Credit Reporting Errors Are RampantAccording to a recent report by Consumer Union, “about one in five, or an estimated 40 million consumers, had an error on one of their credit reports.” Another recent FTC study found that participants with less education were more likely to have errors on their credit reports than their more highly educated counterparts.

TThe Consumer Union report indicates that these “credit report mistakes can have dire consequences for consumers. Consumers may pay thousands of dollars more in interest over the lifetime of their mortgages due to errors that place them in a lower credit-rating category, and hundreds of dollars more in auto insurance per year. According to the Consumer Union, “an error on a credit report can even mean losing out on a job, and can leave a consumer unable to perform simple online identity verifications.”

Errors Hurt Loan Officers and Real Estate Agents TooTThose in the mortgage and real estate industry know better than anyone that credit errors are a big problem for potential homeowners. Closer to home, these errors hurt loan officers that aren’t able to write loans that they should be able to write. Sometimes it just cost time and money to correct the errors but many times it causes the potential client to give up or be denied.

No Cost RepresentationKKevin Fallon McCarthy, managing partner for McCarthy Law PLC, is determined to eradicate credit reporting errors and the troubles they cause once and for all: “My firm stands for the proposition that we can wipe out credit reporting errors completely within five years. The key to eradication is widespread no-cost legal representation for the victims of credit reporting errors.“ The need for nationwide no-cost legal representation is exactly why McCarthy Law PLC has decided to fix any error in a person’s credit report at no charge. If anyone, anywhere in America, has an error on their credit report, the firm will represent him or her at no-charge.

HHow It WorksThe firm advances the costs of the suit and demands damages and attorneys’ fees on behalf of the client. When the case resolves, the firm first gives the client at least $1000 in damages or more (depending on how many errors and defendants are involved), then uses whatever is left to re-pay the firm its costs and the attorneys’ fees associated with the suit.

Be A HeroNo doubt No doubt you have clients you are working with right now that need this help. You likely have dozens of folks that you’ve helped or tried to help in the last few years. Our outreach to help these people will only come through you. You know the people who need help but they don’t know help is available. Make their day and perhaps their dreams of home ownership come true by connecting them with us.

Simple Online IntroductionWWe have created a simple way online for you to make that connection. Go to Freshstart.McCarthyLawyer.com and tell us whom we can help. We will take it from there. With their permission, we will let you know when the error has been corrected so that you can complete their new loan and take your hero’s bow.

Do Your Clients Need No-Cost HelpFixing Errors On Their Credit Report?

40 million Americanshave at least one erroron a credit report.

For more information or help, you can always contact Kevin Hardin at 888-909-1030.

Source: Consumer Union of U.S., Inc. April, 2014

4250 N Drinkwater Blvd #320, Scottsdale, AZ 85251FreshStart.McCarthyLawyer.com