

trial P

roduc

ts Gas

Auto

Ancil

laries

Cons

umer

Durab

les

Servi

ces

Non -

Ferro

us M

etals

Indus

trial C

apita

l Goo

ds

Healt

hcare

Servi

ces

Media

& En

tertai

nmen

t

Pape

r

Ceme

nt

Powe

r


Growth 21.5887 23.3188


Quarterly Dividend 15.0814 15.0151

Half Yearly Dividend 13.8926 15.8753

Yearly Dividend 14.8445 16.3300

ESSEL LARgE CAP EQUITY FUND

(Large Cap Fund - An open ended equity scheme predominantly investing in large cap stocks)


Period Essel Large Cap Equity Fund Nifty 50*@@ Nifty 50*@@@

1 year returns % -7.44% -0.37% -0.37%3 year CAGR % 10.64% 14.20% 14.20%5 year CAGR % 12.63% 13.61% 13.61%Since Inception CAGR % 11.04% 12.62% 12.62%Current Value of investment if ` 10000/- was invested on Inception date (in `)

21,589 23,949 23,949

Current Value of investment if ` 10000/- was invested prior 1 year (in `)

9,256 9,963 9,963


13,553 14,910 14,910


18,129 18,930 18,930

* - The returns are calculated to the Total Return Index (TRI) variant of the benchmark @@ - Benchmark @@@ - Additional BenchmarkExpense structure for Direct & Regular Plan may vary.Past performance may or may not be sustained in futureReturns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.

SIP ReturnsSIP Tenure 3 5Investment Amount 10000.00 10000.00Start Date 01-Feb-2016 03-Feb-2014End Date 31-Jan-2019 31-Jan-2019Total No. Of Instalments 36 60Total Amount Invested 3,60,000.00 6,00,000.00Present Value 3,83,578.23 7,20,539.87Total No. Of Units 18,025.63 33,860.59CAGR 4.32 7.61XIRR 4.16 7.25Yield 6.55 20.09

SIP date every 1st business day of the monthPast performance may or may not be sustained in the future. Assuming Rs10,000 invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. SIP does not assure a profit or guarantee protection against a loss in a declining market.

Risk Measures January, 2019Standard Deviation^(%) 14.14Benchmark Standard Deviation^ (%) 14.02Sharpe Ratio~ 0.34Beta 0.95TER - Reg (%)# 2.79TER - Direct (%)# 0.78Portfolio Turnover Ratio (Times) 1.08

# - Above TER includes additional expenses but excludes GST. For TER inclusive of GST please refer to page no.17^Statistical returns based on monthly returns over the past 3 year data as on January 31, 2019.~ 1 day MIBOR has been assumed as the risk-free rate of return.

10

ESSEL EQUITY HYBRID FUND

(An Open Ended Hybrid Scheme investing predominantly in equity & equity related instruments)




EQUITY & EQUITY RELATED 68.88%HDFC BANK LTD BANKS 6.81%ICICI BANK LTD BANKS 5.23%KOTAK MAHINDRA BANK LTD BANKS 4.33%HOUSING DEVELOPMENT FINANCE CORPORATION LTD

FINANCE 3.01%

RELIANCE INDUSTRIES LTD PETROLEUM PRODUCTS 2.89%INFOSYS LTD SOFTWARE 2.65%ITC LTD CONSUMER NON DURABLES 2.47%LARSEN & TOUBRO LTD CONSTRUCTION PROJECT 2.42%AXIS BANK LTD BANKS 2.25%BAJAJ FINSERV LTD FINANCE 2.16%TATA CONSULTANCY SERVICES LTD SOFTWARE 1.96%HCL TECHNOLOGIES LTD SOFTWARE 1.63%THE FEDERAL BANK LTD BANKS 1.44%SUN PHARMACEUTICALS INDUSTRIES LTD PHARMACEUTICALS 1.37%VEDANTA LTD NON - FERROUS METALS 1.16%MARICO LTD CONSUMER NON DURABLES 1.07%MAHINDRA & MAHINDRA FIN SER LTD FINANCE 1.07%PAGE INDUSTRIES LTD TEXTILE PRODUCTS 1.04%BHARAT FINANCIAL INCLUSION LTD FINANCE 1.01%ECLERX SERVICES LTD SOFTWARE 0.99%MARUTI SUZUKI INDIA LTD AUTO 0.98%BHARAT FORGE LTD INDUSTRIAL PRODUCTS 0.95%CESC LTD POWER 0.94%CAN FIN HOMES LTD FINANCE 0.92%HINDUSTAN UNILEVER LTD CONSUMER NON DURABLES 0.89%PETRONET LNG LTD GAS 0.87%SRF LTD TEXTILE PRODUCTS 0.86%TATA MOTORS LTD AUTO 0.84%INDRAPRASTHA GAS LTD GAS 0.84%AUROBINDO PHARMA LTD PHARMACEUTICALS 0.81%GUJARAT FLUOROCHEMICALS LTD INDUSTRIAL CAPITAL GOODS 0.76%CASTROL INDIA LTD PETROLEUM PRODUCTS 0.75%ODISHA CEMENT LTD SERVICES 0.75%UJJIVAN FINANCIAL SERVICES LTD FINANCE 0.72%SBI LIFE INSURANCE COMPANY LTD FINANCE 0.72%GAIL (INDIA) LTD GAS 0.69%COFFEE DAY ENTERPRISES LTD CONSUMER NON DURABLES 0.63%SUN TV NETWORK LTD MEDIA & ENTERTAINMENT 0.63%CITY UNION BANK LTD BANKS 0.62%HERO MOTOCORP LTD AUTO 0.61%MOTHERSON SUMI SYSTEMS LTD AUTO ANCILLARIES 0.59%INOX LEISURE LTD MEDIA & ENTERTAINMENT 0.57%FINOLEX INDUSTRIES LTD INDUSTRIAL PRODUCTS 0.53%CADILA HEALTHCARE LTD PHARMACEUTICALS 0.47%TI FINANCIAL HOLDINGS LTD FINANCE 0.46%WELSPUN INDIA LTD TEXTILE PRODUCTS 0.41%MAHANAGAR GAS LTD GAS 0.41%PRISM JOHNSON LTD CEMENT 0.38%CIPLA PHARMACEUTICALS 0.38%NCC LTD (EX-NAGARJUNA CONSTRN CO. LTD) CONSTRUCTION PROJECT 0.38%INDIA NIPPON ELECTIRCALS LTD AUTO ANCILLARIES 0.35%STATE BANK OF INDIA BANKS 0.35%TAMIL NADU NEWSPRINT & PAPERS LTD PAPER 0.32%ASIAN PAINTS LTD CONSUMER NON DURABLES 0.28%SPENCER'S RETAIL LIMITED RETAIL 0.15%CESC VENTURES LIMITED SOFTWARE 0.12%CERTIFICATES OF DEPOSIT 0.49%SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA

CRISIL A1+ 0.49%

COMMERCIAL PAPERS 8.71%BAJAJ FINANCE LTD CRISIL A1+ 8.06%RELIANCE INDUSTRIES LTD CRISIL A1+ 0.65%NON-CONVERTIBLE DEBENTURE / ZCB 13.27%NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMEN

CRISIL AAA 8.20%

HOUSING DEVELOPMENT FINANCE CORPORATION LTD

CRISIL AAA 1.64%

KOTAK MAHINDRA PRIME LTD CRISIL AAA 1.64%POWER GRID CORPORATION OF INDIA LTD CRISIL AAA 0.49%TATA CAPITAL FINANCIAL SERVICES LTD ICRA AAA 0.49%L & T INFRASTRUCTURE FINANCE LTD CARE AAA 0.33%POWER FINANCE CORPORATION LTD CARE AAA 0.32%TATA CAPITAL HOUSING FINANCE LTD CRISIL AAA 0.16%InviT 2.37%INDIA GRID TRUST POWER UTILITIES 2.37%FIXED DEPOSITS 0.66%FULLY CONVERTIBLE DEBENTURES 0.49%PIRAMAL ENTERPRISES LTD 0.49%Cash & Cash Equivalent (including TREPS/(TBILL held as Collateral)/Reverse Repo/Net Current Assets)

5.13%

Total 100.00%

Key Scheme InformationInvestment ObjectiveThe investment objective of the scheme is to provide periodic returns and capital appreciation over a long period of time, investing predominantly in equity and equity related instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Allotment Date30th April 2018


Asset Allocation PatternEquity and Equity Related Instruments: 65% To 80%

Debt & Money Market Instruments: 20% To 35%

Investment in REITs & InvITs: 0% To 10%

Scheme FeaturesExit Load : Upto 15% of units redeemed within365 days of allotment-NILMore than 15% of units redeemed within 365days of allotment-1%Units redeemed after 365 days from date ofallotment-NILMinimum Amount: ` 1,000/- and in multiples of` 1/- thereafterBenchmark : CRISIL Hybrid 35+65 - Aggressive Index^

Fund ManagerDebt Portion: Mr. Killol Pandya : Total experience of 19 years (Managing this fund w.e.f: 30th - April'18.)Equity Portion: Mr. Viral Berawala : Total experience of 19 years (Managing this fund w.e.f: 30th - April'18.)For performance of other schemes managed by Mr. Killol Pandya please refer to page nos. 11,12,13,14,15,16.For performance of other schemes managed by Mr. Viral Berawala please refer to page nos. 6,7,8,9,11,12.


Average Maturity (Yrs) (For debt portion of the portfolio only) 0.24Modified Duration (Yrs) (For debt portion of the portfolio only) 0.23TER - Reg (%)# 2.68TER - Direct (%)# 0.57Portfolio Yield (%) (For debt portion of the portfolio only) 7.35

# - Above TER includes additional expenses but excludes GST. For TER inclusive of GST please refer to page no.17# - Above TER includes additional expenses but excludes GST. For TER inclusive of GST please refer to page no.17 Performance - As the scheme has not completed one year, performance is not provided.


Growth 9.9499 10.0627 Normal Dividend 9.9498 10.0555 Monthly Dividend 9.9499 10.0561 Quarterly Dividend 9.9499 10.0562 Half Yearly Dividend 9.9499 10.0555 Annual Dividend 9.9499 10.0567

Maturity Profile % WeightageBelow or Equal to 50 Days 4.42%Below 90 Days 8.55%Below 1 Year 9.67%Above 1 Year 0.32%Cash & Cash Equivalent 5.13%

Asset Allocation

68.88%

0.66%

0.49%

13.27%

0.49%

8.71% 5.13% Equity

FD

Compulsorily Convertible Debentures

Non Convertible Debentures/Floating Rates Notes/Bonds

Certificate of Deposit

Commercial Papers



10%

11%

48%


10.19% 7.23%

5.34% 3.64% 3.03% 2.80% 2.81% 2.43% 2.31% 1.48% 1.20% 1.16% 0.94% 0.94% 0.76% 0.75% 0.38% 0.32% 0.15%

Bank

s

Finan

ce

Softw

are

Cons

umer

Non D

urable

s

Petro

leum

Prod

ucts

Phar

mac

eutic

als

Cons

tructi

on P

rojec

t

Gas

Auto

Texti

le Pr

oduc

ts

Indus

trial

Prod

ucts

Media

& E

nterta

inmen

t

Non

- Fer

rous

Meta

ls

Powe

r

Auto

Ancil

laries

Indus

trial

Capit

al Go

ods

Servi

ces

Ceme

nt

Pape

r

Retai

l

Portfolio Classification by Rating Class (%)

22.47%

70.03%

5.13%

CRISIL AAA/ICRA AAA/CARE AAA/CRISIL A1+/ICRA A1+

Equity/InvIT/Compulsorily ConvertibleDebentures/Derivatives/FD

TREPS/ Cash & Cash Equivalent

11


Portfolio Holdings Sector / Rating

% of Net Assets

(Hedged &Unhedged)

