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Financial Feasibility - Shankar Nagar
Development & Management of Club under Public Private Partnership AREA ASSUMPTIONS - CLUB
Total Area Available - Lawn 0.86 Acres
FAR 1.42
Ground Coverage 44.60%
Basement Area - Parking 13500 Sq.Ft.
Ground Floor 16500 Sq.Ft.
First Floor 13000 Sq.Ft.
Second Floor 13000 Sq.Ft.
Third Floor 9750 Sq.Ft.
Total Construction Area 65750 Sq.Ft.
AREA ASSUMPTIONS - COMMUNITY CENTRE
Total Area Available 10200 Sq. Ft.
Construction Area - Community Hall 4600 Sq. Ft.
Construction Area - Office cum Library 400 Sq. Ft.
Open Space 5200 Sq. Ft.
Revenue StreamsNo. of Rooms 20
Restaurant 1
Bar 1
Banquet 2
Lawn 1
Swimming Pool 1
Open Restaurant along Pool 1
Conference Hall 1
Sport Zone - Badminton, Table Tennis etc 5
Gym, Spa 1
Commercial Space/ Café 1
Community Centre 1
CAPITAL COST (Rs Lakh) Area Construction Cost/ Sq. Ft. Total Cost
Basement Parking 13,500.00 1,500 Rs / Sq. Ft. 20,250,000.00
Basement 13,500.00 20,250,000.00
Lobby 1,500.00 2,500 Rs / Sq. Ft. 3,750,000.00
Banquet Hall 6,000.00 2,500 Rs / Sq. Ft. 15,000,000.00
Restaurant 2,800.00 2,500 Rs / Sq. Ft. 7,000,000.00
Kitchen 600.00 2,500 Rs / Sq. Ft. 1,500,000.00
Lawn 10,000.00 300 Rs / Sq. Ft. 3,000,000.00
Swimming Pool 1,000.00 2,000 Rs / Sq. Ft. 2,000,000.00
Changing Room at Swimming Pool 400.00 1,500 Rs / Sq. Ft. 600,000.00
Gardan Along the Pool 1,500.00 300 Rs / Sq. Ft. 450,000.00
Cafeteria 500.00 2,000 Rs / Sq. Ft. 1,000,000.00
Commercisl Space 1,000.00 2,000 Rs / Sq. Ft. 2,000,000.00
Landscaping Etc. 4,700.00 300 Rs / Sq. Ft. 1,410,000.00
Utility, Internal Road etc 7,000.00 500 Rs / Sq. Ft. 3,500,000.00
Total area of Ground Floor 37,000.00 41,210,000.00
First Floor 13,000.00 2,500 Rs / Sq. Ft. 32,500,000.00
Second Floor 13,000.00 2,000 Rs / Sq. Ft. 26,000,000.00
Third Floor 9,750.00 2,500 Rs / Sq. Ft. 24,375,000.00
Total Construction Area 65,750.00 -
Cost of Dismental Existing Structure 150,000.00
Boundary Wall 800.00 800 Rs / Sq. Ft. 640,000.00
Sports Items, Electricity Installation 5,000,000.00
Community BuildingConstruction of Bhawan 4,600.00 2,000 Rs / Sq. Ft. 9,200,000.00
Library cum Office for Residents 400.00 1,200 Rs / Sq. Ft. 480,000.00
Electricity, Boundary Wall etc 500,000.00
Estimated Cost 160,305,000.00
Total Project Cost (in lacs) 1,603.05
Construction Year 1 2 3
Operation Year 0 0 1
OP COST (monthly basis) 01/01/2013 01/01/2014 01/01/2015
Inflation 5%
Max Annual Regular Maintenance 0.20%
Admin
No. of Employees @ 4 4
Employee Wage Rate @ 10000 /employee mnth 10000 10,500 11,025
Employee Cost 0.44
Total Elec Consumption (Vol) @ 10000 units / mnth 10000
Elec Rates @ 6.00 Rs/unit 6.00 6.30 6.62
Power Charges / month 0.66
Maintenance Rate@ Annual 0.20%
Maintenance @ Housekeeping / mnth 0.27
RESTAURANT
No. of Employees @ 15 15
Employee Wage Rate @ 8000 /employee mnth 8000 8,400 8,820
