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From: Schmidt, Mark S.To: Spoth, Christopher J.Cc: Lane, John M.Subject: FW: WB stuffDate: Sunday, September 28, 2008 5:49:12 PMAttachments: WB Lg Funds Providers-9-2008.doc
WB Liabilities-9-2008 v2.docLiquidity Run-off scenario 9.24.08 v2.xlsvfcc-maturitycalendarpool.xlsWachovia Liability Breakout 9.08-v1.xlsWB Debt Maturities.xls3Q08 Deposit History.xls07-08 Alvin Tracking and Surveillance.xls08-08 Provider Summary.xls08-08 Provider Summary-modified.xlsDaily Liquidity 9-29-2008.xls
This is the list of creditors I mentioned on the phone (and numerous other attachments I haven't lookedat yet. Came from FRB via Brent.
-----Original Message-----From: Hoyer, Brent D.Sent: Sunday, September 28, 2008 12:16 PMTo: Schmidt, Mark S.; Simons-Poole, Gale A.; Hubbard, Steven J.Subject: Fw: WB stuff
PDA/Hoyer
-----Original Message-----From: [email protected] To: Hoyer, Brent D.Sent: Sat Sep 27 15:36:08 2008Subject: WB stuff
My memos from early this morning:
My current 2-week scenarios:
Some other data I picked up when I joined the team yesterday:
Now you have everything that I have, except the charm and good looks!
John A. Beebe, CFAMarket Risk Team LeaderFederal Reserve Bank of Richmond-Charlotte OfficeTel. # 704-358-2533 (Charlotte)Tel # 212-720-6936 (New York)Cell. # 704-302-6016
mailto:/O=FDIC/OU=FDIC/CN=RECIPIENTS/CN=MASCHMIDT
mailto:/O=FDIC/OU=FDIC/CN=RECIPIENTS/CN=CSpoth
mailto:/O=FDIC/OU=FDIC/CN=RECIPIENTS/CN=JLane
Date:
September 27, 2008
To:
Jennifer Burns, VP-LCBO
From:
John A. Beebe, Market Risk Team Leader
Subject:Wachovia Large Funds Providers
The following memo outlines some key features of Wachovia’s large funds providers, looking at the composition of these providers through various prisms to show their links with the financial system. Key systemic integration points include:
1. Fund holdings of Wachovia debt (Systemic risk-“break-the-buck”)
2. Broker-dealer money markets (Systemic risk-market confidence)
3. Financial institutions
A key issue to consider under a Wachovia lead disruption is that they would more resemble a Bear Stearns or AIG case, where counterparties have not had time to reduce their exposure to Wachovia. This is unlike WaMu or even Lehman, which had long periods where investors had time to reduce exposure. Even in the latter two cases, the disruption to the liquidity markets has been severe.
1. Fund holdings of WB liabilities represent a significant systemic risk. Based on the August 31, 2008 report, US Mutual funds hold $66.1 bn of WB’s liabilities. This breaks down into the following debt types:
a. Corporate Notes: $34.6 bn
b. CDs: $10.1 bn
c. Floaters: $7.5 bn
d. Tender Option Bonds: $8.0 bn
Exposed Funds include:
a. Dreyfus: $7.9 bn (Please note that Dreyfus was showing signs of strain immediately after the Lehman failure and the Reserve Fund break-the-buck event. A Wachovia event would likely lead to renewed redemption issues @ Dreyfus)
b. Federated Investors: $4.3 bn
c. PIMCO: $4.4 bn
d. Fidelity: $3.5 bn
e. Vanguard: $3.4 bn
f. Columbia Mgmt: $3.2 bn
g. Morgan Stanley: $2.7 bn
2. US broker-dealers are also large investors in Wachovia with investments totaling $38.9 bn. The investment banking sector is already weak and exposed to low levels of confidence. Broker dealers could become even more reliant on Federal Reserve support programs, such as the PDCF, to support operations in the event of a Wachovia lead disruption. Wachovia liabilities on BD balance sheets include $23.9 bn in money markets, $5.7 bn in ABCP (VFCC), $4.3 bn in corp notes, and $2.0 bn in Tender option bonds.
3. Financial institution exposure to Wachovia is $15.4 bn, primarily in the form of corporate notes of $9.4 bn. Again, this is a weak sector exposed to already eroded confidence.
4. Breakdown of investors by investor type and product
Stated as Combination BOOK VALUE/Par value
OUTSTANDING LIABILITIES
(MILLIONS)
Low Floater
Tender
Option
Bonds
VFCC-CP
United
Hamilton
Bank Notes
BKEL
CD
CDEL
Wachovia
CP
Deposit
Note
EUROS
Fed Funds
(ON)
Fed Funds
(Term)
Corporate
Notes
MMDA
MMDEPGIC
PC
Loan Part
TDOA
Affiliate
513
(0)
-
-
20
-
503
165
-
-
344
-
-
10,102
-
-
-
1
-
Broker/Dealer(US)
364
2,012
5,663
685
622
-
1,338
26
0
1
-
-
-
4,298
23,944
-
-
-
-
Corporation/Companies(US)
1,016
100
959
60
220
-
1,915
1
3,842
-
3,214
41
-
6,800
-
2
0
-
-
Fed Govt & Agencies
1
-
-
-
-
-
1,385
-
-
-
-
12,500
250
841
-
-
-
-
-
Financial Institutions(FGN)
-
-
-
-
129
-
376
-
206
-
1,437
24
-
7,021
-
500
-
-
-
Financial Institutions(US)
1,577
236
-
-
2,477
-
642
0
-
-
9
808
225
9,388
-
-
-
-
-
Individual(US)
142
-
-
-
-
-
0
-
4
-
0
-
-
(0)
-
-
-
-
-
Mutual Funds(US)
7,481
8,043
4,121
1,255
206
-
10,108
-
250
-
16
-
-
34,607
-
-
-
-
-
Other(FGN)
96
131
1,388
-
-
-
104
(0)
11
-
871
-
-
4,121
-
-
-
-
-
Other(US)
(559)
90
-
-
4,908
30
50
159
11
-
41
-
-
12,112
-
-
-
-
-
State & Muncipalities
1
22
43
-
50
-
275
-
123
-
24
-
-
1,109
-
40
0
-
-
Trust
10
-
-
-
-
-
20
-
15
-
8
-
-
201
-
0
-
-
-
10,639
10,633
12,175
2,000
8,631
30
16,717
352
4,462
1
5,965
13,374
475
90,600
23,944
542
0
1
-
5.3%
5.3%
6.1%
1.0%
4.3%
0.0%
8.3%
0.2%
2.2%
0.0%
3.0%
6.7%
0.2%
45.2%
11.9%
0.3%
0.0%
0.0%
0.0%
*
includes inventory and unidentified contras
WACHOVIA BANK and WACHOVIA CAPITAL MARKETS, LLC
All Products Combined
as of 08.31.2008
5. Large Fund by product:
Top 5 Total Funding Counterparties
Dreyfus Investment Advisors, Inc.
6,485
State Street Global Advisors, Inc.
5,840
Federated Investors
4,389
PIMCO
4,380
BlackRock Financial Management, Inc.
3,978
25,072
Top 5 VRDN Counterparties
Federated Investors
1,400
The Dreyfus Corporation
1,032
The Vanguard Group, Inc.
755
BlackRock Financial Management, Inc.
679
Wells Fargo Bank NA
664
4,530
Top 5 TOB Counterparties
The Vanguard Group, Inc.
2,110
JP Morgan Investment Management, Inc.
2,081
Fidelity Management and Research Company
1,271
Federated Investors
1,110
Charles Schwab and Co.
659
7,231
Top 5 ABCP Counterparties
Morgan Stanley
2,057
Lehman
1,938
Columbia Management Advisors, LLC
1,510
Morgan Stanley Investment Advisors, Inc.
984
Infiniti SPC Limited
969
7,458
Top 5 CD Counterparties
The Dreyfus Corporation
6,335
Morgan Stanley Investment Advisors, Inc.
985
FHLB San Francisco
980
Western Asset Management Co.
975
Garban Capital Markets LLC
670
9,945
6. Large Fund providers by name:
Account or Account Group
Outstandings
Dreyfus affiliated accounts
7,859
BONY Mellon affiliated accounts
6,573
State Street Global Advisors
5,840
Federated Investors
4,388
Pacific Investment Management
4,379
Blackrock Financial Management
3,978
Fidelity Management & Research Company
3,498
The Vanguard Group
3,409
JP Morgan affiliated accounts
3,362
Columbia Management Advisors LLC
3,217
Barclay's Global Investors
3,180
Morgan Stanley affiliated accounts
2,763
Charles Schwab & Company
2,056
Western Asset Management Co.
1,956
UBS Global Asset Management
1,822
JP Morgan Chase Bank
1,805
Dodge & Cox
1,763
Northern Trust Company
1,595
State Administration of Foreign Exchange
1,435
AIM Advisors Inc.
1,138
AIG Global Investment Corp
1,131
Wells Capital Management
1,057
Royal Bank of Canada
1,056
Wells Fargo Bank
1,012
FHLB San Francisco
980
Citigroup Alternative Investments
973
Infiniti SPC Limited
969
Barclay's Bank NYC/London
833
Fannie Mae
826
The Carlyle Group
824
Goldman Sachs Asset Management
819
Boise Land and Timber
818
Capital Management & Research Company
798
FAF Advisors
682
Garban Capital Markets
670
Neuberger Berman LLC
641
Credit Suisse US
598
Putnam, LLC
558
T Rowe Price Associates
555
Keybank National Association
538
Securities Finance Trust Company
530
Dresdner Bank AG US
526
Lehman Brothers Asset Management
520
Bank Leumi Israel
500
� This memo was constructed using various MIS reference reports. As a result there may be timing or data aggregation differences in some of the numbers. The differences are not significant in relation to the main themes of this memo. Data for provider by Wachovia legal entity was not available.
� The fund listing was done by large fund provider by name, not provider type. Other large fund providers may also have been included in the categorization, but that data wasn’t readily available.
� The money market volume is notable in reference to WB liquidity, since it is likely to leave the company quickly should a Wachovia specific event occur.
Restricted- FR
Restricted- FR
Date:
September 27, 2008
To:
Jennifer Burns, VP-LCBO
From:
Elizabeth Gress, Senior Examiner 2, Market risk Team
John A. Beebe, Market Risk Team Leader
Subject:Wachovia Liability Structure
The following memo outlines some key features of Wachovia’s liability structure. It provides reference points for how their liabilities divide into major classes. This memo should be reviewed in conjunction with the Wachovia Large Funds Providers memo of the same date. Key information included in this memo include:
1. Deposit structure
2. Liability breakdown
1. Deposit structure: According to SNL, Wachovia ($393 bn in deposits) was the third largest deposit holder in the United States as of the end of 2007, behind Bank of America ($663 bn) and JPMorgan ($440 bn). Wachovia had the fourth largest number of branches at 3,348. As of September 24, 2008, the deposit base breaks down as follows:
DDA
Sav & NOW
MM
Time
Total
53,521
$
74,785
$
118,011
$
133,267
$
379,584
$
September 24 2008
As of 9/24, they are reporting $26.8 bn in brokered deposits.