% exposureof Derivative

EQUITY & EQUITY RELATED 88.39% 41.01%RELIANCE INDUSTRIES LTD PETROLEUM PRODUCTS 8.26% 8.28%TITAN COMPANY LTD CONSUMER DURABLES 6.79% 6.25%HOUSING DEVELOPMENT FINANCE CORPORATION LTD FINANCE 5.54% 5.57%HDFC BANK LTD BANKS 5.21% 0.67%STATE BANK OF INDIA BANKS 5.08% 5.11%ICICI BANK LTD BANKS 4.18% 1.93%LARSEN & TOUBRO LTD CONSTRUCTION PROJECT 4.18% 2.20%MARUTI SUZUKI INDIA LTD AUTO 4.10% 2.88%HINDUSTAN UNILEVER LTD CONSUMER NON DURABLES 3.72% 2.72%INFOSYS LTD SOFTWARE 3.29% 1.74%BANK OF BARODA BANKS 2.88% 2.90%KOTAK MAHINDRA BANK LTD BANKS 2.66% 0.00%AXIS BANK LTD BANKS 1.71% 0.00%ITC LTD CONSUMER NON DURABLES 1.54% 0.00%BHARAT FORGE LTD INDUSTRIAL PRODUCTS 1.33% 0.76%HCL TECHNOLOGIES LTD SOFTWARE 1.32% 0.00%TATA CONSULTANCY SERVICES LTD SOFTWARE 1.22% 0.00%BAJAJ FINSERV LTD FINANCE 1.19% 0.00%TECH MAHINDRA LTD SOFTWARE 0.98% 0.00%JINDAL STEEL POWER LTD FERROUS METALS 0.97% 0.00%ECLERX SERVICES LTD SOFTWARE 0.94% 0.00%THE FEDERAL BANK LTD BANKS 0.92% 0.00%NESTLE INDIA LTD CONSUMER NON DURABLES 0.88% 0.00%GAIL (INDIA) LTD GAS 0.74% 0.00%AIA ENGINEERING LTD INDUSTRIAL PRODUCTS 0.73% 0.00%GODREJ AGROVET LTD CONSUMER NON DURABLES 0.72% 0.00%CIPLA PHARMACEUTICALS 0.72% 0.00%CESC LTD POWER 0.71% 0.00%ODISHA CEMENT LTD SERVICES 0.70% 0.00%SUNDARAM FASTENERS LTD AUTO ANCILLARIES 0.69% 0.00%PETRONET LNG LTD GAS 0.67% 0.00%AUROBINDO PHARMA LTD PHARMACEUTICALS 0.65% 0.00%JUBILANT FOODWORKS LTD CONSUMER NON DURABLES 0.65% 0.00%SUN PHARMACEUTICALS INDUSTRIES LTD PHARMACEUTICALS 0.64% 0.00%COFFEE DAY ENTERPRISES LTD CONSUMER NON DURABLES 0.62% 0.00%MAHINDRA & MAHINDRA LTD AUTO 0.61% 0.00%CYIENT LTD SOFTWARE 0.60% 0.00%AMBER ENTERPRISES INDIA LTD CONSUMER DURABLES 0.60% 0.00%BRITANNIA INDUSTRIES LTD CONSUMER NON DURABLES 0.60% 0.00%ORIENT ELECTRIC LTD CONSUMER DURABLES 0.58% 0.00%CARBORUNDUM UNIVERSAL LTD INDUSTRIAL PRODUCTS 0.57% 0.00%RATNAMANI METALS & TUBES LTD FERROUS METALS 0.56% 0.00%ORIENT PAPER AND INDS LTD PAPER 0.54% 0.00%OBEROI REALTY LTD CONSTRUCTION 0.54% 0.00%JYOTHY LABORATORIES LTD CONSUMER NON DURABLES 0.54% 0.00%CASTROL INDIA LTD PETROLEUM PRODUCTS 0.53% 0.00%SUNDARAM FINANCE LTD FINANCE 0.53% 0.00%SRF LTD TEXTILE PRODUCTS 0.52% 0.00%INDIA NIPPON ELECTIRCALS LTD AUTO ANCILLARIES 0.49% 0.00%SWARAJ ENGINES LTD INDUSTRIAL PRODUCTS 0.46% 0.00%INOX LEISURE LTD MEDIA & ENTERTAINMENT 0.45% 0.00%MOTHERSON SUMI SYSTEMS LTD AUTO ANCILLARIES 0.43% 0.00%SUPREME INDUSTRIES LTD INDUSTRIAL PRODUCTS 0.41% 0.00%TI FINANCIAL HOLDINGS LTD FINANCE 0.39% 0.00%NIIT LTD SOFTWARE 0.36% 0.00%SANGHVI MOVERS LTD INDUSTRIAL CAPITAL GOODS 0.29% 0.00%HEALTHCARE GLOBAL ENTERPRISES LTD HEALTHCARE SERVICES 0.25% 0.00%JK LAKSHMI CEMENT LTD CEMENT 0.21% 0.00%SPENCER'S RETAIL LIMITED RETAIL 0.11% 0.00%CESC VENTURES LIMITED SOFTWARE 0.09% 0.00%MUTUAL FUNDS UNITS 10.13%Reliance Shares Gold BeES 10.13%Cash & Cash Equivalent (including TREPS/(TBILL held as Collateral)/Reverse Repo/Net Current Assets)

1.48%

Total 100.00%

Key Scheme InformationInvestment ObjectiveThe investment objective of the scheme is to generate long term capital appreciation through a portfolio of fixed income securities, Gold Exchange traded funds (ETFs) of other mutual funds and gold related instruments and equity & equity related Instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.Allotment Date5th April, 2011


Asset Allocation PatternEquity & Equity related instruments : 65% to 80%Debt instruments of all types of companies & money market instruments : 10% to 15%Gold ETFs of other mutual funds & gold related instruments : 10% to 15%Investment in REIT & InvIT : 0% to 10%

Scheme FeaturesExit Load : Upto 15% of units redeemed within 365 days of allotment-NILMore than 15% of units redeemed within 365 days of allotment-1%Units redeemed after 365 days from date of allotment-NILMinimum Amount: ` 1,000/- and in multiples of `1/- thereafterBenchmark : CRISIL Composite Bond @ 15% + Price of Gold @ 15% + Nifty TRI @ 30% + NSE Arbritage Index @ 40%^

Fund ManagerDebt Portion: Mr. Killol Pandya : Total experience 19 years (Managing this Fund w.e.f: 18th September'2015) Equity Portion: Equity Portion: Mr. Viral Berawala : Total Experience 19 years (Managing this fund w.e.f: 3rd April'18.


GROWTH 17.3061 18.5518MONTHLY DIVIDEND 17.3108 17.4538 QUARTERLY DIVIDEND 15.4363 16.1717

Maturity Profile % WeightageCash & Cash Equivalent 1.48%


Period Essel 3 in 1 Fund

CRISIL Composite Bond @ 15% + Price of gold @ 15% + Nifty TRI @ 30% + NSE

Arbritage Index @ 40%

10 Year dated gOI Security

^@@

1 year returns % 1.64% 4.26% 7.16%

3 year CAGR % 5.95% 8.61% 6.58%

5 year CAGR % 6.75% 8.52% 8.10%

Since Inception CAGR % 7.26% 7.58% 6.55%

Current Value of investment if ` 10000/- was invested on Inception date (in `)

17,306 17,710 16,437


10,164 10,426 10,716


11,899 12,815 12,113


13,864 15,055 14,764

^ - The returns are calculated to the Total Return Index(TRI) variant of the benchmark @ - Benchmark @@ - Additional Benchmark " For performance of other schemes managed by Mr. Killol Pandya please refer to page nos. 10,12,13,14,15,16. For performance of other schemes managed by Mr. Viral Berawala please refer to page nos. 6,7,8,9,10,12.Expense structure for Direct & Regular Plan may vary.Past performance may or may not be sustained in futureReturns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.As on January 31, 2019Average Maturity (Yrs) (For debt portion of the portfolio only) 0.03Modified Duration (Yrs) (For debt portion of the portfolio only) 0.03TER - Reg (%)# 2.70TER - Direct (%)# 1.27Portfolio Yield (%) (For debt portion of the portfolio only) 6.35Portfolio Turnover Ratio (Times) 1.25


Asset Allocation

47.38%

0.00% 0.00%

42.49%

Equity

Exchange Traded Fund

Fixed Deposit



11%

8%

29%

Industry Allocation - Equity(%)12.04%

6.97% 6.55%

2.74% 2.17% 2.01% 1.98% 1.83% 1.72% 1.61% 1.53% 1.41% 0.71% 0.70% 0.54% 0.54% 0.52% 0.51% 0.45% 0.29% 0.25% 0.21% 0.11%

Bank

s

Softw

are

Cons

umer

Non D

urable

s

Indus

trial P

roduc

ts

Finan

ce

Pharm

aceuti

cals

Cons

tructi

on Pr

oject

Auto

Cons

umer

Durab

les

Auto

Ancill

aries

Ferro

us M

etals Gas

Powe

r

Servi

ces

Cons

tructi

on

Pape

r

Texti

le Pro

ducts

Petro

leum

Produ

cts

Media

& En

tertai

nmen

t

Indus

trial C

apita

l Good

s

Healt

hcare

Servi

ces

Ceme

nt

Retai

l


57.51%

42.49%

Equity/Exchange Traded Fund/Derivatives/ Mutual Fund


Dividend History (Quarterly)

Scheme / Plan Record DateNet Dividend (` per unit) Cum

Dividend NAV (in `)

Individual/HUF Corporate

REGULAR PLAN - QUARTERLY 22-Mar-18 0.25102250 0.23256754 15.4047DIRECT PLAN - QUARTERLY 22-Mar-18 0.26108784 0.24189289 16.0255REGULAR PLAN - QUARTERLY 02-Nov-17 0.25495961 0.23621520 15.7120DIRECT PLAN - QUARTERLY 02-Nov-17 0.26471019 0.24524893 16.3120REGULAR PLAN - QUARTERLY 02-May-17 0.25358731 0.23494379 15.5982DIRECT PLAN - QUARTERLY 02-May-17 0.26189336 0.24263919 16.1153


ESSEL 3 IN 1 FUND

(An open ended scheme investing in Debt, Equity and Gold)

12


Portfolio as on January 31, 2019Portfolio Holdings Sector / Rating % of Net

AssetsEQUITY SHARES 20.05%HDFC BANK LTD BANKS 1.85%KOTAK MAHINDRA BANK LTD BANKS 1.19%ICICI BANK LTD BANKS 1.06%LARSEN & TOUBRO LTD CONSTRUCTION PROJECT 0.77%ITC LTD CONSUMER NON DURABLES 0.65%HCL TECHNOLOGIES LTD SOFTWARE 0.64%INFOSYS LTD SOFTWARE 0.63%AXIS BANK LTD BANKS 0.62%BAJAJ FINSERV LTD FINANCE 0.59%TATA CONSULTANCY SERVICES LTD SOFTWARE 0.56%HINDUSTAN UNILEVER LTD CONSUMER NON DURABLES 0.41%TECH MAHINDRA LTD SOFTWARE 0.41%THE FEDERAL BANK LTD BANKS 0.39%MARUTI SUZUKI INDIA LTD AUTO 0.37%ECLERX SERVICES LTD SOFTWARE 0.36%BRITANNIA INDUSTRIES LTD CONSUMER NON DURABLES 0.34%GODREJ AGROVET LTD CONSUMER NON DURABLES 0.33%JUBILANT FOODWORKS LTD CONSUMER NON DURABLES 0.33%CESC LTD POWER 0.31%PETRONET LNG LTD GAS 0.31%AIA ENGINEERING LTD INDUSTRIAL PRODUCTS 0.31%AUROBINDO PHARMA LTD PHARMACEUTICALS 0.31%SUN PHARMACEUTICALS INDUSTRIES LTD PHARMACEUTICALS 0.30%CIPLA PHARMACEUTICALS 0.30%SUNDARAM FASTENERS LTD AUTO ANCILLARIES 0.30%SRF LTD TEXTILE PRODUCTS 0.28%GAIL (INDIA) LTD GAS 0.28%JYOTHY LABORATORIES LTD CONSUMER NON DURABLES 0.28%BHARAT FORGE LTD INDUSTRIAL PRODUCTS 0.27%AMBER ENTERPRISES INDIA LTD CONSUMER DURABLES 0.27%ORIENT ELECTRIC LTD CONSUMER DURABLES 0.27%ODISHA CEMENT LTD SERVICES 0.27%SUNDARAM FINANCE LTD FINANCE 0.26%MAHINDRA & MAHINDRA LTD AUTO 0.26%RATNAMANI METALS & TUBES LTD FERROUS METALS 0.25%COFFEE DAY ENTERPRISES LTD CONSUMER NON DURABLES 0.25%INDIA NIPPON ELECTIRCALS LTD AUTO ANCILLARIES 0.25%CYIENT LTD SOFTWARE 0.24%ORIENT PAPER AND INDS LTD PAPER 0.24%CARBORUNDUM UNIVERSAL LTD INDUSTRIAL PRODUCTS 0.23%TITAN COMPANY LTD CONSUMER DURABLES 0.23%SWARAJ ENGINES LTD INDUSTRIAL PRODUCTS 0.23%CASTROL INDIA LTD PETROLEUM PRODUCTS 0.23%OBEROI REALTY LTD CONSTRUCTION 0.22%MOTHERSON SUMI SYSTEMS LTD AUTO ANCILLARIES 0.22%NESTLE INDIA LTD CONSUMER NON DURABLES 0.22%SUPREME INDUSTRIES LTD INDUSTRIAL PRODUCTS 0.21%TI FINANCIAL HOLDINGS LTD FINANCE 0.19%NIIT LTD SOFTWARE 0.17%INOX LEISURE LTD MEDIA & ENTERTAINMENT 0.16%SANGHVI MOVERS LTD INDUSTRIAL CAPITAL GOODS 0.15%HEALTHCARE GLOBAL ENTERPRISES LTD HEALTHCARE SERVICES 0.10%JK LAKSHMI CEMENT LTD CEMENT 0.09%SPENCER'S RETAIL LIMITED RETAIL 0.05%CESC VENTURES LIMITED SOFTWARE 0.04%CERTIFICATES OF DEPOSIT 10.49%IDFC BANK LTD ICRA A1+ 5.82%SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CRISIL A1+ 4.67%COMMERCIAL PAPERS 4.64%LIC HOUSING FINANCE LTD CRISIL A1+ 4.64%NON-CONVERTIBLE DEBENTURE / ZCB 53.54%TATA CAPITAL HOUSING FINANCE LTD CRISIL AAA 10.58%RURAL ELECTRIFICATION CORPN LTD CRISIL AAA 9.35%L & T INFRASTRUCTURE FINANCE LTD CARE AAA 9.33%POWER FINANCE CORPORATION LTD CARE AAA 9.06%TATA CAPITAL FINANCIAL SERVICES LTD ICRA AAA 8.20%HOUSING DEVELOPMENT FINANCE CORPORATION LTD CRISIL AAA 7.02%FIXED DEPOSITS 1.17%HDFC BANK LTD 1.17%Cash & Cash Equivalent (including TREPS/(TBILL held as Collateral)/Reverse Repo/Net Current Assets)

10.11%

Total 100.00%

Key Scheme InformationInvestment ObjectiveTo generate regular income through a portfolio of predominantly high quality fixed income securities and with a marginal exposure to equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme(s) will be achieved. The Scheme(s) does not assure or guarantee any returns.Allotment Date29th July 2010


Asset Allocation Pattern"Debt & Money market instruments : 75% to 90%Equity and Equity Related Instruments and/ or Units of equity mutual fund schemes : 10% to 25%Investment in REITs & InvITs : 0% to 10%

Scheme FeaturesExit Load : Upto 15% of units redeemed within 365 days of allotment-NILMore than 15% of units redeemed within 365 days of allotment-1%Units redeemed after 365 days from date of allotment-NILMinimum Amount: ` 1,000/- and in multiples of ` 1/- thereafterBenchmark : CRISIL Hybrid 85+15 Conservative Index^

Fund ManagerDebt Portion: Mr. Killol Pandya: Total experience 19 years (Managing this Fund w.e.f: 18th September'2015) Equity Portion: Mr. Viral Berawala : Total Experience 19 years (Managing this fund w.e.f: 3rd April'18.")


