FLOOD RESILIENCE WORKSHOP II:

Weathering Climate

Risks Program: Advancing

Corporate & Community

Resilience

August 23, 2013

750 First Street, NE

Washington, DC

9th floor conference room

Understanding the Reforms to the National Flood Insurance Program (NFIP)

Washington Harbor Flooding, Hurricane Isabel, FEMA 2003.

Flood Resilience Workshop 2: Understanding the Reforms to the National Flood Insurance Program (NFIP)

CCAP’S PROGRAMS

• Cap-and-Trade and New Market Mechanism Policy Design, China

• CCAP at Doha COP18

• CCAP at Durban COP17

• CCAP-Europe

• Developing a Sustainable Mitigation Program, Mexico

• Developing Countries Project

• Future Actions Dialogue

• Industrial and Municipal Waste NAMA, Chile

• Integrated Solid Waste Management NAMA in Colombia

• Mitigation Action Implementation Network (MAIN)

• Price Stabilization fund NAMA, Chile

• Smart Growth Solutions, Saudi Arabia

• Tourism NAMA, Dominican Republic

• Transit-Oriented Development NAMA, Colombia

• US Climate Policy Initiative

• Weathering Climate Risks

Program Goals…

Catalyze implementation progress on climate adaptation and hazard mitigation in DC by fostering collaboration among the public and private sectors.

Inform and inspire replication by piloting a model that can be applied in other cities.

Advance integration of climate resilience into national, state and local policies and infrastructure investments.

WEATHERING CLIMATE RISKS IN DC

Flood Resilience Workshop 2: Understanding the Reforms to the National Flood Insurance Program (NFIP)

MARCH 2013 WORKSHOP

BACKGROUND…

Flood Resilience Workshop 2: Understanding the Reforms to the National Flood Insurance Program (NFIP)

GOALS FOR TODAY’S WORKSHOP…

Disseminate and share expert information on

increasing the District’s resilience to flooding o Current and future work

Understand NFIP’s Community Rating System

(CRS) Opportunities

Identify low hanging fruit in the District

Identify potential next steps o Research, workshops, capacity building, outreach, policy, action

Flood Resilience Workshop 2: Understanding the Reforms to the National Flood Insurance Program (NFIP)

SANDY TASK FORCE ADDRESSING INSURANCE CHALLENGES, UNDERSTANDING AND AFFORDABILITY: CONSUMER CONFUSION

Addressing insurance challenges, understanding and affordability

· Recommendations to address flood insurance challenges focus on promoting credit for the full range of mitigation actions beyond just elevation, accelerating post-disaster insurance payouts, and addressing affordability challenges to

Recommendation #52: Support efforts to reduce consumer confusion regarding risk and insurance converage while working to increase haard preparedness.

SANDY TASK FORCE ADDRESSING INSURANCE CHALLENGES, UNDERSTANDING AND AFFORDABILITY : CONSUMER CONFUSION

Addressing insurance challenges, understanding and affordability

· Recommendations to address flood insurance challenges focus on promoting credit for the full range of mitigation actions beyond just elevation, accelerating post-disaster insurance payouts, and addressing affordability challenges to prevent hardship for those who cannot afford to pay

Recommendation #53: Improve National Flood Inusrance Program (NFIP) policy holder awareness of factors that affect flood risk and insurance rating decisions.

SANDY TASK FORCE ADDRESSING INSURANCE CHALLENGES, UNDERSTANDING AND AFFORDABILITY: ACTUARIALLY SOUND RATES

Raising utilities or other mechanical devices above expected flood level.

Wet floodproofing in a basement or in areas above and below ABFE.

Using water resistant paints or other materials.

Dry floodproffing non-residential structures by strengthening walls, sealing openings, or using waterproof compounds or

Recommendation #54: Encourage increased hazard mitigation activities including elevation in order to protect property against future lossses.

SANDY TASK FORCE ADDRESSING INSURANCE CHALLENGES, UNDERSTANDING AND AFFORDABILITY: ACTUARIALLY SOUND RATES

TF recommends that FEMA work with NYC to communicate the benefits of mitigation activites other than elevation that would reduce risk premiums.

Recommendation #55: Continue to assess actuarial soundness of decreasing premiums based on mitigation activities other than elevation.

SANDY TASK FORCE ADDRESSING INSURANCE CHALLENGES, UNDERSTANDING AND AFFORDABILITY: ACTUARIALLY SOUND RATES

FEMA is charged by BW12 to complete a study with the NAS to analayze and recommend methods to establish an affordability framework for the NFIP and the federal budget.