Deposits by source/business line are as follows:
FDIC Sweep
AGE Sweep
Comm Sweeps
Int'l E$ Sweep
CIB
GBG
CMG
Wealth
29,832,752
22,949,731
12,773,000
7,066,000
9,302,532
254,751,870
50,673,913
11,460,425
Core Interest Bearing Deposits
2. The liability structure breaks down as follows:
Wachovia Liabilities
Non Final Numbers: source G/L
9/24/2008
Core Deposits
DDA
53,521
$
Sav & NOW
74,785
$
Money Market
118,011
$
Time
133,267
$
Total Core Deposits
379,584
$
NonCore Deposits
National Market Brokered CD
26,873
$
Foreign Deposits
24,365
$
Other
8,427
$
Total Noncore
59,665
$
Total Deposits
439,249
$
Short Term Borrowings
Fed funds Purchased
15,129
$
Repos & Lent Securities
28,904
$
CP Paper
2,992
$
Other ST Borrowings
6,363
$
Total Short Term Borrowings
53,946
$
Trading Account Liabilities
86,893
$
Total Shorter Term Debt
140,839
$
Bank Long Term Debt
Extendible Notes
5,300
$
CIB Borrowings
1,984
$
Senior Notes - Foreign
6,507
$
Medium Term Notes
35,486
$
Subordinated Notes
19,617
$
Total
68,895
$
FHLB Borrowings
FHLB Borrowings
57,391
$
Corporate Long Term Debt
Corporate Senior Notes
35,308
$
Corporate Sub Notes
2,007
$
Other Corporate Notes
1,250
$
Other Borrowings
17,752
$
Total Corporate
56,316
$
Trust Preferreds
58
$
Congress Notes (Canada affil)
374
$
Risk Mgt Derivatives
669
$
Total Long Term Debt
183,704
$
Equity
Minority Interest
2,629
$
Equity
77,457
$
Total Equity
80,086
$
Total Liabiltities & Equity
843,878
$
� This memo was constructed using various MIS reference reports. As a result there may be timing or data aggregation differences in some of the numbers. The differences are not significant in relation to the main themes of this memo.
Restricted- FR
Restricted- FR
Narrative
Funding Scenarios
Wachovia Liquidity PositionComments10-day Stress ScenarioComments
The corporate short-term liquidity position: 9.24.08
FFS position8.38.3
FFP position-4.7-4.7
Tbills/short term CP $10.6B10.610.1haircut @ 95, not sure of the balance between UST & CP
Balance left at the fed $3.3B2.92.9
Sweep balances-12.0-12.0
Net S-T Liquidity5.1Short term liquidity has declined from $17B as of 9/1.4.6
Other Available Liquid Sources
Euro$ placements5.45.4Assume no disputes
Reverse repos4.24.2
Securities borrowed4.54.5
Securites borrowed/match book1.81.8
15.915.9
Securities Available
Wac Liquid Securities - most liquid20.0Sold as 9/2418.0haircut @ 90
- less liquid3.92.3haircut @ 60
Broker Deal Securities - more liquid0.20.2haircut @ 90
- less liquid2.91.7haircut @ 60
27.0Securities are post haircut22.2
FHLB Capacity
FHLB capacity to borrow6.5Post haircut6.5
WBNA eligible collateral
Loans20.0Post haircut0.0Assumes no FHLB availability in 10-day window.
Securities18.016.2haircut @ 90
Disc. Window
Discount Window Capacity52.7Post haircut0.0Window is added below
Total Liquidity Options145.265.4
Liquidity DrawsAdj. LFI Waterfall ScenarioCurrent Trend + Contingent LiabsWB ScenarioWorst-case Scenario
($ billions)(5-day x 2)
Deposit Run-off24(9/24 run-off x 10)11.6Too rosy on deposit flows66.1Gradual increase in run rate through end of week 1, then steady elevated run rate for week 2 - ($ bn: 1.1, 2.2, 4.4, 10, 8,8,8,8,12) plus sweeps (FDIC, AGE, Int'l ED) not included above
Retail146% runoffNo consideration of sweeps
Corporate6260% corporate
Private1220% private banking
Sweeps60.6
TOB/VRDN onboarding33.4Contingent liab report8.9WB scenario8.9WB scenario8.9WB program size, WB scenario
Liquidity facilities VRDBs/TOBs33.4Contingent liab report33.4Contingent liab report
Structured Products4.5Contingent liab report4.5Contingent liab report4.5Contingent liab report
Unfunded commitment draws2810% draw14EstimateNot in WB scenario2810% draw
Other Credit triggered liabs6.3Contingent liab report6.3Contingent liab report6.3Contingent liab report
VFCC Maturities4.4WB scenario4.4WB scenario4.4WB scenario4.4WB scenario
VFCC Contingent Liabs7.8Contingent liab report7.8Contingent liab report7.8Contingent liab report
Repo - no roll2.8WB scenario2.8WB scenario2.8WB scenario2.8WB scenario
DPFW (Other known draws)9.3WB scenario9.3WB scenario9.3WB scenario9.3WB scenario
2-Week Liquidity Demand184.5115.437232.1
2 Week Position-119.1-50.028.4-166.7
Current Fed Capacity52.752.752.752.7
2-weeks w/ Fed Capacity-66.42.781.1-114.0
Potential additional Capacity36.7(collateral from canceled T/A, loans, securities)(haircut @ 90)36.7(collateral from canceled T/A, loans, securities)(haircut @ 90)36.7(collateral from canceled T/A, loans, securities)(haircut @ 90)36.7(collateral from canceled T/A, loans, securities)(haircut @ 90)
2-weeks w/ add'l Fed Capacity-29.739.4117.8-77.3
Maturities
(source LFI wksht) - cummulative
Consolidated Cash Flow Funding Need by QuarterCumulative, $BillionsShort Term Maturity ScheduleTotal
4Q081Q092Q093Q094Q09TotalOne DayOne WeekOne Month4Q08Outstanding
Holding Company
Funding Need-16.0-17.0-9.0-18.5-6.4-66.9CP sweep2.82.83.03.13.1
Long Term Debt0.00.00.02.048.2
FHLB Rollover8.24.01.01.82.317.3Other0.10.5
Total HC2.82.83.05.251.8
Net Funding Need-7.8-13.0-8.0-16.7-4.1-49.6
Bank
AssumptionsBk Notes/CDs0.00.65.59.024
No O/N borrowing or term fundingFed funds & Euro$11.814.018.721.022.9
TAF paid back 4Q0812.512.5LT Debt0.00.03.86.755.9
Project Knight Paid back 4Q096.06.0VFCC1.03.46.611.011.6
Adjusted Funding Need4.51.9-31.1Repo Sweep Accts5.15.15.15.15.6
FHLB0.00.00.52.156.9
TAF0.05.07.512.512.5
Total Bank17.928.147.767.4189.4
Broker Dealer
U/S00.20.60.60.6
Repo2.35.85.85.85.8
Other Secured3.17.57.57.57.5
Consolidated Cash Flow Funding Need by QuarterTotal BD5.413.513.913.913.9
4Q081Q092Q093Q094Q09Total
Total Corporate Maturity26.144.464.686.5255.1
Net Funding Need-7.8-13.0-8.0-16.7-4.1-49.6
Assumptions: No O/N borrowing or corporate term funding. Does include FHLB rollover.
TAF paid back 4Q0812.512.5
Project Knight Paid back 4Q096.06.0
Adjusted Funding Need4.51.9-31.1
The bank currently is in a FF sold position. Without ALCO approval, they may borrow in the ON market for
up to $20B. The above represents all borrowing.
Maturities(covers 6 mos)
One DayOne WeekOne Month4Q081Q092Q094Q09
(source bank's CF)
Projected Corp. Borrowing; cummulative9.725.037.959.1
CF Need Per Quarter11.015.322.636.5
Subsets detail going into CF analysis above
Maturing Term Issuance, per qtr19.321.17.310.2
HC3.12.015.26.2
Assumptions:Comments:
No assumed debt issuances
TAF must be repaid back at 12/31/08Bk could continue to borrow TAF $10B, so funding need can be reduced.-10.0
Project Knight must be paid back 4Q09Put option available, payable in 1yr of request, $6B-6.0
No change in sweep acct balancesTypically run $11-13MM.
ARS repurchas included in assumptions
FHLB????