GROWTH 18.5192 20.2929 MONTHLY DIVIDEND 10.0610 10.8471 QUARTERLY DIVIDEND 11.3928 12.4718

Maturity Profile % WeightageBELOW OR EQUAL TO 50 DAYS 15.13%BELOW 90 DAYS 1.17%BELOW 1 YEAR 28.11%ABOVE 1 YEAR 25.43%Cash & Cash Equivalent 10.11%


Period Essel Regular Savings Fund

CRISIL Hybrid 85+15 -

Conservative Index^@

10 Year dated gOI

Security^@@1 year returns % 2.76% 5.03% 7.16%3 year CAGR % 6.29% 8.76% 6.58%5 year CAGR % 7.58% 10.11% 8.10%Since Inception CAGR % 7.51% 8.45% 6.51%Current Value of investment if ` 10000/- was invested on Inception date (in `)

18,519 19,958 17,111


10,276 10,503 10,716


12,015 12,875 12,113


14,414 16,191 14,764

^ - The returns are calculated to the Total Return Index (TRI) variant of the benchmark @ - Benchmark @@ - Additional Benchmark For performance of other schemes managed by Mr. Killol Pandya please refer to page nos. 10,11,13,14,15,16. For performance of other schemes managed by Mr. Viral Berawala please refer to page nos. 6,7,8,9,10,11.Expense structure for Direct & Regular Plan may vary.Past performance may or may not be sustained in futureReturns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.As on January 31, 2019Average Maturity (Yrs) (For debt portion of the portfolio only) 0.87Modified Duration (Yrs) (For debt portion of the portfolio only) 0.76TER - Reg (%)# 2.55TER - Direct (%)# 0.61Portfolio Yield (%) (For debt portion of the portfolio only) 7.96


Asset Allocation

20.05%

10.49%

4.64%53.54%

1.17%10.11%

Equity

Certificate of Deposits

Commercial Papers

Non Convertible Debentures/ Floating Rate Notes/ Bonds

Fixed deposit



3.01% 2.81%

1.25% 1.08% 0.91% 0.77% 0.77% 0.77% 0.63% 0.59% 0.31% 0.28% 0.27% 0.25% 0.24% 0.23% 0.22% 0.16% 0.15% 0.10% 0.09% 0.05%

Bank

s

Softw

are

Cons

umer

Non D

urable

s

Indus

trial

Prod

ucts

Finan

ce

Pharm

aceu

ticals

Auto

Ancil

laries

Cons

tructi

on Pr

oject

Cons

umer

Durab

les Auto Gas

Powe

r

Texti

le Pr

oduc

ts

Servi

ces

Ferro

us M

etals

Pape

r

Petro

leum

Prod

ucts

Cons

tructi

on

Media

& En

tertai

nmen

t

Indus

trial

Capit

al Go

ods

Healt

hcare

Servi

ces

Ceme

nt

Retai

l


1.17%

68.67%

20.05%

10.11%

Fixed deposit CRISIL A1+/ICRA A1+/CRISILAAA/CARE AAA/ICRA AAA

Equity TREPS/ Cash & Cash Equivalent

Dividend History (Monthly)

Scheme / Plan Record Date

Net Dividend (` per unit) Cum Dividend NAV (in `)


DIRECT MONTHLY DIVIDEND 25-Jan-19 0.03926314 0.03635787 10.8937DIRECT MONTHLY DIVIDEND 28-Dec-18 0.03936720 0.03645423 10.9474MONTHLY DIVIDEND 28-Dec-18 0.03638972 0.03369707 10.1190DIRECT MONTHLY DIVIDEND 30-Nov-08 0.03936239 0.03644978 10.9390MONTHLY DIVIDEND 30-Nov-08 0.03642996 0.03373433 10.1236DIRECT MONTHLY DIVIDEND 26-Oct-18 0.03873271 0.03586670 10.7474DIRECT MONTHLY DIVIDEND 28-Sep-18 0.03909733 0.03620433 10.8398MONTHLY DIVIDEND 31-Aug-18 0.03668995 0.03397508 10.1944DIRECT MONTHLY DIVIDEND 31-Aug-18 0.03991422 0.03696077 11.0907


Scheme / Plan Record DateNet Dividend (` per unit) Cum Dividend

NAV (in `)Individual/HUF Corporate

REGULAR PLAN - QUARTERLY 22-Mar-18 0.16239187 0.15045296 11.2080DIRECT PLAN - QUARTERLY 22-Mar-18 0.17580539 0.16288033 12.1376REGULAR PLAN - QUARTERLY 2-Nov-17 0.16575986 0.15357334 11.5140DIRECT PLAN - QUARTERLY 2-Nov-17 0.17868841 0.16555139 12.4149REGULAR PLAN - QUARTERLY 2-May-17 0.16344861 0.15143201 11.3707DIRECT PLAN - QUARTERLY 2-May-17 0.17522154 0.16233940 12.1924

ESSEL REgULAR SAVINgS FUND

(An open ended hybrid scheme investing predominantly in debt instruments)

13

ESSEL ARBITRAgE FUND

(An open ended scheme investing in arbitrage opportunities)



Portfolio Holdings Sector / Rating % of Net Assets

EQUITY & EQUITY RELATED (Quantity fully hedged using Futures/Options)

54.34%

STATE BANK OF INDIA BANKS 6.87%

TV18 BROADCAST LTD MEDIA & ENTERTAINMENT 6.61%

MAHINDRA & MAHINDRA FIN SER LTD FINANCE 6.57%

UPL LTD PESTICIDES 5.73%

CADILA HEALTHCARE LTD PHARMACEUTICALS 5.31%

RELIANCE INDUSTRIES LTD PETROLEUM PRODUCTS 4.79%

ADANI ENTERPRISES LTD TRADING 4.28%

TATA STEEL LTD FERROUS METALS 3.51%

AUROBINDO PHARMA LTD PHARMACEUTICALS 3.41%

PUNJAB NATIONAL BANK BANKS 3.29%

ITC LTD CONSUMER NON DURABLES 2.32%

IFCI LTD FINANCE 1.65%

CERTIFICATES OF DEPOSIT 8.67%

VIJAYA BANK CRISIL A1+ 8.67%

COMMERCIAL PAPERS 4.32%

RELIANCE INDUSTRIES LTD CRISIL A1+ 4.32%


32.67%

Total 100.00%

Key Scheme Information

Investment ObjectiveThe investment objective of the Scheme is to generate income by predominantly investing in arbitrage opportunities in the cash and the derivative segments of the equity markets and the arbitrage opportunities available within the derivative segment and by investing the balance in debt and money market instruments. However, there is no assurance that the investment objective of the scheme will be realized. The Fund will be a pure arbitrage fund with no directional positions in equity and derivatives (un-hedged) positions.

Allotment Date28th August 2018


Asset Allocation PatternUnder Normal Circumstances The Asset Allocation Pattern Will Be :

Equity or Equity Related Instruments : 65% to 100%

Of which Equity and Equity derivatives (only arbitrage opportunity) : 65% to 100%

Debt and money market instruments : 0% to 35%

Scheme FeaturesExit Load : If the Units are redeemed / switched out on or before 1 month from the date of allotment – 0.25%

If the Units are redeemed / switched out after 1 month from the date of allotment – Nil

Minimum Amount : `1,000/- and in multiples of ` 1/- thereafter

Benchmark : CRISIL Liquid Fund Index(The benchmark and additional benchmark returns shall be calculated at the Total return Index (TRI) variant of the Index chosen.)

Fund ManagerEquity Portion: Mr. Vikas Gupta : Total experience of 11 years (Managing this fund w.e.f: 28th - August '18.)Debt Portion: Mr. Killol Pandya : Total experience of 19 years (Managing this fund w.e.f: 28th - August '18.)For performance of other schemes managed by Mr. Killol Pandya please refer to page nos. 10,11,12,14,15,16.


Growth 10.2358 10.2689


Monthly Dividend 10.2359 10.2716

Quarterly Dividend - 10.2709

Maturity Profile % WeightageBelow or equal to 50 Days 12.99%

Cash & Cash Equivalent 85.59%


TER - Reg (%)# 1.00TER - Direct (%)# 0.25


Performance - As the scheme has not completed one year, performance is not provided.

Asset Allocation

54.34%

8.67%

4.32%

32.67%

Equity

Certificate of Deposit

Commercial Papers



10.16% 8.72% 8.22%

6.61% 5.73%

4.79% 4.28% 3.51%

2.32% Ba

nks

Phar

mac

eutic

als

Fina

nce

Med

ia &

Ent

erta

inm

ent

Pest

icid

es

Petr

oleu

m P

rodu

cts

Trad

ing

Ferr

ous

Met

als

Cons

umer

Non

Dur

able

s

14

ESSEL SHORT TERM FUND

(An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year - 3 years)



CERTIFICATES OF DEPOSIT 18.82%INDUSIND BANK LTD CRISIL A1+ 9.41%

IDFC BANK LTD ICRA A1+ 9.41%

NON-CONVERTIBLE DEBENTURE / ZCB 68.00%MAHINDRA & MAHINDRA FIN SER LTD IND AAA 37.58%

LIC HOUSING FINANCE LTD CRISIL AAA 30.42%


13.18%

Total 100.00%

Key Scheme Information

Investment ObjectiveTo generate income and capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Allotment Date18th August 2010


Asset Allocation PatternDebt & Money Market Instruments to maintain a portfolio of Macaulay Duration between 1 and 3 years : 0% to 100%Cash & Cash Equivalents : 0% to 100%Investment in REITs and InviTs : 0% to 10%

Scheme FeaturesExit Load : NIL

Minimum Amount: ` 1,000/- and in multiples of ` 1/- thereafter

Benchmark : CRISIL Short Term Bond Fund Index^

Fund ManagerMr. Killol Pandya : Total experience 19 years (Managing this Fund w.e.f: 18th September 2015)



Net Dividend (` per unit) Cum Dividend NAV (in `)Individual/

HUF Corporate

REGULAR PLAN - MONTHLY 10-Feb-19 0.04897871 0.04535454 10.2029

DIRECT PLAN - MONTHLY 10-Feb-19 0.05890738 0.05454854 12.2715

REGULAR PLAN - MONTHLY 10-Dec-18 0.04891553 0.04529603 10.1841

DIRECT PLAN - MONTHLY 10-Dec-18 0.05125157 0.04745922 10.6711

REGULAR PLAN - MONTHLY 12-Nov-18 0.04878565 0.04517577 10.1649

DIRECT PLAN - MONTHLY 12-Nov-18 0.05108373 0.0473038 10.6444

REGULAR PLAN - MONTHLY 10-Oct-18 0.04879192 0.04518157 10.1664

DIRECT PLAN - MONTHLY 10-Oct-18 0.05105532 0.04727749 10.6382

REGULAR PLAN - MONTHLY 10-Sep-18 0.04907269 0.04544157 10.2050

DIRECT PLAN - MONTHLY 10-Sep-18 0.05131578 0.04751868 10.6716

REGULAR PLAN - MONTHLY 10-Aug-18 0.04925449 0.04560992 10.2601

DIRECT PLAN - MONTHLY 10-Aug-18 0.05147052 0.04766197 10.7219



Net Dividend (` per unit) Cum Dividend NAV (in `)Individual/

HUF Corporate

REGULAR QUARTERLY DIVIDEND 22-Mar-18 0.1577596 0.14616125 10.9453

DIRECT QUARTERLY DIVIDEND 22-Mar-18 0.16556427 0.15339212 11.4899

REGULAR QUARTERLY DIVIDEND 02-Nov-17 0.1590428 0.14735011 11.0221

DIRECT QUARTERLY DIVIDEND 02-Nov-17 0.16633767 0.15410867 11.5301

REGULAR QUARTERLY DIVIDEND 02-May-17 0.15752604 0.14594486 10.9190

DIRECT QUARTERLY DIVIDEND 02-May-17 0.16366529 0.15163276 11.3535

Performance as on January 31, 2019 (Last Business Day Of The Month) Period Essel Short

Term FundCRISIL

Short Term Bond Fund Index^@

1 Year govt. T-Bill^@@

1 year returns % 6.42% 7.10% 7.22%3 year CAGR % 6.29% 7.53% 6.73%5 year CAGR % 7.16% 8.30% 7.38%Since Inception CAGR % 8.42% 8.19% 7.05%Current Value of investment if ` 10000/- was invested on Inception date (in `)

19,814 19,458 17,797


10,642 10,710 10,722


12,014 12,441 12,166


14,132 14,902 14,282

^ - The returns are calculated to the Total Return Index (TRI) variant of the benchmark @ - Benchmark @@ - Additional Benchmark For performance of other schemes managed by Mr. Killol Pandya please refer to page nos. 10,11,12,13,15,16.Expense structure for Direct & Regular Plan may vary.Past performance may or may not be sustained in futureReturns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.As on January 31, 2019Average Maturity (Yrs) 1.24Modified Duration (Yrs) 1.02TER - Reg (%)# 1.20TER - Direct (%)# 0.36Portfolio Yield (%) 8.05


*CARE (Credit Analysis and Research Limited Rating (Source: www.careratings.com) (as on January 31, 2019). For statutory details please refer to page no. 17 &18.

Asset Allocation

18.82%

68.00%

13.18%


Non Convertible Debentures/ Floating Rate Notes/ Bonds


Scheme Performance vis-a-vis Benchmark (%)

6.42% 6.29% 7.16%

8.42%

7.10% 7.53% ��

8.19%

7.22% 6.73%

7.38% 7.05%

1 year CAGR % 3 year CAGR % 5 year CAGR % Since Inception CAGR %

Essel Short Term Fund - Regular Growth CRISIL Short Term Bond Fund Index 1YR GOVT T-BILL


86.82%

13.18%

CRISIL AAA/IND AAA/CRISIL A1+/ICRA A1+ TREPS/ Cash & Cash Equivalent


GROWTH 19.8136 20.8765 MONTHLY DIVIDEND 10.1766 12.2457 QUARTERLY DIVIDEND 11.3110 11.9620 BONUS 14.8505 20.9407

Maturity Profile % WeightageBelow or equal to 50 days 18.82%Below 1 Year 37.58%Above 1 Year 30.42%Cash & Cash Equivalent 13.18%

15

ESSEL ULTRA SHORT TERM FUND

(An open ended ultra-short term debt scheme investing in instruments such that Macaulay duration of the portfolio is between 3 months and 6 months.)