Head Chef 2 persons @ Rs. 20000/ chef 40000 in total 40000 42,000 44,100
Total Wages Employee - Restaurant mnth 176,400
Raw Material - Restaurant 45% on revenue from rest 429,048.90
Restaurant Total Cost /mnth - - 6.05
HOUSEKEEPING
No. of Employees Lower level@ 5 5
Employee Wage Rate @ 5000 5000 5,250 5,513
No. of Employee Mgmt level (Manager) 1 1
Employee Wage Rate @ Manager 25000 25000 26,250 27,563
Employee Cost - Housekeeping & Manager 55,125
Employee Cost (Except Restaurant) - - 11.91
Restaurant Combined Cost - - 72.65
Maintenance - - 3.21
Power - - 7.94
Sales & Marketing 5.00
Total Operation Cost - - 100.70
0 0 1
REVENUE 01/01/2013 01/01/2014 01/01/2015
CLUB MEMBERSHIP
Life Member
Life Membership Fees Fees 100,000 125,000
Life Membership 150 Members 150 Members 150
Yearly Increase up to 10 Years 15% by 3rd year 150
Yearly Fees Increase every 3rd year by 5% 6,000 6,000
Revenue Collection From Life Member Total Fees 19,650,000
Temporary / One Year Membership
Yearly Membership Fees Increase every 3rd year by 10% Fees 24,000 18,000
Yearly No. of Members Increase up to 10 years by 10% 150 Member 150
Yearly Increase up to 10 Years
Revenus Collectrion from Yel. Members Total Fees 2,700,000
Total Revenus from Club Membership Life + Temporary Total in Rs. 22,350,000
Total Revenus from Club Membership Life + Temporary In Lacs 223.50
HOTEL
Room Rent 3500 / room Average Rent 3500 3,675 3,859
No. of Rooms 20 20
OCCUPANCY
No. of PAX/ Room 2 2
Occupancy (Off Season) / day 40% 8
No. of Days / Year (Off Season) 146 146
Occupancy (Peak Season) / day 60% 12
No. of Days / Year (Peak Season) 219 219
Annual Occupancy - - 3,796
ADVERTISEMENT
Advt Rates 5000 /mnth 5000 5,250 5,513
No. of Advertisements 2 /mnth 2
Lawn
No. of Event in Lawn 20 / yr 20
Rent 10000 10,000
RESTAURANT 01/01/2013 01/01/2014 01/01/2015
No. Guests from Lodging 7592
No. of Average guests other than lodging (outside
guests, event in lawn & banquets )
@ 75 guests per day
for 360 days 27000
Total No. of Guests / yr 34592
Restaurant Revenue Rate 300 /Guests 300 315.00 330.75
BANQUET
Banquet Rent 10000 /day 10000 10,500.00 11,025.00
No. of Events & Shows 20 / yr 20
TOTAL REVENUE
Club Membership 223.50
Room Rent 146.48
Lawn 2.00
Restaurant - - 114.41
Advertisement 1.32
Banquet 2.21
Revenue from commercial space/café 3.00
Total Revenues - - 492.92
YEARLY REPAIR & MAINTENANCE 1
Rate of Maintenance 0.10% Increase by 10% every 3rd year -
PROFIT & LOSS A/C
Revenue - - 492.92
-
Net Revenue 492.92
Less : O&M Cost - - 100.70
Less : Periodic Maintenance - - -
Operating profit - - 392.21
Depreciation @ 3.34% 53.54
PBIT - - 338.67
Interest - - 168.32
PBT - - 170.35
Tax @ 32.45% - - -
PAT - - 170.35
Cash Accrual 223.89
`
4 5 6 7 8 9 10 11 12
2 3 4 5 6 7 8 9 10
01/01/2016 01/01/2017 01/01/2018 01/01/2019 01/01/2020 01/01/2021 01/01/2022 01/01/2023 01/01/2024
4 4 4 4 4 4 4 4 4
11,576 12,155 12,763 13,401 14,071 14,775 15,513 16,289 17,103