Daily Liquidity 9-29-
2008
MBD0011E2FB.xls
Sheet1
9/26/089/29/089/30/0810/1/0810/2/0810/3/0810/6/0810/7/0810/8/0810/9/0810/10/0810/14/0810/15/0810/16/0810/17/0810/20/0810/21/0810/22/0810/23/0810/24/0810/27/0810/28/0810/29/0810/30/0810/31/08Cumulative
Beginning Cash$ 17,405$ 17,405$ 8,056$ 5,512$ 3,371$ (196)$ (10,882)$ (12,908)$ (14,378)$ (16,290)$ (17,869)$ (19,580)$ (16,462)$ (18,187)$ (19,725)$ (21,539)$ (23,064)$ (24,225)$ (25,422)$ (26,581)$ (29,072)$ (30,457)$ (32,921)$ (34,110)$ (35,649)
Sources:
1) Planned Securities Sales$ 6,300$ 6,300
2) DPFW Ins$ 1,000$ 1$ 5$ 1,006
3)$ - 0
4)$ - 0
Uses:
1) DPFW Outs$ (332)$ (391)$ (545)$ (1,703)$ (6,393)$ (219)$ (145)$ (502)$ (50)$ (62)$ (212)$ (1)$ (371)$ (595)$ (218)$ (2)$ (38)$ - 0$ (546)$ (156)$ (1,305)$ - 0$ (380)$ (53)$ (14,219)
2) VFCC Maturity Schedule$ (1,787)$ (535)$ (195)$ (250)$ (152)$ (195)$ (166)$ (251)$ (370)$ (490)$ (561)$ (65)$ (8)$ (60)$ (148)$ (791)$ (70)$ (30)$ (6,124)
3) Repo Book No Roll$ (2,325)$ (450)$ (1,250)$ (500)$ (4,525)
4) Tax-Exempt VRDN Book$ (4,746)$ (459)$ (242)$ (456)$ (2,982)$ (3)$ (8,888)
5) Deposit Runoff$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (1,159)$ (27,816)
Ending Cash$ 17,405$ 8,056$ 5,512$ 3,371$ (196)$ (10,882)$ (12,908)$ (14,378)$ (16,290)$ (17,869)$ (19,580)$ (16,462)$ (18,187)$ (19,725)$ (21,539)$ (23,064)$ (24,225)$ (25,422)$ (26,581)$ (29,072)$ (30,457)$ (32,921)$ (34,110)$ (35,649)$ (36,861)
Sheet2
Sheet3
Deposit
September 24 2008Brokered Deposits
DDASav & NOWMMTimeTotal
$ 53,521$ 74,785$ 118,011$ 133,267$ 379,584$ 13,100
Detail Date
Total Assets$ 868,345,425,496.46
(Millions)
Noninterest-Bearing Deposits-GLPE$ 53,520,550,098.06$ 53,521
Savings and NOW Accounts-GLPE$ 74,785,239,690.41$ 74,785
Commercial Money Market-GLPE$ 27,999,592,701.61$ 28,000
Consumer Other CMG MMI DEP-GLPE$ 14,129,336,630.56$ 14,129
MMI FDIC AGE RETAIL BROKERED$ 23,232,555,457.79$ 23,233
Consumer AGE MMI DEP-GLPE$ 23,232,555,457.79$ 23,233
Consumer Total CMG Money Market-GLPE$ 37,361,892,088.35$ 37,362
Consumer IRA Money Market-GLPE$ 1,934,629,022.02$ 1,935
Consumer Trust Money Market-GLPE$ 2,110,423,567.88$ 2,110
Consumer Sanctioned Money Mkt-GLPE$ 728,737.26$ 1
Consumer Reg & Tier Money Market-GLPE$ 48,609,406,241.56$ 48,609
Consumer Money Market Intercompany-GLPE$ (5,446,227.31)$ (5)
Consumer Money Market-GLPE$ 90,011,633,429.76$ 90,012
Money Market Accounts-GLPE$ 118,011,226,131.37$ 118,011
Other Consumer Time-GLPE$ 133,267,138,512.64$ 133,267
Core Interest-Bearing Deposits-GLPE$ 326,063,604,334.42$ 326,064
Total Core Deposits-GLPE$ 379,584,154,432.48$ 379,584
$ - 0
Foreign Deposits-GLPE$ 24,365,223,536.37$ 24,365
Purchased Deposits - National Market Equity Linked CDs-GLPE$ 643,558,516.36$ 644
Purchased Deposits - Misc - All others-GLPE$ 3,571,901,011.77$ 3,572
Purchased Deposits - Book Entry CDs-GLPE$ 2,078,000,920.85$ 2,078
NEG CD'S - FXD$ 10,900,000,000.00$ 10,900
NEG BRKD CALLABLE CDS - FIXED$ 1,139,940,000.00$ 1,140
NEG BRKD CD'S-FXD$ 11,960,325,000.00$ 11,960
NEG BRKD CD'S-VAR$ 2,872,000,001.11$ 2,872
DEP NOTES$ 825,000.00$ 1
Purchased Deposits - National Market Brokered CDs-GLPE$ 26,873,090,001.11$ 26,873
Purchased Deposits - Jumbo > 100K CDs-GLPE$ 2,017,837,177.58$ 2,018
Purchased Deposits - Public Funds CDs-GLPE$ 209,826,952.28$ 210
Other Time Deposits- Suspense-GLPE$ (94,243,751.46)$ (94)
Other Time-GLPE$ 35,299,970,828.49$ 35,300$ 59,665
Total Purchased Deposits-GLPE$ 59,665,194,364.86$ 59,665
Total Deposits-GLPE$ 439,249,348,797.34$ 439,249$ 439,249
$ - 0
Federal Funds Purchased-GLPE$ 15,128,548,965.62$ 15,129Fed funds Purchased$ 15,129
Repos All Other-GLPE$ 18,747,183,531.51$ 18,747
GNMA Roll Repo Agreement-GLPE$ (0.02)$ (0)
Repo FX Portfolio-GLPE$ 1,108,181,600.50$ 1,108
Foreign Repos-GLPE$ 5,446,188,895.03$ 5,446
Repurchase Agreements Non-Yielding-GLPE$ 321,582,804.95$ 322
Total Repurchase Agreements-GLPE$ 25,623,136,831.97$ 25,623Repos & Lent Securities$ 28,904
Total Lent Securities-GLPE$ 3,280,613,536.40$ 3,281
Securities Sold under Repurchase Agreements-GLPE$ 28,903,750,368.37$ 28,904
Fed Funds Purchased & Securities Sold under Repurchase Agreements$ 44,032,299,333.99$ 44,032
Commercial Paper-GLPE$ 2,992,182,102.50$ 2,992CP Paper$ 2,992
Other Short-Term Borrowings-GLPE$ 6,362,937,308.95$ 6,363Other ST Borrowings$ 6,363
Total Short-Term Borrowings-GLPE$ 53,387,418,745.44$ 53,387Total Short Term Borrowings$ 53,946
Bank Acceptances Outstanding-GLPE$ 558,831,204.11$ 559Moved
Trading Account Liabilities-GLPE$ 86,892,767,426.29$ 86,893Trading Account Liabilities$ 86,893
$ - 0
Total Other Liabilities$ 24,421,265,332.01$ 24,421Total Other$ 194,226
Bank Issued DebtBank Long Term Debt
Bank Issued Extentible Notes-GLPE$ 5,300,000,000.00$ 5,300Extendible Notes$ 5,300
CIB -LT Borrowings Financing-GLPE$ 1,984,440,293.86$ 1,984$ 1,989CIB Borrowings$ 1,984
Bank Issued Range Notes-GLPE$ 5,001,380.03$ 5
Bank Issued Foreign Denom Senior Notes- Fixed-GLPE$ 2,199,157,216.67$ 2,199$ 6,507Senior Notes - Foreign$ 6,507
Bank Issued Foreign Denom Senior Notes- Variable-GLPE$ 4,307,765,673.76$ 4,308
Bank Issued Med-Term Bank Notes-Var-GLPE$ 22,987,561,000.00$ 22,988$ 35,486Medium Term Notes$ 35,486
Bank Issued Med-Term Bank Notes-Fix-GLPE$ 11,666,848,497.23$ 11,667
Equity Linked Notes-GLPE$ 831,410,976.57$ 831
Subordinated Notes-GLPE$ 6,982,609,456.22$ 6,983$ 19,617Subordinated Notes$ 19,617
Bank Issued Foreign Denom Subordinated Notes- Variable-GLPE$ 167,600,000.00$ 168
Bank Issued Foreign Denom Subordinated Notes- Fixed-GLPE$ 1,541,832,507.84$ 1,542
Bank Issued Subordinated Bank Notes-GLPE$ 2,672,412,104.61$ 2,672
Junior Subordinated Debentures-GLPE$ 8,252,914,359.17$ 8,253
FHLB Borrowings
FHLB Borrowing- Fixed Rate-GLPE$ 2,041,288,905.65$ 2,041
FHLB Borrowing- Variable Rate-GLPE$ 57,391,400,000.00$ 57,391$ 59,433FHLB Borrowings$ 57,391
Corporate Issued DebtCorporate Long Term Debt
Corp Issued Senior Notes- Fixed Rate-GLPE$ 13,510,231,538.35$ 13,510$ 35,308Corporate Senior Notes$ 35,308
Corp Issued Senior Notes - Variable Rate-GLPE$ 16,163,360,038.25$ 16,163
Corp Issued Foreign Denom Senior Notes- Fixed-GLPE$ 1,218,952,071.95$ 1,219
Corp Issued Foreign Denom Senior Notes- Variable-GLPE$ 4,415,110,982.78$ 4,415
Corp Issued Foreign Denom Subordinated Notes- Fixed-GLPE$ 2,006,789,062.71$ 2,007Corporate Sub Notes$ 2,007
Other Corp Notes-GLPE$ 1,250,000,000.00$ 1,250Other Corporate Notes$ 1,250
Other
Other Long-Term Debt-GLPE$ 63,453,081.58$ 63$ 15,752Other Borrowings$ 17,752
Long-Term Debt- PAA-GLPE$ 53,786,223.60$ 54
Other Debt-GLPE$ (3.20)$ (0)plug 2MM
Timber Note- Fixed Rate-GLPE$ 815,016,111.45$ 815
Other Notes Payable- Pru, Palmer Cay, etc-GLPE$ 12,017,825,301.96$ 12,018
OEP Debt- Variable Rate-GLPE$ 2,795,000,000.00$ 2,795
Capitalized Lease Railcar- Variable-GLPE$ 6,919,557.59$ 7
$ - 0
Trust Preferreds-GLPE$ 57,500,000.00$ 58Trust Preferreds$ 58
Congress Notes-GLPE$ 374,425,697.18$ 374Congress Notes (Canada affil)$ 374
Risk Mgmt Derivatives- Long-Term Debt-GLPE$ 669,192,992.86$ 669Risk Mgt Derivatives$ 669
Total Long Term Debt$ 183,704
Long-Term Debt$ 183,749,805,028.67$ 183,750
Total Liabilities$ 788,259,436,533.86$ 788,259
$ - 0Equity
Minority Interest$ 2,629,133,775.34$ 2,629Minority Interest$ 2,629
Total Stockholders' Equity$ 77,456,855,187.26$ 77,457Equity$ 77,457
Total Liabilities & Stockholders Equity$ 868,345,425,496.46$ 868,345Total Liabiltities & Equity$ 868,345
Net Income Available to Common Stockholders$ 858,796,272.25$ 859
Final BS
Short Term Borrowings
Fed funds Purchased$ 15,129
Repos & Lent Securities$ 28,904
CP Paper$ 2,992
Other ST Borrowings$ 6,363
Total Short Term Borrowings$ 53,946
Trading Account Liabilities$ 86,893
Total$ 194,226
Bank Long Term Debt
Extendible Notes$ 5,300
CIB Borrowings$ 1,984
Senior Notes - Foreign$ 6,507
Medium Term Notes$ 35,486
Subordinated Notes$ 19,617
Total$ 68,895
FHLB Borrowings
FHLB Borrowings$ 57,391
Corporate Long Term Debt
Corporate Senior Notes$ 35,308
Corporate Sub Notes$ 2,007
Other Corporate Notes$ 1,250
Other Borrowings$ 17,752
Total Corporate$ 56,316
Trust Preferreds$ 58
Congress Notes (Canada affil)$ 374
Risk Mgt Derivatives$ 669
Total Long Term Debt$ 183,704
Equity
Minority Interest$ 2,629
Equity$ 77,457
Total Equity$ 80,086
Total Liabiltities & Equity$ 868,345
Debt Maturities
10/31/0811/30/0812/31/081/31/092/28/093/31/09
