financial inclusion in south africa: small business owners’ discourses of self-determination

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Presented at Stream 20, Critical Entrepreneurship Studies Leicester, United Kingdom July 2015 Financial inclusion in South Africa: Small business owners’ discourses of self-determination Graunt Kruger and Louise Whittaker Wits Business School, University of the Witwatersrand, Johannesburg, South Africa

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Page 1: Financial inclusion in South Africa: Small business owners’ discourses of self-determination

Presented at Stream 20, Critical Entrepreneurship Studies

Leicester, United Kingdom

July 2015

Financial inclusion in South Africa:

Small business owners’ discourses of

self-determination

Graunt Kruger and Louise Whittaker

Wits Business School, University of the Witwatersrand,

Johannesburg, South Africa

Page 2: Financial inclusion in South Africa: Small business owners’ discourses of self-determination

To Do1. Background and

motivation for the study

2. About the photographs

3. A contemporary genealogy

1. Modes of objectification as

discourses

2. Uncovering aspects of

discourse

3. An analytical method for

texts

4. Creating texts from

interview in local contexts

4. Local discourses of

financial practices

5. Proposing a fourth mode

of objectification

6. Conclusions and

implications

Page 3: Financial inclusion in South Africa: Small business owners’ discourses of self-determination

Michel Foucault

1926-1984

“My objective … has

been to create a

history of different

modes by which, in our

culture, human beings

are made subjects. My

work has dealt with

three modes of

objectification which

transform human beings

into subjects”

(p. 208).

Foucault, M. (1982). The subject and power. In H. L. Dreyfus & P. Rabinow (Eds.), in Michel

Foucault: Beyond Structuralism and Hermeneutics. Chicago: University of Chicago Press.

Photograph copyright: http://www.michel-foucault.com/gallery/pictures/foucault08.html

Page 4: Financial inclusion in South Africa: Small business owners’ discourses of self-determination

Source: www.doorway.co.za/images/maps/gauteng.gif; www.freeworldmaps.net/africa/political.gif

Tembisa –

2600’55”S 2814’00”E

Page 5: Financial inclusion in South Africa: Small business owners’ discourses of self-determination

Mama Thembi: “I don’t

want to be poor.”

Page 6: Financial inclusion in South Africa: Small business owners’ discourses of self-determination

Lebo: “Low class shops

can’t swipe.”

Page 7: Financial inclusion in South Africa: Small business owners’ discourses of self-determination
Page 8: Financial inclusion in South Africa: Small business owners’ discourses of self-determination

Scientific

Classification

Subjectification

Self-

determination

Dividing

Practices

Embodied

Disembodied

Imposed

Locus of Power

Origin of

Subject Positions and

Problems

Local/Emergent

Page 9: Financial inclusion in South Africa: Small business owners’ discourses of self-determination

Concluding Remarks

Page 10: Financial inclusion in South Africa: Small business owners’ discourses of self-determination

Thank you.

Graunt Kruger and Louise Whittaker

[email protected]