0.46 0.49 0.51 0.54 0.56 0.59 0.62 0.65 0.68
10000 10000 10000 10000 10000 10000 10000 10000 10000
6.95 7.29 7.66 8.04 8.44 8.86 9.31 9.77 10.26
0.69 0.73 0.77 0.80 0.84 0.89 0.93 0.98 1.03
0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
0.27 0.27 0.27 0.27 0.27 0.27 0.27 0.27 0.27
15 15 15 15 15 15 15 15 15
9,261 9,724 10,210 10,721 11,257 11,820 12,411 13,031 13,683
46,305 48,620 51,051 53,604 56,284 59,098 62,053 65,156 68,414
185,220 194,481 204,205 214,415 225,136 236,393 248,213 260,623 273,654
450,501.35 473,026.41 496,677.73 521,511.62 547,587.20 574,966.56 603,714.89 633,900.63 665,595.66
6.36 6.68 7.01 7.36 7.73 8.11 8.52 8.95 9.39
5 5 5 5 5 5 5 5 5
5,788 6,078 6,381 6,700 7,036 7,387 7,757 8,144 8,552
1 1 1 1 1 1 1 1 1
28,941 30,388 31,907 33,502 35,178 36,936 38,783 40,722 42,758
57,881 60,775 63,814 67,005 70,355 73,873 77,566 81,445 85,517
12.50 13.13 13.78 14.47 15.20 15.96 16.75 17.59 18.47
76.29 80.10 84.11 88.31 92.73 97.36 102.23 107.34 112.71
3.21 3.21 3.21 3.21 3.21 3.21 3.21 3.21 3.21
8.33 8.75 9.19 9.65 10.13 10.64 11.17 11.73 12.31
3.00 2.00 2.10 2.21 2.32 2.43 2.55 2.68 2.81
103.33 107.19 112.39 117.84 123.58 129.59 135.91 142.55 149.52
2 3 4 5 6 7 8 9 10
01/01/2016 01/01/2017 01/01/2018 01/01/2019 01/01/2020 01/01/2021 01/01/2022 01/01/2023 01/01/2024
150,000 175,000 175,000 192,500 192,500 211,750 211,750 232,925 232,925
175 200 230 265 304 350 402 463 532
25 25 30 35 40 46 52 60 69
6,000 6,600.00 6,600.00 6,600.00 7,260.00 7,260.00 7,260.00 7,986.00 7,986.00
4,800,000 5,695,000 6,768,000 8,386,950 9,845,748 12,200,916 14,031,053 17,749,282 20,411,674
18,000 19,800 19,800 19,800 21,780 21,780 21,780 23,958 23,958
200 250 275 303 333 366 403 443 487
3,600,000 4,950,000 5,445,000 5,989,500 7,247,295 7,972,025 8,769,227 10,610,765 11,671,841
8,400,000 10,645,000 12,213,000 14,376,450 17,093,043 20,172,940 22,800,280 28,360,046 32,083,515
84.00 106.45 122.13 143.76 170.93 201.73 228.00 283.60 320.84
4,052 4,254 4,467 4,690 4,925 5,171 5,430 5,701 5,986
20 20 20 20 20 20 20 20 20
2 2 2 2 2 2 2 2 2
8 8 8 8 8 8 8 8 8
146 146 146 146 146 146 146 146 146
12 12 12 12 12 12 12 12 12
219 219 219 219 219 219 219 219 219
3,796 3,796 3,796 3,796 3,796 3,796 3,796 3,796 3,796
5,788 6,078 6,381 6,700 7,036 7,387 7,757 8,144 8,552
2 2 2 4 4 4 4 4 8
20 20 20 20 20 20 22 22 22
10,500 11,025 11,576 12,155 12,763 13,401 14,071 14,775 15,513
01/01/2016 01/01/2017 01/01/2018 01/01/2019 01/01/2020 01/01/2021 01/01/2022 01/01/2023 01/01/2024
7592 7592 7592 7592 7592 7592 7592 7592 7592
27000 27000 27000 27000 27000 27000 27000 27000 27000
34592 34592 34592 34592 34592 34592 34592 34592 34592
347.29 364.65 382.88 402.03 422.13 443.24 465.40 488.67 513.10
11,576 12,155.06 12,762.82 13,400.96 14,071.00 14,774.55 15,513.28 16,288.95 17,103.39
20 20 20 20 20 20 20 20 20
84.00 106.45 122.13 143.76 170.93 201.73 228.00 283.60 320.84