WBNA3,891,113,0002,303,060,303861,191,0002,493,440,0004,536,090,0004,893,720,000
FSB398,372,000289,348,000135,572,000219,117,000209,923,000102,476,000
Mortgage FSB454,105,000253,799,000181,470,000296,515,000210,449,000448,499,000
Corp1,504,115,000- 0449,739,000184,280,0001,500,000,000467,176,900
6,247,705,0002,846,207,3031,627,972,0003,193,352,0006,456,462,0005,911,871,900
10,721,884,30315,561,685,900
26,283,570,203
WB Sheet 1
Unique Bloomberg IdentifierIssuerCouponMaturityAmount OutstandingCurrencyMaturity / Refund Type
COEC4579958FIRST UNION NATL BANK09/26/20082047000USDPUTABLE
COEH5655855WACHOVIA BANK NA2.749/29/2008200000000USDAT MATURITY
COEH2771481WACHOVIA BANK FSB3.2510/2/200840973000USDAT MATURITY
COEF7360730WACHOVIA BANK NA2.1210/2/20081000000000USDAT MATURITY
COEH2771564WACHOVIA MORTGAGE FSB3.2510/2/200853912000USDAT MATURITY
COEH4380273WACHOVIA BANK FSB2.9510/3/200850106000USDAT MATURITY
COEG3191913WACHOVIA BANK NA2.757510/3/20081500000000USDAT MATURITY
COEG3192077WACHOVIA BANK NA2.0710/3/20081000000000USDAT MATURITY
COEH4382519WACHOVIA MORTGAGE FSB2.9510/3/200868297000USDAT MATURITY
COEG3009115WACHOVIA CORP010/5/20087000000USDAT MATURITY
COEG9251562WACHOVIA BANK FSB4.8510/10/200825579000USDAT MATURITY
COEG9283094WACHOVIA MORTGAGE FSB4.8510/10/200833545000USDAT MATURITY
COEG3005519WACHOVIA BANK NA010/13/200813000000USDAT MATURITY
COEH4505176WACHOVIA MORTGAGE FSB2.910/14/200881105000USDAT MATURITY
COEH4505770WACHOVIA BANK FSB2.910/14/2008116676000USDAT MATURITY
COEH5733116WACHOVIA BANK NA2.810/16/20080USDAT MATURITY
COEH3049226WACHOVIA MORTGAGE FSB3.2510/16/200839598000USDAT MATURITY
COEH3048665WACHOVIA BANK FSB3.2510/16/200843971000USDAT MATURITY
COEG9499153WACHOVIA MORTGAGE FSB4.910/17/200835325000USDAT MATURITY
COMM1192200WACHOVIA BANK NA710/17/2008250000000USDAT MATURITY
COEH4821318WACHOVIA BANK NA2.810/20/200843545000USDAT MATURITY
COEH4634109WACHOVIA BANK FSB2.810/20/200879197000USDAT MATURITY
COEH4643597WACHOVIA MORTGAGE FSB2.810/20/200886821000USDAT MATURITY
COED2149794WACHOVIA BANK NA010/22/20083022000USDPUTABLE
COED2578117WACHOVIA BANK NA010/22/200833369000USDPUTABLE
COEC4747316FIRST UNION NATL BANK010/24/20087000000USDPUTABLE
COEH5075245WACHOVIA BANK NA2.710/27/200841177000USDAT MATURITY
COEH4739395WACHOVIA MORTGAGE FSB2.710/27/200855502000USDAT MATURITY
COEH4731988WACHOVIA BANK FSB2.710/27/200841870000USDAT MATURITY
COEF1478280WACHOVIA CORP0RATION2.8462510/28/20081100000000USDAT MATURITY
COEF1478363WACHOVIA CORP0RATION3.7587510/28/2008200000000USDAT MATURITY
CODD5314743WACHOVIA CORP610/30/2008197115000USDAT MATURITY
COEH4845242WACHOVIA BANK FSB2.6511/3/200820595000USDAT MATURITY
COEH4843924WACHOVIA MORTGAGE FSB2.6511/3/200830655000USDAT MATURITY
COEH3500038WACHOVIA BANK FSB3.0511/14/200867594000USDAT MATURITY
COEH3498670WACHOVIA MORTGAGE FSB3.0511/14/200855258000USDAT MATURITY
COEH2935169WACHOVIA BANK NA1211/14/200810002303USDCONVERTIBLE
CODD1083623SOUTHTRUST BANK NA711/15/2008200000000USDAT MATURITY
COEH4925127WACHOVIA BANK FSB2.611/17/2008102759000USDAT MATURITY
COEF0147704WACHOVIA BANK NA011/17/20084989000USDPUTABLE
COEH4925366WACHOVIA MORTGAGE FSB2.611/17/200870156000USDAT MATURITY
COEH5153257WACHOVIA BANK NA2.611/17/200840584000USDAT MATURITY
COED2581046WACHOVIA BANK NA011/19/200811955000USDPUTABLE
COEH3614599WACHOVIA MORTGAGE FSB311/21/200832940000USDAT MATURITY
COEC4843248FIRST UNION NATL BANK011/21/200813346000USDPUTABLE
COEH3615679WACHOVIA BANK FSB311/21/200842437000USDAT MATURITY
COEH5242191WACHOVIA BANK NA2.4511/24/200822184000USDAT MATURITY
COEH5141369WACHOVIA BANK FSB2.4511/24/200821624000USDAT MATURITY
COEH5141203WACHOVIA MORTGAGE FSB2.4511/24/200833079000USDAT MATURITY
COEG9913260WACHOVIA BANK NA2.8711/25/20082000000000USDAT MATURITY
COEH5234388WACHOVIA BANK FSB2.911/27/20085000000USDAT MATURITY
COEH3786959WACHOVIA MORTGAGE FSB311/28/200831711000USDAT MATURITY
COEH3784590WACHOVIA BANK FSB311/28/200829339000USDAT MATURITY
COEH1020179WACHOVIA BANK NA4.512/1/2008350000000USDAT MATURITY
COEH5247075WACHOVIA BANK FSB2.412/1/200818166000USDAT MATURITY
COEH5319726WACHOVIA BANK NA2.412/1/200818625000USDAT MATURITY
COEC0719558WACHOVIA BANK NA5.812/1/2008400000000USDAT MATURITY
COEH5245632WACHOVIA MORTGAGE FSB2.412/1/200823915000USDAT MATURITY
COED7261487WACHOVIA CORP012/8/20084173000USDAT MATURITY
COEH5329774WACHOVIA MORTGAGE FSB2.412/12/200825658000USDAT MATURITY
COEH5328412WACHOVIA BANK FSB2.412/12/200824168000USDAT MATURITY
COEH5536907WACHOVIA BANK NA2.412/12/200821138000USDAT MATURITY
COEG5754858WACHOVIA BANK FSB5.212/15/2008643000USDAT MATURITY
COEC0800440WACHOVIA CORP5.62512/15/2008400000000USDAT MATURITY
COED2776075WACHOVIA BANK NA012/17/200827407000USDPUTABLE
COEH4126353WACHOVIA BANK FSB3.0512/18/20089806000USDAT MATURITY
COEH4126155WACHOVIA MORTGAGE FSB3.0512/18/20089104000USDAT MATURITY
COEC5096390FIRST UNION NATL BANK012/19/20085291000USDPUTABLE
COEH5532229WACHOVIA BANK FSB2.4512/19/200851187000USDAT MATURITY
COEH5530942WACHOVIA MORTGAGE FSB2.4512/19/200889241000USDAT MATURITY
COEG5884267WACHOVIA BANK FSB5.312/22/20084572000USDAT MATURITY
COEG5796479WACHOVIA MORTGAGE FSB5.312/22/20083007000USDAT MATURITY
COED0362035WACHOVIA BANK NA012/23/200838730000USDPUTABLE
COEH4279707WACHOVIA MORTGAGE FSB3.212/26/200828680000USDAT MATURITY
COEH4278063WACHOVIA BANK FSB3.212/26/200827030000USDAT MATURITY
COEG6012595WACHOVIA MORTGAGE FSB5.312/29/20081865000USDAT MATURITY
COEH5622277WACHOVIA BANK FSB2.4512/30/20080USDAT MATURITY
COEH5648371WACHOVIA BANK NA2.4512/30/20080USDAT MATURITY
COEH5636608WACHOVIA MORTGAGE FSB2.4512/30/20080USDAT MATURITY
COEG6114193WACHOVIA CORP012/30/200845566000USDAT MATURITY
COEG8926768WACHOVIA CORP01/5/20097226000USDAT MATURITY
COEH4683346WACHOVIA BANK NA3.11/5/2009150000000USDAT MATURITY
COEH4380356WACHOVIA BANK FSB3.21/5/200931539000USDAT MATURITY
COEH4382550WACHOVIA MORTGAGE FSB3.21/5/200934510000USDAT MATURITY
COEG6126155WACHOVIA MORTGAGE FSB5.31/6/200911731000USDAT MATURITY
COEG6125637WACHOVIA BANK FSB5.31/6/20095819000USDAT MATURITY
COEH1189156WACHOVIA BANK NA2.964381/9/2009150000000USDAT MATURITY
COEH4505259WACHOVIA MORTGAGE FSB3.21/12/200978694000USDAT MATURITY
COEH4506612WACHOVIA BANK FSB3.21/12/200957175000USDAT MATURITY
COEH1565462WACHOVIA BANK NA2.998131/12/2009647000000USDAT MATURITY
CODD5331234WACHOVIA CORP6.3751/15/2009150000000USDAT MATURITY
COEH3048749WACHOVIA BANK FSB3.31/16/200911654000USDAT MATURITY
COEH3049465WACHOVIA MORTGAGE FSB3.31/16/200910223000USDAT MATURITY
COEH4821557WACHOVIA BANK NA3.151/20/200934056000USDAT MATURITY
COEH4633549WACHOVIA MORTGAGE FSB3.151/20/200948912000USDAT MATURITY
COEH4634661WACHOVIA BANK FSB3.151/20/200935668000USDAT MATURITY
COED0780871WACHOVIA BANK NA01/23/20096817000USDPUTABLE
COED0780673WACHOVIA BANK NA01/23/200935413000USDPUTABLE
COEG6736912WACHOVIA BANK FSB5.251/26/20092578000USDAT MATURITY
COEH4739916WACHOVIA BANK FSB3.151/26/200965809000USDAT MATURITY
COEG6667240WACHOVIA BANK FSB5.251/26/20098875000USDAT MATURITY
COEH4740278WACHOVIA MORTGAGE FSB3.151/26/2009112445000USDAT MATURITY
COEH5075286WACHOVIA BANK NA3.151/26/200938853000USDAT MATURITY
COEH1730645WACHOVIA BANK NA3.0051/27/2009325000000USDAT MATURITY
COEH1730280WACHOVIA BANK NA3.918751/27/20091075000000USDAT MATURITY
COED3807515WACHOVIA BANK NA01/28/200923179000USDPUTABLE
COEF1317249WACHOVIA CORP0RATION01/28/20095461000USDAT MATURITY
COEC5206403FIRST UNION NATL BANK01/30/20098122000USDPUTABLE
COEG6996292WACHOVIA CORP01/30/200921593000USDAT MATURITY
CODD5331317WACHOVIA CORP6.3752/1/2009250000000USDAT MATURITY
COEH4844880WACHOVIA BANK FSB3.12/2/200934478000USDAT MATURITY
COEH4844120WACHOVIA MORTGAGE FSB3.12/2/200939949000USDAT MATURITY
COEH3036900WACHOVIA BANK NA3.001252/4/2009335000000USDAT MATURITY
COEH4629463WACHOVIA BANK NA42/11/200917791000USDAT MATURITY
COEH4629265WACHOVIA BANK NA42/11/200931643000USDAT MATURITY
COEH4937858WACHOVIA BANK FSB3.12/17/2009153885000USDAT MATURITY
COEH4922561WACHOVIA MORTGAGE FSB3.12/17/2009119545000USDAT MATURITY
COED3191688WACHOVIA CORP3.6252/17/20091250000000USDAT MATURITY
COEH5149974WACHOVIA BANK NA3.12/17/200941582000USDAT MATURITY
COEH4742316WACHOVIA BANK NA42/18/200914000000USDAT MATURITY
COEH4820393WACHOVIA BANK NA42/18/200952000000USDAT MATURITY
COEH5242399WACHOVIA BANK NA2.952/23/200916756000USDAT MATURITY
COEG2120145WACHOVIA BANK NA2.112/23/2009500000000USDAT MATURITY
COEG2116903WACHOVIA BANK NA1.842/23/2009750000000USDAT MATURITY