Recommendation #56: Analyze affordability challenges of flood insurance and the impact on economically distressed households facing premium increases.

WATER WILL GO WHERE IT NATURALLY WANTS TO… - MAUREEN HOLMAN DC WATER

Confluence of 2 rivers

1 significant stream (Rock Creek)

3 buried streams (Tiber Creek, James Creek and Slash Run)

Numerous tributaries and springs flow into tidal wetland area around the National Mall

Sea level rise exacerbates risk & damage for all flooding types due to climate change and subsidence

DISTRICT FLOODING: HISTORICAL PERSPECTIVE

1933 Unnamed hurricane

1937 Huge storms NE

1954 Hurricane Hazel

1955 Hurricane Connie

1955 Hurricane Diane

1972 Hurricane Agnes

1979 Hurricane David

1985 Hurricane Juan

2003 Hurricane Isabel

2012 Hurricane Sandy

1924 Ice & snow melt and rainfall

2001 7” rainfall in DC

2006 Brief, excessive rainfall 7+”

1889 Potomac crests 12.5 ft >stage height 1936 Great Flood

1942 Flood reaches Lincoln memorial 1996 Potomac rose 85 ft in 48 hours

Riverine flooding

Hurricane/Storm surge

Pluvial flooding

Hotter Temperatures Extreme Weather Flooding

OUR CHANGING CLIMATE

Increase in intensity of precipitation from 1958-2007

Past century, overall precipitation up 7%

Heaviest downpours increased 20% over last 50 years

(USGCRP Global Change Impacts in U.S. 2009, updated from Groisman et al.)

NFIP COMPONENTS

Know Your Risk Mapping – Flood Insurance Rate Maps (FIRM)

Reduce Your Risk Floodplain Regulations

Insure Your Risk Insurance – Flood Insurance Policies

Shana Udvardy

Climate Adaptation

Policy Analyst, CCAP

Brendan Shane

Chief, Office of Policy

& Sustainability, DDOE

Phetmano

Phannavong

Environmental

Engineer, DDOE

Richard J. Sobota

Insurance Specialist,

DHS/FEMA Region 3

OUR SPEAKERS…

Flood Resilience Workshop I: Reducing Costs & Increasing Flood Resiliency

through FEMA’s Community Rating System

Flood Resilience Workshop 2: Understanding the Reforms to the National Flood Insurance Program (NFIP)

OUR PARTICIPANTS…(it’s your turn!)

Flood Resilience Workshop I:

Reducing Costs & Increasing Flood Resiliency through FEMA’s Community Rating System

Friday, August 02, 2013

# First Last Organization 1 Annah Akasa HSEMA2 Ael isa Carr AMT Engineering3 Henry Chau FEMA R34 Laine Cidlowski DC Office of Planning (OP)5 Kyle Gasser DDOE flood intern candidate6 Jess ica Grannis Georgetown Law7 John Heermans District Department of the Environment (DDOE) 8 Josh Hermias Georgetown Bus iness Improvement dis trict9 Karin Hol land Haley & Aldrich, Inc

10 John Jessamy, RA District of Columbia Hous ing Authori ty11 Al l i son Johnson McBee Strategic12 Matthew Johnston GSA WPD C13 Timothy Karikari Dis trict Department of the Environment (DDOE) 14 Hamid Karimi District Department of the Environment (DDOE) 15 Angela King D.C. Department of Insurance, Securi ties and Banking (DISB)16 Anica Landreneau HOK17 Andrea Limauro DC Office of Planning (OP)18 Maureen McGowan Holman DC Water19 Larry Mirel Nelson Levine DeLuca & Hami l ton20 Phetmano Phannavong District Department of the Environment (DDOE) 21 Mari Radford FEMA R322 Jonathan Reeves DC Water23 Gardner Russel l HSEMA24 Stephanie Schmelz D.C. Department of Insurance, Securi ties and Banking (DISB)25 Brendan Shane District Department of the Environment (DDOE) 26 Andrew Simmons Consultant27 Robin Snyder General Services Adminis tration28 Tanya Stern DC Office of Planning (OP)29 Autumn Tal ley District of Columbia Hous ing Authori ty30 Shana Udvardy CCAP31 French Wetmore French & Associates , Ltd.32 Jason Yuckenberg Office of the Ci ty Adminis trator (OCA)

Flood Resilience Workshop 2: Understanding the Reforms to the National Flood Insurance Program (NFIP)