153.80 161.49 169.57 178.05 186.95 196.29 206.11 216.41 227.24
2.10 2.21 2.32 2.43 2.55 2.68 3.10 3.25 3.41
120.13 126.14 132.45 139.07 146.02 153.32 160.99 169.04 177.49
1.39 1.46 1.53 3.22 3.38 3.55 3.72 3.91 8.21
2.32 2.43 2.55 2.68 2.81 2.95 3.10 3.26 3.42
3.15 3.31 3.47 3.65 3.83 4.02 4.22 4.43 4.65
366.89 403.48 434.02 472.85 516.47 564.55 609.25 683.91 745.26
2 3 4 5 6 7 8 9 10
- 1.60 1.60 1.76 1.76 1.76 1.94 1.94 1.94
366.89 403.48 434.02 472.85 516.47 564.55 609.25 683.91 745.26
- - - - - - - - -
366.89 403.48 434.02 472.85 516.47 564.55 609.25 683.91 745.26
103.33 107.19 112.39 117.84 123.58 129.59 135.91 142.55 149.52
- 1.60 1.60 1.76 1.76 1.76 1.94 1.94 1.94
263.56 294.70 320.03 353.25 391.13 433.19 471.39 539.42 593.80
53.54 53.54 53.54 53.54 53.54 53.54 53.54 53.54 53.54
210.02 241.15 266.49 299.70 337.59 379.65 417.85 485.87 540.26
163.06 147.28 126.24 105.20 84.16 63.12 42.08 21.04 5.25
46.96 93.87 140.25 194.50 253.43 316.53 375.77 464.83 535.01
- - - - - - - 150.84 173.61
46.96 93.87 140.25 194.50 253.43 316.53 375.77 314.00 361.40
100.50 147.42 193.79 248.05 306.97 370.07 429.31 367.54 414.94
13 14 15 16 17 18 19 20 21
11 12 13 14 15 16 17 18 19
01/01/2025 01/01/2026 01/01/2027 01/01/2028 01/01/2029 01/01/2030 01/01/2031 01/01/2032 01/01/2033
4 4 4 4 4 4 4 4 4
17,959 18,856 19,799 20,789 21,829 22,920 24,066 25,270 26,533
0.72 0.75 0.79 0.83 0.87 0.92 0.96 1.01 1.06
10000 10000 10000 10000 10000 10000 10000 10000 10000
10.78 11.31 11.88 12.47 13.10 13.75 14.44 15.16 15.92
1.08 1.13 1.19 1.25 1.31 1.38 1.44 1.52 1.59
0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
0.27 0.27 0.27 0.27 0.27 0.27 0.27 0.27 0.27
15 15 15 15 15 15 15 15 15
14,367 15,085 15,839 16,631 17,463 18,336 19,253 20,216 21,226
71,834 75,426 79,197 83,157 87,315 91,681 96,265 101,078 106,132
287,337 301,704 316,789 332,629 349,260 366,723 385,059 404,312 424,528
698,875.45 733,819.22 770,510.18 809,035.69 849,487.47 891,961.85 936,559.94 983,387.94 1,032,557.33
9.86 10.36 10.87 11.42 11.99 12.59 13.22 13.88 14.57
5 5 5 5 5 5 5 5 5
8,979 9,428 9,900 10,395 10,914 11,460 12,033 12,635 13,266
1 1 1 1 1 1 1 1 1
44,896 47,141 49,498 51,973 54,572 57,300 60,165 63,174 66,332
89,793 94,282 98,997 103,946 109,144 114,601 120,331 126,348 132,665
19.40 20.37 21.38 22.45 23.58 24.75 25.99 27.29 28.66
118.35 124.26 130.48 137.00 143.85 151.04 158.59 166.52 174.85
3.21 3.21 3.21 3.21 3.21 3.21 3.21 3.21 3.21
12.93 13.58 14.26 14.97 15.72 16.50 17.33 18.19 19.10
2.95 3.10 3.26 3.42 3.59 3.77 3.96 4.16 4.37
156.83 164.51 172.58 181.05 189.94 199.28 209.08 219.37 230.18
11 12 13 14 15 16 17 18 19
01/01/2025 01/01/2026 01/01/2027 01/01/2028 01/01/2029 01/01/2030 01/01/2031 01/01/2032 01/01/2033
256,218 256,218 281,839 281,839 310,023 310,023 341,025 341,025 375,128
532 532 532 532 532 532 532 532 532
- - - - - - - - -
7,986.00 8,784.60 8,784.60 8,784.60 9,663.06 9,663.06 9,663.06 10,629.37 10,629.37