COEG2116663WACHOVIA BANK NA3.192/23/2009750000000USDAT MATURITY
COEH5141047WACHOVIA BANK FSB2.952/23/200921560000USDAT MATURITY
COEG2116549WACHOVIA BANK NA2.810632/23/20092000000000USDAT MATURITY
COEH5141443WACHOVIA MORTGAGE FSB2.952/23/200950955000USDAT MATURITY
COED3807358WACHOVIA BANK NA02/25/200921384000USDPUTABLE
COEC5299150FIRST UNION NATL BANK02/27/20092525000USDPUTABLE
COEC5299093FIRST UNION NATL BANK02/27/20093409000USDPUTABLE
COEH5245590WACHOVIA MORTGAGE FSB2.93/2/200921550000USDAT MATURITY
COEH5319767WACHOVIA BANK NA2.93/2/200914003000USDAT MATURITY
COEH5247638WACHOVIA BANK FSB2.93/2/200912893000USDAT MATURITY
COEH3787072WACHOVIA MORTGAGE FSB3.23/2/20096248000USDAT MATURITY
COEH3786314WACHOVIA BANK FSB3.23/2/20096391000USDAT MATURITY
COED3500961WACHOVIA MORTGAGE FSB2.935633/2/2009300000000USDAT MATURITY
COEF6760724WACHOVIA BANK NA03/5/200910364000USDCALLABLE
COEG7961683WACHOVIA CORP03/5/20099126000USDAT MATURITY
COEC6047525WACHOVIA BANK NA0.53/6/200930000000USDCONVERTIBLE
COEH5028228WACHOVIA BANK NA43/9/200951229000USDAT MATURITY
COEH5028020WACHOVIA BANK NA43/9/2009154167000USDAT MATURITY
COEH2538138WACHOVIA BANK NA2.453/10/2009580000000USDAT MATURITY
COEH5328818WACHOVIA BANK FSB2.93/12/200953573000USDAT MATURITY
COEH5330251WACHOVIA MORTGAGE FSB2.93/12/200955834000USDAT MATURITY
COEH5535586WACHOVIA BANK NA2.93/12/200920284000USDAT MATURITY
COEH2538211WACHOVIA BANK NA2.63/12/2009150000000USDAT MATURITY
COEH5115314WACHOVIA BANK NA43/13/200974991000USDAT MATURITY
COEH5122716WACHOVIA BANK NA43/13/200924703000USDAT MATURITY
COEC1125367WACHOVIA CORP6.153/15/2009400000000USDAT MATURITY
COEF1319161WACHOVIA BANK NA03/16/200914975000USDAT MATURITY
COEH4126635WACHOVIA BANK FSB3.33/18/20095795000USDAT MATURITY
COEH4127070WACHOVIA MORTGAGE FSB3.33/18/200910171000USDAT MATURITY
COEH5532948WACHOVIA BANK FSB2.93/19/200916915000USDAT MATURITY
COEG8492068WACHOVIA BANK FSB53/19/20096909000USDAT MATURITY
COEH5532500WACHOVIA MORTGAGE FSB2.93/19/200951681000USDAT MATURITY
COEG8492746WACHOVIA MORTGAGE FSB53/19/20093015000USDAT MATURITY
COEH5211899WACHOVIA BANK NA43/20/200918224000USDAT MATURITY
COEH5212178WACHOVIA BANK NA43/20/200971039000USDAT MATURITY
COEF3343250WACHOVIA BANK NA3.253/23/20093500000000USDAT MATURITY
COED4885387WACHOVIA BANK NA03/24/200920796000USDPUTABLE
COEC5460737FIRST UNION NATL BANK03/27/20091912000USDPUTABLE
COEH5320369WACHOVIA BANK NA43/30/200933222000USDAT MATURITY
COEH5635287WACHOVIA MORTGAGE FSB2.853/30/20090USDAT MATURITY
COEH5622475WACHOVIA BANK FSB2.853/30/20090USDAT MATURITY
COEH5648298WACHOVIA BANK NA2.853/30/20090USDAT MATURITY
COEH2773008WACHOVIA CORP13.153/30/200958050900USDAT MATURITY
COEH5319684WACHOVIA BANK NA43/30/2009123811000USDAT MATURITY
COEH2809901WACHOVIA CORP14.14/1/200957011500USDCONVERTIBLE
COEH4380190WACHOVIA BANK FSB3.554/3/200919968000USDAT MATURITY
COEH4382758WACHOVIA MORTGAGE FSB3.554/3/200930396000USDAT MATURITY
COEH4506778WACHOVIA BANK FSB3.554/13/200933577000USDAT MATURITY
COEG9283532WACHOVIA MORTGAGE FSB4.754/13/20091588000USDAT MATURITY
COEH4505374WACHOVIA MORTGAGE FSB3.554/13/200963626000USDAT MATURITY
COEG9251760WACHOVIA BANK FSB4.754/13/20091253000USDAT MATURITY
COEG9150186WACHOVIA BANK NA4.754/13/20095051000USDAT MATURITY
COEH3049549WACHOVIA MORTGAGE FSB3.34/16/20093919000USDAT MATURITY
COEH3048822WACHOVIA BANK FSB3.34/16/20094871000USDAT MATURITY
COEH4634026WACHOVIA BANK FSB3.54/20/200921953000USDAT MATURITY
COEC3072658FIRST UNION NATL BANK04/20/2009709000USDPUTABLE
COEH4820872WACHOVIA BANK NA44/20/2009156975000USDAT MATURITY
COEH4633663WACHOVIA MORTGAGE FSB3.54/20/200937490000USDAT MATURITY
COEG9455262WACHOVIA BANK NA4.754/21/20091932000USDAT MATURITY
COEG9499195WACHOVIA MORTGAGE FSB4.754/21/2009519000USDAT MATURITY
COEC5625040WACHOVIA BANK NA04/24/2009414000USDPUTABLE
COEC5625164WACHOVIA BANK NA04/24/20091113000USDPUTABLE
COEG3805553WACHOVIA BANK FSB54/27/20091686000USDAT MATURITY
COEH5085384WACHOVIA BANK NA3.454/27/200910023000USDAT MATURITY
COEH4740591WACHOVIA MORTGAGE FSB3.454/27/200927309000USDAT MATURITY
COEH5732076WACHOVIA BANK NA44/27/200935571000USDAT MATURITY
COEH5731672WACHOVIA BANK NA44/27/2009117245000USDAT MATURITY
COEH4739759WACHOVIA BANK FSB3.454/27/200911145000USDAT MATURITY
COEG3806510WACHOVIA MORTGAGE FSB54/27/20091466000USDAT MATURITY
COEF7781992WACHOVIA BANK NA04/30/20094272000USDPUTABLE
COEH4844286WACHOVIA MORTGAGE FSB3.455/1/200925188000USDAT MATURITY
COEH4847008WACHOVIA BANK FSB3.455/1/200915427000USDAT MATURITY
COEH4607337WACHOVIA BANK NA3.001255/1/20093069150000USDAT MATURITY
COEH0619971WACHOVIA BANK NA3.115/5/2009100000000USDAT MATURITY
COEH3546999WACHOVIA BANK NA2.855/7/20095000000USDAT MATURITY
COEF3940980WACHOVIA MORTGAGE FSB2.84255/8/2009500000000USDAT MATURITY
COEH0620052WACHOVIA BANK NA3.115/12/2009100000000USDAT MATURITY
COEH5122997WACHOVIA BANK NA4.25/13/200926665000USDAT MATURITY
COEH5120793WACHOVIA BANK NA4.25/13/20098940000USDAT MATURITY
COEH4925689WACHOVIA MORTGAGE FSB3.455/15/200955587000USDAT MATURITY
COEH5153455WACHOVIA BANK NA3.455/15/200911388000USDAT MATURITY
COEH4925440WACHOVIA BANK FSB3.455/15/200945156000USDAT MATURITY
COEH0620177WACHOVIA BANK NA3.115/19/2009100000000USDAT MATURITY
COEH5211857WACHOVIA BANK NA4.155/20/20096609000USDAT MATURITY
COEH5212293WACHOVIA BANK NA4.155/20/200919234000USDAT MATURITY
COEH5141286WACHOVIA BANK FSB3.45/22/200915409000USDAT MATURITY
COEH5141120WACHOVIA MORTGAGE FSB3.45/22/200940664000USDAT MATURITY
COEH5234586WACHOVIA BANK NA3.45/22/200911933000USDAT MATURITY
COED4894769WACHOVIA BANK NA05/26/200914746000USDPUTABLE
COEH0626976WACHOVIA BANK NA3.110635/26/2009445000000USDAT MATURITY
COEH3786512WACHOVIA BANK FSB3.255/28/20093886000USDAT MATURITY
COEH3784830WACHOVIA MORTGAGE FSB3.255/28/20092439000USDAT MATURITY
COEC6080088WACHOVIA BANK NA05/29/20093065000USDPUTABLE
COEH5319528WACHOVIA BANK NA3.355/29/20098275000USDAT MATURITY
COEH5247190WACHOVIA BANK FSB3.355/29/200910954000USDAT MATURITY
COEH5246150WACHOVIA MORTGAGE FSB3.355/29/200927923000USDAT MATURITY
COEC6080161WACHOVIA BANK NA05/29/20091200000USDPUTABLE
COEH4002497WACHOVIA BANK NA106/8/200915001630USDCONVERTIBLE
COEH5330335WACHOVIA BANK FSB3.356/12/200939885000USDAT MATURITY
COEH5328255WACHOVIA MORTGAGE FSB3.356/12/200939577000USDAT MATURITY
COEH5535743WACHOVIA BANK NA3.356/12/200913808000USDAT MATURITY
COEH0852432WACHOVIA BANK NA5.9656/15/2009150000000GBPAT MATURITY
COED4847205WACHOVIA MORTGAGE FSB4.56/15/2009400000000USDAT MATURITY
COEH4127310WACHOVIA MORTGAGE FSB3.46/18/20095580000USDAT MATURITY
COEH4127195WACHOVIA BANK FSB3.46/18/20093448000USDAT MATURITY
COEH5531700WACHOVIA MORTGAGE FSB3.356/19/200944494000USDAT MATURITY
COEH1284577WACHOVIA BANK NA4.556/19/200916199000USDAT MATURITY
COEH5530827WACHOVIA BANK FSB3.356/19/200922844000USDAT MATURITY
COEG5886825WACHOVIA BANK FSB5.36/22/20097464000USDAT MATURITY
COEG5796594WACHOVIA MORTGAGE FSB5.36/22/20096293000USDAT MATURITY
COED5989360WACHOVIA BANK NA06/23/200920777000USDPUTABLE
COED5989725WACHOVIA BANK NA06/23/20091703000USDPUTABLE
COEC6067416WACHOVIA BANK NA06/26/20093013000USDPUTABLE
COEC6067572WACHOVIA BANK NA06/26/20091495000USDPUTABLE
COEG6012637WACHOVIA MORTGAGE FSB5.356/29/20099206000USDAT MATURITY
COEH4383830WACHOVIA BANK NA3.756/30/200922616000USDAT MATURITY
COEH4327480WACHOVIA BANK FSB3.756/30/200910879000USDAT MATURITY
COEH5636566WACHOVIA MORTGAGE FSB3.36/30/20090USDAT MATURITY
COEH4328082WACHOVIA MORTGAGE FSB3.756/30/200924005000USDAT MATURITY
COEH5648090WACHOVIA BANK NA3.36/30/20090USDAT MATURITY
COEH5622558WACHOVIA BANK FSB3.36/30/20090USDAT MATURITY
COEH4380398WACHOVIA BANK FSB3.87/2/200938162000USDAT MATURITY
COEH4382477WACHOVIA MORTGAGE FSB3.87/2/200986230000USDAT MATURITY
COEG6126395WACHOVIA MORTGAGE FSB5.37/6/20099784000USDAT MATURITY
COEG6125710WACHOVIA BANK FSB5.37/6/200913714000USDAT MATURITY
COEH4629422WACHOVIA BANK NA4.257/10/200931547000USDAT MATURITY
COEH4629349WACHOVIA BANK NA4.257/10/200922124000USDAT MATURITY
COEH4634349WACHOVIA MORTGAGE FSB3.87/17/2009183710000USDAT MATURITY
COEH4634422WACHOVIA BANK FSB3.87/17/200956668000USDAT MATURITY
CODD5172877FIRST UNION NATL BANK97/18/20090USDAT MATURITY
COEH4820591WACHOVIA BANK NA4.257/20/200923000000USDAT MATURITY
COEH4821912WACHOVIA BANK NA4.257/20/200935500000USDAT MATURITY
COEC6334485WACHOVIA BANK NA07/24/20092708000USDPUTABLE
COEG6736953WACHOVIA BANK FSB5.257/27/20097310000USDAT MATURITY
