This Month In History

A Free Family Resource Courtesy Of Frank Myers Auto Maxx

“We Specialize In Helping Individuals & Families Find, Qualify For And Own The Vehicle Of Their Dreams With Little Or No Money Down Even With Less Than Perfect Credit.”

CALL: 336-767-3432 TWEET: @MyersAuto WEBSITE: FrankMyersAuto.com FACEBOOK: facebook.com/frankmyersautomaxx

All of life is a gift. Every person, experience and moment is a gift. Did you know that gratitude is the very first step to receiving and actually experiencing what you desire? Gratitude "seals the deal." When you are in the state of gratitude you are genuinely and enthusiastically grateful for that which you have and that which you positively expect to receive. Gratitude is a daily practice allowing your-self to be present in the moment. For some, it is a way of life. People who practice daily gratitude live happier and more abundant lives. 1. Gratitude is about being present. Gratitude is about waking up in this moment and being here now - really being here - and noticing what's around you. Most people are so busy thinking about whats not happening, or how much more they have to do, that they don't look around and notice what's happen-ing at the present moment. The only moment we have is right here and right now. Wake up to fully embrace the present moment. 2. Gratitude is about honoring your life. Do you ever compare your life with someone else's? Do you ever wish your life were better and more like another's? Sometimes we can lose ourselves in comparing and wondering how we "measure up" to some standard set by someone else. Gratitude requires you to validate your own life because everything in life is a precious gift. Gratitude allows you to keep the focus on your life. That which we put our attention and focus on grows.

3. Gratitude is about attracting all that we desire. All things come to those who are grateful. It's difficult to attract abundance and joy if you are saying "no" and arguing with what IS and criticizing yourself or others. When you al-low yourself to be fully present, you say YES and create a powerful shift. Attraction is about "yes." Gratitude attracts more of that which you are grateful for and deeply desire. Being grateful for all that you have and that which you desire even if you currently do not possess that which you desire. Gratitude at-tracts exactly what you desire and allows you to receive it quickly. 4. Be in love with Now. The special key to learning to accepting eve-rything that you already have (good or not so great) is to love the present moment - all of it - and prefer nothing other than the present moment. Truthfully, this is all we have. 5. Gratitude doesn't need explanation Gratitude doesn't need to be explained be-cause it's magical. It's already inside of you. It's not something you need to go out and get. Rather, it's something you have instant ac-cess to by connecting to all that is within in you. Being grateful right now negates resistance. Gratitude allow you to understand you at a deeper level so you have a deeper understand about the path to come. Gratitude negates resistance. Once you bring yourself to a place of gratitude, you will look at everything and clearly see yourself.

1 - 1959 - The television

series “The Twilight Zone” premiered.

12 - 1810 - The very first

Oktoberfest is held in Mu-nich, Bavaria, Germany.

24 - 1945 - The United Na-

tions came into existence.

29 - 1929 - The New York

Stock Exchange crashed on what came to be known as “Black Tuesday”, starting the Great Depression.

31 - 1926 - Magician

Harry Houdini dies from complications of a ruptured appendix.

5 Great Reasons of Gratitude by Karen Fagan

4

FAMOUS WORDS

Interesting Facts You Never Knew

“Life offers us tickets to places which we have not

knowingly asked for.”

Maya Angelou

Did you know . . . Most American car horns honk in the key of F. Did you know . . . A Saudi Arabian woman can get a divorce if her husband does-n’t give her coffee. Did you know . . . The Ne-anderthal’s brain was bigger than yours. Did you know . . . Donald Duck comics were banned from Finland because he doesn’t wear pants.

The envelope budget, sometimes called the envelope method or system is the practice of managing household expenses through the use of cash envelopes. Dubbed "Grandma's way to handle money" by Dave Ramsey, this depression era method of budgeting is still as effective as ever. Yes, the modern versions of the envelope budget are readily available online in pro-grams like Mvelopes but they cost money. The focus of this post is on the traditional envelope method which is FREE! How to set up an envelope budget Step 1: Tally up actual spending from the previous month Gather up all your credit card, bank state-ments, invoices and receipts from the previ-ous month. If you can get two or three months worth of information that is better but one month will do for now. From your statements, invoices and receipts take note of everything you spent money on (i.e. variable expenses only) during that period then add them up into four or five broad categories. For example, you might add up all the times you bought gas for the month and put it into a category called "Transportation". Any money spent on anything related to transpor-tation goes into that category (this would include things like gas, motor oil, tune ups etc.) You might have another category for "Groceries", every time you spend money at the grocery store it would be added to this category and so on. This will be the basis of your envelope budget categories. * Do NOT include fixed payments or ex-penses in this calculation. Expenses like your mortgage, car payments, utility bills etc should be left out of the budget. Step 2: Draft and finalize your list of cate-gories Your envelope categories can be as broad or as narrow as you want, it’s up to you. If you want many categories you can use the broad categories from step 1 and expand them until you're satisfied you have the right number of categories for your envelopes; on the other hand you might be happy sticking with four or five broad categories for now, you can always add more categories later if you need

to. This is not an exact science, just do what feels right. It's better to keep it down to just a few cate-gories, your budget will be far easier and less time consuming to manage than if you use a lot of categories (ten or more). Step 3: Label and fund the envelopes Now comes the fun part! Label your enve-lopes and fill them with the cash amounts you calculated in step 1. How often you get paid will dictate how much to put into the envelopes. For example, if you get paid bi-weekly then you will be funding your enve-lopes every two weeks. The cash in each envelope will have to last until your next pay period. Step 4: Work the envelope system With your envelope budget now complete, its time for the real test - putting it into prac-tice. You should not expect the perfect budget on the first pass or even the second try. It will take a a lot of trial and error be-fore you finally find the right mix and de-velop the perfect envelope budget. Here is one last point to remember as you work the envelope system: Give it some time - As I mentioned previ-ously, the envelope budgeting system is not perfect or exact but it will work if you give it a chance. It may take you several tries before you finally perfect your budget. the key is to just keep tweaking and changing it until you do get it right.