4,248,584 4,673,442 4,673,442 4,673,442 5,140,786 5,140,786 5,140,786 5,654,865 5,654,865
23,958 26,354 26,354 26,354 28,989 28,989 28,989 31,888 31,888
536 589 648 713 785 863 949 1,044 1,149
12,839,025 15,535,220 17,088,743 18,797,617 22,745,116 25,019,628 27,521,591 33,301,125 36,631,237
17,087,609 20,208,663 21,762,185 23,471,059 27,885,903 30,160,414 32,662,377 38,955,990 42,286,102
170.88 202.09 217.62 234.71 278.86 301.60 326.62 389.56 422.86
6,285 6,600 6,930 7,276 7,640 8,022 8,423 8,844 9,287
20 20 20 20 20 20 20 20 20
2 2 2 2 2 2 2 2 2
8 8 8 8 8 8 8 8 8
146 146 146 146 146 146 146 146 146
12 12 12 12 12 12 12 12 12
219 219 219 219 219 219 219 219 219
3,796 3,796 3,796 3,796 3,796 3,796 3,796 3,796 3,796
8,979 9,428 9,900 10,395 10,914 11,460 12,033 12,635 13,266
8 8 8 8 10 10 10 10 10
22 22 22 22 22 22 22 26 26
16,289 17,103 17,959 18,856 19,799 20,789 21,829 22,920 24,066
01/01/2025 01/01/2026 01/01/2027 01/01/2028 01/01/2029 01/01/2030 01/01/2031 01/01/2032 01/01/2033
7592 7592 7592 7592 7592 7592 7592 7592 7592
27000 27000 27000 27000 27000 27000 27000 27000 27000
34592 34592 34592 34592 34592 34592 34592 34592 34592
538.76 565.69 593.98 623.68 654.86 687.61 721.99 758.09 795.99
17,958.56 18,856.49 19,799.32 20,789.28 21,828.75 22,920.18 24,066.19 25,269.50 26,532.98
20 20 20 20 20 20 20 20 20
170.88 202.09 217.62 234.71 278.86 301.60 326.62 389.56 422.86
238.60 250.53 263.05 276.21 290.02 304.52 319.74 335.73 352.52
3.58 3.76 3.95 4.15 4.36 4.57 4.80 6.05 6.35
186.37 195.69 205.47 215.74 226.53 237.86 249.75 262.24 275.35
8.62 9.05 9.50 9.98 13.10 13.75 14.44 15.16 15.92
3.59 3.77 3.96 4.16 4.37 4.58 4.81 5.05 5.31
4.89 5.13 5.39 5.66 5.94 6.24 6.55 6.88 7.22
616.52 670.02 708.95 750.60 823.16 873.12 926.72 1,020.67 1,085.53
11 12 13 14 15 16 17 18 19
2.13 2.13 2.35 2.35 2.35 2.58 2.84 2.84 3.12
616.52 670.02 708.95 750.60 823.16 873.12 926.72 1,020.67 1,085.53
- - - - - - - - -
616.52 670.02 708.95 750.60 823.16 873.12 926.72 1,020.67 1,085.53
156.83 164.51 172.58 181.05 189.94 199.28 209.08 219.37 230.18
2.13 2.13 2.35 2.35 2.35 2.58 2.84 2.84 3.12
457.56 503.37 534.02 567.21 630.88 671.27 714.80 798.46 852.22
53.54 53.54 53.54 53.54 53.54 53.54 53.54 53.54 53.54
404.01 449.83 480.48 513.67 577.34 617.73 661.26 744.92 798.68
-0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01
404.03 449.84 480.49 513.68 577.35 617.74 661.27 744.93 798.69
131.11 145.97 155.92 166.69 187.35 200.46 214.58 241.73 259.18
272.92 303.87 324.57 346.99 390.00 417.28 446.69 503.20 539.52
326.46 357.41 378.11 400.53 443.54 470.82 500.23 556.74 593.06
22 23 24 25 26 27 28 29 30
20 21 22 23 24 25 26 27 28
01/01/2034 01/01/2035 01/01/2036 01/01/2037 01/01/2038 01/01/2039 01/01/2040 01/01/2041 01/01/2042
4 4 4 4 4 4 4 4 4
27,860 29,253 30,715 32,251 33,864 35,557 37,335 39,201 41,161
1.11 1.17 1.23 1.29 1.35 1.42 1.49 1.57 1.65