COEH5085343WACHOVIA BANK NA3.757/27/200937306000USDAT MATURITY
COEG6667364WACHOVIA BANK FSB5.257/27/20097849000USDAT MATURITY
COEH4732309WACHOVIA MORTGAGE FSB3.757/27/200994998000USDAT MATURITY
COEF0170730WACHOVIA BANK NA07/27/20093067000USDPUTABLE
COEH4732382WACHOVIA BANK FSB3.757/27/200959496000USDAT MATURITY
COED3807432WACHOVIA BANK NA07/28/20094859000USDPUTABLE
COED5990368WACHOVIA BANK NA07/28/200915108000USDPUTABLE
COEH4846802WACHOVIA BANK FSB3.77/31/200924657000USDAT MATURITY
COEH4844369WACHOVIA MORTGAGE FSB3.77/31/200931609000USDAT MATURITY
COEH1496833WACHOVIA BANK NA3.191258/4/20091895850000USDCALL/EXT
COEH5028467WACHOVIA BANK NA4.258/7/200954046000USDAT MATURITY
COEH5027626WACHOVIA BANK NA4.258/7/2009132279000USDAT MATURITY
COEF6128849WACHOVIA BANK NA1.898/10/20091850000000USDAT MATURITY
COEH5120959WACHOVIA BANK NA4.258/13/200959105000USDAT MATURITY
COEH5122039WACHOVIA BANK NA4.258/13/200921941000USDAT MATURITY
COEH4925325WACHOVIA MORTGAGE FSB3.758/14/2009129484000USDAT MATURITY
COEH5153539WACHOVIA BANK NA3.758/14/200940563000USDAT MATURITY
COEH4934053WACHOVIA BANK FSB3.758/14/2009148418000USDAT MATURITY
COEG7419955WACHOVIA CORP2.058/20/2009500000000USDAT MATURITY
COEH5233620WACHOVIA BANK NA4.258/20/200955203000USDAT MATURITY
COEH5212335WACHOVIA BANK NA4.258/20/200921173000USDAT MATURITY
COEG7388986WACHOVIA CORP2.978/20/20091750000000USDAT MATURITY
COEH5141401WACHOVIA BANK FSB3.658/21/200922174000USDAT MATURITY
COEG7524903WACHOVIA BANK NA2.951258/21/2009100000000USDAT MATURITY
COEH5234701WACHOVIA BANK NA3.658/21/200920716000USDAT MATURITY
COEG7524861WACHOVIA BANK NA3.35758/21/2009100000000USDAT MATURITY
COEH5141005WACHOVIA MORTGAGE FSB3.658/21/200952637000USDAT MATURITY
COEF7713250WACHOVIA BANK NA08/24/20091882000USDAT MATURITY
COED5999419WACHOVIA BANK NA08/25/200916286000USDPUTABLE
COED3807234WACHOVIA BANK NA08/25/20098578000USDPUTABLE
COEH5245517WACHOVIA MORTGAGE FSB3.68/28/200967875000USDAT MATURITY
COEC6714975WACHOVIA BANK NA08/28/20092230000USDPUTABLE
COEH5247471WACHOVIA BANK FSB3.68/28/200925092000USDAT MATURITY
COEC6714934WACHOVIA BANK NA08/28/20094031000USDPUTABLE
COEH5319965WACHOVIA BANK NA4.38/31/200931623000USDAT MATURITY
COEH5320047WACHOVIA BANK NA4.38/31/200980891000USDAT MATURITY
Adjusted for Puts
10/31/0811/30/0812/31/081/31/092/28/093/31/09
WBNA4,128,814,0002,272,770,303789,763,0002,419,909,0004,508,772,0004,858,586,000
FSB398,372,000289,348,000135,572,000219,117,000209,923,000102,476,000
Mortgage FSB454,105,000253,799,000181,470,000296,515,000210,449,000448,499,000
Corp1,504,115,000- 0449,739,000184,280,0001,500,000,000467,176,900
6,485,406,0002,815,917,3031,556,544,0003,119,821,0006,429,144,0005,876,737,900
Sheet2
Graphs
Graphs
Daily Balances
Average Balance
Date
Balance
May 2006 Deposit Balances
Input Page
Fdg. Projection
Daily Balances
Average Balance
Date
Balance
June 2006 Deposit Balances
Essbase Version (2)
Daily Balances
Average Balance
Date
Balance
July 2006 Deposit Balances
Essbase Pull
Daily Balances
Average Balance
Date
Balance
August 2006 Deposit Balances
New Sheet
11
22
33
44
55
66
77
88
99
1010
1111
1212
1313
1414
1515
1616
1717
1818
1919
2020
2121
2222
2323
2424
2525
2626
2727
2828
2929
3030
3131
Fdg. Projection
Fdg. Projection
Fdg. Projection
Fdg. Projection
Fdg. Projection
Daily Balances
Average Balance
Date
Balance
September 2006 Deposit Balances
Daily Balances
Average Balance
Date
Balance
October 2006 Deposit Balances
291667
291667
289606
290636.5
286731
289334.666666667
285349
288338.25
290538
288778.2
359859
300625
359859
309087
359859
315433.5
359859
320369.666666667
365316
324864.3
361604
328204.272727273
359283
330794.166666667
360724
333096.461538462
360724
335069.857142857
360724
336780.133333333
362444
338384.125
359562
339629.882352941
355755
340525.722222222
357083
341397.157894737
357679
342211.25
357679
342947.80952381
357679
343617.409090909
360513
344352
360551
345026.958333333
355158
345432.2
357166
345883.5
358680
346357.444444444
358680
346797.535714286
358680
347207.275862069
358737
347591.6
359863
347987.451612903
New Graph
11
22
33
44
55
66
77
88
99
1010
1111
1212
1313
1414
1515
1616
1717
1818
1919
2020
2121
2222
2323
2424
2525
2626
2727
2828
2929
3030
Daily Balances
Average Balance
Date
Balance
November 2006 Deposit Balances
358599
358599
359884
359241.5
359505
359329.333333333
359505
359373.25
359505
359399.6
362319
359886.166666667
359925
359891.714285714
359647
359861.125
359946
359870.555555556
362126
360096.1
362126
360280.636363636
362126
360434.416666667
363877
360699.230769231
362774
360847.428571429
362718
360972.133333333
361900
361030.125
359681
360950.764705882
359681
360880.222222222
359681
360817.105263158
364557
361004.1
361755
361039.857142857
362136
361089.681818182
362136
361135.173913043
360245
361098.083333333
360245
361063.96
360245
361032.461538462
364176
361148.888888889
362589
361200.321428571
363170
361268.24137931
363890
361355.633333333
Sheet2
11
22
33
44
55
66
77
88
99
1010
1111
1212
1313
1414
1515
1616
1717
1818
1919
2020
2121
2222
2323
2424
2525
2626
2727
2828
2929
3030
3131
Daily Balances
Average Balance
Date
Balance
December 2006 Deposit Balances
367448
367448
367448
367448
367448
367448
370429
368193.25
368594
368273.4
365898
367877.5
365640
367557.857142857
366879
367473
366879
367407
366879
367354.2
369217
367523.545454545
367196
367496.25
367558
367501
360881
367028.142857143
366756
367010
366756
366994.125
366756
366980.117647059
368225
367049.277777778
367538
367075
366047
367023.6
367534
367047.904761905
368936
367133.727272727
368936
367212.086956522
368936
367283.916666667
368936
367350
371427
367506.807692308
367011
367488.444444444
369391
367556.392857143
371771
367701.724137931
371771
367455.103448276
371771
367455.103448276
Brokered CDs
11
22
33
44
55
66
77
88
99
1010
1111
1212
1313
1414
1515
1616
1717
1818
1919
2020
2121
2222
2323
2424
2525
2626
2727
2828
2929
3030
Fdg. Projection
Daily Balances
Average Balance
Date
Balance
January 2007 Deposit Balances
1
1
2
2
3
3
4
4
5
5
6
6
7
7
8
8
9
9
10
10
11
11
12
12
13
13
14
14
15
15
16
16
17
17
18
18
19
19
20
20
21
21
22
22
23
23
24
24
25
25
26
26
27
27
28
28
29
29
30
30
31
31
371771
371771
371543
371657
369434
370916
370379
370781.75
370184
370662.2
370184
370582.5
370184
370525.571428571
372266
370743.125
369264
370578.777777778
368712
370392.1
367812
370157.545454545
369312
370087.083333333
369312
370027.461538462
369312
369976.357142857
369312
369932.066666667
375301
370267.625
365218
369970.588235294
365036
369696.444444444
366175
369511.105263158
366175
369344.3
366175
369193.380952381
367650
369123.227272727
364410
368918.304347826
361744
368619.375
362341
368368.24
362595
368146.192307692
362595
367940.592592593
362595
367749.678571429
365093
367658.068965517
364319
367546.766666667
365367
367476.451612903
Fdg. Projection
Daily Balances
Average Balance
Date
Balance
February 2007 Deposit Balances
1
1
2
2
3
3
4
4
5
5
6
6
7
7
8
8
9
9
10
10
11
11
12
12
13
13
14
14
15
15
16
16
17
17
18
18
19
19
20
20
21
21
22
22
23
23
24
24
25
25
26
26
27
27
28
28
364101
364101
366728
365414.5
366728
365852.333333333
366728
366071.25
370171
366891.2
367336
366965.333333333
365494
366755.142857143
365235
366565.125
367259
366642.222222222
367259
366703.9
367259
366754.363636364
370454
367062.666666667
367709
367112.384615385
364176
366902.642857143
364896
366768.866666667
365835
366710.5
365835
366659
365835
366613.222222222
365835
366572.263157895
371701
366828.7
366419
366809.19047619
366052
366774.772727273
367841
366821.130434783
367841
366863.625
367841
366902.72
367355
366920.115384615
368031
366961.259259259
369828
367063.642857143
Fdg. Projection
Daily Balances
Average Balance
Date
Balance
March 2007 Deposit Balances
1
1
2
2
3
3
4
4
5
5
6
6
7
7
8
8
9
9
10
10
11
11
12
12
13
13
14
14
15
15
16
16
17
17
18
18
19
19
20
20
21
21
22
22
23
23
24
24
25
25
26
26
27
27
28
28
29
29
30
30
31
31
370672
370672
373502
372087
373502
372558.666666667
373502
372794.5
365135
371262.6
373945
371709.666666667
372224
371783.142857143
371543
371753.125
373824
371983.222222222
373824
372167.3
373824
372317.909090909
377279
372731.333333333
374761
372887.461538462
371846
372813.071428571
371240
372708.2
370702
372582.8125
370702
372472.176470588
370702
372373.833333333
373746
372446.052631579
372388
372443.15
369984
372326.047619048
370629
372248.909090909
372870