CERTIFICATES OF DEPOSIT 33.11%VIJAYA BANK CRISIL A1+ 10.24%

INDUSIND BANK LTD CRISIL A1+ 8.91%

UJJIVAN SMALL FINANCE BANK LTD CRISIL A1+ 7.58%

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CRISIL A1+ 3.83%


COMMERCIAL PAPERS 6.38%RELIANCE INDUSTRIES LTD CRISIL A1+ 6.38%

NON-CONVERTIBLE DEBENTURE / ZCB 26.86%MAHINDRA & MAHINDRA FIN SER LTD IND AAA 10.17%

POWER GRID CORPORATION OF INDIA LTD CRISIL AAA 9.01%

HOUSING DEVELOPMENT FINANCE CORPORATION LTD CRISIL AAA 5.12%

RURAL ELECTRIFICATION CORPN LTD CRISIL AAA 2.56%


33.65%

Total 100.00%

Key Scheme InformationInvestment ObjectiveTo provide optimal returns and liquidity to the investors by investing primarily in a mix of money market and short term debt instruments which results in a portfolio having marginally higher maturity as compared to a liquid fund at the same time maintaining a balance between safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme(s) will be achieved. The Scheme(s) does not assure or guarantee any returns.

Allotment Date19th February 2010


Asset Allocation PatternDebt & Money Market Instruments to maintain a portfolio of Macaulay Duration between 3 and 6 months : 0% to 100%Cash & Cash Equivalents : 0% to 100%Investment in REITs and InvITs : 0% to 10%


Minimum Amount: ` 1,000/- and in multiples of ` 1 thereafterBenchmark : CRISIL Liquid Fund Index^

Fund ManagerMr. Killol Pandya : Total experience 19 years (Managing this Fund w.e.f: 18th September 2015)



Dividend NAV (in `)


DIRECT MONTHLY DIVIDEND 25-Jan-19 3.73590003 3.45946287 1037.5088

REGULAR PLAN MONTHLY DIVIDEND 25-Jan-19 3.67080137 3.39918117 1019.4083

DIRECT MONTHLY DIVIDEND 28-Dec-18 3.7328754 3.45666204 1036.6956

REGULAR PLAN MONTHLY DIVIDEND 28-Dec-18 3.67101778 3.39938156 1019.4953

DIRECT MONTHLY DIVIDEND 30-Nov-18 3.72867381 3.45277135 1035.5234

REGULAR PLAN MONTHLY DIVIDEND 30-Nov-18 3.67004943 3.39848487 1019.2196

DIRECT MONTHLY DIVIDEND 26-Oct-18 3.71820766 3.44307964 1032.5575

REGULAR PLAN MONTHLY DIVIDEND 28-Sep-18 3.64291716 3.37336025 1011.8808

DIRECT MONTHLY DIVIDEND 28-Sep-18 3.71418918 3.4393585 1031.7032

REGULAR PLAN MONTHLY DIVIDEND 31-Aug-18 3.65036868 3.38026039 1013.6872

DIRECT MONTHLY DIVIDEND 31-Aug-18 3.7197902 3.44454508 1032.9827


GROWTH 1,993.2146 2,064.4155

DAILY DIVIDEND 1,009.3882 1,006.6500

WEEKLY DIVIDEND 1,003.8757 1,004.7620

MONTHLY DIVIDEND 1,015.0657 1,033.4701

Maturity Profile % Weightage

BELOW OR EQUAL TO 50 DAYS 31.91%

BELOW 90 DAYS 7.58%

BELOW 1 YEAR 19.18%

ABOVE 1 YEAR 7.68%


Face Value changed from ` 10/- to ` 1000/- with effect from 21st September 2014


Period Essel UltraShort Term

Fund

CRISIL Liquid Fund

Index ^@

1 Year govt.T-Bill ^@@

1 year returns % 6.85% 7.68% 7.22%3 year CAGR % 6.84% 7.27% 6.73%5 year CAGR % 7.46% 7.81% 7.38%Since Inception CAGR % 8.01% 7.84% 6.73%Current Value of investment if ` 10000/- was invested on Inception date (in `)

19,932 19,653 17,920


10,685 10,768 10,722


12,203 12,351 12,166


14,332 14,571 14,282

^ - The returns are calculated to the Total Return Index (TRI) variant of the benchmark @ - Benchmark @@ - Additional Benchmark For performance of other schemes managed by Mr. Killol Pandya please refer to page nos. 10,11,12,13,14,16.

Expense structure for Direct & Regular Plan may vary.Past performance may or may not be sustained in futureReturns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.


Average Maturity (Yrs) 0.28

Modified Duration (Yrs) 0.26

TER - Reg (%)# 1.05

TER - Direct (%)# 0.13

Portfolio Yield (%) 7.23# - Above TER includes additional expenses but excludes GST. For TER inclusive of GST please refer to page no.17


Asset Allocation

33.11%

6.38%

26.86%

33.65%Non Convertible Debentures/ Floating Rate Notes/ Bonds

Certificate Of Deposits

Commercial Paper



6.85% 6.84%

7.46%

8.01%

7.68%

7.27%

7.81% 7.84%

7.22%

6.73%

7.38%

6.73%


Essel Ultra Short Term Fund - Regular Growth CRISIL Liquid Fund Index 1YR GOVT T-BILL


66.35%

33.65%

CRISIL A1+/ICRA A1+/CARE

A1+/IND AAA/CRISIL AAA


16

ESSEL LIQUID FUND

(An open ended liquid scheme)Portfolio as on January 31, 2019


CERTIFICATES OF DEPOSIT 26.84%UJJIVAN SMALL FINANCE BANK LTD CRISIL A1+ 11.02%


HDFC BANK LTD CRISIL A1+ 5.27%

EXIM BANK CRISIL A1+ 5.27%

COMMERCIAL PAPERS 53.48%HIMARDRI SPECIALITY CHEMICAL LTD ICRA A1+ 13.19%

ALLCARGO LOGISTICS LTD CARE A1+ 13.13%

RAMCO CEMENTS LTD CRISIL A1+ 11.88%

APL APOLLO TUBES LTD CRISIL A1+ 6.57%

LIC HOUSING FINANCE LTD CRISIL A1+ 6.06%

ICICI Securities Primary Dealership Ltd CRISIL A1+ 1.33%

ICICI HOME FINANCE COMPANY LTD ICRA A1+ 1.32%

FIXED DEPOSITS 2.66%HDFC BANK LTD 2.66%


17.02%

Total 100.00%

Key Scheme InformationInvestment ObjectiveTo provide a high level of liquidity with reasonable returns commensurate with low risk through a portfolio of money market and debt securities. However, there can be no assurance or guarantee that the investment objective of the scheme(s) will be achieved. The Scheme(s) does not assure or guarantee any returns.

Allotment Date19th February 2010


Asset Allocation PatternDebt & Money Market Instruments with maturity/residual maturity up to 91 days : 0% to 100%Cash & Cash Equivalents : 0% to 100%


Minimum Amount: ` 1,000/- and inmultiples of ` 1 thereafterBenchmark : CRISIL Liquid Fund Index^

Fund ManagerMr. Killol Pandya : Total experience 19 years (Managing this Fund w.e.f: 21st December 2017)Mr. Archit Shah : Total experience 9 years ( Managing this Fund w.e.f. 21st December 2017)



Dividend NAV (in `)


REGULAR PLAN - MONTHLY 25-Jan-19 4.07169514 3.77041089 1006.9126

DIRECT PLAN - MONTHLY 25-Jan-19 4.13292256 3.82710779 1006.9976

REGULAR PLAN - MONTHLY 31-Dec-18 4.10871972 3.80469584 1006.9640

DIRECT PLAN - MONTHLY 31-Dec-18 4.16951494 3.86099253 1007.0484

REGULAR PLAN - MONTHLY 30-Nov-18 5.26706541 4.87732998 1008.5721

DIRECT PLAN - MONTHLY 30-Nov-18 5.34371637 4.94830916 1008.6785

REGULAR PLAN - MONTHLY 26-Oct-18 4.03924100 3.74035818 1006.8675

DIRECT PLAN - MONTHLY 26-Oct-18 4.10038059 3.79697376 1006.9524

REGULAR PLAN - MONTHLY 28-Sep-18 3.99752110 3.70172534 1006.8096

DIRECT PLAN - MONTHLY 28-Sep-18 4.05870802 3.75838475 1006.8946

REGULAR PLAN - MONTHLY 31-Aug-18 4.97330282 4.60530429 1008.1643

DIRECT PLAN - MONTHLY 31-Aug-18 5.05009696 4.67641606 1008.2709

Net Asset Value (NAV) as on January 31, 2019 (in Rs) (Last Business Day Of The Month) Plan / Option Regular Plan Direct Plan

GROWTH 2,025.3179 2,036.2623

DAILY DIVIDEND 1,001.2900 1,001.2900

WEEKLY DIVIDEND 1,001.0505 1,001.0197

MONTHLY DIVIDEND 1,002.4529 1,002.4704

Maturity Profile % WeightageBELOW OR EQUAL TO 50 DAYS 57.51%

BELOW 90 DAYS 24.15%


Face Value changed from ` 10/- to ` 1000/- with effect from 21st September 2014


Period Essel Liquid Fund

CRISIL Liquid Fund

Index^@

1 Year govt.T-Bill ^@@

1 year returns % 7.48% 7.68% 7.22%

3 year CAGR % 7.31% 7.27% 6.73%

5 year CAGR % 7.88% 7.81% 7.38%

Since Inception CAGR % 8.20% 7.84% 6.73%

Current Value of investment if ` 10000/- was invested on Inception date (in `)

20,253 19,653 17,920


10,748 10,768 10,722


12,358 12,346 12,161


14,613 14,571 14,282

^ - The returns are calculated to the Total Return Index (TRI) variant of the benchmark @ - Benchmark @@ - Additional Benchmark For performance of other schemes managed by Mr. Killol Pandya please refer to page nos. 10,11,12,13,14,15.Expense structure for Direct & Regular Plan may vary.Past performance may or may not be sustained in futureReturns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.


Average Maturity (Yrs) 0.11Modified Duration (Yrs) 0.10TER - Reg (%)# 0.20TER - Direct (%)# 0.09Portfolio Yield (%) 7.36



Asset Allocation

26.84%

53.48%

2.66%

17.02%


Commercial Papers

Fixed Deposits

TREPS (including TBILL held asCollateral)/Reverse Repo/NetCurrent Assets/Cash/CashEquivalent


7.48% 7.31% 7.88%

8.20%

7.68%

7.27% 7.81% 7.84%

7.22%

6.73% 7.38%

6.73%


Essel Liquid Fund - Regular Growth CRISIL Liquid Fund Index 1YR GOVT T-BILL


80.32%

2.66%

17.02%

CRISIL A1+/ICRA A1+/ CAREA1+/IND A1+

Fixed Deposits TREPS/ Cash & Cash Equivalent

17

MU

TUA

L FU

ND

INVE

STM

ENTS

AR

E SU

BJE

CT

TO M

AR

KET

RIS

KS,

REA

D A

LL S

CH

EME

REL

ATED

DO

CU

MEN

TS C

AR

EFU

LLY.

This

fact

she

et is

for i

nfor

mat

iona

l pur

pose

onl

y an

d un

der n

o ci

rcum

stan

ces

is to

be

used

or c

onsi

dere

d as

an

inve

stm

ent a

dvic

e

FUN

DS

AT A

gLA

NC

E FO

R E

SSEL

MU

TUA

L FU

ND

Sche

me N

ame

Addi

tiona

lPu

rcha

se

amt.

Addi

tiona

l Pu

rcha

se in

mul

tiples

abov

e

Mini

mum

Re

dem

ptio

nMi

n Re

dem

ptio

n un

its

Rede

mpt

ion

Payo

ut

Cycle

SIP

SIP

Freq

uenc

ySI

P Mi

n am

tSI

P Mi

n no

. of

Chqs

SIP

Star

ting

Date

SWP

SWP

Freq

uenc

ySW

P Mi

n.

Amt

SWP

Star

ting

Date

STP

STP

Freq

uenc

yST

P Mi

n Am

tST

P St

artin

g Da

teTE

R (In

cl. g

ST)

AUM

as on

Janu

ary

31, 2

019

Esse

l Lon

g Term

Ad

vant

age

Fund

` 500

/-M

ultipl

es o

f ` 5

00/-

ther

eafte

r` 1

000/

- or a

ccou

ntba

lance

, whic

h ev

er

is low

er

100

units

or

acc

ount

ba

lance

wh

ichev

er is

low

er

T+3

Yes

Fortn

ightly

M

onth

ly,

Quar

terly

&

Half Y

early

Fortn

ightly

- ` 5

00M

onth

ly- `

500

Quar

terly

- ` 1

000

Half Y

early

- ` 2

000

Fortn

ightly

24

insta

llmen

ts,

Mon

thly

12

-insta

llmen

ts,

Quar

terly

4

insta

llmen

ts,

Half Y

early

2

insta

llmen

ts

Fortn

ightly

, ev

ery

alter

nate

we

dnes

day/

Mon

thly-

Any

Day o

f the

m

onth

exc

ept

29th

, 30t

h,

31st/

Quar

terly

- A

ny D

ay o

f th

e m

onth

ex

cept

for e

ach

Quar

ter (

i.e.

Janu

ary,

April,

Ju

ly, O

ctobe

r) ex

cept

29t

h,

30th

, 31s

t/ Ha

lf Ye

arly

- Any

Da

y of t

he

mon

th e

xcep

t fo

r eac

h Ha

lf Ye

arly

(i.e.