10000 10000 10000 10000 10000 10000 10000 10000 10000
16.72 17.55 18.43 19.35 20.32 21.33 22.40 23.52 24.70
1.67 1.76 1.84 1.94 2.03 2.13 2.24 2.35 2.47
0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
0.27 0.27 0.27 0.27 0.27 0.27 0.27 0.27 0.27
15 15 15 15 15 15 15 15 15
22,288 23,402 24,572 25,801 27,091 28,445 29,868 31,361 32,929
111,439 117,010 122,861 129,004 135,454 142,227 149,338 156,805 164,645
445,754 468,042 491,444 516,016 541,817 568,908 597,353 627,221 658,582
1,084,185.20 1,138,394.46 1,195,314.18 1,255,079.89 1,317,833.89 1,383,725.58 1,452,911.86 1,525,557.46 1,601,835.33
15.30 16.06 16.87 17.71 18.60 19.53 20.50 21.53 22.60
5 5 5 5 5 5 5 5 5
13,930 14,626 15,358 16,125 16,932 17,778 18,667 19,601 20,581
1 1 1 1 1 1 1 1 1
69,649 73,132 76,788 80,627 84,659 88,892 93,336 98,003 102,903
139,298 146,263 153,576 161,255 169,318 177,784 186,673 196,006 205,807
30.09 31.59 33.17 34.83 36.57 38.40 40.32 42.34 44.45
183.59 192.77 202.41 212.53 223.16 234.32 246.03 258.33 271.25
3.21 3.21 3.21 3.21 3.21 3.21 3.21 3.21 3.21
20.06 21.06 22.11 23.22 24.38 25.60 26.88 28.22 29.64
4.58 4.81 5.05 5.31 5.57 5.85 6.14 6.45 6.77
241.53 253.45 265.96 279.10 292.89 307.37 322.58 338.55 355.32
20 21 22 23 24 25 26 27 28
01/01/2034 01/01/2035 01/01/2036 01/01/2037 01/01/2038 01/01/2039 01/01/2040 01/01/2041 01/01/2042
375,128 412,641 412,641 453,905 453,905 499,295 499,295 549,225 549,225
532 532 532 532 532 532 532 532 532
- - - - - - - - -
10,629.37 11,692.30 11,692.30 11,692.30 12,861.53 12,861.53 12,861.53 14,147.69 14,147.69
5,654,865 6,220,351 6,220,351 6,220,351 6,842,387 6,842,387 6,842,387 7,526,625 7,526,625
31,888 35,077 35,077 35,077 38,585 38,585 38,585 42,443 42,443
1,264 1,264 1,264 1,264 1,264 1,264 1,264 1,264 1,264
40,294,361 44,323,797 44,323,797 44,323,797 48,756,177 48,756,177 48,756,177 53,631,794 53,631,794
45,949,226 50,544,149 50,544,149 50,544,149 55,598,563 55,598,563 55,598,563 61,158,420 61,158,420
459.49 505.44 505.44 505.44 555.99 555.99 555.99 611.58 611.58
9,751 10,238 10,750 11,288 11,852 12,445 13,067 13,720 14,406
20 20 20 20 20 20 20 20 20
2 2 2 2 2 2 2 2 2
8 8 8 8 8 8 8 8 8
146 146 146 146 146 146 146 146 146
12 12 12 12 12 12 12 12 12
219 219 219 219 219 219 219 219 219
3,796 3,796 3,796 3,796 3,796 3,796 3,796 3,796 3,796
13,930 14,626 15,358 16,125 16,932 17,778 18,667 19,601 20,581
12 12 12 12 12 15 15 15 15
26 26 26 26 26 26 26 26 32
25,270 26,533 27,860 29,253 30,715 32,251 33,864 35,557 37,335
01/01/2034 01/01/2035 01/01/2036 01/01/2037 01/01/2038 01/01/2039 01/01/2040 01/01/2041 01/01/2042
7592 7592 7592 7592 7592 7592 7592 7592 7592
27000 27000 27000 27000 27000 27000 27000 27000 27000
34592 34592 34592 34592 34592 34592 34592 34592 34592
835.79 877.58 921.46 967.53 1,015.91 1,066.70 1,120.04 1,176.04 1,234.84
27,859.63 29,252.61 30,715.24 32,251.00 33,863.55 35,556.73 37,334.56 39,201.29 41,161.36