372275.913043478
372870
372300.666666667
372870
372323.44
374901
372422.576923077
372019
372407.62962963
371372
372370.642857143
372869
372387.827586207
377358
372553.5
377358
372708.483870968
Fdg. Projection
Daily Balances
Average Balance
Date
Balance
April 2007 Deposit Balances
1
1
2
2
3
3
4
4
5
5
6
6
7
7
8
8
9
9
10
10
11
11
12
12
13
13
14
14
15
15
16
16
17
17
18
18
19
19
20
20
21
21
22
22
23
23
24
24
25
25
26
26
27
27
28
28
29
29
30
30
377358
377358
381511
379434.5
382477
380448.666666667
378274
379905
379443
379812.6
379254
379719.5
379254
379653
379254
379603.125
376663
379276.444444444
378063
379155.1
379712
379205.727272727
380028
379274.25
380584
379375
380584
379461.357142857
380584
379536.2
382227
379704.375
380793
379768.411764706
376897
379608.888888889
377015
379472.368421053
378727
379435.1
378727
379401.380952381
378727
379370.727272727
377525
379290.47826087
374131
379075.5
374475
378891.48
372395
378641.615384615
374629
378493
374629
378355
374629
378226.517241379
379663
378274.4
Fdg. Projection
Daily Balances
Average Balance
Date
Balance
May 2007 Deposit Balances
1
1
2
2
3
3
4
4
5
5
6
6
7
7
8
8
9
9
10
10
11
11
12
12
13
13
14
14
15
15
16
16
17
17
18
18
19
19
20
20
21
21
22
22
23
23
24
24
25
25
26
26
27
27
28
28
29
29
30
30
31
31
378581
378581
376532
377556.5
376875
377329.333333333
377734
377430.5
377734
377491.2
377734
377531.666666667
381203
378056.142857143
379363
378219.5
377504
378140
378011
378127.1
378461
378157.454545455
378461
378182.75
378461
378204.153846154
380344
378357
380372
378491.333333333
378041
378463.1875
376430
378343.588235294
376667
378250.444444444
376667
378167.105263158
376667
378092.1
378448
378109.047619048
375657
377997.590909091
374671
377852.956521739
375631
377760.375
376565
377712.56
376565
377668.423076923
376565
377627.555555556
376565
377589.607142857
380241
377681.034482759
378182
377697.733333333
376018
377643.548387097
Fdg. Projection
Daily Balances
Average Balance
Date
Balance
June 2007 Deposit Balances
1
1
2
2
3
3
4
4
5
5
6
6
7
7
8
8
9
9
10
10
11
11
12
12
13
13
14
14
15
15
16
16
17
17
18
18
19
19
20
20
21
21
22
22
23
23
24
24
25
25
26
26
27
27
28
28
29
29
30
30
378895
378895
378895
378895
378895
378895
382840
379881.25
379806
379866.2
377451
379463.666666667
378424
379315.142857143
382796
379750.25
382796
380088.666666667
382796
380359.4
385600
380835.818181818
372883
380173.083333333
379056
380087.153846154
374257
379670.714285714
376791
379478.733333333
376791
379310.75
376791
379162.529411765
379327
379171.666666667
376830
379048.421052632
375547
378873.35
374264
378653.857142857
373998
378442.227272727
373998
378249
373998
378071.875
375351
377963.04
372900
377768.307692308
372983
377591.074074074
373668
377450.964285714
378188
377476.379310345
378188
377500.1
Fdg. Projection
Daily Balances
Average Balance
Date
Balance
July 2007 Deposit Balances
1
1
2
2
3
3
4
4
5
5
6
6
7
7
8
8
9
9
10
10
11
11
12
12
13
13
14
14
15
15
16
16
17
17
18
18
19
19
20
20
21
21
22
22
23
23
24
24
25
25
26
26
27
27
28
28
29
29
30
30
31
31
378188
378188
382623
380405.5
381573
380794.666666667
381573
380989.25
379647
380720.8
379842
380574.333333333
379842
380469.714285714
379842
380391.25
383443
380730.333333333
380461
380703.4
377479
380410.272727273
377492
380167.083333333
379565
380120.769230769
379565
380081.071428571
379565
380046.666666667
381531
380139.4375
378265
380029.176470588
376037
379807.388888889
376194
379617.210526316
376588
379465.75
376588
379328.714285714
376588
379204.136363636
378626
379179
375149
379011.083333333
373805
378802.84
374961
378655.076923077
366650
378210.444444444
366650
377797.571428571
366650
377413.172413793
377910
377429.733333333
378465
377463.129032258
Fdg. Projection
Daily Balances
Average Balance
Date
Balance
August 2007 Deposit Balances
1
1
2
2
3
3
4
4
5
5
6
6
7
7
8
8
9
9
10
10
11
11
12
12
13
13
14
14
15
15
16
16
17
17
18
18
19
19
20
20
21
21
22
22
23
23
24
24
25
25
26
26
27
27
28
28
29
29
30
30
31
31
378902
378902
378866
378884
381681
379816.333333333
381681
380282.5
381681
380562.2
385194
381334.166666667
380147
381164.571428571
377223
380671.875
376804
380242.111111111
379290
380146.9
379290
380069
379290
380004.083333333
382377
380186.615384615
378757
380084.5
377490
379911.533333333
376725
379712.375
377651
379591.117647059
377651
379483.333333333
377651
379386.894736842
379143
379374.7
376144
379220.857142857
375505
379051.954545455
375482
378896.739130435
378517
378880.916666667
378517
378866.36
378517
378852.923076923
381053
378934.407407407
376966
378864.107142857
375561
378750.206896552
377155
378697.033333333
380786
378764.419354839
Fdg. Projection
Daily Balances
Average Balance
Date
Balance
September 2007 Deposit Balances
1
1
2
2
3
3
4
4
5
5
6
6
7
7
8
8
9
9
10
10
11
11
12
12
13
13
14
14
15
15
16
16
17
17
18
18
19
19
20
20
21
21
22
22
23
23
24
24
25
25
26
26
27
27
28
28
29
29
30
30
380786
380786
380786
380786
380786
380786
377507
379966.25
382405
380454
380545
380469.166666667
380377
380456
380377
380446.125
380377
380438.444444444
384033
380797.9
380836
380801.363636364
378831
380637.166666667
378850
380499.692307692
377226
380265.857142857
377226
380063.2
377226
379885.875
378780
379820.823529412
376888
379657.888888889
372867
379300.473684211
373646
379017.75
374207
378788.666666667
374207
378580.409090909
374207
378390.260869565
377245
378342.541666667
379610
378393.24
380408
378470.730769231
372194
378238.259259259
377865
378224.928571429
377865
378212.517241379
377865
378200.933333333
Fdg. Projection
Daily Balances
Average Balance
Date
Balance
October 2007 Deposit Balances
1
1
2
2
3
3
4
4
5
5
6
6
7
7
8
8
9
9
10
10
11
11
12
12
13
13
14
14
15
15
16
16
17
17
18
18
19
19
20
20
21
21
22
22
23
23
24
24
25
25
26
26
27
27
28
28
29
29
30
30
31
31
383421
383421
380813
382117
380443
381559
380668
381336.25
383338
381736.6
383338
382003.5
383338
382194.142857143
383338
382337.125
389553
383138.888888889
384877
383312.7
384256
383398.454545455
385216
383549.916666667
385216
383678.076923077
385216
383787.928571429
388552
384105.533333333
384479
384128.875
382174
384013.882352941
381465
383872.277777778
388058
384092.578947368
388058
384290.85
388058
384470.238095238
383892
384443.954545455
382353
384353.043478261
381393
384229.708333333
384114
384225.08
386385
384308.153846154
386385
384385.074074074
386385
384456.5
388105
384582.310344828
388145
384701.066666667
386597
384762.225806452
Daily Balances
Average Balance
Date
Balance
November 2007 Deposit Balances
390950
390950
394148
392549
394148
393082
394148
393348.5
397081
394095
391726
393700.166666667
389829
393147.142857143
389432
392682.75
391522
392553.777777778
391522
392450.6
391522
392366.181818182
391522
392295.833333333
397038
392660.615384615
392364
392639.428571429
394805
392783.8
393938
392855.9375
393938
392919.588235294
393938
392976.166666667
396682
393171.210526316
398278
393426.55
398514
393668.80952381
398514
393889.045454545
396951
394022.173913043
396951
394144.208333333
396951
394256.48
396408
394339.230769231
387200
394074.814814815
386784
393814.428571429
392187
393758.310344828
397767
393891.933333333
ALVIN
11
22
33
44
55
66
77
88
99
1010
1111
1212
1313
1414
1515
1616
1717
1818
1919
2020
2121
2222
2323
2424
2525
2626
2727
2828
2929
Fdg. Projection
Daily Balances
Average Balance
Date
Balance
December 2007 Deposit Balances
1
1
2
2
3
3
4
4
5
5
6
6
7
7
8
8
9
9
10
10
11
11
12
12
13
13
14
14
15
15
16
16
17
17
18
18
19
19
20
20
21
21
22
22
23
23
24
24
25
25
26
26
27
27
28
28
29
29
30
30
31
31
397767
397767
397767
397767
403614
399716
400358
399876.5
396664
399234
396965
398855.833333333
397004
398591.285714286
397004
398392.875
397004
398238.555555556
398493
398264
396659
398118.090909091
392887
397682.166666667
388256
396957.076923077
391258
396550
391258
396197.2
391258
395888.5
400235
396144.176470588
394708
396064.388888889
391086
395802.368421053
392045
395614.5
394713
395571.571428571
394713
395532.545454545
394713
395496.913043478
397830
395594.125
397830
395683.56
397601
395757.307692308
396325
395778.333333333
391670
395631.607142857
391670
395495
391670
395367.5
397405
395433.225806452
Fdg. Projection
Daily Balances
Average Balance
Date
Balance
January 2008 Deposit Balances
1
1
2
2
3
3
4
4
5
5
6
6
7
7
8
8
9
9
10
10
11
11
12
12
13
13
14
14
15
15
16
16
17
17
18
18
19
19
20
20
21
21
22
22
23
23
24
24
25
25
26
26
27
27
28
28
29
29
30
30
31
31