Se

ptem

ber,

Mar

ch) e

xcep

t 29

th, 3

0th,

31s

t

*Yes

Mon

thly

&Qu

arte

rlyM

onth

ly-

` 50

0/-

Quar

terly

- ` 1

500/

-

Mon

thly:

5th

of t

he

mon

th; Q

uarte

rly

5th

of A

pril,

July,

Oc

tobe

r, Ja

nuar

y

*Yes

Daily

, W

eekly

, fo

rtnigh

tly

and

Mon

thly

Daily

- ` 5

0/- e

ach

Fortn

ightly

Wee

kly

& M

onth

ly ` 5

00

each

Daily

, Wee

kly (e

very

W

edne

sday

) For

tnigh

tly

(eve

ry a

ltern

ate

Wed

nes-

da

y) M

onth

ly (a

s on

spec

ified

date

s)

Reg

(%) -

2.9

1Di

r (%

) - 0

.81

` 52

.56

Crs

Esse

l Mult

i Cap

Fun

d` 1

00/-

Mult

iples

of `

1/-

ther

eafte

r` 1

000/

- or a

ccou

ntba

lance

, whic

h ev

er

is low

er

100

units

or

acc

ount

ba

lance

wh

ichev

er is

low

er

T+3

Yes

Fortn

ightly

M

onth

ly,

Quar

terly

&

Half Y

early

Fortn

ightly

- ` 5

00M

onth

ly- `

500

Quar

terly

- ` 1

000

Half Y

early

- ` 2

000

Yes

Mon

thly

&Qu

arte

rlyM

onth

ly-

` 500

/- Qu

arte

rly-

` 150

0/-

Mon

thly:

5th

of t

he

mon

th; Q

uarte

rly

5th

of A

pril,

July,

Oc

tobe

r, Ja

nuar

y

Yes

Daily

, W

eekly

, fo

rtnigh

tly

and

Mon

thly

Daily

- ` 5

0/- e

ach

Fortn

ightly

Wee

kly

& M

onth

ly ` 5

00

each

Daily

, Wee

kly

(eve

ry W

edne

sday

Fo

rtnigh

tly(e

very

alte

rnat

e W

edne

sday

)Mon

thly(

as

on sp

ecifie

d da

tes)

Reg

(%) -

2.8

4Di

r (%

) - 0

.58

` 15

9.88

Crs

Esse

l Lar

ge &

Midc

ap

Fund

` 100

/-M

ultipl

es o

f ` 1

/-th

erea

fter

` 100

0/- o

r acc

ount

balan

ce, w

hich

ever

is

lower

100

units

or

acc

ount

ba

lance

wh

ichev

er is

low

er

T+3

Yes

Fortn

ightly

M

onth

ly,

Quar

terly

&

Half Y

early

Fortn

ightly

- ` 5

00M

onth

ly- `

500

Quar

terly

- ` 1

000

Half Y

early

- ` 2

000

Yes

Mon

thly

&Qu

arte

rlyM

onth

ly-

` 500

/- Qu

arte

rly-

` 150

0/-

Mon

thly:

5th

of t

he

mon

th; Q

uarte

rly

5th

of A

pril,

July,

Oc

tobe

r, Ja

nuar

y

Yes

Daily

, W

eekly

, fo

rtnigh

tly

and

Mon

thly

Daily

- ` 5

0/- e

ach

Fortn

ightly

Wee

kly

& M

onth

ly ` 5

00

each

Daily

, Wee

kly

(eve

ry W

edne

sday

Fo

rtnigh

tly(e

very

alte

rnat

e W

edne

sday

)Mon

thly(

as

on sp

ecifie

d da

tes)

Reg

(%) -

2.9

5Di

r (%

) - 0

.78

` 96

.18

Crs

Esse

l Lar

ge C

ap E

quity

Fu

nd(w

.e.f.

2nd

- Apr

il '18

, ea

rlier k

nown

as E

ssel

Equit

y Fun

d)

` 1/-

Mult

iples

of `

1/-

ther

eafte

r`1

000/

- or a

ccou

ntba

lance

, whic

h ev

er

is low

er

100

units

or

acc

ount

ba

lance

wh

ichev

er is

low

er

T+3

Yes

Fortn

ightly

M

onth

ly,

Quar

terly

&

Half Y

early

Fortn

ightly

- ` 5

00M

onth

ly- `

500

Quar

terly

- ` 1

000

Half Y

early

- ` 2

000

Yes

Mon

thly

and

Quar

terly

Mon

thly-

` 5

00/-

Qu

arte

rly-

` 150

0/-

Mon

thly:

5th

of t

he

mon

th; Q

uarte

rly

5th

of A

pril,

July,

Oc

tobe

r, Ja

nuar

y

Yes

Daily

, W

eekly

, fo

rtnigh

tly

and

Mon

thly

Daily

- ` 5

0/-

Fortn

ightly

Wee

kly

& M

onth

ly `

500

Daily

, Wee

kly (e

very

W

edne

sday

) For

tnigh

tly

(eve

ry a

ltern

ate

Wed

nesd

ay) M

onth

ly (a

s on

spec

ified

date

s)

Reg

(%) -

2.9

0Di

r (%

) - 0

.88

` 13

0.72

Crs

Esse

l Equ

ity H

ybrid

Fu

nd` 1

00/-

Mult

iples

of `

1/-

ther

eafte

r` 1

000/

- or a

ccou

ntba

lance

, whic

h ev

er

is low

er

100

units

or

acc

ount

ba

lance

wh

ichev

er is

low

er

T+3

Yes

Fortn

ightly

M

onth

ly,

Quar

terly

&

Half Y

early

Fortn

ightly

- ` 5

00M

onth

ly- `

500

Quar

terly

- ` 1

000

Half Y

early

- ` 2

000

Yes

Mon

thly

&Qu

arte

rlyM

onth

ly-

` 500

/- Qu

arte

rly-

` 150

0/-

Mon

thly:

5th

of t

he

mon

th; Q

uarte

rly

5th

of A

pril,

July,

Oc

tobe

r, Ja

nuar

y

Yes

Daily

, W

eekly

, fo

rtnigh

tly

and

Mon

thly

Daily

- ` 5

0/- e

ach

Fortn

ightly

Wee

kly

& M

onth

ly ` 5

00

each

Daily

, Wee

kly

(eve

ry W

edne

sday

Fo

rtnigh

tly(e

very

alte

rnat

e W

edne

sday

)Mon

thly(

as

on sp

ecifie

d da

tes)

Reg

(%) -

2.7

5Di

r (%

) - 0

.63

` 30

5.01

Crs

Esse

l 3 in

1 Fu

nd` 1

00/-

Mult

iples

of `

1/-

ther

eafte

r` 1

000/

- or a

ccou

ntba

lance

, whic

h ev

er

is low

er

100

units

or

acc

ount

ba

lance

wh

ichev

er is

low

er

T+3

Yes

Fortn

ightly

M

onth

ly,

Quar

terly

&

Half Y

early

Fortn

ightly

- ` 5

00M

onth

ly- `

500

Quar

terly

- ` 1

000

Half Y

early

- ` 2

000

Yes

Mon

thly

and

Quar

terly

Mon

thly-

` 5

00/-

Quar

terly

- ` 1

500/

-

Mon

thly:

5th

of t

he

mon

th; Q

uarte

rly

5th

of A

pril,

July,

Oc

tobe

r, Ja

nuar

y

Yes

Daily

, W

eekly

, fo

rtnigh

tly

and

Mon

thly

Daily

- ` 5

0/-

Fortn

ightly

Wee

kly

& M

onth

ly `

500

Daily

, Wee

kly (e

very

W

edne

sday

) For

t- nig

htly

(eve

ry a

ltern

ate

Wed

nesd

ay) M

onth

ly (a

s on

spec

ified

date

s)

Reg

(%) -

2.9

4Di

r (%

) - 1

.46

` 1

5.64

Crs

Esse

l Reg

ular S

aving

s Fu

nd` 1

00/-

Mult

iples

of `

1/-

ther

eafte

r` 1

000/

- and

in

mult

iples

of `

1/-

ther

eafte

r

100

units

or

acc

ount

ba

lance

wh

ichev

er is

low

er

T+1

Yes

Fortn

ightly

M

onth

ly,

Quar

terly

&

Half Y

early

Fortn

ightly

- ` 5

00M

onth

ly- `

500

Quar

terly

- ` 1

000

Half Y

early

- ` 2

000

Yes

Mon

thly

and

Quar

terly

Mon

thly-

` 5

00/-

Qu

arte

rly-

` 150

0/-

Mon

thly:

5th

of t

he

mon

th; Q

uarte

rly

5th

of A

pril,

July,

Oc

tobe

r, Ja

nuar

y

Yes

Daily

, W

eekly

, fo

rtnigh

tly

and

Mon

thly

Daily

- ` 5

0/-

Fortn

ightly

Wee

kly

& M

onth

ly `

500

Daily

, Wee

kly (e

very

W

edne

sday

) For

t- nig

htly

(eve

ry a

ltern

ate

Wed

nes-

da

y) M

onth

ly (a

s on

spec

ified

date

s)

Reg

(%) -

2.7

0Di

r (%

) - 0

.69

` 4

2.67

Crs

Esse

l Arb

itrag

e Fu

nd

` 100

/-M

ultipl

es o

f ` 1

/- th

erea

fter

` 100

0/- a

nd in

m

ultipl

es o

f ` 1

/- th

erea

fter

100

units

or

acc

ount

ba

lance

wh

ichev

er is

low

er

T+3

Yes

Fortn

ightly

M

onth

ly,

Quar

terly

&

Half Y

early

Fortn

ightly

- ` 5

00M

onth

ly- `

500

Quar

terly

- ` 1

000

Half Y

early

- ` 2

000

Yes

Mon

thly

and

Quar

terly

Mon

thly-

` 5

00/-

Quar

terly

` 1

500/

-

Mon

thly:

5th

of t

he

mon

th; Q

uarte

rly

5th

of A

pril,

July,

Oc

tobe

r, Ja

nuar

y

Yes

Daily

, W

eekly

, fo

rtnigh

tly

and

Mon

thly

Daily

- ` 5

0/-

Fortn

ightly

Wee

kly

& M

onth

ly `

500

Daily

, Wee

kly (e

very

W

edne

sday

) For

t- nig

htly

(eve

ry a

ltern

ate

Wed

nes-

da

y) M

onth

ly

(as o

n sp

ecifie

d da

tes)

Reg

(%) -

1.0

0Di

r (%

) - 0

.25

` 10

.04

Crs

Esse

l Sho

rt Te

rm F

und

` 100

/-M

ultipl

es o

f ` 1

/-th

erea

fter

` 100

0/- a

nd in

m

ultipl

es o

f ` 1

/- th

erea

fter

100

units

or

acc

ount

ba

lance

wh

ichev

er is

low

er

T+1

Yes

Fortn

ightly

M

onth

ly,

Quar

terly

&

Half Y

early

Fortn

ightly

- ` 5

00M

onth

ly- `

500

Qu

arte

rly-

` 100

0Ha

lf Yea

rly- `

200

0

Yes

Mon

thly

and

Quar

terly

Mon

thly-

` 5

00/-

Quar

terly

-

` 150

0/-

Mon

thly:

5th

of t

he

mon

th; Q

uarte

rly

5th

of A

pril,

July,

Oc

tobe

r, Ja

nuar

y

Yes

Daily

, W

eekly

, fo

rtnigh

tly

and

Mon

thly

Daily

- ` 5

0/-

Fortn

ightly

Wee

kly

& M

onth

ly `

500

Daily

, Wee

kly (e

very

W

edne

sday

) For

tnigh

tly

(eve

ry a

ltern

ate

Wed

nesd

ay) M

onth

ly

(as o

n sp

ecifie

d da

tes)

Reg

(%) -

1.2

4Di

r (%

) - 0

.39

` 15

.75

Crs

Esse

l Ultr

a Sh

ort T

erm

Fund

` 100

/-M

ultipl

es o

f ` 1

/- th

erea

fter

` 100

0/- a

nd in

m

ultipl

es o

f ` 1

/- th

erea

fter o

r acc

ount

ba

lance

whic

h- e

ver

is low

er

NAT+

1Ye

sFo

rtnigh

tlyM

onth

ly,

Quar

terly

&

Half Y

early

Fortn

ightly

- ` 50

0M

onth

ly- `

500

Quar

terly

- ` 1

000

Half Y

early

- ` 2

000

Yes

Mon

thly

and

Qu

arte

rly

Mon

thly-

` 5

00/-

Quar

terly

` 1

500/

-

Mon

thly:

5th

of t

hem

onth

; Qua

rterly

5t

h of

Apr

il, Ju

ly,

Octo

ber,

Janu

ary

Yes

Daily

, W

eekly

,fo

rtnigh

tly

and

Mon

thly

Daily

- ` 5

0/-

Fortn

ightly

Wee

kly

& M

onth

ly ` 5

00

Daily

, Wee

kly (e

very

W

edne

sday

) For

t-nig

htly

(eve

ry a

ltern

ate

Wed

nesd

ay) M

onth

ly

(as o

n sp

ecifie

d da

tes)

Reg

(%) -

1.0

5Di

r (%

) - 0

.13

` 39

.10

Crs

Esse

l Liqu

id Fu

nd` 1

00/-

Mult

iples

of `

1/-

ther

eafte

r` 1

000/

- and

in

mult

iples

of `

1/-

ther

eafte

r or a

ccou

nt

balan

ce w

hich-

eve

r is

lower

NAT+

1Ye

sFo

rtnigh

tly

Mon

thly,

Qu

arte

rly &

Ha

lf Yea

rly

Fortn

ightly

- ` 5

00M

onth

ly- `

500

Quar

terly

- ` 1

000

Half Y

early

- ` 2

000

Yes

Mon

thly

and

Quar

terly

Mon

thly-

` 5

00/-

Quar

- te

rly-

` 150

0/-

Mon

thly:

5th

of t

he

mon

th; Q

uarte

rly

5th

of A

pril,

July,

Oc

tobe

r, Ja

nuar

y

Yes

Daily

, W

eekly

, fo

rtnigh

tly

and

Mon

thly

Daily

- ` 5

0/-

Fortn

ightly

Wee

kly

& M

onth

ly `

500

Daily

, Wee

kly (e

very

W

edne

sday

) For

tnigh

tly

(eve

ry a

ltern

ate

Wed

nesd

ay) M

onth

ly

(as o

n sp

ecifie

d da

tes)

Reg

(%) -

0.2

0Di

r (%

) - 0

.09

` 335

.76

Crs

Note

: The

Tru

stee

will e

ndea

vor t

o de

clare

the

Divid

end

as p

er th

e sp

ecifie

d fre

quen

cies,

subje

ct to

ava

ilabil

ity o

f dist

ribut

able

surp

lus ca

lculat

ed in

acc

orda

nce

with

the

Regu

lation

s. Th

e ac

tual

decla

ratio

ns o

f Divi

dend

and

freq

uenc

y will

inter

-alia

dep

end

on a

vaila

bility

of d

istrib

utab

le su

rplus

calcu

lated

in a

ccor

danc

e wi

th S

EBI (

MF)

Reg

ulatio

ns a

nd th

e de

cision

s of t

he T

ruste

e sh

all b

e fin

al in

this

rega

rd. T

here

is n

o as

sura

nce

or g

uara

ntee

to th

e Un

it hold

ers a

s to

the

rate

of D

ivide

nd n

or th

at th

e Di

viden

d wi

ll be

paid

regu

larly.