How To Setup An Envelope Budget by Remy Roy

THANK YOU!

Prize Winner

Do you know of someone who is looking for a quality pre-owned vehicle or wants to upgrade their current vehicle?

Even if they have little money to put down or they’ve had trouble qualifying in the past… we can help them!

Send them our way. They’ll be glad you did and so will you! Here’s why…when you refer someone to Frank Myers Auto Maxx this month, when we finish the paperwork for their nicer, newer car - you’ll get the oppor-tunity to walk away with prizes worth up to $750!

Tracy Myers: Is an author and con-sumer advocate. He has spent his life fighting the nega-tive stigma that plagues car dealers around the world. He does this by fighting for the con-sumer as a car

dealer that advises people and helps them get the quality vehicle they want and de-serve in an positive and safe environment. Call Tracy Myers TODAY at 336-831-0646 or visit him at Frank Myers Auto Maxx located at 4200 North Patterson Avenue in Winston Salem, NC 27105.

“Bill provided great cus-tomer service. He was very helpful, prompt, and genuine. I would definitely recommend someone to Bill here at Frank Myers Auto Maxx!” - A. McWilliams

Search This Newsletter For The Answer To The Kindle Touch Question and Sub-

mit Your Answer Online.

SUDOKO Puzzle

Quick SUDOKU rules . . . To solve a SUDOKU puzzle, every number from 1 to 9 must appear in:

• Each of the nine vertical columns • Each of the nine horizontal rows • Each of the nine 3 x 3 boxes 

Remember no number can occur more than once in any row, column or box.

“Success and failure. We think of them as opposites, but they’re really not. They’re

companions—the hero and the sidekick.” Lawrence Shames

W hy am I giving away a Kindle Touch? Because everyone likes to win stuff. It’s

fun. And I want this newsletter to be fun for you. I also want you to read it. Ahhh . . . now you’ll see my selfish motivation.

In order to win the Kindle Touch you have to answer the question below. In order to answer the question, you have to read this newsletter. I’ve hid-den the answer somewhere in the contents of these four pages.

If you read the whole newsletter, I think you’ll like it and you’ll look forward to getting it every month.

Then when you are looking to buy a vehicle or know someone who is, you’ll remember this news-letter and hopefully you’ll give me the chance to earn their business. That’s my master plan. So an-swer the question and you could be the winner. There’s a new winner every month.

INSIDE THIS ISSUE

Here’s The Question:

Who can declare divorce over lack of coffee? Submit Your Answer And Win

Go to www.FreePrizeQuestion.com/

CONTEST CODE : Frank Myers Auto

Submit Your Answer By: October 31, 2012

T here are dastardly scams being pulled on innocent car buyers every day.

It’s really tough to tell where these shyster lots are and whether or not you’re on one. Remember these people are very well trained and may be taking advantage of you without you ever knowing it.

You know this to be true because of the stereotypes we all hear about how shady and unscrupulous car dealers and used car salesman are. It’s true. There are some bad apples out there that spoil it for the bunch.

So what can you do about it? Arm yourself with the insider information you need to recognize a common car scam when you see it. This information can save you big money, lots of time and an enormous amount of pain, heartache and frustration.

I’ve prepared a FREE REPORT espe-cially for people who are thinking about

making a vehicle purchase in the next few months. This report explains the ten most notorious and common car scams that go on at dealerships all over the coun-try. Some right here in our own town.

This report will show you how to spot these scams and how to avoid being a vic-tim. This is insider information you won’t get from any other car dealer. In fact, I’m sure I’ll get some heat from the industry just for writing this. But I don’t care. I’m here for you.

If you are in the market for a car you are entitled to this information. It is available to you absolutely FREE with no cost or obligation.

To request your free copy of this spe-cial industry expose’ visit my report re-quest web site at:

www.frankmyersauto.com/money-saving-resources

• 5 Great Reasons of Gratitude

• The Envelope Budget

• Interesting Facts

• Sudoko Puzzle

B ecause I’m an automotive transportation and financing expert I can do things that

most other car dealers can’t. I’ve been helping individuals like you and families like yours for years and you know I’ll do it for you.

So here’s my promise…If I can’t show you how to drive home in a nicer, newer vehicle in the month of October 2012 then I’ll give you a gas voucher for $300!

Don’t Get Ripped Off The Next Time You Buy A Car. FREE REPORT Reveals The 10 Most Notorious and Common Car Scams Dealers Use To Rob You Of Your Cash & Sanity and How You Can Avoid Being A Victim!