397405
397405
398840
398122.5
395739
397328
396244
397057
396244
396894.4
396244
396786
397503
396888.428571429
393976
396524.375
392207
396044.666666667
391225
395562.7
393250
395352.454545455
393250
395177.25
393250
395029
395282
395047.071428571
393325
394932.266666667
389535
394594.9375
389171
394275.882352941
390082
394042.888888889
390082
393834.421052632
390082
393646.8
390082
393477.047619048
395016
393547
391048
393438.347826087
388999
393253.375
393634
393268.6
393634
393282.653846154
393634
393295.666666667
392194
393256.321428571
388590
393095.413793103
388449
392940.533333333
390601
392865.064516129
Daily Balances
Average Balance
Date
Balance
February 2008 Deposit Balances
397165
397165
397165
397165
397165
397165
396986
397120.25
394205
396537.2
393908
396099
393230
395689.142857143
393536
395420
393536
395210.666666667
393536
395043.2
397287
395247.181818182
394214
395161.083333333
391431
394874.153846154
381242
393900.428571429
392447
393803.533333333
392447
393718.75
392447
393643.941176471
392447
393577.444444444
395505
393678.894736842
391730
393581.45
391341
393474.761904762
396793
393625.590909091
396793
393763.304347826
396793
393889.541666667
393843
393887.68
390746
393766.846153846
390779
393656.185185185
391177
393567.642857143
399670
393778.068965517
CIBD
11
22
33
44
55
66
77
88
99
1010
1111
1212
1313
1414
1515
1616
1717
1818
1919
2020
2121
2222
2323
2424
2525
2626
2727
2828
2929
3030
3131
Daily Balances
Average Balance
Date
Balance
March 2008 Deposit Balances
399670
399670
399670
399670
393938
397759.333333333
399383
398165.25
394716
397475.4
395223
397100
396541
397020.142857143
396541
396960.25
396541
396913.666666667
399202
397142.5
395988
397037.545454545
392645
396671.5
392632
396360.769230769
395720
396315
395720
396275.333333333
395720
396240.625
399639
396440.529411765
395574
396392.388888889
394294
396281.947368421
399298
396432.75
398499
396531.142857143
398499
396620.590909091
398499
396702.260869565
402861
396958.875
396025
396921.52
389997
396655.192307692
390025
396409.62962963
393029
396288.892857143
393029
396176.482758621
393029
396071.566666667
398562
396151.903225806
Sheet1
Core Deposit Analysis
Core Deposit Analysis
Current Mth.October 2002November 2002December 2002January 2003February 2003March 2003April 2003May 2003June 2003July 2003August 2003September 2003October 2003November 2003December 2003January 2004February 2004March 2004April 2004May 2004June 2004July 2004August 2004September 2004October 2004November 2004December 2004January 2005February 2005March 2005April 2005May 2005June 2005July 2005August 2005September 2005October 2005November 2005December 2005January 2006February 2006March 2006April 2006May 2006June 2006July 2006August 2006September 2006October 2006November 2006December 2006January 2007February 2007March 2007April 2007May 2007June 2007July 2007August 2007September 2007October 2007November 2007December 2007January 2008February 2008March 2008April 2008May 2008June 2008July 2008August 2008September 2008
DateDayBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRoling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling AverageBalanceRolling Average
1Monday$171,834$171,834$172,475$172,475$173,666$173,666$172,147$172,147$171,862$171,862$175,118$175,118$180,251$180,251$178,959$178,959$181,063$181,063$186,762$186,762$188,898$188,898$187,628$187,628$187,711$187,711$191,318$191,318$201,287$201,287$204,637$204,637$205,273$205,273$215,187$215,187$219,918$219,918$221,214$221,214$231,487$231,487$230,400$230,400$232,727$232,727$236,032$236,032$240,888$240,888$243,789$243,789$272,828$272,828$274,578$274,578$271,743$271,743$273,750$273,750$277,800$277,800$273,479$273,479$277,595$277,595$278,890$278,890$282,985$282,985$282,931$282,931$287,694$287,694$286,468$286,468$289,143$289,143$293,557$293,557$287,282$287,282$291,434$291,434$296,086$296,086$295,141$295,141$291,971$291,971$292,879$292,879$294,303$294,303$295,208$295,208$291,667$291,667$358,599$358,599$367,448$367,448$371,771$371,771$364,101$364,101$370,672$370,672$377,358$377,358$378,581$378,581$378,895$378,895$378,188$378,188$378,902$378,902$380,786$380,786$383,421$383,421$390,950$390,950$397,767$397,767$397,405$397,405$397,165$397,165$399,670$399,670$398,169$398,169$384,449$384,449$392,864$392,864$399,461$399,461$392,741$392,741$390,720$390,720
2Tuesday$169,033$170,434$172,475$172,475$176,388$175,027$175,894$174,021$171,862$171,862$175,118$175,118$177,670$178,961$179,963$179,461$185,621$183,342$183,709$185,236$188,898$188,898$192,366$189,997$186,747$187,229$191,318$191,318$197,736$199,512$206,888$205,763$210,084$207,679$212,780$213,984$221,931$220,925$221,214$221,214$226,498$228,993$232,108$231,254$232,727$232,727$236,048$236,040$240,888$240,888$242,106$242,948$272,163$272,496$274,578$274,578$269,229$270,486$270,545$272,148$277,800$277,800$278,435$275,957$276,493$277,044$278,890$278,890$280,781$281,883$286,216$284,574$287,694$287,694$284,926$285,697$292,205$290,674$293,557$293,557$285,581$286,432$289,337$290,386$296,086$296,086$292,296$293,719$294,363$293,167$292,236$292,558$291,609$292,956$295,208$295,208$289,606$290,637$359,884$359,242$367,448$367,448$371,543$371,657$366,728$365,415$373,502$372,087$381,511$379,435$376,532$377,557$378,895$378,895$382,623$380,406$378,866$378,884$380,786$380,786$380,813$382,117$394,148$392,549$397,767$397,767$398,840$398,123$397,165$397,165$399,670$399,670$394,579$396,374$388,322$386,386$398,668$395,766$396,013$397,737$392,741$392,741$400,295$395,508
3Wednesday$168,944$169,937$172,475$172,475$173,193$174,416$174,839$174,293$176,229$173,318$179,530$176,589$177,669$178,530$179,963$179,628$183,459$183,381$186,806$185,759$188,898$188,898$189,058$189,684$188,688$187,715$195,765$192,800$197,516$198,846$206,888$206,138$207,528$207,628$212,114$213,360$221,931$221,260$225,054$222,494$225,900$227,962$232,108$231,539$232,727$232,727$237,622$236,567$240,888$240,888$236,967$240,954$274,564$273,185$276,678$275,278$269,806$270,259$270,756$271,684$277,800$277,800$275,007$275,640$280,950$278,346$278,890$278,890$278,754$280,840$286,216$285,121$290,600$288,663$284,533$285,309$292,205$291,184$300,282$295,799$287,755$286,873$292,539$291,103$302,815$298,329$291,069$292,835$294,363$293,566$296,923$294,013$291,808$292,573$295,208$295,208$286,731$289,335$359,505$359,329$367,448$367,448$369,434$370,916$366,728$365,852$373,502$372,559$382,477$380,449$376,875$377,329$378,895$378,895$381,573$380,795$381,681$379,816$380,786$380,786$380,443$381,559$394,148$393,082$403,614$399,716$395,739$397,328$397,165$397,165$393,938$397,759$396,039$396,262$388,322$387,031$394,303$395,278$396,013$397,162$392,741$392,741$396,430$395,815
4Thursday$169,492$169,826$175,204$173,157$173,001$174,062$174,839$174,430$173,478$173,358$177,027$176,698$178,937$178,632$179,963$179,712$181,295$182,860$186,806$186,021$191,436$189,533$187,162$189,054$188,688$187,959$194,361$193,191$197,662$198,550$206,888$206,325$206,022$207,227$211,738$212,955$221,931$221,428$224,302$222,946$227,395$227,820$232,108$231,681$232,201$232,596$237,622$236,831$243,334$241,500$240,276$240,785$274,564$273,530$274,968$275,201$270,978$270,439$272,516$271,892$280,776$278,544$275,922$275,711$280,950$278,997$278,890$278,890$278,088$280,152$286,216$285,395$287,556$288,386$286,675$285,651$292,205$291,440$296,173$295,892$287,755$287,093$292,539$291,462$299,871$298,715$289,888$292,099$294,363$293,765$296,923$294,740$292,115$292,459$295,208$295,208$285,349$288,338$359,505$359,373$370,429$368,193$370,379$370,782$366,728$366,071$373,502$372,795$378,274$379,905$377,734$377,431$382,840$379,881$381,573$380,989$381,681$380,283$377,507$379,966$380,668$381,336$394,148$393,349$400,358$399,877$396,244$397,057$396,986$397,120$399,383$398,165$397,551$396,585$388,322$387,354$391,169$394,251$400,475$397,991$396,467$393,673$395,241$395,672
5Friday$169,492$169,759$170,751$172,676$171,688$173,587$174,839$174,512$171,862$173,059$174,908$176,340$178,937$178,693$182,737$180,317$181,114$182,510$186,806$186,178$187,545$189,135$187,985$188,840$188,688$188,104$192,456$193,044$196,556$198,151$208,550$206,770$205,853$206,952$213,177$212,999$223,989$221,940$222,122$222,781$227,395$227,735$232,108$231,766$232,206$232,518$237,622$236,989$240,578$241,315$241,299$240,887$274,564$273,737$272,524$274,665$270,978$270,547$272,516$272,017$278,334$278,502$273,421$275,253$280,950$279,388$28