Divi

dend

pay

able

unde

r Divi

dend

Pay

out o

ption

(Wee

kly O

ption

) is e

qual

to o

r les

s tha

n ` 5

00 th

en

the

Divid

end

would

be

com

pulso

rily re

inves

ted

in th

e op

tion

of th

e Sc

hem

e. In

case

an

inves

tor f

ails t

o sp

ecify

his

pref

eren

ce o

f Plan

s/Sub

Plan

s/Opt

ions i

n th

e be

low m

entio

ned

sche

mes

, the

def

ault P

lan/S

ub P

lan/O

ption

s wou

ld be

as a

bove

. * S

WP/

STP

avail

able

only

afte

r com

pletio

n of

stat

utor

y loc

k-in

perio

d of

3 ye

ars f

rom

the

date

of

inves

tmen

t by t

he in

vesto

r.An

y inf

orm

ation

here

in co

ntain

ed do

es no

t con

stitu

te an

d sha

ll be d

eem

ed no

t to co

nstitu

te an

advic

e, an

offe

r to s

ell/ p

urch

ase o

r as a

n inv

itatio

n or s

olicit

ation

to do

so fo

r any

secu

rities

of an

y ent

ity, a

nd fu

rther

, Ess

el Fin

ance

AM

C Lim

ited.

(EFA

L)(fo

rmer

ly Pe

erles

s Fun

ds M

anag

emen

t Co.

Ltd

. (PF

MCL

)). Its

subs

idiar

ies / a

ffiliat

es/ s

pons

ors

/ trus

tee (

Esse

l Fina

nce A

MC

Limite

d) (f

orm

erly

Peer

less F

unds

Man

agem

ent C

o Ltd

. Gro

up) o

r the

ir offic

ers,

emplo

yees

, per

sonn

el, di

recto

rs m

ay be

asso

ciate

d in a

com

mer

cial, p

rofe

ssion

al or

pers

onal

capa

city o

r may

have

a co

mm

ercia

l inte

rest

includ

ing as

prop

rieta

ry tr

ader

s in o

r with

secu

rities

and /

or co

mpa

nies o

r issu

es or

mat

ters

as

cont

ained

in th

is pu

blica

tion a

nd su

ch co

mm

ercia

l cap

acity

or in

tere

st wh

ethe

r or n

ot di

fferin

g with

or co

nflict

ing w

ith th

is pu

blica

tion,

shall

not

mak

e or

rend

er (E

FAL)

liable

in a

ny m

anne

r wha

tsoev

er &

(EFA

L) o

r any

of t

heir

offic

ers,

emplo

yees

, per

sonn

el, d

irecto

rs sh

all n

ot b

e lia

ble fo

r any

loss

, dam

age,

liabil

ity w

hatso

ever

for a

ny d

irect

or

indire

ct los

s aris

ing fr

om th

e us

e or

acc

ess o

f any

info

rmat

ion th

at m

ay b

e dis

playe

d in

this

publi

catio

n fo

rm tim

e to

time.

Rec

ipien

ts of

the

infor

mat

ion co

ntain

ed h

erein

shou

ld ex

ercis

e du

e ca

re a

nd ca

ution

and

read

the

Sche

me

infor

mat

ion D

ocum

ent(s

) and

Sta

tem

ent o

f Add

itiona

l info

rmat

ion (i

nclud

ing if

nece

ssar

y, ob

taini

ng th

e ad

vice

of

tax/

legal/

acco

untin

g/ fin

ancia

l/ oth

er p

rofe

ssion

als) p

rior t

o ta

king

of a

ny d

ecisi

on, a

cting

or o

mitti

ng to

act,

on th

e bas

is of

the i

nfor

mat

ion co

ntain

ed he

rein.

CA

RE R

atin

g Met

hodo

logy

: Ess

el Liq

uid F

und,

Ess

el Ul

tra S

hort T

erm

Fund

, Ess

el Sh

ort T

erm

Fun

d hav

e bee

n ass

igned

“Cre

dit R

isk R

ating

AAA

mfs”

by C

ARE

Ratin

g (Cr

edit A

nalys

is an

d Res

earc

h Lim

ited)

CAR

E’s f

und c

redit

quali

ty ra

tings

are o

pinion

s on t

he ov

erall

cred

it qua

lity of

spec

ific de

bt m

utua

l fund

. The

ratin

g cap

ture

s fun

d’s ov

erall

ex

posu

re to

def

ault r

isk. C

ARE

uses

the

conc

ept o

f cre

dit sc

ores

, ass

igned

to in

dividu

al se

curit

ies, a

s per

cred

it sco

ring

mat

rix d

evelo

ped

by C

ARE.

The

scor

e is

esse

ntial

ly a

func

tion

of th

e cr

edit q

uality

and

ratin

g of s

ecur

ity an

d its

inter

nal re

sidua

l mat

urity

. The

ratin

g inc

ludes

asse

ssm

ent o

f var

ious q

ualita

tive f

acto

rs in

cludin

g man

agem

ent

quali

ty an

d man

agem

ent in

form

ation

syste

ms a

nd ris

k man

agem

ent s

yste

ms i

n var

ious o

pera

tiona

l are

as. C

ARE

revie

ws th

e rela

ted m

utua

l fund

on an

ongo

ing b

asis

to su

ppor

t its p

ublis

hed

ratin

g op

inion

s. A

deta

iled

met

hodo

logy c

an b

e so

urce

d fro

m w

ww.ca

rera

tings

.com

or C

redit

Ana

lysis

& Re

sear

ch Lt

d.St

atut

ory d

etail

s: E

ssel

Mut

ual F

und

has b

een

esta

blish

ed a

s a T

rust

unde

r the

India

n Tru

sts A

ct, 1

882,

spon

sore

d by

Ess

el M

F Tr

uste

e Lim

ited

(liabil

ity re

strict

ed to

` 1

Lakh

) (fo

rmer

ly Th

e Pe

erles

s Gen

eral

Fina

nce

& In

vestm

ent C

ompa

ny L

imite

d(lia

bility

restr

icted

to `

1 La

kh)

Trus

tee:

Ess

el M

F Tr

uste

e Lim

ited

(form

erly

The

Peer

less G

ener

al Fi

nanc

e &

Inve

stmen

t Com

pany

Lim

ited

(liabil

ity re

strict

ed to

` 1

Lakh

)) In

vest

men

t Man

ager

: Ess

el Fi

nanc

e AM

C Lim

ited

(the A

MC)

(for

mer

ly Pe

erles

s Fun

ds M

anag

emen

t Co.

Ltd

.(PFM

CL))

PRODUCT LABELINg

NAME OF THE SCHEME THESE PRODUCTS ARE SUITABLE FOR INVESTORS WHO ARE SEEKINg*

RISKOMETER

Essel Liquid Fund (An Open Ended Liquid Scheme)

l Income over short term. l Investments in debt and money market Instrumentsl Degree of risk – LOW RISK

Investors understand that their principal will be at Low risk

Essel Ultra Short Term Fund (An open ended ultra-short term debt scheme investing in instruments such that Macaulay duration of the portfolio is between 3 months and 6 months.)

l Income over short term. l Investment in money market and short term debt

instruments.l Degree of risk – MODERATELY LOW RISK

Investors understand that their principal will be at Moderately Low riskEssel Short Term Fund (An open ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year - 3 years)

l Income over short to medium term. l Investment in debt and money market instruments.l Degree of risk – MODERATELY LOW RISK

Essel Arbitrage Fund (An open ended scheme investing in arbitrage opportunities)

l To generate income over short term. l To generate income by predominantly investing in arbitrage

opportunities in cash and the derivative segments of the equity markets and the arbitrage opportunities available within the derivative segment and by investing the balance in debt and money market instruments.

l Degree of risk – MODERATELY LOW

Investors understand that their principal will be at Moderately Low risk

Essel Regular Savings Fund (An open ended hybrid scheme investing predominantly in debt instruments)

l Income over medium to long term. l Investment in high quality fixed income securities and with a

marginal exposure to equity and equity related instruments.l Degree of risk – MODERATELY HIGH RISK

Investors understand that their principal will be at Moderately High risk

Essel 3 In 1 Fund (An open ended scheme investing in Debt, Equity and Gold)

l Capital appreciation over the long term. l To generate long term capital appreciation through a

portfolio of fixed income securities, Gold Exchange traded funds (ETFs) of other mutual funds and gold related instruments and equity & equity related Instruments.

l Degree of risk – MODERATELY HIGH RISK

Essel Large Cap Equity Fund (w.e.f. 2nd- April'18, earlier known as Essel Equity Fund)(Large Cap Fund - An open ended equity scheme predominantly investing in large cap stocks)

l Capital appreciation over the long term. l Investing in an actively managed portfolio predominantly

consisting of Equity & equity related securities diversified over various sectors of large cap companies


Essel Large & Midcap Fund (Large & Midcap Fund - An open ended equity scheme investing in both large cap and mid cap stocks)

l Capital appreciation over medium to long terml Investing predominantly in equity and equity related

securities of mid cap companies & large cap companies.l Degree of risk – MODERATELY HIGH RISK

Essel Multi Cap Fund(An open ended equity scheme investing across large, mid & small cap stocks)

l Capital appreciation over the long term. l To generate capital appreciation by predominantly investing

in equity and equity related instruments across large cap, mid cap, small cap stocks


Essel Long Term Advantage Fund (An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit)

l Capital appreciation over long terml Investment in equity and equity related instruments.l Degree of risk – MODERATELY HIGH RISK

Essel Equity Hybrid Fund (An Open Ended Hybrid Scheme investing predominantly in equity & equity related instruments)

l Capital appreciation over the long terml To generate capital appreciation by predominantly

investing in equity and equity related instruments.l Degree of risk – MODERATELY HIGH RISK

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

18

Registered Office: Essel Finance AMC Limited, 3rd Floor, Peerless Mansion, 1, Chowringhee Square, Kolkata - 700 069. Tel 033 4018 5000, Fax : 033 40185010. CIN No: U65990WB2009PLC134537Investment & Operations Office : 6th Floor, Jet Prime, Suren Road,Nr. Guru Nanak Petrol Pump/Cinemax Opp. Residency Hotel Andheri (East), Mumbai – 400093 ,Maharashtra Toll Free : 1800 103 8999 Fax : +91 22 7133 5158Branches/Customer Service Centres : EAST - AGARTALA: Agartala branch, Saha building, C/o late Rajmohan Saha, Durgabari Lane, Agartala, Tripura (West), Pin-799 001, BHUBANESWAR: Essel Finance VKC Forex Ltd, Plot No:-54 B & C, Ashok Nagar (Opposite Royal Midtown Hotel & Axis Bank), 1st Floor, Janpath, Bhubaneswar, Pin-751009. *CONTAI: Vill: Dhandighi ,Holding No.: 359/351, 1st Floor, P.O. & P.S.: Contai, Pin : 721401,West Bengal, DURGAPUR: Unit NoA-212,Kamdhenu Commercial Complex,City Centre,Durgapur-713216, West Bengal, *GHATAL: Argora, P.O. & P.S.: Ghatal,Dist: Paschim Medinipur, Pin : 721212, West Bengal, *GUWAHATI: 2nd Floor,Suren Paradise Market,Opp Hanuman Mandir, Ulubari, G S Road, Guwahati - 781007,City Centre,Assam, *KOLKATA: Peerless Mansion, 3rd Floor, 1 Chowringhee Square, Kolkata 700 069, SILIGURI: Siliguri Branch, Nanak Complex,3rd Floor, Above IDBI Bank, Sevoke Road , P.O. Siliguri, Dist. Darjeeling-734 001,WEST - *MUMBAI: 601, Jet Prime, Plot No. 39-B, Suren Road, Andheri (E), Mumbai 400093, FORT: KK Chamber,2nd Floor, Sir Purushottam Thakurdas Marg. Mumbai-400 001, THANE: 503, Ace business center near Navnit motor,Gokul Nagar, Above PNB bank.Thane west 400607, BARODA: First floor 121, Dwarkesh Complex R.C Dutt road, Alkapuri Vadodara-390007, *AHMEDABAD: 503, Silicon Tower, Nr. Samarthehwar Mahadev Temple Opp. Axis Bank Lane, Law Garden Ahmedabad - 380006, NASHIK: 57Karankala Bungalow,Opp Old NMC Pandit Colony Nashik-422002,

NAGPUR: Pukhraj House, VIP Road, Near Children’s Traffic Park, Darampeth Nagpur – 440010. *PUNE: Aurora Towers,9 Moledina Road,West Wing,First Floor,Camp,Pune-411001. SURAT: Geet Prabha Complex, Near Kadiwala School, Ring Road, Surat.NORTH - *NEW DELHI: 510, Ansal Bhawan, K G Marg, Connaught Place, New Delhi, 110001, *LUCKNOW: Essel Finance AMC LTD Office No:1, Centre Court Building,1st Floor, 5 Park Road, Hazratganj, Lucknow-226001 Landline:- 0522-4237190. *JAIPUR: F 101-102, First Floor, City Pearl, Vidhayak Puri road, Opp. Gangaur Hotel, Jaipur-302001, JALANDHAR: Essel Finance VKC Forex Ltd, Gurmeet Building No1, First Floor, Police Lines, Opp. President Hotel, Jaladhar-144001. CHANDIGARH: SCO 59/60, 1st Floor, Sector 9D Madhya Marg Chandigarh - 160009, LUDHIANA: SCO 7, Front Portion of Mezzanine Floor, Feroze Gandhi Market, Ludhiana 141001, KANPUR: Essel Finance VKC Forex Ltd, Room no 516, 5th Floor City Centre, The Mall Kanpur-208001.SOUTH - *BANGALORE: Office No: 1 The Presidency Unit No: G-1/6, St. Marks Road Bengaluru - 560 001, *CHENNAI: Gee Gee Universal, No.2, 3rd Floor MC Nicholas Road, Near Dr.Mehta Hospital Chetpet, Chennai – 600031, *COIMBATORE: Essel Finance AMC Limited (An Essel Finance Co.), 196/8, Aishwarya Commercial Centre, T.V. Samy Road West, RS Puram Coimbatore - 641002, *HYDERABAD: Moin Court, 6-2-46,A.C Guard, Masabtank, Hyderabad-500004.* Note : These locations are Official Points of Acceptance.Registrar and Transfer Agent : Karvy Fintech Pvt. Ltd. KARVY SELENIUM, Plot number 31 & 32, Tower B, Survey No. 115/22, 115/24 & 115/25, Financial District, Gachibowli, Nanakramguda, Serlingampally Mandal Hyderabad - 500032 Telangana