20 20 20 20 20 20 20 20 20
459.49 505.44 505.44 505.44 555.99 555.99 555.99 611.58 611.58
370.14 388.65 408.08 428.49 449.91 472.41 496.03 520.83 546.87
6.67 7.00 7.35 7.72 8.11 8.51 8.94 9.39 11.83
289.12 303.57 318.75 334.69 351.42 368.99 387.44 406.82 427.16
20.06 21.06 22.11 23.22 24.38 32.00 33.60 35.28 37.05
5.57 5.85 6.14 6.45 6.77 7.11 7.47 7.84 8.23
7.58 7.96 8.36 8.78 9.21 9.68 10.16 10.67 11.20
1,158.63 1,239.54 1,276.25 1,314.79 1,405.80 1,454.69 1,499.62 1,602.40 1,653.92
20 21 22 23 24 25 26 27 28
3.12 3.44 3.44 3.44 3.78 3.78 4.16 4.16 4.57
1,158.63 1,239.54 1,276.25 1,314.79 1,405.80 1,454.69 1,499.62 1,602.40 1,653.92
- - - - - - - - -
1,158.63 1,239.54 1,276.25 1,314.79 1,405.80 1,454.69 1,499.62 1,602.40 1,653.92
241.53 253.45 265.96 279.10 292.89 307.37 322.58 338.55 355.32
3.12 3.44 3.44 3.44 3.78 3.78 4.16 4.16 4.57
913.98 982.66 1,006.85 1,032.25 1,109.13 1,143.53 1,172.88 1,259.69 1,294.02
53.54 53.54 53.54 53.54 53.54 53.54 53.54 53.54 53.54
860.44 929.12 953.31 978.71 1,055.58 1,089.99 1,119.34 1,206.15 1,240.48
-0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01
860.45 929.13 953.32 978.72 1,055.60 1,090.00 1,119.35 1,206.16 1,240.49
279.22 301.50 309.35 317.60 342.54 353.71 363.23 391.40 402.54
581.23 627.63 643.97 661.13 713.06 736.30 756.12 814.76 837.95
634.78 681.17 697.51 714.67 766.60 789.84 809.66 868.31 891.50
31 32 33
29 30 31
01/01/2043 01/01/2044 01/01/2045
4 4 4
43,219 45,380 47,649
1.73 1.82 1.91
10000 10000 10000
25.93 27.23 28.59
2.59 2.72 2.86
0.20% 0.20% 0.20%
0.27 0.27 0.27
15 15 15
34,576 36,304 38,120
172,878 181,522 190,598
691,511 726,086 762,391
1,681,927.09 1,766,023.45 1,854,324.62
23.73 24.92 26.17
5 5 5
21,610 22,690 23,825
1 1 1
108,049 113,451 119,124
216,097 226,902 238,247
46.68 49.01 51.46
284.81 299.05 314.01
3.21 3.21 3.21
31.12 32.67 34.31
7.11 7.47 7.84
372.92 391.41 410.82
29 30 31
01/01/2043 01/01/2044 01/01/2045
604,147 604,147 664,562
532 532 532
- - -
14,147.69 15,562.45 15,562.45
7,526,625 8,279,288 8,279,288
42,443 46,687 46,687
1,264 1,264 1,264
53,631,794 58,994,974 58,994,974
61,158,420 67,274,262 67,274,262
611.58 672.74 672.74
15,127 15,883 16,677
20 20 20
2 2 2
8 8 8
146 146 146
12 12 12
219 219 219
3,796 3,796 3,796
21,610 22,690 23,825
15 20 20
32 32 32
39,201 41,161 43,219
01/01/2043 01/01/2044 01/01/2045
7592 7592 7592
27000 27000 27000
34592 34592 34592
1,296.58 1,361.41 1,429.48
43,219.42 45,380.39 47,649.41
20 20 20
611.58 672.74 672.74
574.21 602.92 633.07
12.42 13.04 13.69
448.51 470.94 494.49
38.90 54.46 57.18
8.64 9.08 9.53
11.76 12.35 12.97
1,706.03 1,835.53 1,893.67
29 30 31
4.57 5.03 5.03
1,706.03 1,835.53 1,893.67
- - -
1,706.03 1,835.53 1,893.67
372.92 391.41 410.82
4.57 5.03 5.03
1,328.53 1,439.09 1,477.81
53.54 53.54 53.54
1,274.99 1,385.54 1,424.27
-0.01 -0.01 -0.01
1,275.00 1,385.56 1,424.29
413.74 449.61 462.18
861.27 935.94 962.10
914.81 989.49 1,015.65