ESSEL MUTUAL FUND OFFICES

LIST OF POINT OF ACCEPTANCES OF KARVY FINTECH PRIVATE LIMITEDAgartala: Bidurkarta Chowmuhani, J N Bari Road, Tripura ( West ), Agartala-799001, Agra: 1St Floor, Deepak Wasan Plaza, Behind Holiday Inn, ,Sanjay Place, Agra-282002, Ahmedabad: 201/202 Shail Complex, Opp: Madhusudan House, B/H Girish Cold Drink, Off C G Road, Navrangpura, Ahmedabad-380006, Ajmer: 302, 3rd Floor, Ajmer Auto Building, Opposite City Power House, Jaipur Road; Ajmer-305001, Akola: Yamuna Tarang Complex, Shop No 30, Ground Floor, N.H. No- 06, Murtizapur Road, Opp Radhakrishna Talkies, Akola-444004, Aligarh: 1St Floor, Kumar Plaza, Ramghat Road, Aligarh-202001, Allahabad: Rsa Towers, 2Nd Floor, Above Sony Tv Showroom, 57, S P Marg, Civil Lines, Allahabad-211001, Alleppy: 1st Floor, Jp Towers, Mullackal, Ksrtc Bus Stand, Alleppy-688011, Alwar: 101, Saurabh Tower, Opp. Uit, Near Bhagat Singh Circle, Road No.2, Alwar-301001, Amaravathi: Shop No. 21, 2nd Floor, Gulshan Tower, Near Panchsheel Talkies, Jaistambh Square, Amaravathi-444601, Ambala: 6349, Nicholson Road, Adjacent Kos Hospitalambala Cant, Ambala-133001, Amritsar: 72-A, Taylor’S Road, Opp Aga Heritage Club, Amritsar-143001, Anand: B-42 Vaibhav Commercial Center, Nr Tvs Down Town Shrow Room , Grid Char Rasta , Anand -380001, Ananthapur: #15/149,1St Floor, S R Towers,Subash Road, Opp. To Lalitha Kala Parishad, Anantapur-515001, Andheri: 6 & 7, 131 Andheri Industrial Estate-Veera Desai Road, Andheri (west) ,Mumbai-400 053, Ankleshwar: L/2 Keval Shopping Center, Old National Highway, Ankleshwar, Ankleshwar-393002, Asansol: 114/71 G T Road, BHANGA PANCHIL NEAR NOKIA CARE-Asansol-713303, Aurangabad: Ramkunj Niwas, Railway Station Road, Near Osmanpura Circle, Aurangabad-431005, Azamgarh: 1St Floor, Alkal Building, Opp. Nagaripalika Civil Line, Azamgarh-276001, Balasore: M.S Das Street, Gopalgaon, Balasore,Orissa, Balasore-756001, Bangalore: 59, Skanda puttanna Road, Basavanagudi, Bangalore-560004, Bankura: Ambika Market Complex (Ground Floor), Nutanganj, Post & Dist Bankura,-Bankura-722101, Bareilly: 1ST FLOOR,REAR SIDE,A -SQUARE BUILDING, 154-A CIVIL LINES,OPP.D. M. RESIDENCE, STATION ROAD ,BAREILLY, Bareilly-243001, Barhampore (Wb): Thakur Market Complex, Gorabazar, Post Berhampore Dist Murshidabad, 72 No Nayasarak Road, Barhampore (Wb)-742101, Baroda: 203, Corner point, Jetalpur Road, Baroda, Gujarat, Baroda-390007, Begusarai: Near Hotel Diamond Surbhi Complex, O.C Township Gate, Kapasiya Chowk, Begusarai-851117, Belgaum: Cts No 3939/ A2 A1, Above Raymonds Show Room |Beside Harsha Appliances, Club Road, Belgaum -590001, Bellary: Shree Gayathri Towers, #4, 1st Floor, K.H.B.Colony, Gopalaswamy Mudaliar Road, Gandhi Nagar-Bellary-583103, Berhampur (Or): Divya Nandan Kalyan Mandap, 3rd Lane Dharam Nagar, Near Lohiya Motor, Berhampur (Or)-760001, Betul: 107, 1st Floor, Hotel Utkarsh, | J. H. College Road -Betul-460001, Bhagalpur: 2Nd Floor, Chandralok Complex,Ghantaghar, Radha Rani Sinha Road, Bhagalpur-812001, Bharuch: Shop No 147-148, Aditya Complex, Near Kasak Circle, Bharuch-392001, Bhatinda: #2047-A 2Nd Floor, The Mall Road, Above Max New York Life Insurance, Bhatinda-151001, Bhavnagar: 303, STERLING POINT, WAGHAWADI ROAD, -Bhavnagar-364001, Bhilai: Shop No -1, First Floor Plot No -1, Commercial Complex Nehru Nagar - East-Bhilai-490020, Bhilwara: Shop No. 27-28, 1St Floor, Heera Panna Market, Pur Road, Bhilwara-311001, Bhopal: Kay Kay Business Centre, 133, Zone I, Mp Nagar, Above City Bank, Bhopal-462011, Bhubaneswar: A/181, Back Side Of Shivam Honda Show Room, Saheed Nagar-Bhubaneswar-751007, Bikaner: 70-71, 2Nd Floor | Dr.Chahar Building, Panchsati Circle, Sadul Ganj, Bikaner-334003, Bilaspur: Shop No -225,226 & 227,2nd Floor, Narayan Plaza, Link Road-Bilaspur-495001, Bokaro: B-1, 1St Floor, City Centre, Sector- 4, Near Sona Chandi Jwellars, Bokaro-827004, Borivali: Gomati Smuti,Ground Floor, Jambli Gully, Near Railway Station, Borivali, Mumbai-400 092, Burdwan: 63 Gt Road, Halder Complex 1St Floor-Burdwan-713101, Calicut: 2nd Floor Soubhagya Shopping Complex, Arayidathpalam, Mavoor Road, Calicut-673004, Chandigarh: Sco- 2423-2424, Above Mirchi Restaurent, New Aroma Hotel, First Floor, Sector 22-C, Chandigarh-160022, Chandrapur: Shop No-6 Office No-2, 1St Floor Rauts Raghuvanshi Complex, Beside Azad Garden Main Road, Chandrapur-442402, Chembur : Shop No 4, Ground Floor, Shram Saflya Bldg-N G Acharya Marg, Chembur, Mumbai -400 071, Chennai: F-11, Akshaya Plaza, 1St Floor, 108, Adhithanar Salai, Egmore, Opp To Chief Metropolitan Court, Chennai-600002, Chinsura: J C Ghosh Saranu,Bhanga Gara, Chinsurah, Hooghly-Chinsurah-712101, Cochin: Ali Arcade, 1St Floor,Kizhavana Road, Panampilly Nagar, Near Atlantis Junction, Ernakualm-682036, Coimbatore: 3rd Floor, Jaya Enclave, 1057 Avinashi Road-Coimbatore-641018, Cuttack: Opp Dargha Bazar Police station, Dargha Bazar, Po - Buxi Bazar,-Cuttack-753001, Darbhanga: Jaya Complex,2Nd Floor, Above Furniture Planet,Donar, Chowk, Darbhanga-846003, Davangere: D.No 376/2, 4th Main, 8th Cross, P J Extension, Opp Byadgishettar School-Davangere-577002, Dehradun: Kaulagarh Road, Near Sirmaur Margabove, Reliance Webworld, Dehradun-248001, Deoria: 1St Floor, Shanti niketan, Opp. Zila Panchayat, Civil Lines, Deoria-274001, Dewas: 27 Rmo House, Station Road, Above Maa Chamunda Gaes Agency, Dewas-455001, Dhanbad: 208 New Market 2Nd Floor, Bank More-Dhanbad-826001, Dharwad: 307/9-A 1st Floor, Nagarkar Colony, Elite Business Center, Nagarkar Colony,P B Road, Dharwad-580001, Dhule: Ground Floor Ideal Laundry, Lane No 4, Khol Galli, Near Muthoot Finance, Opp Bhavasar General Store, Dhule-424001, Dindigul: No : 9 Old No:4/B, New Agraharam, Palani Road,-Dindigul-624001, Durgapur: MWAV-16 BENGAL AMBUJA, 2ND FLOOR CITY CENTRE, Distt. BURDWAN, Durgapur-16, Durgapur-713216, Eluru: DNO-23A-7-72/73,K K S PLAZA, MUNUKUTLA VARI STREET, OPP ANDHRA HOSPITALS, R R PETA, Eluru-534002, Erode: No: 4, Veerappan Traders Complex, KMY Salai, Sathy Road, Opp. Erode Bus Stand, Erode-638003, Faridabad: A-2B, 3rd Floor, Neelam Bata Road, Peer ki Mazar, Nehru Groundnit, Faridabad-121001, Ferozpur: The Mall Road, Chawla Bulding, Ist Floor, Opp. Centrail Jail, Near Hanuman Mandir, Ferozepur-152002, gandhidham: Shop # 12, Shree Ambica Arcade, Plot # 300, Ward 12. Opp. CG High School, Near HDFC Bank, Gandhidham-370201, gandhinagar: 123, First Floor, Megh Malhar Complex, Opp. Vijay Petrol Pump, Sector - 11, Gandhinagar-382011, gaya: 54 Lal Kothi Compound, Shree Krishna Road, 2nd Floor, North Side, Near Royal Surya Hotel, Gaya-823001, ghaziabad: 1St Floor C-7,-Lohia Nagar, Ghaziabad-201001, ghazipur: 2Nd Floor, Shubhra Hotel Complex, Mahaubagh, Ghazipur-233001, gonda: Shri Market, Sahabgunj, Station Road, Gonda-271001, gorakhpur: Above V.I.P. House ajdacent, A.D. Girls College, Bank Road, Gorakpur-273001, gulbarga: Cts No 2913 1St Floor, Asian Towers, Jagath Station Main Road, Next To Adithya Hotel, Gulbarga-585105, guntur: D No 6-10-27,Srinilayam, Arundelpet, 10/1, Guntur-522002, gurgaon: Shop No.18, Ground Floor,Sector - 14, Opp. Akd Tower, Near Huda Office, Gurgaon-122001, guwahati: 1st Floor, Bajrangbali Building, Near Bora Service Station, GS Road,-Guwahati-781007, gwalior: 2nd Floor, Rajeev Plaza, Jayendra Ganj, Lashkar-Gwalior-474009, Haldwani: Above Kapilaz, Sweet House, Opp Lic Building ,Pilikothi, KALADHUNGI ROAD, Haldwani-263139, Haridwar: 8, Govind Puri, Opp. LIC - 2, Above Vijay Bank, Main Road, Ranipur More, Haridwar-249401, Hassan: SAS no-212, Ground Floor,Sampige Road 1st cross, Near Hotel Souther Star, K R Puram, Hassan -573201, Hissar: Sco 71, 1st Floor, Red Square Market, Hissar-125001, Hoshiarpur: 1St Floor, The Mall Tower, Opp Kapila Hospital, Sutheri Road, Hoshiarpur-146001, Hubli: CTC No.483/A1/A2, Ground Floor ,Shri Ram Palza, Behind Kotak Mahindra Bank ,Club Road, Hubli-580029, Hyderabad: KARVY HOUSE, No:46, 8-2-609/K, Avenue 4, Street No. 1, Banjara Hills, Hyderabad-500034, Hyderabad(gachibowli): Tower B, plot no 31&32, Financial District, Nanakram guda, Serilingampally, Gachibowli, Hyderabad-500032, Indore: 2nd floor, 203-205 Balaji Corporate House, Above ICICI bank, 19/1 New Palasia, NearCurewell Hospital, Janjeerwala Square Indore, Indore-452001, Jabalpur: Grover Chamber, 43 Naya Bazar Malviya Chowk, Opp Shyam Market, Jabalpur-482002, Jaipur: S16/A IIIrd Floor, Land Mark Building Opp Jai Club, Mahaver Marg C Scheme, Jaipur-302001, Jalandhar: 1st Floor,Shanti Towers, SCO No. 37, PUDA Complex, Opposite Tehsil Complex, Jalandhar-144001, Jalgaon: 269, Jaee Vishwa, 1 St Floor, Baliram Peth, Above United Bank Of India, Near Kishor Agencies., Jalgaon. -425001, Jalpaiguri: D B C Road Opp Nirala Hotel, Opp Nirala Hotel, Opp Nirala Hotel, Jalpaiguri-735101, Jammu: Gupta’s Tower, 2nd Floor, CB-12, Rail Head complex, Jammu-180012, Jamnagar: 136-137-138 Madhav Palaza, Opp Sbi Bank, Nr Lal Bunglow, Jamnagar-361001, Jamshedpur: 2ND FLOOR, R R SQUARE, SB SHOP AREA,NEAR RELIANCE FOOT PRINT & HOTEL- BS PARK PLAZA, MAIN ROAD, BISTUPUR, Jamshedpur-831001, Jaunpur: R N Complex, 1-1-9-G, In Front Of Pathak Honda, Ummarpur, Jaunpur-222002, Jhansi: 371/01, Narayan Plaza,Gwalior Road, Near Jeevan Shah Chauraha, Jhansi-284001, Jodhpur: 203, Modi Arcade, Chopasni Road -Jodhpur-342001, Junagadh: 124-125 Punit Shopping Center, M.G Road, Ranavav Chowk, Junagadh-362001, Kannur: 2 Nd Floor, Prabhath Complex, Fort Road, Nr.Icici Bank, Kannur-670001, Kanpur: 15/46, B, Ground Floor, Opp : Muir Mills, Civil Lines, Kanpur-208001, Karaikudi: No. 2,Gopi Arcade, 100 Feet Road,-Karaikudi-630001, Karimnagar: D.No:2-10-1298,2nd floor, Rathnam Arcade, Jyothi Nagar, Karimnagar-505001, Karnal: 18/369,Char Chaman, Kunjpura Road, Behind Miglani Hospital, Karnal-132001, Karur: No.6, old No.1304, Thiru-vi-ka Road, Near G.R.Kalyan Mahal, Karur-639001, Kharagpur: 180 Malancha Road,-Beside Axis Bank Ltd, Kharagpur-721304, Kolhapur: 605/1/4 E Ward, Shahupuri 2Nd Lane, Laxmi Niwas, Near Sultane Chambers, Kolhapur-416001, Kolkata: Apeejay House ( Beside Park Hotel ), C Block,3rd Floor, 15 Park Street, Kolkata-700016, Kollam: Sree Vigneswara Bhavan, Shastri Junction, Kadapakada, Kollam-691001, Korba: 1st Floor, City Centre, 97 IRCC, Transport Nagar, Korba-495677, Kota: Plot NO. 259, 1st Floor, Shopping Centre, Lala Lajpat Rai Circle, Kota - 324007, Kottayam: 1St Floor Csiascension Square, Railway Station Road, Collectorate P O, Kottayam-686002, Kurnool: Shop No.43, 1St Floor, S V Complex, Railway Station Road, Near Sbi Main Branch, Kurnool-518004, Lucknow: Ist Floor, A. A. Complex, 5 Park Road, Hazratganj, Thaper House, Lucknow-226001, Ludhiana: Sco - 136, 1St Floor Above Airtel Showroom, Feroze Gandhi Market , Ludhiana-141001, Madurai: Rakesh towers, 30-C, Ist floor, Bye pass Road, Opp Nagappa motors, Madurai-625010, Malappuram: First Floor, Peekays Arcade, Down Hill, Malappuram-676505, Malda: Sahis Tuli, Under Ward No.6, No.1 Govt Colony, English Bazar Municipality, Malda-732101, Mangalore: Mahendra Arcade Opp Court Road, Karangal Padi-Mangalore-575003, Margoa: 2Nd Floor, Dalal Commercial Complex, Pajifond, Margao -403601, Mathura: Ambey Crown, 2nd Floor, In Front Of Bsa College, Gaushala Road, Mathura-281001, Meerut: 1St Floor, Medi Centreopp Icici Bank, Hapur Road Near Bachha Park, Meerut-250002, Mehsana: Ul/47 Apollo Enclave, Opp Simandhar Temple, Modhera Cross Road, Mehsana-384002, Mirzapur: Abhay Mandir, Above HDFC Bank, Dankin Gunj, Mirzapur-231001, Moga: 1St Floor,Dutt Road, Mandir Wali Gali, Civil Lines, Barat Ghar, Moga-142001, Moradabad: Om Arcade, Parker Road, Above Syndicate Bank,Chowk Tari Khana, Moradabad-244001, Morena: Moti Palace, Near Ramjanki Mandir, Near Ramjanki Mandir, Morena-476001, Mumbai: 24/B, Raja Bahadur Compound, Ambalal Doshi Marg, Behind Bse Bldg, Fort-400001, Muzaffarpur: First Floor, Shukla Complex, Near ICICI Bank, Civil Court Branch, Company Bagh, Muzaffarpur-842001, Mysore: L-350,Silver Tower, Ashoka Road, Opp.Clock Tower, Mysore -570001, Nadiad: 104/105, Near Paras Cinema, City Point Nadiad, Nadiad-387001, Nagerkoil: HNO 45, 1st Floor, East Car Street, Nagercoil-629001, Nagpur: Plot No 2/1 House No 102/1, Mata Mandir Road, Mangaldeep Appartment Opp Khandelwal Jewelers, Dharampeth, Nagpur-440010, Namakkal: 105/2, Arun Towers, Paramathi Road-Namakkal-637001, Nanded: Shop No.4, Santakripa Market, G G Road, Opp.Bank Of India, Nanded-431601, Nasik: S-9, Second Floor, Suyojit Sankul, Sharanpur Road, Nasik-422002, Navsari: 103, 1ST FLOORE LANDMARK MALL, NEAR SAYAJI LIBRARY , Navsari Gujarat, Navsari-396445, Nellore: 16-2-230, Room No : 207, 2Nd Floor, Keizen Heights, Gandhi Nagar, Pogathota, Nellore-524001, New Delhi: 305 New Delhi House, 27 Barakhamba Road -New Delhi -110001, Nizamabad: H No:5-6-430, Above Bank Of Baroda First Floor, Beside Hdfc Bank,Hyderabad Road, Nizamabad-503003, Noida: 405,4th Floor,Vishal Chamber, Plot No.1,Sector-18, Noida-201301, Palghat: No: 20 & 21, Metro Complex H.P.O.Road Palakkad, H.P.O.Road, Palakkad-678001, Panipat: JAVA Complex, 1st Floor, Above Vijaya Bank, G T Road, Panipat-132103, Panjim: Flat No.1-A, H. No. 13/70, Timotio Bldg, Heliodoro Salgado Road, Next to Navhind Bhavan (Market Area), Panjim-403001, Pathankot: 2nd Floor, Sahni Arcade Complex, Adj.Indra colony Gate Railway Road, Pathankot, Pathankot-145001, Patiala: Sco 27 D, Chotti Baradari, Near Car Bazaar, Patiala-147001, Patna: 3A, 3Rd Floor Anand Tower, Exhibition Road, Opp Icici Bank, Patna-800001, Pollachi: 146/4,Ramanathan Building, 1st Floor New Scheme Road -Pollachi-642002, Pondicherry: Building No:7, 1st Floor, Thiayagaraja Street, -Pondicherry-605001, Pudukottai: Sundaram Masilamani Towers, Ts No. 5476 - 5479, Pm Road, Old Tirumayam Salai, Near Anna Statue, Jublie Arts, Pudukottai-622001, Pune: Mozaic Bldg, CTS No.1216/1, Final, Plot No.576/1 TP, Scheme No.1, F C Road, Bhamburda, Shivaji Nagar, Pune-411004, Raipur: OFFICE NO S-13, SECOND FLOOR, REHEJA TOWER, FAFADIH CHOWK, JAIL ROAD, Raipur-492001, Rajahmundry: D.No.6-1-4,Rangachary Street, T.Nagar, Near Axis Bank Street, Rajahmundry-533101, Rajapalayam: Sri Ganapathy Complex, 14B/5/18, T P Mills Road, Virudhungar Dist, Rajapalayam-626117, Rajkot: 302, Metro Plaza, Near Moti Tanki Chowk, Rajkot, Rajkot, Gujarat,-360001, Ranchi: Room No 307 3Rd Floor, Commerce Tower, Beside Mahabir Tower, Ranchi-834001, Ratlam: 1 Nagpal Bhawan, Free Ganj Road, Do Batti, Near Nokia Care, Ratlam-457001, Renukoot: Radhika Bhavan, Opp. Padmini Hotel,Murdhwa, Renukoot, Renukoot-231217, Rewa: Ist Floor, Angoori Building, Besides Allahabad Bank, Trans University Road, Civil Lines, Rewa-485001, Rohtak: 1st Floor, Ashoka Plaza, Delhi Road, Rohtak-124001, Roorkee: Shree Ashadeep Complex, 16, Civil Lines, Near Income Tax Office, Roorkee-247667, Rourkela: 1St Floor Sandhu Complex, Kachery Road, Uditnagar-Rourekla-769012, Sagar: II floor ,Above shiva kanch mandir., 5 civil lines, Sagar, Sagar-470002, Saharanpur: 18 Mission Market, Court Road-Saharanpur-247001, Salem: NO 3/250, Brindavan Road, 6th Cross,Perumal kovil back side, Fairland’s, Salem-636016, Sambalpur: Koshal Builder Complex, -Near Goal Bazaar Petrol pump, Sambalpur-768001, Satna: 1St Floor, Gopal Complex, Near Bus Stand, Rewa Road, Satna-485001, Secunderabad: Crystal Plaza 2nd Floor, Manday Lane, Near Sunshine Hospital, P G Road, Secunderabad-500 003, Shaktinagar: 1St/A-375, V V Colony, Dist Sonebhadra, Shaktinagar-231222, Shillong: Annex Mani Bhawan, Lower Thana Road, Near R K M Lp School, Shillong-793001, Shimla: Triveni Building, By Pas Chowkkhallini-Shimla-171002, Shimoga: Sri Matra Naika Complex, 1St Floor, Above Shimoga Diagnostic Centre, Llr Road, Durgigudi, Shimoga-577201, Shivpuri: 1St Floor, M.P.R.P. Building, Near Bank Of India, Shivpuri-473551, Sikar: First Floor,Super Tower , Behind Ram Mandir Near Taparya Bagichi -Sikar -332001, Silchar: N.N. Dutta Road, Chowchakra Complex, Premtala, Silchar-788001, Siliguri: Nanak Complex, Sevoke Road-Siliguri-734001, Sitapur: 12/12-A Sura Complex, Arya Nagar Opp, Mal Godam, Sitapur-261001, Sivakasi: 363, Thiruthangal Road, Opp: TNEB, Sivakasi-626123, Solan: Sahni Bhawan, Adjacent Anand Cinema Complex, The Mall, Solan-173212, Solapur: Block No 06, Vaman Nagar, Opp D-Mart, Jule Solapur, Solapur-413004, Sonepat: 205 R Model Town, Above Central Bank Of India-Sonepat-131001, Sri ganganagar: 35E Block, Opp: Sheetla Mata Vaateka Sri Ganganagar-Sri Ganganagar-335001, Srikakulam: D.No-4-1-28/1, Venkateswara Colony, Near Income Tax Office, Srikakulam-532001, Sultanpur: 1077/3, Civil Lines Opp Bus Stand, Civil Lines-Sultanpur-228001, Surat: Office no: -516, 5th Floor, Empire State building, Near Udhna Darwaja, Ring Road, Surat-395002, T Nagar: G1, Ground Floor, No 22, Vijayaraghava Road, Swathi Court, T Nagar, Chennai-600 017, Thane: 101, Yaswant Tower, 1st Floor, Opposite Puja Hotel, Ram Maruti Road, Naupada Thane (West), Mumbai-400 602, Thanjavur: No. 70, Nalliah Complex, Srinivasam Pillai Road,-Tanjore-613001, Thodupuzha: First Floor, Pulimoottil Pioneer, Pala Road-Thodupuzha-685584, Tirunelveli: 55/18, Jeney Building, S N Road, Near Aravind Eye Hospital, Tirunelveli-627001, Tirupathi: H.No:10-13-425, 1st Floor, Tilak Road, Opp: Sridevi Complex, Tirupathi-517501, Tirupur: First floor, 244 A, Above Selvakumar Dept stores, Palladam Road, Opp to Cotton market complex, Tirupur-641604, Tiruvalla: 2Nd Floor,Erinjery Complex, Ramanchira, Opp Axis Bank, Thiruvalla-689107, Trichur: 2Nd Floor,Brothers Complex, Naikkanal Junction,Shornur Road, Near Dhanalakshmi Bank H O, Thrissur-680001, Trichy: 60, Sri Krishna Arcade, Thennur High Road,-Trichy-620017, Trivandrum: 2Nd Floor, Akshaya Tower, Sasthamangalam, Trivandrum-695010, Tuticorin: 4 - B, A34 - A37, Mangalmal Mani Nagar, Opp. Rajaji Park, Palayamkottai Road, Tuticorin-628003, Udaipur: 201-202, Madhav Chambers, Opp G P O, Chetak Circle, Udaipur-313001, Ujjain: 101 Aashta Tower, 13/1 Dhanwantri Marg, Freeganj, Ujjain-456010, Valsad: Shop No 2, Phiroza Corner, Opp Next Show Room, Tithal Road, Valsad-396001, Vapi: Shop No-12, Ground Floor, Sheetal Appatment, Near K P Tower, Vapi-396195, Varanasi: D-64/1321St Floor, Anant Complex, Sigra, Varanashi-221010, Vashi: Shop No.43-A, Ground Floor, Vashi Plaza, Sector-17, Near Apna Bazar, Vashi, Mumbai-400 705, Vellore: No :01 M N R Arcade, Officer’s Lane, Krishna Nagar, Vellore-632001, Vijayanagaram: Soubhagya, 19-6-1/3, 2Nd Floor, Near Fort Branch, Opp: Three Temples, Vizianagaram-535002, Vijayawada: 39-10-7, Opp : Municipal Water Tank, Labbipet, Vijayawada-520010, Vile Parle : 104, Sangam Arcade, V P Road, Opp: Railway Station ,Above Axis Bank Atm, Vile Parle (west), Mumbai-400 056, Visakhapatnam: Door No: 48-8-7, Dwaraka Diamond, Ground Floor, Srinagar, Visakhapatnam-530016, Warangal: 5-6-95, 1 St Floor, Opp: B.Ed Collage,Lashkar Bazar, Chandra Complex,Hanmakonda, Warangal-506001, Yamuna Nagar: Jagdhari Road, Above Uco Bank, Near D.A.V. Girls College, Yamuna Nagar-135001

Quick Connect

www.esselfinance.com Toll free : 1800 103 8999 [email protected]

ww

w.w

este

rnpr

ess.

in

RISKOMETEREssel Equity Hybrid Fund(An Open Ended Hybrid Scheme investing predominantly in equity and equity related instruments)

Investors understand that theirprincipal will be at moderately high risk

This product is suitable for investors who are seeking*• Capital appreciation over the long term.• To generate capital appreciation by predominantly investing in equity and equity related instruments.• Degree of risk – MODERATELY HIGH.

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Peace of Mind

An Open Ended Hybrid Scheme investing predominantly in equity and equity related instruments.

Essel Equity Hybrid FundOffer of Units at NAV based prices

from ed & ceo’s desk - essel finance amc limited from ed & ceo’s desk at the outset,...

Documents